Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 8/10

vs
industry
vs
history
Cash to Debt 5.89
SAN's Cash to Debt is ranked higher than
79% of the 1734 Companies
in the Global Banks - Global industry.

( Industry Median: 1.88 vs. SAN: 5.89 )
SAN' s 10-Year Cash to Debt Range
Min: 0.05   Max: No Debt
Current: 5.89

Equity to Asset 0.06
SAN's Equity to Asset is ranked lower than
51% of the 2241 Companies
in the Global Banks - Global industry.

( Industry Median: 0.09 vs. SAN: 0.06 )
SAN' s 10-Year Equity to Asset Range
Min: 0.04   Max: 0.29
Current: 0.06

0.04
0.29
Interest Coverage No Debt
SAN's Interest Coverage is ranked higher than
100% of the 2151 Companies
in the Global Banks - Global industry.

( Industry Median: 1.25 vs. SAN: No Debt )
SAN' s 10-Year Interest Coverage Range
Min: 0.04   Max: 9999.99
Current: No Debt

0.04
9999.99
F-Score: 4
Z-Score: 0.14
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 23.73
SAN's Operating margin (%) is ranked higher than
65% of the 2344 Companies
in the Global Banks - Global industry.

( Industry Median: 30.14 vs. SAN: 23.73 )
SAN' s 10-Year Operating margin (%) Range
Min: 2.15   Max: 36.25
Current: 23.73

2.15
36.25
Net-margin (%) 13.43
SAN's Net-margin (%) is ranked higher than
58% of the 2344 Companies
in the Global Banks - Global industry.

( Industry Median: 22.16 vs. SAN: 13.43 )
SAN' s 10-Year Net-margin (%) Range
Min: 4.44   Max: 30.3
Current: 13.43

4.44
30.3
ROE (%) 7.72
SAN's ROE (%) is ranked higher than
70% of the 2347 Companies
in the Global Banks - Global industry.

( Industry Median: 8.98 vs. SAN: 7.72 )
SAN' s 10-Year ROE (%) Range
Min: 3.14   Max: 25.43
Current: 7.72

3.14
25.43
ROA (%) 0.49
SAN's ROA (%) is ranked higher than
60% of the 2356 Companies
in the Global Banks - Global industry.

( Industry Median: 0.81 vs. SAN: 0.49 )
SAN' s 10-Year ROA (%) Range
Min: 0.18   Max: 1.04
Current: 0.49

0.18
1.04
ROC (Joel Greenblatt) (%) 75.23
SAN's ROC (Joel Greenblatt) (%) is ranked higher than
72% of the 2318 Companies
in the Global Banks - Global industry.

( Industry Median: 87.69 vs. SAN: 75.23 )
SAN' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 4.7   Max: 114.3
Current: 75.23

4.7
114.3
Revenue Growth (3Y)(%) -100.00
SAN's Revenue Growth (3Y)(%) is ranked lower than
55% of the 1995 Companies
in the Global Banks - Global industry.

( Industry Median: 2.00 vs. SAN: -100.00 )
SAN' s 10-Year Revenue Growth (3Y)(%) Range
Min: -100   Max: 31.5
Current: -100

-100
31.5
EBITDA Growth (3Y)(%) -100.00
SAN's EBITDA Growth (3Y)(%) is ranked lower than
53% of the 1805 Companies
in the Global Banks - Global industry.

( Industry Median: 6.90 vs. SAN: -100.00 )
SAN' s 10-Year EBITDA Growth (3Y)(%) Range
Min: -100   Max: 30.2
Current: -100

-100
30.2
EPS Growth (3Y)(%) -100.00
SAN's EPS Growth (3Y)(%) is ranked lower than
53% of the 1825 Companies
in the Global Banks - Global industry.

( Industry Median: 8.90 vs. SAN: -100.00 )
SAN' s 10-Year EPS Growth (3Y)(%) Range
Min: -100   Max: 28.2
Current: -100

-100
28.2
» SAN's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2014

SAN Guru Trades in Q1 2014

Murray Stahl 42,329 sh (+34.99%)
David Dreman 689,289 sh (+15.95%)
Steven Cohen Sold Out
Ken Fisher 617,450 sh (-3.73%)
» More
Q2 2014

SAN Guru Trades in Q2 2014

Ken Fisher 678,571 sh (+9.90%)
Murray Stahl 45,624 sh (+7.78%)
David Dreman 602,081 sh (-12.65%)
» More
Q3 2014

SAN Guru Trades in Q3 2014

Murray Stahl 46,550 sh (+2.03%)
David Dreman 609,334 sh (+1.20%)
Ken Fisher 615,420 sh (-9.31%)
» More
Q4 2014

SAN Guru Trades in Q4 2014

Jeremy Grantham 159,140 sh (New)
Murray Stahl 46,688 sh (+0.30%)
Ken Fisher 563,555 sh (-8.43%)
David Dreman 526,858 sh (-13.54%)
» More
» Details

Insider Trades

Latest Guru Trades with SAN

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Guru Investment Theses on Banco Santander SA

Tweedy Browne Comments on Banco Santander - Jul 23, 2013

Although Banco Santander Spain (SAN) is a significant shareholder of Banco Santander Brasil, the Brazilian bank is an independently listed subsidiary with its own management team, board of directors, and capital base. At purchase, Banco Santander Brasil was trading at a discount from book value, below 10 times 20 13 estimated earnings, and had a dividend yield of approximately 5%. It has a strong capital position (underleveraged), high net interest margins, and among its three local competitors, it has the highest consumer exposure to the rapidly growing middle class in Brazil. While the company has traded down since our initial purchase, we think largely due to the general sell-off in the emerging markets and the demonstrations in Brazil, we are very positive about the longer term prospects for the company.

From Tweedy Browne's second quarter 2013 investor letter.
Check out Tweedy Browne latest stock trades

Ratios

vs
industry
vs
history
P/E(ttm) 14.60
SAN's P/E(ttm) is ranked higher than
76% of the 3164 Companies
in the Global Banks - Global industry.

( Industry Median: 18.90 vs. SAN: 14.60 )
SAN' s 10-Year P/E(ttm) Range
Min: 3.3   Max: 35.21
Current: 14.6

3.3
35.21
Forward P/E 3.08
SAN's Forward P/E is ranked higher than
99% of the 3164 Companies
in the Global Banks - Global industry.

( Industry Median: 0.00 vs. SAN: 3.08 )
N/A
PE(NRI) 15.00
SAN's PE(NRI) is ranked higher than
77% of the 3164 Companies
in the Global Banks - Global industry.

( Industry Median: 18.70 vs. SAN: 15.00 )
SAN' s 10-Year PE(NRI) Range
Min: 3.29   Max: 35.21
Current: 15

3.29
35.21
P/B 1.00
SAN's P/B is ranked higher than
79% of the 3164 Companies
in the Global Banks - Global industry.

( Industry Median: 1.40 vs. SAN: 1.00 )
SAN' s 10-Year P/B Range
Min: 0.56   Max: 2.13
Current: 1

0.56
2.13
P/S 1.62
SAN's P/S is ranked higher than
95% of the 3164 Companies
in the Global Banks - Global industry.

( Industry Median: 3.82 vs. SAN: 1.62 )
SAN' s 10-Year P/S Range
Min: 0.55   Max: 3.63
Current: 1.62

0.55
3.63
EV-to-EBIT 2.21
SAN's EV-to-EBIT is ranked higher than
99% of the 3164 Companies
in the Global Banks - Global industry.

( Industry Median: 20.40 vs. SAN: 2.21 )
SAN' s 10-Year EV-to-EBIT Range
Min: -1596   Max: 400.4
Current: 2.21

-1596
400.4
Shiller P/E 9.00
SAN's Shiller P/E is ranked higher than
96% of the 3164 Companies
in the Global Banks - Global industry.

( Industry Median: 0.00 vs. SAN: 9.00 )
SAN' s 10-Year Shiller P/E Range
Min: 3.68   Max: 23.3
Current: 9

3.68
23.3

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 9.54
SAN's Dividend Yield is ranked higher than
98% of the 2193 Companies
in the Global Banks - Global industry.

( Industry Median: 2.43 vs. SAN: 9.54 )
SAN' s 10-Year Dividend Yield Range
Min: 3.03   Max: 16.43
Current: 9.54

3.03
16.43
Dividend Payout 1.32
SAN's Dividend Payout is ranked higher than
79% of the 3164 Companies
in the Global Banks - Global industry.

( Industry Median: 0.69 vs. SAN: 1.32 )
SAN' s 10-Year Dividend Payout Range
Min: 0.26   Max: 63
Current: 1.32

0.26
63
Dividend growth (3y) -100.00
SAN's Dividend growth (3y) is ranked higher than
54% of the 1323 Companies
in the Global Banks - Global industry.

( Industry Median: 6.50 vs. SAN: -100.00 )
SAN' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 42.6
Current: -100

0
42.6
Yield on cost (5-Year) 9.70
SAN's Yield on cost (5-Year) is ranked higher than
92% of the 2203 Companies
in the Global Banks - Global industry.

( Industry Median: 2.80 vs. SAN: 9.70 )
SAN' s 10-Year Yield on cost (5-Year) Range
Min: 3.03   Max: 16.43
Current: 9.7

3.03
16.43
Share Buyback Rate 100.00
SAN's Share Buyback Rate is ranked higher than
98% of the 1645 Companies
in the Global Banks - Global industry.

( Industry Median: -1.50 vs. SAN: 100.00 )
SAN' s 10-Year Share Buyback Rate Range
Min: 100   Max: -20
Current: 100

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.90
SAN's Price/Tangible Book is ranked higher than
58% of the 3164 Companies
in the Global Banks - Global industry.

( Industry Median: 1.69 vs. SAN: 2.90 )
SAN' s 10-Year Price/Tangible Book Range
Min: 0.48   Max: 6.75
Current: 2.9

0.48
6.75
Price/DCF (Projected) 0.60
SAN's Price/DCF (Projected) is ranked higher than
89% of the 3164 Companies
in the Global Banks - Global industry.

( Industry Median: 0.00 vs. SAN: 0.60 )
SAN' s 10-Year Price/DCF (Projected) Range
Min: 0.17   Max: 14.8
Current: 0.6

0.17
14.8
Price/Median PS Value 1.00
SAN's Price/Median PS Value is ranked higher than
86% of the 3164 Companies
in the Global Banks - Global industry.

( Industry Median: 1.30 vs. SAN: 1.00 )
SAN' s 10-Year Price/Median PS Value Range
Min: 0.35   Max: 2.28
Current: 1

0.35
2.28
Price/Graham Number 0.90
SAN's Price/Graham Number is ranked higher than
78% of the 3164 Companies
in the Global Banks - Global industry.

( Industry Median: 1.20 vs. SAN: 0.90 )
SAN' s 10-Year Price/Graham Number Range
Min: 0.47   Max: 2.45
Current: 0.9

0.47
2.45
Earnings Yield (Greenblatt) 46.30
SAN's Earnings Yield (Greenblatt) is ranked higher than
98% of the 2337 Companies
in the Global Banks - Global industry.

( Industry Median: 6.50 vs. SAN: 46.30 )
SAN' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.2   Max: 347.7
Current: 46.3

0.2
347.7
Forward Rate of Return (Yacktman) -18.45
SAN's Forward Rate of Return (Yacktman) is ranked higher than
50% of the 1371 Companies
in the Global Banks - Global industry.

( Industry Median: 14.52 vs. SAN: -18.45 )
SAN' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -18.8   Max: 116.1
Current: -18.45

-18.8
116.1

Business Description

Industry: Banks » Banks - Global
Compare:LSE:0IKH, LSE:0H32, LSE:0O84, LSE:0GUX, LSE:0O55 » details
Traded in other countries:BCDRF.USA, SAN.Spain, SANT.Italy, SANT.Netherlands, BNC.UK, SANT.Portugal, BSAN33.Brazil, BSD2.Germany, BSDK.Germany, SAN.Mexico, STD.Argentina,
Banco Santander SA was established on March 21, 1857. It is a commercial bank. The Company offers retail banking, wholesale banking, asset management and insurance services. Retail Banking covers customers banking businesses, including private banking. Global Wholesale Banking business covers corporate banking, investment banking and international markets, including all treasuries managed, both trading and distribution to customers, as well as equities business. Asset Management and Insurance includes units that design and manage mutual and pension funds and insurance. The Company operates in Spain, the UK, Portugal, Europe, Brazil, Latin American countries and the US.
» More Articles for SAN

Headlines

Articles On GuruFocus.com
Infineon Technologies AG: Automotive, Samsung Pay And EMV Mar 09 2015 
diego Mar 08 2015 
The Education of a Young Capital Allocator Feb 02 2015 
B Jan 26 2015 
my portfolio Dec 18 2014 
my portfolio Dec 18 2014 
EWP: Cheap and Unloved, Spanish Stocks are a Buy Dec 11 2014 
Guru Stocks at 52-Week Lows: IBM, BBL, SAN, ABEV, RIO Nov 17 2014 
Guru Stocks at 52-Week Lows: IBM, SNY, SAN, RIO, E Nov 09 2014 
Guru Stocks at 52-Week Lows: IBM, BBL, SNY, SAN, RIO Nov 04 2014 

More From Our Partners
GE Q1 Earnings Beat on Sustained Industrial Focus - Analyst Blog Apr 17 2015 - ZACKS

More From Other Websites
Santander renegotiates UniCredit fund manager deal Apr 17 2015
GE Q1 Earnings Beat on Sustained Industrial Focus - Analyst Blog Apr 17 2015
Sao Paulo Traders Clash With Morgan Stanley Over Rates Outlook Apr 17 2015
Is Plus500 Ltd The Perfect Partner For Banco Santander SA In Your Portfolio? Apr 16 2015
Credit card perks are shrinking which banks WON'T scrap deals Apr 16 2015
There’s More To Banco Santander SA Than Meets The Eye Apr 13 2015
Why I Would Buy Banco Santander SA And Countrywide PLC But Sell Anglo American plc Apr 10 2015
Banco Santander S.A. (Spain) -- Moody's assigns (P)Baa1 ratings to Emisora Santander Espana's debt... Apr 09 2015
5 Of My Favourite Dividend Stocks: Centrica PLC, Aviva plc, Glencore PLC, Banco Santander SA And... Apr 09 2015
Banco Santander Announces Its Commitment To Launch A Social Economy Initiative With Georgetown... Apr 07 2015
RI Governor, Providence Mayor And Local Business Leaders Discuss Rhode Island Economy At Santander... Apr 07 2015
Over 300 Local Business Leaders Discuss Massachusetts Economy at Santander and Greater Boston... Apr 02 2015
TABLE-Rothschild, Itaú BBA top Brazil 1st-quarter M&A rankings Apr 02 2015
Can Shawbrook Group PLC And Aldermore Group PLC Really Compete With Banco Santander SA? Apr 02 2015
Best International Opportunity for the Second Quarter: Spain Apr 01 2015
Europe's Secret Demands on Bank Capital Have Investors Guessing Apr 01 2015
Spain's Banco Santander to sell Australian wind farm - source Apr 01 2015
Can Lender Santander Consumer USA Rev Up Car Loans? Mar 31 2015
Ontario Teachers’ Returns 12 Percent on Private Equity Mar 31 2015
'Santander is blocking me from using my card abroad' Mar 30 2015

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK