Switch to:
Also traded in: Argentina, Brazil, Germany, Italy, Mexico, Netherlands, Portugal, Spain, UK, USA

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt No Debt
NYSE:SAN's Cash to Debt is ranked higher than
100% of the 1639 Companies
in the Global Banks - Global industry.

( Industry Median: 1.98 vs. NYSE:SAN: No Debt )
Ranked among companies with meaningful Cash to Debt only.
NYSE:SAN' s Cash to Debt Range Over the Past 10 Years
Min: 0.05  Med: 0.57 Max: No Debt
Current: No Debt
Equity to Asset 0.07
NYSE:SAN's Equity to Asset is ranked lower than
79% of the 1660 Companies
in the Global Banks - Global industry.

( Industry Median: 0.10 vs. NYSE:SAN: 0.07 )
Ranked among companies with meaningful Equity to Asset only.
NYSE:SAN' s Equity to Asset Range Over the Past 10 Years
Min: 0.04  Med: 0.06 Max: 0.29
Current: 0.07
0.04
0.29
Interest Coverage 0.43
NYSE:SAN's Interest Coverage is ranked lower than
85% of the 1590 Companies
in the Global Banks - Global industry.

( Industry Median: 1.69 vs. NYSE:SAN: 0.43 )
Ranked among companies with meaningful Interest Coverage only.
NYSE:SAN' s Interest Coverage Range Over the Past 10 Years
Min: 0.12  Med: 0.36 Max: 0.51
Current: 0.43
0.12
0.51
F-Score: 4
WACC vs ROIC
31.29%
27.85%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 22.04
NYSE:SAN's Operating margin (%) is ranked lower than
71% of the 1678 Companies
in the Global Banks - Global industry.

( Industry Median: 30.78 vs. NYSE:SAN: 22.04 )
Ranked among companies with meaningful Operating margin (%) only.
NYSE:SAN' s Operating margin (%) Range Over the Past 10 Years
Min: 7.01  Med: 23.22 Max: 36.25
Current: 22.04
7.01
36.25
Net-margin (%) 12.95
NYSE:SAN's Net-margin (%) is ranked lower than
77% of the 1677 Companies
in the Global Banks - Global industry.

( Industry Median: 22.15 vs. NYSE:SAN: 12.95 )
Ranked among companies with meaningful Net-margin (%) only.
NYSE:SAN' s Net-margin (%) Range Over the Past 10 Years
Min: 4.49  Med: 14.31 Max: 30.3
Current: 12.95
4.49
30.3
ROE (%) 6.27
NYSE:SAN's ROE (%) is ranked lower than
65% of the 1675 Companies
in the Global Banks - Global industry.

( Industry Median: 8.39 vs. NYSE:SAN: 6.27 )
Ranked among companies with meaningful ROE (%) only.
NYSE:SAN' s ROE (%) Range Over the Past 10 Years
Min: 3.12  Med: 9.46 Max: 19.31
Current: 6.27
3.12
19.31
ROA (%) 0.46
NYSE:SAN's ROA (%) is ranked lower than
73% of the 1683 Companies
in the Global Banks - Global industry.

( Industry Median: 0.89 vs. NYSE:SAN: 0.46 )
Ranked among companies with meaningful ROA (%) only.
NYSE:SAN' s ROA (%) Range Over the Past 10 Years
Min: 0.18  Med: 0.6 Max: 1.04
Current: 0.46
0.18
1.04
Revenue Growth (3Y)(%) -12.70
NYSE:SAN's Revenue Growth (3Y)(%) is ranked lower than
90% of the 1371 Companies
in the Global Banks - Global industry.

( Industry Median: 3.10 vs. NYSE:SAN: -12.70 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
NYSE:SAN' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -25  Med: 1.3 Max: 31.5
Current: -12.7
-25
31.5
EBITDA Growth (3Y)(%) 13.10
NYSE:SAN's EBITDA Growth (3Y)(%) is ranked higher than
70% of the 1253 Companies
in the Global Banks - Global industry.

( Industry Median: 5.80 vs. NYSE:SAN: 13.10 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
NYSE:SAN' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -28.1  Med: -0.1 Max: 30
Current: 13.1
-28.1
30
EPS Growth (3Y)(%) 22.10
NYSE:SAN's EPS Growth (3Y)(%) is ranked higher than
80% of the 1231 Companies
in the Global Banks - Global industry.

( Industry Median: 7.30 vs. NYSE:SAN: 22.10 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
NYSE:SAN' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -40.3  Med: 4 Max: 26
Current: 22.1
-40.3
26
» NYSE:SAN's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q4 2015

SAN Guru Trades in Q4 2015

Murray Stahl 102,739 sh (+36.74%)
Ken Fisher 705,644 sh (+2.13%)
Ruane Cunniff Sold Out
David Dreman 14,380 sh (-91.50%)
» More
Q1 2016

SAN Guru Trades in Q1 2016

Murray Stahl 116,039 sh (+12.95%)
Ken Fisher 722,945 sh (+2.45%)
David Dreman 12,695 sh (-11.72%)
» More
Q2 2016

SAN Guru Trades in Q2 2016

Jim Simons 413,285 sh (New)
Murray Stahl 171,139 sh (+47.48%)
Ken Fisher 691,874 sh (-4.30%)
David Dreman 6,621 sh (-47.85%)
» More
Q3 2016

SAN Guru Trades in Q3 2016

Murray Stahl 170,556 sh (-0.34%)
David Dreman 6,319 sh (-4.56%)
Ken Fisher 644,900 sh (-6.79%)
Jim Simons 237,385 sh (-42.56%)
» More
» Details

Insider Trades

Latest Guru Trades with SAN

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Business Description

Industry: Banks » Banks - Global  
Compare:NYSE:BNS, OTCPK:WEBNF, OTCPK:MBFJF, OTCPK:ANEWF, NYSE:UBS, OTCPK:BCMXY, OTCPK:NABZY, OTCPK:INGVF, NYSE:SMFG, NYSE:TD, NYSE:BBVA, OTCPK:BCLYF, NYSE:RY/PT, NYSE:BMO, OTCPK:CMWAY, NYSE:CM, NYSE:RBS, OTCPK:CSGKF, OTCPK:SVNLY, OTCPK:SCBFF » details
Traded in other countries:STD.Argentina, BSAN33.Brazil, BSD2.Germany, SANT.Italy, SAN.Mexico, SANTA.Netherlands, SANT.Portugal, SAN.Spain, BNC.UK, BCDRF.USA,
Banco Santander SA is a commercial bank. The Company offers retail banking, wholesale banking, asset management and insurance services.

Banco Santander SA was established on March 21, 1857. It is a commercial bank. The Company offers retail banking, wholesale banking, asset management and insurance services. Retail Banking covers customers banking businesses, including private banking. Global Wholesale Banking business covers corporate banking, investment banking and international markets, including all treasuries managed, both trading and distribution to customers, as well as equities business. Asset Management and Insurance includes units that design and manage mutual and pension funds and insurance. The Company operates in Spain, the UK, Portugal, Europe, Brazil, Latin American countries and the US.

Ratios

vs
industry
vs
history
P/E(ttm) 12.12
SAN's P/E(ttm) is ranked higher than
65% of the 1557 Companies
in the Global Banks - Global industry.

( Industry Median: 13.95 vs. SAN: 12.12 )
Ranked among companies with meaningful P/E(ttm) only.
SAN' s P/E(ttm) Range Over the Past 10 Years
Min: 3.67  Med: 10.71 Max: 22.6
Current: 12.12
3.67
22.6
Forward P/E 10.48
SAN's Forward P/E is ranked higher than
84% of the 334 Companies
in the Global Banks - Global industry.

( Industry Median: 15.24 vs. SAN: 10.48 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 12.12
SAN's PE(NRI) is ranked higher than
66% of the 1539 Companies
in the Global Banks - Global industry.

( Industry Median: 13.98 vs. SAN: 12.12 )
Ranked among companies with meaningful PE(NRI) only.
SAN' s PE(NRI) Range Over the Past 10 Years
Min: 4.06  Med: 10.95 Max: 19.79
Current: 12.12
4.06
19.79
P/B 0.75
SAN's P/B is ranked higher than
77% of the 1662 Companies
in the Global Banks - Global industry.

( Industry Median: 1.12 vs. SAN: 0.75 )
Ranked among companies with meaningful P/B only.
SAN' s P/B Range Over the Past 10 Years
Min: 0.49  Med: 1.02 Max: 2.13
Current: 0.75
0.49
2.13
P/S 1.50
SAN's P/S is ranked higher than
87% of the 1645 Companies
in the Global Banks - Global industry.

( Industry Median: 3.21 vs. SAN: 1.50 )
Ranked among companies with meaningful P/S only.
SAN' s P/S Range Over the Past 10 Years
Min: 0.69  Med: 1.65 Max: 3.66
Current: 1.5
0.69
3.66
PFCF 4.96
SAN's PFCF is ranked higher than
74% of the 826 Companies
in the Global Banks - Global industry.

( Industry Median: 12.19 vs. SAN: 4.96 )
Ranked among companies with meaningful PFCF only.
SAN' s PFCF Range Over the Past 10 Years
Min: 3.95  Med: 7.53 Max: 196.5
Current: 4.96
3.95
196.5
POCF 3.01
SAN's POCF is ranked higher than
79% of the 925 Companies
in the Global Banks - Global industry.

( Industry Median: 10.51 vs. SAN: 3.01 )
Ranked among companies with meaningful POCF only.
SAN' s POCF Range Over the Past 10 Years
Min: 1.85  Med: 3.82 Max: 74.74
Current: 3.01
1.85
74.74
EV-to-EBIT 1.81
SAN's EV-to-EBIT is ranked higher than
96% of the 1265 Companies
in the Global Banks - Global industry.

( Industry Median: 12.31 vs. SAN: 1.81 )
Ranked among companies with meaningful EV-to-EBIT only.
SAN' s EV-to-EBIT Range Over the Past 10 Years
Min: -7.7  Med: 6.3 Max: 84.3
Current: 1.81
-7.7
84.3
EV-to-EBITDA 1.43
SAN's EV-to-EBITDA is ranked higher than
97% of the 1263 Companies
in the Global Banks - Global industry.

( Industry Median: 10.92 vs. SAN: 1.43 )
Ranked among companies with meaningful EV-to-EBITDA only.
SAN' s EV-to-EBITDA Range Over the Past 10 Years
Min: -6.3  Med: 5 Max: 73.3
Current: 1.43
-6.3
73.3
Shiller P/E 5.84
SAN's Shiller P/E is ranked higher than
95% of the 502 Companies
in the Global Banks - Global industry.

( Industry Median: 20.35 vs. SAN: 5.84 )
Ranked among companies with meaningful Shiller P/E only.
SAN' s Shiller P/E Range Over the Past 10 Years
Min: 3.98  Med: 7.4 Max: 18.6
Current: 5.84
3.98
18.6

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 4.36
SAN's Dividend Yield is ranked higher than
82% of the 2376 Companies
in the Global Banks - Global industry.

( Industry Median: 2.79 vs. SAN: 4.36 )
Ranked among companies with meaningful Dividend Yield only.
SAN' s Dividend Yield Range Over the Past 10 Years
Min: 3.03  Med: 7.29 Max: 16.42
Current: 4.36
3.03
16.42
Dividend Payout 0.71
SAN's Dividend Payout is ranked lower than
67% of the 1294 Companies
in the Global Banks - Global industry.

( Industry Median: 9999.00 vs. SAN: 0.71 )
Ranked among companies with meaningful Dividend Payout only.
SAN' s Dividend Payout Range Over the Past 10 Years
Min: 0.29  Med: 0.52 Max: 2.22
Current: 0.71
0.29
2.22
Dividend Growth (3y) -14.80
SAN's Dividend Growth (3y) is ranked lower than
87% of the 739 Companies
in the Global Banks - Global industry.

( Industry Median: 8.00 vs. SAN: -14.80 )
Ranked among companies with meaningful Dividend Growth (3y) only.
SAN' s Dividend Growth (3y) Range Over the Past 10 Years
Min: 0  Med: 3.4 Max: 42.6
Current: -14.8
0
42.6
Forward Dividend Yield 3.89
SAN's Forward Dividend Yield is ranked higher than
83% of the 2299 Companies
in the Global Banks - Global industry.

( Industry Median: 2.98 vs. SAN: 3.89 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 3.26
SAN's Yield on cost (5-Year) is ranked higher than
53% of the 2629 Companies
in the Global Banks - Global industry.

( Industry Median: 3.56 vs. SAN: 3.26 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
SAN' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 2.27  Med: 5.46 Max: 12.31
Current: 3.26
2.27
12.31
3-Year Average Share Buyback Ratio -11.10
SAN's 3-Year Average Share Buyback Ratio is ranked lower than
77% of the 1061 Companies
in the Global Banks - Global industry.

( Industry Median: -2.00 vs. SAN: -11.10 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
SAN' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -32.6  Med: -9.6 Max: 0
Current: -11.1
-32.6
0

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.18
SAN's Price/Tangible Book is ranked higher than
60% of the 1660 Companies
in the Global Banks - Global industry.

( Industry Median: 1.19 vs. SAN: 1.18 )
Ranked among companies with meaningful Price/Tangible Book only.
SAN' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.48  Med: 2.07 Max: 6.77
Current: 1.18
0.48
6.77
Price/Projected FCF 1.29
SAN's Price/Projected FCF is ranked lower than
79% of the 872 Companies
in the Global Banks - Global industry.

( Industry Median: 0.74 vs. SAN: 1.29 )
Ranked among companies with meaningful Price/Projected FCF only.
SAN' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.39  Med: 2.02 Max: 7.23
Current: 1.29
0.39
7.23
Price/Median PS Value 0.91
SAN's Price/Median PS Value is ranked higher than
84% of the 1450 Companies
in the Global Banks - Global industry.

( Industry Median: 1.10 vs. SAN: 0.91 )
Ranked among companies with meaningful Price/Median PS Value only.
SAN' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.53  Med: 1.19 Max: 2.17
Current: 0.91
0.53
2.17
Price/Graham Number 0.80
SAN's Price/Graham Number is ranked higher than
67% of the 1404 Companies
in the Global Banks - Global industry.

( Industry Median: 0.92 vs. SAN: 0.80 )
Ranked among companies with meaningful Price/Graham Number only.
SAN' s Price/Graham Number Range Over the Past 10 Years
Min: 0.5  Med: 1.1 Max: 3.29
Current: 0.8
0.5
3.29
Earnings Yield (Greenblatt) (%) 56.01
SAN's Earnings Yield (Greenblatt) (%) is ranked higher than
97% of the 1663 Companies
in the Global Banks - Global industry.

( Industry Median: 5.80 vs. SAN: 56.01 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
SAN' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 1.2  Med: 8.6 Max: 953.6
Current: 56.01
1.2
953.6
Forward Rate of Return (Yacktman) (%) -12.76
SAN's Forward Rate of Return (Yacktman) (%) is ranked lower than
89% of the 886 Companies
in the Global Banks - Global industry.

( Industry Median: 11.59 vs. SAN: -12.76 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
SAN' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -20.9  Med: 4.4 Max: 21.7
Current: -12.76
-20.9
21.7

More Statistics

Revenue (TTM) (Mil) $52,138
EPS (TTM) $ 0.44
Beta1.41
Short Percentage of Float0.06%
52-Week Range $3.60 - 5.23
Shares Outstanding (Mil)14,434.49

Analyst Estimate

Dec16 Dec17 Dec18
Revenue (Mil $) 47,474 49,548
EPS ($) 0.39 0.49 0.49
EPS w/o NRI ($) 0.39 0.49 0.49
EPS Growth Rate
(3Y to 5Y Estimate)
8.50%
Dividends Per Share ($) 0.22 0.23 0.24
» More Articles for NYSE:SAN

Headlines

Articles On GuruFocus.com
Value Gurus Avoided Deutsche Bank and These 2 European Financials Oct 07 2016 
Stocks Murray Stahl Bought for Past 2 Quarters Apr 26 2016 
Low PS Stocks That Are Still Expensive Apr 05 2016 
Ken Fisher for Forbes - Irrational Fears You Can Bank On Oct 15 2015 
Guru Stocks at 52-Week Lows: HSBC Holdings, Unilever, Banco Santander, Duke Energy, Itau Unibanco Aug 31 2015 
Hunting for Value in European Stocks Jul 16 2015 
7 Cheap Dividend Stocks Trading for Less Than $10 Jun 22 2015 
The Latest Investing Moves by Seven Masters of the Universe May 28 2015 
Royal Dutch Shell Acquiring BG Group – The Oil Sector Mega Acquisition Deal May 04 2015 
Infineon Technologies AG: Automotive, Samsung Pay And EMV Mar 09 2015 

More From Other Websites
U.S. regulator to fail Santander on community lending -sources Dec 09 2016
U.S. regulator ready to fail Santander on community lending -sources Dec 09 2016
Moody's assigns definitive ratings to ABS notes issued by FT, SANTANDER CONSUMO 2 Dec 09 2016
Santander's Mexico unit to invest more than $700 mln over 3 years Dec 08 2016
Banco Popular shake-up opens door to overdue Spanish mergers Dec 02 2016
Do Hedge Funds Love Rio Tinto plc (ADR) (RIO)? Dec 02 2016
Apple Pay now available to Banco Santander customers in Spain Dec 01 2016
Moody's assigns provisional ratings to ABS to be issued by FT, SANTANDER CONSUMO 2 Dec 01 2016
Is E I Du Pont De Nemours And Co (DD) A Good Stock To Buy? Nov 30 2016
RBS Fails Central Bank Test (RBS, HSBC) Nov 30 2016
Banco Santander, S.A. has been informed by the European Central Bank on its decision regarding... Nov 30 2016
Moody's has assigned provisional ratings to ABS Notes to be issued by Motor 2016-1 plc Nov 29 2016
Should You Add Occidental Petroleum Corporation (OXY) to Your Portfolio? Nov 29 2016
Banco Santander Stock Rises on Shareholder Payout Bets After ECB Capital Report Nov 29 2016
Super-Yacht Marinas for Oligarchs Lift Santander Pension Pot Nov 29 2016
RBS May Fail to Sell Assets in Time (RBS, SAN) Nov 28 2016
Why 2017 could be Banco Santander SA and Barclays plc’s year Nov 28 2016
Santander Said to Scrap Plan for U.K. Bank Split After Brexit Nov 28 2016
[$$] Santander set for U-turn over ringfencing plans on Brexit Nov 27 2016
'Why did Santander ignore my power of attorney?' Nov 27 2016

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)