Switch to:
Also traded in: Argentina, Brazil, Germany, Italy, Mexico, Netherlands, Portugal, Spain, UK, USA

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash-to-Debt No Debt
SAN's Cash-to-Debt is ranked higher than
99% of the 1366 Companies
in the Global Banks - Global industry.

( Industry Median: 1.88 vs. SAN: No Debt )
Ranked among companies with meaningful Cash-to-Debt only.
SAN' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.06  Med: 0.34 Max: No Debt
Current: No Debt
Equity-to-Asset 0.07
SAN's Equity-to-Asset is ranked lower than
77% of the 1372 Companies
in the Global Banks - Global industry.

( Industry Median: 0.10 vs. SAN: 0.07 )
Ranked among companies with meaningful Equity-to-Asset only.
SAN' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.03  Med: 0.06 Max: 0.29
Current: 0.07
0.03
0.29
Interest Coverage 0.45
SAN's Interest Coverage is ranked lower than
84% of the 1606 Companies
in the Global Banks - Global industry.

( Industry Median: 1.67 vs. SAN: 0.45 )
Ranked among companies with meaningful Interest Coverage only.
SAN' s Interest Coverage Range Over the Past 10 Years
Min: 0.12  Med: 0.38 Max: No Debt
Current: 0.45
Piotroski F-Score: 3
Beneish M-Score: -2.20
WACC vs ROIC
33.05%
32.97%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry
vs
history
Operating Margin % 22.98
SAN's Operating Margin % is ranked lower than
68% of the 1383 Companies
in the Global Banks - Global industry.

( Industry Median: 30.69 vs. SAN: 22.98 )
Ranked among companies with meaningful Operating Margin % only.
SAN' s Operating Margin % Range Over the Past 10 Years
Min: 7.01  Med: 23.22 Max: 36.25
Current: 22.98
7.01
36.25
Net Margin % 13.28
SAN's Net Margin % is ranked lower than
77% of the 1381 Companies
in the Global Banks - Global industry.

( Industry Median: 22.17 vs. SAN: 13.28 )
Ranked among companies with meaningful Net Margin % only.
SAN' s Net Margin % Range Over the Past 10 Years
Min: 4.49  Med: 13.68 Max: 29.39
Current: 13.28
4.49
29.39
ROE % 6.64
SAN's ROE % is ranked lower than
64% of the 1380 Companies
in the Global Banks - Global industry.

( Industry Median: 8.35 vs. SAN: 6.64 )
Ranked among companies with meaningful ROE % only.
SAN' s ROE % Range Over the Past 10 Years
Min: 3.12  Med: 7.46 Max: 18.8
Current: 6.64
3.12
18.8
ROA % 0.47
SAN's ROA % is ranked lower than
73% of the 1387 Companies
in the Global Banks - Global industry.

( Industry Median: 0.87 vs. SAN: 0.47 )
Ranked among companies with meaningful ROA % only.
SAN' s ROA % Range Over the Past 10 Years
Min: 0.18  Med: 0.49 Max: 1.04
Current: 0.47
0.18
1.04
3-Year Revenue Growth Rate -12.10
SAN's 3-Year Revenue Growth Rate is ranked lower than
91% of the 1247 Companies
in the Global Banks - Global industry.

( Industry Median: 3.90 vs. SAN: -12.10 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
SAN' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -12.7  Med: 3.1 Max: 9.9
Current: -12.1
-12.7
9.9
3-Year EBITDA Growth Rate -0.40
SAN's 3-Year EBITDA Growth Rate is ranked lower than
67% of the 1158 Companies
in the Global Banks - Global industry.

( Industry Median: 5.00 vs. SAN: -0.40 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
SAN' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -25.5  Med: -0.6 Max: 30
Current: -0.4
-25.5
30
3-Year EPS without NRI Growth Rate 4.20
SAN's 3-Year EPS without NRI Growth Rate is ranked lower than
58% of the 1132 Companies
in the Global Banks - Global industry.

( Industry Median: 7.20 vs. SAN: 4.20 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
SAN' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -40.3  Med: 4 Max: 26
Current: 4.2
-40.3
26
GuruFocus has detected 6 Warning Signs with Banco Santander SA $SAN.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» SAN's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q1 2016

SAN Guru Trades in Q1 2016

Murray Stahl 116,039 sh (+12.95%)
Ken Fisher 722,945 sh (+2.45%)
David Dreman 12,695 sh (-11.72%)
» More
Q2 2016

SAN Guru Trades in Q2 2016

Jim Simons 413,285 sh (New)
Murray Stahl 171,139 sh (+47.48%)
Ken Fisher 691,874 sh (-4.30%)
David Dreman 6,621 sh (-47.85%)
» More
Q3 2016

SAN Guru Trades in Q3 2016

Murray Stahl 170,556 sh (-0.34%)
David Dreman 6,319 sh (-4.56%)
Ken Fisher 644,900 sh (-6.79%)
Jim Simons 237,385 sh (-42.56%)
» More
Q4 2016

SAN Guru Trades in Q4 2016

Jim Simons 432,155 sh (+82.05%)
David Dreman Sold Out
Murray Stahl 146,381 sh (-14.17%)
Ken Fisher 492,422 sh (-23.64%)
» More
» Details

Insider Trades

Latest Guru Trades with SAN

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Business Description

Industry: Banks » Banks - Global  
Compare:NYSE:BNS, OTCPK:ANZBY, OTCPK:WEBNF, OTCPK:NABZY, NYSE:MTU, NYSE:UBS, OTCPK:BCMXY, NYSE:TD, NYSE:SMFG, NYSE:ING, NYSE:BMO, OTCPK:BCLYF, NYSE:RY/PT, OTCPK:CMWAY, NYSE:BBVA, NYSE:RBS, NYSE:CM, OTCPK:CSGKF, OTCPK:SCBFF, OTCPK:SVNLY » details
Traded in other countries:STD.Argentina, BSAN33.Brazil, BSD2.Germany, SANT.Italy, SAN.Mexico, SANTA.Netherlands, SANT.Portugal, SAN.Spain, BNC.UK, BCDRF.USA,
Banco Santander SA is a commercial bank. The Company offers retail banking, wholesale banking, asset management and insurance services.

Banco Santander SA was established on March 21, 1857. It is a commercial bank. The Company offers retail banking, wholesale banking, asset management and insurance services. Retail Banking covers customers banking businesses, including private banking. Global Wholesale Banking business covers corporate banking, investment banking and international markets, including all treasuries managed, both trading and distribution to customers, as well as equities business. Asset Management and Insurance includes units that design and manage mutual and pension funds and insurance. The Company operates in Spain, the UK, Portugal, Europe, Brazil, Latin American countries and the US.

Ratios

vs
industry
vs
history
PE Ratio 12.44
SAN's PE Ratio is ranked higher than
61% of the 1316 Companies
in the Global Banks - Global industry.

( Industry Median: 14.29 vs. SAN: 12.44 )
Ranked among companies with meaningful PE Ratio only.
SAN' s PE Ratio Range Over the Past 10 Years
Min: 3.67  Med: 10.71 Max: 22.6
Current: 12.44
3.67
22.6
Forward PE Ratio 10.66
SAN's Forward PE Ratio is ranked higher than
78% of the 388 Companies
in the Global Banks - Global industry.

( Industry Median: 16.18 vs. SAN: 10.66 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 12.44
SAN's PE Ratio without NRI is ranked higher than
62% of the 1296 Companies
in the Global Banks - Global industry.

( Industry Median: 14.49 vs. SAN: 12.44 )
Ranked among companies with meaningful PE Ratio without NRI only.
SAN' s PE Ratio without NRI Range Over the Past 10 Years
Min: 4.03  Med: 10.93 Max: 19.79
Current: 12.44
4.03
19.79
PB Ratio 0.80
SAN's PB Ratio is ranked higher than
73% of the 1391 Companies
in the Global Banks - Global industry.

( Industry Median: 1.17 vs. SAN: 0.80 )
Ranked among companies with meaningful PB Ratio only.
SAN' s PB Ratio Range Over the Past 10 Years
Min: 0.49  Med: 1 Max: 2.13
Current: 0.8
0.49
2.13
PS Ratio 1.61
SAN's PS Ratio is ranked higher than
83% of the 1383 Companies
in the Global Banks - Global industry.

( Industry Median: 3.34 vs. SAN: 1.61 )
Ranked among companies with meaningful PS Ratio only.
SAN' s PS Ratio Range Over the Past 10 Years
Min: 0.7  Med: 1.66 Max: 3.67
Current: 1.61
0.7
3.67
Price-to-Operating-Cash-Flow 19.83
SAN's Price-to-Operating-Cash-Flow is ranked lower than
71% of the 824 Companies
in the Global Banks - Global industry.

( Industry Median: 12.79 vs. SAN: 19.83 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
SAN' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 1.84  Med: 4.01 Max: 74.74
Current: 19.83
1.84
74.74
EV-to-EBIT 0.83
SAN's EV-to-EBIT is ranked higher than
98% of the 1066 Companies
in the Global Banks - Global industry.

( Industry Median: 12.64 vs. SAN: 0.83 )
Ranked among companies with meaningful EV-to-EBIT only.
SAN' s EV-to-EBIT Range Over the Past 10 Years
Min: -7.7  Med: 5.15 Max: 84.3
Current: 0.83
-7.7
84.3
EV-to-EBITDA 0.67
SAN's EV-to-EBITDA is ranked higher than
98% of the 1072 Companies
in the Global Banks - Global industry.

( Industry Median: 11.46 vs. SAN: 0.67 )
Ranked among companies with meaningful EV-to-EBITDA only.
SAN' s EV-to-EBITDA Range Over the Past 10 Years
Min: -6.3  Med: 4.25 Max: 73.3
Current: 0.67
-6.3
73.3
PEG Ratio 24.60
SAN's PEG Ratio is ranked lower than
97% of the 731 Companies
in the Global Banks - Global industry.

( Industry Median: 1.55 vs. SAN: 24.60 )
Ranked among companies with meaningful PEG Ratio only.
SAN' s PEG Ratio Range Over the Past 10 Years
Min: 0.43  Med: 1.11 Max: 76.69
Current: 24.6
0.43
76.69
Shiller PE Ratio 6.41
SAN's Shiller PE Ratio is ranked higher than
94% of the 490 Companies
in the Global Banks - Global industry.

( Industry Median: 21.81 vs. SAN: 6.41 )
Ranked among companies with meaningful Shiller PE Ratio only.
SAN' s Shiller PE Ratio Range Over the Past 10 Years
Min: 3.98  Med: 7.27 Max: 17.13
Current: 6.41
3.98
17.13

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 4.25
SAN's Dividend Yield % is ranked higher than
79% of the 2324 Companies
in the Global Banks - Global industry.

( Industry Median: 2.67 vs. SAN: 4.25 )
Ranked among companies with meaningful Dividend Yield % only.
SAN' s Dividend Yield % Range Over the Past 10 Years
Min: 3.1  Med: 7.29 Max: 16.42
Current: 4.25
3.1
16.42
Dividend Payout Ratio 0.71
SAN's Dividend Payout Ratio is ranked lower than
66% of the 1297 Companies
in the Global Banks - Global industry.

( Industry Median: 0.33 vs. SAN: 0.71 )
Ranked among companies with meaningful Dividend Payout Ratio only.
SAN' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.44  Med: 0.8 Max: 2.91
Current: 0.71
0.44
2.91
3-Year Dividend Growth Rate -30.90
SAN's 3-Year Dividend Growth Rate is ranked lower than
92% of the 755 Companies
in the Global Banks - Global industry.

( Industry Median: 7.70 vs. SAN: -30.90 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
SAN' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 0  Med: 3.4 Max: 42.6
Current: -30.9
0
42.6
Forward Dividend Yield % 4.47
SAN's Forward Dividend Yield % is ranked higher than
76% of the 2258 Companies
in the Global Banks - Global industry.

( Industry Median: 2.84 vs. SAN: 4.47 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 1.55
SAN's 5-Year Yield-on-Cost % is ranked lower than
79% of the 2647 Companies
in the Global Banks - Global industry.

( Industry Median: 3.35 vs. SAN: 1.55 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
SAN' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.13  Med: 2.65 Max: 5.98
Current: 1.55
1.13
5.98
3-Year Average Share Buyback Ratio -8.40
SAN's 3-Year Average Share Buyback Ratio is ranked lower than
75% of the 977 Companies
in the Global Banks - Global industry.

( Industry Median: -1.70 vs. SAN: -8.40 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
SAN' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -32.6  Med: -9.5 Max: 0
Current: -8.4
-32.6
0

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 1.20
SAN's Price-to-Tangible-Book is ranked higher than
54% of the 1384 Companies
in the Global Banks - Global industry.

( Industry Median: 1.25 vs. SAN: 1.20 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
SAN' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.48  Med: 1.75 Max: 5.96
Current: 1.2
0.48
5.96
Price-to-Intrinsic-Value-Projected-FCF 1.34
SAN's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
81% of the 869 Companies
in the Global Banks - Global industry.

( Industry Median: 0.83 vs. SAN: 1.34 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
SAN' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.56  Med: 1.46 Max: 2.89
Current: 1.34
0.56
2.89
Price-to-Median-PS-Value 0.97
SAN's Price-to-Median-PS-Value is ranked higher than
76% of the 1288 Companies
in the Global Banks - Global industry.

( Industry Median: 1.19 vs. SAN: 0.97 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
SAN' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.55  Med: 1.16 Max: 2.16
Current: 0.97
0.55
2.16
Price-to-Graham-Number 0.81
SAN's Price-to-Graham-Number is ranked higher than
63% of the 1224 Companies
in the Global Banks - Global industry.

( Industry Median: 0.94 vs. SAN: 0.81 )
Ranked among companies with meaningful Price-to-Graham-Number only.
SAN' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.53  Med: 1.08 Max: 2.35
Current: 0.81
0.53
2.35
Earnings Yield (Greenblatt) % 121.43
SAN's Earnings Yield (Greenblatt) % is ranked higher than
98% of the 1405 Companies
in the Global Banks - Global industry.

( Industry Median: 5.60 vs. SAN: 121.43 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
SAN' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 1.2  Med: 9.25 Max: 953.6
Current: 121.43
1.2
953.6
Forward Rate of Return (Yacktman) % -7.70
SAN's Forward Rate of Return (Yacktman) % is ranked lower than
88% of the 881 Companies
in the Global Banks - Global industry.

( Industry Median: 11.03 vs. SAN: -7.70 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
SAN' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -21.3  Med: 4 Max: 21.7
Current: -7.7
-21.3
21.7

More Statistics

Revenue (TTM) (Mil) $51,993
EPS (TTM) $ 0.45
Beta1.48
Short Percentage of Float0.07%
52-Week Range $3.60 - 5.74
Shares Outstanding (Mil)14,434.49

Analyst Estimate

Dec17 Dec18
Revenue (Mil $)
EPS ($) 0.51 0.57
EPS without NRI ($) 0.51 0.57
EPS Growth Rate
(Future 3Y To 5Y Estimate)
8.50%
Dividends per Share ($) 0.24 0.25
» More Articles for SAN

Headlines

Articles On GuruFocus.com
Value Gurus Avoided Deutsche Bank and These 2 European Financials Oct 07 2016 
Stocks Murray Stahl Bought for Past 2 Quarters Apr 26 2016 
Low PS Stocks That Are Still Expensive Apr 05 2016 
Ken Fisher for Forbes - Irrational Fears You Can Bank On Oct 15 2015 
Guru Stocks at 52-Week Lows: HSBC Holdings, Unilever, Banco Santander, Duke Energy, Itau Unibanco Aug 31 2015 
Hunting for Value in European Stocks Jul 16 2015 
7 Cheap Dividend Stocks Trading for Less Than $10 Jun 22 2015 
The Latest Investing Moves by Seven Masters of the Universe May 28 2015 
Royal Dutch Shell Acquiring BG Group – The Oil Sector Mega Acquisition Deal May 04 2015 
Infineon Technologies AG: Automotive, Samsung Pay And EMV Mar 09 2015 

More From Other Websites
China's Legend, buyout funds preparing final bids for Allfunds Bank - sources Feb 23 2017
TOTTA (IRELAND) p.l.c. -- Moody's affirms Banco Santander Totta's ratings with a positive outlook Feb 21 2017
Mortgage racket: 'Bank of Scotland made me pay £4k a month instead of £2k' Feb 18 2017
Santander invests in artificial intelligence startups - sources Feb 17 2017
Santander invests in artificial intelligence startups: sources Feb 17 2017
Santander invests in artificial intelligence startups: sources Feb 17 2017
Santander invests in artificial intelligence startups -sources Feb 17 2017
Santander U.S. mortgage data shows racial, economic discrimination -group Feb 16 2017
European stocks snap 7-day winning streak as Nestlé, banks fall Feb 16 2017
Latest version of Dodd-Frank reversal bill would exempt a third of public companies from giving... Feb 16 2017
Extended Hours And A New, Contemporary Look Make Banking At Santander More Convenient For Customers Feb 14 2017
Santander's voice app becomes first to allow customers to move money with speech Feb 13 2017
European stocks set for 13-day high as SocGen, Total march higher Feb 09 2017
Banco Santander downgraded by Exane BNP Paribas Feb 09 2017
European stocks rise, but Maersk sinks after cutting dividend Feb 08 2017
Sanofi CFO: Offering New Treatments for Diabetes Feb 08 2017
Best fixed-rate mortgage rate drops below 0.99pc (again) Feb 08 2017
Dubai government, companies team up with IBM on blockchain project Feb 07 2017
Dubai government, companies team up with IBM on blockchain project Feb 07 2017
Dubai government, companies team up with IBM on blockchain project Feb 07 2017

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)