Switch to:
Also traded in: Argentina, Brazil, Germany, Italy, Mexico, Netherlands, Portugal, Spain, UK, USA

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash-to-Debt No Debt
NYSE:SAN's Cash-to-Debt is ranked higher than
99% of the 1482 Companies
in the Global Banks - Global industry.

( Industry Median: 1.92 vs. NYSE:SAN: No Debt )
Ranked among companies with meaningful Cash-to-Debt only.
NYSE:SAN' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.06  Med: 0.34 Max: No Debt
Current: No Debt
Equity-to-Asset 0.07
NYSE:SAN's Equity-to-Asset is ranked lower than
78% of the 1484 Companies
in the Global Banks - Global industry.

( Industry Median: 0.10 vs. NYSE:SAN: 0.07 )
Ranked among companies with meaningful Equity-to-Asset only.
NYSE:SAN' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.03  Med: 0.06 Max: 0.29
Current: 0.07
0.03
0.29
Interest Coverage 0.45
NYSE:SAN's Interest Coverage is ranked lower than
85% of the 1576 Companies
in the Global Banks - Global industry.

( Industry Median: 1.67 vs. NYSE:SAN: 0.45 )
Ranked among companies with meaningful Interest Coverage only.
NYSE:SAN' s Interest Coverage Range Over the Past 10 Years
Min: 0.12  Med: 0.38 Max: 1.6
Current: 0.45
0.12
1.6
Beneish M-Score: -2.26
WACC vs ROIC
30.71%
32.97%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry
vs
history
Operating Margin % 22.98
NYSE:SAN's Operating Margin % is ranked lower than
68% of the 1497 Companies
in the Global Banks - Global industry.

( Industry Median: 30.60 vs. NYSE:SAN: 22.98 )
Ranked among companies with meaningful Operating Margin % only.
NYSE:SAN' s Operating Margin % Range Over the Past 10 Years
Min: 7.01  Med: 23.22 Max: 80.08
Current: 22.98
7.01
80.08
Net Margin % 13.28
NYSE:SAN's Net Margin % is ranked lower than
76% of the 1496 Companies
in the Global Banks - Global industry.

( Industry Median: 21.84 vs. NYSE:SAN: 13.28 )
Ranked among companies with meaningful Net Margin % only.
NYSE:SAN' s Net Margin % Range Over the Past 10 Years
Min: 4.49  Med: 12.6 Max: 29.39
Current: 13.28
4.49
29.39
ROE % 6.64
NYSE:SAN's ROE % is ranked lower than
63% of the 1495 Companies
in the Global Banks - Global industry.

( Industry Median: 8.26 vs. NYSE:SAN: 6.64 )
Ranked among companies with meaningful ROE % only.
NYSE:SAN' s ROE % Range Over the Past 10 Years
Min: 3.12  Med: 7.33 Max: 18.8
Current: 6.64
3.12
18.8
ROA % 0.47
NYSE:SAN's ROA % is ranked lower than
73% of the 1504 Companies
in the Global Banks - Global industry.

( Industry Median: 0.87 vs. NYSE:SAN: 0.47 )
Ranked among companies with meaningful ROA % only.
NYSE:SAN' s ROA % Range Over the Past 10 Years
Min: 0.18  Med: 0.48 Max: 1.04
Current: 0.47
0.18
1.04
3-Year Revenue Growth Rate -7.40
NYSE:SAN's 3-Year Revenue Growth Rate is ranked lower than
86% of the 1300 Companies
in the Global Banks - Global industry.

( Industry Median: 3.80 vs. NYSE:SAN: -7.40 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
NYSE:SAN' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -12.7  Med: 3.1 Max: 9.9
Current: -7.4
-12.7
9.9
3-Year EBITDA Growth Rate 46.60
NYSE:SAN's 3-Year EBITDA Growth Rate is ranked higher than
94% of the 1210 Companies
in the Global Banks - Global industry.

( Industry Median: 6.10 vs. NYSE:SAN: 46.60 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
NYSE:SAN' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -25.5  Med: -0.6 Max: 46.6
Current: 46.6
-25.5
46.6
3-Year EPS without NRI Growth Rate 2.30
NYSE:SAN's 3-Year EPS without NRI Growth Rate is ranked lower than
65% of the 1174 Companies
in the Global Banks - Global industry.

( Industry Median: 7.30 vs. NYSE:SAN: 2.30 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
NYSE:SAN' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -40.3  Med: 3.3 Max: 26
Current: 2.3
-40.3
26
GuruFocus has detected 6 Warning Signs with Banco Santander SA $NYSE:SAN.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» NYSE:SAN's 10-Y Financials

Financials (Next Earnings Date: 2017-04-25 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q1 2016

SAN Guru Trades in Q1 2016

Murray Stahl 116,039 sh (+12.95%)
Ken Fisher 722,945 sh (+2.45%)
David Dreman 12,695 sh (-11.72%)
» More
Q2 2016

SAN Guru Trades in Q2 2016

Jim Simons 413,285 sh (New)
Murray Stahl 171,139 sh (+47.48%)
Ken Fisher 691,874 sh (-4.30%)
David Dreman 6,621 sh (-47.85%)
» More
Q3 2016

SAN Guru Trades in Q3 2016

Murray Stahl 170,556 sh (-0.34%)
David Dreman 6,319 sh (-4.56%)
Ken Fisher 644,900 sh (-6.79%)
Jim Simons 237,385 sh (-42.56%)
» More
Q4 2016

SAN Guru Trades in Q4 2016

Jim Simons 432,155 sh (+82.05%)
David Dreman Sold Out
Murray Stahl 146,381 sh (-14.17%)
Ken Fisher 492,422 sh (-23.64%)
» More
» Details

Insider Trades

Latest Guru Trades with SAN

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Business Description

Industry: Banks » Banks - Global  
Compare:NYSE:BNS, NYSE:BBVA, NYSE:BMO, OTCPK:BCLYF, NYSE:BAC » details
Traded in other countries:STD.Argentina, BSAN33.Brazil, BSD2.Germany, SANT.Italy, SAN.Mexico, SANTA.Netherlands, SANT.Portugal, SAN.Spain, BNC.UK, BCDRF.USA,
Banco Santander SA is a commercial bank. The Company offers retail banking, wholesale banking, asset management and insurance services.

Banco Santander is one of the largest global banks, with over EUR 1.3 trillion in assets and 14,000 branches. Its focus is retail banking, which generates 75% of profits. Additional operations include wholesale banking (20%) and insurance and asset management (5%). Roughly 40% of its profits come from Latin America, half of which is Brazil. Continental Europe, the U.K., and the U.S. account for 30%, 20%, and 10% of profits, respectively. Its main subsidiaries in the Americas are publicly traded, though the parent retains majority ownership.

Ratios

vs
industry
vs
history
PE Ratio 13.95
SAN's PE Ratio is ranked higher than
53% of the 1638 Companies
in the Global Banks - Global industry.

( Industry Median: 14.36 vs. SAN: 13.95 )
Ranked among companies with meaningful PE Ratio only.
SAN' s PE Ratio Range Over the Past 10 Years
Min: 3.67  Med: 10.71 Max: 22.6
Current: 13.95
3.67
22.6
Forward PE Ratio 13.30
SAN's Forward PE Ratio is ranked higher than
75% of the 407 Companies
in the Global Banks - Global industry.

( Industry Median: 16.26 vs. SAN: 13.30 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 13.95
SAN's PE Ratio without NRI is ranked higher than
54% of the 1595 Companies
in the Global Banks - Global industry.

( Industry Median: 14.62 vs. SAN: 13.95 )
Ranked among companies with meaningful PE Ratio without NRI only.
SAN' s PE Ratio without NRI Range Over the Past 10 Years
Min: 4.03  Med: 10.93 Max: 19.79
Current: 13.95
4.03
19.79
PB Ratio 0.91
SAN's PB Ratio is ranked higher than
68% of the 1552 Companies
in the Global Banks - Global industry.

( Industry Median: 1.17 vs. SAN: 0.91 )
Ranked among companies with meaningful PB Ratio only.
SAN' s PB Ratio Range Over the Past 10 Years
Min: 0.49  Med: 0.99 Max: 2.13
Current: 0.91
0.49
2.13
PS Ratio 1.80
SAN's PS Ratio is ranked higher than
80% of the 1539 Companies
in the Global Banks - Global industry.

( Industry Median: 3.41 vs. SAN: 1.80 )
Ranked among companies with meaningful PS Ratio only.
SAN' s PS Ratio Range Over the Past 10 Years
Min: 0.7  Med: 1.66 Max: 3.67
Current: 1.8
0.7
3.67
Price-to-Free-Cash-Flow 6.69
SAN's Price-to-Free-Cash-Flow is ranked higher than
71% of the 854 Companies
in the Global Banks - Global industry.

( Industry Median: 13.08 vs. SAN: 6.69 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
SAN' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 4.11  Med: 7.05 Max: 112.29
Current: 6.69
4.11
112.29
Price-to-Operating-Cash-Flow 4.02
SAN's Price-to-Operating-Cash-Flow is ranked higher than
75% of the 920 Companies
in the Global Banks - Global industry.

( Industry Median: 11.36 vs. SAN: 4.02 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
SAN' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 1.84  Med: 3.74 Max: 74.74
Current: 4.02
1.84
74.74
EV-to-EBIT -0.53
SAN's EV-to-EBIT is ranked lower than
99.99% of the 1204 Companies
in the Global Banks - Global industry.

( Industry Median: 12.59 vs. SAN: -0.53 )
Ranked among companies with meaningful EV-to-EBIT only.
SAN' s EV-to-EBIT Range Over the Past 10 Years
Min: -7.7  Med: 4.85 Max: 84.3
Current: -0.53
-7.7
84.3
EV-to-EBITDA -0.43
SAN's EV-to-EBITDA is ranked lower than
99.99% of the 1219 Companies
in the Global Banks - Global industry.

( Industry Median: 11.36 vs. SAN: -0.43 )
Ranked among companies with meaningful EV-to-EBITDA only.
SAN' s EV-to-EBITDA Range Over the Past 10 Years
Min: -6.3  Med: 4 Max: 73.3
Current: -0.43
-6.3
73.3
PEG Ratio 0.75
SAN's PEG Ratio is ranked higher than
73% of the 767 Companies
in the Global Banks - Global industry.

( Industry Median: 1.42 vs. SAN: 0.75 )
Ranked among companies with meaningful PEG Ratio only.
SAN' s PEG Ratio Range Over the Past 10 Years
Min: 0.43  Med: 1.11 Max: 76.69
Current: 0.75
0.43
76.69
Shiller PE Ratio 7.20
SAN's Shiller PE Ratio is ranked higher than
94% of the 488 Companies
in the Global Banks - Global industry.

( Industry Median: 21.69 vs. SAN: 7.20 )
Ranked among companies with meaningful Shiller PE Ratio only.
SAN' s Shiller PE Ratio Range Over the Past 10 Years
Min: 3.98  Med: 7.24 Max: 17.13
Current: 7.2
3.98
17.13

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 3.72
SAN's Dividend Yield % is ranked higher than
70% of the 2308 Companies
in the Global Banks - Global industry.

( Industry Median: 2.66 vs. SAN: 3.72 )
Ranked among companies with meaningful Dividend Yield % only.
SAN' s Dividend Yield % Range Over the Past 10 Years
Min: 3.1  Med: 7.29 Max: 16.42
Current: 3.72
3.1
16.42
Dividend Payout Ratio 0.71
SAN's Dividend Payout Ratio is ranked lower than
67% of the 1308 Companies
in the Global Banks - Global industry.

( Industry Median: 0.33 vs. SAN: 0.71 )
Ranked among companies with meaningful Dividend Payout Ratio only.
SAN' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.44  Med: 0.8 Max: 2.91
Current: 0.71
0.44
2.91
3-Year Dividend Growth Rate -30.90
SAN's 3-Year Dividend Growth Rate is ranked lower than
92% of the 771 Companies
in the Global Banks - Global industry.

( Industry Median: 7.60 vs. SAN: -30.90 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
SAN' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 0  Med: 3.4 Max: 42.6
Current: -30.9
0
42.6
Forward Dividend Yield % 3.87
SAN's Forward Dividend Yield % is ranked higher than
72% of the 2276 Companies
in the Global Banks - Global industry.

( Industry Median: 2.87 vs. SAN: 3.87 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 1.36
SAN's 5-Year Yield-on-Cost % is ranked lower than
81% of the 2646 Companies
in the Global Banks - Global industry.

( Industry Median: 3.10 vs. SAN: 1.36 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
SAN' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.13  Med: 2.65 Max: 5.98
Current: 1.36
1.13
5.98
3-Year Average Share Buyback Ratio -8.40
SAN's 3-Year Average Share Buyback Ratio is ranked lower than
75% of the 997 Companies
in the Global Banks - Global industry.

( Industry Median: -1.60 vs. SAN: -8.40 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
SAN' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -32.6  Med: -9.5 Max: 0
Current: -8.4
-32.6
0

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 1.34
SAN's Price-to-Tangible-Book is ranked lower than
55% of the 1534 Companies
in the Global Banks - Global industry.

( Industry Median: 1.24 vs. SAN: 1.34 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
SAN' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.48  Med: 1.75 Max: 5.96
Current: 1.34
0.48
5.96
Price-to-Intrinsic-Value-Projected-FCF 1.06
SAN's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
71% of the 895 Companies
in the Global Banks - Global industry.

( Industry Median: 0.81 vs. SAN: 1.06 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
SAN' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.56  Med: 1.46 Max: 2.89
Current: 1.06
0.56
2.89
Price-to-Median-PS-Value 1.08
SAN's Price-to-Median-PS-Value is ranked higher than
63% of the 1429 Companies
in the Global Banks - Global industry.

( Industry Median: 1.18 vs. SAN: 1.08 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
SAN' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.55  Med: 1.16 Max: 2.16
Current: 1.08
0.55
2.16
Price-to-Graham-Number 0.91
SAN's Price-to-Graham-Number is ranked higher than
54% of the 1344 Companies
in the Global Banks - Global industry.

( Industry Median: 0.96 vs. SAN: 0.91 )
Ranked among companies with meaningful Price-to-Graham-Number only.
SAN' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.53  Med: 1.08 Max: 2.35
Current: 0.91
0.53
2.35
Earnings Yield (Greenblatt) % -188.68
SAN's Earnings Yield (Greenblatt) % is ranked lower than
99% of the 1560 Companies
in the Global Banks - Global industry.

( Industry Median: 5.77 vs. SAN: -188.68 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
SAN' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 1.2  Med: 9.35 Max: 953.6
Current: -188.68
1.2
953.6
Forward Rate of Return (Yacktman) % -3.91
SAN's Forward Rate of Return (Yacktman) % is ranked lower than
85% of the 885 Companies
in the Global Banks - Global industry.

( Industry Median: 11.32 vs. SAN: -3.91 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
SAN' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -21.3  Med: 2 Max: 21.7
Current: -3.91
-21.3
21.7

More Statistics

Revenue (TTM) (Mil) $51,993
EPS (TTM) $ 0.45
Beta1.48
Short Percentage of Float0.06%
52-Week Range $3.60 - 6.20
Shares Outstanding (Mil)14,434.49

Analyst Estimate

Dec17 Dec18
Revenue (Mil $)
EPS ($) 0.51 0.56
EPS without NRI ($) 0.51 0.56
EPS Growth Rate
(Future 3Y To 5Y Estimate)
8.50%
Dividends per Share ($) 0.23 0.24
» More Articles for SAN

Headlines

Articles On GuruFocus.com
Value Gurus Avoided Deutsche Bank and These 2 European Financials Oct 07 2016 
Stocks Murray Stahl Bought for Past 2 Quarters Apr 26 2016 
Low PS Stocks That Are Still Expensive Apr 05 2016 
Ken Fisher for Forbes - Irrational Fears You Can Bank On Oct 15 2015 
Guru Stocks at 52-Week Lows: HSBC Holdings, Unilever, Banco Santander, Duke Energy, Itau Unibanco Aug 31 2015 
Hunting for Value in European Stocks Jul 16 2015 
7 Cheap Dividend Stocks Trading for Less Than $10 Jun 22 2015 
The Latest Investing Moves by Seven Masters of the Universe May 28 2015 
Royal Dutch Shell Acquiring BG Group – The Oil Sector Mega Acquisition Deal May 04 2015 
Infineon Technologies AG: Automotive, Samsung Pay And EMV Mar 09 2015 

More From Other Websites
Should Finance Investors to Switch to Foreign Bank Stocks Now? Mar 23 2017
Fed orders Santander to improve oversight of its troubled subprime auto lender Mar 23 2017
Santander Bank Expands Its Presence In The Bronx Mar 23 2017
Santander will improve consumer protections in Fed agreement Mar 23 2017
Santander Holdings USA, Inc. Announces Pricing Of Private Offering Of Senior Notes Mar 22 2017
Banco Santander Is Still Running With the Bulls Mar 22 2017
Santander Holdings USA, Inc. Announces Proposed Private Offering Of Senior Notes Mar 22 2017
Santander Bank Announces Cash Tender Offers For Any And All Of Its 2.00% Senior Notes Due 2018 &... Mar 22 2017
Cramer: Europe Is Much More Bullish Than You Believe Mar 21 2017
5 Lowest 7-Year ARM Mortgage Rates Mar 19 2017
Banco Santander SA : SAN-US: Dividend Analysis : January 27th, 2017 (record date) : By the numbers :... Mar 17 2017
Banco Santander Rio S.A. -- Moody's assigns debt ratings to Banco Santander Rio S.A.'s new debt... Mar 16 2017
Santander Bank Raises its Prime Rate to 4.00% Mar 16 2017
SC Poland Consumer 15-1 SP z.o.o. -- Moody's has assigned definitive rating to Polish consumer loan... Mar 15 2017
Banco Santander SA :SAN-US: Earnings Analysis: Q4, 2016 By the Numbers : March 9, 2017 Mar 09 2017
Santander, Intesa Sanpaolo to sell Allfunds Bank in 1.8 bln euro deal Mar 07 2017
Spain's Santander sells 25 pct of Allfunds for 470 mln euros Mar 07 2017
Hellman & Friedman Nears Deal for Spain's Allfunds Bank Mar 06 2017
'Why won't Santander give me my own money?' Mar 05 2017
New TSB current account deal pays £164 a year - should I switch? Mar 03 2017

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)