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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.57
SBCF's Cash to Debt is ranked lower than
70% of the 1456 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.23 vs. SBCF: 0.57 )
Ranked among companies with meaningful Cash to Debt only.
SBCF' s Cash to Debt Range Over the Past 10 Years
Min: 0.33  Med: 1.22 Max: No Debt
Current: 0.57
Equity to Asset 0.10
SBCF's Equity to Asset is ranked higher than
50% of the 1593 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. SBCF: 0.10 )
Ranked among companies with meaningful Equity to Asset only.
SBCF' s Equity to Asset Range Over the Past 10 Years
Min: 0.06  Med: 0.08 Max: 0.1
Current: 0.1
0.06
0.1
Interest Coverage 4.11
SBCF's Interest Coverage is ranked higher than
75% of the 1542 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.71 vs. SBCF: 4.11 )
Ranked among companies with meaningful Interest Coverage only.
SBCF' s Interest Coverage Range Over the Past 10 Years
Min: 0.22  Med: 1.32 Max: 5.15
Current: 4.11
0.22
5.15
F-Score: 4
M-Score: -2.44
WACC vs ROIC
6.11%
5.05%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry
vs
history
Operating margin (%) 20.03
SBCF's Operating margin (%) is ranked lower than
74% of the 1634 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.90 vs. SBCF: 20.03 )
Ranked among companies with meaningful Operating margin (%) only.
SBCF' s Operating margin (%) Range Over the Past 10 Years
Min: -161.74  Med: 8.98 Max: 32.54
Current: 20.03
-161.74
32.54
Net-margin (%) 12.58
SBCF's Net-margin (%) is ranked lower than
79% of the 1633 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.30 vs. SBCF: 12.58 )
Ranked among companies with meaningful Net-margin (%) only.
SBCF' s Net-margin (%) Range Over the Past 10 Years
Min: -149.68  Med: 6.71 Max: 57.8
Current: 12.58
-149.68
57.8
ROE (%) 5.29
SBCF's ROE (%) is ranked lower than
72% of the 1628 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.38 vs. SBCF: 5.29 )
Ranked among companies with meaningful ROE (%) only.
SBCF' s ROE (%) Range Over the Past 10 Years
Min: -81.77  Med: 1.99 Max: 26.32
Current: 5.29
-81.77
26.32
ROA (%) 0.53
SBCF's ROA (%) is ranked lower than
70% of the 1639 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.89 vs. SBCF: 0.53 )
Ranked among companies with meaningful ROA (%) only.
SBCF' s ROA (%) Range Over the Past 10 Years
Min: -6.57  Med: 0.27 Max: 2.34
Current: 0.53
-6.57
2.34
Revenue Growth (3Y)(%) -5.20
SBCF's Revenue Growth (3Y)(%) is ranked lower than
82% of the 1342 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.20 vs. SBCF: -5.20 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
SBCF' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -44  Med: 5.1 Max: 14.1
Current: -5.2
-44
14.1
EBITDA Growth (3Y)(%) 117.30
SBCF's EBITDA Growth (3Y)(%) is ranked higher than
99% of the 1229 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.10 vs. SBCF: 117.30 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
SBCF' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -22.1  Med: 11.8 Max: 117.3
Current: 117.3
-22.1
117.3
» SBCF's 10-Y Financials

Financials (Next Earnings Date: Est. 2016-10-22)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q3 2015

SBCF Guru Trades in Q3 2015

Jim Simons 381,800 sh (+43.05%)
Private Capital 623,275 sh (+4.73%)
» More
Q4 2015

SBCF Guru Trades in Q4 2015

Jim Simons 376,900 sh (-1.28%)
Private Capital 604,442 sh (-3.02%)
» More
Q1 2016

SBCF Guru Trades in Q1 2016

Private Capital 741,050 sh (+22.60%)
Jim Simons 385,300 sh (+2.23%)
» More
Q2 2016

SBCF Guru Trades in Q2 2016

Jim Simons 456,900 sh (+18.58%)
Private Capital 636,293 sh (-14.14%)
» More
» Details

Insider Trades

Latest Guru Trades with SBCF

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Banks » Banks - Regional - US
Compare:NAS:LBAI, NAS:TCBK, NAS:EFSC, NAS:UVSP, NAS:CTBI, NAS:RBCAA, NAS:GSBC, NAS:TRST, NAS:HFWA, NAS:MSFG, NAS:SYBT, NAS:GABC, NAS:CNOB, NYSE:NBHC, NAS:BMTC, NYSE:CUBI, NAS:COBZ, NAS:WASH, NAS:BDGE, NAS:FLIC » details
Seacoast Banking Corp is a bank holding company. It offers deposit accounts & retail banking services, engage in consumer & commercial lending and provide trust and asset management services, as well as securities and annuity products to our customers.

Seacoast Banking Corp is a bank holding company, incorporated in Florida. It is a bank holding company with one operating subsidiary bank, Seacoast National Bank. The Company and its subsidiaries offer an array of deposit accounts and retail banking services, engages in consumer and commercial lending and provides a number of trust and asset management services, as well as securities and annuity products. The Company's service area includes Okeechobee, Highlands, Hendry, Hardee, Glades, DeSoto, Palm Beach, Martin, St. Lucie, Brevard, Indian River, Broward, Orange and Seminole counties, which are located in central and southeast Florida. It operates full service branches within its markets. Seacoast National opened five new banking offices in 2008, and five existing banking locations in Martin, St. Lucie and Palm Beach County were relocated to these new banking offices. Most of its banking offices have one or more automated teller machine that provides customers with 24-hour access to their deposit accounts. The Company is a member of the Star System, the largest electronic funds transfer organization in the United States, which permits banking customers access to their accounts at 2.5 million participating ATM and retail locations throughout the United States. Seacoast National's MoneyPhone system allows customers to access information on their loan or deposit account balances, to transfer funds between linked accounts, to make loan payments, and to verify deposits or checks that might have cleared. This service is available 24 hours a day, seven days a week. In addition, customers might access information via Seacoast National's Customer Service Center (CSC). The Company also offers Internet banking. Its Internet service allows customers to access transactional information on their deposit accounts, review loan and deposit balances, transfer funds between linked accounts and make loan payments from a deposit account, 24 hours a day, seven days a week. It has six indirect, wholly-owned subsidiaries: FNB Brokerage Services, Inc., which provides brokerage and annuity services; FNB Insurance Services, Inc., an inactive subsidiary, which was formed to provide insurance agency services; South Branch Building, Inc., which is a general partner in a partnership that constructed a branch facility of Seacoast National; TCoast Holdings, LLC, which was formed to own and operate certain properties acquired through foreclosure; BR West, LLC, which was formed in 2008 to hold foreclosed real estate; FNB Property Holdings, Inc., a Delaware holding company, whose primary asset is an investment in FNB RE Services, Inc.; and FNB RE Services, Inc., a real estate investment trust that holds mortgage loans originated by Seacoast National. The Company and its subsidiaries operate in the highly competitive markets of Martin, St. Lucie, Indian River, Brevard, Palm Beach and Broward Counties, in southeastern Florida and in the Orlando metropolitan statisti

Ratios

vs
industry
vs
history
P/E(ttm) 29.35
SBCF's P/E(ttm) is ranked lower than
89% of the 1491 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.32 vs. SBCF: 29.35 )
Ranked among companies with meaningful P/E(ttm) only.
SBCF' s P/E(ttm) Range Over the Past 10 Years
Min: 4.13  Med: 22.34 Max: 149.38
Current: 29.35
4.13
149.38
PE(NRI) 29.35
SBCF's PE(NRI) is ranked lower than
89% of the 1493 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.36 vs. SBCF: 29.35 )
Ranked among companies with meaningful PE(NRI) only.
SBCF' s PE(NRI) Range Over the Past 10 Years
Min: 4.13  Med: 22.34 Max: 149.38
Current: 29.35
4.13
149.38
Price/Owner Earnings (ttm) 19.48
SBCF's Price/Owner Earnings (ttm) is ranked lower than
76% of the 838 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.83 vs. SBCF: 19.48 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
SBCF' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 3.58  Med: 21.55 Max: 175.91
Current: 19.48
3.58
175.91
P/B 1.46
SBCF's P/B is ranked lower than
75% of the 1580 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.05 vs. SBCF: 1.46 )
Ranked among companies with meaningful P/B only.
SBCF' s P/B Range Over the Past 10 Years
Min: 0.25  Med: 1.31 Max: 3.18
Current: 1.46
0.25
3.18
P/S 3.74
SBCF's P/S is ranked lower than
64% of the 1588 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.94 vs. SBCF: 3.74 )
Ranked among companies with meaningful P/S only.
SBCF' s P/S Range Over the Past 10 Years
Min: 0.3  Med: 2.24 Max: 5.13
Current: 3.74
0.3
5.13
PFCF 17.65
SBCF's PFCF is ranked lower than
75% of the 803 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.62 vs. SBCF: 17.65 )
Ranked among companies with meaningful PFCF only.
SBCF' s PFCF Range Over the Past 10 Years
Min: 1.32  Med: 15.19 Max: 1425.29
Current: 17.65
1.32
1425.29
POCF 16.30
SBCF's POCF is ranked lower than
80% of the 902 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.12 vs. SBCF: 16.30 )
Ranked among companies with meaningful POCF only.
SBCF' s POCF Range Over the Past 10 Years
Min: 1.31  Med: 11.46 Max: 46.27
Current: 16.3
1.31
46.27
EV-to-EBIT 22.87
SBCF's EV-to-EBIT is ranked lower than
77% of the 1278 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.74 vs. SBCF: 22.87 )
Ranked among companies with meaningful EV-to-EBIT only.
SBCF' s EV-to-EBIT Range Over the Past 10 Years
Min: -238.8  Med: 13.3 Max: 330.7
Current: 22.87
-238.8
330.7
EV-to-EBITDA 20.09
SBCF's EV-to-EBITDA is ranked lower than
77% of the 1280 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.29 vs. SBCF: 20.09 )
Ranked among companies with meaningful EV-to-EBITDA only.
SBCF' s EV-to-EBITDA Range Over the Past 10 Years
Min: -64  Med: 12 Max: 79.3
Current: 20.09
-64
79.3

Buy Back

vs
industry
vs
history
3-Year Average Share Buyback Ratio -21.90
SBCF's 3-Year Average Share Buyback Ratio is ranked lower than
89% of the 1039 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.90 vs. SBCF: -21.90 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
SBCF' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -70.5  Med: -7.3 Max: 2.9
Current: -21.9
-70.5
2.9

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.81
SBCF's Price/Tangible Book is ranked lower than
80% of the 1571 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.12 vs. SBCF: 1.81 )
Ranked among companies with meaningful Price/Tangible Book only.
SBCF' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.47  Med: 1.78 Max: 4.05
Current: 1.81
0.47
4.05
Price/Projected FCF 1.19
SBCF's Price/Projected FCF is ranked lower than
85% of the 847 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.68 vs. SBCF: 1.19 )
Ranked among companies with meaningful Price/Projected FCF only.
SBCF' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.12  Med: 0.67 Max: 3.9
Current: 1.19
0.12
3.9
Price/Median PS Value 1.65
SBCF's Price/Median PS Value is ranked lower than
91% of the 1505 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.03 vs. SBCF: 1.65 )
Ranked among companies with meaningful Price/Median PS Value only.
SBCF' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.18  Med: 1.3 Max: 2.25
Current: 1.65
0.18
2.25
Price/Graham Number 1.54
SBCF's Price/Graham Number is ranked lower than
89% of the 1372 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.85 vs. SBCF: 1.54 )
Ranked among companies with meaningful Price/Graham Number only.
SBCF' s Price/Graham Number Range Over the Past 10 Years
Min: 0.49  Med: 1.49 Max: 3.4
Current: 1.54
0.49
3.4
Earnings Yield (Greenblatt) (%) 4.33
SBCF's Earnings Yield (Greenblatt) (%) is ranked lower than
61% of the 1599 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.20 vs. SBCF: 4.33 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
SBCF' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 0.3  Med: 6.2 Max: 14772.4
Current: 4.33
0.3
14772.4
Forward Rate of Return (Yacktman) (%) 55.59
SBCF's Forward Rate of Return (Yacktman) (%) is ranked higher than
92% of the 851 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.00 vs. SBCF: 55.59 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
SBCF' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: 7.3  Med: 18.2 Max: 71.8
Current: 55.59
7.3
71.8

More Statistics

Revenue (TTM) (Mil) $157.1
EPS (TTM) $ 0.56
Beta0.67
Short Percentage of Float1.47%
52-Week Range $13.40 - 17.19
Shares Outstanding (Mil)37.99

Analyst Estimate

Dec16 Dec17
Revenue (Mil $)
EPS ($) 0.97 1.12
EPS w/o NRI ($) 0.97 1.12
EPS Growth Rate
(3Y to 5Y Estimate)
N/A
Dividends Per Share ($)
» More Articles for NAS:SBCF

Headlines

Articles On GuruFocus.com
Private Capital Management's Largest Buys in 1st Quarter Jun 13 2016 
Seacoast Banking Corp. of Florida (SBCF) Vice Chairman of the Board Dale M Hudson buys 244,442 Share Feb 02 2011 
Seacoast Banking Corp. of Florida Reports Operating Results (10-Q) Nov 09 2010 
Seacoast Banking Corp. of Florida Reports Operating Results (10-Q) May 13 2010 
Seacoast Banking Corp. of Florida Reports Operating Results (10-Q/A) Nov 27 2009 
Seacoast Banking Corp. of Florida Reports Operating Results (10-Q) Nov 09 2009 
Private Capital Buys Covidien Ltd., Ultra Petroleum Corp, Zimmer Holdings Inc., Sells Center Bancorp Aug 25 2009 
Seacoast Banking Corp. of Florida (SBCF) CEO Dennis S Iii Hudson buys 88,886 Shares Aug 18 2009 
Seacoast Banking Corp. of Florida (SBCF) CFO William R Hahl buys 11,508 Shares Aug 17 2009 
Seacoast Banking Corp. of Florida Reports Operating Results (10-Q) May 11 2009 

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