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25.91 (1y: +7%)
Market Cap 429.75 M P/E(ttm) 16.00
Enterprise Value 532.01 M P/B 1.00
SFNC- NAS (USA)
Simmons First National Corporation
  • Currently 1/5
Business Predictability Rank: 1-Star
Back Testing Results:
Average gain of all 1-Star stocks: 1.1% per year.
% of Stocks that are in still loss if held for 10yrs: 45%.
Read more:
What is Predictability Rank?
Performances of real portfolio
Top Ranked Predictable Companies
$25.91
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GuruFocus Financial Strength Rank measures how strong a companyย’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry		 vs
history
Cash to Debt 4.683
SFNC's Cash to Debt is ranked higher than
79% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.85 vs. SFNC: 4.683 )
SFNC' s 10-Year Cash to Debt Range
Min: 0.83   Max: 4.71
Current: 4.68
0.83
4.71
Equity to Asset 0.097
SFNC's Equity to Asset is ranked higher than
63% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. SFNC: 0.097 )
SFNC' s 10-Year Equity to Asset Range
Min: 0.07   Max: 0.11
Current: 0.1
0.07
0.11
Interest Coverage No Debt
SFNC's Interest Coverage is ranked lower than
88% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10000.00 vs. SFNC: No Debt )
SFNC' s 10-Year Interest Coverage Range
Min: No Debt   Max: No Debt
Current: No Debt
F-Score: 6
Z-Score: 0.39
GuruFocus Profitability Rank ranks how profitable a company is and how likely the companyย’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
ย•ย•3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rankย•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry		 vs
history
Operating margin (%) 24.70
SFNC's Operating margin (%) is ranked higher than
54% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 25.80 vs. SFNC: 24.70 )
SFNC' s 10-Year Operating margin (%) Range
Min: 22.1   Max: 30.3
Current: 24.7
22.1
30.3
Net-margin (%) 17.1
SFNC's Net-margin (%) is ranked lower than
52% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.10 vs. SFNC: 17.1 )
SFNC' s 10-Year Net-margin (%) Range
Min: 15.7   Max: 20.7
Current: 17.1
15.7
20.7
ROE (%) 6.8
SFNC's ROE (%) is ranked higher than
51% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.80 vs. SFNC: 6.8 )
SFNC' s 10-Year ROE (%) Range
Min: 6.2   Max: 11.3
Current: 6.8
6.2
11.3
ROA (%) 0.8
SFNC's ROA (%) is ranked higher than
55% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. SFNC: 0.8 )
SFNC' s 10-Year ROA (%) Range
Min: 0.8   Max: 1.1
Current: 0.8
0.8
1.1
Revenue Growth (%) -2.1
SFNC's Revenue Growth (%) is ranked higher than
50% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.70 vs. SFNC: -2.1 )
SFNC' s 10-Year Revenue Growth (%) Range
Min: -2.1   Max: 5.2
Current: -2.1
-2.1
5.2
EBITDA Growth (%) -1.4
SFNC's EBITDA Growth (%) is ranked higher than
61% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.10 vs. SFNC: -1.4 )
SFNC' s 10-Year EBITDA Growth (%) Range
Min: -6.2   Max: 8
Current: -1.4
-6.2
8
EPS Growth (%) -1.5
SFNC's EPS Growth (%) is ranked higher than
58% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.40 vs. SFNC: -1.5 )
SFNC' s 10-Year EPS Growth (%) Range
Min: -6.3   Max: 9.3
Current: -1.5
-6.3
9.3
ยป SFNC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

SFNC Guru Trades in

Q2 2011

SFNC Guru Trades in Q2 2011

Jim Simons 11,740 sh (New)
» More
Q3 2011

SFNC Guru Trades in Q3 2011

Jim Simons 11,937 sh (+1.68%)
» More
Q4 2011

SFNC Guru Trades in Q4 2011

Jim Simons Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with SFNC



No Insider Trades Found!

Ratios

vs
industry		 vs
history
P/E(ttm) 16.00
SFNC's P/E(ttm) is ranked lower than
52% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.43 vs. SFNC: 16.00 )
SFNC' s 10-Year P/E(ttm) Range
Min: 7.36   Max: 19.37
Current: 16
7.36
19.37
P/B 1.00
SFNC's P/B is ranked lower than
63% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. SFNC: 1.00 )
SFNC' s 10-Year P/B Range
Min: 0.8   Max: 1.95
Current: 1
0.8
1.95
P/S 2.63
SFNC's P/S is ranked lower than
63% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.20 vs. SFNC: 2.63 )
SFNC' s 10-Year P/S Range
Min: 1.41   Max: 3.61
Current: 2.63
1.41
3.61
PFCF 11.60
SFNC's PFCF is ranked lower than
80% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.70 vs. SFNC: 11.60 )
SFNC' s 10-Year PFCF Range
Min: 3.17   Max: 42.73
Current: 11.6
3.17
42.73
EV-to-EBIT 13
SFNC's EV-to-EBIT is ranked higher than
72% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 16.90 vs. SFNC: 13 )
SFNC' s 10-Year EV-to-EBIT Range
Min: 0.1   Max: 15.6
Current: 13
0.1
15.6
Shiller P/E 13.7
SFNC's Shiller P/E is ranked higher than
76% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.60 vs. SFNC: 13.7 )
SFNC' s 10-Year Shiller P/E Range
Min: 10.03   Max: 20.23
Current: 13.7
10.03
20.23

Dividend & Buy Back

vs
industry		 vs
history
Dividend Yield 3.13
SFNC's Dividend Yield is ranked higher than
82% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.20 vs. SFNC: 3.13 )
SFNC' s 10-Year Dividend Yield Range
Min: 1.84   Max: 4.16
Current: 3.13
1.84
4.16
Dividend Payout 0.4972
SFNC's Dividend Payout is ranked higher than
60% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.42 vs. SFNC: 0.4972 )
SFNC' s 10-Year Dividend Payout Range
Min: 0.31   Max: 0.52
Current: 0.5
0.31
0.52
Dividend growth (3y) 1.3
SFNC's Dividend growth (3y) is ranked lower than
84% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -21.50 vs. SFNC: 1.3 )
SFNC' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 7.5
Current: 1.3
0
7.5
Yield on cost (5-Year) 3.26
SFNC's Yield on cost (5-Year) is ranked higher than
82% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.92 vs. SFNC: 3.26 )
SFNC' s 10-Year Yield on cost (5-Year) Range
Min: 1.93   Max: 4.37
Current: 3.26
1.93
4.37
Share Buyback Rate -4
SFNC's Share Buyback Rate is ranked higher than
55% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.75 vs. SFNC: -4 )
SFNC' s 10-Year Share Buyback Rate Range
Min: 1   Max: -5.3
Current: -4

Valuation & Return

vs
industry		 vs
history
Price/Tangible Book 1.3
SFNC's Price/Tangible Book is ranked higher than
76% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. SFNC: 1.3 )
SFNC' s 10-Year Price/Tangible Book Range
Min: 1.2   Max: 2.5
Current: 1.3
1.2
2.5
Price/DCF (Projected) 0.7
SFNC's Price/DCF (Projected) is ranked higher than
88% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.50 vs. SFNC: 0.7 )
SFNC' s 10-Year Price/DCF (Projected) Range
Min: 0.6   Max: 0.8
Current: 0.7
0.6
0.8
Price/Median PS Value 1
SFNC's Price/Median PS Value is ranked higher than
72% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. SFNC: 1 )
SFNC' s 10-Year Price/Median PS Value Range
Min: 0.6   Max: 1.3
Current: 1
0.6
1.3
Price/Graham Number 0.9
SFNC's Price/Graham Number is ranked higher than
80% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. SFNC: 0.9 )
SFNC' s 10-Year Price/Graham Number Range
Min: 0.7   Max: 1.4
Current: 0.9
0.7
1.4
Earnings Yield (Greenblatt) 7.70
SFNC's Earnings Yield (Greenblatt) is ranked higher than
77% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.80 vs. SFNC: 7.70 )
SFNC' s 10-Year Earnings Yield (Greenblatt) Range
Min: 6.4   Max: 3073.5
Current: 7.7
6.4
3073.5
Forward Rate of Return (Yacktman) 3.03
SFNC's Forward Rate of Return (Yacktman) is ranked higher than
51% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.01 vs. SFNC: 3.03 )
SFNC' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 3.5   Max: 18.3
Current: 3.03
3.5
18.3

Business Description

Simmons First National Corporation is a multi-bank financial holding company registered under the Bank Holding Company Act of 1956, as amended. The Company is engaged in providing a full range of banking services to individual and corporate customers through its subsidiaries and their branch banks with offices in Arkansas, Missouri and Kansas. The Company own eight community banks that are strategically located throughout Arkansas and conduct its operations through 88 offices, of which 84 are branches located in 47 communities in Arkansas, Missouri and Kansas. Its community banks feature locally based management and boards of directors, community-focused growth strategies, and flexibility in pricing of loans and deposits. Its community banks are supported by its main subsidiary bank, Simmons First National Bank, which allows its community banks to provide products and services, such as a bank-issued credit card, that are usually offered only by larger banks. Its community banking business model involves some additional administrative costs as a result of maintaining multiple bank charters, but has allowed it to maintain strong management at the local level to meet the needs of local customers while ensuring good asset quality. In addition the Company provides efficiencies through consolidated back office support for information systems, loan review, compliance, human resources, accounting and internal audit. The Company faces competition from commercial banks in its various market areas. In addition, it also competes with other providers of financial services, such as savings and loan associations, credit unions, finance companies, securities firms, insurance companies, full service brokerage firms and discount brokerage firms. The Company, as a bank holding company, is subject to both federal and state regulation.
Company Website
SEC Reports
Industry: Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR
ยป More Articles for SFNC

Headlines

Articles On GuruFocus.com
Simmons First National Corp. Reports Operating Results (10-K) Mar 04 2011 
Simmons First National Corp. Reports Operating Results (10-Q) Nov 09 2010 
Simmons First National Corp. Reports Operating Results (10-K/A) Aug 20 2010 
Simmons First National Corp. Reports Operating Results (10-Q) May 06 2010 

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