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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 1.15
SFNC's Cash to Debt is ranked lower than
52% of the 984 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.36 vs. SFNC: 1.15 )
Ranked among companies with meaningful Cash to Debt only.
SFNC' s 10-Year Cash to Debt Range
Min: 0.6  Med: 1.77 Max: 26.65
Current: 1.15
0.6
26.65
Equity to Asset 0.14
SFNC's Equity to Asset is ranked higher than
81% of the 1355 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. SFNC: 0.14 )
Ranked among companies with meaningful Equity to Asset only.
SFNC' s 10-Year Equity to Asset Range
Min: 0.08  Med: 0.10 Max: 0.14
Current: 0.14
0.08
0.14
Interest Coverage 3.60
SFNC's Interest Coverage is ranked higher than
72% of the 1272 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.60 vs. SFNC: 3.60 )
Ranked among companies with meaningful Interest Coverage only.
SFNC' s 10-Year Interest Coverage Range
Min: 0.33  Med: 0.71 Max: 3.6
Current: 3.6
0.33
3.6
F-Score: 4
WACC vs ROIC
10.13%
9.72%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 24.91
SFNC's Operating margin (%) is ranked lower than
65% of the 1425 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.25 vs. SFNC: 24.91 )
Ranked among companies with meaningful Operating margin (%) only.
SFNC' s 10-Year Operating margin (%) Range
Min: 18.98  Med: 26.28 Max: 30.27
Current: 24.91
18.98
30.27
Net-margin (%) 16.94
SFNC's Net-margin (%) is ranked lower than
68% of the 1425 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.01 vs. SFNC: 16.94 )
Ranked among companies with meaningful Net-margin (%) only.
SFNC' s 10-Year Net-margin (%) Range
Min: 13.55  Med: 18.40 Max: 20.7
Current: 16.94
13.55
20.7
ROE (%) 7.31
SFNC's ROE (%) is ranked lower than
58% of the 1427 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.44 vs. SFNC: 7.31 )
Ranked among companies with meaningful ROE (%) only.
SFNC' s 10-Year ROE (%) Range
Min: 5.74  Med: 10.91 Max: 13.4
Current: 7.31
5.74
13.4
ROA (%) 0.86
SFNC's ROA (%) is ranked lower than
51% of the 1436 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.87 vs. SFNC: 0.86 )
Ranked among companies with meaningful ROA (%) only.
SFNC' s 10-Year ROA (%) Range
Min: 0.59  Med: 1.05 Max: 1.31
Current: 0.86
0.59
1.31
Revenue Growth (3Y)(%) 13.80
SFNC's Revenue Growth (3Y)(%) is ranked higher than
84% of the 1215 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.10 vs. SFNC: 13.80 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
SFNC' s 10-Year Revenue Growth (3Y)(%) Range
Min: -2.7  Med: 4.70 Max: 13.8
Current: 13.8
-2.7
13.8
EBITDA Growth (3Y)(%) 12.40
SFNC's EBITDA Growth (3Y)(%) is ranked higher than
64% of the 1072 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.60 vs. SFNC: 12.40 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
SFNC' s 10-Year EBITDA Growth (3Y)(%) Range
Min: -12.1  Med: 4.40 Max: 12.4
Current: 12.4
-12.1
12.4
EPS Growth (3Y)(%) 12.80
SFNC's EPS Growth (3Y)(%) is ranked higher than
58% of the 1070 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.60 vs. SFNC: 12.80 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
SFNC' s 10-Year EPS Growth (3Y)(%) Range
Min: -12.9  Med: 5.20 Max: 12.8
Current: 12.8
-12.9
12.8
» SFNC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2014

SFNC Guru Trades in Q3 2014

Jim Simons 14,100 sh (New)
» More
Q4 2014

SFNC Guru Trades in Q4 2014

Jim Simons 36,518 sh (+158.99%)
» More
Q1 2015

SFNC Guru Trades in Q1 2015

Jim Simons 56,300 sh (+54.17%)
» More
Q2 2015

SFNC Guru Trades in Q2 2015

Jim Simons 111,303 sh (+97.70%)
» More
» Details

Insider Trades

Latest Guru Trades with SFNC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Ratios

vs
industry
vs
history
P/E(ttm) 18.88
SFNC's P/E(ttm) is ranked lower than
77% of the 1293 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.10 vs. SFNC: 18.88 )
Ranked among companies with meaningful P/E(ttm) only.
SFNC' s 10-Year P/E(ttm) Range
Min: 9.7  Med: 15.63 Max: 30.48
Current: 18.88
9.7
30.48
Forward P/E 20.28
SFNC's Forward P/E is ranked lower than
94% of the 714 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.85 vs. SFNC: 20.28 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 19.00
SFNC's PE(NRI) is ranked lower than
77% of the 1291 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.20 vs. SFNC: 19.00 )
Ranked among companies with meaningful PE(NRI) only.
SFNC' s 10-Year PE(NRI) Range
Min: 9.68  Med: 15.64 Max: 30.55
Current: 19
9.68
30.55
P/B 1.29
SFNC's P/B is ranked lower than
69% of the 1370 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.06 vs. SFNC: 1.29 )
Ranked among companies with meaningful P/B only.
SFNC' s 10-Year P/B Range
Min: 0.85  Med: 1.37 Max: 1.84
Current: 1.29
0.85
1.84
P/S 3.17
SFNC's P/S is ranked lower than
57% of the 1409 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.86 vs. SFNC: 3.17 )
Ranked among companies with meaningful P/S only.
SFNC' s 10-Year P/S Range
Min: 1.9  Med: 2.93 Max: 4.42
Current: 3.17
1.9
4.42
PFCF 86.14
SFNC's PFCF is ranked lower than
97% of the 863 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.51 vs. SFNC: 86.14 )
Ranked among companies with meaningful PFCF only.
SFNC' s 10-Year PFCF Range
Min: 8.67  Med: 15.39 Max: 161.5
Current: 86.14
8.67
161.5
POCF 29.71
SFNC's POCF is ranked lower than
92% of the 956 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.00 vs. SFNC: 29.71 )
Ranked among companies with meaningful POCF only.
SFNC' s 10-Year POCF Range
Min: 6.93  Med: 12.69 Max: 66.69
Current: 29.71
6.93
66.69
EV-to-EBIT 17.40
SFNC's EV-to-EBIT is ranked lower than
65% of the 1284 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.41 vs. SFNC: 17.40 )
Ranked among companies with meaningful EV-to-EBIT only.
SFNC' s 10-Year EV-to-EBIT Range
Min: -3.7  Med: 9.55 Max: 19.3
Current: 17.4
-3.7
19.3
Shiller P/E 22.84
SFNC's Shiller P/E is ranked lower than
76% of the 786 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.81 vs. SFNC: 22.84 )
Ranked among companies with meaningful Shiller P/E only.
SFNC' s 10-Year Shiller P/E Range
Min: 9.98  Med: 15.03 Max: 25.23
Current: 22.84
9.98
25.23
Days Sales Outstanding 29.69
SFNC's Days Sales Outstanding is ranked higher than
57% of the 795 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 34.20 vs. SFNC: 29.69 )
Ranked among companies with meaningful Days Sales Outstanding only.
SFNC' s 10-Year Days Sales Outstanding Range
Min: 26.25  Med: 51.63 Max: 70.73
Current: 29.69
26.25
70.73

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.11
SFNC's Dividend Yield is ranked lower than
65% of the 2258 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.76 vs. SFNC: 2.11 )
Ranked among companies with meaningful Dividend Yield only.
SFNC' s 10-Year Dividend Yield Range
Min: 1.89  Med: 2.60 Max: 3.81
Current: 2.11
1.89
3.81
Dividend Payout 0.39
SFNC's Dividend Payout is ranked lower than
59% of the 1330 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. SFNC: 0.39 )
Ranked among companies with meaningful Dividend Payout only.
SFNC' s 10-Year Dividend Payout Range
Min: 0.2  Med: 0.34 Max: 0.9
Current: 0.39
0.2
0.9
Dividend growth (3y) 5.00
SFNC's Dividend growth (3y) is ranked lower than
58% of the 674 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. SFNC: 5.00 )
Ranked among companies with meaningful Dividend growth (3y) only.
SFNC' s 10-Year Dividend growth (3y) Range
Min: 0  Med: 8.60 Max: 17.6
Current: 5
0
17.6
Yield on cost (5-Year) 2.45
SFNC's Yield on cost (5-Year) is ranked lower than
63% of the 2253 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.23 vs. SFNC: 2.45 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
SFNC' s 10-Year Yield on cost (5-Year) Range
Min: 2.21  Med: 3.04 Max: 4.46
Current: 2.45
2.21
4.46
Share Buyback Rate 0.80
SFNC's Share Buyback Rate is ranked higher than
87% of the 1013 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.90 vs. SFNC: 0.80 )
Ranked among companies with meaningful Share Buyback Rate only.
SFNC' s 10-Year Share Buyback Rate Range
Min: 1.8  Med: 0.00 Max: -9.2
Current: 0.8

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.02
SFNC's Price/Tangible Book is ranked lower than
88% of the 1347 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.13 vs. SFNC: 2.02 )
Ranked among companies with meaningful Price/Tangible Book only.
SFNC' s 10-Year Price/Tangible Book Range
Min: 1.09  Med: 1.71 Max: 3.18
Current: 2.02
1.09
3.18
Price/Projected FCF 1.22
SFNC's Price/Projected FCF is ranked lower than
84% of the 805 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.65 vs. SFNC: 1.22 )
Ranked among companies with meaningful Price/Projected FCF only.
SFNC' s 10-Year Price/Projected FCF Range
Min: 0.35  Med: 0.80 Max: 1.32
Current: 1.22
0.35
1.32
Price/Median PS Value 1.07
SFNC's Price/Median PS Value is ranked lower than
56% of the 1310 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.04 vs. SFNC: 1.07 )
Ranked among companies with meaningful Price/Median PS Value only.
SFNC' s 10-Year Price/Median PS Value Range
Min: 0.53  Med: 0.95 Max: 1.46
Current: 1.07
0.53
1.46
Price/Graham Number 1.48
SFNC's Price/Graham Number is ranked lower than
91% of the 1181 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.82 vs. SFNC: 1.48 )
Ranked among companies with meaningful Price/Graham Number only.
SFNC' s 10-Year Price/Graham Number Range
Min: 0.61  Med: 1.07 Max: 1.77
Current: 1.48
0.61
1.77
Earnings Yield (Greenblatt) (%) 5.75
SFNC's Earnings Yield (Greenblatt) (%) is ranked lower than
58% of the 1408 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.80 vs. SFNC: 5.75 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
SFNC' s 10-Year Earnings Yield (Greenblatt) (%) Range
Min: 5.2  Med: 10.20 Max: 2637
Current: 5.75
5.2
2637
Forward Rate of Return (Yacktman) (%) 3.23
SFNC's Forward Rate of Return (Yacktman) (%) is ranked lower than
72% of the 792 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.82 vs. SFNC: 3.23 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
SFNC' s 10-Year Forward Rate of Return (Yacktman) (%) Range
Min: -1.2  Med: 8.55 Max: 15.1
Current: 3.23
-1.2
15.1

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Simmons First National Corp is a multi-bank financial holding company. It owns seven community banks that are located throughout Arkansas and conduct operations through 131 branches, located in 63 communities in Arkansas, Missouri and Kansas. The Company's subsidiary banks provide complete banking services to individuals and businesses throughout the market areas they serve. These banks offer consumer (credit card and other consumer), real estate (construction, single family residential and other commercial) and commercial (commercial, agriculture and financial institutions) loans, checking, savings and time deposits, securities and investment services and trust and investment management services (through Simmons First Trust Company N.A.). The Company competes with other providers of financial services, such as savings and loan associations, credit unions, finance companies, securities firms, insurance companies, full service brokerage firms and discount brokerage firms. The Company, as a bank holding company, is subject to both federal and state regulation.
» More Articles for SFNC

Headlines

Articles On GuruFocus.com
Weekly CEO Buys Highlight: OPK, CLMS, GFF, TCB, SFNC May 12 2015 
Weekly CEO Buys Highlight: OPK, LJPC, SFNC, HAFC, TUBE Jul 28 2014 
Simmons First National Corp. Reports Operating Results (10-K) Mar 04 2011 
Simmons First National Corp. Reports Operating Results (10-Q) Nov 09 2010 
Simmons First National Corp. Reports Operating Results (10-K/A) Aug 20 2010 
Simmons First National Corp. Reports Operating Results (10-Q) May 06 2010 
Simmons Company Reports Second Quarter 2009 Results Aug 21 2009 
Simmons Bedding Company Seeks Extension of Forbearance Period to March 31, 2009 Dec 09 2008 

More From Other Websites
SIMMONS FIRST NATIONAL CORP Files SEC form 8-K, Other Events Aug 28 2015
Simmons First National Corporation Declares $0.23 per Share Dividend Aug 27 2015
Simmons First National Corporation Declares $0.23 per Share Dividend Aug 27 2015
SIMMONS FIRST NATIONAL CORP Financials Aug 21 2015
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10-Q for Simmons First National Corp. Aug 12 2015
SIMMONS FIRST NATIONAL CORP Files SEC form 10-Q, Quarterly Report Aug 10 2015
SIMMONS FIRST NATIONAL CORP Files SEC form 8-K, Other Events, Financial Statements and Exhibits Jul 30 2015
SIMMONS FIRST NATIONAL CORP Files SEC form 8-K, Regulation FD Disclosure Jul 28 2015
Edited Transcript of SFNC earnings conference call or presentation 23-Jul-15 8:00pm GMT Jul 24 2015
SIMMONS FIRST NATIONAL CORP Files SEC form 8-K, Results of Operations and Financial Condition Jul 23 2015
Simmons First National posts 2Q profit Jul 23 2015
Simmons First National posts 2Q profit Jul 23 2015
Simmons First Announces 145 Percent Increase in Core Earnings Jul 23 2015
Simmons First Announces 145 Percent Increase in Core Earnings Jul 23 2015
Q2 2015 Simmons First National Corp Earnings Release - Before Market Open Jul 23 2015
SIMMONS FIRST NATIONAL CORP Files SEC form 8-K, Submission of Matters to a Vote of Security Holders Jun 24 2015
Simmons First National Corporation Announces Second Quarter Earnings Release Date and Conference... Jun 23 2015
Simmons First National Corporation Announces Second Quarter Earnings Release Date and Conference... Jun 23 2015
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