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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 2.48
SFNC's Cash to Debt is ranked higher than
76% of the 1728 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.88 vs. SFNC: 2.48 )
SFNC' s 10-Year Cash to Debt Range
Min: 0.83   Max: 26.65
Current: 2.48

0.83
26.65
Equity to Asset 0.11
SFNC's Equity to Asset is ranked higher than
73% of the 2245 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. SFNC: 0.11 )
SFNC' s 10-Year Equity to Asset Range
Min: 0.09   Max: 0.12
Current: 0.11

0.09
0.12
Interest Coverage 3.60
SFNC's Interest Coverage is ranked higher than
84% of the 2154 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.25 vs. SFNC: 3.60 )
SFNC' s 10-Year Interest Coverage Range
Min: 0.33   Max: 3.6
Current: 3.6

0.33
3.6
F-Score: 5
Z-Score: 0.39
WACC vs ROIC
10.03%
12.39%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 22.81
SFNC's Operating margin (%) is ranked higher than
61% of the 2349 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.23 vs. SFNC: 22.81 )
SFNC' s 10-Year Operating margin (%) Range
Min: 18.98   Max: 30.27
Current: 22.81

18.98
30.27
Net-margin (%) 15.78
SFNC's Net-margin (%) is ranked higher than
61% of the 2349 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.25 vs. SFNC: 15.78 )
SFNC' s 10-Year Net-margin (%) Range
Min: 13.55   Max: 20.7
Current: 15.78

13.55
20.7
ROE (%) 7.12
SFNC's ROE (%) is ranked higher than
71% of the 2352 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.98 vs. SFNC: 7.12 )
SFNC' s 10-Year ROE (%) Range
Min: 5.74   Max: 13.4
Current: 7.12

5.74
13.4
ROA (%) 0.77
SFNC's ROA (%) is ranked higher than
71% of the 2361 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. SFNC: 0.77 )
SFNC' s 10-Year ROA (%) Range
Min: 0.59   Max: 1.31
Current: 0.77

0.59
1.31
ROC (Joel Greenblatt) (%) 43.66
SFNC's ROC (Joel Greenblatt) (%) is ranked higher than
62% of the 2323 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 88.11 vs. SFNC: 43.66 )
SFNC' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 31.41   Max: 149.04
Current: 43.66

31.41
149.04
Revenue Growth (3Y)(%) 13.80
SFNC's Revenue Growth (3Y)(%) is ranked higher than
92% of the 2005 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.00 vs. SFNC: 13.80 )
SFNC' s 10-Year Revenue Growth (3Y)(%) Range
Min: -2.7   Max: 13.8
Current: 13.8

-2.7
13.8
EBITDA Growth (3Y)(%) 12.40
SFNC's EBITDA Growth (3Y)(%) is ranked higher than
82% of the 1815 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. SFNC: 12.40 )
SFNC' s 10-Year EBITDA Growth (3Y)(%) Range
Min: -12.1   Max: 12.4
Current: 12.4

-12.1
12.4
EPS Growth (3Y)(%) 12.80
SFNC's EPS Growth (3Y)(%) is ranked higher than
79% of the 1833 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.90 vs. SFNC: 12.80 )
SFNC' s 10-Year EPS Growth (3Y)(%) Range
Min: -12.9   Max: 12.8
Current: 12.8

-12.9
12.8
» SFNC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

SFNC Guru Trades in

SFNC Guru Trades in

Q3 2014

SFNC Guru Trades in Q3 2014

Jim Simons 14,100 sh (New)
» More
Q4 2014

SFNC Guru Trades in Q4 2014

Jim Simons 36,518 sh (+158.99%)
» More
» Details

Insider Trades

Latest Guru Trades with SFNC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Ratios

vs
industry
vs
history
P/E(ttm) 20.90
SFNC's P/E(ttm) is ranked higher than
66% of the 3174 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 19.00 vs. SFNC: 20.90 )
SFNC' s 10-Year P/E(ttm) Range
Min: 9.7   Max: 30.48
Current: 20.9

9.7
30.48
Forward P/E 20.41
SFNC's Forward P/E is ranked higher than
74% of the 3174 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. SFNC: 20.41 )
N/A
PE(NRI) 20.80
SFNC's PE(NRI) is ranked higher than
70% of the 3174 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.80 vs. SFNC: 20.80 )
SFNC' s 10-Year PE(NRI) Range
Min: 9.68   Max: 30.55
Current: 20.8

9.68
30.55
P/B 1.33
SFNC's P/B is ranked higher than
61% of the 3173 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.42 vs. SFNC: 1.33 )
SFNC' s 10-Year P/B Range
Min: 0.85   Max: 1.84
Current: 1.33

0.85
1.84
P/S 3.17
SFNC's P/S is ranked higher than
70% of the 3174 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.80 vs. SFNC: 3.17 )
SFNC' s 10-Year P/S Range
Min: 1.9   Max: 4.42
Current: 3.17

1.9
4.42
PFCF 92.96
SFNC's PFCF is ranked higher than
67% of the 3174 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. SFNC: 92.96 )
SFNC' s 10-Year PFCF Range
Min: 6.35   Max: 97.49
Current: 92.96

6.35
97.49
POCF 63.32
SFNC's POCF is ranked higher than
71% of the 3174 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 175.50 vs. SFNC: 63.32 )
SFNC' s 10-Year POCF Range
Min: 5.86   Max: 66.69
Current: 63.32

5.86
66.69
EV-to-EBIT 21.94
SFNC's EV-to-EBIT is ranked higher than
69% of the 3174 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 20.74 vs. SFNC: 21.94 )
SFNC' s 10-Year EV-to-EBIT Range
Min: -3.7   Max: 16.6
Current: 21.94

-3.7
16.6
Shiller P/E 24.08
SFNC's Shiller P/E is ranked higher than
78% of the 3174 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. SFNC: 24.08 )
SFNC' s 10-Year Shiller P/E Range
Min: 10.03   Max: 25.18
Current: 24.08

10.03
25.18
Days Sales Outstanding 35.53
SFNC's Days Sales Outstanding is ranked higher than
92% of the 3174 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. SFNC: 35.53 )
SFNC' s 10-Year Days Sales Outstanding Range
Min: 26.25   Max: 70.73
Current: 35.53

26.25
70.73

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.04
SFNC's Dividend Yield is ranked lower than
58% of the 2208 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.44 vs. SFNC: 2.04 )
SFNC' s 10-Year Dividend Yield Range
Min: 1.92   Max: 3.81
Current: 2.04

1.92
3.81
Dividend Payout 0.42
SFNC's Dividend Payout is ranked higher than
73% of the 3174 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.69 vs. SFNC: 0.42 )
SFNC' s 10-Year Dividend Payout Range
Min: 0.22   Max: 0.59
Current: 0.42

0.22
0.59
Dividend growth (3y) 5.00
SFNC's Dividend growth (3y) is ranked higher than
74% of the 1306 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. SFNC: 5.00 )
SFNC' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 17.6
Current: 5

0
17.6
Yield on cost (5-Year) 2.46
SFNC's Yield on cost (5-Year) is ranked lower than
55% of the 2215 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.78 vs. SFNC: 2.46 )
SFNC' s 10-Year Yield on cost (5-Year) Range
Min: 2.25   Max: 4.46
Current: 2.46

2.25
4.46
Share Buyback Rate 0.80
SFNC's Share Buyback Rate is ranked higher than
89% of the 1663 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.40 vs. SFNC: 0.80 )
SFNC' s 10-Year Share Buyback Rate Range
Min: 1.8   Max: -9.2
Current: 0.8

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.10
SFNC's Price/Tangible Book is ranked higher than
65% of the 3174 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.70 vs. SFNC: 2.10 )
SFNC' s 10-Year Price/Tangible Book Range
Min: 1.09   Max: 3.18
Current: 2.1

1.09
3.18
Price/DCF (Projected) 1.25
SFNC's Price/DCF (Projected) is ranked higher than
80% of the 3174 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. SFNC: 1.25 )
SFNC' s 10-Year Price/DCF (Projected) Range
Min: 0.35   Max: 1.16
Current: 1.25

0.35
1.16
Price/Median PS Value 1.10
SFNC's Price/Median PS Value is ranked higher than
78% of the 3174 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. SFNC: 1.10 )
SFNC' s 10-Year Price/Median PS Value Range
Min: 0.58   Max: 1.39
Current: 1.1

0.58
1.39
Price/Graham Number 1.46
SFNC's Price/Graham Number is ranked higher than
68% of the 3174 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.22 vs. SFNC: 1.46 )
SFNC' s 10-Year Price/Graham Number Range
Min: 0.68   Max: 1.5
Current: 1.46

0.68
1.5
Earnings Yield (Greenblatt) 4.60
SFNC's Earnings Yield (Greenblatt) is ranked higher than
59% of the 2339 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.40 vs. SFNC: 4.60 )
SFNC' s 10-Year Earnings Yield (Greenblatt) Range
Min: 6   Max: 2637
Current: 4.6

6
2637
Forward Rate of Return (Yacktman) 0.34
SFNC's Forward Rate of Return (Yacktman) is ranked higher than
59% of the 1383 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.30 vs. SFNC: 0.34 )
SFNC' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -0.9   Max: 15.2
Current: 0.34

-0.9
15.2

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Simmons First National Corp is a multi-bank financial holding company. It owns seven community banks that are located throughout Arkansas and conduct operations through 131 branches, located in 63 communities in Arkansas, Missouri and Kansas. The Company's subsidiary banks provide complete banking services to individuals and businesses throughout the market areas they serve. These banks offer consumer (credit card and other consumer), real estate (construction, single family residential and other commercial) and commercial (commercial, agriculture and financial institutions) loans, checking, savings and time deposits, securities and investment services and trust and investment management services (through Simmons First Trust Company N.A.). The Company competes with other providers of financial services, such as savings and loan associations, credit unions, finance companies, securities firms, insurance companies, full service brokerage firms and discount brokerage firms. The Company, as a bank holding company, is subject to both federal and state regulation.
» More Articles for SFNC

Headlines

Articles On GuruFocus.com
Weekly CEO Buys Highlight: OPK, LJPC, SFNC, HAFC, TUBE Jul 28 2014 
Simmons First National Corp. Reports Operating Results (10-K) Mar 04 2011 
Simmons First National Corp. Reports Operating Results (10-Q) Nov 09 2010 
Simmons First National Corp. Reports Operating Results (10-K/A) Aug 20 2010 
Simmons First National Corp. Reports Operating Results (10-Q) May 06 2010 
Simmons Company Reports Second Quarter 2009 Results Aug 21 2009 
Simmons Bedding Company Seeks Extension of Forbearance Period to March 31, 2009 Dec 09 2008 


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