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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 1.53
SFNC's Cash to Debt is ranked higher than
51% of the 973 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.48 vs. SFNC: 1.53 )
Ranked among companies with meaningful Cash to Debt only.
SFNC' s 10-Year Cash to Debt Range
Min: 0.6  Med: 1.81 Max: 26.65
Current: 1.53
0.6
26.65
Equity to Asset 0.13
SFNC's Equity to Asset is ranked higher than
77% of the 1290 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. SFNC: 0.13 )
Ranked among companies with meaningful Equity to Asset only.
SFNC' s 10-Year Equity to Asset Range
Min: 0.08  Med: 0.10 Max: 0.13
Current: 0.13
0.08
0.13
Interest Coverage 3.60
SFNC's Interest Coverage is ranked higher than
72% of the 1205 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.69 vs. SFNC: 3.60 )
Ranked among companies with meaningful Interest Coverage only.
SFNC' s 10-Year Interest Coverage Range
Min: 0.33  Med: 0.71 Max: 3.6
Current: 3.6
0.33
3.6
F-Score: 4
WACC vs ROIC
11.11%
12.39%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 22.81
SFNC's Operating margin (%) is ranked lower than
66% of the 1357 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.54 vs. SFNC: 22.81 )
Ranked among companies with meaningful Operating margin (%) only.
SFNC' s 10-Year Operating margin (%) Range
Min: 18.98  Med: 26.28 Max: 30.27
Current: 22.81
18.98
30.27
Net-margin (%) 15.78
SFNC's Net-margin (%) is ranked lower than
69% of the 1356 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.24 vs. SFNC: 15.78 )
Ranked among companies with meaningful Net-margin (%) only.
SFNC' s 10-Year Net-margin (%) Range
Min: 13.55  Med: 18.40 Max: 20.7
Current: 15.78
13.55
20.7
ROE (%) 7.12
SFNC's ROE (%) is ranked lower than
57% of the 1355 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.13 vs. SFNC: 7.12 )
Ranked among companies with meaningful ROE (%) only.
SFNC' s 10-Year ROE (%) Range
Min: 5.74  Med: 10.91 Max: 13.4
Current: 7.12
5.74
13.4
ROA (%) 0.77
SFNC's ROA (%) is ranked lower than
53% of the 1364 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. SFNC: 0.77 )
Ranked among companies with meaningful ROA (%) only.
SFNC' s 10-Year ROA (%) Range
Min: 0.59  Med: 1.05 Max: 1.31
Current: 0.77
0.59
1.31
ROC (Joel Greenblatt) (%) 43.66
SFNC's ROC (Joel Greenblatt) (%) is ranked lower than
66% of the 1348 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 74.52 vs. SFNC: 43.66 )
Ranked among companies with meaningful ROC (Joel Greenblatt) (%) only.
SFNC' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 31.41  Med: 62.60 Max: 149.04
Current: 43.66
31.41
149.04
Revenue Growth (3Y)(%) 13.80
SFNC's Revenue Growth (3Y)(%) is ranked higher than
86% of the 1149 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.70 vs. SFNC: 13.80 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
SFNC' s 10-Year Revenue Growth (3Y)(%) Range
Min: -2.7  Med: 4.70 Max: 13.8
Current: 13.8
-2.7
13.8
EBITDA Growth (3Y)(%) 12.40
SFNC's EBITDA Growth (3Y)(%) is ranked higher than
66% of the 1011 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.10 vs. SFNC: 12.40 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
SFNC' s 10-Year EBITDA Growth (3Y)(%) Range
Min: -12.1  Med: 4.40 Max: 12.4
Current: 12.4
-12.1
12.4
EPS Growth (3Y)(%) 12.80
SFNC's EPS Growth (3Y)(%) is ranked higher than
59% of the 1020 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.20 vs. SFNC: 12.80 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
SFNC' s 10-Year EPS Growth (3Y)(%) Range
Min: -12.9  Med: 5.20 Max: 12.8
Current: 12.8
-12.9
12.8
» SFNC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

SFNC Guru Trades in

Q3 2014

SFNC Guru Trades in Q3 2014

Jim Simons 14,100 sh (New)
» More
Q4 2014

SFNC Guru Trades in Q4 2014

Jim Simons 36,518 sh (+158.99%)
» More
Q1 2015

SFNC Guru Trades in Q1 2015

Jim Simons 56,300 sh (+54.17%)
» More
» Details

Insider Trades

Latest Guru Trades with SFNC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Ratios

vs
industry
vs
history
P/E(ttm) 21.00
SFNC's P/E(ttm) is ranked lower than
78% of the 1244 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.30 vs. SFNC: 21.00 )
Ranked among companies with meaningful P/E(ttm) only.
SFNC' s 10-Year P/E(ttm) Range
Min: 9.7  Med: 15.59 Max: 30.48
Current: 21
9.7
30.48
Forward P/E 20.28
SFNC's Forward P/E is ranked lower than
92% of the 750 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.38 vs. SFNC: 20.28 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 21.40
SFNC's PE(NRI) is ranked lower than
78% of the 1217 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.30 vs. SFNC: 21.40 )
Ranked among companies with meaningful PE(NRI) only.
SFNC' s 10-Year PE(NRI) Range
Min: 9.68  Med: 15.63 Max: 30.55
Current: 21.4
9.68
30.55
P/B 1.40
SFNC's P/B is ranked lower than
72% of the 1351 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.12 vs. SFNC: 1.40 )
Ranked among companies with meaningful P/B only.
SFNC' s 10-Year P/B Range
Min: 0.85  Med: 1.37 Max: 1.84
Current: 1.4
0.85
1.84
P/S 3.36
SFNC's P/S is ranked lower than
59% of the 1422 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.99 vs. SFNC: 3.36 )
Ranked among companies with meaningful P/S only.
SFNC' s 10-Year P/S Range
Min: 1.9  Med: 2.92 Max: 4.42
Current: 3.36
1.9
4.42
PFCF 75.92
SFNC's PFCF is ranked lower than
95% of the 825 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.60 vs. SFNC: 75.92 )
Ranked among companies with meaningful PFCF only.
SFNC' s 10-Year PFCF Range
Min: 8.67  Med: 15.30 Max: 161.5
Current: 75.92
8.67
161.5
POCF 34.82
SFNC's POCF is ranked lower than
92% of the 930 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.17 vs. SFNC: 34.82 )
Ranked among companies with meaningful POCF only.
SFNC' s 10-Year POCF Range
Min: 6.93  Med: 12.56 Max: 66.69
Current: 34.82
6.93
66.69
EV-to-EBIT 21.80
SFNC's EV-to-EBIT is ranked lower than
72% of the 1366 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.30 vs. SFNC: 21.80 )
Ranked among companies with meaningful EV-to-EBIT only.
SFNC' s 10-Year EV-to-EBIT Range
Min: -3.7  Med: 9.50 Max: 16.6
Current: 21.8
-3.7
16.6
Shiller P/E 25.29
SFNC's Shiller P/E is ranked lower than
76% of the 771 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.62 vs. SFNC: 25.29 )
Ranked among companies with meaningful Shiller P/E only.
SFNC' s 10-Year Shiller P/E Range
Min: 9.98  Med: 14.94 Max: 25.93
Current: 25.29
9.98
25.93
Days Sales Outstanding 35.53
SFNC's Days Sales Outstanding is ranked lower than
51% of the 770 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 35.19 vs. SFNC: 35.53 )
Ranked among companies with meaningful Days Sales Outstanding only.
SFNC' s 10-Year Days Sales Outstanding Range
Min: 26.25  Med: 51.63 Max: 70.73
Current: 35.53
26.25
70.73

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.94
SFNC's Dividend Yield is ranked lower than
65% of the 2112 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.57 vs. SFNC: 1.94 )
Ranked among companies with meaningful Dividend Yield only.
SFNC' s 10-Year Dividend Yield Range
Min: 1.88  Med: 2.60 Max: 3.81
Current: 1.94
1.88
3.81
Dividend Payout 0.41
SFNC's Dividend Payout is ranked lower than
63% of the 1248 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.24 vs. SFNC: 0.41 )
Ranked among companies with meaningful Dividend Payout only.
SFNC' s 10-Year Dividend Payout Range
Min: 0.2  Med: 0.34 Max: 0.9
Current: 0.41
0.2
0.9
Dividend growth (3y) 5.00
SFNC's Dividend growth (3y) is ranked lower than
58% of the 640 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.20 vs. SFNC: 5.00 )
Ranked among companies with meaningful Dividend growth (3y) only.
SFNC' s 10-Year Dividend growth (3y) Range
Min: 0  Med: 8.60 Max: 17.6
Current: 5
0
17.6
Yield on cost (5-Year) 2.27
SFNC's Yield on cost (5-Year) is ranked lower than
63% of the 2110 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.91 vs. SFNC: 2.27 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
SFNC' s 10-Year Yield on cost (5-Year) Range
Min: 2.2  Med: 3.04 Max: 4.46
Current: 2.27
2.2
4.46
Share Buyback Rate 0.80
SFNC's Share Buyback Rate is ranked higher than
81% of the 931 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.50 vs. SFNC: 0.80 )
Ranked among companies with meaningful Share Buyback Rate only.
SFNC' s 10-Year Share Buyback Rate Range
Min: 1.8  Med: 0.00 Max: -9.2
Current: 0.8

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.23
SFNC's Price/Tangible Book is ranked lower than
87% of the 1331 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.18 vs. SFNC: 2.23 )
Ranked among companies with meaningful Price/Tangible Book only.
SFNC' s 10-Year Price/Tangible Book Range
Min: 1.09  Med: 1.70 Max: 3.18
Current: 2.23
1.09
3.18
Price/Projected FCF 0.99
SFNC's Price/Projected FCF is ranked lower than
75% of the 775 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.68 vs. SFNC: 0.99 )
Ranked among companies with meaningful Price/Projected FCF only.
SFNC' s 10-Year Price/Projected FCF Range
Min: 0.35  Med: 0.80 Max: 1.16
Current: 0.99
0.35
1.16
Price/Median PS Value 1.15
SFNC's Price/Median PS Value is ranked lower than
60% of the 1286 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.11 vs. SFNC: 1.15 )
Ranked among companies with meaningful Price/Median PS Value only.
SFNC' s 10-Year Price/Median PS Value Range
Min: 0.53  Med: 0.95 Max: 1.46
Current: 1.15
0.53
1.46
Price/Graham Number 1.80
SFNC's Price/Graham Number is ranked lower than
93% of the 1154 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.88 vs. SFNC: 1.80 )
Ranked among companies with meaningful Price/Graham Number only.
SFNC' s 10-Year Price/Graham Number Range
Min: 0.61  Med: 1.05 Max: 1.77
Current: 1.8
0.61
1.77
Earnings Yield (Greenblatt) (%) 4.73
SFNC's Earnings Yield (Greenblatt) (%) is ranked lower than
65% of the 1364 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.40 vs. SFNC: 4.73 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
SFNC' s 10-Year Earnings Yield (Greenblatt) (%) Range
Min: 4.62  Med: 10.20 Max: 2637
Current: 4.73
4.62
2637
Forward Rate of Return (Yacktman) (%) 1.34
SFNC's Forward Rate of Return (Yacktman) (%) is ranked lower than
74% of the 770 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.43 vs. SFNC: 1.34 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
SFNC' s 10-Year Forward Rate of Return (Yacktman) (%) Range
Min: -0.9  Med: 8.80 Max: 15.2
Current: 1.34
-0.9
15.2

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Simmons First National Corp is a multi-bank financial holding company. It owns seven community banks that are located throughout Arkansas and conduct operations through 131 branches, located in 63 communities in Arkansas, Missouri and Kansas. The Company's subsidiary banks provide complete banking services to individuals and businesses throughout the market areas they serve. These banks offer consumer (credit card and other consumer), real estate (construction, single family residential and other commercial) and commercial (commercial, agriculture and financial institutions) loans, checking, savings and time deposits, securities and investment services and trust and investment management services (through Simmons First Trust Company N.A.). The Company competes with other providers of financial services, such as savings and loan associations, credit unions, finance companies, securities firms, insurance companies, full service brokerage firms and discount brokerage firms. The Company, as a bank holding company, is subject to both federal and state regulation.
» More Articles for SFNC

Headlines

Articles On GuruFocus.com
Weekly CEO Buys Highlight: OPK, CLMS, GFF, TCB, SFNC May 12 2015 
Weekly CEO Buys Highlight: OPK, LJPC, SFNC, HAFC, TUBE Jul 28 2014 
Simmons First National Corp. Reports Operating Results (10-K) Mar 04 2011 
Simmons First National Corp. Reports Operating Results (10-Q) Nov 09 2010 
Simmons First National Corp. Reports Operating Results (10-K/A) Aug 20 2010 
Simmons First National Corp. Reports Operating Results (10-Q) May 06 2010 
Simmons Company Reports Second Quarter 2009 Results Aug 21 2009 
Simmons Bedding Company Seeks Extension of Forbearance Period to March 31, 2009 Dec 09 2008 

More From Other Websites
SIMMONS FIRST NATIONAL CORP Files SEC form 8-K, Submission of Matters to a Vote of Security Holders Jun 24 2015
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Simmons First National Corporation Announces Second Quarter Earnings Release Date and Conference... Jun 23 2015
Simmons First National Corporation Names Burt Hicks Investor Relations Officer Jun 17 2015
SIMMONS FIRST NATIONAL CORP Files SEC form 8-K, Other Events Jun 17 2015
Simmons First National Corporation Names Burt Hicks Investor Relations Officer Jun 17 2015
Simmons First National Corporation Declares $0.23 Per Share Dividend May 27 2015
SIMMONS FIRST NATIONAL CORP Files SEC form 8-K, Other Events May 27 2015
Simmons First National Corporation Declares $0.23 Per Share Dividend May 27 2015
SIMMONS FIRST NATIONAL CORP Financials May 20 2015
Coverage initiated on Simmons First National by Sandler O'Neill May 19 2015
10-Q for Simmons First National Corp. May 13 2015
SIMMONS FIRST NATIONAL CORP Files SEC form 10-Q, Quarterly Report May 11 2015
SIMMONS FIRST NATIONAL CORP Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and... May 04 2015
10-K for Simmons First National Corp. May 03 2015
Simmons First National Corporation Announces Agreement to Acquire Ozark Trust and Investment... Apr 29 2015
SIMMONS FIRST NATIONAL CORP Files SEC form 8-K, Entry into a Material Definitive Agreement, Change... Apr 29 2015
Simmons First National Corporation Announces Agreement to Acquire Ozark Trust and Investment... Apr 29 2015
SIMMONS FIRST NATIONAL CORP Files SEC form 8-K, Change in Directors or Principal Officers, Financial... Apr 28 2015
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