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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash-to-Debt 0.87
SFNC's Cash-to-Debt is ranked lower than
64% of the 1482 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.92 vs. SFNC: 0.87 )
Ranked among companies with meaningful Cash-to-Debt only.
SFNC' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.83  Med: 1.9 Max: 4.71
Current: 0.87
0.83
4.71
Equity-to-Asset 0.14
SFNC's Equity-to-Asset is ranked higher than
82% of the 1484 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. SFNC: 0.14 )
Ranked among companies with meaningful Equity-to-Asset only.
SFNC' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.09  Med: 0.1 Max: 0.14
Current: 0.14
0.09
0.14
Interest Coverage 6.58
SFNC's Interest Coverage is ranked higher than
85% of the 1576 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.67 vs. SFNC: 6.58 )
Ranked among companies with meaningful Interest Coverage only.
SFNC' s Interest Coverage Range Over the Past 10 Years
Min: 0.52  Med: 2.29 Max: 6.58
Current: 6.58
0.52
6.58
Piotroski F-Score: 2
Beneish M-Score: -2.51
WACC vs ROIC
9.60%
9.01%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating Margin % 34.27
SFNC's Operating Margin % is ranked higher than
60% of the 1497 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.60 vs. SFNC: 34.27 )
Ranked among companies with meaningful Operating Margin % only.
SFNC' s Operating Margin % Range Over the Past 10 Years
Min: 18.98  Med: 25.73 Max: 34.27
Current: 34.27
18.98
34.27
Net Margin % 23.13
SFNC's Net Margin % is ranked higher than
54% of the 1496 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.84 vs. SFNC: 23.13 )
Ranked among companies with meaningful Net Margin % only.
SFNC' s Net Margin % Range Over the Past 10 Years
Min: 13.55  Med: 17.94 Max: 23.13
Current: 23.13
13.55
23.13
ROE % 8.74
SFNC's ROE % is ranked higher than
54% of the 1495 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.26 vs. SFNC: 8.74 )
Ranked among companies with meaningful ROE % only.
SFNC' s ROE % Range Over the Past 10 Years
Min: 5.74  Med: 8.32 Max: 10.3
Current: 8.74
5.74
10.3
ROA % 1.23
SFNC's ROA % is ranked higher than
75% of the 1504 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.87 vs. SFNC: 1.23 )
Ranked among companies with meaningful ROA % only.
SFNC' s ROA % Range Over the Past 10 Years
Min: 0.59  Med: 0.9 Max: 1.23
Current: 1.23
0.59
1.23
3-Year Revenue Growth Rate 8.80
SFNC's 3-Year Revenue Growth Rate is ranked higher than
72% of the 1300 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.80 vs. SFNC: 8.80 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
SFNC' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -2.7  Med: 4.6 Max: 13.8
Current: 8.8
-2.7
13.8
3-Year EBITDA Growth Rate 29.90
SFNC's 3-Year EBITDA Growth Rate is ranked higher than
88% of the 1210 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.10 vs. SFNC: 29.90 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
SFNC' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -12.1  Med: 4.4 Max: 29.9
Current: 29.9
-12.1
29.9
3-Year EPS without NRI Growth Rate 30.10
SFNC's 3-Year EPS without NRI Growth Rate is ranked higher than
87% of the 1174 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.30 vs. SFNC: 30.10 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
SFNC' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -12.9  Med: 5.2 Max: 30.1
Current: 30.1
-12.9
30.1
GuruFocus has detected 3 Warning Signs with Simmons First National Corp $SFNC.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» SFNC's 10-Y Financials

Financials (Next Earnings Date: 2017-04-18 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q1 2016

SFNC Guru Trades in Q1 2016

David Dreman 195 sh (New)
Jim Simons 157,000 sh (+14.18%)
Paul Tudor Jones Sold Out
» More
Q2 2016

SFNC Guru Trades in Q2 2016

David Dreman 195 sh (unchged)
Jim Simons 144,300 sh (-8.09%)
» More
Q3 2016

SFNC Guru Trades in Q3 2016

David Dreman 195 sh (unchged)
Jim Simons 129,700 sh (-10.12%)
» More
Q4 2016

SFNC Guru Trades in Q4 2016

David Dreman 195 sh (unchged)
Jim Simons 94,000 sh (-27.53%)
» More
» Details

Insider Trades

Latest Guru Trades with SFNC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Banks » Banks - Regional - US    NAICS: 522110    SIC: 6021
Compare:NAS:RNST, NAS:INDB, NAS:FFBC, NAS:ABCB, NAS:BNCN, NAS:NBTB, NAS:FIBK, NAS:WSBC, NAS:BANR, AMEX:PRK, NAS:FRME, NAS:LTXB, NYSE:FCB, NAS:UCBI, NAS:UBSH, NAS:TOWN, NAS:SFBS, NAS:WABC, NAS:EGBN, NAS:BANF » details
Simmons First National Corp is a financial holding company. The Company through its subsidiaries is engaged in providing banking services including home loan, investment banking, and personal banking services to individual and corporate customers.

Simmons First National Corp is a multi-bank financial holding company. It owns seven community banks that are located throughout Arkansas and conduct operations through 131 branches, located in 63 communities in Arkansas, Missouri and Kansas. The Company's subsidiary banks provide complete banking services to individuals and businesses throughout the market areas. These banks offer consumer (credit card and other consumer), real estate (construction, single family residential and other commercial) and commercial (commercial, agriculture and financial institutions) loans, checking, savings and time deposits, securities and investment services and trust and investment management services (through Simmons First Trust Company N.A.). The Company competes with other providers of financial services, such as savings and loan associations, credit unions, finance companies, securities firms, insurance companies, full service brokerage firms and discount brokerage firms. The Company, as a bank holding company, is subject to both federal and state regulation.

Ratios

vs
industry
vs
history
PE Ratio 17.40
SFNC's PE Ratio is ranked lower than
67% of the 1638 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.36 vs. SFNC: 17.40 )
Ranked among companies with meaningful PE Ratio only.
SFNC' s PE Ratio Range Over the Past 10 Years
Min: 9.68  Med: 15.79 Max: 30.55
Current: 17.4
9.68
30.55
PE Ratio without NRI 17.40
SFNC's PE Ratio without NRI is ranked lower than
66% of the 1595 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.62 vs. SFNC: 17.40 )
Ranked among companies with meaningful PE Ratio without NRI only.
SFNC' s PE Ratio without NRI Range Over the Past 10 Years
Min: 9.68  Med: 15.79 Max: 30.55
Current: 17.4
9.68
30.55
Price-to-Owner-Earnings 17.14
SFNC's Price-to-Owner-Earnings is ranked lower than
63% of the 860 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.74 vs. SFNC: 17.14 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
SFNC' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 6.64  Med: 16.81 Max: 181.25
Current: 17.14
6.64
181.25
PB Ratio 1.45
SFNC's PB Ratio is ranked lower than
72% of the 1552 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.17 vs. SFNC: 1.45 )
Ranked among companies with meaningful PB Ratio only.
SFNC' s PB Ratio Range Over the Past 10 Years
Min: 0.85  Med: 1.33 Max: 1.84
Current: 1.45
0.85
1.84
PS Ratio 4.01
SFNC's PS Ratio is ranked lower than
66% of the 1539 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.41 vs. SFNC: 4.01 )
Ranked among companies with meaningful PS Ratio only.
SFNC' s PS Ratio Range Over the Past 10 Years
Min: 1.9  Med: 2.92 Max: 4.87
Current: 4.01
1.9
4.87
Price-to-Free-Cash-Flow 22.62
SFNC's Price-to-Free-Cash-Flow is ranked lower than
83% of the 854 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.08 vs. SFNC: 22.62 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
SFNC' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 8.69  Med: 15.81 Max: 78.6
Current: 22.62
8.69
78.6
Price-to-Operating-Cash-Flow 18.34
SFNC's Price-to-Operating-Cash-Flow is ranked lower than
81% of the 920 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.36 vs. SFNC: 18.34 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
SFNC' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 6.92  Med: 12.86 Max: 67.21
Current: 18.34
6.92
67.21
EV-to-EBIT 12.15
SFNC's EV-to-EBIT is ranked lower than
51% of the 1204 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.59 vs. SFNC: 12.15 )
Ranked among companies with meaningful EV-to-EBIT only.
SFNC' s EV-to-EBIT Range Over the Past 10 Years
Min: -3.7  Med: 9.4 Max: 19.3
Current: 12.15
-3.7
19.3
EV-to-EBITDA 10.85
SFNC's EV-to-EBITDA is ranked lower than
51% of the 1219 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.36 vs. SFNC: 10.85 )
Ranked among companies with meaningful EV-to-EBITDA only.
SFNC' s EV-to-EBITDA Range Over the Past 10 Years
Min: -3.2  Med: 8.2 Max: 16.8
Current: 10.85
-3.2
16.8
PEG Ratio 1.07
SFNC's PEG Ratio is ranked higher than
60% of the 767 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.42 vs. SFNC: 1.07 )
Ranked among companies with meaningful PEG Ratio only.
SFNC' s PEG Ratio Range Over the Past 10 Years
Min: 0.99  Med: 3.05 Max: 65.09
Current: 1.07
0.99
65.09
Shiller PE Ratio 25.50
SFNC's Shiller PE Ratio is ranked lower than
67% of the 488 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.69 vs. SFNC: 25.50 )
Ranked among companies with meaningful Shiller PE Ratio only.
SFNC' s Shiller PE Ratio Range Over the Past 10 Years
Min: 10.03  Med: 15.65 Max: 31.03
Current: 25.5
10.03
31.03

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 1.77
SFNC's Dividend Yield % is ranked lower than
73% of the 2308 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.66 vs. SFNC: 1.77 )
Ranked among companies with meaningful Dividend Yield % only.
SFNC' s Dividend Yield % Range Over the Past 10 Years
Min: 1.45  Med: 2.6 Max: 3.81
Current: 1.77
1.45
3.81
Dividend Payout Ratio 0.31
SFNC's Dividend Payout Ratio is ranked higher than
53% of the 1308 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. SFNC: 0.31 )
Ranked among companies with meaningful Dividend Payout Ratio only.
SFNC' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.31  Med: 0.41 Max: 0.59
Current: 0.31
0.31
0.59
3-Year Dividend Growth Rate 4.60
SFNC's 3-Year Dividend Growth Rate is ranked lower than
60% of the 771 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.60 vs. SFNC: 4.60 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
SFNC' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 0  Med: 7.6 Max: 12.6
Current: 4.6
0
12.6
Forward Dividend Yield % 1.87
SFNC's Forward Dividend Yield % is ranked lower than
75% of the 2276 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.87 vs. SFNC: 1.87 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 2.24
SFNC's 5-Year Yield-on-Cost % is ranked lower than
69% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.10 vs. SFNC: 2.24 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
SFNC' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.83  Med: 3.29 Max: 4.82
Current: 2.24
1.83
4.82
3-Year Average Share Buyback Ratio -24.40
SFNC's 3-Year Average Share Buyback Ratio is ranked lower than
92% of the 997 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.60 vs. SFNC: -24.40 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
SFNC' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -24.4  Med: -1 Max: 2
Current: -24.4
-24.4
2

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 2.27
SFNC's Price-to-Tangible-Book is ranked lower than
87% of the 1534 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.24 vs. SFNC: 2.27 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
SFNC' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 1.17  Med: 1.85 Max: 2.67
Current: 2.27
1.17
2.67
Price-to-Intrinsic-Value-Projected-FCF 1.11
SFNC's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
77% of the 895 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.81 vs. SFNC: 1.11 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
SFNC' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.35  Med: 0.83 Max: 1.27
Current: 1.11
0.35
1.27
Price-to-Median-PS-Value 1.37
SFNC's Price-to-Median-PS-Value is ranked lower than
73% of the 1429 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.18 vs. SFNC: 1.37 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
SFNC' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.58  Med: 1 Max: 1.56
Current: 1.37
0.58
1.56
Price-to-Peter-Lynch-Fair-Value 0.95
SFNC's Price-to-Peter-Lynch-Fair-Value is ranked higher than
60% of the 437 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.17 vs. SFNC: 0.95 )
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
SFNC' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.89  Med: 2.12 Max: 3.11
Current: 0.95
0.89
3.11
Price-to-Graham-Number 1.33
SFNC's Price-to-Graham-Number is ranked lower than
80% of the 1344 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.96 vs. SFNC: 1.33 )
Ranked among companies with meaningful Price-to-Graham-Number only.
SFNC' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.68  Med: 1.15 Max: 1.56
Current: 1.33
0.68
1.56
Earnings Yield (Greenblatt) % 8.23
SFNC's Earnings Yield (Greenblatt) % is ranked higher than
60% of the 1560 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.77 vs. SFNC: 8.23 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
SFNC' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 5.2  Med: 10.2 Max: 2637
Current: 8.23
5.2
2637
Forward Rate of Return (Yacktman) % 21.65
SFNC's Forward Rate of Return (Yacktman) % is ranked higher than
74% of the 885 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.32 vs. SFNC: 21.65 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
SFNC' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -0.5  Med: 8.6 Max: 21.7
Current: 21.65
-0.5
21.7

More Statistics

Revenue (TTM) (Mil) $418.6
EPS (TTM) $ 3.13
Beta1.03
Short Percentage of Float6.23%
52-Week Range $42.02 - 67.00
Shares Outstanding (Mil)31.35
» More Articles for SFNC

Headlines

Articles On GuruFocus.com
Weekly CEO Buys Highlight: OPK, CLMS, GFF, TCB, SFNC May 12 2015 
Weekly CEO Buys Highlight: OPK, LJPC, SFNC, HAFC, TUBE Jul 28 2014 
Simmons First National Corp. Reports Operating Results (10-K) Mar 04 2011 
Simmons First National Corp. Reports Operating Results (10-Q) Nov 09 2010 
Simmons First National Corp. Reports Operating Results (10-K/A) Aug 20 2010 
Simmons First National Corp. Reports Operating Results (10-Q) May 06 2010 

More From Other Websites
SIMMONS FIRST NATIONAL CORP Financials Mar 04 2017
SIMMONS FIRST NATIONAL CORP Files SEC form 8-K, Entry into a Material Definitive Agreement, Change... Feb 28 2017
4:02 pm Simmons First National increases quarterly dividend to $0.25/share from $0.24/share Feb 28 2017
Simmons First National Corporation Declares $0.25 Per Share Dividend Feb 28 2017
SIMMONS FIRST NATIONAL CORP Files SEC form 8-K, Other Events Feb 22 2017
SIMMONS FIRST NATIONAL CORP Files SEC form 8-K, Other Events Feb 08 2017
Simmons First National Corp. : SFNC-US: Dividend Analysis : December 15th, 2016 (record date) : By... Feb 01 2017
INVESTOR ALERT: Levi & Korsinsky, LLP Announces an Investigation Involving Possible Breaches of... Jan 27 2017
Simmons First National Corp. breached its 50 day moving average in a Bearish Manner : SFNC-US :... Jan 27 2017
Simmons First National downgraded by Raymond James Jan 25 2017
SIMMONS FIRST NATIONAL CORP Files SEC form 8-K, Entry into a Material Definitive Agreement, Other... Jan 23 2017
Simmons First National Corporation Announces Agreement to Acquire First Texas BHC, Inc. Jan 23 2017
Simmons First National Corp. :SFNC-US: Earnings Analysis: Q4, 2016 By the Numbers : January 20, 2017 Jan 20 2017
Edited Transcript of SFNC earnings conference call or presentation 19-Jan-17 5:00pm GMT Jan 19 2017
SIMMONS FIRST NATIONAL CORP Files SEC form 8-K, Results of Operations and Financial Condition Jan 19 2017
Simmons First National posts 4Q profit Jan 18 2017
Simmons First National posts 4Q profit Jan 18 2017
Simmons Reports Fourth Quarter Net Income of $27 Million Jan 18 2017
Q4 2016 Simmons First National Corp Earnings Release - After Market Close Jan 18 2017
ETFs with exposure to Simmons First National Corp. : January 17, 2017 Jan 17 2017

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