Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash to Debt 0.06
SIBC's Cash to Debt is ranked lower than
96% of the 970 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.49 vs. SIBC: 0.06 )
Ranked among companies with meaningful Cash to Debt only.
SIBC' s 10-Year Cash to Debt Range
Min: 0.05  Med: 0.18 Max: N/A
Current: 0.06
Equity to Asset 0.16
SIBC's Equity to Asset is ranked higher than
85% of the 1323 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. SIBC: 0.16 )
Ranked among companies with meaningful Equity to Asset only.
SIBC' s 10-Year Equity to Asset Range
Min: 0.08  Med: 0.16 Max: 0.2
Current: 0.16
0.08
0.2
Interest Coverage 0.78
SIBC's Interest Coverage is ranked lower than
70% of the 1239 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.65 vs. SIBC: 0.78 )
Ranked among companies with meaningful Interest Coverage only.
SIBC' s 10-Year Interest Coverage Range
Min: 0.34  Med: 0.46 Max: 0.78
Current: 0.78
0.34
0.78
F-Score: 6
WACC vs ROIC
0.72%
1.05%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 18.74
SIBC's Operating margin (%) is ranked lower than
75% of the 1388 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.90 vs. SIBC: 18.74 )
Ranked among companies with meaningful Operating margin (%) only.
SIBC' s 10-Year Operating margin (%) Range
Min: 11.57  Med: 20.97 Max: 22.35
Current: 18.74
11.57
22.35
Net-margin (%) 11.69
SIBC's Net-margin (%) is ranked lower than
79% of the 1388 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.60 vs. SIBC: 11.69 )
Ranked among companies with meaningful Net-margin (%) only.
SIBC' s 10-Year Net-margin (%) Range
Min: 6.66  Med: 13.70 Max: 14.02
Current: 11.69
6.66
14.02
ROE (%) 2.59
SIBC's ROE (%) is ranked lower than
85% of the 1390 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.16 vs. SIBC: 2.59 )
Ranked among companies with meaningful ROE (%) only.
SIBC' s 10-Year ROE (%) Range
Min: 1.19  Med: 2.34 Max: 3.03
Current: 2.59
1.19
3.03
ROA (%) 0.40
SIBC's ROA (%) is ranked lower than
76% of the 1399 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.84 vs. SIBC: 0.40 )
Ranked among companies with meaningful ROA (%) only.
SIBC' s 10-Year ROA (%) Range
Min: 0.2  Med: 0.38 Max: 0.48
Current: 0.4
0.2
0.48
ROC (Joel Greenblatt) (%) 21.53
SIBC's ROC (Joel Greenblatt) (%) is ranked lower than
80% of the 1381 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 76.24 vs. SIBC: 21.53 )
Ranked among companies with meaningful ROC (Joel Greenblatt) (%) only.
SIBC' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 10.7  Med: 19.84 Max: 37.37
Current: 21.53
10.7
37.37
» SIBC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Insider Trades

Latest Guru Trades with SIBC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 47.10
SIBC's P/E(ttm) is ranked lower than
94% of the 1251 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.80 vs. SIBC: 47.10 )
Ranked among companies with meaningful P/E(ttm) only.
SIBC' s 10-Year P/E(ttm) Range
Min: 16.82  Med: 49.86 Max: 165.29
Current: 47.1
16.82
165.29
PE(NRI) 47.10
SIBC's PE(NRI) is ranked lower than
94% of the 1248 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.80 vs. SIBC: 47.10 )
Ranked among companies with meaningful PE(NRI) only.
SIBC' s 10-Year PE(NRI) Range
Min: 16.82  Med: 50.17 Max: 165.29
Current: 47.1
16.82
165.29
P/B 1.15
SIBC's P/B is ranked lower than
56% of the 1349 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. SIBC: 1.15 )
Ranked among companies with meaningful P/B only.
SIBC' s 10-Year P/B Range
Min: 0.63  Med: 0.88 Max: 1.16
Current: 1.15
0.63
1.16
P/S 5.53
SIBC's P/S is ranked lower than
84% of the 1371 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.99 vs. SIBC: 5.53 )
Ranked among companies with meaningful P/S only.
SIBC' s 10-Year P/S Range
Min: 3.37  Med: 5.11 Max: 8.97
Current: 5.53
3.37
8.97
PFCF 24.36
SIBC's PFCF is ranked lower than
81% of the 803 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.27 vs. SIBC: 24.36 )
Ranked among companies with meaningful PFCF only.
SIBC' s 10-Year PFCF Range
Min: 12.8  Med: 48.39 Max: 92.44
Current: 24.36
12.8
92.44
POCF 27.88
SIBC's POCF is ranked lower than
90% of the 916 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.79 vs. SIBC: 27.88 )
Ranked among companies with meaningful POCF only.
SIBC' s 10-Year POCF Range
Min: 11.48  Med: 16.92 Max: 34.03
Current: 27.88
11.48
34.03
EV-to-EBIT 66.14
SIBC's EV-to-EBIT is ranked lower than
95% of the 1255 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.99 vs. SIBC: 66.14 )
Ranked among companies with meaningful EV-to-EBIT only.
SIBC' s 10-Year EV-to-EBIT Range
Min: 29.7  Med: 67.50 Max: 107.9
Current: 66.14
29.7
107.9
Days Sales Outstanding 38.69
SIBC's Days Sales Outstanding is ranked lower than
56% of the 769 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 33.98 vs. SIBC: 38.69 )
Ranked among companies with meaningful Days Sales Outstanding only.
SIBC' s 10-Year Days Sales Outstanding Range
Min: 40.06  Med: 47.41 Max: 52.27
Current: 38.69
40.06
52.27

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.15
SIBC's Price/Tangible Book is ranked higher than
51% of the 1328 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.18 vs. SIBC: 1.15 )
Ranked among companies with meaningful Price/Tangible Book only.
SIBC' s 10-Year Price/Tangible Book Range
Min: 0.66  Med: 0.87 Max: 1.14
Current: 1.15
0.66
1.14
Price/Median PS Value 1.08
SIBC's Price/Median PS Value is ranked higher than
51% of the 1280 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.09 vs. SIBC: 1.08 )
Ranked among companies with meaningful Price/Median PS Value only.
SIBC' s 10-Year Price/Median PS Value Range
Min: 0.68  Med: 1.00 Max: 1.71
Current: 1.08
0.68
1.71
Price/Graham Number 1.52
SIBC's Price/Graham Number is ranked lower than
89% of the 1155 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.86 vs. SIBC: 1.52 )
Ranked among companies with meaningful Price/Graham Number only.
SIBC' s 10-Year Price/Graham Number Range
Min: 0.94  Med: 1.38 Max: 2.01
Current: 1.52
0.94
2.01
Earnings Yield (Greenblatt) (%) 1.50
SIBC's Earnings Yield (Greenblatt) (%) is ranked lower than
86% of the 1372 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.70 vs. SIBC: 1.50 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
SIBC' s 10-Year Earnings Yield (Greenblatt) (%) Range
Min: 0.9  Med: 1.50 Max: 3.4
Current: 1.5
0.9
3.4

Business Description

Industry: Banks » Banks - Regional - US
Compare: » details
State Investors Bancorp Inc was organized by State-Investors Bank in February 2011. The Company is a savings and loan holding company regulated by the Board of Governors of the Federal Reserve System. State-Investors Bank is a federally chartered savings bank located in Metairie, Louisiana, which is in Jefferson Parish. State-Investors Bank's business consists of attracting deposits from the general public and using those funds to originate residential and commercial loans in Jefferson, Orleans and St. Tammany Parishes within the seven parish New Orleans-Metairie-Kenner Metropolitan Statistical Area. It lending activities are; loan portfolio composition, origination and purchase of loans, loan originations, contractual terms to final maturities, one- to four-family residential real estate loans, commercial real estate loans, land loans, multi-family residential loans, residential construction loans, home equity loans and lines of credit, consumer non-real estate loans, commercial business loans, loan origination and other fees. The Company competes with commercial banks, other savings banks and savings associations, mortgage-banking companies, short-term money market funds and other corporate and government securities funds, mutual funds and from other non-depository financial institutions such as brokerage firms and insurance companies. The types of loans that State Investors Bancorp may originate or purchase are subject to federal and state laws and regulations.
» More Articles for NAS:SIBC

Headlines

Articles On GuruFocus.com
Weekly Top CFO Buys: TRST, SIBC, DLIA, MEI, JCS Jul 18 2011 
Weekly CFO Buys: TRST, SIBC, KOG, DLIA Jul 11 2011 

More From Other Websites
STATE INVESTORS BANCORP, INC. Financials May 27 2015
10-Q for State Investors Bancorp, Inc. May 18 2015
STATE INVESTORS BANCORP, INC. Files SEC form 8-K, Results of Operations and Financial Condition,... May 18 2015
State Investors Bancorp, Inc. Reports First Quarter Results May 15 2015
STATE INVESTORS BANCORP, INC. Files SEC form 10-Q, Quarterly Report May 15 2015
Nasdaq stocks posting largest volume decreases Apr 29 2015
STATE INVESTORS BANCORP, INC. Files SEC form 8-K, Submission of Matters to a Vote of Security... Apr 15 2015
STATE INVESTORS BANCORP, INC. Files SEC form 10-K, Annual Report Mar 31 2015
STATE INVESTORS BANCORP, INC. SHAREHOLDER ALERT: Rigrodsky & Long, P.A. Announces Investigation Of... Feb 18 2015
STATE INVESTORS BANCORP, INC. Files SEC form 8-K, Results of Operations and Financial Condition,... Feb 10 2015
SHAREHOLDER ALERT: Brodsky & Smith, LLC Announces Investigation of The Board of Directors of State... Jan 23 2015
First NBC Bank Announces Florida Acquisition Jan 16 2015
SIBC SHAREHOLDER ALERT: The Law Offices of Vincent Wong Launches an Investigation of the Board of... Jan 12 2015
SHAREHOLDER ALERT: Brodsky & Smith, LLC Announces Investigation of The Board of Directors of State... Jan 09 2015
SHAREHOLDER ALERT: Brower Piven Launches An Investigation Into The Proposed Sale Of State Investors... Jan 09 2015
SIBC SHAREHOLDER ALERT: The Law Offices of Vincent Wong Launches an Investigation of the Board of... Jan 09 2015
Lifshitz & Miller Law Firm Announces Investigation of DaVita HealthCare Partners Inc., JPS... Jan 08 2015
SIBC SHAREHOLDER ALERT: Levi & Korsinsky, LLP Launches an Investigation of the Board of Directors of... Jan 07 2015
SHAREHOLDER ALERT: Brower Piven Launches An Investigation Into The Proposed Sale Of State Investors... Jan 06 2015
STATE INVESTORS BANCORP, INC. Files SEC form 8-K, Entry into a Material Definitive Agreement,... Jan 06 2015

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK