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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash to Debt 0.16
SIBC's Cash to Debt is ranked lower than
87% of the 984 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.36 vs. SIBC: 0.16 )
Ranked among companies with meaningful Cash to Debt only.
SIBC' s 10-Year Cash to Debt Range
Min: 0.05  Med: 0.18 Max: N/A
Current: 0.16
Equity to Asset 0.16
SIBC's Equity to Asset is ranked higher than
86% of the 1355 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. SIBC: 0.16 )
Ranked among companies with meaningful Equity to Asset only.
SIBC' s 10-Year Equity to Asset Range
Min: 0.08  Med: 0.16 Max: 0.2
Current: 0.16
0.08
0.2
Interest Coverage 0.78
SIBC's Interest Coverage is ranked lower than
69% of the 1272 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.60 vs. SIBC: 0.78 )
Ranked among companies with meaningful Interest Coverage only.
SIBC' s 10-Year Interest Coverage Range
Min: 0.34  Med: 0.46 Max: 0.78
Current: 0.78
0.34
0.78
F-Score: 7
WACC vs ROIC
0.68%
0.95%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 18.46
SIBC's Operating margin (%) is ranked lower than
75% of the 1425 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.25 vs. SIBC: 18.46 )
Ranked among companies with meaningful Operating margin (%) only.
SIBC' s 10-Year Operating margin (%) Range
Min: 11.57  Med: 20.97 Max: 22.35
Current: 18.46
11.57
22.35
Net-margin (%) 10.66
SIBC's Net-margin (%) is ranked lower than
82% of the 1425 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.01 vs. SIBC: 10.66 )
Ranked among companies with meaningful Net-margin (%) only.
SIBC' s 10-Year Net-margin (%) Range
Min: 6.66  Med: 13.70 Max: 14.02
Current: 10.66
6.66
14.02
ROE (%) 2.34
SIBC's ROE (%) is ranked lower than
86% of the 1427 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.44 vs. SIBC: 2.34 )
Ranked among companies with meaningful ROE (%) only.
SIBC' s 10-Year ROE (%) Range
Min: 1.19  Med: 2.34 Max: 3.03
Current: 2.34
1.19
3.03
ROA (%) 0.37
SIBC's ROA (%) is ranked lower than
79% of the 1436 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.87 vs. SIBC: 0.37 )
Ranked among companies with meaningful ROA (%) only.
SIBC' s 10-Year ROA (%) Range
Min: 0.2  Med: 0.38 Max: 0.48
Current: 0.37
0.2
0.48
» SIBC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Insider Trades

Latest Guru Trades with SIBC

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Ratios

vs
industry
vs
history
P/E(ttm) 52.18
SIBC's P/E(ttm) is ranked lower than
95% of the 1293 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.10 vs. SIBC: 52.18 )
Ranked among companies with meaningful P/E(ttm) only.
SIBC' s 10-Year P/E(ttm) Range
Min: 16.82  Med: 51.10 Max: 165.29
Current: 52.18
16.82
165.29
PE(NRI) 51.70
SIBC's PE(NRI) is ranked lower than
96% of the 1291 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.20 vs. SIBC: 51.70 )
Ranked among companies with meaningful PE(NRI) only.
SIBC' s 10-Year PE(NRI) Range
Min: 16.82  Med: 51.10 Max: 165.29
Current: 51.7
16.82
165.29
P/B 1.16
SIBC's P/B is ranked lower than
59% of the 1370 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.06 vs. SIBC: 1.16 )
Ranked among companies with meaningful P/B only.
SIBC' s 10-Year P/B Range
Min: 0.63  Med: 0.88 Max: 1.16
Current: 1.16
0.63
1.16
P/S 5.61
SIBC's P/S is ranked lower than
86% of the 1409 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.86 vs. SIBC: 5.61 )
Ranked among companies with meaningful P/S only.
SIBC' s 10-Year P/S Range
Min: 3.35  Med: 5.12 Max: 8.97
Current: 5.61
3.35
8.97
PFCF 36.84
SIBC's PFCF is ranked lower than
91% of the 863 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.51 vs. SIBC: 36.84 )
Ranked among companies with meaningful PFCF only.
SIBC' s 10-Year PFCF Range
Min: 12.8  Med: 48.30 Max: 92.44
Current: 36.84
12.8
92.44
POCF 27.39
SIBC's POCF is ranked lower than
91% of the 956 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.00 vs. SIBC: 27.39 )
Ranked among companies with meaningful POCF only.
SIBC' s 10-Year POCF Range
Min: 11.48  Med: 16.93 Max: 34.03
Current: 27.39
11.48
34.03
EV-to-EBIT 59.82
SIBC's EV-to-EBIT is ranked lower than
93% of the 1284 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.41 vs. SIBC: 59.82 )
Ranked among companies with meaningful EV-to-EBIT only.
SIBC' s 10-Year EV-to-EBIT Range
Min: 30.8  Med: 67.30 Max: 107.9
Current: 59.82
30.8
107.9
Days Sales Outstanding 39.86
SIBC's Days Sales Outstanding is ranked lower than
58% of the 795 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 34.20 vs. SIBC: 39.86 )
Ranked among companies with meaningful Days Sales Outstanding only.
SIBC' s 10-Year Days Sales Outstanding Range
Min: 40.06  Med: 47.41 Max: 52.27
Current: 39.86
40.06
52.27

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.16
SIBC's Price/Tangible Book is ranked lower than
51% of the 1347 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.13 vs. SIBC: 1.16 )
Ranked among companies with meaningful Price/Tangible Book only.
SIBC' s 10-Year Price/Tangible Book Range
Min: 0.66  Med: 0.88 Max: 1.15
Current: 1.16
0.66
1.15
Price/Median PS Value 1.08
SIBC's Price/Median PS Value is ranked lower than
55% of the 1310 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.04 vs. SIBC: 1.08 )
Ranked among companies with meaningful Price/Median PS Value only.
SIBC' s 10-Year Price/Median PS Value Range
Min: 0.68  Med: 1.00 Max: 1.71
Current: 1.08
0.68
1.71
Price/Graham Number 1.60
SIBC's Price/Graham Number is ranked lower than
93% of the 1181 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.82 vs. SIBC: 1.60 )
Ranked among companies with meaningful Price/Graham Number only.
SIBC' s 10-Year Price/Graham Number Range
Min: 0.94  Med: 1.41 Max: 2.01
Current: 1.6
0.94
2.01
Earnings Yield (Greenblatt) (%) 1.68
SIBC's Earnings Yield (Greenblatt) (%) is ranked lower than
84% of the 1408 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.80 vs. SIBC: 1.68 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
SIBC' s 10-Year Earnings Yield (Greenblatt) (%) Range
Min: 0.9  Med: 1.50 Max: 3.2
Current: 1.68
0.9
3.2

Business Description

Industry: Banks » Banks - Regional - US
Compare: » details
State Investors Bancorp Inc was organized by State-Investors Bank in February 2011. The Company is a savings and loan holding company regulated by the Board of Governors of the Federal Reserve System. State-Investors Bank is a federally chartered savings bank located in Metairie, Louisiana, which is in Jefferson Parish. State-Investors Bank's business consists of attracting deposits from the general public and using those funds to originate residential and commercial loans in Jefferson, Orleans and St. Tammany Parishes within the seven parish New Orleans-Metairie-Kenner Metropolitan Statistical Area. It lending activities are; loan portfolio composition, origination and purchase of loans, loan originations, contractual terms to final maturities, one- to four-family residential real estate loans, commercial real estate loans, land loans, multi-family residential loans, residential construction loans, home equity loans and lines of credit, consumer non-real estate loans, commercial business loans, loan origination and other fees. The Company competes with commercial banks, other savings banks and savings associations, mortgage-banking companies, short-term money market funds and other corporate and government securities funds, mutual funds and from other non-depository financial institutions such as brokerage firms and insurance companies. The types of loans that State Investors Bancorp may originate or purchase are subject to federal and state laws and regulations.
» More Articles for SIBC

Headlines

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