Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.04
SIGI's Cash to Debt is ranked lower than
98% of the 126 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.89 vs. SIGI: 0.04 )
Ranked among companies with meaningful Cash to Debt only.
SIGI' s Cash to Debt Range Over the Past 10 Years
Min: 0  Med: 0.01 Max: N/A
Current: 0.04
Equity to Asset 0.20
SIGI's Equity to Asset is ranked lower than
74% of the 125 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.28 vs. SIGI: 0.20 )
Ranked among companies with meaningful Equity to Asset only.
SIGI' s Equity to Asset Range Over the Past 10 Years
Min: 0.16  Med: 0.21 Max: 0.25
Current: 0.2
0.16
0.25
Interest Coverage 10.28
SIGI's Interest Coverage is ranked lower than
68% of the 113 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 29.49 vs. SIGI: 10.28 )
Ranked among companies with meaningful Interest Coverage only.
SIGI' s Interest Coverage Range Over the Past 10 Years
Min: 0.62  Med: 5.39 Max: 12.53
Current: 10.28
0.62
12.53
F-Score: 5
WACC vs ROIC
11.23%
10.52%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 10.82
SIGI's Operating margin (%) is ranked lower than
52% of the 126 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.07 vs. SIGI: 10.82 )
Ranked among companies with meaningful Operating margin (%) only.
SIGI' s Operating margin (%) Range Over the Past 10 Years
Min: 0.71  Med: 6.40 Max: 13.19
Current: 10.82
0.71
13.19
Net-margin (%) 7.74
SIGI's Net-margin (%) is ranked lower than
55% of the 126 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.58 vs. SIGI: 7.74 )
Ranked among companies with meaningful Net-margin (%) only.
SIGI' s Net-margin (%) Range Over the Past 10 Years
Min: 1.38  Med: 4.89 Max: 9.05
Current: 7.74
1.38
9.05
ROE (%) 12.39
SIGI's ROE (%) is ranked higher than
66% of the 125 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.20 vs. SIGI: 12.39 )
Ranked among companies with meaningful ROE (%) only.
SIGI' s ROE (%) Range Over the Past 10 Years
Min: 2.07  Med: 7.90 Max: 15.94
Current: 12.39
2.07
15.94
ROA (%) 2.41
SIGI's ROA (%) is ranked lower than
51% of the 126 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.44 vs. SIGI: 2.41 )
Ranked among companies with meaningful ROA (%) only.
SIGI' s ROA (%) Range Over the Past 10 Years
Min: 0.4  Med: 1.45 Max: 3.58
Current: 2.41
0.4
3.58
Revenue Growth (3Y)(%) 7.00
SIGI's Revenue Growth (3Y)(%) is ranked higher than
50% of the 109 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 7.00 vs. SIGI: 7.00 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
SIGI' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -15.6  Med: 5.10 Max: 36.6
Current: 7
-15.6
36.6
EBITDA Growth (3Y)(%) 58.40
SIGI's EBITDA Growth (3Y)(%) is ranked higher than
81% of the 81 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 19.30 vs. SIGI: 58.40 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
SIGI' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -27.5  Med: 1.85 Max: 88
Current: 58.4
-27.5
88
EPS Growth (3Y)(%) 82.00
SIGI's EPS Growth (3Y)(%) is ranked higher than
85% of the 75 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 16.90 vs. SIGI: 82.00 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
SIGI' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -32.1  Med: -2.75 Max: 100.3
Current: 82
-32.1
100.3
» SIGI's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2014

SIGI Guru Trades in Q4 2014

Jim Simons 121,111 sh (New)
Richard Snow 150,785 sh (+54.83%)
Paul Tudor Jones 35,607 sh (+12.45%)
Columbia Wanger 720,486 sh (-72.74%)
» More
Q1 2015

SIGI Guru Trades in Q1 2015

David Dreman 4,732 sh (New)
Chuck Royce 8,800 sh (New)
James Barrow 52,350 sh (New)
Jim Simons 152,594 sh (+26.00%)
Paul Tudor Jones 37,348 sh (+4.89%)
Columbia Wanger Sold Out
Richard Snow 146,620 sh (-2.76%)
» More
Q2 2015

SIGI Guru Trades in Q2 2015

Richard Snow 251,105 sh (+71.26%)
David Dreman 5,122 sh (+8.24%)
James Barrow 55,181 sh (+5.41%)
Chuck Royce 8,800 sh (unchged)
Paul Tudor Jones 36,243 sh (-2.96%)
Jim Simons 25,900 sh (-83.03%)
» More
Q3 2015

SIGI Guru Trades in Q3 2015

Jeremy Grantham 28,200 sh (New)
Jim Simons 62,294 sh (+140.52%)
Chuck Royce 8,800 sh (unchged)
James Barrow Sold Out
Richard Snow 160,253 sh (-36.18%)
Paul Tudor Jones 10,722 sh (-70.42%)
David Dreman 584 sh (-88.60%)
» More
» Details

Insider Trades

Latest Guru Trades with SIGI

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 11.90
SIGI's P/E(ttm) is ranked higher than
50% of the 179 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.94 vs. SIGI: 11.90 )
Ranked among companies with meaningful P/E(ttm) only.
SIGI' s P/E(ttm) Range Over the Past 10 Years
Min: 5.24  Med: 12.51 Max: 5473.33
Current: 11.9
5.24
5473.33
Forward P/E 13.04
SIGI's Forward P/E is ranked lower than
58% of the 142 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.86 vs. SIGI: 13.04 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 11.90
SIGI's PE(NRI) is ranked higher than
58% of the 149 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 13.30 vs. SIGI: 11.90 )
Ranked among companies with meaningful PE(NRI) only.
SIGI' s PE(NRI) Range Over the Past 10 Years
Min: 5.33  Med: 12.20 Max: 91.22
Current: 11.9
5.33
91.22
P/B 1.40
SIGI's P/B is ranked lower than
74% of the 179 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.11 vs. SIGI: 1.40 )
Ranked among companies with meaningful P/B only.
SIGI' s P/B Range Over the Past 10 Years
Min: 0.62  Med: 1.14 Max: 1.71
Current: 1.4
0.62
1.71
P/S 0.92
SIGI's P/S is ranked higher than
58% of the 179 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.98 vs. SIGI: 0.92 )
Ranked among companies with meaningful P/S only.
SIGI' s P/S Range Over the Past 10 Years
Min: 0.37  Med: 0.70 Max: 1.1
Current: 0.92
0.37
1.1
PFCF 6.08
SIGI's PFCF is ranked higher than
75% of the 137 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.13 vs. SIGI: 6.08 )
Ranked among companies with meaningful PFCF only.
SIGI' s PFCF Range Over the Past 10 Years
Min: 2.32  Med: 4.54 Max: 9.91
Current: 6.08
2.32
9.91
POCF 5.75
SIGI's POCF is ranked higher than
76% of the 173 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.89 vs. SIGI: 5.75 )
Ranked among companies with meaningful POCF only.
SIGI' s POCF Range Over the Past 10 Years
Min: 2.25  Med: 4.38 Max: 8.58
Current: 5.75
2.25
8.58
EV-to-EBIT 8.68
SIGI's EV-to-EBIT is ranked lower than
56% of the 178 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.43 vs. SIGI: 8.68 )
Ranked among companies with meaningful EV-to-EBIT only.
SIGI' s EV-to-EBIT Range Over the Past 10 Years
Min: -99.7  Med: 9.50 Max: 87.5
Current: 8.68
-99.7
87.5
EV-to-EBITDA 7.04
SIGI's EV-to-EBITDA is ranked higher than
59% of the 179 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 7.67 vs. SIGI: 7.04 )
Ranked among companies with meaningful EV-to-EBITDA only.
SIGI' s EV-to-EBITDA Range Over the Past 10 Years
Min: 4.9  Med: 7.80 Max: 52.4
Current: 7.04
4.9
52.4
PEG 0.55
SIGI's PEG is ranked higher than
69% of the 48 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.83 vs. SIGI: 0.55 )
Ranked among companies with meaningful PEG only.
SIGI' s PEG Range Over the Past 10 Years
Min: 0.2  Med: 0.48 Max: 20.89
Current: 0.55
0.2
20.89
Shiller P/E 19.10
SIGI's Shiller P/E is ranked lower than
69% of the 86 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 15.20 vs. SIGI: 19.10 )
Ranked among companies with meaningful Shiller P/E only.
SIGI' s Shiller P/E Range Over the Past 10 Years
Min: 5.13  Med: 10.74 Max: 21.1
Current: 19.1
5.13
21.1

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.71
SIGI's Dividend Yield is ranked lower than
99.99% of the 178 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 3.92 vs. SIGI: 1.71 )
Ranked among companies with meaningful Dividend Yield only.
SIGI' s Dividend Yield Range Over the Past 10 Years
Min: 1.31  Med: 2.21 Max: 4.9
Current: 1.71
1.31
4.9
Dividend Payout 0.20
SIGI's Dividend Payout is ranked higher than
74% of the 136 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.36 vs. SIGI: 0.20 )
Ranked among companies with meaningful Dividend Payout only.
SIGI' s Dividend Payout Range Over the Past 10 Years
Min: 0.04  Med: 0.28 Max: 13
Current: 0.2
0.04
13
Dividend Growth (3y) 0.60
SIGI's Dividend Growth (3y) is ranked lower than
73% of the 75 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.10 vs. SIGI: 0.60 )
Ranked among companies with meaningful Dividend Growth (3y) only.
SIGI' s Dividend Growth (3y) Range Over the Past 10 Years
Min: 0  Med: 2.15 Max: 12.4
Current: 0.6
0
12.4
Forward Dividend Yield 1.81
SIGI's Forward Dividend Yield is ranked lower than
87% of the 178 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 3.49 vs. SIGI: 1.81 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 1.76
SIGI's Yield on cost (5-Year) is ranked lower than
99.99% of the 178 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 4.89 vs. SIGI: 1.76 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
SIGI' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 1.33  Med: 2.24 Max: 4.97
Current: 1.76
1.33
4.97
3-Year Average Share Buyback Ratio -1.30
SIGI's 3-Year Average Share Buyback Ratio is ranked lower than
61% of the 84 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: -0.40 vs. SIGI: -1.30 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
SIGI' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -34  Med: 1.65 Max: 22.5
Current: -1.3
-34
22.5

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.41
SIGI's Price/Tangible Book is ranked lower than
52% of the 179 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.38 vs. SIGI: 1.41 )
Ranked among companies with meaningful Price/Tangible Book only.
SIGI' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.66  Med: 1.13 Max: 1.68
Current: 1.41
0.66
1.68
Price/Projected FCF 0.60
SIGI's Price/Projected FCF is ranked higher than
65% of the 148 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.79 vs. SIGI: 0.60 )
Ranked among companies with meaningful Price/Projected FCF only.
SIGI' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.16  Med: 0.42 Max: 1.35
Current: 0.6
0.16
1.35
Price/Median PS Value 1.32
SIGI's Price/Median PS Value is ranked lower than
88% of the 177 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.98 vs. SIGI: 1.32 )
Ranked among companies with meaningful Price/Median PS Value only.
SIGI' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.53  Med: 0.90 Max: 1.49
Current: 1.32
0.53
1.49
Price/Peter Lynch Fair Value 0.47
SIGI's Price/Peter Lynch Fair Value is ranked higher than
66% of the 68 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.64 vs. SIGI: 0.47 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
SIGI' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.32  Med: 0.62 Max: 3.08
Current: 0.47
0.32
3.08
Price/Graham Number 0.87
SIGI's Price/Graham Number is ranked higher than
55% of the 179 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.08 vs. SIGI: 0.87 )
Ranked among companies with meaningful Price/Graham Number only.
SIGI' s Price/Graham Number Range Over the Past 10 Years
Min: 0.49  Med: 0.78 Max: 1.82
Current: 0.87
0.49
1.82
Earnings Yield (Greenblatt) (%) 11.50
SIGI's Earnings Yield (Greenblatt) (%) is ranked higher than
63% of the 123 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.50 vs. SIGI: 11.50 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
SIGI' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 1.1  Med: 10.40 Max: 17.7
Current: 11.5
1.1
17.7
Forward Rate of Return (Yacktman) (%) 39.84
SIGI's Forward Rate of Return (Yacktman) (%) is ranked higher than
79% of the 72 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 14.99 vs. SIGI: 39.84 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
SIGI' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: 2.3  Med: 32.10 Max: 68.6
Current: 39.84
2.3
68.6

More Statistics

Revenue(Mil) $2090
EPS $ 2.80
Beta1.45
Short Percentage of Float1.35%
52-Week Range $26.05 - 37.91
Shares Outstanding(Mil)57.20

Analyst Estimate

Dec15 Dec16 Dec17
Revenue(Mil)
EPS($) 2.58 2.60 2.55
EPS without NRI($) 2.58 2.60 2.55

Latest Earnings Webcast

» More Conference Calls

Business Description

Industry: Insurance - Property & Casualty » Insurance - Property & Casualty
Compare:RLI, TRV, MBI, QBIEY, TKOMY » details
Selective Insurance Group, Inc. is a New Jersey holding company that was incorporated in 1977. The Company offers property and casualty insurance products and services in the East and Midwest of the United States. It is operating in two segments: Insurance Operations, which sells property and casualty insurance policies and products; and Investment Operations, which invests the premiums collected by the Insurance Operations. The Company's Insurance Operations includes Property insurance, which generally covers the financial consequences of accidental loss of an insured's real and/or personal property. Property claims are generally reported and settled in a relatively short period of time; Casualty insurance, which generally covers the financial consequences of employee injuries in the course of employment and bodily injury and/or property damage to a third party as a result of an insured's negligent acts, omissions, or legal liabilities. Some casualty claims may take several years to be reported and settled; and Package insurance, which is a combination of property and casualty. Package claims mirror the reporting and settlement time of the underlying portion of coverage. Like many other property and casualty insurance companies, the Company depends on income from its investment portfolio for a significant portion of its revenues and earnings. The Company uses reinsurance to protect its capital resources and insure it against losses on property and casualty risks that underwrite. The Company uses two main reinsurance vehicles: (i) a reinsurance pooling agreement between its Insurance Subsidiaries in which each company agrees to share in premiums and losses based on certain specified percentages; and (ii) reinsurance contracts and arrangements that cover various policies that its Insurance Operations issue to insured. It competes with the in Regional insurers, with Cincinnati Financial Corporation, Erie Indemnity Company, abd The Hanover Insurance Group, Inc., and in National insurers, with Liberty Mutual Group, Travelers Companies, Inc., The Hartford Financial Services Group, Inc. Nationwide Mutual Insurance Company; and Zurich Financial Services Group in Direct insurers, with GEICO and The Progressive Corporation. The Company's Insurance Operations and Investment Operations are heavily regulated by the departments of insurance in the states in which its Insurance Subsidiaries are organized and licensed.
» More Articles for SIGI

Headlines

Articles On GuruFocus.com
Diamond Hill Capital’s Biggest Fourth Quarter New Buys Jan 20 2012 

More From Other Websites
Edited Transcript of SIGI earnings conference call or presentation 5-Feb-16 1:30pm GMT Feb 05 2016
Selective Insurance Group Inc Earnings Call scheduled for 8:30 am ET today Feb 05 2016
Selective Insurance posts 4Q profit Feb 04 2016
Selective Insurance posts 4Q profit Feb 04 2016
SELECTIVE INSURANCE GROUP INC Files SEC form 8-K, Results of Operations and Financial Condition,... Feb 04 2016
Selective Reports Fourth Quarter 2015 Net Income per Diluted Share of $0.78 and Operating Income(1)... Feb 04 2016
Q4 2015 Selective Insurance Group Inc Earnings Release - After Market Close Feb 04 2016
Selective Chairman and CEO, Gregory E. Murphy and CFO, Dale A. Thatcher to Present at the Bank of... Feb 03 2016
An amendment to the SC 13G filing Jan 27 2016
Selective Enhances Online Presence with New and Improved Website Jan 26 2016
Selective Enhances Online Presence with New and Improved Website Jan 26 2016
Selective Insurance Group, Inc. Plans Conference Call for 4th Quarter 2015 Results Jan 06 2016
Selective Insurance Group, Inc. Plans Conference Call for 4th Quarter 2015 Results Jan 06 2016
Statement of changes in beneficial ownership of securities Dec 19 2015
Statement of changes in beneficial ownership of securities Dec 19 2015
Do Hedge Funds Love Pinnacle Financial Partners (PNFP)? Dec 11 2015
Selective Insurance Group, Inc. breached its 50 day moving average in a Bearish Manner : December... Dec 10 2015
SELECTIVE INSURANCE GROUP INC Financials Dec 08 2015
Fitch Affirms Selective Insurance's Ratings; Outlook Stable Dec 08 2015
SELECTIVE INSURANCE GROUP INC Files SEC form 8-K, Entry into a Material Definitive Agreement,... Dec 02 2015

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK