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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.85
SNBC's Cash to Debt is ranked lower than
66% of the 1606 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.02 vs. SNBC: 0.85 )
Ranked among companies with meaningful Cash to Debt only.
SNBC' s Cash to Debt Range Over the Past 10 Years
Min: 0.12  Med: 0.6 Max: 3.42
Current: 0.85
0.12
3.42
Equity to Asset 0.12
SNBC's Equity to Asset is ranked higher than
67% of the 1612 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. SNBC: 0.12 )
Ranked among companies with meaningful Equity to Asset only.
SNBC' s Equity to Asset Range Over the Past 10 Years
Min: 0.04  Med: 0.08 Max: 0.12
Current: 0.12
0.04
0.12
Interest Coverage 0.79
SNBC's Interest Coverage is ranked lower than
70% of the 1533 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.66 vs. SNBC: 0.79 )
Ranked among companies with meaningful Interest Coverage only.
SNBC' s Interest Coverage Range Over the Past 10 Years
Min: 0.26  Med: 0.29 Max: 1.19
Current: 0.79
0.26
1.19
F-Score: 3
M-Score: -2.41
WACC vs ROIC
7.06%
2.70%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 2/10

vs
industry
vs
history
Operating margin (%) 11.09
SNBC's Operating margin (%) is ranked lower than
85% of the 1627 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.98 vs. SNBC: 11.09 )
Ranked among companies with meaningful Operating margin (%) only.
SNBC' s Operating margin (%) Range Over the Past 10 Years
Min: -129.62  Med: -18.26 Max: 22.36
Current: 11.09
-129.62
22.36
Net-margin (%) 9.52
SNBC's Net-margin (%) is ranked lower than
84% of the 1625 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.46 vs. SNBC: 9.52 )
Ranked among companies with meaningful Net-margin (%) only.
SNBC' s Net-margin (%) Range Over the Past 10 Years
Min: -136.48  Med: -11.4 Max: 15.66
Current: 9.52
-136.48
15.66
ROE (%) 2.64
SNBC's ROE (%) is ranked lower than
85% of the 1623 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.57 vs. SNBC: 2.64 )
Ranked among companies with meaningful ROE (%) only.
SNBC' s ROE (%) Range Over the Past 10 Years
Min: -59.35  Med: -5.11 Max: 5.49
Current: 2.64
-59.35
5.49
ROA (%) 0.31
SNBC's ROA (%) is ranked lower than
81% of the 1632 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.89 vs. SNBC: 0.31 )
Ranked among companies with meaningful ROA (%) only.
SNBC' s ROA (%) Range Over the Past 10 Years
Min: -5.3  Med: -0.4 Max: 0.58
Current: 0.31
-5.3
0.58
Revenue Growth (3Y)(%) -13.80
SNBC's Revenue Growth (3Y)(%) is ranked lower than
91% of the 1346 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.40 vs. SNBC: -13.80 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
SNBC' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -34.8  Med: 0.9 Max: 21.9
Current: -13.8
-34.8
21.9
GuruFocus has detected 6 Warning Signs with Sun Bancorp Inc $SNBC.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» SNBC's 10-Y Financials

Financials (Next Earnings Date: 2017-01-31)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q4 2015

SNBC Guru Trades in Q4 2015

Jim Simons 97,979 sh (+34.77%)
Wilbur Ross 4,255,848 sh (unchged)
» More
Q1 2016

SNBC Guru Trades in Q1 2016

Jim Simons 98,700 sh (+0.74%)
Wilbur Ross 4,255,848 sh (unchged)
» More
Q2 2016

SNBC Guru Trades in Q2 2016

Jim Simons 107,379 sh (+8.79%)
Wilbur Ross 4,255,848 sh (unchged)
» More
Q3 2016

SNBC Guru Trades in Q3 2016

Wilbur Ross 4,255,848 sh (unchged)
Jim Simons 106,579 sh (-0.75%)
» More
» Details

Insider Trades

Latest Guru Trades with SNBC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Banks » Banks - Regional - US    NAICS: 551111    SIC: 6029
Compare:NAS:HTBI, NAS:TBK, NAS:BHBK, NAS:FISI, NYSE:SCNB, NAS:FFWM, NAS:ACBI, NAS:FCBC, OTCPK:HBIA, OTCPK:FMCB, NAS:IBCP, NAS:AROW, NAS:PUB, NAS:MSBI, NAS:FRBK, NAS:ABTX, OTCPK:SBFC, NAS:PGC, NAS:HEOP, NAS:GNBC » details
Sun Bancorp Inc is a bank holding company. The Company, through its subsidiaries, provides commercial and consumer banking services.

Sun Bancorp Inc is a New Jersey corporation incorporated in 1985. The Company, through its subsidiaries, provides commercial and consumer banking services. The Company's lending services to businesses include term loans and lines of credit, mortgage loans, construction loans and equipment leasing. The Company is a Preferred Lender with both the Small Business Administration and the New Jersey Economic Development Authority. The Company's commercial deposit services include business checking accounts and cash management services such as electronic banking, sweep accounts, lockbox services, Internet banking, remote deposit and controlled disbursement services. The Company's lending services to consumers include residential mortgage loans, residential construction loans, home equity term loans, home equity lines of credit and installment loans. The Company's consumer deposit services include checking accounts, savings accounts, money market accounts, certificates of deposit and individual retirement accounts. In addition, the Company offers mutual funds, securities brokerage, annuities and investment advisory services. The Company faces competition for deposits from other insured financial institutions such as commercial banks, thrift institutions, credit unions, and multi-state regional and money center banks in the Company's market area. Competition for funds also includes a number of insurance products sold by local agents and investment products such as mutual funds and other securities sold by local and regional brokers. As a registered bank holding Company, the Company is subject to the supervision and regulation of the Board of Governors of the Federal Reserve System.

Ratios

vs
industry
vs
history
P/E(ttm) 67.58
SNBC's P/E(ttm) is ranked lower than
96% of the 1493 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.26 vs. SNBC: 67.58 )
Ranked among companies with meaningful P/E(ttm) only.
SNBC' s P/E(ttm) Range Over the Past 10 Years
Min: 6.3  Med: 21.74 Max: 174.08
Current: 67.58
6.3
174.08
PE(NRI) 67.58
SNBC's PE(NRI) is ranked lower than
97% of the 1490 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.29 vs. SNBC: 67.58 )
Ranked among companies with meaningful PE(NRI) only.
SNBC' s PE(NRI) Range Over the Past 10 Years
Min: 6.29  Med: 21.75 Max: 174.08
Current: 67.58
6.29
174.08
Price/Owner Earnings (ttm) 94.33
SNBC's Price/Owner Earnings (ttm) is ranked lower than
96% of the 881 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.64 vs. SNBC: 94.33 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
SNBC' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 4.29  Med: 16.48 Max: 100
Current: 94.33
4.29
100
P/B 1.77
SNBC's P/B is ranked lower than
79% of the 1607 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.16 vs. SNBC: 1.77 )
Ranked among companies with meaningful P/B only.
SNBC' s P/B Range Over the Past 10 Years
Min: 0.22  Med: 1.05 Max: 1.88
Current: 1.77
0.22
1.88
P/S 6.52
SNBC's P/S is ranked lower than
87% of the 1587 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.37 vs. SNBC: 6.52 )
Ranked among companies with meaningful P/S only.
SNBC' s P/S Range Over the Past 10 Years
Min: 0.63  Med: 2.48 Max: 6.93
Current: 6.52
0.63
6.93
PFCF 116.27
SNBC's PFCF is ranked lower than
97% of the 823 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.99 vs. SNBC: 116.27 )
Ranked among companies with meaningful PFCF only.
SNBC' s PFCF Range Over the Past 10 Years
Min: 1.86  Med: 12.47 Max: 478.7
Current: 116.27
1.86
478.7
POCF 75.76
SNBC's POCF is ranked lower than
97% of the 895 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.29 vs. SNBC: 75.76 )
Ranked among companies with meaningful POCF only.
SNBC' s POCF Range Over the Past 10 Years
Min: 1.64  Med: 10.47 Max: 158.42
Current: 75.76
1.64
158.42
EV-to-EBIT 61.88
SNBC's EV-to-EBIT is ranked lower than
95% of the 1216 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.39 vs. SNBC: 61.88 )
Ranked among companies with meaningful EV-to-EBIT only.
SNBC' s EV-to-EBIT Range Over the Past 10 Years
Min: -21.4  Med: 0.9 Max: 312.2
Current: 61.88
-21.4
312.2
EV-to-EBITDA 36.52
SNBC's EV-to-EBITDA is ranked lower than
91% of the 1226 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.20 vs. SNBC: 36.52 )
Ranked among companies with meaningful EV-to-EBITDA only.
SNBC' s EV-to-EBITDA Range Over the Past 10 Years
Min: -42.7  Med: 3.15 Max: 435.8
Current: 36.52
-42.7
435.8

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.08
SNBC's Dividend Yield is ranked lower than
100% of the 2358 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.55 vs. SNBC: 0.08 )
Ranked among companies with meaningful Dividend Yield only.
SNBC' s Dividend Yield Range Over the Past 10 Years
Min: 0.04  Med: 0.04 Max: 0.08
Current: 0.08
0.04
0.08
Dividend Payout 0.03
SNBC's Dividend Payout is ranked higher than
99% of the 1314 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.32 vs. SNBC: 0.03 )
Ranked among companies with meaningful Dividend Payout only.
SNBC' s Dividend Payout Range Over the Past 10 Years
Min: 0  Med: 0 Max: 0.03
Current: 0.03
0
0.03
Forward Dividend Yield 0.16
SNBC's Forward Dividend Yield is ranked lower than
99% of the 2268 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.77 vs. SNBC: 0.16 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 0.08
SNBC's Yield on cost (5-Year) is ranked lower than
99.99% of the 2640 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.36 vs. SNBC: 0.08 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
SNBC' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 0.04  Med: 0.04 Max: 0.08
Current: 0.08
0.04
0.08
3-Year Average Share Buyback Ratio -2.70
SNBC's 3-Year Average Share Buyback Ratio is ranked lower than
53% of the 1049 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.00 vs. SNBC: -2.70 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
SNBC' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -54.6  Med: -11.5 Max: 1.1
Current: -2.7
-54.6
1.1

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.07
SNBC's Price/Tangible Book is ranked lower than
79% of the 1600 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.23 vs. SNBC: 2.07 )
Ranked among companies with meaningful Price/Tangible Book only.
SNBC' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.4  Med: 1.67 Max: 6.11
Current: 2.07
0.4
6.11
Price/Projected FCF 1.38
SNBC's Price/Projected FCF is ranked lower than
83% of the 886 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.79 vs. SNBC: 1.38 )
Ranked among companies with meaningful Price/Projected FCF only.
SNBC' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.17  Med: 0.87 Max: 1.81
Current: 1.38
0.17
1.81
Price/Median PS Value 2.63
SNBC's Price/Median PS Value is ranked lower than
96% of the 1463 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.14 vs. SNBC: 2.63 )
Ranked among companies with meaningful Price/Median PS Value only.
SNBC' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.27  Med: 1.02 Max: 2.64
Current: 2.63
0.27
2.64
Price/Graham Number 2.50
SNBC's Price/Graham Number is ranked lower than
97% of the 1404 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.95 vs. SNBC: 2.50 )
Ranked among companies with meaningful Price/Graham Number only.
SNBC' s Price/Graham Number Range Over the Past 10 Years
Min: 0.53  Med: 1.49 Max: 3.46
Current: 2.5
0.53
3.46
Earnings Yield (Greenblatt) (%) 1.60
SNBC's Earnings Yield (Greenblatt) (%) is ranked lower than
72% of the 1605 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.80 vs. SNBC: 1.60 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
SNBC' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 0.3  Med: 4.5 Max: 621.7
Current: 1.6
0.3
621.7
Forward Rate of Return (Yacktman) (%) 7.97
SNBC's Forward Rate of Return (Yacktman) (%) is ranked lower than
60% of the 872 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.48 vs. SNBC: 7.97 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
SNBC' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -1.7  Med: 15.1 Max: 40.9
Current: 7.97
-1.7
40.9

More Statistics

Revenue (TTM) (Mil) $72.17
EPS (TTM) $ 0.37
Beta0.70
Short Percentage of Float5.00%
52-Week Range $19.94 - 26.80
Shares Outstanding (Mil)18.90
» More Articles for SNBC

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