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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 1.55
SNBC's Cash to Debt is ranked lower than
55% of the 1088 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.69 vs. SNBC: 1.55 )
Ranked among companies with meaningful Cash to Debt only.
SNBC' s Cash to Debt Range Over the Past 10 Years
Min: 0.12  Med: 0.59 Max: N/A
Current: 1.55
Equity to Asset 0.11
SNBC's Equity to Asset is ranked higher than
68% of the 1578 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. SNBC: 0.11 )
Ranked among companies with meaningful Equity to Asset only.
SNBC' s Equity to Asset Range Over the Past 10 Years
Min: 0.04  Med: 0.08 Max: 0.12
Current: 0.11
0.04
0.12
Interest Coverage 0.71
SNBC's Interest Coverage is ranked lower than
60% of the 1429 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.82 vs. SNBC: 0.71 )
Ranked among companies with meaningful Interest Coverage only.
SNBC' s Interest Coverage Range Over the Past 10 Years
Min: 0.26  Med: 0.29 Max: 0.52
Current: 0.71
0.26
0.52
F-Score: 5
WACC vs ROIC
5.11%
31.29%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 3/10

vs
industry
vs
history
Operating margin (%) 7.86
SNBC's Operating margin (%) is ranked lower than
84% of the 1590 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.86 vs. SNBC: 7.86 )
Ranked among companies with meaningful Operating margin (%) only.
SNBC' s Operating margin (%) Range Over the Past 10 Years
Min: -129.62  Med: -18.26 Max: 24.9
Current: 7.86
-129.62
24.9
Net-margin (%) 6.50
SNBC's Net-margin (%) is ranked lower than
81% of the 1593 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.37 vs. SNBC: 6.50 )
Ranked among companies with meaningful Net-margin (%) only.
SNBC' s Net-margin (%) Range Over the Past 10 Years
Min: -136.48  Med: -11.40 Max: 16.86
Current: 6.5
-136.48
16.86
ROE (%) 2.38
SNBC's ROE (%) is ranked lower than
80% of the 1589 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.01 vs. SNBC: 2.38 )
Ranked among companies with meaningful ROE (%) only.
SNBC' s ROE (%) Range Over the Past 10 Years
Min: -59.35  Med: -5.11 Max: 6.79
Current: 2.38
-59.35
6.79
ROA (%) 0.23
SNBC's ROA (%) is ranked lower than
76% of the 1598 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.86 vs. SNBC: 0.23 )
Ranked among companies with meaningful ROA (%) only.
SNBC' s ROA (%) Range Over the Past 10 Years
Min: -5.3  Med: -0.40 Max: 0.63
Current: 0.23
-5.3
0.63
Revenue Growth (3Y)(%) -11.00
SNBC's Revenue Growth (3Y)(%) is ranked lower than
97% of the 1284 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.10 vs. SNBC: -11.00 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
SNBC' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: -0.90 Max: 21.9
Current: -11
0
21.9
EBITDA Growth (3Y)(%) -30.80
SNBC's EBITDA Growth (3Y)(%) is ranked lower than
97% of the 1167 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.40 vs. SNBC: -30.80 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
SNBC' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: -6.50 Max: 30.9
Current: -30.8
0
30.9
EPS Growth (3Y)(%) -27.60
SNBC's EPS Growth (3Y)(%) is ranked lower than
97% of the 1165 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.60 vs. SNBC: -27.60 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
SNBC' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -74  Med: -3.20 Max: 113.2
Current: -27.6
-74
113.2
» SNBC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2014

SNBC Guru Trades in Q4 2014

Jim Simons 43,500 sh (+13.28%)
Wilbur Ross 4,255,848 sh (unchged)
Chuck Royce Sold Out
» More
Q1 2015

SNBC Guru Trades in Q1 2015

Jim Simons 55,700 sh (+28.05%)
Wilbur Ross 4,255,848 sh (unchged)
» More
Q2 2015

SNBC Guru Trades in Q2 2015

Jim Simons 64,400 sh (+15.62%)
Wilbur Ross 4,255,848 sh (unchged)
» More
Q3 2015

SNBC Guru Trades in Q3 2015

Jim Simons 72,700 sh (+12.89%)
Wilbur Ross 4,255,848 sh (unchged)
» More
» Details

Insider Trades

Latest Guru Trades with SNBC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Ratios

vs
industry
vs
history
P/E(ttm) 64.72
SNBC's P/E(ttm) is ranked lower than
96% of the 2140 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.49 vs. SNBC: 64.72 )
Ranked among companies with meaningful P/E(ttm) only.
SNBC' s P/E(ttm) Range Over the Past 10 Years
Min: 6.3  Med: 20.10 Max: 213.16
Current: 64.72
6.3
213.16
Forward P/E 26.11
SNBC's Forward P/E is ranked lower than
98% of the 1307 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.35 vs. SNBC: 26.11 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 64.32
SNBC's PE(NRI) is ranked lower than
96% of the 1664 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.35 vs. SNBC: 64.32 )
Ranked among companies with meaningful PE(NRI) only.
SNBC' s PE(NRI) Range Over the Past 10 Years
Min: 6.33  Med: 20.21 Max: 208.9
Current: 64.32
6.33
208.9
P/B 1.51
SNBC's P/B is ranked lower than
82% of the 2196 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. SNBC: 1.51 )
Ranked among companies with meaningful P/B only.
SNBC' s P/B Range Over the Past 10 Years
Min: 0.22  Med: 1.06 Max: 1.64
Current: 1.51
0.22
1.64
P/S 4.20
SNBC's P/S is ranked lower than
80% of the 2510 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.58 vs. SNBC: 4.20 )
Ranked among companies with meaningful P/S only.
SNBC' s P/S Range Over the Past 10 Years
Min: 0.63  Med: 2.49 Max: 5.01
Current: 4.2
0.63
5.01
PFCF 66.36
SNBC's PFCF is ranked lower than
97% of the 1337 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.28 vs. SNBC: 66.36 )
Ranked among companies with meaningful PFCF only.
SNBC' s PFCF Range Over the Past 10 Years
Min: 1.93  Med: 13.11 Max: 232.11
Current: 66.36
1.93
232.11
POCF 55.60
SNBC's POCF is ranked lower than
97% of the 1504 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.29 vs. SNBC: 55.60 )
Ranked among companies with meaningful POCF only.
SNBC' s POCF Range Over the Past 10 Years
Min: 1.71  Med: 9.87 Max: 116.06
Current: 55.6
1.71
116.06
EV-to-EBIT 54.26
SNBC's EV-to-EBIT is ranked lower than
93% of the 2085 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.39 vs. SNBC: 54.26 )
Ranked among companies with meaningful EV-to-EBIT only.
SNBC' s EV-to-EBIT Range Over the Past 10 Years
Min: -21.4  Med: 0.90 Max: 312.2
Current: 54.26
-21.4
312.2
EV-to-EBITDA 26.26
SNBC's EV-to-EBITDA is ranked lower than
85% of the 2093 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.12 vs. SNBC: 26.26 )
Ranked among companies with meaningful EV-to-EBITDA only.
SNBC' s EV-to-EBITDA Range Over the Past 10 Years
Min: -42.7  Med: 3.20 Max: 437.2
Current: 26.26
-42.7
437.2

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.79
SNBC's Price/Tangible Book is ranked lower than
82% of the 2185 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.09 vs. SNBC: 1.79 )
Ranked among companies with meaningful Price/Tangible Book only.
SNBC' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.4  Med: 1.65 Max: 6.11
Current: 1.79
0.4
6.11
Price/Projected FCF 1.13
SNBC's Price/Projected FCF is ranked lower than
81% of the 1351 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.64 vs. SNBC: 1.13 )
Ranked among companies with meaningful Price/Projected FCF only.
SNBC' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.17  Med: 0.84 Max: 1.81
Current: 1.13
0.17
1.81
Price/Median PS Value 1.71
SNBC's Price/Median PS Value is ranked lower than
93% of the 2093 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.95 vs. SNBC: 1.71 )
Ranked among companies with meaningful Price/Median PS Value only.
SNBC' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.27  Med: 1.02 Max: 2.27
Current: 1.71
0.27
2.27
Price/Graham Number 2.28
SNBC's Price/Graham Number is ranked lower than
95% of the 2050 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.98 vs. SNBC: 2.28 )
Ranked among companies with meaningful Price/Graham Number only.
SNBC' s Price/Graham Number Range Over the Past 10 Years
Min: 0.53  Med: 1.48 Max: 3.78
Current: 2.28
0.53
3.78
Earnings Yield (Greenblatt) (%) 1.83
SNBC's Earnings Yield (Greenblatt) (%) is ranked lower than
83% of the 1519 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.20 vs. SNBC: 1.83 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
SNBC' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 0.3  Med: 4.90 Max: 621.7
Current: 1.83
0.3
621.7
Forward Rate of Return (Yacktman) (%) 12.61
SNBC's Forward Rate of Return (Yacktman) (%) is ranked higher than
51% of the 869 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.65 vs. SNBC: 12.61 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
SNBC' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: 0.6  Med: 18.40 Max: 40.9
Current: 12.61
0.6
40.9

More Statistics

Revenue(Mil) $88
EPS $ 0.55
Beta0.28
Short Percentage of Float3.83%
52-Week Range $18.00 - 22.24
Shares Outstanding(Mil)18.67

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Sun Bancorp Inc is a New Jersey corporation incorporated in 1985. The Company, through its subsidiaries, provides commercial and consumer banking services. The Company's lending services to businesses include term loans and lines of credit, mortgage loans, construction loans and equipment leasing. The Company is a Preferred Lender with both the Small Business Administration and the New Jersey Economic Development Authority. The Company's commercial deposit services include business checking accounts and cash management services such as electronic banking, sweep accounts, lockbox services, Internet banking, remote deposit and controlled disbursement services. The Company's lending services to consumers include residential mortgage loans, residential construction loans, home equity term loans, home equity lines of credit and installment loans. The Company's consumer deposit services include checking accounts, savings accounts, money market accounts, certificates of deposit and individual retirement accounts. In addition, the Company offers mutual funds, securities brokerage, annuities and investment advisory services. The Company faces competition for deposits from other insured financial institutions such as commercial banks, thrift institutions, credit unions, and multi-state regional and money center banks in the Company's market area. Competition for funds also includes a number of insurance products sold by local agents and investment products such as mutual funds and other securities sold by local and regional brokers. As a registered bank holding Company, the Company is subject to the supervision and regulation of the Board of Governors of the Federal Reserve System.
» More Articles for SNBC

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