Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 2.05
SNBC's Cash to Debt is ranked higher than
79% of the 1266 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.28 vs. SNBC: 2.05 )
SNBC' s 10-Year Cash to Debt Range
Min: 0.12   Max: No Debt
Current: 2.05

Equity to Asset 0.08
SNBC's Equity to Asset is ranked higher than
59% of the 1651 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. SNBC: 0.08 )
SNBC' s 10-Year Equity to Asset Range
Min: 0.04   Max: 0.12
Current: 0.08

0.04
0.12
F-Score: 2
Z-Score: -0.12
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 3/10

vs
industry
vs
history
Operating margin (%) -7.94
SNBC's Operating margin (%) is ranked lower than
53% of the 1652 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.46 vs. SNBC: -7.94 )
SNBC' s 10-Year Operating margin (%) Range
Min: -129.62   Max: 27.75
Current: -7.94

-129.62
27.75
Net-margin (%) -8.19
SNBC's Net-margin (%) is ranked lower than
53% of the 1671 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.71 vs. SNBC: -8.19 )
SNBC' s 10-Year Net-margin (%) Range
Min: -136.48   Max: 19.48
Current: -8.19

-136.48
19.48
ROE (%) -4.05
SNBC's ROE (%) is ranked lower than
53% of the 1674 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.17 vs. SNBC: -4.05 )
SNBC' s 10-Year ROE (%) Range
Min: -69.12   Max: 11.21
Current: -4.05

-69.12
11.21
ROA (%) -0.32
SNBC's ROA (%) is ranked lower than
52% of the 1674 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.75 vs. SNBC: -0.32 )
SNBC' s 10-Year ROA (%) Range
Min: -5.43   Max: 0.69
Current: -0.32

-5.43
0.69
ROC (Joel Greenblatt) (%) -19.65
SNBC's ROC (Joel Greenblatt) (%) is ranked lower than
53% of the 1624 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 73.28 vs. SNBC: -19.65 )
SNBC' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -329.59   Max: 68.47
Current: -19.65

-329.59
68.47
Revenue Growth (%) -33.60
SNBC's Revenue Growth (%) is ranked lower than
51% of the 1452 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. SNBC: -33.60 )
SNBC' s 10-Year Revenue Growth (%) Range
Min: 0   Max: 23
Current: -33.6

0
23
EPS Growth (%) -74.00
SNBC's EPS Growth (%) is ranked lower than
51% of the 1293 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.10 vs. SNBC: -74.00 )
SNBC' s 10-Year EPS Growth (%) Range
Min: -74   Max: 112.7
Current: -74

-74
112.7
» SNBC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

SNBC Guru Trades in Q3 2013

Jim Simons 121,900 sh (+25.03%)
Wilbur Ross 21,279,241 sh (unchged)
Chuck Royce 284,428 sh (unchged)
» More
Q4 2013

SNBC Guru Trades in Q4 2013

Jim Simons 154,700 sh (+26.91%)
Chuck Royce 284,428 sh (unchged)
Wilbur Ross 21,279,241 sh (unchged)
» More
Q1 2014

SNBC Guru Trades in Q1 2014

Wilbur Ross 21,279,241 sh (unchged)
Chuck Royce 284,428 sh (unchged)
Jim Simons 138,400 sh (-10.54%)
» More
Q2 2014

SNBC Guru Trades in Q2 2014

Jim Simons 151,800 sh (+9.68%)
Wilbur Ross 21,279,241 sh (unchged)
Chuck Royce 284,428 sh (unchged)
» More
» Details

Insider Trades

Latest Guru Trades with SNBC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Wilbur Ross 2011-09-30 Add 3.01%0.16%$11.65 - $19 $ 18.7424%4255848.2
Wilbur Ross 2011-06-30 Add 10.73%0.58%$16.25 - $19.8 $ 18.742%4131433.6
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/B 1.43
SNBC's P/B is ranked higher than
57% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. SNBC: 1.43 )
SNBC' s 10-Year P/B Range
Min: 0.22   Max: 1.88
Current: 1.43

0.22
1.88
P/S 3.05
SNBC's P/S is ranked higher than
63% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.11 vs. SNBC: 3.05 )
SNBC' s 10-Year P/S Range
Min: 0.63   Max: 5.01
Current: 3.05

0.63
5.01
PFCF 8.94
SNBC's PFCF is ranked higher than
81% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 109.09 vs. SNBC: 8.94 )
SNBC' s 10-Year PFCF Range
Min: 1.34   Max: 108.53
Current: 8.94

1.34
108.53
EV-to-EBIT -39.29
SNBC's EV-to-EBIT is ranked higher than
54% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.74 vs. SNBC: -39.29 )
SNBC' s 10-Year EV-to-EBIT Range
Min: 8.9   Max: 312.2
Current: -39.29

8.9
312.2

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.72
SNBC's Price/Tangible Book is ranked higher than
64% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.42 vs. SNBC: 1.72 )
SNBC' s 10-Year Price/Tangible Book Range
Min: 0.4   Max: 6.11
Current: 1.72

0.4
6.11
Price/DCF (Projected) 0.87
SNBC's Price/DCF (Projected) is ranked higher than
73% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.09 vs. SNBC: 0.87 )
SNBC' s 10-Year Price/DCF (Projected) Range
Min: 0.17   Max: 1.13
Current: 0.87

0.17
1.13
Price/Median PS Value 1.22
SNBC's Price/Median PS Value is ranked higher than
64% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.13 vs. SNBC: 1.22 )
SNBC' s 10-Year Price/Median PS Value Range
Min: 0.27   Max: 7.05
Current: 1.22

0.27
7.05
Earnings Yield (Greenblatt) 0.10
SNBC's Earnings Yield (Greenblatt) is ranked lower than
59% of the 1606 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. SNBC: 0.10 )
SNBC' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.3   Max: 11.2
Current: 0.1

0.3
11.2
Forward Rate of Return (Yacktman) 11.31
SNBC's Forward Rate of Return (Yacktman) is ranked higher than
67% of the 1309 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.11 vs. SNBC: 11.31 )
SNBC' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 0.2   Max: 32
Current: 11.31

0.2
32

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Sun Bancorp, Inc., is a New Jersey corporation. The Company serves as a holding Company for Sun National Bank. It provides a comprehensive array of commercial and consumer banking services. As of December 31, 2012, the Company had 62 locations throughout New Jersey. The Company's lending services to businesses include term loans and lines of credit, mortgage loans, construction loans and equipment leasing. The Company is a Preferred Lender with both the Small Business Administration ('SBA') and the New Jersey Economic Development Authority. Its commercial deposit services include business checking accounts and cash management services such as electronic banking, sweep accounts, lockbox services, internet banking, remote deposit and controlled disbursement services. The Company's lending services to consumers include residential mortgage loans, residential construction loans, second mortgage loans, home equity loans and installment loans. Its consumer deposit services include checking accounts, savings accounts, money market accounts, certificates of deposit and individual retirement accounts. In addition, the Company offers mutual funds, securities brokerage, annuities and investment advisory services. The Company faces competition for deposits from other insured financial institutions such as commercial banks, thrift institutions, credit unions, and multi-state regional and money center banks in the Company's market area. Competition for funds also includes a number of insurance products sold by local agents and investment products such as mutual funds and other securities sold by local and regional brokers. As a registered bank holding Company, the Company is subject to the supervision and regulation of the Board of Governors of the Federal Reserve System.
» More Articles for SNBC

Headlines

Articles On GuruFocus.com
Solid Six from Self-Made Billionaire, King of Restructures Wilbur Ross, Net Worth $2.6B Jul 19 2013 
Weekly CFO Buys Highlight Feb 10 2013 
Weekly CFO Buys Highlight Feb 11 2013 
Weekly CFO Buys Highlight: SNBC, CY, NCLH, and NBTF Feb 04 2013 
Wilbur Ross Buys Air Lease, Exco Resources, Assured Guaranty Ltd., Sells Greenbrier Cos., Hanesbrand Nov 17 2011 
note on SNBC Oct 09 2011 
comment on SNBC Oct 04 2011 
comment on SNBC Sep 25 2011 
@@ Aug 28 2011 
Wilbur Ross: Unstable Market "Not the End of the World" Aug 17 2011 

More From Other Websites
SUN BANCORP INC /NJ/ Files SEC form 8-K, Unregistered Sale of Equity Securities Aug 22 2014
SUN BANCORP INC /NJ/ Files SEC form 8-K, Unregistered Sale of Equity Securities Aug 18 2014
SUN BANCORP INC /NJ/ Financials Aug 15 2014
Sun Bancorp, Inc. Announces $20 Million Equity Raise Aug 14 2014
Sun Bancorp, Inc. Announces $20 Million Equity Raise Aug 14 2014
Sun Bancorp, Inc. Announces Effectiveness of 1 for 5 Reverse Stock Split Aug 11 2014
SUN BANCORP INC /NJ/ Files SEC form 8-K, Amendments to Articles of Inc. or Bylaws; Change in Fiscal... Aug 11 2014
Sun Bancorp, Inc. Announces Effectiveness of 1 for 5 Reverse Stock Split Aug 11 2014
SUN BANCORP INC /NJ/ Files SEC form 10-Q, Quarterly Report Aug 08 2014
SUN BANCORP INC /NJ/ Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Aug 04 2014
Why Sun Bancorp (SNBC) Stock Is Retreating Today Jul 31 2014
Sun Bancorp, Inc. Announces 2Q 2014 Earnings; One-time Charges for Comprehensive Restructuring... Jul 31 2014
Q2 2014 Sun Bancorp Inc Earnings Release - Before Market Open Jul 31 2014
SUN BANCORP INC /NJ/ Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and Exhibits Jul 29 2014
Sun National Bank Announces Proposed Enhancements to Executive Management Team Jul 28 2014
SUN BANCORP INC /NJ/ Files SEC form 8-K, Change in Directors or Principal Officers Jul 22 2014
Sun Bancorp, Inc. to Webcast Second Quarter Earnings Conference Call on Thursday, July 31, 2014 at... Jul 21 2014
SUN BANCORP INC /NJ/ Files SEC form 8-K, Change in Directors or Principal Officers, Submission of... Jul 18 2014
Sun Bancorp Announces Results of 2014 Annual Meeting of Shareholders Jul 18 2014
SUN BANCORP INC /NJ/ Files SEC form 8-K/A, Change in Directors or Principal Officers Jul 09 2014

Personalized Checklist








Within your circle of competence?
Macro economic environment favorable?
High quality business?
Enough margin of safety with stocks?
Gurus are buying?
Insiders are buying?
Management capable and shareholder friendly?
Catalyst for stock price to appreciate?
Your level of confidence with the research?

Add Notes, Comments or Ask Questions

User Comments

No comment yet

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK