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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 2.42
SNBC's Cash to Debt is ranked higher than
56% of the 970 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.49 vs. SNBC: 2.42 )
Ranked among companies with meaningful Cash to Debt only.
SNBC' s 10-Year Cash to Debt Range
Min: 0.12  Med: 0.59 Max: N/A
Current: 2.42
Equity to Asset 0.10
SNBC's Equity to Asset is ranked lower than
52% of the 1323 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. SNBC: 0.10 )
Ranked among companies with meaningful Equity to Asset only.
SNBC' s 10-Year Equity to Asset Range
Min: 0.04  Med: 0.08 Max: 0.12
Current: 0.1
0.04
0.12
F-Score: 2
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 3/10

vs
industry
vs
history
Operating margin (%) -24.46
SNBC's Operating margin (%) is ranked lower than
97% of the 1388 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.90 vs. SNBC: -24.46 )
Ranked among companies with meaningful Operating margin (%) only.
SNBC' s 10-Year Operating margin (%) Range
Min: -129.62  Med: 20.11 Max: 27.75
Current: -24.46
-129.62
27.75
Net-margin (%) -25.73
SNBC's Net-margin (%) is ranked lower than
97% of the 1388 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.60 vs. SNBC: -25.73 )
Ranked among companies with meaningful Net-margin (%) only.
SNBC' s 10-Year Net-margin (%) Range
Min: -136.48  Med: 13.91 Max: 19.48
Current: -25.73
-136.48
19.48
ROE (%) -10.31
SNBC's ROE (%) is ranked lower than
96% of the 1390 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.16 vs. SNBC: -10.31 )
Ranked among companies with meaningful ROE (%) only.
SNBC' s 10-Year ROE (%) Range
Min: -59.35  Med: 5.46 Max: 13.22
Current: -10.31
-59.35
13.22
ROA (%) -0.90
SNBC's ROA (%) is ranked lower than
95% of the 1399 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.84 vs. SNBC: -0.90 )
Ranked among companies with meaningful ROA (%) only.
SNBC' s 10-Year ROA (%) Range
Min: -5.3  Med: 0.48 Max: 0.67
Current: -0.9
-5.3
0.67
ROC (Joel Greenblatt) (%) -57.20
SNBC's ROC (Joel Greenblatt) (%) is ranked lower than
96% of the 1381 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 76.24 vs. SNBC: -57.20 )
Ranked among companies with meaningful ROC (Joel Greenblatt) (%) only.
SNBC' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -330.16  Med: 25.38 Max: 73.05
Current: -57.2
-330.16
73.05
Revenue Growth (3Y)(%) -13.40
SNBC's Revenue Growth (3Y)(%) is ranked lower than
89% of the 1174 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.00 vs. SNBC: -13.40 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
SNBC' s 10-Year Revenue Growth (3Y)(%) Range
Min: 0  Med: -0.90 Max: 21.9
Current: -13.4
0
21.9
EBITDA Growth (3Y)(%) -30.80
SNBC's EBITDA Growth (3Y)(%) is ranked lower than
94% of the 1035 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. SNBC: -30.80 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
SNBC' s 10-Year EBITDA Growth (3Y)(%) Range
Min: 0  Med: -6.50 Max: 30.9
Current: -30.8
0
30.9
EPS Growth (3Y)(%) -27.60
SNBC's EPS Growth (3Y)(%) is ranked lower than
92% of the 1042 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.40 vs. SNBC: -27.60 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
SNBC' s 10-Year EPS Growth (3Y)(%) Range
Min: -74  Med: -3.30 Max: 112.6
Current: -27.6
-74
112.6
» SNBC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2014

SNBC Guru Trades in Q2 2014

Jim Simons 151,800 sh (+9.68%)
Chuck Royce 284,428 sh (unchged)
Wilbur Ross 21,279,241 sh (unchged)
» More
Q3 2014

SNBC Guru Trades in Q3 2014

Jim Simons 38,400 sh (+26.48%)
Wilbur Ross 4,255,848 sh (unchged)
Chuck Royce 56,885 sh (unchged)
» More
Q4 2014

SNBC Guru Trades in Q4 2014

Jim Simons 43,500 sh (+13.28%)
Wilbur Ross 4,255,848 sh (unchged)
Chuck Royce Sold Out
» More
Q1 2015

SNBC Guru Trades in Q1 2015

Jim Simons 55,700 sh (+28.05%)
Wilbur Ross 4,255,848 sh (unchged)
» More
» Details

Insider Trades

Latest Guru Trades with SNBC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Ratios

vs
industry
vs
history
Forward P/E 26.11
SNBC's Forward P/E is ranked lower than
96% of the 710 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.17 vs. SNBC: 26.11 )
Ranked among companies with meaningful Forward P/E only.
N/A
P/B 1.54
SNBC's P/B is ranked lower than
77% of the 1349 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. SNBC: 1.54 )
Ranked among companies with meaningful P/B only.
SNBC' s 10-Year P/B Range
Min: 0.22  Med: 1.05 Max: 1.64
Current: 1.54
0.22
1.64
P/S 3.82
SNBC's P/S is ranked lower than
68% of the 1371 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.99 vs. SNBC: 3.82 )
Ranked among companies with meaningful P/S only.
SNBC' s 10-Year P/S Range
Min: 0.63  Med: 2.48 Max: 5.01
Current: 3.82
0.63
5.01
PFCF 57.22
SNBC's PFCF is ranked lower than
94% of the 803 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.27 vs. SNBC: 57.22 )
Ranked among companies with meaningful PFCF only.
SNBC' s 10-Year PFCF Range
Min: 1.93  Med: 11.86 Max: 108.53
Current: 57.22
1.93
108.53
POCF 45.78
SNBC's POCF is ranked lower than
95% of the 916 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.79 vs. SNBC: 45.78 )
Ranked among companies with meaningful POCF only.
SNBC' s 10-Year POCF Range
Min: 1.71  Med: 9.01 Max: 54.26
Current: 45.78
1.71
54.26
Days Sales Outstanding 18.16
SNBC's Days Sales Outstanding is ranked higher than
83% of the 769 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 33.98 vs. SNBC: 18.16 )
Ranked among companies with meaningful Days Sales Outstanding only.
SNBC' s 10-Year Days Sales Outstanding Range
Min: 20.58  Med: 45.12 Max: 101.16
Current: 18.16
20.58
101.16

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.82
SNBC's Price/Tangible Book is ranked lower than
79% of the 1328 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.18 vs. SNBC: 1.82 )
Ranked among companies with meaningful Price/Tangible Book only.
SNBC' s 10-Year Price/Tangible Book Range
Min: 0.4  Med: 1.64 Max: 6.11
Current: 1.82
0.4
6.11
Price/Projected FCF 1.08
SNBC's Price/Projected FCF is ranked lower than
78% of the 775 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.67 vs. SNBC: 1.08 )
Ranked among companies with meaningful Price/Projected FCF only.
SNBC' s 10-Year Price/Projected FCF Range
Min: 0.18  Med: 0.86 Max: 1.8
Current: 1.08
0.18
1.8
Price/Median PS Value 1.54
SNBC's Price/Median PS Value is ranked lower than
87% of the 1280 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.09 vs. SNBC: 1.54 )
Ranked among companies with meaningful Price/Median PS Value only.
SNBC' s 10-Year Price/Median PS Value Range
Min: 0.27  Med: 1.01 Max: 2.28
Current: 1.54
0.27
2.28
Earnings Yield (Greenblatt) (%) -15.35
SNBC's Earnings Yield (Greenblatt) (%) is ranked lower than
96% of the 1372 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.70 vs. SNBC: -15.35 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
SNBC' s 10-Year Earnings Yield (Greenblatt) (%) Range
Min: -15.35  Med: 4.90 Max: 621.7
Current: -15.35
-15.35
621.7
Forward Rate of Return (Yacktman) (%) 8.24
SNBC's Forward Rate of Return (Yacktman) (%) is ranked lower than
62% of the 765 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.43 vs. SNBC: 8.24 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
SNBC' s 10-Year Forward Rate of Return (Yacktman) (%) Range
Min: -5.6  Med: 16.70 Max: 40.9
Current: 8.24
-5.6
40.9

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Sun Bancorp Inc is a New Jersey corporation incorporated in 1985. The Company, through its subsidiaries, provides commercial and consumer banking services. The Company's lending services to businesses include term loans and lines of credit, mortgage loans, construction loans and equipment leasing. The Company is a Preferred Lender with both the Small Business Administration and the New Jersey Economic Development Authority. The Company's commercial deposit services include business checking accounts and cash management services such as electronic banking, sweep accounts, lockbox services, Internet banking, remote deposit and controlled disbursement services. The Company's lending services to consumers include residential mortgage loans, residential construction loans, home equity term loans, home equity lines of credit and installment loans. The Company's consumer deposit services include checking accounts, savings accounts, money market accounts, certificates of deposit and individual retirement accounts. In addition, the Company offers mutual funds, securities brokerage, annuities and investment advisory services. The Company faces competition for deposits from other insured financial institutions such as commercial banks, thrift institutions, credit unions, and multi-state regional and money center banks in the Company's market area. Competition for funds also includes a number of insurance products sold by local agents and investment products such as mutual funds and other securities sold by local and regional brokers. As a registered bank holding Company, the Company is subject to the supervision and regulation of the Board of Governors of the Federal Reserve System.
» More Articles for SNBC

Headlines

Articles On GuruFocus.com
Solid Six from Self-Made Billionaire, King of Restructures Wilbur Ross, Net Worth $2.6B Jul 19 2013 
Weekly CFO Buys Highlight Feb 10 2013 
Weekly CFO Buys Highlight Feb 11 2013 
Weekly CFO Buys Highlight: SNBC, CY, NCLH, and NBTF Feb 04 2013 
Wilbur Ross Buys Air Lease, Exco Resources, Assured Guaranty Ltd., Sells Greenbrier Cos., Hanesbrand Nov 17 2011 
note on SNBC Oct 09 2011 
comment on SNBC Oct 04 2011 
comment on SNBC Sep 25 2011 
@@ Aug 28 2011 
Wilbur Ross: Unstable Market "Not the End of the World" Aug 17 2011 

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