Ratios

		vs industry	vs history
P/E(ttm)	13.20	STBA's P/E(ttm) is ranked higher than 52% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 13.43 vs. STBA: 13.20 )	STBA' s 10-Year P/E(ttm) Range Min: 9.35   Max: 272 Current: 13.2 9.35 272
P/B	1.06	STBA's P/B is ranked lower than 55% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 0.90 vs. STBA: 1.06 )	STBA' s 10-Year P/B Range Min: 0.62   Max: 3.13 Current: 1.06 0.62 3.13
P/S	2.99	STBA's P/S is ranked lower than 63% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 2.20 vs. STBA: 2.99 )	STBA' s 10-Year P/S Range Min: 1.72   Max: 7.41 Current: 2.99 1.72 7.41
PFCF	8.44	STBA's PFCF is ranked higher than 58% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 6.70 vs. STBA: 8.44 )	STBA' s 10-Year PFCF Range Min: 4.48   Max: 60.18 Current: 8.44 4.48 60.18
EV-to-EBIT	14.18	STBA's EV-to-EBIT is ranked higher than 69% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 16.90 vs. STBA: 14.18 )	STBA' s 10-Year EV-to-EBIT Range Min: 5.1   Max: 193.7 Current: 14.18 5.1 193.7
PEG	3.38	STBA's PEG is ranked lower than 65% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 1.29 vs. STBA: 3.38 )	STBA' s 10-Year PEG Range Min: 2.13   Max: 33.4 Current: 3.38 2.13 33.4
Shiller P/E	12.85	STBA's Shiller P/E is ranked higher than 83% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 14.60 vs. STBA: 12.85 )	STBA' s 10-Year Shiller P/E Range Min: 5.86   Max: 20.37 Current: 12.85 5.86 20.37

Dividend & Buy Back

		vs industry	vs history
Dividend Yield	3.12	STBA's Dividend Yield is ranked higher than 84% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 2.20 vs. STBA: 3.12 )	STBA' s 10-Year Dividend Yield Range Min: 1.76   Max: 9.04 Current: 3.12 1.76 9.04
Dividend Payout	0.6	STBA's Dividend Payout is ranked higher than 73% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 0.42 vs. STBA: 0.6 )	STBA' s 10-Year Dividend Payout Range Min: 0.36   Max: 2.12 Current: 0.6 0.36 2.12
Dividend growth (3y)	-0.4	STBA's Dividend growth (3y) is ranked higher than 79% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: -21.50 vs. STBA: -0.4 )	STBA' s 10-Year Dividend growth (3y) Range Min: -16.6   Max: 8.7 Current: -0.4 -16.6 8.7
Yield on cost (5-Year)	1.48	STBA's Yield on cost (5-Year) is ranked higher than 54% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 1.92 vs. STBA: 1.48 )	STBA' s 10-Year Yield on cost (5-Year) Range Min: 0.84   Max: 4.33 Current: 1.48 0.84 4.33
Share Buyback Rate	-1.2	STBA's Share Buyback Rate is ranked higher than 65% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: -1.75 vs. STBA: -1.2 )	STBA' s 10-Year Share Buyback Rate Range Min: 2.1   Max: -2.9 Current: -1.2

Valuation & Return

		vs industry	vs history
Price/Tangible Book	1.6	STBA's Price/Tangible Book is ranked higher than 85% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 1.00 vs. STBA: 1.6 )	STBA' s 10-Year Price/Tangible Book Range Min: 1.2   Max: 3.4 Current: 1.6 1.2 3.4
Price/DCF (Projected)	0.5	STBA's Price/DCF (Projected) is ranked higher than 67% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 0.50 vs. STBA: 0.5 )	STBA' s 10-Year Price/DCF (Projected) Range Min: 0.5   Max: 1.2 Current: 0.5 0.5 1.2
Price/Median PS Value	0.5	STBA's Price/Median PS Value is ranked lower than 57% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 0.80 vs. STBA: 0.5 )	STBA' s 10-Year Price/Median PS Value Range Min: 0.5   Max: 1.4 Current: 0.5 0.5 1.4
Price/Graham Number	1.1	STBA's Price/Graham Number is ranked higher than 70% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 0.80 vs. STBA: 1.1 )	STBA' s 10-Year Price/Graham Number Range Min: 0.9   Max: 1.8 Current: 1.1 0.9 1.8
Earnings Yield (Greenblatt)	7.10	STBA's Earnings Yield (Greenblatt) is ranked higher than 75% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 5.80 vs. STBA: 7.10 )	STBA' s 10-Year Earnings Yield (Greenblatt) Range Min: 0.5   Max: 19.8 Current: 7.1 0.5 19.8
Forward Rate of Return (Yacktman)	11.35	STBA's Forward Rate of Return (Yacktman) is ranked higher than 65% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 15.01 vs. STBA: 11.35 )	STBA' s 10-Year Forward Rate of Return (Yacktman) Range Min: -15.7   Max: 15.3 Current: 11.35 -15.7 15.3

Business Description

S&T Bancorp, Inc. or S&T was incorporated on March 17, 1983 under the laws of the Commonwealth of Pennsylvania as a bank holding company and has two wholly owned subsidiaries, S&T Bank and 9th Street Holdings, Inc. S&T owns a one-half interest in Commonwealth Trust Credit Life Insurance Company or CTCLIC. S&T is presently engaged in non banking activities through the following six entities: 9th Street Holdings, Inc.; S&T Bancholdings, Inc.; CTCLIC; S&T Insurance Group, LLC; S&T Professional Resources Group, LLC and Stewart Capital Advisors, LLC. 9th Street Holdings, Inc. and S&T Bancholdings, Inc. are investment holding companies. CTCLIC is a joint venture with another financial institution, acting as a reinsurer of credit life, accident and health insurance policies sold by S&T Bank and the other institution. S&T Insurance Group, LLC, through its subsidiaries, offers a variety of insurance products. S&T Professional Resources Group, LLC markets software developed by S&T Bank. Stewart Capital Advisors, LLC is a registered investment advisor that manages private investment accounts for individuals and institutions and advises the Stewart Capital Mid Cap Fund. S&T Bank is a full service bank providing services to its customers through a branch has 49 located in nine counties in Pennsylvania, of which 32 are owned and 17 are leased. Community Banking also leases one office to Insurance. Wealth Management leases one office, located in Allegheny County, Pennsylvania. S&T Bank's services include accepting time and demand deposit accounts, originating commercial and consumer loans, providing letters of credit, offering discount brokerage services, personal financial planning, credit card services and insurance products. Management believes that S&T Bank has a relatively stable deposit base and no material amount of deposits is obtained from a single depositor or group of depositors including federal, state and local governments. S&T Bank has four wholly owned subsidiaries, S&T Insurance Group, LLC; S&T Bancholdings, Inc.; S&T Professional Resources Group, LLC; and Stewart Capital Advisors, LLC. S&T Insurance Group, LLC, through its subsidiaries, offers a variety of insurance products. S&T Professional Resources Group, LLC markets software developed by S&T Bank; S&T Bancholdings, Inc. is an investment holding company; and Stewart Capital Advisors, LLC, is a registered investment advisor that manages private investment accounts for individuals and institutions and advises the Stewart Capital Mid Cap Fund. S&T Bank competes with other local, regional and national financial service providers, such as other financial holding companies, commercial banks, savings associations, credit unions, finance companies and brokerage and insurance firms. S&T and S&T Bank are each extensively regulated under federal and state law. The Company is subject to regulation under the BHCA and the examination and reporting requirements of the Board of Governors o
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Industry:	Banks - Regional - US
Compare:	MTB, USB, PNC, PB, CFR

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