Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 8/10

vs
industry
vs
history
Cash to Debt 1.62
STC's Cash to Debt is ranked higher than
73% of the 197 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.89 vs. STC: 1.62 )
STC' s 10-Year Cash to Debt Range
Min: 0.16   Max: No Debt
Current: 1.62

Equity to Asset 0.48
STC's Equity to Asset is ranked higher than
95% of the 195 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.25 vs. STC: 0.48 )
STC' s 10-Year Equity to Asset Range
Min: 0.31   Max: 0.61
Current: 0.48

0.31
0.61
Interest Coverage 34.19
STC's Interest Coverage is ranked higher than
75% of the 163 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 22.74 vs. STC: 34.19 )
STC' s 10-Year Interest Coverage Range
Min: 0.54   Max: 9999.99
Current: 34.19

0.54
9999.99
F-Score: 3
Z-Score: 2.50
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 3/10

vs
industry
vs
history
Operating margin (%) 2.08
STC's Operating margin (%) is ranked higher than
53% of the 198 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 12.16 vs. STC: 2.08 )
STC' s 10-Year Operating margin (%) Range
Min: -15.27   Max: 8.94
Current: 2.08

-15.27
8.94
Net-margin (%) 1.48
STC's Net-margin (%) is ranked higher than
54% of the 198 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.15 vs. STC: 1.48 )
STC' s 10-Year Net-margin (%) Range
Min: -15.91   Max: 5.72
Current: 1.48

-15.91
5.72
ROE (%) 4.20
STC's ROE (%) is ranked higher than
57% of the 197 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.05 vs. STC: 4.20 )
STC' s 10-Year ROE (%) Range
Min: -39.85   Max: 22.2
Current: 4.2

-39.85
22.2
ROA (%) 2.07
STC's ROA (%) is ranked higher than
67% of the 198 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.87 vs. STC: 2.07 )
STC' s 10-Year ROA (%) Range
Min: -17.12   Max: 13.19
Current: 2.07

-17.12
13.19
ROC (Joel Greenblatt) (%) 28.94
STC's ROC (Joel Greenblatt) (%) is ranked higher than
57% of the 155 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 210.73 vs. STC: 28.94 )
STC' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -106.57   Max: 220.59
Current: 28.94

-106.57
220.59
Revenue Growth (%) -5.10
STC's Revenue Growth (%) is ranked higher than
55% of the 183 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.70 vs. STC: -5.10 )
STC' s 10-Year Revenue Growth (%) Range
Min: -13.6   Max: 25.7
Current: -5.1

-13.6
25.7
EBITDA Growth (%) 44.60
STC's EBITDA Growth (%) is ranked higher than
95% of the 172 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.60 vs. STC: 44.60 )
STC' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: 113.4
Current: 44.6

0
113.4
» STC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

STC Guru Trades in Q3 2013

First Pacific Advisors 102,800 sh (New)
Jim Simons 73,900 sh (New)
Chuck Royce 307,900 sh (+12.05%)
Paul Tudor Jones 12,600 sh (-45.92%)
» More
Q4 2013

STC Guru Trades in Q4 2013

Jim Simons 257,500 sh (+248.44%)
Paul Tudor Jones 16,100 sh (+27.78%)
First Pacific Advisors 123,200 sh (+19.84%)
Chuck Royce 307,900 sh (unchged)
» More
Q1 2014

STC Guru Trades in Q1 2014

Paul Tudor Jones Sold Out
Jim Simons 245,809 sh (-4.54%)
First Pacific Advisors 116,600 sh (-5.36%)
Chuck Royce 70,800 sh (-77.01%)
» More
Q2 2014

STC Guru Trades in Q2 2014

RS Investment Management 243,895 sh (New)
Paul Tudor Jones 7,500 sh (New)
First Pacific Advisors 218,400 sh (+87.31%)
Chuck Royce 61,400 sh (-13.28%)
Jim Simons 94,700 sh (-61.47%)
» More
» Details

Insider Trades

Latest Guru Trades with STC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Charles Brandes 2011-12-31 Sold Out 0.0012%$8.25 - $12.12 $ 31.26209%0
Charles Brandes 2011-09-30 Reduce -92.4%0.01%$8.47 - $10.88 $ 31.26223%15160
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 29.30
STC's P/E(ttm) is ranked higher than
57% of the 201 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 12.40 vs. STC: 29.30 )
STC' s 10-Year P/E(ttm) Range
Min: 3.53   Max: 458.72
Current: 29.3

3.53
458.72
P/B 1.07
STC's P/B is ranked higher than
79% of the 201 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.26 vs. STC: 1.07 )
STC' s 10-Year P/B Range
Min: 0.21   Max: 1.35
Current: 1.07

0.21
1.35
P/S 0.42
STC's P/S is ranked higher than
94% of the 201 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.22 vs. STC: 0.42 )
STC' s 10-Year P/S Range
Min: 0.08   Max: 0.47
Current: 0.42

0.08
0.47
EV-to-EBIT 17.19
STC's EV-to-EBIT is ranked higher than
60% of the 201 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.33 vs. STC: 17.19 )
STC' s 10-Year EV-to-EBIT Range
Min: 2.6   Max: 44.2
Current: 17.19

2.6
44.2

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.33
STC's Dividend Yield is ranked lower than
94% of the 159 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.50 vs. STC: 0.33 )
STC' s 10-Year Dividend Yield Range
Min: 0.27   Max: 3.49
Current: 0.33

0.27
3.49
Dividend Payout 0.09
STC's Dividend Payout is ranked higher than
94% of the 201 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.46 vs. STC: 0.09 )
STC' s 10-Year Dividend Payout Range
Min: 0.03   Max: 3
Current: 0.09

0.03
3
Dividend growth (3y) 26.00
STC's Dividend growth (3y) is ranked higher than
93% of the 122 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 7.70 vs. STC: 26.00 )
STC' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 26
Current: 26

0
26
Yield on cost (5-Year) 0.85
STC's Yield on cost (5-Year) is ranked lower than
84% of the 161 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 3.22 vs. STC: 0.85 )
STC' s 10-Year Yield on cost (5-Year) Range
Min: 0.76   Max: 9.87
Current: 0.85

0.76
9.87
Share Buyback Rate -10.50
STC's Share Buyback Rate is ranked higher than
54% of the 157 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: -0.30 vs. STC: -10.50 )
STC' s 10-Year Share Buyback Rate Range
Min: 0.3   Max: -10.5
Current: -10.5

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.90
STC's Price/Tangible Book is ranked higher than
65% of the 201 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.47 vs. STC: 1.90 )
STC' s 10-Year Price/Tangible Book Range
Min: 0.64   Max: 1.97
Current: 1.9

0.64
1.97
Price/DCF (Projected) 1.22
STC's Price/DCF (Projected) is ranked higher than
65% of the 201 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.66 vs. STC: 1.22 )
STC' s 10-Year Price/DCF (Projected) Range
Min: 0.25   Max: 1.68
Current: 1.22

0.25
1.68
Price/Median PS Value 1.54
STC's Price/Median PS Value is ranked higher than
55% of the 201 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.10 vs. STC: 1.54 )
STC' s 10-Year Price/Median PS Value Range
Min: 0.37   Max: 1.72
Current: 1.54

0.37
1.72
Price/Graham Number 1.31
STC's Price/Graham Number is ranked higher than
60% of the 201 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.89 vs. STC: 1.31 )
STC' s 10-Year Price/Graham Number Range
Min: 0.38   Max: 5.63
Current: 1.31

0.38
5.63
Earnings Yield (Greenblatt) 5.80
STC's Earnings Yield (Greenblatt) is ranked higher than
56% of the 197 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.20 vs. STC: 5.80 )
STC' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2.3   Max: 39
Current: 5.8

2.3
39
Forward Rate of Return (Yacktman) 2.36
STC's Forward Rate of Return (Yacktman) is ranked higher than
62% of the 183 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.75 vs. STC: 2.36 )
STC' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -11.9   Max: 58.4
Current: 2.36

-11.9
58.4

Business Description

Industry: Insurance - Property & Casualty » Insurance - Property & Casualty
Compare:RLI, TRV, MBI, QBIEY, TKOMY » details
Stewart Information Services, Inc. provides services needed to transfer the title in a real estate transaction, including searching, examining, closing and insuring the condition of the title to real property. It also provides loan origination and servicing support; loan review services; loss mitigation; REO asset management; and technology to support the real estate process. Its business is segmented into three areas: Title Insurance and Related Services, Mortgage Services and Corporate. Title insurance and related services include the functions of searching, examining, closing and insuring the condition of the title to real property. The title segment also includes certain ancillary services provided for tax-deferred exchanges and home and personal insurance services. Its clientele comprises of attorneys, builders, developers, home buyers and home sellers, lenders and real estate brokers and agents. The Mortgage Services segment includes a diverse group of products and services provided to multiple markets. These services are provided principally through Stewart Lender Services, PropertyInfo Corporation and Stewart Government Services businesses. SLS offers origination support, loss mitigation, default, and post-closing services to residential mortgage lenders, servicers and investors. Loss mitigation products include loan modification, loan review, loan default and REO asset recovery services. SLS also offers outsourcing solutions for post-closing and servicing support to lenders. PropertyInfo Corporation offers technology that a title business requires. PropertyInfo offers a production system, AIM+, along with web-based search tools designed to increase the processing speed of title examinations by connecting all aspects of the title examination process to proprietary title information databases and to public land and court record information sources. Customers for mortgage services products and services primarily include mortgage lenders and servicers, mortgage brokers, mortgage investors and government entities. The corporate segment consists of the expenses of the parent holding company and certain other corporate overhead expenses not allocated to the lines of business. The Company was incorporated in 1970 and is based in Houston, Texas.
» More Articles for STC

Headlines

Articles On GuruFocus.com
Possible Value - Stewart Information Services Thriving as Housing Improves Jul 14 2013 
Sangoma Drops Like A Rock Jan 18 2013 
Stewart Information Services Corp. Reports Operating Results (10-Q) Nov 03 2010 
Stewart Information Services Corp. Reports Operating Results (10-Q) Aug 03 2010 
Stewart Information Services Corp. Reports Operating Results (10-Q) May 05 2010 
Stewart Information Services Corp. Reports Operating Results (10-Q) Nov 04 2009 
Weekly Top Insider Buys: KB Home, National Penn Bancshares Inc., Moduslink Global Solutions Inc., En Oct 20 2009 
The Dhandho Investor: Chapter 13-14 Sep 21 2009 
Stewart Information Services Corp. Reports Operating Results (10-Q) Aug 06 2009 
Stewart Information Services Corp. Reports Operating Results (10-Q) May 07 2009 

More From Other Websites
Stewart Title® Releases Stewart Spotlights Volume 38 Featuring 2013 Commercial Transactions Sep 18 2014
STEWART INFORMATION SERVICES CORP Files SEC form 8-K, Regulation FD Disclosure, Financial Statements... Sep 09 2014
Stewart® Debuts Enhanced Underwriting Website for the Real Estate Industry Aug 18 2014
Stewart® Completes Acquisition of DataQuick® Valuation Business Line Aug 13 2014
STEWART INFORMATION SERVICES CORP Financials Aug 08 2014
STEWART INFORMATION SERVICES CORP Files SEC form 10-Q, Quarterly Report Aug 01 2014
STEWART INFORMATION SERVICES CORP Files SEC form 8-K, Results of Operations and Financial Condition,... Jul 31 2014
CORRECTING AND REPLACING - Stewart Reports Results for the Second Quarter 2014 Jul 31 2014
Stewart Reports Results for the Second Quarter 2014 Jul 31 2014
Q2 2014 Stewart Information Services Corp Earnings Release - Time Not Supplied Jul 24 2014
Stewart Information Services Corporation Announces 2nd Quarter 2014 Earnings Conference Call Jul 22 2014
STEWART INFORMATION SERVICES CORP Files SEC form 8-K, Other Events, Financial Statements and... Jun 12 2014
Stewart Information Services Corporation Announces Settlement of Cuesta Litigation Jun 11 2014
A.M. Best Upgrades Stewart® to A- Jun 02 2014
A.M. Best Upgrades Ratings of the Member Companies of Stewart Title Group May 30 2014
Citadel Advisors reports 5.4% passive stake in Stewart May 21 2014
Hirzel Capital reports 6.0% passive stake in Stewart May 16 2014
Stewart elects Thomas Appel as chairman May 16 2014
Stewart Information Services Corporation Announces New Chairman and Two New Board Members May 16 2014
STEWART INFORMATION SERVICES CORP Files SEC form 8-K, Regulation FD Disclosure, Financial Statements... May 13 2014

Personalized Checklist








Within your circle of competence?
Macro economic environment favorable?
High quality business?
Enough margin of safety with stocks?
Gurus are buying?
Insiders are buying?
Management capable and shareholder friendly?
Catalyst for stock price to appreciate?
Your level of confidence with the research?

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK