Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 8/10

vs
industry
vs
history
Cash to Debt 2.35
STC's Cash to Debt is ranked higher than
72% of the 249 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.58 vs. STC: 2.35 )
STC' s 10-Year Cash to Debt Range
Min: 0.16   Max: N/A
Current: 2.35

Equity to Asset 0.50
STC's Equity to Asset is ranked higher than
94% of the 248 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.25 vs. STC: 0.50 )
STC' s 10-Year Equity to Asset Range
Min: 0.31   Max: 0.61
Current: 0.5

0.31
0.61
Interest Coverage 16.01
STC's Interest Coverage is ranked higher than
70% of the 209 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 23.53 vs. STC: 16.01 )
STC' s 10-Year Interest Coverage Range
Min: 0.54   Max: 277.7
Current: 16.01

0.54
277.7
F-Score: 4
Z-Score: 2.80
WACC vs ROIC
10.74%
6.90%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry
vs
history
Operating margin (%) 2.67
STC's Operating margin (%) is ranked higher than
58% of the 249 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 12.63 vs. STC: 2.67 )
STC' s 10-Year Operating margin (%) Range
Min: -15.27   Max: 8.94
Current: 2.67

-15.27
8.94
Net-margin (%) 1.53
STC's Net-margin (%) is ranked higher than
55% of the 249 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.93 vs. STC: 1.53 )
STC' s 10-Year Net-margin (%) Range
Min: -15.91   Max: 5.72
Current: 1.53

-15.91
5.72
ROE (%) 4.41
STC's ROE (%) is ranked higher than
58% of the 248 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.20 vs. STC: 4.41 )
STC' s 10-Year ROE (%) Range
Min: -39.85   Max: 22.2
Current: 4.41

-39.85
22.2
ROA (%) 2.17
STC's ROA (%) is ranked higher than
66% of the 249 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.87 vs. STC: 2.17 )
STC' s 10-Year ROA (%) Range
Min: -17.12   Max: 13.19
Current: 2.17

-17.12
13.19
ROC (Joel Greenblatt) (%) 35.97
STC's ROC (Joel Greenblatt) (%) is ranked higher than
58% of the 202 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 259.58 vs. STC: 35.97 )
STC' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -106.57   Max: 220.59
Current: 35.97

-106.57
220.59
Revenue Growth (3Y)(%) -4.00
STC's Revenue Growth (3Y)(%) is ranked higher than
58% of the 225 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 7.20 vs. STC: -4.00 )
STC' s 10-Year Revenue Growth (3Y)(%) Range
Min: -13.6   Max: 25.7
Current: -4

-13.6
25.7
EBITDA Growth (3Y)(%) 12.70
STC's EBITDA Growth (3Y)(%) is ranked higher than
71% of the 184 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 17.30 vs. STC: 12.70 )
STC' s 10-Year EBITDA Growth (3Y)(%) Range
Min: -19.8   Max: 113.4
Current: 12.7

-19.8
113.4
EPS Growth (3Y)(%) 115.40
STC's EPS Growth (3Y)(%) is ranked higher than
95% of the 156 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 16.80 vs. STC: 115.40 )
STC' s 10-Year EPS Growth (3Y)(%) Range
Min: -67   Max: 456.1
Current: 115.4

-67
456.1
» STC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2014

STC Guru Trades in Q2 2014

RS Investment Management 243,895 sh (New)
Paul Tudor Jones 7,500 sh (New)
First Pacific Advisors 218,400 sh (+87.31%)
Chuck Royce 61,400 sh (-13.28%)
Jim Simons 94,700 sh (-61.47%)
» More
Q3 2014

STC Guru Trades in Q3 2014

RS Investment Management 516,160 sh (+111.63%)
First Pacific Advisors 297,000 sh (+35.99%)
Paul Tudor Jones Sold Out
Jim Simons 84,200 sh (-11.09%)
Chuck Royce 44,000 sh (-28.34%)
» More
Q4 2014

STC Guru Trades in Q4 2014

Arnold Schneider 18,807 sh (New)
Jim Simons 131,200 sh (+55.82%)
First Pacific Advisors 308,000 sh (+3.70%)
RS Investment Management 517,726 sh (+0.30%)
Chuck Royce Sold Out
» More
Q1 2015

STC Guru Trades in Q1 2015

James Barrow 10,709 sh (New)
Arnold Schneider 96,399 sh (+412.57%)
RS Investment Management 544,736 sh (+5.22%)
Jim Simons 104,638 sh (-20.25%)
First Pacific Advisors 115,500 sh (-62.50%)
» More
» Details

Insider Trades

Latest Guru Trades with STC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 30.10
STC's P/E(ttm) is ranked higher than
54% of the 292 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 14.70 vs. STC: 30.10 )
STC' s 10-Year P/E(ttm) Range
Min: 4.56   Max: 458.72
Current: 30.1

4.56
458.72
Forward P/E 18.15
STC's Forward P/E is ranked higher than
55% of the 292 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 15.04 vs. STC: 18.15 )
N/A
PE(NRI) 30.80
STC's PE(NRI) is ranked higher than
65% of the 292 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 14.70 vs. STC: 30.80 )
STC' s 10-Year PE(NRI) Range
Min: 4.62   Max: 447.25
Current: 30.8

4.62
447.25
P/B 1.30
STC's P/B is ranked higher than
71% of the 292 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.41 vs. STC: 1.30 )
STC' s 10-Year P/B Range
Min: 0.21   Max: 1.44
Current: 1.3

0.21
1.44
P/S 0.48
STC's P/S is ranked higher than
97% of the 292 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.31 vs. STC: 0.48 )
STC' s 10-Year P/S Range
Min: 0.08   Max: 0.53
Current: 0.48

0.08
0.53
PFCF 13.60
STC's PFCF is ranked higher than
74% of the 292 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 32.78 vs. STC: 13.60 )
STC' s 10-Year PFCF Range
Min: 3.95   Max: 533
Current: 13.6

3.95
533
POCF 10.39
STC's POCF is ranked higher than
78% of the 292 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 12.72 vs. STC: 10.39 )
STC' s 10-Year POCF Range
Min: 2.96   Max: 143.83
Current: 10.39

2.96
143.83
EV-to-EBIT 14.86
STC's EV-to-EBIT is ranked higher than
70% of the 292 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.11 vs. STC: 14.86 )
STC' s 10-Year EV-to-EBIT Range
Min: -184.2   Max: 103.2
Current: 14.86

-184.2
103.2
Shiller P/E 35.30
STC's Shiller P/E is ranked higher than
54% of the 292 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 21.51 vs. STC: 35.30 )
STC' s 10-Year Shiller P/E Range
Min: 2.59   Max: 92.84
Current: 35.3

2.59
92.84
Days Sales Outstanding 13.57
STC's Days Sales Outstanding is ranked higher than
98% of the 292 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.00 vs. STC: 13.57 )
STC' s 10-Year Days Sales Outstanding Range
Min: 10.55   Max: 26.78
Current: 13.57

10.55
26.78

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.27
STC's Dividend Yield is ranked lower than
94% of the 222 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.83 vs. STC: 0.27 )
STC' s 10-Year Dividend Yield Range
Min: 0.18   Max: 9.99
Current: 0.27

0.18
9.99
Dividend Payout 0.09
STC's Dividend Payout is ranked higher than
97% of the 292 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.61 vs. STC: 0.09 )
STC' s 10-Year Dividend Payout Range
Min: 0.03   Max: 3
Current: 0.09

0.03
3
Dividend growth (3y) 26.00
STC's Dividend growth (3y) is ranked higher than
92% of the 173 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.40 vs. STC: 26.00 )
STC' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 26
Current: 26

0
26
Yield on cost (5-Year) 0.73
STC's Yield on cost (5-Year) is ranked lower than
88% of the 224 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 3.62 vs. STC: 0.73 )
STC' s 10-Year Yield on cost (5-Year) Range
Min: 0.44   Max: 24.34
Current: 0.73

0.44
24.34
Share Buyback Rate -8.90
STC's Share Buyback Rate is ranked higher than
59% of the 196 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: -0.20 vs. STC: -8.90 )
STC' s 10-Year Share Buyback Rate Range
Min: 0.3   Max: -10.5
Current: -8.9

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.20
STC's Price/Tangible Book is ranked higher than
58% of the 292 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.80 vs. STC: 2.20 )
STC' s 10-Year Price/Tangible Book Range
Min: 0.68   Max: 1.97
Current: 2.2

0.68
1.97
Price/DCF (Projected) 1.00
STC's Price/DCF (Projected) is ranked higher than
77% of the 292 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.30 vs. STC: 1.00 )
STC' s 10-Year Price/DCF (Projected) Range
Min: 0.25   Max: 1.64
Current: 1

0.25
1.64
Price/Median PS Value 1.70
STC's Price/Median PS Value is ranked higher than
50% of the 292 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.20 vs. STC: 1.70 )
STC' s 10-Year Price/Median PS Value Range
Min: 0.35   Max: 1.84
Current: 1.7

0.35
1.84
Price/Peter Lynch Fair Value 1.20
STC's Price/Peter Lynch Fair Value is ranked higher than
87% of the 292 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.00 vs. STC: 1.20 )
STC' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.14   Max: 85.34
Current: 1.2

0.14
85.34
Price/Graham Number 1.50
STC's Price/Graham Number is ranked higher than
58% of the 292 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.10 vs. STC: 1.50 )
STC' s 10-Year Price/Graham Number Range
Min: 0.38   Max: 5.63
Current: 1.5

0.38
5.63
Earnings Yield (Greenblatt) 6.70
STC's Earnings Yield (Greenblatt) is ranked higher than
56% of the 248 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.00 vs. STC: 6.70 )
STC' s 10-Year Earnings Yield (Greenblatt) Range
Min: 1   Max: 33.5
Current: 6.7

1
33.5
Forward Rate of Return (Yacktman) 54.50
STC's Forward Rate of Return (Yacktman) is ranked higher than
93% of the 177 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 14.24 vs. STC: 54.50 )
STC' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -18.7   Max: 72.7
Current: 54.5

-18.7
72.7

Business Description

Industry: Insurance - Property & Casualty » Insurance - Property & Casualty
Compare:RLI, TRV, MBI, QBIEY, TKOMY » details
Stewart Information Services Inc is a Delaware corporation formed in 1970. The Company is a customer-focused, global title insurance and real estate services company offering products and services through its direct operations, network of approved agencies and other companies within the Stewart family. It provides these services to homebuyers and sellers; residential and commercial real estate professionals; mortgage lenders and servicers; title agencies and real estate attorneys; home builders; and United States governments. It also provides loan origination and servicing support; loan review services; loss mitigation; REO asset management; home and personal insurance services; loan due diligence; compliance solutions; service performance management and technology to streamline the real estate process. Its international division delivers products and services protecting and promoting private land ownership. Currently, its main international operations are in Canada, the United Kingdom, Central Europe, and Australia. The Company reports its business in the following segments: title insurance and related services, mortgage services. Title insurance and related services include the functions of searching, examining, closing and insuring the condition of the title to real property. This segment also includes certain ancillary services provided for tax-deferred exchanges and home and personal insurance services. Its mortgage services segment includes various groups of products and services provided to multiple markets. These services are provided mainly through its Stewart Lender Services (SLS), PropertyInfo Corporation and Stewart Government Services businesses. SLS offers mortgage origination support, component servicing, default and REO services, including post-closing outsourcing, portfolio due diligence, mortgage compliance solutions and servicer oversight to residential mortgage lenders, servicers and investors. PropertyInfo Corporation offers technology to support title operations. PropertyInfo offers a title and escrow production system, AIM+, along with web-based search tools designed to increase the processing speed of title examinations by connecting all aspects of the title examination process to proprietary title information databases and to public land and court record information sources. The primary sources of title insurance business are attorneys, builders, developers, home buyers and home sellers, lenders and real estate brokers and agents. Customers for its mortgage services products and services mainly include mortgage lenders and servicers, mortgage brokers, mortgage investors and government entities. The Company's trademarks include AIM+, E-Title, PropertyInfo, SureClose, TitleSearch, eClosingRoom and Virtual Underwriter. The Company competes with Fidelity National Financial, Inc., Old Republic Title Insurance Group, and The First American Corporation and among others.
» More Articles for STC

Headlines

Articles On GuruFocus.com
Sangoma Successfully Completes SIP Interoperability Testing With BroadWorks Hosted VoIP and UC Platf Jan 15 2015 
Sangoma Completes the Acquisition of Two Businesses Jan 02 2015 
Possible Value - Stewart Information Services Thriving as Housing Improves Jul 14 2013 
Sangoma Drops Like A Rock Jan 18 2013 
Stewart Information Services Corp. Reports Operating Results (10-Q) Nov 03 2010 
Stewart Information Services Corp. Reports Operating Results (10-Q) Aug 03 2010 
Stewart Information Services Corp. Reports Operating Results (10-Q) May 05 2010 
Stewart Information Services Corp. Reports Operating Results (10-Q) Nov 04 2009 
Weekly Top Insider Buys: KB Home, National Penn Bancshares Inc., Moduslink Global Solutions Inc., En Oct 20 2009 
The Dhandho Investor: Chapter 13-14 Sep 21 2009 

More From Other Websites
Stewart Lender Services® Integrates Suite of Due Diligence Tools May 19 2015
Stewart Title® Partners with ZixCorp to Protect Customer Confidentiality May 18 2015
Stewart Title® Partners with ZixCorp to Protect Customer Confidentiality May 18 2015
Stewart® and Segin Software Announce Partnership to Promote RynohLive® to Stewart Agencies May 15 2015
Stewart® and Segin Software Announce Partnership to Promote RynohLive® to Stewart Agencies May 13 2015
Wayne Bennett Joins Stewart Title® as Commercial Operations Manager May 12 2015
STEWART INFORMATION SERVICES CORP Financials May 08 2015
10-Q for Stewart Information Services Corp. May 06 2015
STEWART INFORMATION SERVICES CORP Files SEC form 8-K, Submission of Matters to a Vote of Security... May 05 2015
STEWART INFORMATION SERVICES CORP Files SEC form 10-Q, Quarterly Report May 04 2015
Carlos Iraola Promoted to Division President of Stewart Title’s® South Florida Division May 04 2015
Quarterly Activities Report March 2015 Apr 30 2015
Quarterly Cash Flow Report March 2015 Apr 30 2015
STEWART INFORMATION SERVICES CORP Files SEC form 8-K, Amendments to Articles of Inc. or Bylaws;... Apr 24 2015
Stewart Information Services posts 1Q loss Apr 23 2015
Stewart Information Services posts 1Q loss Apr 23 2015
STEWART INFORMATION SERVICES CORP Files SEC form 8-K, Results of Operations and Financial Condition,... Apr 23 2015
Stewart Reports Results for the First Quarter 2015 Apr 23 2015
Q1 2015 Stewart Information Services Corp Earnings Release - 07:00 am ET Apr 23 2015
Stewart Reports Results for the First Quarter 2015 Apr 23 2015

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK