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29.73 (1y: +124%)
Market Cap 669.4 M P/E(ttm) 5.70
Enterprise Value 664.06 M P/B 1.10
STC- NYSE (USA)
Stewart Information Services, Inc.
  • Currently 1/5
Business Predictability Rank: 1-Star
Back Testing Results:
Average gain of all 1-Star stocks: 1.1% per year.
% of Stocks that are in still loss if held for 10yrs: 45%.
Read more:
What is Predictability Rank?
Performances of real portfolio
Top Ranked Predictable Companies
$29.73
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GuruFocus Financial Strength Rank measures how strong a companyย’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 8/10

vs
industry		 vs
history
Cash to Debt 2.761
STC's Cash to Debt is ranked higher than
57% of the 91 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.55 vs. STC: 2.761 )
STC' s 10-Year Cash to Debt Range
Min: 0.21   Max: 9.8
Current: 2.76
0.21
9.8
Equity to Asset 0.264
STC's Equity to Asset is ranked lower than
53% of the 91 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.23 vs. STC: 0.264 )
STC' s 10-Year Equity to Asset Range
Min: 0.17   Max: 0.53
Current: 0.26
0.17
0.53
Interest Coverage 17.1
STC's Interest Coverage is ranked higher than
82% of the 91 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10000.00 vs. STC: 17.1 )
STC' s 10-Year Interest Coverage Range
Min: 1   Max: 278
Current: 17.1
1
278
F-Score: 6
Z-Score: 2.85
GuruFocus Profitability Rank ranks how profitable a company is and how likely the companyย’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
ย•ย•3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rankย•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry		 vs
history
Operating margin (%) 4.70
STC's Operating margin (%) is ranked lower than
53% of the 91 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.40 vs. STC: 4.70 )
STC' s 10-Year Operating margin (%) Range
Min: -15.1   Max: 8.9
Current: 4.7
-15.1
8.9
Net-margin (%) 5.7
STC's Net-margin (%) is ranked higher than
56% of the 91 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 6.30 vs. STC: 5.7 )
STC' s 10-Year Net-margin (%) Range
Min: -15.6   Max: 5.7
Current: 5.7
-15.6
5.7
ROE (%) 19.2
STC's ROE (%) is ranked higher than
96% of the 91 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.00 vs. STC: 19.2 )
STC' s 10-Year ROE (%) Range
Min: -49   Max: 19.9
Current: 19.2
-49
19.9
ROA (%) 8.5
STC's ROA (%) is ranked higher than
98% of the 91 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.00 vs. STC: 8.5 )
STC' s 10-Year ROA (%) Range
Min: -16.7   Max: 12
Current: 8.5
-16.7
12
Revenue Growth (%) -4.4
STC's Revenue Growth (%) is ranked lower than
62% of the 91 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 5.90 vs. STC: -4.4 )
STC' s 10-Year Revenue Growth (%) Range
Min: -10.4   Max: 18.9
Current: -4.4
-10.4
18.9
ยป STC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades
Q2 2012

STC Guru Trades in Q2 2012

Chuck Royce 116,600 sh (unchged)
Jim Simons Sold Out
» More
Q3 2012

STC Guru Trades in Q3 2012

Jim Simons 101,000 sh (New)
Chuck Royce 116,600 sh (unchged)
» More
Q4 2012

STC Guru Trades in Q4 2012

Steven Cohen 14,695 sh (New)
Paul Tudor Jones 18,400 sh (New)
Jim Simons 129,887 sh (+28.6%)
Chuck Royce 129,200 sh (+10.81%)
» More
Q1 2013

STC Guru Trades in Q1 2013

Paul Tudor Jones 32,600 sh (+77.17%)
Chuck Royce 180,400 sh (+39.63%)
Steven Cohen Sold Out
Jim Simons Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with STC

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Charles Brandes 2011-12-31 Sold Out 0.0012%$8.25 - $12.12 $ 29.21189%0
Charles Brandes 2011-09-30 Reduce -92.4%0.01%$8.47 - $10.88 $ 29.21201%15160
John Keeley 2010-06-30 Sold Out 0.01%$9.02 - $14.76 $ 29.21152%0
John Keeley 2010-03-31 New Buy0.01%$10.26 - $14.25 $ 29.21138%63000
Premium More recent guru trades are included for Premium Members only!!

Ratios

vs
industry		 vs
history
P/E(ttm) 5.70
STC's P/E(ttm) is ranked higher than
57% of the 91 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.70 vs. STC: 5.70 )
STC' s 10-Year P/E(ttm) Range
Min: 3.49   Max: 554.7
Current: 5.7
3.49
554.7
P/B 1.10
STC's P/B is ranked higher than
57% of the 91 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.09 vs. STC: 1.10 )
STC' s 10-Year P/B Range
Min: 0.21   Max: 1.42
Current: 1.1
0.21
1.42
P/S 0.40
STC's P/S is ranked higher than
89% of the 91 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.96 vs. STC: 0.40 )
STC' s 10-Year P/S Range
Min: 0.08   Max: 0.41
Current: 0.4
0.08
0.41
PFCF 6.00
STC's PFCF is ranked higher than
58% of the 91 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.10 vs. STC: 6.00 )
STC' s 10-Year PFCF Range
Min: 2.73   Max: 533
Current: 6
2.73
533
EV-to-EBIT 6.5
STC's EV-to-EBIT is ranked higher than
59% of the 91 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 13.15 vs. STC: 6.5 )
STC' s 10-Year EV-to-EBIT Range
Min: 1.6   Max: 122.3
Current: 6.5
1.6
122.3
Shiller P/E 106.1
STC's Shiller P/E is ranked higher than
76% of the 91 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.50 vs. STC: 106.1 )
STC' s 10-Year Shiller P/E Range
Min: 2.61   Max: 104.2
Current: 106.1
2.61
104.2

Dividend & Buy Back

vs
industry		 vs
history
Dividend Yield 0.30
STC's Dividend Yield is ranked lower than
65% of the 91 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.08 vs. STC: 0.30 )
STC' s 10-Year Dividend Yield Range
Min: 0.18   Max: 9.99
Current: 0.3
0.18
9.99
Dividend Payout 0.0199
STC's Dividend Payout is ranked higher than
63% of the 91 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.32 vs. STC: 0.0199 )
STC' s 10-Year Dividend Payout Range
Min: 0.02   Max: 0.41
Current: 0.02
0.02
0.41
Dividend growth (3y) 18.9
STC's Dividend growth (3y) is ranked higher than
67% of the 91 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.70 vs. STC: 18.9 )
STC' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 18.9
Current: 18.9
0
18.9
Yield on cost (5-Year) 0.30
STC's Yield on cost (5-Year) is ranked lower than
68% of the 91 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.70 vs. STC: 0.30 )
STC' s 10-Year Yield on cost (5-Year) Range
Min: 0.18   Max: 9.99
Current: 0.3
0.18
9.99
Share Buyback Rate -7.6
STC's Share Buyback Rate is ranked lower than
57% of the 91 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.20 vs. STC: -7.6 )
STC' s 10-Year Share Buyback Rate Range
Min: 0.2   Max: -7.6
Current: -7.6

Valuation & Return

vs
industry		 vs
history
Price/Net Current Asset Value 11.5
STC's Price/Net Current Asset Value is ranked higher than
86% of the 91 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 4.05 vs. STC: 11.5 )
STC' s 10-Year Price/Net Current Asset Value Range
Min: 4.2   Max: 21.5
Current: 11.5
4.2
21.5
Price/Tangible Book 1.8
STC's Price/Tangible Book is ranked higher than
89% of the 91 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.00 vs. STC: 1.8 )
STC' s 10-Year Price/Tangible Book Range
Min: 0.9   Max: 1.9
Current: 1.8
0.9
1.9
Price/DCF (Projected) 1.4
STC's Price/DCF (Projected) is ranked higher than
93% of the 91 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.50 vs. STC: 1.4 )
STC' s 10-Year Price/DCF (Projected) Range
Min: 0.3   Max: 1.6
Current: 1.4
0.3
1.6
Price/Median PS Value 1.4
STC's Price/Median PS Value is ranked higher than
57% of the 91 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.90 vs. STC: 1.4 )
STC' s 10-Year Price/Median PS Value Range
Min: 0.5   Max: 1.5
Current: 1.4
0.5
1.5
Price/Graham Number 0.7
STC's Price/Graham Number is ranked lower than
62% of the 91 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.70 vs. STC: 0.7 )
STC' s 10-Year Price/Graham Number Range
Min: 0.4   Max: 5.6
Current: 0.7
0.4
5.6
Earnings Yield (Greenblatt) 15.50
STC's Earnings Yield (Greenblatt) is ranked lower than
87% of the 91 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 7.55 vs. STC: 15.50 )
STC' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.8   Max: 61.8
Current: 15.5
0.8
61.8
Forward Rate of Return (Yacktman) -4.47
STC's Forward Rate of Return (Yacktman) is ranked lower than
54% of the 91 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 13.25 vs. STC: -4.47 )
STC' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -12.4   Max: 97.5
Current: -4.47
-12.4
97.5

Business Description

Stewart Information Services Corporation is a Delaware corporation incorporated in 1970. It's a customer-focused, global title insurance and real estate services company offering products and services through its direct operations, network of approved agencies and other companies within the Stewart family. The Company provides these services to homebuyers and sellers; residential and commercial real estate professionals; mortgage lenders and servicers; title agencies and real estate attorneys; home builders; and United States and foreign governments. It also provides loan origination and servicing support; loan review services; loss mitigation; REO asset management; home and personal insurance services; tax-deferred exchanges; and technology to streamline the real estate process. Its international division delivers products and services protecting and promoting private land ownership worldwide. Currently, its main international operations are in Canada, the United Kingdom, Central Europe, Mexico, Central America and Australia. The Company's two main operating segments are title insurance and related services and real estate information (REI). Its main competitors are Fidelity National Financial, Inc., which includes Fidelity National Title Insurance Company, Chicago Title Insurance Company and Commonwealth Land Title Insurance Company, and The First American Corporation, which includes First American Title Insurance Company. Like most title insurers, it also compete with abstractors, attorneys who issue title opinions and attorney-owned title insurance funds. A number of homebuilders, financial institutions, real estate brokers and others own or control title insurance agencies, some of which issue policies underwritten by Guaranty. It also competes with issuers of alternatives to title insurance products, which typically provide no title reviews, limited insurance coverage and less service on the transaction while charging a smaller fee. The Company is subject to state regulations covering premium rates, agency licensing, policy forms, trade practices, reserve requirements, investments and the transfer of funds between an insurer and its parent or its subsidiaries and any similar related party transactions.
Company Website
SEC Reports
Industry: Insurance - Property & Casualty
Compare:RLI, TRV, MBI, QBIEY, TKOMY
ยป More Articles for STC

Headlines

Articles On GuruFocus.com
Sangoma Drops Like A Rock Jan 18 2013 
Stewart Information Services Corp. Reports Operating Results (10-Q) Nov 03 2010 
Stewart Information Services Corp. Reports Operating Results (10-Q) Aug 03 2010 
July 7, 2010 52-Week Low Wrap-Up: Tejon Ranch, Seahawk Drilling, RailAmerica, Midsouth Bancorp, Cowe Jul 07 2010 
Stewart Information Services Corp. Reports Operating Results (10-Q) May 05 2010 
Stewart Information Services Corp. Reports Operating Results (10-Q) Nov 04 2009 
Weekly Top Insider Buys: KB Home, National Penn Bancshares Inc., Moduslink Global Solutions Inc., En Oct 20 2009 
The Dhandho Investor: Chapter 13-14 Sep 21 2009 
Stewart Information Services Corp. Reports Operating Results (10-Q) Aug 06 2009 
Stewart Information Services Corp. Reports Operating Results (10-Q) May 07 2009 


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