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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 1.99
STC's Cash to Debt is ranked lower than
55% of the 128 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.35 vs. STC: 1.99 )
Ranked among companies with meaningful Cash to Debt only.
STC' s 10-Year Cash to Debt Range
Min: 0.16  Med: 1.85 Max: N/A
Current: 1.99
Equity to Asset 0.49
STC's Equity to Asset is ranked higher than
90% of the 127 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.27 vs. STC: 0.49 )
Ranked among companies with meaningful Equity to Asset only.
STC' s 10-Year Equity to Asset Range
Min: 0.31  Med: 0.51 Max: 0.61
Current: 0.49
0.31
0.61
Interest Coverage 16.01
STC's Interest Coverage is ranked lower than
55% of the 112 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 36.81 vs. STC: 16.01 )
Ranked among companies with meaningful Interest Coverage only.
STC' s 10-Year Interest Coverage Range
Min: 0.54  Med: 35.51 Max: 277.7
Current: 16.01
0.54
277.7
F-Score: 7
WACC vs ROIC
9.36%
8.98%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 3.53
STC's Operating margin (%) is ranked lower than
80% of the 129 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.40 vs. STC: 3.53 )
Ranked among companies with meaningful Operating margin (%) only.
STC' s 10-Year Operating margin (%) Range
Min: -15.27  Med: 4.47 Max: 8.94
Current: 3.53
-15.27
8.94
Net-margin (%) 2.00
STC's Net-margin (%) is ranked lower than
84% of the 129 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.58 vs. STC: 2.00 )
Ranked among companies with meaningful Net-margin (%) only.
STC' s 10-Year Net-margin (%) Range
Min: -15.91  Med: 2.18 Max: 5.72
Current: 2
-15.91
5.72
ROE (%) 6.02
STC's ROE (%) is ranked lower than
79% of the 128 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.46 vs. STC: 6.02 )
Ranked among companies with meaningful ROE (%) only.
STC' s 10-Year ROE (%) Range
Min: -39.85  Med: 7.87 Max: 22.2
Current: 6.02
-39.85
22.2
ROA (%) 2.95
STC's ROA (%) is ranked higher than
53% of the 129 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.77 vs. STC: 2.95 )
Ranked among companies with meaningful ROA (%) only.
STC' s 10-Year ROA (%) Range
Min: -17.12  Med: 3.92 Max: 13.19
Current: 2.95
-17.12
13.19
Revenue Growth (3Y)(%) -4.00
STC's Revenue Growth (3Y)(%) is ranked lower than
83% of the 115 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 7.40 vs. STC: -4.00 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
STC' s 10-Year Revenue Growth (3Y)(%) Range
Min: -13.6  Med: 2.70 Max: 25.7
Current: -4
-13.6
25.7
EBITDA Growth (3Y)(%) 12.70
STC's EBITDA Growth (3Y)(%) is ranked lower than
60% of the 88 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 18.30 vs. STC: 12.70 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
STC' s 10-Year EBITDA Growth (3Y)(%) Range
Min: -19.8  Med: 15.10 Max: 113.4
Current: 12.7
-19.8
113.4
EPS Growth (3Y)(%) 115.40
STC's EPS Growth (3Y)(%) is ranked higher than
88% of the 76 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 16.60 vs. STC: 115.40 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
STC' s 10-Year EPS Growth (3Y)(%) Range
Min: -67  Med: 15.00 Max: 456.1
Current: 115.4
-67
456.1
» STC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2014

STC Guru Trades in Q3 2014

RS Investment Management 516,160 sh (+111.63%)
First Pacific Advisors 297,000 sh (+35.99%)
Paul Tudor Jones Sold Out
Jim Simons 84,200 sh (-11.09%)
Chuck Royce 44,000 sh (-28.34%)
» More
Q4 2014

STC Guru Trades in Q4 2014

Arnold Schneider 18,807 sh (New)
Jim Simons 131,200 sh (+55.82%)
First Pacific Advisors 308,000 sh (+3.70%)
RS Investment Management 517,726 sh (+0.30%)
Chuck Royce Sold Out
» More
Q1 2015

STC Guru Trades in Q1 2015

James Barrow 10,709 sh (New)
Arnold Schneider 96,399 sh (+412.57%)
RS Investment Management 544,736 sh (+5.22%)
Jim Simons 104,638 sh (-20.25%)
First Pacific Advisors 115,500 sh (-62.50%)
» More
Q2 2015

STC Guru Trades in Q2 2015

Jim Simons 180,000 sh (+72.02%)
RS Investment Management Sold Out
James Barrow Sold Out
First Pacific Advisors 112,100 sh (-2.94%)
Arnold Schneider 62,874 sh (-34.78%)
» More
» Details

Insider Trades

Latest Guru Trades with STC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 23.38
STC's P/E(ttm) is ranked lower than
94% of the 112 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 12.20 vs. STC: 23.38 )
Ranked among companies with meaningful P/E(ttm) only.
STC' s 10-Year P/E(ttm) Range
Min: 4.56  Med: 17.00 Max: 458.72
Current: 23.38
4.56
458.72
Forward P/E 18.80
STC's Forward P/E is ranked lower than
88% of the 76 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 13.05 vs. STC: 18.80 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 23.50
STC's PE(NRI) is ranked lower than
95% of the 111 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 12.10 vs. STC: 23.50 )
Ranked among companies with meaningful PE(NRI) only.
STC' s 10-Year PE(NRI) Range
Min: 4.62  Med: 16.58 Max: 447.25
Current: 23.5
4.62
447.25
P/B 1.36
STC's P/B is ranked lower than
61% of the 127 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.25 vs. STC: 1.36 )
Ranked among companies with meaningful P/B only.
STC' s 10-Year P/B Range
Min: 0.21  Med: 0.85 Max: 1.45
Current: 1.36
0.21
1.45
P/S 0.47
STC's P/S is ranked higher than
92% of the 131 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.07 vs. STC: 0.47 )
Ranked among companies with meaningful P/S only.
STC' s 10-Year P/S Range
Min: 0.08  Med: 0.28 Max: 0.53
Current: 0.47
0.08
0.53
PFCF 11.78
STC's PFCF is ranked lower than
61% of the 79 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.66 vs. STC: 11.78 )
Ranked among companies with meaningful PFCF only.
STC' s 10-Year PFCF Range
Min: 4.64  Med: 11.09 Max: 533
Current: 11.78
4.64
533
POCF 9.35
STC's POCF is ranked lower than
55% of the 95 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.58 vs. STC: 9.35 )
Ranked among companies with meaningful POCF only.
STC' s 10-Year POCF Range
Min: 3.85  Med: 7.32 Max: 143.83
Current: 9.35
3.85
143.83
EV-to-EBIT 10.97
STC's EV-to-EBIT is ranked lower than
69% of the 113 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.61 vs. STC: 10.97 )
Ranked among companies with meaningful EV-to-EBIT only.
STC' s 10-Year EV-to-EBIT Range
Min: -184.2  Med: 5.60 Max: 103.2
Current: 10.97
-184.2
103.2
Shiller P/E 28.23
STC's Shiller P/E is ranked lower than
86% of the 95 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 17.20 vs. STC: 28.23 )
Ranked among companies with meaningful Shiller P/E only.
STC' s 10-Year Shiller P/E Range
Min: 2.59  Med: 9.81 Max: 96.71
Current: 28.23
2.59
96.71
Days Sales Outstanding 11.02
STC's Days Sales Outstanding is ranked higher than
92% of the 78 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 87.94 vs. STC: 11.02 )
Ranked among companies with meaningful Days Sales Outstanding only.
STC' s 10-Year Days Sales Outstanding Range
Min: 10.55  Med: 16.56 Max: 26.78
Current: 11.02
10.55
26.78

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.64
STC's Dividend Yield is ranked lower than
117% of the 178 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 3.97 vs. STC: 0.64 )
Ranked among companies with meaningful Dividend Yield only.
STC' s 10-Year Dividend Yield Range
Min: 0.18  Med: 0.54 Max: 9.99
Current: 0.64
0.18
9.99
Dividend Payout 0.22
STC's Dividend Payout is ranked higher than
69% of the 132 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.34 vs. STC: 0.22 )
Ranked among companies with meaningful Dividend Payout only.
STC' s 10-Year Dividend Payout Range
Min: 0.03  Med: 0.10 Max: 3
Current: 0.22
0.03
3
Dividend growth (3y) 26.00
STC's Dividend growth (3y) is ranked higher than
83% of the 77 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.10 vs. STC: 26.00 )
Ranked among companies with meaningful Dividend growth (3y) only.
STC' s 10-Year Dividend growth (3y) Range
Min: 0  Med: -48.90 Max: 26
Current: 26
0
26
Yield on cost (5-Year) 1.56
STC's Yield on cost (5-Year) is ranked lower than
108% of the 176 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 4.32 vs. STC: 1.56 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
STC' s 10-Year Yield on cost (5-Year) Range
Min: 0.44  Med: 1.32 Max: 24.34
Current: 1.56
0.44
24.34
Share Buyback Rate -8.90
STC's Share Buyback Rate is ranked lower than
82% of the 88 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: -0.60 vs. STC: -8.90 )
Ranked among companies with meaningful Share Buyback Rate only.
STC' s 10-Year Share Buyback Rate Range
Min: 0.3  Med: -2.70 Max: -10.5
Current: -8.9

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.36
STC's Price/Tangible Book is ranked lower than
80% of the 124 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.40 vs. STC: 2.36 )
Ranked among companies with meaningful Price/Tangible Book only.
STC' s 10-Year Price/Tangible Book Range
Min: 0.72  Med: 1.09 Max: 2.43
Current: 2.36
0.72
2.43
Price/Projected FCF 1.01
STC's Price/Projected FCF is ranked lower than
67% of the 92 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.72 vs. STC: 1.01 )
Ranked among companies with meaningful Price/Projected FCF only.
STC' s 10-Year Price/Projected FCF Range
Min: 0.25  Med: 0.43 Max: 1.64
Current: 1.01
0.25
1.64
Price/Median PS Value 1.67
STC's Price/Median PS Value is ranked lower than
93% of the 126 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.02 vs. STC: 1.67 )
Ranked among companies with meaningful Price/Median PS Value only.
STC' s 10-Year Price/Median PS Value Range
Min: 0.35  Med: 0.93 Max: 1.84
Current: 1.67
0.35
1.84
Price/Peter Lynch Fair Value 1.03
STC's Price/Peter Lynch Fair Value is ranked lower than
74% of the 43 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.68 vs. STC: 1.03 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
STC' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.19  Med: 0.54 Max: 85.34
Current: 1.03
0.19
85.34
Price/Graham Number 1.40
STC's Price/Graham Number is ranked lower than
86% of the 110 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.85 vs. STC: 1.40 )
Ranked among companies with meaningful Price/Graham Number only.
STC' s 10-Year Price/Graham Number Range
Min: 0.38  Med: 0.74 Max: 5.57
Current: 1.4
0.38
5.57
Earnings Yield (Greenblatt) (%) 9.10
STC's Earnings Yield (Greenblatt) (%) is ranked lower than
61% of the 128 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.80 vs. STC: 9.10 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
STC' s 10-Year Earnings Yield (Greenblatt) (%) Range
Min: 1  Med: 13.45 Max: 31.7
Current: 9.1
1
31.7
Forward Rate of Return (Yacktman) (%) 27.61
STC's Forward Rate of Return (Yacktman) (%) is ranked higher than
67% of the 81 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 16.82 vs. STC: 27.61 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
STC' s 10-Year Forward Rate of Return (Yacktman) (%) Range
Min: -18.7  Med: 7.00 Max: 58
Current: 27.61
-18.7
58

Business Description

Industry: Insurance - Property & Casualty » Insurance - Property & Casualty
Compare:RLI, TRV, MBI, QBIEY, TKOMY » details
Stewart Information Services Inc is a Delaware corporation formed in 1970. The Company is a customer-focused, global title insurance and real estate services company offering products and services through its direct operations, network of approved agencies and other companies within the Stewart family. It provides these services to homebuyers and sellers; residential and commercial real estate professionals; mortgage lenders and servicers; title agencies and real estate attorneys; home builders; and United States governments. It also provides loan origination and servicing support; loan review services; loss mitigation; REO asset management; home and personal insurance services; loan due diligence; compliance solutions; service performance management and technology to streamline the real estate process. Its international division delivers products and services protecting and promoting private land ownership. Currently, its main international operations are in Canada, the United Kingdom, Central Europe, and Australia. The Company reports its business in the following segments: title insurance and related services, mortgage services. Title insurance and related services include the functions of searching, examining, closing and insuring the condition of the title to real property. This segment also includes certain ancillary services provided for tax-deferred exchanges and home and personal insurance services. Its mortgage services segment includes various groups of products and services provided to multiple markets. These services are provided mainly through its Stewart Lender Services (SLS), PropertyInfo Corporation and Stewart Government Services businesses. SLS offers mortgage origination support, component servicing, default and REO services, including post-closing outsourcing, portfolio due diligence, mortgage compliance solutions and servicer oversight to residential mortgage lenders, servicers and investors. PropertyInfo Corporation offers technology to support title operations. PropertyInfo offers a title and escrow production system, AIM+, along with web-based search tools designed to increase the processing speed of title examinations by connecting all aspects of the title examination process to proprietary title information databases and to public land and court record information sources. The primary sources of title insurance business are attorneys, builders, developers, home buyers and home sellers, lenders and real estate brokers and agents. Customers for its mortgage services products and services mainly include mortgage lenders and servicers, mortgage brokers, mortgage investors and government entities. The Company's trademarks include AIM+, E-Title, PropertyInfo, SureClose, TitleSearch, eClosingRoom and Virtual Underwriter. The Company competes with Fidelity National Financial, Inc., Old Republic Title Insurance Group, and The First American Corporation and among others.
» More Articles for STC

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More From Other Websites
Stewart’s Patti Bonner Named President of The Texas Land Title Association Aug 20 2015
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Stewart’s Orlando Lucero Elected to American Bar Association Board of Governors Aug 10 2015
STEWART INFORMATION SERVICES CORP Financials Aug 07 2015
10-Q for Stewart Information Services Corp. Aug 03 2015
Coverage initiated on Stewart Info by Keefe Bruyette Aug 03 2015
STEWART INFORMATION SERVICES CORP Files SEC form 10-Q, Quarterly Report Jul 31 2015
Quarterly Cash Flow Report June 2015 Jul 29 2015
Quarterly Activities Report June 2015 Jul 29 2015
Insurance Provider Stewart Names Genady Vishnevetsky CISO Jul 28 2015
Edited Transcript of STC earnings conference call or presentation 23-Jul-15 12:30pm GMT Jul 23 2015
STEWART INFORMATION SERVICES CORP Files SEC form 8-K, Other Events Jul 23 2015
Stewart Information Services posts 2Q profit Jul 23 2015
Stewart Information Services posts 2Q profit Jul 23 2015
Stewart Reports Results for the Second Quarter 2015 Jul 23 2015
Q2 2015 Stewart Information Services Corp Earnings Release - 07:00 am ET Jul 23 2015
Stewart Reports Results for the Second Quarter 2015 Jul 23 2015
Placement: Tranche 1 Completed Jul 16 2015
Stewart Information Services Corporation Announces 2nd Quarter 2015 Earnings Conference Call Jul 14 2015
Stewart Information Services Corporation Announces 2nd Quarter 2015 Earnings Conference Call Jul 14 2015

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