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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash-to-Debt 0.40
STI's Cash-to-Debt is ranked lower than
77% of the 1366 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.88 vs. STI: 0.40 )
Ranked among companies with meaningful Cash-to-Debt only.
STI' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.16  Med: 0.32 Max: 0.88
Current: 0.4
0.16
0.88
Equity-to-Asset 0.12
STI's Equity-to-Asset is ranked higher than
70% of the 1372 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. STI: 0.12 )
Ranked among companies with meaningful Equity-to-Asset only.
STI' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.08  Med: 0.1 Max: 0.13
Current: 0.12
0.08
0.13
Interest Coverage 4.83
STI's Interest Coverage is ranked higher than
79% of the 1606 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.67 vs. STI: 4.83 )
Ranked among companies with meaningful Interest Coverage only.
STI' s Interest Coverage Range Over the Past 10 Years
Min: 0.01  Med: 3.15 Max: 5.4
Current: 4.83
0.01
5.4
Piotroski F-Score: 3
Beneish M-Score: -2.52
WACC vs ROIC
10.08%
6.10%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating Margin % 31.26
STI's Operating Margin % is ranked higher than
52% of the 1383 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.69 vs. STI: 31.26 )
Ranked among companies with meaningful Operating Margin % only.
STI' s Operating Margin % Range Over the Past 10 Years
Min: -29.97  Med: 23.78 Max: 33.7
Current: 31.26
-29.97
33.7
Net Margin % 21.83
STI's Net Margin % is ranked lower than
51% of the 1381 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.17 vs. STI: 21.83 )
Ranked among companies with meaningful Net Margin % only.
STI' s Net Margin % Range Over the Past 10 Years
Min: -19.13  Med: 17.68 Max: 24.07
Current: 21.83
-19.13
24.07
ROE % 7.54
STI's ROE % is ranked lower than
57% of the 1380 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.35 vs. STI: 7.54 )
Ranked among companies with meaningful ROE % only.
STI' s ROE % Range Over the Past 10 Years
Min: -7.7  Med: 6.91 Max: 9.54
Current: 7.54
-7.7
9.54
ROA % 0.94
STI's ROA % is ranked higher than
56% of the 1387 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.87 vs. STI: 0.94 )
Ranked among companies with meaningful ROA % only.
STI' s ROA % Range Over the Past 10 Years
Min: -0.86  Med: 0.84 Max: 1.12
Current: 0.94
-0.86
1.12
3-Year Revenue Growth Rate 4.50
STI's 3-Year Revenue Growth Rate is ranked higher than
54% of the 1247 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.90 vs. STI: 4.50 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
STI' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -14.8  Med: 3.4 Max: 9.1
Current: 4.5
-14.8
9.1
3-Year EBITDA Growth Rate 7.10
STI's 3-Year EBITDA Growth Rate is ranked higher than
56% of the 1158 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.00 vs. STI: 7.10 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
STI' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -42.6  Med: 5.6 Max: 39
Current: 7.1
-42.6
39
3-Year EPS without NRI Growth Rate 14.30
STI's 3-Year EPS without NRI Growth Rate is ranked higher than
70% of the 1132 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.20 vs. STI: 14.30 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
STI' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -27.1  Med: 5.5 Max: 50.9
Current: 14.3
-27.1
50.9
GuruFocus has detected 6 Warning Signs with SunTrust Banks Inc $STI.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» STI's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q1 2016

STI Guru Trades in Q1 2016

Jeremy Grantham 7,525 sh (New)
Paul Tudor Jones 7,800 sh (New)
Ken Fisher 9,776 sh (New)
Steven Cohen 900 sh (New)
David Dreman 63,730 sh (New)
Diamond Hill Capital 15,482 sh (+15.24%)
Arnold Schneider 721,741 sh (+2.64%)
Jim Simons Sold Out
Joel Greenblatt Sold Out
Ruane Cunniff 30,906 sh (-0.95%)
Charles Brandes 45,942 sh (-2.11%)
Dodge & Cox 591,549 sh (-11.73%)
HOTCHKIS & WILEY 3,427,551 sh (-22.83%)
Pioneer Investments 386,620 sh (-61.03%)
» More
Q2 2016

STI Guru Trades in Q2 2016

Jim Simons 192,917 sh (New)
Ruane Cunniff Sold Out
Diamond Hill Capital Sold Out
Pioneer Investments Sold Out
Ken Fisher Sold Out
Jeremy Grantham Sold Out
Steven Cohen Sold Out
Arnold Schneider 718,681 sh (-0.42%)
Charles Brandes 45,301 sh (-1.40%)
HOTCHKIS & WILEY 3,278,951 sh (-4.34%)
Dodge & Cox 557,099 sh (-5.82%)
David Dreman 59,998 sh (-5.86%)
Paul Tudor Jones 5,700 sh (-26.92%)
» More
Q3 2016

STI Guru Trades in Q3 2016

Joel Greenblatt 6,147 sh (New)
Paul Tudor Jones 137,354 sh (+2309.72%)
Jim Simons 197,900 sh (+2.58%)
Charles Brandes 45,421 sh (+0.26%)
Louis Moore Bacon 75,000 sh (unchged)
Dodge & Cox 542,599 sh (-2.60%)
David Dreman 58,353 sh (-2.74%)
Arnold Schneider 532,817 sh (-25.86%)
HOTCHKIS & WILEY 275,967 sh (-91.58%)
» More
Q4 2016

STI Guru Trades in Q4 2016

Ken Fisher 4,277 sh (New)
John Burbank 135,588 sh (New)
Ray Dalio 11,000 sh (New)
Paul Tudor Jones 194,332 sh (+41.48%)
Jim Simons Sold Out
Dodge & Cox 531,190 sh (-2.10%)
Charles Brandes 43,942 sh (-3.26%)
HOTCHKIS & WILEY 244,067 sh (-11.56%)
Joel Greenblatt 5,318 sh (-13.49%)
David Dreman 47,460 sh (-18.67%)
Arnold Schneider 341,917 sh (-35.83%)
» More
» Details

Insider Trades

Latest Guru Trades with STI

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Preferred stocks of SunTrust Banks Inc

SymbolPriceYieldDescription
STIPRE25.185.83Deposit Shs Repr 1/4000th 5 7/8 % Perp Pfd Shs Series -E
STIPRA24.534.14Shs Repr 1/4000 Perp Pfd Shs Series -A-

Business Description

Industry: Banks » Banks - Regional - US    NAICS: 522110    SIC: 6021
Compare:NYSE:MTB, NYSE:BBT, NAS:FITB, NYSE:KEY, NYSE:CFG, NYSE:RF, NYSE:FRC, NAS:HBAN, NYSE:CMA, NAS:SIVB, NAS:ZION, NYSE:CIT, NAS:SBNY, OTCPK:CYHT, NAS:PACW, NAS:OZRK, NAS:CBSH, NYSE:CFR, NYSE:WAL, NAS:BOKF » details
Traded in other countries:SUU.Germany,
SunTrust Banks Inc is a bank holding company and a financial holding company with commercial banking organizations whose businesses provide financial services to consumer, business and corporate clients.

SunTrust Banks Inc was incorporated in 1984 under the laws of the State of Georgia. The Company is a bank holding and a financial holding company with commercial banking organizations whose businesses provide financial services to consumer, business, and corporate clients. Through its principal subsidiary, SunTrust Bank, the Company offers financial services for consumers and businesses including deposit, credit, mortgage banking, and trust and investment services. Additional subsidiaries provide asset management, securities brokerage, and capital market services. The Company operates within Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee, Virginia, and the District of Columbia. It provides clients with a selection of branch-based and technology-based banking channels, including the internet, mobile, ATMs, and telebanking. Its operating segments include Consumer Banking and Private Wealth Management, Wholesale Banking, and Mortgage Banking. The Company is subject to the regulation and supervision of the Federal Reserve, and as a Georgia-chartered bank holding company, by the Georgia Department of Banking and Finance. The Company faces competition from domestic and foreign lending institutions and numerous other providers of financial services.

Ratios

vs
industry
vs
history
PE Ratio 16.52
STI's PE Ratio is ranked lower than
59% of the 1316 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.29 vs. STI: 16.52 )
Ranked among companies with meaningful PE Ratio only.
STI' s PE Ratio Range Over the Past 10 Years
Min: 3.47  Med: 13.29 Max: 80.14
Current: 16.52
3.47
80.14
Forward PE Ratio 15.43
STI's Forward PE Ratio is ranked higher than
54% of the 388 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 16.18 vs. STI: 15.43 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 16.52
STI's PE Ratio without NRI is ranked lower than
59% of the 1296 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.49 vs. STI: 16.52 )
Ranked among companies with meaningful PE Ratio without NRI only.
STI' s PE Ratio without NRI Range Over the Past 10 Years
Min: 3.47  Med: 13.29 Max: 80.14
Current: 16.52
3.47
80.14
PB Ratio 1.30
STI's PB Ratio is ranked lower than
58% of the 1391 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.17 vs. STI: 1.30 )
Ranked among companies with meaningful PB Ratio only.
STI' s PB Ratio Range Over the Past 10 Years
Min: 0.15  Med: 0.89 Max: 1.87
Current: 1.3
0.15
1.87
PS Ratio 3.47
STI's PS Ratio is ranked lower than
52% of the 1383 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.34 vs. STI: 3.47 )
Ranked among companies with meaningful PS Ratio only.
STI' s PS Ratio Range Over the Past 10 Years
Min: 0.29  Med: 2.26 Max: 4
Current: 3.47
0.29
4
EV-to-EBIT 14.12
STI's EV-to-EBIT is ranked lower than
55% of the 1066 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.64 vs. STI: 14.12 )
Ranked among companies with meaningful EV-to-EBIT only.
STI' s EV-to-EBIT Range Over the Past 10 Years
Min: -53.6  Med: 14.8 Max: 1659.2
Current: 14.12
-53.6
1659.2
EV-to-EBITDA 11.73
STI's EV-to-EBITDA is ranked lower than
52% of the 1072 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.46 vs. STI: 11.73 )
Ranked among companies with meaningful EV-to-EBITDA only.
STI' s EV-to-EBITDA Range Over the Past 10 Years
Min: -49.5  Med: 11.9 Max: 296.6
Current: 11.73
-49.5
296.6
PEG Ratio 1.56
STI's PEG Ratio is ranked higher than
50% of the 731 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.55 vs. STI: 1.56 )
Ranked among companies with meaningful PEG Ratio only.
STI' s PEG Ratio Range Over the Past 10 Years
Min: 0.27  Med: 2 Max: 48.36
Current: 1.56
0.27
48.36
Shiller PE Ratio 29.12
STI's Shiller PE Ratio is ranked lower than
71% of the 490 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.81 vs. STI: 29.12 )
Ranked among companies with meaningful Shiller PE Ratio only.
STI' s Shiller PE Ratio Range Over the Past 10 Years
Min: 1.44  Med: 10.03 Max: 29.21
Current: 29.12
1.44
29.21

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 1.72
STI's Dividend Yield % is ranked lower than
71% of the 2324 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.67 vs. STI: 1.72 )
Ranked among companies with meaningful Dividend Yield % only.
STI' s Dividend Yield % Range Over the Past 10 Years
Min: 0.12  Med: 1.87 Max: 38.78
Current: 1.72
0.12
38.78
Dividend Payout Ratio 0.27
STI's Dividend Payout Ratio is ranked higher than
88% of the 1297 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. STI: 0.27 )
Ranked among companies with meaningful Dividend Payout Ratio only.
STI' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.06  Med: 0.24 Max: 1.34
Current: 0.27
0.06
1.34
3-Year Dividend Growth Rate 41.90
STI's 3-Year Dividend Growth Rate is ranked higher than
91% of the 755 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.70 vs. STI: 41.90 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
STI' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -76.1  Med: 9 Max: 106.1
Current: 41.9
-76.1
106.1
Forward Dividend Yield % 1.75
STI's Forward Dividend Yield % is ranked lower than
74% of the 2258 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.84 vs. STI: 1.75 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 16.23
STI's 5-Year Yield-on-Cost % is ranked higher than
96% of the 2647 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.35 vs. STI: 16.23 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
STI' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.16  Med: 18.07 Max: 374.65
Current: 16.23
1.16
374.65
3-Year Average Share Buyback Ratio 2.90
STI's 3-Year Average Share Buyback Ratio is ranked higher than
94% of the 977 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.70 vs. STI: 2.90 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
STI' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -14.9  Med: -2.3 Max: 3.5
Current: 2.9
-14.9
3.5

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 2.01
STI's Price-to-Tangible-Book is ranked lower than
78% of the 1384 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.25 vs. STI: 2.01 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
STI' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.76  Med: 2.23 Max: 3.33
Current: 2.01
0.76
3.33
Price-to-Intrinsic-Value-Projected-FCF 0.79
STI's Price-to-Intrinsic-Value-Projected-FCF is ranked higher than
54% of the 869 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.83 vs. STI: 0.79 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
STI' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.18  Med: 0.82 Max: 2.96
Current: 0.79
0.18
2.96
Price-to-Median-PS-Value 1.55
STI's Price-to-Median-PS-Value is ranked lower than
78% of the 1288 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.19 vs. STI: 1.55 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
STI' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.45  Med: 1.37 Max: 2.06
Current: 1.55
0.45
2.06
Price-to-Peter-Lynch-Fair-Value 1.32
STI's Price-to-Peter-Lynch-Fair-Value is ranked lower than
56% of the 420 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.15 vs. STI: 1.32 )
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
STI' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.57  Med: 1.71 Max: 2.45
Current: 1.32
0.57
2.45
Price-to-Graham-Number 1.21
STI's Price-to-Graham-Number is ranked lower than
69% of the 1224 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.94 vs. STI: 1.21 )
Ranked among companies with meaningful Price-to-Graham-Number only.
STI' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.64  Med: 1.2 Max: 1.93
Current: 1.21
0.64
1.93
Earnings Yield (Greenblatt) % 7.10
STI's Earnings Yield (Greenblatt) % is ranked higher than
58% of the 1405 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.60 vs. STI: 7.10 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
STI' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 0.1  Med: 6.3 Max: 13.4
Current: 7.1
0.1
13.4
Forward Rate of Return (Yacktman) % 17.02
STI's Forward Rate of Return (Yacktman) % is ranked higher than
66% of the 881 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.03 vs. STI: 17.02 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
STI' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -4.4  Med: 14.6 Max: 78.5
Current: 17.02
-4.4
78.5

More Statistics

Revenue (TTM) (Mil) $8,604
EPS (TTM) $ 3.59
Beta1.36
Short Percentage of Float2.35%
52-Week Range $32.45 - 60.31
Shares Outstanding (Mil)490.80

Analyst Estimate

Dec17 Dec18 Dec19
Revenue (Mil $) 9,124 9,629 10,088
EPS ($) 3.84 4.33 4.63
EPS without NRI ($) 3.84 4.33 4.63
EPS Growth Rate
(Future 3Y To 5Y Estimate)
4.95%
Dividends per Share ($) 1.12 1.25 1.56
» More Articles for STI

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More From Other Websites
SUNTRUST BANKS INC Files SEC form 8-K, Change in Directors or Principal Officers Feb 24 2017
SunTrust Announces Executive Moves to Build Business Momentum Feb 24 2017
SUNTRUST BANKS INC Files SEC form 10-K, Annual Report Feb 24 2017
Why Is SunTrust (STI) Up 10.7% Since the Last Earnings Report? Feb 20 2017
SunTrust Declares Quarterly Dividend Feb 14 2017
Is the Options Market Predicting a Spike in SunTrust Banks (STI) Stock? Feb 09 2017
SUNTRUST BANKS INC Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and Exhibits Feb 07 2017
SunTrust to Present at the Credit Suisse Financial Services Forum Jan 30 2017
SunTrust: Financial Stability is a Top Trait Americans Consider Important in a Partner Jan 30 2017
Post Earnings Coverage as SunTrust Banks' Q4 Result Outperformed Estimates Jan 27 2017
Bull of the Day: SunTrust (STI) Jan 27 2017
SunTrust Banks, Inc. : STI-US: Dividend Analysis : November 30th, 2016 (record date) : By the... Jan 26 2017
SUNTRUST BANKS INC Files SEC form 8-K, Other Events Jan 25 2017
ETFs with exposure to SunTrust Banks, Inc. : January 24, 2017 Jan 24 2017
SunTrust Banks, Inc. :STI-US: Earnings Analysis: Q4, 2016 By the Numbers : January 23, 2017 Jan 23 2017
Financials Rally as Trump Sworn in as President: Latest Reports on Regions Financial and SunTrust... Jan 23 2017
SunTrust Banks upgraded by Sandler O'Neill Jan 23 2017
Edited Transcript of STI earnings conference call or presentation 20-Jan-17 1:00pm GMT Jan 20 2017
SunTrust (STI) Beats Q4 Earnings; Provisions & Costs Rise Jan 20 2017
SunTrust Banks, Inc. breached its 50 day moving average in a Bearish Manner : STI-US : January 20,... Jan 20 2017

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