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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.30
STI's Cash to Debt is ranked higher than
60% of the 1340 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.26 vs. STI: 0.30 )
STI' s 10-Year Cash to Debt Range
Min: 0.12   Max: 2.09
Current: 0.3

0.12
2.09
Equity to Asset 0.12
STI's Equity to Asset is ranked higher than
82% of the 1732 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. STI: 0.12 )
STI' s 10-Year Equity to Asset Range
Min: 0.07   Max: 0.14
Current: 0.12

0.07
0.14
Interest Coverage 3.05
STI's Interest Coverage is ranked higher than
83% of the 1595 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.27 vs. STI: 3.05 )
STI' s 10-Year Interest Coverage Range
Min: 0.01   Max: 3.6
Current: 3.05

0.01
3.6
F-Score: 4
Z-Score: 0.26
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 21.19
STI's Operating margin (%) is ranked higher than
65% of the 1755 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 28.45 vs. STI: 21.19 )
STI' s 10-Year Operating margin (%) Range
Min: -29.97   Max: 39.32
Current: 21.19

-29.97
39.32
Net-margin (%) 17.57
STI's Net-margin (%) is ranked higher than
68% of the 1762 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.29 vs. STI: 17.57 )
STI' s 10-Year Net-margin (%) Range
Min: -19.13   Max: 27.8
Current: 17.57

-19.13
27.8
ROE (%) 6.41
STI's ROE (%) is ranked higher than
69% of the 1768 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.01 vs. STI: 6.41 )
STI' s 10-Year ROE (%) Range
Min: -6.94   Max: 17.6
Current: 6.41

-6.94
17.6
ROA (%) 0.78
STI's ROA (%) is ranked higher than
75% of the 1768 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.75 vs. STI: 0.78 )
STI' s 10-Year ROA (%) Range
Min: -0.9   Max: 1.64
Current: 0.78

-0.9
1.64
ROC (Joel Greenblatt) (%) 101.54
STI's ROC (Joel Greenblatt) (%) is ranked higher than
82% of the 1726 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 68.75 vs. STI: 101.54 )
STI' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -157.86   Max: 176.28
Current: 101.54

-157.86
176.28
Revenue Growth (%) -4.60
STI's Revenue Growth (%) is ranked higher than
62% of the 1536 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.50 vs. STI: -4.60 )
STI' s 10-Year Revenue Growth (%) Range
Min: -14.8   Max: 11.1
Current: -4.6

-14.8
11.1
EBITDA Growth (%) 38.00
STI's EBITDA Growth (%) is ranked higher than
95% of the 1385 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. STI: 38.00 )
STI' s 10-Year EBITDA Growth (%) Range
Min: -42.7   Max: 38
Current: 38

-42.7
38
» STI's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

STI Guru Trades in Q3 2013

Louis Moore Bacon 125,000 sh (+66.67%)
Ray Dalio 16,428 sh (+31.13%)
Charles Brandes 50,199 sh (+12.11%)
HOTCHKIS & WILEY 9,192,189 sh (+5.5%)
Joel Greenblatt 12,497 sh (+0.11%)
Brian Rogers 7,615,700 sh (unchged)
Ruane Cunniff 31,203 sh (unchged)
Steven Cohen Sold Out
Caxton Associates Sold Out
John Hussman Sold Out
Westport Asset Management Sold Out
Dodge & Cox 17,276,479 sh (-1.11%)
Arnold Schneider 2,011,781 sh (-2.26%)
John Keeley 65,570 sh (-3.05%)
Paul Tudor Jones 6,200 sh (-44.14%)
Jeremy Grantham 128,981 sh (-65.92%)
David Dreman 31,034 sh (-83.64%)
Diamond Hill Capital 13,023 sh (-83.67%)
» More
Q4 2013

STI Guru Trades in Q4 2013

Jim Simons 762,417 sh (New)
Steven Cohen 20,713 sh (New)
Paul Tudor Jones 19,665 sh (+217.18%)
David Dreman 48,795 sh (+57.23%)
Charles Brandes 55,592 sh (+10.74%)
Jeremy Grantham 129,664 sh (+0.53%)
Brian Rogers 7,615,700 sh (unchged)
Ruane Cunniff 31,203 sh (unchged)
Louis Moore Bacon Sold Out
Ray Dalio Sold Out
John Keeley 64,640 sh (-1.42%)
HOTCHKIS & WILEY 8,987,974 sh (-2.22%)
Dodge & Cox 16,885,979 sh (-2.26%)
Arnold Schneider 1,829,311 sh (-9.07%)
Diamond Hill Capital 8,503 sh (-34.71%)
Joel Greenblatt 6,675 sh (-46.59%)
» More
Q1 2014

STI Guru Trades in Q1 2014

John Burbank 7,109 sh (New)
Louis Moore Bacon 10,820 sh (New)
Steven Cohen 44,671 sh (+115.67%)
David Dreman 71,130 sh (+45.77%)
Diamond Hill Capital 9,536 sh (+12.15%)
HOTCHKIS & WILEY 9,741,300 sh (+8.38%)
Dodge & Cox 16,907,446 sh (+0.13%)
Ruane Cunniff 31,203 sh (unchged)
Brian Rogers 7,615,700 sh (unchged)
Paul Tudor Jones Sold Out
Charles Brandes 55,335 sh (-0.46%)
Joel Greenblatt 6,604 sh (-1.06%)
Jeremy Grantham 115,500 sh (-10.92%)
John Keeley 55,930 sh (-13.47%)
Arnold Schneider 1,459,393 sh (-20.22%)
Jim Simons 354,817 sh (-53.46%)
» More
Q2 2014

STI Guru Trades in Q2 2014

Paul Tudor Jones 7,500 sh (New)
Pioneer Investments 7,461 sh (New)
Jim Simons 863,017 sh (+143.23%)
Diamond Hill Capital 9,852 sh (+3.31%)
Louis Moore Bacon 10,820 sh (unchged)
Ruane Cunniff 31,203 sh (unchged)
Brian Rogers 7,615,700 sh (unchged)
John Keeley 55,930 sh (unchged)
Joel Greenblatt Sold Out
John Burbank Sold Out
Arnold Schneider 1,446,308 sh (-0.9%)
Dodge & Cox 16,729,196 sh (-1.05%)
Charles Brandes 53,760 sh (-2.85%)
HOTCHKIS & WILEY 9,359,067 sh (-3.92%)
Jeremy Grantham 104,400 sh (-9.61%)
David Dreman 51,286 sh (-27.9%)
» More
» Details

Insider Trades

Latest Guru Trades with STI

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
David Dreman 2014-06-30 Reduce -27.9%0.06%$37.21 - $40.49 $ 39.381%51286
John Burbank 2014-06-30 Sold Out 0.01%$37.21 - $40.49 $ 39.381%0
Joel Greenblatt 2014-06-30 Sold Out $37.21 - $40.49 $ 39.381%0
David Dreman 2014-03-31 Add 45.77%0.07%$36.4 - $40.38 $ 39.383%71130
John Burbank 2014-03-31 New Buy0.01%$36.4 - $40.38 $ 39.383%7109
David Dreman 2013-12-31 Add 57.23%0.08%$32.16 - $36.77 $ 39.3813%48795
Joel Greenblatt 2013-12-31 Reduce -46.59%0.01%$32.16 - $36.77 $ 39.3813%6675
Ray Dalio 2013-12-31 Sold Out $32.16 - $36.77 $ 39.3813%0
John Hussman 2013-09-30 Sold Out 0.72%$31.9 - $35.75 $ 39.3816%0
David Dreman 2013-09-30 Reduce -83.64%0.15%$31.9 - $35.75 $ 39.3816%31034
Ray Dalio 2013-09-30 Add 31.13%$31.9 - $35.75 $ 39.3816%16428
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of SunTrust Banks Inc

SymbolPriceYieldDescription
STIPRE0.006.38Deposit Shs Repr 1/4000th 5 7/8 % Perp Pfd Shs Series -E
STIPRA0.004.59ADR

Ratios

vs
industry
vs
history
P/E(ttm) 15.50
STI's P/E(ttm) is ranked higher than
69% of the 1578 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.70 vs. STI: 15.50 )
STI' s 10-Year P/E(ttm) Range
Min: 3.45   Max: 80.57
Current: 15.5

3.45
80.57
P/B 0.98
STI's P/B is ranked higher than
77% of the 1590 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. STI: 0.98 )
STI' s 10-Year P/B Range
Min: 0.15   Max: 2.68
Current: 0.98

0.15
2.68
P/S 2.62
STI's P/S is ranked higher than
77% of the 1711 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.85 vs. STI: 2.62 )
STI' s 10-Year P/S Range
Min: 0.29   Max: 3.98
Current: 2.62

0.29
3.98
PFCF 4.86
STI's PFCF is ranked higher than
87% of the 982 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.80 vs. STI: 4.86 )
STI' s 10-Year PFCF Range
Min: 0.76   Max: 59.82
Current: 4.86

0.76
59.82
EV-to-EBIT 20.47
STI's EV-to-EBIT is ranked higher than
70% of the 1906 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 19.25 vs. STI: 20.47 )
STI' s 10-Year EV-to-EBIT Range
Min: 7.6   Max: 1660.3
Current: 20.47

7.6
1660.3
Shiller P/E 69.92
STI's Shiller P/E is ranked higher than
50% of the 1093 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 16.35 vs. STI: 69.92 )
STI' s 10-Year Shiller P/E Range
Min: 1.48   Max: 72.79
Current: 69.92

1.48
72.79

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.50
STI's Dividend Yield is ranked lower than
68% of the 1484 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.38 vs. STI: 1.50 )
STI' s 10-Year Dividend Yield Range
Min: 0.12   Max: 38.78
Current: 1.5

0.12
38.78
Dividend Payout 0.20
STI's Dividend Payout is ranked higher than
85% of the 1906 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.47 vs. STI: 0.20 )
STI' s 10-Year Dividend Payout Range
Min: 0.03   Max: 81.11
Current: 0.2

0.03
81.11
Dividend growth (3y) 106.10
STI's Dividend growth (3y) is ranked higher than
99% of the 1033 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.50 vs. STI: 106.10 )
STI' s 10-Year Dividend growth (3y) Range
Min: -76.1   Max: 106.1
Current: 106.1

-76.1
106.1
Yield on cost (5-Year) 5.34
STI's Yield on cost (5-Year) is ranked higher than
81% of the 1497 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.67 vs. STI: 5.34 )
STI' s 10-Year Yield on cost (5-Year) Range
Min: 0.43   Max: 138
Current: 5.34

0.43
138
Share Buyback Rate -2.60
STI's Share Buyback Rate is ranked higher than
70% of the 1291 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.90 vs. STI: -2.60 )
STI' s 10-Year Share Buyback Rate Range
Min: 3.8   Max: -14.6
Current: -2.6

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.52
STI's Price/Tangible Book is ranked higher than
69% of the 1906 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.44 vs. STI: 1.52 )
STI' s 10-Year Price/Tangible Book Range
Min: 0.46   Max: 7.03
Current: 1.52

0.46
7.03
Price/DCF (Projected) 0.44
STI's Price/DCF (Projected) is ranked higher than
84% of the 1192 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.60 vs. STI: 0.44 )
STI' s 10-Year Price/DCF (Projected) Range
Min: 0.13   Max: 2.46
Current: 0.44

0.13
2.46
Price/Median PS Value 1.13
STI's Price/Median PS Value is ranked higher than
75% of the 1906 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.16 vs. STI: 1.13 )
STI' s 10-Year Price/Median PS Value Range
Min: 0.19   Max: 2.52
Current: 1.13

0.19
2.52
Price/Graham Number 0.97
STI's Price/Graham Number is ranked higher than
69% of the 1409 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.93 vs. STI: 0.97 )
STI' s 10-Year Price/Graham Number Range
Min: 0.61   Max: 3.76
Current: 0.97

0.61
3.76
Earnings Yield (Greenblatt) 4.90
STI's Earnings Yield (Greenblatt) is ranked higher than
62% of the 1603 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. STI: 4.90 )
STI' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.1   Max: 13.2
Current: 4.9

0.1
13.2
Forward Rate of Return (Yacktman) 12.29
STI's Forward Rate of Return (Yacktman) is ranked higher than
70% of the 1348 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.46 vs. STI: 12.29 )
STI' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 3.1   Max: 71.2
Current: 12.29

3.1
71.2

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Traded in other countries:SUU.Germany, CZNB.USA
SunTrust Banks, Inc., was incorporated in 1984 under the laws of the State of Georgia. The Company is financial services holding whose businesses provide a broad range of financial services to consumer and corporate clients. Through its principal subsidiary, SunTrust Bank, the Company provides deposit, credit, and trust and investment services. Additional subsidiaries provide mortgage banking, asset management, securities brokerage, capital market services, and credit-related insurance. SunTrust operates mainly within Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee, Virginia, and the District of Columbia and enjoys strong market positions in these markets. Within its geographic footprint, the Company operates under six business segments during the last three quarters of 2010. These business segments are: Retail Banking, Diversified Commercial Banking, CRE, CIB, Mortgage, and W&IM. In addition to traditional deposit, credit, and trust and investment services offered by SunTrust Bank, other SunTrust subsidiaries provide mortgage banking, credit-related insurance, asset management, securities brokerage, and capital markets services. The Company faces competition from domestic and foreign lending institutions and numerous other providers of financial services. As a bank holding company and a financial holding company, the Company is subject to the regulation and supervision of the Federal Reserve.
» More Articles for STI

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