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31.25 (1y: +33%)
Market Cap 17.15 B P/E(ttm) 8.30
Enterprise Value 31.38 B P/B 0.80
STI- NYSE (USA)
SunTrust Banks Inc
  • Currently 1/5
Business Predictability Rank: 1-Star
Back Testing Results:
Average gain of all 1-Star stocks: 1.1% per year.
% of Stocks that are in still loss if held for 10yrs: 45%.
Read more:
What is Predictability Rank?
Performances of real portfolio
Top Ranked Predictable Companies
$31.25
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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry		 vs
history
Cash to Debt 0.565
STI's Cash to Debt is ranked higher than
69% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.42 vs. STI: 0.565 )
STI' s 10-Year Cash to Debt Range
Min: 0.16   Max: 0.57
Current: 0.57
0.16
0.57
Equity to Asset 0.121
STI's Equity to Asset is ranked higher than
79% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. STI: 0.121 )
STI' s 10-Year Equity to Asset Range
Min: 0.08   Max: 0.13
Current: 0.12
0.08
0.13
Interest Coverage No Debt
STI's Interest Coverage is ranked higher than
57% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10000.00 vs. STI: No Debt )
STI' s 10-Year Interest Coverage Range
Min: No Debt   Max: No Debt
Current: No Debt
F-Score: 6
Z-Score: 0.37
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry		 vs
history
Operating margin (%) 26.30
STI's Operating margin (%) is ranked higher than
71% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.80 vs. STI: 26.30 )
STI' s 10-Year Operating margin (%) Range
Min: -30   Max: 39.3
Current: 26.3
-30
39.3
Net-margin (%) 18.7
STI's Net-margin (%) is ranked higher than
71% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.70 vs. STI: 18.7 )
STI' s 10-Year Net-margin (%) Range
Min: -19.1   Max: 27.6
Current: 18.7
-19.1
27.6
ROE (%) 9.3
STI's ROE (%) is ranked higher than
81% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.20 vs. STI: 9.3 )
STI' s 10-Year ROE (%) Range
Min: -6.9   Max: 17.4
Current: 9.3
-6.9
17.4
ROA (%) 1.1
STI's ROA (%) is ranked higher than
87% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.50 vs. STI: 1.1 )
STI' s 10-Year ROA (%) Range
Min: -0.9   Max: 1.4
Current: 1.1
-0.9
1.4
Revenue Growth (%) 0.9
STI's Revenue Growth (%) is ranked higher than
78% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. STI: 0.9 )
STI' s 10-Year Revenue Growth (%) Range
Min: -11.3   Max: 7.1
Current: 0.9
-11.3
7.1
» STI's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades
Q2 2012

STI Guru Trades in Q2 2012

Jeremy Grantham 107,100 sh (New)
Steven Cohen 340,425 sh (+144.84%)
Bruce Kovner 100,000 sh (+100%)
John Keeley 70,440 sh (+76.1%)
Diamond Hill Capital 174,623 sh (+6.14%)
Ruane Cunniff 31,203 sh (unchged)
Brian Rogers 7,265,700 sh (unchged)
Westport Asset Management 10,000 sh (unchged)
Ray Dalio Sold Out
John Paulson Sold Out
Dodge & Cox 20,821,462 sh (-0.95%)
HOTCHKIS & WILEY 7,724,721 sh (-1.17%)
Charles Brandes 71,028 sh (-2.29%)
Arnold Schneider 2,461,310 sh (-10.26%)
David Dreman 738,556 sh (-24.6%)
George Soros 2,365,000 sh (-25.82%)
Pioneer Investments 642,844 sh (-63.69%)
Jim Simons 159,117 sh (-76.64%)
Louis Moore Bacon 200,000 sh (-82.61%)
» More
Q3 2012

STI Guru Trades in Q3 2012

Ray Dalio 65,028 sh (New)
Paul Tudor Jones 9,600 sh (New)
Bruce Kovner 399,070 sh (+299.07%)
Jeremy Grantham 191,900 sh (+79.18%)
George Soros 4,041,000 sh (+70.87%)
Brian Rogers 7,615,700 sh (+4.82%)
John Keeley 70,550 sh (+0.16%)
Ruane Cunniff 31,203 sh (unchged)
Westport Asset Management 10,000 sh (unchged)
Jim Simons Sold Out
Charles Brandes 69,283 sh (-2.46%)
Arnold Schneider 2,390,915 sh (-2.86%)
Dodge & Cox 20,111,062 sh (-3.41%)
HOTCHKIS & WILEY 5,636,792 sh (-27.03%)
David Dreman 530,126 sh (-28.22%)
Diamond Hill Capital 82,656 sh (-52.67%)
Louis Moore Bacon 75,000 sh (-62.5%)
Steven Cohen 31,212 sh (-90.83%)
Pioneer Investments 10,222 sh (-98.41%)
» More
Q4 2012

STI Guru Trades in Q4 2012

Louis Moore Bacon 700,000 sh (+833.33%)
Diamond Hill Capital 101,438 sh (+22.72%)
HOTCHKIS & WILEY 5,796,105 sh (+2.83%)
Westport Asset Management 10,000 sh (unchged)
Jeremy Grantham 389,390 sh (unchged)
Ruane Cunniff 31,203 sh (unchged)
Brian Rogers 7,615,700 sh (unchged)
Paul Tudor Jones Sold Out
Dodge & Cox 19,481,412 sh (-3.13%)
Charles Brandes 67,022 sh (-3.26%)
John Keeley 67,630 sh (-4.14%)
Pioneer Investments 9,246 sh (-9.55%)
Bruce Kovner 347,300 sh (-12.97%)
Arnold Schneider 2,040,326 sh (-14.66%)
David Dreman 236,546 sh (-55.38%)
George Soros 1,517,500 sh (-62.45%)
Steven Cohen 4,979 sh (-84.05%)
Ray Dalio 8,228 sh (-87.35%)
» More
Q1 2013

STI Guru Trades in Q1 2013

John Hussman 500,000 sh (New)
Jim Simons 305,317 sh (New)
Paul Tudor Jones 17,800 sh (New)
Joel Greenblatt 12,555 sh (New)
Chuck Royce 3,400 sh (New)
HOTCHKIS & WILEY 7,057,208 sh (+21.76%)
Jeremy Grantham 408,990 sh (+5.03%)
Arnold Schneider 2,062,806 sh (+1.1%)
Ruane Cunniff 31,203 sh (unchged)
Westport Asset Management 10,000 sh (unchged)
John Keeley 67,630 sh (unchged)
Brian Rogers 7,615,700 sh (unchged)
George Soros Sold Out
Ray Dalio Sold Out
Steven Cohen Sold Out
Bruce Kovner Sold Out
Dodge & Cox 18,538,091 sh (-4.84%)
David Dreman 201,018 sh (-15.02%)
Pioneer Investments 7,036 sh (-23.9%)
Diamond Hill Capital 75,866 sh (-25.21%)
Charles Brandes 39,321 sh (-41.33%)
Louis Moore Bacon 75,000 sh (-89.29%)
» More
» Details

Insider Trades

Latest Guru Trades with STI

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
John Hussman 2013-03-31 New Buy0.53%$27.12 - $29.73 $ 31.259%500000
George Soros 2013-03-31 Sold Out 0.51%$27.12 - $29.73 $ 31.259%0
Joel Greenblatt 2013-03-31 New Buy0.02%$27.12 - $29.73 $ 31.259%12555
Charles Brandes 2013-03-31 Reduce -41.33%0.01%$27.12 - $29.73 $ 31.259%39321
Ray Dalio 2013-03-31 Sold Out $27.12 - $29.73 $ 31.259%0
George Soros 2012-12-31 Reduce -62.45%1.12%$25.44 - $30.31 $ 31.2513%1517500
David Dreman 2012-12-31 Reduce -55.38%0.2%$25.44 - $30.31 $ 31.2513%236546
Ray Dalio 2012-12-31 Reduce -87.35%0.02%$25.44 - $30.31 $ 31.2513%8228
George Soros 2012-09-30 Add 70.87%0.75%$22.75 - $29.91 $ 31.2523%4041000
David Dreman 2012-09-30 Reduce -28.22%0.12%$22.75 - $29.91 $ 31.2523%530126
Ray Dalio 2012-09-30 New Buy0.03%$22.75 - $29.91 $ 31.2523%65028
John Paulson 2012-06-30 Sold Out 0.91%$21.3 - $24.44 $ 31.2536%0
George Soros 2012-06-30 Reduce -25.82%0.28%$21.3 - $24.44 $ 31.2536%2365000
David Dreman 2012-06-30 Reduce -24.6%0.12%$21.3 - $24.44 $ 31.2536%738556
John Keeley 2012-06-30 Add 76.1%0.02%$21.3 - $24.44 $ 31.2536%70440
Ray Dalio 2012-06-30 Sold Out 0.01%$21.3 - $24.44 $ 31.2536%0
Premium More recent guru trades are included for Premium Members only!!
» Financial Charts

Peter Lynch Chart

Ratios

vs
industry		 vs
history
P/E(ttm) 8.30
STI's P/E(ttm) is ranked higher than
86% of the 1248 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.60 vs. STI: 8.30 )
STI' s 10-Year P/E(ttm) Range
Min: 3.45   Max: 81.46
Current: 8.3
3.45
81.46
P/B 0.80
STI's P/B is ranked higher than
73% of the 1347 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.97 vs. STI: 0.80 )
STI' s 10-Year P/B Range
Min: 0.15   Max: 2.64
Current: 0.8
0.15
2.64
P/S 1.60
STI's P/S is ranked higher than
80% of the 1433 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.33 vs. STI: 1.60 )
STI' s 10-Year P/S Range
Min: 0.29   Max: 4.28
Current: 1.6
0.29
4.28
PFCF 7.00
STI's PFCF is ranked higher than
61% of the 1087 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.38 vs. STI: 7.00 )
STI' s 10-Year PFCF Range
Min: 0.7   Max: 891.87
Current: 7
0.7
891.87
EV-to-EBIT 10.9
STI's EV-to-EBIT is ranked higher than
78% of the 1102 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.26 vs. STI: 10.9 )
STI' s 10-Year EV-to-EBIT Range
Min: 7.6   Max: 1598.1
Current: 10.9
7.6
1598.1
Shiller P/E 30.8
STI's Shiller P/E is ranked lower than
100% of the Companies
in the Global Banks - Regional - US industry.

( Industry Median: vs. STI: 30.8 )
STI' s 10-Year Shiller P/E Range
Min: 1.48   Max: 31.62
Current: 30.8
1.48
31.62

Dividend & Buy Back

vs
industry		 vs
history
Dividend Yield 0.80
STI's Dividend Yield is ranked lower than
61% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.69 vs. STI: 0.80 )
STI' s 10-Year Dividend Yield Range
Min: 0.12   Max: 38.78
Current: 0.8
0.12
38.78
Dividend Payout 0.0532
STI's Dividend Payout is ranked higher than
90% of the 951 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.30 vs. STI: 0.0532 )
STI' s 10-Year Dividend Payout Range
Min: 0.06   Max: 1.25
Current: 0.05
0.06
1.25
Dividend growth (3y) -2.4
STI's Dividend growth (3y) is ranked lower than
56% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. STI: -2.4 )
STI' s 10-Year Dividend growth (3y) Range
Min: -65.8   Max: 9.9
Current: -2.4
-65.8
9.9
Yield on cost (5-Year) 0.04
STI's Yield on cost (5-Year) is ranked lower than
63% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.26 vs. STI: 0.04 )
STI' s 10-Year Yield on cost (5-Year) Range
Min: 0.01   Max: 2.01
Current: 0.04
0.01
2.01
Share Buyback Rate -5.4
STI's Share Buyback Rate is ranked lower than
56% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -0.20 vs. STI: -5.4 )
STI' s 10-Year Share Buyback Rate Range
Min: 2.9   Max: -10.8
Current: -5.4

Valuation & Return

vs
industry		 vs
history
Price/Tangible Book 1.3
STI's Price/Tangible Book is ranked higher than
56% of the 1191 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. STI: 1.3 )
STI' s 10-Year Price/Tangible Book Range
Min: 0.8   Max: 3.3
Current: 1.3
0.8
3.3
Price/DCF (Projected) 0.4
STI's Price/DCF (Projected) is ranked higher than
93% of the 679 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.60 vs. STI: 0.4 )
STI' s 10-Year Price/DCF (Projected) Range
Min: 0.2   Max: 2.6
Current: 0.4
0.2
2.6
Price/Median PS Value 0.5
STI's Price/Median PS Value is ranked higher than
93% of the 1268 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. STI: 0.5 )
STI' s 10-Year Price/Median PS Value Range
Min: 0.3   Max: 1.3
Current: 0.5
0.3
1.3
Price/Graham Number 0.7
STI's Price/Graham Number is ranked higher than
70% of the 1094 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. STI: 0.7 )
STI' s 10-Year Price/Graham Number Range
Min: 0.6   Max: 1.8
Current: 0.7
0.6
1.8
Earnings Yield (Greenblatt) 9.20
STI's Earnings Yield (Greenblatt) is ranked higher than
86% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.10 vs. STI: 9.20 )
STI' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.1   Max: 13.2
Current: 9.2
0.1
13.2
Forward Rate of Return (Yacktman) 23.16
STI's Forward Rate of Return (Yacktman) is ranked higher than
89% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. STI: 23.16 )
STI' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 2.9   Max: 72.5
Current: 23.16
2.9
72.5

Business Description

SunTrust Banks, Inc, was incorporated in 1984 under the laws of the State of Georgia. It is a financial services holding company whose businesses provide a broad range of financial services to consumer and corporate clients. Through its principal subsidiary, SunTrust Bank, the Company provides deposit, credit, and trust and investment services. Additional subsidiaries provide mortgage banking, asset management, securities brokerage, capital market services, and credit-related insurance. SunTrust operates mainly within Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee, Virginia, and the District of Columbia and enjoys strong market positions in these markets. Within its geographic footprint, the Company operates under six business segments during the last three quarters of 2010. These business segments are: Retail Banking, Diversified Commercial Banking, CRE, CIB, Mortgage, and W&IM. In addition to traditional deposit, credit, and trust and investment services offered by SunTrust Bank, other SunTrust subsidiaries provide mortgage banking, credit-related insurance, asset management, securities brokerage, and capital markets services. The Company faces competition from domestic and foreign lending institutions and numerous other providers of financial services. As a bank holding company and a financial holding company, the Company is subject to the regulation and supervision of the Federal Reserve.
Company Website
SEC Reports
Industry: Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR
Traded in other countries:SUU.Germany
» More Articles for STI

Headlines

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SunTrust Banks Inc. Reports Operating Results (10-Q) Nov 05 2010 

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