Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 2/10

» STL's 10-Y Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2013

STL Guru Trades in Q1 2013

Mario Gabelli 634,779 sh (+1.83%)
Diamond Hill Capital 738,987 sh (-9.64%)
Jim Simons 60,800 sh (-20.7%)
» More
Q2 2013

STL Guru Trades in Q2 2013

Private Capital 276,147 sh (+341.84%)
Jim Simons 132,028 sh (+117.15%)
Mario Gabelli 791,201 sh (+24.64%)
Prem Watsa 25,000 sh (unchged)
Diamond Hill Capital 717,887 sh (-2.86%)
» More
Q3 2013

STL Guru Trades in Q3 2013

Jim Simons 217,386 sh (+64.65%)
Diamond Hill Capital 721,502 sh (+0.5%)
Mario Gabelli 794,901 sh (+0.47%)
Prem Watsa 25,000 sh (unchged)
Private Capital 258,847 sh (-6.26%)
» More
Q4 2013

STL Guru Trades in Q4 2013

Jim Simons Sold Out
Prem Watsa Sold Out
Mario Gabelli Sold Out
Diamond Hill Capital Sold Out
Private Capital Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with STL

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Mario Gabelli 2013-12-31 Sold Out 0.06%$11.77 - $14.75 $ 12.44-11%0
Prem Watsa 2013-12-31 Sold Out 0.02%$11.77 - $14.75 $ 12.44-11%0
Mario Gabelli 2013-06-30 Add 24.64%0.01%$9.95 - $12.11 $ 12.449%791201
Mario Gabelli 2011-03-31 Reduce -35.56%0.03%$9.48 - $10.73 $ 12.4424%767695
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )


EV-to-EBIT 0.40
STL's EV-to-EBIT is ranked higher than
100% of the 1447 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.51 vs. STL: 0.40 )
STL' s 10-Year EV-to-EBIT Range
Min: 0   Max: 0
Current: 0.4

Dividend & Buy Back

Dividend Yield 3.10
STL's Dividend Yield is ranked higher than
65% of the 1312 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.40 vs. STL: 3.10 )
STL' s 10-Year Dividend Yield Range
Min: 0   Max: 0
Current: 3.1

Dividend Payout 0.68
STL's Dividend Payout is ranked lower than
62% of the 1147 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.31 vs. STL: 0.68 )
STL' s 10-Year Dividend Payout Range
Min: 0   Max: 0
Current: 0.68

Yield on cost (5-Year) 3.10
STL's Yield on cost (5-Year) is ranked higher than
58% of the 1327 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.66 vs. STL: 3.10 )
STL' s 10-Year Yield on cost (5-Year) Range
Min: 0   Max: 0
Current: 3.1

Valuation & Return


Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Sterling Bancorp is a bank holding company and a financial holding company providing banking and related financial services and products to customers in New York, New Jersey and Connecticut. Sterling National Bank was organized in 1929 under the National Bank Act and commenced operations in New York City. The bank maintains twelve offices in New York: nine offices in New York City; two branches in Nassau County and one branch in Yonkers, New York. The bank provides a range of banking and financial products and services, including business and consumer lending, asset-based financing, factoring/accounts receivable management services, equipment leasing, commercial and residential mortgage lending and brokerage, deposit services, international trade financing, trust and estate administration, investment management and investment services. The bank provides loans to small and medium-sized businesses. Loans generally range in size up to $20 million and can be tailored to meet customers' specific long- and short-term needs, and include secured and unsecured lines of credit, business installment loans, business lines of credit, and debtor-in-possession financing. Loans are often collateralized by assets, such as accounts receivable, inventory, marketable securities, other liquid collateral, equipment and other assets. The bank offers residential mortgage warehouse funding services to mortgage bankers. Such funding consists of a line of credit used by the mortgage banker as a form of temporary financing during the period between the closing of a mortgage loan until its sale into the secondary market, which period typically lasts from 15 to 30 days. The Company competes with banks and other financial institutions, including savings and loan associations, savings banks, finance companies, and credit unions. It also competes with other providers of financial services, such as money market mutual funds, brokerage firms, consumer finance companies and insurance companies. Sterling Bancorp is a bank holding Company and a financial holding Company under the BHCA and is subject to supervision, examination and reporting requirements of the Federal Reserve Board.

Personalized Checklist

Within your circle of competence?
Macro economic environment favorable?
High quality business?
Enough margin of safety with stocks?
Gurus are buying?
Insiders are buying?
Management capable and shareholder friendly?
Catalyst for stock price to appreciate?
Your level of confidence with the research?

Add Notes, Comments or Ask Questions

User Comments

No comment yet

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial