Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength

vs
industry
vs
history
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth

vs
industry
vs
history
» STL's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2013

STL Guru Trades in Q1 2013

Mario Gabelli 634,779 sh (+1.83%)
Diamond Hill Capital 738,987 sh (-9.64%)
Jim Simons 60,800 sh (-20.7%)
» More
Q2 2013

STL Guru Trades in Q2 2013

Private Capital 276,147 sh (+341.84%)
Jim Simons 132,028 sh (+117.15%)
Mario Gabelli 791,201 sh (+24.64%)
Prem Watsa 25,000 sh (unchged)
Diamond Hill Capital 717,887 sh (-2.86%)
» More
Q3 2013

STL Guru Trades in Q3 2013

Jim Simons 217,386 sh (+64.65%)
Diamond Hill Capital 721,502 sh (+0.5%)
Mario Gabelli 794,901 sh (+0.47%)
Prem Watsa 25,000 sh (unchged)
Private Capital 258,847 sh (-6.26%)
» More
Q4 2013

STL Guru Trades in Q4 2013

Diamond Hill Capital Sold Out
Prem Watsa Sold Out
Private Capital Sold Out
Mario Gabelli Sold Out
Jim Simons Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with STL

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Mario Gabelli 2013-12-31 Sold Out 0.06%$11.77 - $14.75 $ 11.87-15%0
Prem Watsa 2013-12-31 Sold Out 0.02%$11.77 - $14.75 $ 11.87-15%0
Mario Gabelli 2013-06-30 Add 24.64%0.01%$9.95 - $12.11 $ 11.874%791201
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.90
STL's Dividend Yield is ranked higher than
62% of the 1402 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.45 vs. STL: 2.90 )
STL' s 10-Year Dividend Yield Range
Min: 0   Max: 0
Current: 2.9

Dividend Payout 0.68
STL's Dividend Payout is ranked higher than
75% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. STL: 0.68 )
STL' s 10-Year Dividend Payout Range
Min: 0   Max: 0
Current: 0.68

Yield on cost (5-Year) 2.90
STL's Yield on cost (5-Year) is ranked lower than
90% of the 1356 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.64 vs. STL: 2.90 )
STL' s 10-Year Yield on cost (5-Year) Range
Min: 0   Max: 0
Current: 2.9

Valuation & Return

vs
industry
vs
history

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Sterling Bancorp is a bank holding company and a financial holding company providing banking and related financial services and products to customers in New York, New Jersey and Connecticut. Sterling National Bank was organized in 1929 under the National Bank Act and commenced operations in New York City. The bank maintains twelve offices in New York: nine offices in New York City; two branches in Nassau County and one branch in Yonkers, New York. The bank provides a range of banking and financial products and services, including business and consumer lending, asset-based financing, factoring/accounts receivable management services, equipment leasing, commercial and residential mortgage lending and brokerage, deposit services, international trade financing, trust and estate administration, investment management and investment services. The bank provides loans to small and medium-sized businesses. Loans generally range in size up to $20 million and can be tailored to meet customers' specific long- and short-term needs, and include secured and unsecured lines of credit, business installment loans, business lines of credit, and debtor-in-possession financing. Loans are often collateralized by assets, such as accounts receivable, inventory, marketable securities, other liquid collateral, equipment and other assets. The bank offers residential mortgage warehouse funding services to mortgage bankers. Such funding consists of a line of credit used by the mortgage banker as a form of temporary financing during the period between the closing of a mortgage loan until its sale into the secondary market, which period typically lasts from 15 to 30 days. The Company competes with banks and other financial institutions, including savings and loan associations, savings banks, finance companies, and credit unions. It also competes with other providers of financial services, such as money market mutual funds, brokerage firms, consumer finance companies and insurance companies. Sterling Bancorp is a bank holding Company and a financial holding Company under the BHCA and is subject to supervision, examination and reporting requirements of the Federal Reserve Board.
» More Articles for STL

Headlines

Articles On GuruFocus.com
Are Regional Banks Free from European Exposure? Jan 27 2012 
Is Sterling Bancorp (STL) So Sterling? Jan 19 2012 
Sterling Bancorp Reports Operating Results (10-Q) May 11 2009 

More From Other Websites
Jefferies Initiates Coverage On Small Cap Banks Sterling & Berkshire Hills Jul 11 2014
[video] New Coverage for Sterling, Revisions for Proctor & Gamble Jul 11 2014
Sterling Bancorp to Present at Keefe, Bruyette & Woods Community Bank Investor Conference on July... Jul 08 2014
How Will Sterling Bancorp (STL) Stock React To This New Coverage? Jul 03 2014
Sterling Bancorp to Announce Third Quarter Fiscal 2014 Results Jul 02 2014
Sterling National Bank Expands Relationship Teams With Seven New Hires Jun 30 2014
[video] Why Abenomics 2.0 May Not Boost Japan's Economy Jun 24 2014
New York Health Care Companies Looking to Expand Frustrated With Current Options for Raising Capital May 06 2014
Sterling Bancorp's CEO Discusses F2Q 2014 Results - Earnings Call Transcript May 01 2014
Sterling Bancorp Declares Quarterly Dividend of $0.07 per Share Apr 30 2014
Sterling Bancorp Announces Results for the Second Fiscal Quarter and Six Months Ended March 31, 2014 Apr 30 2014
Sterling Bancorp Announces Redemption of Certain Trust Preferred Securities Apr 30 2014
Sterling Bancorp to Announce Second Quarter Fiscal 2014 Results Apr 09 2014
Bank ETFs Get Whipsawed by Investors as Yellen Comments on Rates Apr 01 2014
Sterling National Bank Expands New York Metro Market With 11 New Banking Professionals Mar 25 2014
Formula 1 Backlash Means Biggest Wealth Fund Faces New Oversight Mar 12 2014
Ambassador Financial Group, Inc. and Maxim Group LLC to Host The Community Bank Investor Conference... Feb 27 2014
Sterling Bancorp's CEO Hosts Annual Meeting of Shareholders (Transcript) Feb 21 2014
Looking Ahead From Last Week's Roller-Coaster Ride Feb 10 2014
Sterling Bancorp's CEO Discusses F1Q 2014 Results - Earnings Call Transcript Feb 05 2014
Sterling Bancorp Announces Results for the First Fiscal Quarter Ended December 31, 2013 Feb 04 2014
Sterling Bancorp Declares Quarterly Dividend of $0.07 per Share Feb 04 2014
Sterling Bancorp Declares Quarterly Dividend of $0.07 per Share Feb 04 2014
Sterling Bancorp Announces Results for the First Fiscal Quarter Ended December 31, 2013 Feb 04 2014
Sterling Bancorp to Announce First Quarter Fiscal 2014 Results Jan 17 2014
Sterling Bancorp Grants Employee Inducement Awards Pursuant to New York Stock Exchange Listed... Nov 06 2013
Provident New York Bancorp Completes Merger With Sterling Bancorp Nov 06 2013

Personalized Checklist








Within your circle of competence?
Macro economic environment favorable?
High quality business?
Enough margin of safety with stocks?
Gurus are buying?
Insiders are buying?
Management capable and shareholder friendly?
Catalyst for stock price to appreciate?
Your level of confidence with the research?

Add Notes, Comments or Ask Questions

User Comments

No comment yet

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK
Email Hide