Switch to:
Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.20
STL's Cash to Debt is ranked lower than
86% of the 1421 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.30 vs. STL: 0.20 )
Ranked among companies with meaningful Cash to Debt only.
STL' s Cash to Debt Range Over the Past 10 Years
Min: 0.06  Med: 0.19 Max: N/A
Current: 0.2
Equity to Asset 0.13
STL's Equity to Asset is ranked higher than
77% of the 1603 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. STL: 0.13 )
Ranked among companies with meaningful Equity to Asset only.
STL' s Equity to Asset Range Over the Past 10 Years
Min: 0.07  Med: 0.14 Max: 0.2
Current: 0.13
0.07
0.2
Interest Coverage 3.74
STL's Interest Coverage is ranked higher than
73% of the 1537 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.69 vs. STL: 3.74 )
Ranked among companies with meaningful Interest Coverage only.
STL' s Interest Coverage Range Over the Past 10 Years
Min: 0.42  Med: 1 Max: 3.74
Current: 3.74
0.42
3.74
F-Score: 5
M-Score: -2.33
WACC vs ROIC
6.54%
4.56%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 38.95
STL's Operating margin (%) is ranked higher than
69% of the 1633 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.85 vs. STL: 38.95 )
Ranked among companies with meaningful Operating margin (%) only.
STL' s Operating margin (%) Range Over the Past 10 Years
Min: 12  Med: 26.21 Max: 38.95
Current: 38.95
12
38.95
Net-margin (%) 26.14
STL's Net-margin (%) is ranked higher than
62% of the 1632 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.26 vs. STL: 26.14 )
Ranked among companies with meaningful Net-margin (%) only.
STL' s Net-margin (%) Range Over the Past 10 Years
Min: 9.68  Med: 17.87 Max: 26.14
Current: 26.14
9.68
26.14
ROE (%) 7.08
STL's ROE (%) is ranked lower than
60% of the 1628 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.38 vs. STL: 7.08 )
Ranked among companies with meaningful ROE (%) only.
STL' s ROE (%) Range Over the Past 10 Years
Min: 2.72  Med: 4.94 Max: 7.08
Current: 7.08
2.72
7.08
ROA (%) 0.97
STL's ROA (%) is ranked higher than
57% of the 1639 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.87 vs. STL: 0.97 )
Ranked among companies with meaningful ROA (%) only.
STL' s ROA (%) Range Over the Past 10 Years
Min: 0.38  Med: 0.69 Max: 0.97
Current: 0.97
0.38
0.97
Revenue Growth (3Y)(%) 0.30
STL's Revenue Growth (3Y)(%) is ranked lower than
65% of the 1341 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.20 vs. STL: 0.30 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
STL' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: 7.6 Max: 52
Current: 0.3
0
52
EBITDA Growth (3Y)(%) 7.70
STL's EBITDA Growth (3Y)(%) is ranked higher than
56% of the 1228 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.90 vs. STL: 7.70 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
STL' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: 4.8 Max: 67.3
Current: 7.7
0
67.3
EPS Growth (3Y)(%) 4.90
STL's EPS Growth (3Y)(%) is ranked lower than
58% of the 1205 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. STL: 4.90 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
STL' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: 7.6 Max: 45.1
Current: 4.9
0
45.1
» STL's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q3 2015

STL Guru Trades in Q3 2015

Mario Gabelli 1,195,538 sh (+23.55%)
Diamond Hill Capital 826,144 sh (+0.13%)
Prem Watsa 25,000 sh (unchged)
Private Capital 229,247 sh (unchged)
Kahn Brothers 1,058,445 sh (-0.22%)
Jim Simons 280,257 sh (-6.42%)
» More
Q4 2015

STL Guru Trades in Q4 2015

Jim Simons 763,993 sh (+172.60%)
Prem Watsa Sold Out
Private Capital 228,467 sh (-0.34%)
Mario Gabelli 1,191,083 sh (-0.37%)
Kahn Brothers 1,023,363 sh (-3.31%)
Diamond Hill Capital 752,989 sh (-8.85%)
» More
Q1 2016

STL Guru Trades in Q1 2016

Jim Simons 1,164,593 sh (+52.44%)
Diamond Hill Capital 752,989 sh (unchged)
Mario Gabelli 1,189,127 sh (-0.16%)
Kahn Brothers 1,015,361 sh (-0.78%)
Private Capital 219,527 sh (-3.91%)
» More
Q2 2016

STL Guru Trades in Q2 2016

Diamond Hill Capital 753,869 sh (+0.12%)
Kahn Brothers 1,015,361 sh (unchged)
Private Capital Sold Out
Mario Gabelli 1,186,678 sh (-0.21%)
Jim Simons 695,593 sh (-40.27%)
» More
» Details

Insider Trades

Latest Guru Trades with STL

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Business Description

Industry: Banks » Banks - Regional - US
Compare:NYSE:BXS, NAS:GBCI, NAS:TCBI, NAS:FFIN, NYSE:VLY, NYSE:EVER, NYSE:TCB, NAS:FULT, NAS:HBHC, NAS:CATY, NYSE:CBU, NAS:PNFP, NYSE:GWB, NYSE:FNB, NAS:IBOC, NAS:ONB, NAS:COLB, NAS:CVBF, NAS:TRMK, NAS:SSB » details
Traded in other countries:PVDA.Germany,
Sterling Bancorp is a bank holding company. It provides banking services to commercial, consumer and municipal clients in United States.

Sterling Bancorp formerly known as Provident New York Bancorp is a Delaware corporation. On October 31, 2013, Provident New York Bancorp completed its acquisition of Sterling Bancorp. It is a unitary savings and loan holding company. It owns all of the outstanding shares of common stock of Sterling National Bank. It is a full-service bank which offers a complete line of commercial, business banking, wealth management and consumer banking products and services. Its main business is accepting deposits and together with funds generated from operations and borrowings, investing in various types of loans and securities. The Company operates approximately 35 financial centers which serve the greater New York metropolitan area. It operates commercial real estate loans, multifamily real estate and commercial business loans. It also originates residential mortgage loans on a fixed-rate and adjustable-rate basis collateralized by residential real estate and consumer loans such as home equity lines of credit, homeowner loans and personal loans. Deposits, borrowings, repayments and prepayments of loans and securities, proceeds from sales of loans and securities, the proceeds from maturing securities and cash flows from operations are the primary sources of the Company's funds for use in lending, investing and for other general corporate purposes. The Company offers a variety of deposit accounts with a range of interest rates and terms. Its deposit accounts consist of savings accounts, NOW accounts, checking accounts, money market accounts, club accounts, certificates of deposit and IRAs and other qualified plan accounts. It provides a variety of commercial checking accounts and other products for businesses. The competition for loans comes from commercial banks, savings banks, mortgage banking companies, credit unions, insurance companies and other financial service companies. The Company faces additional competition for deposits from non-depository competitors such as the mutual fund industry, securities and brokerage firms and insurance companies. It is supervised and regulated by the Board of Governors of the Federal Reserve System.

Ratios

vs
industry
vs
history
P/E(ttm) 18.30
STL's P/E(ttm) is ranked lower than
75% of the 1488 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.25 vs. STL: 18.30 )
Ranked among companies with meaningful P/E(ttm) only.
STL' s P/E(ttm) Range Over the Past 10 Years
Min: 11.27  Med: 21.93 Max: 67.63
Current: 18.3
11.27
67.63
Forward P/E 16.05
STL's Forward P/E is ranked lower than
74% of the 371 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.62 vs. STL: 16.05 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 18.30
STL's PE(NRI) is ranked lower than
74% of the 1488 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.29 vs. STL: 18.30 )
Ranked among companies with meaningful PE(NRI) only.
STL' s PE(NRI) Range Over the Past 10 Years
Min: 11.27  Med: 21.93 Max: 67.63
Current: 18.3
11.27
67.63
Price/Owner Earnings (ttm) 15.87
STL's Price/Owner Earnings (ttm) is ranked lower than
66% of the 830 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.71 vs. STL: 15.87 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
STL' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 6.23  Med: 21.06 Max: 1460
Current: 15.87
6.23
1460
P/B 1.30
STL's P/B is ranked lower than
69% of the 1591 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.04 vs. STL: 1.30 )
Ranked among companies with meaningful P/B only.
STL' s P/B Range Over the Past 10 Years
Min: 0.5  Med: 1.1 Max: 1.62
Current: 1.3
0.5
1.62
P/S 4.70
STL's P/S is ranked lower than
79% of the 1588 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.92 vs. STL: 4.70 )
Ranked among companies with meaningful P/S only.
STL' s P/S Range Over the Past 10 Years
Min: 1.78  Med: 3.86 Max: 6.37
Current: 4.7
1.78
6.37
PFCF 12.56
STL's PFCF is ranked lower than
62% of the 803 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.53 vs. STL: 12.56 )
Ranked among companies with meaningful PFCF only.
STL' s PFCF Range Over the Past 10 Years
Min: 7.03  Med: 17.26 Max: 11250
Current: 12.56
7.03
11250
POCF 12.14
STL's POCF is ranked lower than
68% of the 905 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.13 vs. STL: 12.14 )
Ranked among companies with meaningful POCF only.
STL' s POCF Range Over the Past 10 Years
Min: 5.66  Med: 14.38 Max: 1951.11
Current: 12.14
5.66
1951.11
EV-to-EBIT 18.69
STL's EV-to-EBIT is ranked lower than
69% of the 1293 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.80 vs. STL: 18.69 )
Ranked among companies with meaningful EV-to-EBIT only.
STL' s EV-to-EBIT Range Over the Past 10 Years
Min: 6  Med: 29.3 Max: 177.2
Current: 18.69
6
177.2
EV-to-EBITDA 16.61
STL's EV-to-EBITDA is ranked lower than
68% of the 1293 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.32 vs. STL: 16.61 )
Ranked among companies with meaningful EV-to-EBITDA only.
STL' s EV-to-EBITDA Range Over the Past 10 Years
Min: 5  Med: 23.3 Max: 75.3
Current: 16.61
5
75.3
PEG 4.95
STL's PEG is ranked lower than
88% of the 736 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.15 vs. STL: 4.95 )
Ranked among companies with meaningful PEG only.
STL' s PEG Range Over the Past 10 Years
Min: 1.01  Med: 1.77 Max: 28.32
Current: 4.95
1.01
28.32
Shiller P/E 29.79
STL's Shiller P/E is ranked lower than
83% of the 487 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.59 vs. STL: 29.79 )
Ranked among companies with meaningful Shiller P/E only.
STL' s Shiller P/E Range Over the Past 10 Years
Min: 11.27  Med: 20.15 Max: 35.44
Current: 29.79
11.27
35.44

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.64
STL's Dividend Yield is ranked lower than
77% of the 2218 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.95 vs. STL: 1.64 )
Ranked among companies with meaningful Dividend Yield only.
STL' s Dividend Yield Range Over the Past 10 Years
Min: 1.29  Med: 2.09 Max: 4.17
Current: 1.64
1.29
4.17
Dividend Payout 0.29
STL's Dividend Payout is ranked higher than
58% of the 1316 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. STL: 0.29 )
Ranked among companies with meaningful Dividend Payout only.
STL' s Dividend Payout Range Over the Past 10 Years
Min: 0.12  Med: 0.38 Max: 1.2
Current: 0.29
0.12
1.2
Dividend Growth (3y) 5.30
STL's Dividend Growth (3y) is ranked lower than
60% of the 733 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.40 vs. STL: 5.30 )
Ranked among companies with meaningful Dividend Growth (3y) only.
STL' s Dividend Growth (3y) Range Over the Past 10 Years
Min: 0  Med: 6.3 Max: 88
Current: 5.3
0
88
Forward Dividend Yield 1.63
STL's Forward Dividend Yield is ranked lower than
81% of the 2104 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.14 vs. STL: 1.63 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 1.93
STL's Yield on cost (5-Year) is ranked lower than
74% of the 2523 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.51 vs. STL: 1.93 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
STL' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 1.52  Med: 2.46 Max: 4.9
Current: 1.93
1.52
4.9
3-Year Average Share Buyback Ratio -43.30
STL's 3-Year Average Share Buyback Ratio is ranked lower than
95% of the 1039 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.90 vs. STL: -43.30 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
STL' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -43.3  Med: -1.3 Max: 0
Current: -43.3
-43.3
0

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.32
STL's Price/Tangible Book is ranked lower than
88% of the 1582 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.12 vs. STL: 2.32 )
Ranked among companies with meaningful Price/Tangible Book only.
STL' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.83  Med: 1.94 Max: 3.53
Current: 2.32
0.83
3.53
Price/Projected FCF 1.16
STL's Price/Projected FCF is ranked lower than
85% of the 850 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.67 vs. STL: 1.16 )
Ranked among companies with meaningful Price/Projected FCF only.
STL' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.41  Med: 0.88 Max: 4.13
Current: 1.16
0.41
4.13
Price/Median PS Value 1.22
STL's Price/Median PS Value is ranked lower than
75% of the 1510 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.03 vs. STL: 1.22 )
Ranked among companies with meaningful Price/Median PS Value only.
STL' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.47  Med: 1.1 Max: 1.8
Current: 1.22
0.47
1.8
Price/Peter Lynch Fair Value 1.57
STL's Price/Peter Lynch Fair Value is ranked lower than
75% of the 386 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.96 vs. STL: 1.57 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
STL' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 1.02  Med: 1.74 Max: 4.27
Current: 1.57
1.02
4.27
Price/Graham Number 1.37
STL's Price/Graham Number is ranked lower than
86% of the 1370 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.84 vs. STL: 1.37 )
Ranked among companies with meaningful Price/Graham Number only.
STL' s Price/Graham Number Range Over the Past 10 Years
Min: 0.81  Med: 1.45 Max: 2.51
Current: 1.37
0.81
2.51
Earnings Yield (Greenblatt) (%) 5.38
STL's Earnings Yield (Greenblatt) (%) is ranked lower than
55% of the 1597 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.20 vs. STL: 5.38 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
STL' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 0.6  Med: 3.4 Max: 16.8
Current: 5.38
0.6
16.8
Forward Rate of Return (Yacktman) (%) 16.23
STL's Forward Rate of Return (Yacktman) (%) is ranked higher than
61% of the 850 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.09 vs. STL: 16.23 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
STL' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -7.7  Med: 8.4 Max: 25.5
Current: 16.23
-7.7
25.5

More Statistics

Revenue (TTM) (Mil) $453.4
EPS (TTM) $ 0.94
Beta0.98
Short Percentage of Float3.86%
52-Week Range $13.20 - 17.75
Shares Outstanding (Mil)130.66

Analyst Estimate


Warning: Invalid argument supplied for foreach() in /home/gurufocu/public_html/modules/stock/estimate.php on line 163
Dec16 Dec17
Revenue (Mil $)
EPS ($) 1.07 1.22
EPS w/o NRI ($) 1.07 1.22
EPS Growth Rate
(3Y to 5Y Estimate)
N/A
Dividends Per Share ($)
» More Articles for NYSE:STL

Headlines

Articles On GuruFocus.com
Kahn Brothers Sells Part of Stake in Pfizer in 4th Quarter Feb 09 2016 
Bearish Canadian Investor Prem Watsa's 7 New Positions Feb 25 2014 
Mario Gabelli’s Top 5 Fourth-Quarter Stock Buys Feb 07 2014 
Diamond Hill Capital Buys 12 New Stocks Feb 05 2014 
Prem Watsa Buys 7 New Stocks Aug 15 2012 
Provident New York Bancorp Reports Operating Results (10-K) Dec 13 2010 
Provident New York Bancorp (PBNY) President & CEO George Strayton sells 33,702 Shares Nov 24 2010 
Provident New York Bancorp (PBNY) President & CEO George Strayton sells 3,972 Shares Nov 22 2010 
Provident New York Bancorp Reports Operating Results (10-Q) Aug 06 2010 
Provident New York Bancorp Reports Operating Results (10-Q) May 07 2010 

More From Other Websites
These Companies Saw Interesting Insider Buying and Selling Activity Aug 24 2016
Terry O'Grady Joins Sterling National Bank Aug 22 2016
Terry O'Grady Joins Sterling National Bank Aug 22 2016
Stephen Altneu Joins Sterling National Bank as Managing Director Aug 17 2016
Stephen Altneu Joins Sterling National Bank as Managing Director Aug 17 2016
STERLING BANCORP Financials Aug 16 2016
South Jersey mortgage company buys residential lending business of New York bank Aug 16 2016
Freedom Mortgage Finalizes Acquisition of Sterling National Bank Mortgage Operations Aug 15 2016
Mark R. Smith Joins Sterling National Bank's Commercial Banking Team Aug 15 2016
Mark R. Smith Joins Sterling National Bank's Commercial Banking Team Aug 15 2016
Sterling Sells Residential Mortgage Origination Operations to Freedom Mortgage Aug 15 2016
Sterling Sells Residential Mortgage Origination Operations to Freedom Mortgage Aug 15 2016
Sterling Bancorp :STL-US: Earnings Analysis: Q2, 2016 By the Numbers : August 8, 2016 Aug 08 2016
STERLING BANCORP Files SEC form 10-Q, Quarterly Report Aug 05 2016
Edited Transcript of STL earnings conference call or presentation 27-Jul-16 2:30pm GMT Jul 27 2016
Statoil Surprised by Loss as Oil Prices Hit Profits Jul 27 2016
Sterling Bancorp Announces Record Results for the Three and Six Months Ended June 30, 2016. Strong... Jul 27 2016
Statoil Comfortable With Financial Situation, Says Saetre Jul 27 2016
Sterling Bancorp posts 2Q profit Jul 26 2016
Sterling Bancorp posts 2Q profit Jul 26 2016

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)