Ratios

		vs industry	vs history
P/B	1.13	SUBK's P/B is ranked higher than 57% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 0.90 vs. SUBK: 1.13 )	SUBK' s 10-Year P/B Range Min: 0.53   Max: 4.38 Current: 1.13 0.53 4.38
P/S	2.49	SUBK's P/S is ranked higher than 56% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 2.20 vs. SUBK: 2.49 )	SUBK' s 10-Year P/S Range Min: 0.88   Max: 6.42 Current: 2.49 0.88 6.42
PFCF	7.87	SUBK's PFCF is ranked lower than 58% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 6.70 vs. SUBK: 7.87 )	SUBK' s 10-Year PFCF Range Min: 2.3   Max: 23.19 Current: 7.87 2.3 23.19
EV-to-EBIT	-167.59	SUBK's EV-to-EBIT is ranked higher than 86% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 16.90 vs. SUBK: -167.59 )	SUBK' s 10-Year EV-to-EBIT Range Min: 3.5   Max: 31.1 Current: -167.59 3.5 31.1
Shiller P/E	10.73	SUBK's Shiller P/E is ranked higher than 88% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 14.60 vs. SUBK: 10.73 )	SUBK' s 10-Year Shiller P/E Range Min: 3.74   Max: 23.34 Current: 10.73 3.74 23.34

Valuation & Return

		vs industry	vs history
Price/Tangible Book	1.1	SUBK's Price/Tangible Book is ranked higher than 58% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 1.00 vs. SUBK: 1.1 )	SUBK' s 10-Year Price/Tangible Book Range Min: 0.8   Max: 3.9 Current: 1.1 0.8 3.9
Price/DCF (Projected)	0.6	SUBK's Price/DCF (Projected) is ranked higher than 66% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 0.50 vs. SUBK: 0.6 )	SUBK' s 10-Year Price/DCF (Projected) Range Min: 0.3   Max: 1 Current: 0.6 0.3 1
Price/Median PS Value	0.7	SUBK's Price/Median PS Value is ranked lower than 59% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 0.80 vs. SUBK: 0.7 )	SUBK' s 10-Year Price/Median PS Value Range Min: 0.3   Max: 1.3 Current: 0.7 0.3 1.3
Earnings Yield (Greenblatt)	9.70	SUBK's Earnings Yield (Greenblatt) is ranked higher than 89% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 5.80 vs. SUBK: 9.70 )	SUBK' s 10-Year Earnings Yield (Greenblatt) Range Min: 3.2   Max: 28.8 Current: 9.7 3.2 28.8
Forward Rate of Return (Yacktman)	13.5	SUBK's Forward Rate of Return (Yacktman) is ranked higher than 73% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 15.01 vs. SUBK: 13.5 )	SUBK' s 10-Year Forward Rate of Return (Yacktman) Range Min: -6   Max: 24.1 Current: 13.5 -6 24.1

Business Description

Suffolk Bancorp is a one-bank holding company engaged in the commercial banking business through Suffolk County National Bank, a full-service commercial bank headquartered in Riverhead, New York. SCNB is Suffolk Bancorp's wholly owned subsidiary. Organized in 1890, Suffolk County National Bank has 30 branch offices in Suffolk County, New York. Its business is to provide banking services to its commercial and retail customers. It offers a full line of domestic retail and commercial banking services, and wealth management services. The Bank's main lending area includes all of Suffolk County, New York, and a limited number of loans or loan-participations in the adjacent markets of Nassau County and New York City. The Bank makes loans secured by commercial real estate that float with the prime rate and other indices or with fixed rates, and commercial and industrial loans to small manufacturers, wholesalers, builders, farmers, and retailers, including dealer financing. The Bank serves as an indirect lender to the customers of a number of automobile dealers. It also makes loans secured by residential mortgages, and both fixed and floating rate second mortgage loans with a variety of plans for repayment. Real estate construction loans are also offered. The Bank finances most of its activities with deposits, including demand, saving, N.O.W., and money market accounts, as well as term certificates. It may also rely on other sources of funds, including inter-bank overnight loans, and sale-repurchase agreements. The company's main competitors include Capital One, Citibank, Bank of America, JPMorgan Chase & Co., TD Bank, Hudson City Savings, People's United Bank and Bridgehampton National Bank, New York City money center banks and regional banks. Suffolk Bancorp's business consists mainly of the ownership, supervision, and control of its subsidiaries. It is a member of the Federal Reserve System, and its deposits are insured by the Federal Deposit Insurance Corporation to the extent provided by law.
Company Website
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Industry:	Banks - Regional - US
Compare:	MTB, USB, PNC, PB, CFR

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Headlines

Articles On GuruFocus.com

Suffolk Bancorp Reports Operating Results (10-K) Mar 15 2011

Suffolk Bancorp Reports Operating Results (10-Q) May 10 2010

Suffolk Bancorp Reports Operating Results (10-Q) Nov 04 2009

Suffolk Bancorp Reports Operating Results (10-Q) Aug 04 2009

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