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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.26
SYA's Cash to Debt is ranked lower than
91% of the 88 Companies
in the Global Insurance - Life industry.

( Industry Median: 5.83 vs. SYA: 0.26 )
Ranked among companies with meaningful Cash to Debt only.
SYA' s Cash to Debt Range Over the Past 10 Years
Min: 0.16  Med: 0.72 Max: No Debt
Current: 0.26
Equity to Asset 0.09
SYA's Equity to Asset is ranked higher than
52% of the 88 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.09 vs. SYA: 0.09 )
Ranked among companies with meaningful Equity to Asset only.
SYA' s Equity to Asset Range Over the Past 10 Years
Min: 0.02  Med: 0.10 Max: 0.12
Current: 0.09
0.02
0.12
Interest Coverage 3.32
SYA's Interest Coverage is ranked lower than
88% of the 66 Companies
in the Global Insurance - Life industry.

( Industry Median: 30.15 vs. SYA: 3.32 )
Ranked among companies with meaningful Interest Coverage only.
SYA' s Interest Coverage Range Over the Past 10 Years
Min: 0.02  Med: 4.14 Max: 8.72
Current: 3.32
0.02
8.72
F-Score: 3
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 6.75
SYA's Operating margin (%) is ranked lower than
65% of the 88 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.73 vs. SYA: 6.75 )
Ranked among companies with meaningful Operating margin (%) only.
SYA' s Operating margin (%) Range Over the Past 10 Years
Min: 0.9  Med: 13.26 Max: 15.65
Current: 6.75
0.9
15.65
Net-margin (%) 7.19
SYA's Net-margin (%) is ranked higher than
53% of the 89 Companies
in the Global Insurance - Life industry.

( Industry Median: 6.46 vs. SYA: 7.19 )
Ranked among companies with meaningful Net-margin (%) only.
SYA' s Net-margin (%) Range Over the Past 10 Years
Min: 1.52  Med: 9.98 Max: 11.66
Current: 7.19
1.52
11.66
ROE (%) 4.74
SYA's ROE (%) is ranked lower than
82% of the 89 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.73 vs. SYA: 4.74 )
Ranked among companies with meaningful ROE (%) only.
SYA' s ROE (%) Range Over the Past 10 Years
Min: 2.81  Med: 8.07 Max: 14.92
Current: 4.74
2.81
14.92
ROA (%) 0.47
SYA's ROA (%) is ranked lower than
74% of the 88 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.87 vs. SYA: 0.47 )
Ranked among companies with meaningful ROA (%) only.
SYA' s ROA (%) Range Over the Past 10 Years
Min: 0.11  Med: 0.74 Max: 0.84
Current: 0.47
0.11
0.84
Revenue Growth (3Y)(%) 8.90
SYA's Revenue Growth (3Y)(%) is ranked higher than
51% of the 74 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.70 vs. SYA: 8.90 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
SYA' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: -0.30 Max: 8.9
Current: 8.9
0
8.9
EBITDA Growth (3Y)(%) 9.60
SYA's EBITDA Growth (3Y)(%) is ranked lower than
54% of the 70 Companies
in the Global Insurance - Life industry.

( Industry Median: 11.20 vs. SYA: 9.60 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
SYA' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: -36.30 Max: 9.6
Current: 9.6
0
9.6
EPS Growth (3Y)(%) 15.40
SYA's EPS Growth (3Y)(%) is ranked higher than
55% of the 66 Companies
in the Global Insurance - Life industry.

( Industry Median: 14.90 vs. SYA: 15.40 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
SYA' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: 6.80 Max: 93
Current: 15.4
0
93
» SYA's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2015

SYA Guru Trades in Q1 2015

Paul Tudor Jones 17,214 sh (+36.51%)
David Dreman 308,905 sh (+8.23%)
HOTCHKIS & WILEY 444,156 sh (+2.05%)
Richard Pzena 867,135 sh (-0.13%)
Chuck Royce 314,700 sh (-11.82%)
Michael Price 450,000 sh (-18.18%)
» More
Q2 2015

SYA Guru Trades in Q2 2015

Paul Tudor Jones 23,904 sh (+38.86%)
David Dreman 337,625 sh (+9.30%)
HOTCHKIS & WILEY 461,856 sh (+3.99%)
Chuck Royce 314,700 sh (unchged)
Michael Price 447,500 sh (-0.56%)
Richard Pzena 755,300 sh (-12.90%)
» More
Q3 2015

SYA Guru Trades in Q3 2015

Ruane Cunniff 12,500 sh (New)
Mario Gabelli 17,100 sh (New)
Paul Tudor Jones 758,193 sh (+3071.82%)
David Dreman 359,046 sh (+6.34%)
HOTCHKIS & WILEY Sold Out
Michael Price 365,000 sh (-18.44%)
Richard Pzena 528,372 sh (-30.04%)
Chuck Royce 170,600 sh (-45.79%)
» More
Q4 2015

SYA Guru Trades in Q4 2015

Mario Gabelli 53,100 sh (+210.53%)
Chuck Royce 170,600 sh (unchged)
Richard Pzena Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with SYA

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Ratios

vs
industry
vs
history
P/E(ttm) 23.70
SYA's P/E(ttm) is ranked lower than
99.99% of the 114 Companies
in the Global Insurance - Life industry.

( Industry Median: 11.00 vs. SYA: 23.70 )
Ranked among companies with meaningful P/E(ttm) only.
SYA' s P/E(ttm) Range Over the Past 10 Years
Min: 6.16  Med: 9.54 Max: 23.7
Current: 23.7
6.16
23.7
Forward P/E 15.24
SYA's Forward P/E is ranked lower than
90% of the 116 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.22 vs. SYA: 15.24 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 23.70
SYA's PE(NRI) is ranked lower than
93% of the 106 Companies
in the Global Insurance - Life industry.

( Industry Median: 12.70 vs. SYA: 23.70 )
Ranked among companies with meaningful PE(NRI) only.
SYA' s PE(NRI) Range Over the Past 10 Years
Min: 6.14  Med: 9.55 Max: 23.72
Current: 23.7
6.14
23.72
P/B 1.19
SYA's P/B is ranked lower than
65% of the 114 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.93 vs. SYA: 1.19 )
Ranked among companies with meaningful P/B only.
SYA' s P/B Range Over the Past 10 Years
Min: 0.32  Med: 0.67 Max: 1.19
Current: 1.19
0.32
1.19
P/S 1.70
SYA's P/S is ranked lower than
99.99% of the 113 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.54 vs. SYA: 1.70 )
Ranked among companies with meaningful P/S only.
SYA' s P/S Range Over the Past 10 Years
Min: 0.58  Med: 0.96 Max: 1.7
Current: 1.7
0.58
1.7
POCF 3.65
SYA's POCF is ranked higher than
50% of the 116 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.65 vs. SYA: 3.65 )
Ranked among companies with meaningful POCF only.
SYA' s POCF Range Over the Past 10 Years
Min: 1.14  Med: 1.97 Max: 3.67
Current: 3.65
1.14
3.67
EV-to-EBIT 22.04
SYA's EV-to-EBIT is ranked lower than
99.99% of the 116 Companies
in the Global Insurance - Life industry.

( Industry Median: 6.18 vs. SYA: 22.04 )
Ranked among companies with meaningful EV-to-EBIT only.
SYA' s EV-to-EBIT Range Over the Past 10 Years
Min: 0.9  Med: 7.00 Max: 22.1
Current: 22.04
0.9
22.1
EV-to-EBITDA 19.49
SYA's EV-to-EBITDA is ranked lower than
99.99% of the 117 Companies
in the Global Insurance - Life industry.

( Industry Median: 6.20 vs. SYA: 19.49 )
Ranked among companies with meaningful EV-to-EBITDA only.
SYA' s EV-to-EBITDA Range Over the Past 10 Years
Min: 0.9  Med: 6.40 Max: 19.5
Current: 19.49
0.9
19.5

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.37
SYA's Dividend Yield is ranked lower than
99.99% of the 111 Companies
in the Global Insurance - Life industry.

( Industry Median: 5.03 vs. SYA: 1.37 )
Ranked among companies with meaningful Dividend Yield only.
SYA' s Dividend Yield Range Over the Past 10 Years
Min: 0.4  Med: 1.74 Max: 2.71
Current: 1.37
0.4
2.71
Dividend Payout 0.32
SYA's Dividend Payout is ranked lower than
54% of the 95 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.30 vs. SYA: 0.32 )
Ranked among companies with meaningful Dividend Payout only.
SYA' s Dividend Payout Range Over the Past 10 Years
Min: 0.11  Med: 0.17 Max: 0.75
Current: 0.32
0.11
0.75
Dividend Growth (3y) 20.30
SYA's Dividend Growth (3y) is ranked higher than
74% of the 53 Companies
in the Global Insurance - Life industry.

( Industry Median: 7.70 vs. SYA: 20.30 )
Ranked among companies with meaningful Dividend Growth (3y) only.
SYA' s Dividend Growth (3y) Range Over the Past 10 Years
Min: 0  Med: 0.00 Max: 31.4
Current: 20.3
0
31.4
Forward Dividend Yield 1.37
SYA's Forward Dividend Yield is ranked lower than
99.99% of the 110 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.61 vs. SYA: 1.37 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 1.37
SYA's Yield on cost (5-Year) is ranked lower than
99.99% of the 117 Companies
in the Global Insurance - Life industry.

( Industry Median: 4.61 vs. SYA: 1.37 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
SYA' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 0.4  Med: 1.74 Max: 2.71
Current: 1.37
0.4
2.71
3-Year Average Share Buyback Ratio 5.40
SYA's 3-Year Average Share Buyback Ratio is ranked higher than
91% of the 66 Companies
in the Global Insurance - Life industry.

( Industry Median: -0.30 vs. SYA: 5.40 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
SYA' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -7.3  Med: 2.30 Max: 0
Current: 5.4
-7.3
0

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.19
SYA's Price/Tangible Book is ranked higher than
57% of the 117 Companies
in the Global Insurance - Life industry.

( Industry Median: 9999.00 vs. SYA: 1.19 )
Ranked among companies with meaningful Price/Tangible Book only.
SYA' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.32  Med: 0.67 Max: 1.18
Current: 1.19
0.32
1.18
Price/Projected FCF 1.49
SYA's Price/Projected FCF is ranked lower than
84% of the 116 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.46 vs. SYA: 1.49 )
Ranked among companies with meaningful Price/Projected FCF only.
SYA' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.17  Med: 0.55 Max: 1.47
Current: 1.49
0.17
1.47
Price/Median PS Value 1.77
SYA's Price/Median PS Value is ranked lower than
99.99% of the 117 Companies
in the Global Insurance - Life industry.

( Industry Median: 9999.00 vs. SYA: 1.77 )
Ranked among companies with meaningful Price/Median PS Value only.
SYA' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.6  Med: 1.01 Max: 1.75
Current: 1.77
0.6
1.75
Price/Graham Number 1.12
SYA's Price/Graham Number is ranked lower than
70% of the 114 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.92 vs. SYA: 1.12 )
Ranked among companies with meaningful Price/Graham Number only.
SYA' s Price/Graham Number Range Over the Past 10 Years
Min: 0.3  Med: 0.54 Max: 1.11
Current: 1.12
0.3
1.11
Earnings Yield (Greenblatt) (%) 4.50
SYA's Earnings Yield (Greenblatt) (%) is ranked lower than
80% of the 86 Companies
in the Global Insurance - Life industry.

( Industry Median: 10.20 vs. SYA: 4.50 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
SYA' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 4.5  Med: 14.20 Max: 113.6
Current: 4.5
4.5
113.6
Forward Rate of Return (Yacktman) (%) -9.16
SYA's Forward Rate of Return (Yacktman) (%) is ranked lower than
97% of the 60 Companies
in the Global Insurance - Life industry.

( Industry Median: 21.24 vs. SYA: -9.16 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
SYA' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -25.2  Med: -13.70 Max: 29.8
Current: -9.16
-25.2
29.8

More Statistics

Revenue(Mil) $2187
EPS $ 1.35
Short Percentage of Float1.62%
52-Week Range $20.24 - 32.02
Shares Outstanding(Mil)116.15

Analyst Estimate

Dec15 Dec16 Dec17
Revenue(Mil) 2,282 2,431 2,585
EPS($) 1.76 1.95 2.10
EPS without NRI($) 1.76 1.95 2.10

Business Description

Industry: Insurance - Life » Insurance - Life
Compare: » details
Traded in other countries:4SY.Germany,
Symetra Financial Corp was incorporated in 2004 under the laws of Delaware. It is a financial services company in the life insurance industry. Its products are distributed domestically in all states and the District of Columbia, through benefits consultants, financial institutions, and independent agents and advisers. The Company manages its business through three divisions, namely The Benefits division, which includes the Benefits segment, provides medical stop-loss insurance, group life and disability income (DI) insurance, and limited benefit medical insurance as its principal products; The Retirement division, which includes the Deferred Annuities and Income Annuities segments, provides single-premium fixed deferred annuities (fixed annuities, including fixed indexed annuities), variable deferred annuities and single premium immediate annuities (SPIAs) as its principal products; The Individual Life Division, which includes the Individual Life segment, offers retail products, such as universal life (UL) and term life insurance, and products sold to institutions, including bank-owned life insurance (BOLI) and variable corporate-owned life Insurance (COLI), as its principal products. The Company faces significant competition for customers and distributors from insurance and other non-insurance financial services companies, such as banks, broker-dealers and asset managers, in each of its businesses. The Company's insurance operations are subject to a wide variety of laws and regulations.
» More Articles for NYSE:SYA

Headlines

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