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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash to Debt 0.16
SYA's Cash to Debt is ranked higher than
61% of the 159 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.36 vs. SYA: 0.16 )
SYA' s 10-Year Cash to Debt Range
Min: 0.16   Max: No Debt
Current: 0.16

Equity to Asset 0.10
SYA's Equity to Asset is ranked higher than
86% of the 169 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.06 vs. SYA: 0.10 )
SYA' s 10-Year Equity to Asset Range
Min: 0.02   Max: 0.12
Current: 0.1

0.02
0.12
Interest Coverage 8.31
SYA's Interest Coverage is ranked higher than
78% of the 140 Companies
in the Global Insurance - Life industry.

( Industry Median: 7.17 vs. SYA: 8.31 )
SYA' s 10-Year Interest Coverage Range
Min: 0.02   Max: 8.69
Current: 8.31

0.02
8.69
F-Score: 7
Z-Score: 0.20
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating margin (%) 13.85
SYA's Operating margin (%) is ranked higher than
91% of the 171 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.25 vs. SYA: 13.85 )
SYA' s 10-Year Operating margin (%) Range
Min: 0.9   Max: 15.65
Current: 13.85

0.9
15.65
Net-margin (%) 11.71
SYA's Net-margin (%) is ranked higher than
94% of the 171 Companies
in the Global Insurance - Life industry.

( Industry Median: 4.93 vs. SYA: 11.71 )
SYA' s 10-Year Net-margin (%) Range
Min: 1.52   Max: 10.69
Current: 11.71

1.52
10.69
ROE (%) 7.87
SYA's ROE (%) is ranked higher than
75% of the 170 Companies
in the Global Insurance - Life industry.

( Industry Median: 11.72 vs. SYA: 7.87 )
SYA' s 10-Year ROE (%) Range
Min: 2.81   Max: 14.92
Current: 7.87

2.81
14.92
ROA (%) 0.81
SYA's ROA (%) is ranked higher than
84% of the 171 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.70 vs. SYA: 0.81 )
SYA' s 10-Year ROA (%) Range
Min: 0.11   Max: 0.84
Current: 0.81

0.11
0.84
ROC (Joel Greenblatt) (%) 161.57
SYA's ROC (Joel Greenblatt) (%) is ranked higher than
76% of the 147 Companies
in the Global Insurance - Life industry.

( Industry Median: 341.36 vs. SYA: 161.57 )
SYA' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 61.61   Max: 3880.54
Current: 161.57

61.61
3880.54
Revenue Growth (3Y)(%) 6.90
SYA's Revenue Growth (3Y)(%) is ranked higher than
81% of the 150 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.70 vs. SYA: 6.90 )
SYA' s 10-Year Revenue Growth (3Y)(%) Range
Min: 0   Max: 6.9
Current: 6.9

0
6.9
EBITDA Growth (3Y)(%) -33.70
SYA's EBITDA Growth (3Y)(%) is ranked higher than
63% of the 142 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.40 vs. SYA: -33.70 )
SYA' s 10-Year EBITDA Growth (3Y)(%) Range
Min: 0   Max: -0.6
Current: -33.7

EPS Growth (3Y)(%) 6.80
SYA's EPS Growth (3Y)(%) is ranked higher than
78% of the 141 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.00 vs. SYA: 6.80 )
SYA' s 10-Year EPS Growth (3Y)(%) Range
Min: 0   Max: 92.2
Current: 6.8

0
92.2
» SYA's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2013

SYA Guru Trades in Q4 2013

RS Investment Management 1,616,164 sh (+76.88%)
Steven Cohen 20,002 sh (+31.81%)
David Dreman 262,300 sh (+14.4%)
Michael Price 1,225,000 sh (-4.67%)
Jeremy Grantham 31,106 sh (-8.21%)
Paul Tudor Jones 45,732 sh (-21.83%)
Chuck Royce 607,144 sh (-24.21%)
HOTCHKIS & WILEY 1,544,453 sh (-28.61%)
Jim Simons 74,888 sh (-80.97%)
» More
Q1 2014

SYA Guru Trades in Q1 2014

Richard Pzena 167,550 sh (New)
Jim Simons 224,055 sh (+199.19%)
David Dreman 270,469 sh (+3.11%)
RS Investment Management 1,543,114 sh (-4.52%)
Paul Tudor Jones 43,617 sh (-4.62%)
Jeremy Grantham 28,200 sh (-9.34%)
Chuck Royce 547,144 sh (-9.88%)
HOTCHKIS & WILEY 1,374,553 sh (-11%)
Michael Price 1,085,000 sh (-11.43%)
Steven Cohen 12,219 sh (-38.91%)
» More
Q2 2014

SYA Guru Trades in Q2 2014

Richard Pzena 1,186,675 sh (+608.25%)
HOTCHKIS & WILEY 1,477,653 sh (+7.5%)
Paul Tudor Jones Sold Out
Jim Simons Sold Out
Jeremy Grantham Sold Out
David Dreman 264,943 sh (-2.04%)
RS Investment Management 1,425,596 sh (-7.62%)
Chuck Royce 500,844 sh (-8.46%)
Michael Price 935,000 sh (-13.82%)
» More
Q3 2014

SYA Guru Trades in Q3 2014

Paul Tudor Jones 15,057 sh (New)
Richard Pzena 1,349,225 sh (+13.7%)
David Dreman 268,615 sh (+1.39%)
RS Investment Management Sold Out
Chuck Royce 406,344 sh (-18.87%)
Michael Price 595,000 sh (-36.36%)
HOTCHKIS & WILEY 674,375 sh (-54.36%)
» More
» Details

Insider Trades

Latest Guru Trades with SYA

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Michael Price 2014-09-30 Reduce -36.36%0.95%$22.42 - $24.82 $ 23.06-1%595000
HOTCHKIS & WILEY 2014-09-30 Reduce -54.36%0.07%$22.42 - $24.82 $ 23.06-1%674375
Michael Price 2014-06-30 Reduce -13.82%0.36%$19.32 - $23.1 $ 23.0610%935000
Richard Pzena 2014-06-30 Add 608.25%0.13%$19.32 - $23.1 $ 23.0610%1186675
Michael Price 2014-03-31 Reduce -11.43%0.34%$18.25 - $20.55 $ 23.0620%1085000
Richard Pzena 2014-03-31 New Buy0.02%$18.25 - $20.55 $ 23.0620%167550
Michael Price 2013-12-31 Reduce -4.67%0.14%$17.65 - $19.2 $ 23.0624%1225000
HOTCHKIS & WILEY 2013-12-31 Reduce -28.61%0.05%$17.65 - $19.2 $ 23.0624%1544453
Michael Price 2013-09-30 Reduce -12.99%0.42%$16.3 - $18.64 $ 23.0629%1285000
David Dreman 2013-09-30 Reduce -71.68%0.3%$16.3 - $18.64 $ 23.0629%229280
NWQ Managers 2013-06-30 Sold Out 0.01%$12.92 - $16.1 $ 23.0665%0
NWQ Managers 2013-03-31 Reduce -75.54%0.02%$12.63 - $13.97 $ 23.0672%46957
Joel Greenblatt 2013-03-31 Sold Out 0.01%$12.63 - $13.97 $ 23.0672%0
Joel Greenblatt 2012-12-31 New Buy0.01%$10.91 - $13.02 $ 23.0689%13275
Joel Greenblatt 2012-12-31 New Buy0.01%$10.91 - $13.02 $ 23.0689%13275
Joel Greenblatt 2012-06-30 Sold Out 0.01%$10.83 - $12.62 $ 23.0698%0
NWQ Managers 2012-06-30 Reduce -28.82%0.01%$10.83 - $12.62 $ 23.0698%191944
David Dreman 2012-03-31 New Buy0.24%$8.96 - $11.59 $ 23.06144%991176
Joel Greenblatt 2011-09-30 New Buy0.02%$8 - $13.67 $ 23.06109%11808
Premium More recent guru trades are included for Premium Members only!!
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Ratios

vs
industry
vs
history
P/E(ttm) 10.70
SYA's P/E(ttm) is ranked higher than
93% of the 184 Companies
in the Global Insurance - Life industry.

( Industry Median: 17.00 vs. SYA: 10.70 )
SYA' s 10-Year P/E(ttm) Range
Min: 6.16   Max: 13.46
Current: 10.7

6.16
13.46
P/B 0.79
SYA's P/B is ranked higher than
94% of the 184 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.51 vs. SYA: 0.79 )
SYA' s 10-Year P/B Range
Min: 0.32   Max: 0.85
Current: 0.79

0.32
0.85
P/S 1.26
SYA's P/S is ranked higher than
73% of the 184 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.87 vs. SYA: 1.26 )
SYA' s 10-Year P/S Range
Min: 0.58   Max: 1.33
Current: 1.26

0.58
1.33
EV-to-EBIT 10.92
SYA's EV-to-EBIT is ranked higher than
83% of the 184 Companies
in the Global Insurance - Life industry.

( Industry Median: 12.24 vs. SYA: 10.92 )
SYA' s 10-Year EV-to-EBIT Range
Min: 3.9   Max: 11.5
Current: 10.92

3.9
11.5
Shiller P/E 15.14
SYA's Shiller P/E is ranked higher than
93% of the 184 Companies
in the Global Insurance - Life industry.

( Industry Median: 25.77 vs. SYA: 15.14 )
SYA' s 10-Year Shiller P/E Range
Min: 8.46   Max: 16.45
Current: 15.14

8.46
16.45

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.73
SYA's Dividend Yield is ranked lower than
55% of the 156 Companies
in the Global Insurance - Life industry.

( Industry Median: 2.25 vs. SYA: 1.73 )
SYA' s 10-Year Dividend Yield Range
Min: 0.4   Max: 2.71
Current: 1.73

0.4
2.71
Dividend Payout 0.18
SYA's Dividend Payout is ranked higher than
85% of the 184 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.40 vs. SYA: 0.18 )
SYA' s 10-Year Dividend Payout Range
Min: 0.11   Max: 0.75
Current: 0.18

0.11
0.75
Dividend growth (3y) 31.40
SYA's Dividend growth (3y) is ranked higher than
95% of the 118 Companies
in the Global Insurance - Life industry.

( Industry Median: 7.60 vs. SYA: 31.40 )
SYA' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 31.4
Current: 31.4

0
31.4
Yield on cost (5-Year) 1.70
SYA's Yield on cost (5-Year) is ranked lower than
62% of the 157 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.26 vs. SYA: 1.70 )
SYA' s 10-Year Yield on cost (5-Year) Range
Min: 0.4   Max: 2.71
Current: 1.7

0.4
2.71
Share Buyback Rate 2.30
SYA's Share Buyback Rate is ranked higher than
93% of the 136 Companies
in the Global Insurance - Life industry.

( Industry Median: -0.70 vs. SYA: 2.30 )
SYA' s 10-Year Share Buyback Rate Range
Min: 0   Max: -7.3
Current: 2.3

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.80
SYA's Price/Tangible Book is ranked higher than
95% of the 184 Companies
in the Global Insurance - Life industry.

( Industry Median: 2.02 vs. SYA: 0.80 )
SYA' s 10-Year Price/Tangible Book Range
Min: 0.32   Max: 0.81
Current: 0.8

0.32
0.81
Price/DCF (Projected) 0.59
SYA's Price/DCF (Projected) is ranked higher than
87% of the 184 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.22 vs. SYA: 0.59 )
SYA' s 10-Year Price/DCF (Projected) Range
Min: 0.14   Max: 0.6
Current: 0.59

0.14
0.6
Price/Median PS Value 1.42
SYA's Price/Median PS Value is ranked higher than
68% of the 184 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.06 vs. SYA: 1.42 )
SYA' s 10-Year Price/Median PS Value Range
Min: 0.66   Max: 1.45
Current: 1.42

0.66
1.45
Price/Graham Number 0.61
SYA's Price/Graham Number is ranked higher than
97% of the 184 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.18 vs. SYA: 0.61 )
SYA' s 10-Year Price/Graham Number Range
Min: 0.27   Max: 0.62
Current: 0.61

0.27
0.62
Earnings Yield (Greenblatt) 9.20
SYA's Earnings Yield (Greenblatt) is ranked higher than
81% of the 171 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.60 vs. SYA: 9.20 )
SYA' s 10-Year Earnings Yield (Greenblatt) Range
Min: 8.7   Max: 25.4
Current: 9.2

8.7
25.4
Forward Rate of Return (Yacktman) -27.17
SYA's Forward Rate of Return (Yacktman) is ranked higher than
63% of the 139 Companies
in the Global Insurance - Life industry.

( Industry Median: 12.80 vs. SYA: -27.17 )
SYA' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -27.3   Max: 29.8
Current: -27.17

-27.3
29.8

Business Description

Industry: Insurance - Life » Insurance - Life
Compare: » details
Traded in other countries:4SY.Germany,
Symetra Financial Corp was incorporated in 2004 under the laws of Delaware. It is a financial services company in the life insurance industry. Its products are distributed domestically in all states and the District of Columbia, through benefits consultants, financial institutions, and independent agents and advisers. The Company manages its business through three divisions, namely The Benefits division, which includes the Benefits segment, provides medical stop-loss insurance, group life and disability income (DI) insurance, and limited benefit medical insurance as its principal products; The Retirement division, which includes the Deferred Annuities and Income Annuities segments, provides single-premium fixed deferred annuities (fixed annuities, including fixed indexed annuities), variable deferred annuities and single premium immediate annuities (SPIAs) as its principal products; The Individual Life Division, which includes the Individual Life segment, offers retail products, such as universal life (UL) and term life insurance, and products sold to institutions, including bank-owned life insurance (BOLI) and variable corporate-owned life Insurance (COLI), as its principal products. The Company faces significant competition for customers and distributors from insurance and other non-insurance financial services companies, such as banks, broker-dealers and asset managers, in each of its businesses. The Company's insurance operations are subject to a wide variety of laws and regulations.
» More Articles for SYA

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