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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash to Debt 0.26
SYA's Cash to Debt is ranked higher than
65% of the 147 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.19 vs. SYA: 0.26 )
SYA' s 10-Year Cash to Debt Range
Min: 0.17   Max: No Debt
Current: 0.26

Equity to Asset 0.11
SYA's Equity to Asset is ranked higher than
87% of the 154 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.06 vs. SYA: 0.11 )
SYA' s 10-Year Equity to Asset Range
Min: 0.02   Max: 0.12
Current: 0.11

0.02
0.12
Interest Coverage 8.31
SYA's Interest Coverage is ranked higher than
80% of the 133 Companies
in the Global Insurance - Life industry.

( Industry Median: 7.89 vs. SYA: 8.31 )
SYA' s 10-Year Interest Coverage Range
Min: 0.02   Max: 8.69
Current: 8.31

0.02
8.69
F-Score: 7
Z-Score: 0.20
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating margin (%) 12.81
SYA's Operating margin (%) is ranked higher than
90% of the 147 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.18 vs. SYA: 12.81 )
SYA' s 10-Year Operating margin (%) Range
Min: 0.9   Max: 15.65
Current: 12.81

0.9
15.65
Net-margin (%) 10.32
SYA's Net-margin (%) is ranked higher than
92% of the 149 Companies
in the Global Insurance - Life industry.

( Industry Median: 4.94 vs. SYA: 10.32 )
SYA' s 10-Year Net-margin (%) Range
Min: 1.52   Max: 10.69
Current: 10.32

1.52
10.69
ROE (%) 7.50
SYA's ROE (%) is ranked higher than
73% of the 149 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.91 vs. SYA: 7.50 )
SYA' s 10-Year ROE (%) Range
Min: 5.66   Max: 13.02
Current: 7.5

5.66
13.02
ROA (%) 0.73
SYA's ROA (%) is ranked higher than
83% of the 149 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.57 vs. SYA: 0.73 )
SYA' s 10-Year ROA (%) Range
Min: 0.11   Max: 0.86
Current: 0.73

0.11
0.86
Revenue Growth (%) 6.90
SYA's Revenue Growth (%) is ranked higher than
84% of the 141 Companies
in the Global Insurance - Life industry.

( Industry Median: 2.90 vs. SYA: 6.90 )
SYA' s 10-Year Revenue Growth (%) Range
Min: 0   Max: 6.9
Current: 6.9

0
6.9
EBITDA Growth (%) -33.70
SYA's EBITDA Growth (%) is ranked higher than
66% of the 134 Companies
in the Global Insurance - Life industry.

( Industry Median: 4.90 vs. SYA: -33.70 )
SYA' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: -0.6
Current: -33.7

EPS Growth (%) 6.80
SYA's EPS Growth (%) is ranked higher than
79% of the 136 Companies
in the Global Insurance - Life industry.

( Industry Median: 6.50 vs. SYA: 6.80 )
SYA' s 10-Year EPS Growth (%) Range
Min: 0   Max: 92.2
Current: 6.8

0
92.2
» SYA's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

SYA Guru Trades in Q3 2013

RS Investment Management 913,728 sh (New)
Paul Tudor Jones 58,500 sh (New)
Chuck Royce 801,052 sh (-4.76%)
Jim Simons 393,600 sh (-6.46%)
HOTCHKIS & WILEY 2,163,432 sh (-10.92%)
Michael Price 1,285,000 sh (-12.99%)
Jeremy Grantham 33,888 sh (-28.67%)
David Dreman 229,280 sh (-71.68%)
Steven Cohen 15,175 sh (-91.5%)
» More
Q4 2013

SYA Guru Trades in Q4 2013

RS Investment Management 1,616,164 sh (+76.88%)
Steven Cohen 20,002 sh (+31.81%)
David Dreman 262,300 sh (+14.4%)
Michael Price 1,225,000 sh (-4.67%)
Jeremy Grantham 31,106 sh (-8.21%)
Paul Tudor Jones 45,732 sh (-21.83%)
Chuck Royce 607,144 sh (-24.21%)
HOTCHKIS & WILEY 1,544,453 sh (-28.61%)
Jim Simons 74,888 sh (-80.97%)
» More
Q1 2014

SYA Guru Trades in Q1 2014

Richard Pzena 167,550 sh (New)
Jim Simons 224,055 sh (+199.19%)
David Dreman 270,469 sh (+3.11%)
RS Investment Management 1,543,114 sh (-4.52%)
Paul Tudor Jones 43,617 sh (-4.62%)
Jeremy Grantham 28,200 sh (-9.34%)
Chuck Royce 547,144 sh (-9.88%)
HOTCHKIS & WILEY 1,374,553 sh (-11%)
Michael Price 1,085,000 sh (-11.43%)
Steven Cohen 12,219 sh (-38.91%)
» More
Q2 2014

SYA Guru Trades in Q2 2014

Richard Pzena 1,186,675 sh (+608.25%)
HOTCHKIS & WILEY 1,477,653 sh (+7.5%)
Paul Tudor Jones Sold Out
Jeremy Grantham Sold Out
Jim Simons Sold Out
David Dreman 264,943 sh (-2.04%)
RS Investment Management 1,425,596 sh (-7.62%)
Chuck Royce 500,844 sh (-8.46%)
Michael Price 935,000 sh (-13.82%)
» More
» Details

Insider Trades

Latest Guru Trades with SYA

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Michael Price 2014-06-30 Reduce -13.82%0.36%$19.32 - $23.1 $ 23.3612%935000
Michael Price 2014-03-31 Reduce -11.43%0.34%$18.25 - $20.55 $ 23.3621%1085000
Michael Price 2013-12-31 Reduce -4.67%0.14%$17.65 - $19.2 $ 23.3626%1225000
Michael Price 2013-09-30 Reduce -12.99%0.42%$16.3 - $18.64 $ 23.3631%1285000
David Dreman 2013-09-30 Reduce -71.68%0.3%$16.3 - $18.64 $ 23.3631%229280
Joel Greenblatt 2013-03-31 Sold Out 0.01%$12.63 - $13.97 $ 23.3675%0
Joel Greenblatt 2012-12-31 New Buy0.01%$10.91 - $13.02 $ 23.3691%13275
Joel Greenblatt 2012-12-31 New Buy0.01%$10.91 - $13.02 $ 23.3691%13275
Joel Greenblatt 2012-06-30 Sold Out 0.01%$10.83 - $12.62 $ 23.36101%0
David Dreman 2012-03-31 New Buy0.24%$8.96 - $11.59 $ 23.36147%991176
Joel Greenblatt 2011-09-30 New Buy0.02%$8 - $13.67 $ 23.36112%11808
Premium More recent guru trades are included for Premium Members only!!
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Ratios

vs
industry
vs
history
P/E(ttm) 10.50
SYA's P/E(ttm) is ranked higher than
92% of the 155 Companies
in the Global Insurance - Life industry.

( Industry Median: 15.10 vs. SYA: 10.50 )
SYA' s 10-Year P/E(ttm) Range
Min: 6.16   Max: 13.46
Current: 10.5

6.16
13.46
P/B 0.80
SYA's P/B is ranked higher than
94% of the 155 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.50 vs. SYA: 0.80 )
SYA' s 10-Year P/B Range
Min: 0.32   Max: 0.85
Current: 0.8

0.32
0.85
P/S 1.30
SYA's P/S is ranked lower than
55% of the 155 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.85 vs. SYA: 1.30 )
SYA' s 10-Year P/S Range
Min: 0.58   Max: 1.3
Current: 1.3

0.58
1.3
PFCF 2.80
SYA's PFCF is ranked higher than
88% of the 155 Companies
in the Global Insurance - Life industry.

( Industry Median: 5.60 vs. SYA: 2.80 )
SYA' s 10-Year PFCF Range
Min: 1.14   Max: 2.88
Current: 2.8

1.14
2.88
EV-to-EBIT 9.50
SYA's EV-to-EBIT is ranked higher than
86% of the 155 Companies
in the Global Insurance - Life industry.

( Industry Median: 11.23 vs. SYA: 9.50 )
SYA' s 10-Year EV-to-EBIT Range
Min: 4.9   Max: 11
Current: 9.5

4.9
11
Shiller P/E 16.00
SYA's Shiller P/E is ranked higher than
86% of the 155 Companies
in the Global Insurance - Life industry.

( Industry Median: 23.40 vs. SYA: 16.00 )
SYA' s 10-Year Shiller P/E Range
Min: 8.39   Max: 16
Current: 16

8.39
16

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.60
SYA's Dividend Yield is ranked lower than
61% of the 135 Companies
in the Global Insurance - Life industry.

( Industry Median: 2.16 vs. SYA: 1.60 )
SYA' s 10-Year Dividend Yield Range
Min: 0.4   Max: 2.71
Current: 1.6

0.4
2.71
Dividend Payout 0.17
SYA's Dividend Payout is ranked higher than
87% of the 155 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.40 vs. SYA: 0.17 )
SYA' s 10-Year Dividend Payout Range
Min: 0.11   Max: 0.75
Current: 0.17

0.11
0.75
Dividend growth (3y) 31.40
SYA's Dividend growth (3y) is ranked higher than
94% of the 101 Companies
in the Global Insurance - Life industry.

( Industry Median: 6.60 vs. SYA: 31.40 )
SYA' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 31.4
Current: 31.4

0
31.4
Yield on cost (5-Year) 1.60
SYA's Yield on cost (5-Year) is ranked lower than
65% of the 136 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.30 vs. SYA: 1.60 )
SYA' s 10-Year Yield on cost (5-Year) Range
Min: 0.4   Max: 2.71
Current: 1.6

0.4
2.71
Share Buyback Rate 2.30
SYA's Share Buyback Rate is ranked higher than
92% of the 126 Companies
in the Global Insurance - Life industry.

( Industry Median: -0.30 vs. SYA: 2.30 )
SYA' s 10-Year Share Buyback Rate Range
Min: 0   Max: -7.3
Current: 2.3

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.80
SYA's Price/Tangible Book is ranked higher than
97% of the 155 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.80 vs. SYA: 0.80 )
SYA' s 10-Year Price/Tangible Book Range
Min: 0.32   Max: 0.8
Current: 0.8

0.32
0.8
Price/DCF (Projected) 0.20
SYA's Price/DCF (Projected) is ranked higher than
97% of the 155 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.50 vs. SYA: 0.20 )
SYA' s 10-Year Price/DCF (Projected) Range
Min: 0.11   Max: 0.23
Current: 0.2

0.11
0.23
Price/Median PS Value 1.50
SYA's Price/Median PS Value is ranked higher than
54% of the 155 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.00 vs. SYA: 1.50 )
SYA' s 10-Year Price/Median PS Value Range
Min: 0.67   Max: 1.43
Current: 1.5

0.67
1.43
Price/Graham Number 0.60
SYA's Price/Graham Number is ranked higher than
98% of the 155 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.10 vs. SYA: 0.60 )
SYA' s 10-Year Price/Graham Number Range
Min: 0.27   Max: 0.59
Current: 0.6

0.27
0.59
Earnings Yield (Greenblatt) 10.20
SYA's Earnings Yield (Greenblatt) is ranked higher than
79% of the 150 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.40 vs. SYA: 10.20 )
SYA' s 10-Year Earnings Yield (Greenblatt) Range
Min: 9.1   Max: 20.6
Current: 10.2

9.1
20.6
Forward Rate of Return (Yacktman) -13.18
SYA's Forward Rate of Return (Yacktman) is ranked higher than
65% of the 134 Companies
in the Global Insurance - Life industry.

( Industry Median: 22.54 vs. SYA: -13.18 )
SYA' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -10.1   Max: 44.1
Current: -13.18

-10.1
44.1

Business Description

Industry: Insurance - Life » Insurance - Life
Compare: » details
Traded in other countries:4SY.Germany
Symetra Financial Corporation is a Delaware corporation that, through its subsidiaries, offers retirement, group insurance products and life insurance products, including annuities marketed through benefits consultants, financial institutions and independent agents and advisors in all states and the District of Columbia. The company operates in five segments: Benefits, Deferred Annuities, Income Annuities, Life and Other. In benefits segment it offers medical stop-loss insurance, limited benefit medical plans, group life insurance, accidental death and dismemberment insurance and disability income insurance mainly to employer groups of 50 to 5,000 individuals. In addition to insurance products Benefits offers managing general underwriting, or MGU, services. In Deferred Annuities the company offers fixed and variable deferred annuities to consumers who want to accumulate tax-deferred assets for retirement. In Income Annuities it offers single premium immediate annuities, or SPIAs, to customers seeking a reliable source of retirement income or to protect against outliving their assets during retirement, and structured settlement annuities to fund third party personal injury settlements. In addition, Income Annuities offers funding services options to existing structured settlement clients. The company in Life Division offers a wide array of insurance products such as term and universal life insurance including single-premium life insurance, as well as BOLI and its other segment consists of unallocated corporate income, composed primarily of investment income on unallocated surplus, unallocated corporate expenses, interest expense on debt, earnings related to limited partnership interests, the results of small, non-insurance businesses that are managed outside of its divisions, and inter-segment elimination entries. Its principal products include medical stop-loss insurance; fixed and variable deferred annuities; single premium immediate annuities; universal life insurance, including single-premium life (SPL) and bank-owned life insurance (BOLI), and term life insurance. The Company's insurance operations are subject to a variety of laws and regulations. State insurance laws regulate most aspects of its insurance businesses, and its insurance subsidiaries are regulated by the insurance departments of the states in which they are domiciled and licensed.
» More Articles for SYA

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