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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash to Debt 0.33
SYA's Cash to Debt is ranked lower than
90% of the 78 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.42 vs. SYA: 0.33 )
Ranked among companies with meaningful Cash to Debt only.
SYA' s 10-Year Cash to Debt Range
Min: 0.16  Med: 9999.00 Max: No Debt
Current: 0.33
Equity to Asset 0.11
SYA's Equity to Asset is ranked higher than
64% of the 80 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.09 vs. SYA: 0.11 )
Ranked among companies with meaningful Equity to Asset only.
SYA' s 10-Year Equity to Asset Range
Min: 0.02  Med: 0.10 Max: 0.12
Current: 0.11
0.02
0.12
Interest Coverage 7.95
SYA's Interest Coverage is ranked lower than
68% of the 62 Companies
in the Global Insurance - Life industry.

( Industry Median: 14.17 vs. SYA: 7.95 )
Ranked among companies with meaningful Interest Coverage only.
SYA' s 10-Year Interest Coverage Range
Min: 0.02  Med: 4.14 Max: 8.72
Current: 7.95
0.02
8.72
F-Score: 4
WACC vs ROIC
2.80%
5.58%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 11.26
SYA's Operating margin (%) is ranked higher than
64% of the 80 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.15 vs. SYA: 11.26 )
Ranked among companies with meaningful Operating margin (%) only.
SYA' s 10-Year Operating margin (%) Range
Min: 0.9  Med: 13.26 Max: 15.65
Current: 11.26
0.9
15.65
Net-margin (%) 9.78
SYA's Net-margin (%) is ranked higher than
72% of the 80 Companies
in the Global Insurance - Life industry.

( Industry Median: 5.54 vs. SYA: 9.78 )
Ranked among companies with meaningful Net-margin (%) only.
SYA' s 10-Year Net-margin (%) Range
Min: 1.52  Med: 9.98 Max: 11.66
Current: 9.78
1.52
11.66
ROE (%) 6.32
SYA's ROE (%) is ranked lower than
71% of the 80 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.97 vs. SYA: 6.32 )
Ranked among companies with meaningful ROE (%) only.
SYA' s 10-Year ROE (%) Range
Min: 2.81  Med: 8.07 Max: 14.92
Current: 6.32
2.81
14.92
ROA (%) 0.66
SYA's ROA (%) is ranked lower than
51% of the 80 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.68 vs. SYA: 0.66 )
Ranked among companies with meaningful ROA (%) only.
SYA' s 10-Year ROA (%) Range
Min: 0.11  Med: 0.74 Max: 0.84
Current: 0.66
0.11
0.84
ROC (Joel Greenblatt) (%) 94.00
SYA's ROC (Joel Greenblatt) (%) is ranked lower than
75% of the 67 Companies
in the Global Insurance - Life industry.

( Industry Median: 253.98 vs. SYA: 94.00 )
Ranked among companies with meaningful ROC (Joel Greenblatt) (%) only.
SYA' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 74.04  Med: 3912.23 Max: 11213.76
Current: 94
74.04
11213.76
Revenue Growth (3Y)(%) 8.90
SYA's Revenue Growth (3Y)(%) is ranked lower than
54% of the 69 Companies
in the Global Insurance - Life industry.

( Industry Median: 10.20 vs. SYA: 8.90 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
SYA' s 10-Year Revenue Growth (3Y)(%) Range
Min: 0  Med: -0.30 Max: 8.9
Current: 8.9
0
8.9
EBITDA Growth (3Y)(%) 9.60
SYA's EBITDA Growth (3Y)(%) is ranked lower than
53% of the 66 Companies
in the Global Insurance - Life industry.

( Industry Median: 11.10 vs. SYA: 9.60 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
SYA' s 10-Year EBITDA Growth (3Y)(%) Range
Min: 0  Med: -36.30 Max: 9.6
Current: 9.6
0
9.6
EPS Growth (3Y)(%) 15.50
SYA's EPS Growth (3Y)(%) is ranked higher than
52% of the 64 Companies
in the Global Insurance - Life industry.

( Industry Median: 15.10 vs. SYA: 15.50 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
SYA' s 10-Year EPS Growth (3Y)(%) Range
Min: 0  Med: 6.80 Max: 92.2
Current: 15.5
0
92.2
» SYA's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2014

SYA Guru Trades in Q2 2014

Richard Pzena 1,186,675 sh (+608.25%)
HOTCHKIS & WILEY 1,477,653 sh (+7.50%)
Jeremy Grantham Sold Out
Paul Tudor Jones Sold Out
Jim Simons Sold Out
David Dreman 264,943 sh (-2.04%)
RS Investment Management 1,425,596 sh (-7.62%)
Chuck Royce 500,844 sh (-8.46%)
Michael Price 935,000 sh (-13.82%)
» More
Q3 2014

SYA Guru Trades in Q3 2014

Paul Tudor Jones 15,057 sh (New)
Richard Pzena 1,349,225 sh (+13.70%)
David Dreman 268,615 sh (+1.39%)
RS Investment Management Sold Out
Chuck Royce 406,344 sh (-18.87%)
Michael Price 595,000 sh (-36.36%)
HOTCHKIS & WILEY 674,375 sh (-54.36%)
» More
Q4 2014

SYA Guru Trades in Q4 2014

David Dreman 285,415 sh (+6.25%)
Michael Price 550,000 sh (-7.56%)
Chuck Royce 356,900 sh (-12.17%)
Paul Tudor Jones 12,610 sh (-16.25%)
HOTCHKIS & WILEY 435,226 sh (-35.46%)
Richard Pzena 868,260 sh (-35.65%)
» More
Q1 2015

SYA Guru Trades in Q1 2015

Paul Tudor Jones 17,214 sh (+36.51%)
David Dreman 308,905 sh (+8.23%)
HOTCHKIS & WILEY 444,156 sh (+2.05%)
Richard Pzena 867,135 sh (-0.13%)
Chuck Royce 314,700 sh (-11.82%)
Michael Price 450,000 sh (-18.18%)
» More
» Details

Insider Trades

Latest Guru Trades with SYA

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Ratios

vs
industry
vs
history
P/E(ttm) 13.60
SYA's P/E(ttm) is ranked higher than
56% of the 73 Companies
in the Global Insurance - Life industry.

( Industry Median: 14.50 vs. SYA: 13.60 )
Ranked among companies with meaningful P/E(ttm) only.
SYA' s 10-Year P/E(ttm) Range
Min: 6.16  Med: 9.38 Max: 13.59
Current: 13.6
6.16
13.59
Forward P/E 12.87
SYA's Forward P/E is ranked lower than
61% of the 51 Companies
in the Global Insurance - Life industry.

( Industry Median: 11.76 vs. SYA: 12.87 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 13.60
SYA's PE(NRI) is ranked higher than
56% of the 73 Companies
in the Global Insurance - Life industry.

( Industry Median: 14.40 vs. SYA: 13.60 )
Ranked among companies with meaningful PE(NRI) only.
SYA' s 10-Year PE(NRI) Range
Min: 6.14  Med: 9.39 Max: 13.61
Current: 13.6
6.14
13.61
P/B 0.82
SYA's P/B is ranked higher than
73% of the 79 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.26 vs. SYA: 0.82 )
Ranked among companies with meaningful P/B only.
SYA' s 10-Year P/B Range
Min: 0.32  Med: 0.65 Max: 0.85
Current: 0.82
0.32
0.85
P/S 1.33
SYA's P/S is ranked lower than
70% of the 80 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.87 vs. SYA: 1.33 )
Ranked among companies with meaningful P/S only.
SYA' s 10-Year P/S Range
Min: 0.58  Med: 0.92 Max: 1.33
Current: 1.33
0.58
1.33
POCF 3.06
SYA's POCF is ranked higher than
74% of the 68 Companies
in the Global Insurance - Life industry.

( Industry Median: 5.42 vs. SYA: 3.06 )
Ranked among companies with meaningful POCF only.
SYA' s 10-Year POCF Range
Min: 1.14  Med: 1.92 Max: 3.07
Current: 3.06
1.14
3.07
EV-to-EBIT 11.82
SYA's EV-to-EBIT is ranked lower than
66% of the 70 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.99 vs. SYA: 11.82 )
Ranked among companies with meaningful EV-to-EBIT only.
SYA' s 10-Year EV-to-EBIT Range
Min: 4  Med: 7.70 Max: 13.7
Current: 11.82
4
13.7
Shiller P/E 14.76
SYA's Shiller P/E is ranked higher than
59% of the 59 Companies
in the Global Insurance - Life industry.

( Industry Median: 17.08 vs. SYA: 14.76 )
Ranked among companies with meaningful Shiller P/E only.
SYA' s 10-Year Shiller P/E Range
Min: 8.39  Med: 13.75 Max: 16.45
Current: 14.76
8.39
16.45
Days Sales Outstanding 37.78
SYA's Days Sales Outstanding is ranked lower than
57% of the 35 Companies
in the Global Insurance - Life industry.

( Industry Median: 31.81 vs. SYA: 37.78 )
Ranked among companies with meaningful Days Sales Outstanding only.
SYA' s 10-Year Days Sales Outstanding Range
Min: 11.32  Med: 17.30 Max: 41.4
Current: 37.78
11.32
41.4

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.68
SYA's Dividend Yield is ranked lower than
108% of the 97 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.61 vs. SYA: 1.68 )
Ranked among companies with meaningful Dividend Yield only.
SYA' s 10-Year Dividend Yield Range
Min: 0.4  Med: 1.77 Max: 2.71
Current: 1.68
0.4
2.71
Dividend Payout 0.22
SYA's Dividend Payout is ranked higher than
64% of the 87 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.29 vs. SYA: 0.22 )
Ranked among companies with meaningful Dividend Payout only.
SYA' s 10-Year Dividend Payout Range
Min: 0.11  Med: 0.17 Max: 0.75
Current: 0.22
0.11
0.75
Dividend growth (3y) 20.30
SYA's Dividend growth (3y) is ranked higher than
70% of the 53 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.40 vs. SYA: 20.30 )
Ranked among companies with meaningful Dividend growth (3y) only.
SYA' s 10-Year Dividend growth (3y) Range
Min: 0  Med: 0.00 Max: 31.4
Current: 20.3
0
31.4
Yield on cost (5-Year) 1.67
SYA's Yield on cost (5-Year) is ranked lower than
118% of the 102 Companies
in the Global Insurance - Life industry.

( Industry Median: 4.63 vs. SYA: 1.67 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
SYA' s 10-Year Yield on cost (5-Year) Range
Min: 0.4  Med: 1.77 Max: 2.71
Current: 1.67
0.4
2.71
Share Buyback Rate 5.40
SYA's Share Buyback Rate is ranked higher than
89% of the 62 Companies
in the Global Insurance - Life industry.

( Industry Median: -0.20 vs. SYA: 5.40 )
Ranked among companies with meaningful Share Buyback Rate only.
SYA' s 10-Year Share Buyback Rate Range
Min: 0  Med: 2.30 Max: -7.3
Current: 5.4

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.82
SYA's Price/Tangible Book is ranked higher than
79% of the 76 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.75 vs. SYA: 0.82 )
Ranked among companies with meaningful Price/Tangible Book only.
SYA' s 10-Year Price/Tangible Book Range
Min: 0.32  Med: 0.62 Max: 0.8
Current: 0.82
0.32
0.8
Price/Projected FCF 1.02
SYA's Price/Projected FCF is ranked lower than
69% of the 48 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.58 vs. SYA: 1.02 )
Ranked among companies with meaningful Price/Projected FCF only.
SYA' s 10-Year Price/Projected FCF Range
Min: 0.17  Med: 0.49 Max: 0.96
Current: 1.02
0.17
0.96
Price/Median PS Value 1.44
SYA's Price/Median PS Value is ranked lower than
81% of the 70 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.06 vs. SYA: 1.44 )
Ranked among companies with meaningful Price/Median PS Value only.
SYA' s 10-Year Price/Median PS Value Range
Min: 0.63  Med: 1.02 Max: 1.38
Current: 1.44
0.63
1.38
Price/Graham Number 0.70
SYA's Price/Graham Number is ranked higher than
81% of the 64 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.98 vs. SYA: 0.70 )
Ranked among companies with meaningful Price/Graham Number only.
SYA' s 10-Year Price/Graham Number Range
Min: 0.28  Med: 0.49 Max: 0.66
Current: 0.7
0.28
0.66
Earnings Yield (Greenblatt) (%) 8.50
SYA's Earnings Yield (Greenblatt) (%) is ranked lower than
58% of the 79 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.60 vs. SYA: 8.50 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
SYA' s 10-Year Earnings Yield (Greenblatt) (%) Range
Min: 7.3  Med: 13.00 Max: 25.1
Current: 8.5
7.3
25.1
Forward Rate of Return (Yacktman) (%) -13.92
SYA's Forward Rate of Return (Yacktman) (%) is ranked lower than
95% of the 59 Companies
in the Global Insurance - Life industry.

( Industry Median: 18.84 vs. SYA: -13.92 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
SYA' s 10-Year Forward Rate of Return (Yacktman) (%) Range
Min: -27.8  Med: -13.90 Max: 29.8
Current: -13.92
-27.8
29.8

Business Description

Industry: Insurance - Life » Insurance - Life
Compare: » details
Traded in other countries:4SY.Germany,
Symetra Financial Corp was incorporated in 2004 under the laws of Delaware. It is a financial services company in the life insurance industry. Its products are distributed domestically in all states and the District of Columbia, through benefits consultants, financial institutions, and independent agents and advisers. The Company manages its business through three divisions, namely The Benefits division, which includes the Benefits segment, provides medical stop-loss insurance, group life and disability income (DI) insurance, and limited benefit medical insurance as its principal products; The Retirement division, which includes the Deferred Annuities and Income Annuities segments, provides single-premium fixed deferred annuities (fixed annuities, including fixed indexed annuities), variable deferred annuities and single premium immediate annuities (SPIAs) as its principal products; The Individual Life Division, which includes the Individual Life segment, offers retail products, such as universal life (UL) and term life insurance, and products sold to institutions, including bank-owned life insurance (BOLI) and variable corporate-owned life Insurance (COLI), as its principal products. The Company faces significant competition for customers and distributors from insurance and other non-insurance financial services companies, such as banks, broker-dealers and asset managers, in each of its businesses. The Company's insurance operations are subject to a wide variety of laws and regulations.
» More Articles for SYA

Headlines

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