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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash to Debt 0.17
SYA's Cash to Debt is ranked higher than
61% of the 136 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.10 vs. SYA: 0.17 )
SYA' s 10-Year Cash to Debt Range
Min: 0.17   Max: No Debt
Current: 0.17

Equity to Asset 0.10
SYA's Equity to Asset is ranked higher than
85% of the 147 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.06 vs. SYA: 0.10 )
SYA' s 10-Year Equity to Asset Range
Min: 0.02   Max: 0.12
Current: 0.1

0.02
0.12
Interest Coverage 8.31
SYA's Interest Coverage is ranked higher than
78% of the 122 Companies
in the Global Insurance - Life industry.

( Industry Median: 7.33 vs. SYA: 8.31 )
SYA' s 10-Year Interest Coverage Range
Min: 0.02   Max: 8.72
Current: 8.31

0.02
8.72
F-Score: 6
Z-Score: 0.20
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating margin (%) 12.81
SYA's Operating margin (%) is ranked higher than
89% of the 146 Companies
in the Global Insurance - Life industry.

( Industry Median: 7.21 vs. SYA: 12.81 )
SYA' s 10-Year Operating margin (%) Range
Min: 0.9   Max: 15.65
Current: 12.81

0.9
15.65
Net-margin (%) 10.32
SYA's Net-margin (%) is ranked higher than
91% of the 148 Companies
in the Global Insurance - Life industry.

( Industry Median: 4.80 vs. SYA: 10.32 )
SYA' s 10-Year Net-margin (%) Range
Min: 1.52   Max: 10.52
Current: 10.32

1.52
10.52
ROE (%) 7.50
SYA's ROE (%) is ranked higher than
74% of the 148 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.65 vs. SYA: 7.50 )
SYA' s 10-Year ROE (%) Range
Min: 5.66   Max: 13.02
Current: 7.5

5.66
13.02
ROA (%) 0.73
SYA's ROA (%) is ranked higher than
82% of the 148 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.58 vs. SYA: 0.73 )
SYA' s 10-Year ROA (%) Range
Min: 0.11   Max: 0.86
Current: 0.73

0.11
0.86
Revenue Growth (%) 6.90
SYA's Revenue Growth (%) is ranked higher than
83% of the 134 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.10 vs. SYA: 6.90 )
SYA' s 10-Year Revenue Growth (%) Range
Min: 0   Max: 6.9
Current: 6.9

0
6.9
EBITDA Growth (%) 3.40
SYA's EBITDA Growth (%) is ranked higher than
76% of the 123 Companies
in the Global Insurance - Life industry.

( Industry Median: 6.60 vs. SYA: 3.40 )
SYA' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: 3.4
Current: 3.4

0
3.4
EPS Growth (%) 6.80
SYA's EPS Growth (%) is ranked higher than
78% of the 121 Companies
in the Global Insurance - Life industry.

( Industry Median: 6.50 vs. SYA: 6.80 )
SYA' s 10-Year EPS Growth (%) Range
Min: 0   Max: 92.2
Current: 6.8

0
92.2
» SYA's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2013

SYA Guru Trades in Q1 2013

Paul Tudor Jones 46,800 sh (+36.84%)
HOTCHKIS & WILEY 2,446,632 sh (+5.32%)
Jeremy Grantham 53,336 sh (+1.52%)
Joel Greenblatt Sold Out
Francis Chou Sold Out
David Dreman 953,582 sh (-1.06%)
Chuck Royce 670,952 sh (-5.82%)
Michael Price 1,476,800 sh (-17.5%)
NWQ Managers 46,957 sh (-75.54%)
» More
Q2 2013

SYA Guru Trades in Q2 2013

Jim Simons 420,800 sh (New)
Steven Cohen 178,541 sh (New)
Chuck Royce 841,052 sh (+25.35%)
Michael Price 1,476,800 sh (unchged)
Paul Tudor Jones Sold Out
NWQ Managers Sold Out
Chou RRSP Fund Sold Out
HOTCHKIS & WILEY 2,428,732 sh (-0.73%)
Jeremy Grantham 47,510 sh (-10.92%)
David Dreman 809,514 sh (-15.11%)
» More
Q3 2013

SYA Guru Trades in Q3 2013

RS Investment Management 913,728 sh (New)
Paul Tudor Jones 58,500 sh (New)
Chuck Royce 801,052 sh (-4.76%)
Jim Simons 393,600 sh (-6.46%)
HOTCHKIS & WILEY 2,163,432 sh (-10.92%)
Michael Price 1,285,000 sh (-12.99%)
Jeremy Grantham 33,888 sh (-28.67%)
David Dreman 229,280 sh (-71.68%)
Steven Cohen 15,175 sh (-91.5%)
» More
Q4 2013

SYA Guru Trades in Q4 2013

RS Investment Management 1,616,164 sh (+76.88%)
Steven Cohen 20,002 sh (+31.81%)
David Dreman 262,300 sh (+14.4%)
Michael Price 1,225,000 sh (-4.67%)
Jeremy Grantham 31,106 sh (-8.21%)
Paul Tudor Jones 45,732 sh (-21.83%)
Chuck Royce 607,144 sh (-24.21%)
HOTCHKIS & WILEY 1,544,453 sh (-28.61%)
Jim Simons 74,888 sh (-80.97%)
» More
» Details

Insider Trades

Latest Guru Trades with SYA

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Michael Price 2013-12-31 Reduce -4.67%0.14%$17.65 - $19.2 $ 20.259%1225000
Michael Price 2013-09-30 Reduce -12.99%0.42%$16.3 - $18.64 $ 20.2514%1285000
David Dreman 2013-09-30 Reduce -71.68%0.3%$16.3 - $18.64 $ 20.2514%229280
Joel Greenblatt 2013-03-31 Sold Out 0.01%$12.63 - $13.97 $ 20.2551%0
Joel Greenblatt 2012-12-31 New Buy0.01%$10.91 - $13.02 $ 20.2566%13275
Joel Greenblatt 2012-12-31 New Buy0.01%$10.91 - $13.02 $ 20.2566%13275
Joel Greenblatt 2012-06-30 Sold Out 0.01%$10.83 - $12.62 $ 20.2574%0
David Dreman 2012-03-31 New Buy0.24%$8.96 - $11.59 $ 20.25114%991176
Joel Greenblatt 2011-09-30 New Buy0.02%$8 - $13.67 $ 20.2584%11808
Premium More recent guru trades are included for Premium Members only!!
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Top Ranked Articles about Symetra Financial Corporation

Insider Trends in the Financial Services Sector
Over the past seven days, 73 separate insider buys have been reported in 42 different financial services companies. These companies reported that their insiders bought a minimum of 100 company shares. On the other side, there were 138 insiders selling at least 100 of their shares in 85 different financial services companies. Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 11.60
SYA's P/E(ttm) is ranked higher than
87% of the 137 Companies
in the Global Insurance - Life industry.

( Industry Median: 14.20 vs. SYA: 11.60 )
SYA' s 10-Year P/E(ttm) Range
Min: 6.16   Max: 13.46
Current: 11.6

6.16
13.46
P/B 0.81
SYA's P/B is ranked higher than
93% of the 147 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.51 vs. SYA: 0.81 )
SYA' s 10-Year P/B Range
Min: 0.32   Max: 0.85
Current: 0.81

0.32
0.85
P/S 1.19
SYA's P/S is ranked higher than
56% of the 149 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.87 vs. SYA: 1.19 )
SYA' s 10-Year P/S Range
Min: 0.58   Max: 1.2
Current: 1.19

0.58
1.2
PFCF 2.52
SYA's PFCF is ranked higher than
88% of the 130 Companies
in the Global Insurance - Life industry.

( Industry Median: 4.54 vs. SYA: 2.52 )
SYA' s 10-Year PFCF Range
Min: 1.14   Max: 2.54
Current: 2.52

1.14
2.54
EV-to-EBIT 10.33
SYA's EV-to-EBIT is ranked higher than
82% of the 133 Companies
in the Global Insurance - Life industry.

( Industry Median: 11.90 vs. SYA: 10.33 )
SYA' s 10-Year EV-to-EBIT Range
Min: 5   Max: 11
Current: 10.33

5
11
PEG 1.90
SYA's PEG is ranked higher than
70% of the 89 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.20 vs. SYA: 1.90 )
SYA' s 10-Year PEG Range
Min: 0.25   Max: 1.9
Current: 1.9

0.25
1.9
Shiller P/E 14.97
SYA's Shiller P/E is ranked higher than
85% of the 117 Companies
in the Global Insurance - Life industry.

( Industry Median: 18.35 vs. SYA: 14.97 )
SYA' s 10-Year Shiller P/E Range
Min: 8.39   Max: 15.13
Current: 14.97

8.39
15.13

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.80
SYA's Dividend Yield is ranked lower than
54% of the 127 Companies
in the Global Insurance - Life industry.

( Industry Median: 2.20 vs. SYA: 1.80 )
SYA' s 10-Year Dividend Yield Range
Min: 0.4   Max: 2.71
Current: 1.8

0.4
2.71
Dividend Payout 0.21
SYA's Dividend Payout is ranked higher than
80% of the 110 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.33 vs. SYA: 0.21 )
SYA' s 10-Year Dividend Payout Range
Min: 0.11   Max: 0.2
Current: 0.21

0.11
0.2
Dividend growth (3y) 31.40
SYA's Dividend growth (3y) is ranked higher than
95% of the 82 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.60 vs. SYA: 31.40 )
SYA' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 31.4
Current: 31.4

0
31.4
Yield on cost (5-Year) 1.80
SYA's Yield on cost (5-Year) is ranked lower than
65% of the 128 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.25 vs. SYA: 1.80 )
SYA' s 10-Year Yield on cost (5-Year) Range
Min: 0.4   Max: 2.71
Current: 1.8

0.4
2.71
Share Buyback Rate 2.30
SYA's Share Buyback Rate is ranked higher than
91% of the 122 Companies
in the Global Insurance - Life industry.

( Industry Median: -0.50 vs. SYA: 2.30 )
SYA' s 10-Year Share Buyback Rate Range
Min: 0   Max: -7.3
Current: 2.3

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.81
SYA's Price/Tangible Book is ranked higher than
98% of the 131 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.75 vs. SYA: 0.81 )
SYA' s 10-Year Price/Tangible Book Range
Min: 0.35   Max: 0.76
Current: 0.81

0.35
0.76
Price/DCF (Projected) 0.21
SYA's Price/DCF (Projected) is ranked higher than
93% of the 104 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.38 vs. SYA: 0.21 )
SYA' s 10-Year Price/DCF (Projected) Range
Min: 0.11   Max: 0.2
Current: 0.21

0.11
0.2
Price/Median PS Value 1.39
SYA's Price/Median PS Value is ranked higher than
60% of the 134 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.02 vs. SYA: 1.39 )
SYA' s 10-Year Price/Median PS Value Range
Min: 0.73   Max: 1.3
Current: 1.39

0.73
1.3
Price/Peter Lynch Fair Value 0.46
SYA's Price/Peter Lynch Fair Value is ranked lower than
192% of the 36 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.80 vs. SYA: 0.46 )
SYA' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.43   Max: 0.43
Current: 0.46

Price/Graham Number 0.62
SYA's Price/Graham Number is ranked higher than
93% of the 123 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.99 vs. SYA: 0.62 )
SYA' s 10-Year Price/Graham Number Range
Min: 0.29   Max: 0.58
Current: 0.62

0.29
0.58
Earnings Yield (Greenblatt) 9.70
SYA's Earnings Yield (Greenblatt) is ranked higher than
85% of the 140 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.40 vs. SYA: 9.70 )
SYA' s 10-Year Earnings Yield (Greenblatt) Range
Min: 9.1   Max: 19.8
Current: 9.7

9.1
19.8
Forward Rate of Return (Yacktman) -11.45
SYA's Forward Rate of Return (Yacktman) is ranked higher than
63% of the 123 Companies
in the Global Insurance - Life industry.

( Industry Median: 21.19 vs. SYA: -11.45 )
SYA' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -8.2   Max: 44.1
Current: -11.45

-8.2
44.1

Business Description

Industry: Insurance - Life » Insurance - Life
Compare: » details
Traded in other countries:4SY.Germany
Symetra Financial Corporation is a Delaware corporation that, through its subsidiaries, offers retirement, group insurance products and life insurance products, including annuities marketed through benefits consultants, financial institutions and independent agents and advisors in all states and the District of Columbia. The company operates in five segments: Benefits, Deferred Annuities, Income Annuities, Life and Other. In benefits segment it offers medical stop-loss insurance, limited benefit medical plans, group life insurance, accidental death and dismemberment insurance and disability income insurance mainly to employer groups of 50 to 5,000 individuals. In addition to insurance products Benefits offers managing general underwriting, or MGU, services. In Deferred Annuities the company offers fixed and variable deferred annuities to consumers who want to accumulate tax-deferred assets for retirement. In Income Annuities it offers single premium immediate annuities, or SPIAs, to customers seeking a reliable source of retirement income or to protect against outliving their assets during retirement, and structured settlement annuities to fund third party personal injury settlements. In addition, Income Annuities offers funding services options to existing structured settlement clients. The company in Life Division offers a wide array of insurance products such as term and universal life insurance including single-premium life insurance, as well as BOLI and its other segment consists of unallocated corporate income, composed primarily of investment income on unallocated surplus, unallocated corporate expenses, interest expense on debt, earnings related to limited partnership interests, the results of small, non-insurance businesses that are managed outside of its divisions, and inter-segment elimination entries. Its principal products include medical stop-loss insurance; fixed and variable deferred annuities; single premium immediate annuities; universal life insurance, including single-premium life (SPL) and bank-owned life insurance (BOLI), and term life insurance. The Company's insurance operations are subject to a variety of laws and regulations. State insurance laws regulate most aspects of its insurance businesses, and its insurance subsidiaries are regulated by the insurance departments of the states in which they are domiciled and licensed.
» More Articles for SYA

Headlines

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