Town Center Bank IL provides banking products and services to families, businesses, and organizations in Illinois. Its primary deposit products are checking, savings, and term certificate accounts and its primary lending products are residential mortgages, commercial, commercial real estate, construction, land development, and consumer loans. Other financial instruments offered by the bank include loan commitments, credit lines, letters of credit, and overdraft protection.

Financial Strength

3/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.94
Equity-to-Asset	0.12
Debt-to-Equity	1.18
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	7/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-9.32	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

2/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	5.5
	3-Year EPS without NRI Growth Rate	13.3
	3-Year FCF Growth Rate	11.9
	3-Year Book Growth Rate	3.6

Momentum Rank

	Name	Current	Vs Industry		Vs History
	5-Day RSI	42.33
	9-Day RSI	51.55
	14-Day RSI	54.34
	6-1 Month Momentum %	19.43
	12-1 Month Momentum %	68.57

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Shareholder Yield %	-23.04

Profitability Rank

5/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	17.58
	FCF Margin %	70.27
	ROE %	3.1
	ROA %	0.38
	Years of Profitability over Past 10-Year	10

GF Value Rank

1/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	26.05
	PE Ratio without NRI	26.05
	Shiller PE Ratio	10.46
	Price-to-Owner-Earnings	7.95
	PEG Ratio	3.72
	PS Ratio	4.67
	PB Ratio	0.79
	Price-to-Tangible-Book	0.79
	Price-to-Free-Cash-Flow	6.65
	Price-to-Operating-Cash-Flow	6.42
	EV-to-Revenue	5.07
	EV-to-FCF	7.21
	Price-to-Projected-FCF	0.48
	Price-to-Peter-Lynch-Fair-Value	2.32
	Price-to-Graham-Number	0.96
	FCF Yield %	15.04
	Forward Rate of Return (Yacktman) %	16

Financials

Annual Quarterly TTM

TCNB's 30-Y Financials

AAPL

Income Statement Breakdown

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

See Details

Insider Trades

See Details

Gurus Latest Trades with OTCPK:TCNB

No Available Data

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Town Center Bank IL Executives

Details

GF Value: $1.88

TCNB

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with TCNB. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	2.862
	EPS (TTM) ($)	0.22
	Beta	0
	Volatility %	28.28
	14-Day RSI	54.34
	14-Day ATR ($)	0.094362
	20-Day SMA ($)	5.696
	12-1 Month Momentum %	68.57
	52-Week Range ($)	3.35 - 6.32
	Shares Outstanding (Mil)	2.33

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	7
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Town Center Bank IL Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Town Center Bank IL Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

Town Center Bank IL Frequently Asked Questions

What is Town Center Bank IL(TCNB)'s stock price today?

The current price of TCNB is $5.73. The 52 week high of TCNB is $6.32 and 52 week low is $3.35.

When is next earnings date of Town Center Bank IL(TCNB)?

The next earnings date of Town Center Bank IL(TCNB) is .

Does Town Center Bank IL(TCNB) pay dividends? If so, how much?

Town Center Bank IL(TCNB) does not pay dividend.

Press Release

	Subject	Date
No Press Release

Headlines

No news.

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