Tryg A/S is a diversified insurance company. The company operates in multiple segments, including private, commercial, corporate, and other. The company's private segment, which focuses on general insurance products and services for private individuals in Denmark and Norway, generates the vast majority of the company's revenue. The company generates majority of its revenue in Denmark, followed by Norway and Sweden. The firm considers merger and acquisition investment as a component of its operational growth plan.

Financial Strength

3/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.37
Equity-to-Asset	0.35
Debt-to-Equity	0.28
Debt-to-EBITDA	N/A	N/A	N/A
Piotroski F-Score	6/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.97	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

6/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	-4.9
	3-Year EPS without NRI Growth Rate	-11.1
	3-Year FCF Growth Rate	-9.4
	3-Year Book Growth Rate	27.4
	Future 3-5Y EPS without NRI Growth Rate	9.65
	Future 3-5Y Total Revenue Growth Rate	1.55

Momentum Rank

8/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	71.71
	9-Day RSI	81.1
	14-Day RSI	84.16
	6-1 Month Momentum %	15.9
	12-1 Month Momentum %	0.19

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	5.16
	Dividend Payout Ratio	1.21
	3-Year Dividend Growth Rate	9.7
	Forward Dividend Yield %	5.29
	5-Year Yield-on-Cost %	5.84
	3-Year Average Share Buyback Ratio	-16.8
	Shareholder Yield %	7.22

Profitability Rank

6/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	9.44
	FCF Margin %	14.27
	ROE %	9.3
	ROA %	3.38
	Years of Profitability over Past 10-Year	10

GF Value Rank

7/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	23.33
	PE Ratio without NRI	22.51
	Shiller PE Ratio	19.48
	Price-to-Owner-Earnings	18.18
	PS Ratio	2.16
	PB Ratio	2.19
	Price-to-Tangible-Book	10.75
	Price-to-Free-Cash-Flow	15.11
	Price-to-Operating-Cash-Flow	14.94
	EV-to-Revenue	2.31
	EV-to-FCF	16.2
	Price-to-Projected-FCF	1.55
	Price-to-Median-PS-Value	0.94
	Price-to-Graham-Number	3.28
	FCF Yield %	6.67

GF Value: $26.28

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