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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength

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GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth

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» TOWN's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

TOWN Guru Trades in

Q2 2013

TOWN Guru Trades in Q2 2013

Jim Simons 40,080 sh (-13.81%)
» More
Q3 2013

TOWN Guru Trades in Q3 2013

Jim Simons 33,078 sh (-17.47%)
» More
Q4 2013

TOWN Guru Trades in Q4 2013

Jim Simons Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with TOWN

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)



No Guru Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

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P/S 2.06
TOWN's P/S is ranked higher than
53% of the 2664 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.72 vs. TOWN: 2.06 )
TOWN' s 10-Year P/S Range
Min: 0   Max: 0
Current: 2.06

Dividend & Buy Back

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Dividend Yield 2.93
TOWN's Dividend Yield is ranked higher than
60% of the 1894 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.35 vs. TOWN: 2.93 )
TOWN' s 10-Year Dividend Yield Range
Min: 0   Max: 0
Current: 2.93

Dividend Payout 0.33
TOWN's Dividend Payout is ranked higher than
76% of the 2664 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.60 vs. TOWN: 0.33 )
TOWN' s 10-Year Dividend Payout Range
Min: 0   Max: 0
Current: 0.33

Yield on cost (5-Year) 2.80
TOWN's Yield on cost (5-Year) is ranked higher than
53% of the 1907 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.62 vs. TOWN: 2.80 )
TOWN' s 10-Year Yield on cost (5-Year) Range
Min: 0   Max: 0
Current: 2.8

Valuation & Return

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Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Traded in other countries:3T8.Germany,
Towne Bank, Inc., was organized and incorporated under the laws of the Commonwealth of Virginia on September 3, 1998, is a community bank is a provider of financial services to individuals, small and medium sized businesses. It operates in three segments: Banking, Realty and Insurance. The banking segment provides loan and deposit services to retail and commercial customers. It also provides commercial mortgage brokerage services, investment and asset management services. The deposit products include checking accounts, Negotiable Order of Withdrawal (NOW) accounts, saving accounts, time deposit services and long term certificates of deposit. The realty segment provides complete residential real estate services, originations of mortgage loans, resort property management and commercial residential title insurance. The insurance segment provides property and casualty insurance as well as employee and group benefits. The company boasts seventeen banking offices in Chesapeake, Hampton, Portsmouth, Newport News, Virginia Beach, Norfolk, Williamsburg and York County. Each Towne company offers a complete range of products and services to meet all of its members' needs. Most recently in 2009, Towne combined 3 local companies, GSH Real Estate, Prudential McCardle Realty and Prudential Decker Realty, to form Prudential Towne Realty, which is a home marketing firm in Hampton Roads.
» More Articles for TOWN

Headlines

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TowneBank Reports Third Quarter Earnings Oct 23 2014
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TowneBank Announces Quarterly Cash Dividends and Annual Shareholder Meeting Date Feb 26 2014
TowneBank Reports Record Earnings for 2013 Feb 04 2014

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