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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash to Debt 0.27
TRMK's Cash to Debt is ranked lower than
79% of the 1075 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.50 vs. TRMK: 0.27 )
Ranked among companies with meaningful Cash to Debt only.
TRMK' s Cash to Debt Range Over the Past 10 Years
Min: 0.2  Med: 0.54 Max: No Debt
Current: 0.27
Equity to Asset 0.12
TRMK's Equity to Asset is ranked higher than
68% of the 1536 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. TRMK: 0.12 )
Ranked among companies with meaningful Equity to Asset only.
TRMK' s Equity to Asset Range Over the Past 10 Years
Min: 0.09  Med: 0.10 Max: 0.13
Current: 0.12
0.09
0.13
Interest Coverage 7.61
TRMK's Interest Coverage is ranked higher than
87% of the 1388 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.89 vs. TRMK: 7.61 )
Ranked among companies with meaningful Interest Coverage only.
TRMK' s Interest Coverage Range Over the Past 10 Years
Min: 0.67  Med: 2.54 Max: 7.52
Current: 7.61
0.67
7.52
F-Score: 4
WACC vs ROIC
9.35%
6.84%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 27.37
TRMK's Operating margin (%) is ranked lower than
59% of the 1547 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.52 vs. TRMK: 27.37 )
Ranked among companies with meaningful Operating margin (%) only.
TRMK' s Operating margin (%) Range Over the Past 10 Years
Min: -65.41  Med: 27.79 Max: 37.36
Current: 27.37
-65.41
37.36
Net-margin (%) 20.38
TRMK's Net-margin (%) is ranked lower than
56% of the 1550 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.98 vs. TRMK: 20.38 )
Ranked among companies with meaningful Net-margin (%) only.
TRMK' s Net-margin (%) Range Over the Past 10 Years
Min: 17.81  Med: 21.18 Max: 74.05
Current: 20.38
17.81
74.05
ROE (%) 7.98
TRMK's ROE (%) is ranked lower than
52% of the 1546 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.24 vs. TRMK: 7.98 )
Ranked among companies with meaningful ROE (%) only.
TRMK' s ROE (%) Range Over the Past 10 Years
Min: 6.38  Med: 8.98 Max: 14.61
Current: 7.98
6.38
14.61
ROA (%) 0.94
TRMK's ROA (%) is ranked higher than
56% of the 1556 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.88 vs. TRMK: 0.94 )
Ranked among companies with meaningful ROA (%) only.
TRMK' s ROA (%) Range Over the Past 10 Years
Min: 0.96  Med: 1.10 Max: 1.38
Current: 0.94
0.96
1.38
Revenue Growth (3Y)(%) 2.60
TRMK's Revenue Growth (3Y)(%) is ranked higher than
50% of the 1283 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.60 vs. TRMK: 2.60 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
TRMK' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -26.9  Med: 4.40 Max: 47.3
Current: 2.6
-26.9
47.3
EBITDA Growth (3Y)(%) 2.60
TRMK's EBITDA Growth (3Y)(%) is ranked lower than
65% of the 1151 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.80 vs. TRMK: 2.60 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
TRMK' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -7.3  Med: 2.65 Max: 14.9
Current: 2.6
-7.3
14.9
EPS Growth (3Y)(%) 3.20
TRMK's EPS Growth (3Y)(%) is ranked lower than
65% of the 1151 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.30 vs. TRMK: 3.20 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
TRMK' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -15.5  Med: 3.40 Max: 16
Current: 3.2
-15.5
16
» TRMK's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2015

TRMK Guru Trades in Q1 2015

David Dreman 5,636 sh (New)
James Barrow 70,966 sh (New)
Chuck Royce 504,300 sh (-25.16%)
Paul Tudor Jones 9,000 sh (-63.27%)
» More
Q2 2015

TRMK Guru Trades in Q2 2015

James Barrow 210,173 sh (+196.16%)
Paul Tudor Jones 11,800 sh (+31.11%)
David Dreman 6,125 sh (+8.68%)
Chuck Royce 372,800 sh (-26.08%)
» More
Q3 2015

TRMK Guru Trades in Q3 2015

Jeremy Grantham 11,600 sh (New)
Jim Simons 55,099 sh (New)
James Barrow 210,173 sh (unchged)
Paul Tudor Jones Sold Out
Chuck Royce 271,800 sh (-27.09%)
David Dreman 774 sh (-87.36%)
» More
Q4 2015

TRMK Guru Trades in Q4 2015

James Barrow 211,941 sh (+0.84%)
» More
» Details

Insider Trades

Latest Guru Trades with TRMK

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Ratios

vs
industry
vs
history
P/E(ttm) 12.35
TRMK's P/E(ttm) is ranked lower than
56% of the 2205 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.42 vs. TRMK: 12.35 )
Ranked among companies with meaningful P/E(ttm) only.
TRMK' s P/E(ttm) Range Over the Past 10 Years
Min: 9.52  Med: 13.97 Max: 21.92
Current: 12.35
9.52
21.92
Forward P/E 11.63
TRMK's Forward P/E is ranked lower than
71% of the 1345 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.45 vs. TRMK: 11.63 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 12.35
TRMK's PE(NRI) is ranked higher than
50% of the 1648 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.50 vs. TRMK: 12.35 )
Ranked among companies with meaningful PE(NRI) only.
TRMK' s PE(NRI) Range Over the Past 10 Years
Min: 9.5  Med: 13.95 Max: 21.99
Current: 12.35
9.5
21.99
P/B 0.99
TRMK's P/B is ranked higher than
50% of the 2217 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.03 vs. TRMK: 0.99 )
Ranked among companies with meaningful P/B only.
TRMK' s P/B Range Over the Past 10 Years
Min: 0.85  Med: 1.26 Max: 2.36
Current: 0.99
0.85
2.36
P/S 2.53
TRMK's P/S is ranked lower than
52% of the 2382 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.47 vs. TRMK: 2.53 )
Ranked among companies with meaningful P/S only.
TRMK' s P/S Range Over the Past 10 Years
Min: 1.67  Med: 2.92 Max: 10.93
Current: 2.53
1.67
10.93
PFCF 11.46
TRMK's PFCF is ranked lower than
64% of the 1368 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.46 vs. TRMK: 11.46 )
Ranked among companies with meaningful PFCF only.
TRMK' s PFCF Range Over the Past 10 Years
Min: 4.32  Med: 12.17 Max: 64.33
Current: 11.46
4.32
64.33
POCF 9.97
TRMK's POCF is ranked lower than
65% of the 1539 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.20 vs. TRMK: 9.97 )
Ranked among companies with meaningful POCF only.
TRMK' s POCF Range Over the Past 10 Years
Min: 4.18  Med: 10.70 Max: 38.7
Current: 9.97
4.18
38.7
EV-to-EBIT 13.42
TRMK's EV-to-EBIT is ranked lower than
54% of the 2126 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.54 vs. TRMK: 13.42 )
Ranked among companies with meaningful EV-to-EBIT only.
TRMK' s EV-to-EBIT Range Over the Past 10 Years
Min: -23.1  Med: 10.70 Max: 15.5
Current: 13.42
-23.1
15.5
EV-to-EBITDA 10.79
TRMK's EV-to-EBITDA is ranked higher than
52% of the 2127 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.24 vs. TRMK: 10.79 )
Ranked among companies with meaningful EV-to-EBITDA only.
TRMK' s EV-to-EBITDA Range Over the Past 10 Years
Min: -30.9  Med: 8.90 Max: 12.8
Current: 10.79
-30.9
12.8
PEG 8.40
TRMK's PEG is ranked lower than
95% of the 630 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.94 vs. TRMK: 8.40 )
Ranked among companies with meaningful PEG only.
TRMK' s PEG Range Over the Past 10 Years
Min: 1.19  Med: 6.74 Max: 57.82
Current: 8.4
1.19
57.82
Shiller P/E 11.44
TRMK's Shiller P/E is ranked higher than
77% of the 626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.98 vs. TRMK: 11.44 )
Ranked among companies with meaningful Shiller P/E only.
TRMK' s Shiller P/E Range Over the Past 10 Years
Min: 7.29  Med: 12.16 Max: 19.07
Current: 11.44
7.29
19.07

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 4.33
TRMK's Dividend Yield is ranked higher than
70% of the 2363 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.00 vs. TRMK: 4.33 )
Ranked among companies with meaningful Dividend Yield only.
TRMK' s Dividend Yield Range Over the Past 10 Years
Min: 2.56  Med: 3.83 Max: 6.25
Current: 4.33
2.56
6.25
Dividend Payout 0.54
TRMK's Dividend Payout is ranked lower than
77% of the 1434 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.34 vs. TRMK: 0.54 )
Ranked among companies with meaningful Dividend Payout only.
TRMK' s Dividend Payout Range Over the Past 10 Years
Min: 0.07  Med: 0.43 Max: 1
Current: 0.54
0.07
1
Forward Dividend Yield 4.30
TRMK's Forward Dividend Yield is ranked higher than
69% of the 2153 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.00 vs. TRMK: 4.30 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 4.31
TRMK's Yield on cost (5-Year) is ranked higher than
60% of the 2367 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.41 vs. TRMK: 4.31 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
TRMK' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 2.56  Med: 3.83 Max: 6.25
Current: 4.31
2.56
6.25
3-Year Average Share Buyback Ratio -1.70
TRMK's 3-Year Average Share Buyback Ratio is ranked higher than
51% of the 1056 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.80 vs. TRMK: -1.70 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
TRMK' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -3.9  Med: 0.00 Max: 4.7
Current: -1.7
-3.9
4.7

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.44
TRMK's Price/Tangible Book is ranked lower than
72% of the 2120 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.09 vs. TRMK: 1.44 )
Ranked among companies with meaningful Price/Tangible Book only.
TRMK' s Price/Tangible Book Range Over the Past 10 Years
Min: 1.33  Med: 2.36 Max: 3.85
Current: 1.44
1.33
3.85
Price/Projected FCF 0.52
TRMK's Price/Projected FCF is ranked higher than
65% of the 1270 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.45 vs. TRMK: 0.52 )
Ranked among companies with meaningful Price/Projected FCF only.
TRMK' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.51  Med: 0.82 Max: 1.35
Current: 0.52
0.51
1.35
Price/Median PS Value 0.87
TRMK's Price/Median PS Value is ranked higher than
63% of the 2030 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.95 vs. TRMK: 0.87 )
Ranked among companies with meaningful Price/Median PS Value only.
TRMK' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.71  Med: 1.17 Max: 3.73
Current: 0.87
0.71
3.73
Price/Graham Number 0.89
TRMK's Price/Graham Number is ranked lower than
63% of the 1943 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.74 vs. TRMK: 0.89 )
Ranked among companies with meaningful Price/Graham Number only.
TRMK' s Price/Graham Number Range Over the Past 10 Years
Min: 0.8  Med: 1.22 Max: 1.79
Current: 0.89
0.8
1.79
Earnings Yield (Greenblatt) (%) 7.39
TRMK's Earnings Yield (Greenblatt) (%) is ranked higher than
52% of the 1504 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.10 vs. TRMK: 7.39 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
TRMK' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 6.4  Med: 9.20 Max: 16
Current: 7.39
6.4
16
Forward Rate of Return (Yacktman) (%) 13.53
TRMK's Forward Rate of Return (Yacktman) (%) is ranked higher than
50% of the 818 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.68 vs. TRMK: 13.53 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
TRMK' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: 5.2  Med: 9.45 Max: 17
Current: 13.53
5.2
17

More Statistics

Revenue(Mil) $569
EPS $ 1.72
Beta1.14
Short Percentage of Float7.99%
52-Week Range $19.75 - 26.04
Shares Outstanding(Mil)67.56

Analyst Estimate

Dec15 Dec16
Revenue(Mil) 592 600
EPS($) 1.78 1.84
EPS without NRI($) 1.78 1.84

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Trustmark Corp is a Mississippi business corporation incorporated in 1968. It is a bank holding company. Through its subsidiaries, Trustmark National Bank (TNB), the Company operates as a financial services organization providing banking and financial solutions in the states of Florida, Mississippi, Tennessee and Texas. The Company operates through three operating segments -- General Banking, Insurance and Wealth Management. The General Banking Division is responsible for all traditional banking products and services including a full range of commercial and consumer banking services such as checking accounts, savings programs, overdraft facilities, commercial, installment and real estate loans, home equity loans and lines of credit, drive-in and night deposit services and safe deposit facilities offered through over 150 offices in Florida, Mississippi, Tennessee and Texas. The General Banking Division also consists of internal operations that include Human Resources, Executive Administration, Treasury, Public Affairs and Corporate Finance. The Wealth Management Division has been strategically organized to serve Trustmark's customers as a financial partner providing reliable guidance and sound, practical advice for accumulating, preserving, and transferring wealth. The Investment Services group, along with the Trust group, is the main service providers in this segment. The Company's Insurance Division provides a full range of retail insurance products, including commercial risk management products, bonding, group benefits and personal lines coverage. TNB provides a full range of commercial banking services to corporations and other business customers. Loans are provided for a variety of general corporate purposes, including financing for commercial and industrial projects, income producing commercial real estate, owner-occupied real estate and construction and land development. TNB also provides deposit services, including checking, savings and money market accounts and certificates of deposit as well as treasury management services. TNB provides banking services to consumers, including checking, savings, and money market accounts as well as certificates of deposit and individual retirement accounts. TNB provides a competitive array of insurance solutions for business and individual risk management needs. Business insurance offerings include services and specialized products for medical professionals, construction, manufacturing, hospitality, real estate and group life and health plans. Individual customers are also provided life and health insurance, and personal line policies. TNB offers specialized services and expertise in the areas of wealth management, trust, investment and custodial services for corporate and individual customers. The Company competes with numerous local, regional and national nonbank competitors, including savings and loan associations, credit unions, mortgage companies, insurance companies, finance compan
» More Articles for TRMK

Headlines

Articles On GuruFocus.com
Chuck Royce’s Top 5 New Q1 Purchases Apr 18 2013 
Trustmark Corp. Reports Operating Results (10-K) Feb 25 2011 
Trustmark Corp. (TRMK) Chairman & CEO Richard G Hickson sells 35,906 Shares Nov 29 2010 
Trustmark Corp. (TRMK) Chairman & CEO Richard G Hickson sells 8,994 Shares Nov 26 2010 
Trustmark Corp. (TRMK) Chairman & CEO Richard G Hickson sells 5,100 Shares Nov 12 2010 
Trustmark Corp. Reports Operating Results (10-Q) Nov 05 2010 
Trustmark Corp. Reports Operating Results (10-Q) Aug 06 2010 

More From Other Websites
Trustmark Corp. Earnings Analysis: Q4, 2015 By the Numbers Jan 28 2016
Edited Transcript of TRMK earnings conference call or presentation 27-Jan-16 4:00pm GMT Jan 27 2016
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Should You Sell Trustmark (TRMK) Before Earnings? Jan 25 2016
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Trustmark Announces Retirement of T. Harris Collier, III and Appointment of Granville Tate, Jr. Nov 17 2015
Trustmark Announces Retirement of T. Harris Collier, III and Appointment of Granville Tate, Jr. Nov 17 2015
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