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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash to Debt 0.24
TSS's Cash to Debt is ranked lower than
67% of the 255 Companies
in the Global Credit Services industry.

( Industry Median: 8.67 vs. TSS: 0.24 )
Ranked among companies with meaningful Cash to Debt only.
TSS' s 10-Year Cash to Debt Range
Min: 0.17  Med: 22.69 Max: No Debt
Current: 0.24
Equity to Asset 0.47
TSS's Equity to Asset is ranked higher than
63% of the 182 Companies
in the Global Credit Services industry.

( Industry Median: 0.37 vs. TSS: 0.47 )
Ranked among companies with meaningful Equity to Asset only.
TSS' s 10-Year Equity to Asset Range
Min: 0.43  Med: 0.72 Max: 0.79
Current: 0.47
0.43
0.79
F-Score: 7
Z-Score: 4.47
M-Score: -2.69
WACC vs ROIC
7.39%
11.81%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 19.38
TSS's Operating margin (%) is ranked lower than
52% of the 269 Companies
in the Global Credit Services industry.

( Industry Median: 20.53 vs. TSS: 19.38 )
Ranked among companies with meaningful Operating margin (%) only.
TSS' s 10-Year Operating margin (%) Range
Min: 15.43  Med: 17.87 Max: 21.41
Current: 19.38
15.43
21.41
Net-margin (%) 12.44
TSS's Net-margin (%) is ranked lower than
57% of the 271 Companies
in the Global Credit Services industry.

( Industry Median: 16.58 vs. TSS: 12.44 )
Ranked among companies with meaningful Net-margin (%) only.
TSS' s 10-Year Net-margin (%) Range
Min: 11.09  Med: 12.96 Max: 14.53
Current: 12.44
11.09
14.53
ROE (%) 18.85
TSS's ROE (%) is ranked higher than
74% of the 267 Companies
in the Global Credit Services industry.

( Industry Median: 8.38 vs. TSS: 18.85 )
Ranked among companies with meaningful ROE (%) only.
TSS' s 10-Year ROE (%) Range
Min: 16.05  Med: 22.29 Max: 27.25
Current: 18.85
16.05
27.25
ROA (%) 8.66
TSS's ROA (%) is ranked higher than
81% of the 280 Companies
in the Global Credit Services industry.

( Industry Median: 2.96 vs. TSS: 8.66 )
Ranked among companies with meaningful ROA (%) only.
TSS' s 10-Year ROA (%) Range
Min: 8.57  Med: 15.80 Max: 17.72
Current: 8.66
8.57
17.72
ROC (Joel Greenblatt) (%) 117.93
TSS's ROC (Joel Greenblatt) (%) is ranked higher than
82% of the 217 Companies
in the Global Credit Services industry.

( Industry Median: 12.98 vs. TSS: 117.93 )
Ranked among companies with meaningful ROC (Joel Greenblatt) (%) only.
TSS' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 55.18  Med: 92.89 Max: 162.02
Current: 117.93
55.18
162.02
Revenue Growth (3Y)(%) 11.70
TSS's Revenue Growth (3Y)(%) is ranked higher than
62% of the 201 Companies
in the Global Credit Services industry.

( Industry Median: 4.50 vs. TSS: 11.70 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
TSS' s 10-Year Revenue Growth (3Y)(%) Range
Min: -1.9  Med: 15.00 Max: 30.8
Current: 11.7
-1.9
30.8
EBITDA Growth (3Y)(%) 12.90
TSS's EBITDA Growth (3Y)(%) is ranked higher than
68% of the 169 Companies
in the Global Credit Services industry.

( Industry Median: -3.00 vs. TSS: 12.90 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
TSS' s 10-Year EBITDA Growth (3Y)(%) Range
Min: -15.5  Med: 18.10 Max: 24.7
Current: 12.9
-15.5
24.7
EPS Growth (3Y)(%) 8.50
TSS's EPS Growth (3Y)(%) is ranked higher than
53% of the 175 Companies
in the Global Credit Services industry.

( Industry Median: 4.60 vs. TSS: 8.50 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
TSS' s 10-Year EPS Growth (3Y)(%) Range
Min: -5.9  Med: 15.70 Max: 26
Current: 8.5
-5.9
26
» TSS's 10-Y Financials

Financials


Revenue & Net Income
Cash & Debt
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2014

TSS Guru Trades in Q3 2014

Joel Greenblatt 12,425 sh (New)
Ken Fisher 379,746 sh (+9.54%)
Jeremy Grantham 397,603 sh (+6.77%)
James Barrow 6,666,179 sh (+1.91%)
Caxton Associates 244,500 sh (unchged)
John Keeley 15,000 sh (unchged)
First Pacific Advisors Sold Out
CI Can Am Small Cap 144,675 sh (-23.73%)
Jim Simons 1,429,265 sh (-38.43%)
Chuck Royce 90,995 sh (-46.97%)
» More
Q4 2014

TSS Guru Trades in Q4 2014

Ray Dalio 6,182 sh (New)
Steven Cohen 491,900 sh (New)
Paul Tudor Jones 6,077 sh (New)
Ken Fisher 502,986 sh (+32.45%)
James Barrow 6,683,979 sh (+0.27%)
John Keeley 14,600 sh (-2.67%)
Jeremy Grantham 367,952 sh (-7.46%)
Chuck Royce 68,895 sh (-24.29%)
Caxton Associates 156,100 sh (-36.16%)
Joel Greenblatt 7,087 sh (-42.96%)
Jim Simons 798,765 sh (-44.11%)
» More
Q1 2015

TSS Guru Trades in Q1 2015

Pioneer Investments 560,253 sh (New)
Paul Tudor Jones 8,672 sh (+42.70%)
Joel Greenblatt 7,552 sh (+6.56%)
John Keeley 15,300 sh (+4.79%)
Ken Fisher 526,911 sh (+4.76%)
James Barrow 6,712,462 sh (+0.43%)
Chuck Royce Sold Out
Ray Dalio Sold Out
Steven Cohen Sold Out
Caxton Associates Sold Out
Jeremy Grantham 302,252 sh (-17.86%)
CI Can Am Small Cap 91,950 sh (-36.44%)
Jim Simons 503,665 sh (-36.94%)
» More
Q2 2015

TSS Guru Trades in Q2 2015

Paul Tudor Jones 29,440 sh (+239.48%)
Joel Greenblatt 8,384 sh (+11.02%)
John Keeley 16,325 sh (+6.70%)
Ken Fisher 548,261 sh (+4.05%)
Pioneer Investments 553,582 sh (-1.19%)
Jeremy Grantham 282,652 sh (-6.48%)
James Barrow 6,180,932 sh (-7.92%)
Jim Simons 203,265 sh (-59.64%)
» More
» Details

Insider Trades

Latest Guru Trades with TSS

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Ratios

vs
industry
vs
history
P/E(ttm) 25.86
TSS's P/E(ttm) is ranked lower than
68% of the 211 Companies
in the Global Credit Services industry.

( Industry Median: 14.50 vs. TSS: 25.86 )
Ranked among companies with meaningful P/E(ttm) only.
TSS' s 10-Year P/E(ttm) Range
Min: 9.63  Med: 19.49 Max: 34.75
Current: 25.86
9.63
34.75
Forward P/E 18.90
TSS's Forward P/E is ranked lower than
82% of the 71 Companies
in the Global Credit Services industry.

( Industry Median: 11.22 vs. TSS: 18.90 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 26.10
TSS's PE(NRI) is ranked lower than
67% of the 212 Companies
in the Global Credit Services industry.

( Industry Median: 15.00 vs. TSS: 26.10 )
Ranked among companies with meaningful PE(NRI) only.
TSS' s 10-Year PE(NRI) Range
Min: 9.46  Med: 19.63 Max: 34.71
Current: 26.1
9.46
34.71
P/B 4.66
TSS's P/B is ranked lower than
89% of the 226 Companies
in the Global Credit Services industry.

( Industry Median: 1.03 vs. TSS: 4.66 )
Ranked among companies with meaningful P/B only.
TSS' s 10-Year P/B Range
Min: 2.17  Med: 3.53 Max: 6.75
Current: 4.66
2.17
6.75
P/S 3.15
TSS's P/S is ranked higher than
52% of the 263 Companies
in the Global Credit Services industry.

( Industry Median: 3.31 vs. TSS: 3.15 )
Ranked among companies with meaningful P/S only.
TSS' s 10-Year P/S Range
Min: 1.28  Med: 2.45 Max: 4.43
Current: 3.15
1.28
4.43
PFCF 21.63
TSS's PFCF is ranked lower than
71% of the 69 Companies
in the Global Credit Services industry.

( Industry Median: 8.95 vs. TSS: 21.63 )
Ranked among companies with meaningful PFCF only.
TSS' s 10-Year PFCF Range
Min: 8.51  Med: 17.53 Max: 30.79
Current: 21.63
8.51
30.79
POCF 13.62
TSS's POCF is ranked lower than
69% of the 88 Companies
in the Global Credit Services industry.

( Industry Median: 8.39 vs. TSS: 13.62 )
Ranked among companies with meaningful POCF only.
TSS' s 10-Year POCF Range
Min: 6.1  Med: 11.15 Max: 20.63
Current: 13.62
6.1
20.63
EV-to-EBIT 18.47
TSS's EV-to-EBIT is ranked higher than
50% of the 208 Companies
in the Global Credit Services industry.

( Industry Median: 18.77 vs. TSS: 18.47 )
Ranked among companies with meaningful EV-to-EBIT only.
TSS' s 10-Year EV-to-EBIT Range
Min: 6.1  Med: 13.00 Max: 25.5
Current: 18.47
6.1
25.5
Shiller P/E 32.83
TSS's Shiller P/E is ranked lower than
87% of the 91 Companies
in the Global Credit Services industry.

( Industry Median: 12.89 vs. TSS: 32.83 )
Ranked among companies with meaningful Shiller P/E only.
TSS' s 10-Year Shiller P/E Range
Min: 10.22  Med: 22.85 Max: 44.12
Current: 32.83
10.22
44.12
Current Ratio 2.38
TSS's Current Ratio is ranked higher than
56% of the 132 Companies
in the Global Credit Services industry.

( Industry Median: 2.02 vs. TSS: 2.38 )
Ranked among companies with meaningful Current Ratio only.
TSS' s 10-Year Current Ratio Range
Min: 1.43  Med: 2.13 Max: 8.24
Current: 2.38
1.43
8.24
Quick Ratio 2.38
TSS's Quick Ratio is ranked higher than
59% of the 132 Companies
in the Global Credit Services industry.

( Industry Median: 1.81 vs. TSS: 2.38 )
Ranked among companies with meaningful Quick Ratio only.
TSS' s 10-Year Quick Ratio Range
Min: 1.43  Med: 2.11 Max: 8.24
Current: 2.38
1.43
8.24
Days Sales Outstanding 44.06
TSS's Days Sales Outstanding is ranked lower than
60% of the 184 Companies
in the Global Credit Services industry.

( Industry Median: 24.86 vs. TSS: 44.06 )
Ranked among companies with meaningful Days Sales Outstanding only.
TSS' s 10-Year Days Sales Outstanding Range
Min: 41.8  Med: 50.34 Max: 78.12
Current: 44.06
41.8
78.12

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.89
TSS's Dividend Yield is ranked lower than
79% of the 250 Companies
in the Global Credit Services industry.

( Industry Median: 2.16 vs. TSS: 0.89 )
Ranked among companies with meaningful Dividend Yield only.
TSS' s 10-Year Dividend Yield Range
Min: 0.46  Med: 1.33 Max: 2.47
Current: 0.89
0.46
2.47
Dividend Payout 0.23
TSS's Dividend Payout is ranked higher than
57% of the 136 Companies
in the Global Credit Services industry.

( Industry Median: 2.98 vs. TSS: 0.23 )
Ranked among companies with meaningful Dividend Payout only.
TSS' s 10-Year Dividend Payout Range
Min: 0.08  Med: 0.20 Max: 0.39
Current: 0.23
0.08
0.39
Dividend growth (3y) 8.90
TSS's Dividend growth (3y) is ranked lower than
55% of the 74 Companies
in the Global Credit Services industry.

( Industry Median: 10.10 vs. TSS: 8.90 )
Ranked among companies with meaningful Dividend growth (3y) only.
TSS' s 10-Year Dividend growth (3y) Range
Min: 0  Med: 12.60 Max: 51.3
Current: 8.9
0
51.3
Yield on cost (5-Year) 1.37
TSS's Yield on cost (5-Year) is ranked lower than
75% of the 251 Companies
in the Global Credit Services industry.

( Industry Median: 3.23 vs. TSS: 1.37 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
TSS' s 10-Year Yield on cost (5-Year) Range
Min: 0.72  Med: 2.07 Max: 3.85
Current: 1.37
0.72
3.85
Share Buyback Rate 1.00
TSS's Share Buyback Rate is ranked higher than
79% of the 135 Companies
in the Global Credit Services industry.

( Industry Median: -4.80 vs. TSS: 1.00 )
Ranked among companies with meaningful Share Buyback Rate only.
TSS' s 10-Year Share Buyback Rate Range
Min: 1.2  Med: 0.20 Max: -0.9
Current: 1

Valuation & Return

vs
industry
vs
history
Price/Projected FCF 1.72
TSS's Price/Projected FCF is ranked lower than
72% of the 76 Companies
in the Global Credit Services industry.

( Industry Median: 0.76 vs. TSS: 1.72 )
Ranked among companies with meaningful Price/Projected FCF only.
TSS' s 10-Year Price/Projected FCF Range
Min: 0.65  Med: 1.42 Max: 5.37
Current: 1.72
0.65
5.37
Price/Median PS Value 1.29
TSS's Price/Median PS Value is ranked lower than
67% of the 228 Companies
in the Global Credit Services industry.

( Industry Median: 1.00 vs. TSS: 1.29 )
Ranked among companies with meaningful Price/Median PS Value only.
TSS' s 10-Year Price/Median PS Value Range
Min: 0.63  Med: 1.28 Max: 4.73
Current: 1.29
0.63
4.73
Earnings Yield (Greenblatt) (%) 5.39
TSS's Earnings Yield (Greenblatt) (%) is ranked higher than
61% of the 263 Companies
in the Global Credit Services industry.

( Industry Median: 3.80 vs. TSS: 5.39 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
TSS' s 10-Year Earnings Yield (Greenblatt) (%) Range
Min: 3.9  Med: 7.70 Max: 16.3
Current: 5.39
3.9
16.3
Forward Rate of Return (Yacktman) (%) -1.16
TSS's Forward Rate of Return (Yacktman) (%) is ranked lower than
53% of the 80 Companies
in the Global Credit Services industry.

( Industry Median: -0.14 vs. TSS: -1.16 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
TSS' s 10-Year Forward Rate of Return (Yacktman) (%) Range
Min: -4.5  Med: 21.80 Max: 28
Current: -1.16
-4.5
28

Analyst Estimate

Dec15 Dec16
Revenue(Mil) 2,544 2,721
EPS($) 1.96 2.36
EPS without NRI($) 1.96 2.36

Business Description

Industry: Credit Services » Credit Services
Compare:ADP, G, ENV, CMPGY, SGSOY » details
Traded in other countries:TTY.Germany,
Total System Services Inc was incorporated in Georgia. The Company is a payment solutions provider that provides services to financial and nonfinancial institutions. It provides services through Four operating segments: North America Services, International Services, NetSpend and Merchant Services. The Company offers merchant acquiring services to financial institutions and other organizations in the United States, through its wholly owned subsidiary TSYS Acquiring Solutions, L.L.C., and in Japan through GP Network Corporation. It also offers optional value added products and services to support its core processing services. Value added products and services include: risk management tools and techniques, such as credit evaluation, fraud detection and prevention and behavior analysis tools and revenue enhancement tools and customer retention programs, such as loyalty programs and bonus rewards. With respect to the Merchant Services Segment, the Company provides third party processing services to merchant acquirers and Independent Sales Organizations and it is a direct merchant acquirer through TSYS Merchant Solutions. The Company is encountering, and in the future anticipates continuing to encounter, substantial competition from data processing, bankcard computer service firms and third-party software vendors within the United States and from certain international processors, in-country providers and third-party software vendors with respect to its International Services segment. The Company faces competition in providing electronic payment services from several different sources. Its competitor in the card processing industry is First Data Resources, LLC, a wholly owned subsidiary of First Data Corporation, which provides card processing services. The Company is subject to examination by the Federal Financial Institutions Examination Council, an interagency body comprised primarily of federal banking regulators, and also subject to examination by the various state financial regulatory agencies which supervise and regulate the financial institutions for which it provides electronic payment processing services.
» More Articles for TSS

Headlines

Articles On GuruFocus.com
Weekly CFO Sells Highlight: Palo Alto Networks Inc, Total System Services Inc, Workday Inc. Sep 22 2014 
Fisher Investments' Top New Stocks of the First Quarter Apr 23 2014 
Fierce Competition – Credit Card Processors Held by Numerous Gurus Sep 27 2013 
Texas Superinvestor James Barrow's Three New Holdings May 02 2013 
comment on TSS Apr 29 2012 
Total System Services Inc. (TSS) Sr EVP and CFO James B Lipham sells 2,200 Shares Feb 09 2011 
Total System Services Inc. (TSS) President and COO M Troy Woods sells 1,212 Shares Feb 09 2011 
Total System Services Inc. Reports Operating Results (10-Q) May 07 2010 
Total System Services Inc. (TSS) President and COO M Troy Woods sells 1,703 Shares Mar 17 2010 
Total Systems Services - The Sweet Smell of Plastic Feb 26 2010 

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