Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.97
UAM's Cash to Debt is ranked higher than
72% of the 40 Companies
in the Global Health Care Plans industry.

( Industry Median: 0.63 vs. UAM: 0.97 )
UAM' s 10-Year Cash to Debt Range
Min: 0.19   Max: No Debt
Current: 0.97

Equity to Asset 0.31
UAM's Equity to Asset is ranked higher than
63% of the 43 Companies
in the Global Health Care Plans industry.

( Industry Median: 0.38 vs. UAM: 0.31 )
UAM' s 10-Year Equity to Asset Range
Min: 0.3   Max: 0.44
Current: 0.31

0.3
0.44
F-Score: 4
Z-Score: 1.14
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) -4.91
UAM's Operating margin (%) is ranked higher than
53% of the 43 Companies
in the Global Health Care Plans industry.

( Industry Median: 3.96 vs. UAM: -4.91 )
UAM' s 10-Year Operating margin (%) Range
Min: -7.87   Max: 4.82
Current: -4.91

-7.87
4.82
Net-margin (%) -5.71
UAM's Net-margin (%) is ranked higher than
53% of the 43 Companies
in the Global Health Care Plans industry.

( Industry Median: 2.10 vs. UAM: -5.71 )
UAM' s 10-Year Net-margin (%) Range
Min: -8.92   Max: 3.3
Current: -5.71

-8.92
3.3
ROE (%) -17.67
UAM's ROE (%) is ranked higher than
52% of the 42 Companies
in the Global Health Care Plans industry.

( Industry Median: 9.02 vs. UAM: -17.67 )
UAM' s 10-Year ROE (%) Range
Min: -22.93   Max: 12.71
Current: -17.67

-22.93
12.71
ROA (%) -5.61
UAM's ROA (%) is ranked higher than
53% of the 43 Companies
in the Global Health Care Plans industry.

( Industry Median: 3.62 vs. UAM: -5.61 )
UAM' s 10-Year ROA (%) Range
Min: -8.3   Max: 5.02
Current: -5.61

-8.3
5.02
» UAM's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2013

UAM Guru Trades in Q4 2013

Diamond Hill Capital 2,230,960 sh (+35.47%)
Richard Perry 7,702,936 sh (unchged)
» More
Q1 2014

UAM Guru Trades in Q1 2014

Diamond Hill Capital 2,880,980 sh (+29.14%)
Richard Perry 7,702,936 sh (unchged)
» More
Q2 2014

UAM Guru Trades in Q2 2014

Jim Simons 73,700 sh (New)
Diamond Hill Capital 3,186,945 sh (+10.62%)
Richard Perry 7,710,788 sh (+0.1%)
» More
Q3 2014

UAM Guru Trades in Q3 2014

Diamond Hill Capital 3,499,310 sh (+9.8%)
Richard Perry 7,710,788 sh (unchged)
Jim Simons 64,700 sh (-12.21%)
» More
» Details

Insider Trades

Latest Guru Trades with UAM

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Jean-Marie Eveillard 2012-09-30 Sold Out 0.0029%$8.79 - $10.64 $ 8.75-9%0
Mario Gabelli 2012-06-30 Sold Out $9.18 - $10.9 $ 8.75-13%0
Jean-Marie Eveillard 2012-03-31 New Buy$10.03 - $13.54 $ 8.75-17%70950
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Top Ranked Articles about Universal American Corp

Five-Year Lows: SandRidge Permain Trust, Universal American Corp, Silver Bay Realty Trust Corp, Resolute Energy Corp
According to GuruFocus list of five-year lows, these Guru stocks have reached their five-year lows: SandRidge Permain Trust, Universal American Corp., Silver Bay Realty Trust Corp. and Resolute Energy Corp. Read more...

Ratios

vs
industry
vs
history
P/B 1.17
UAM's P/B is ranked higher than
91% of the 47 Companies
in the Global Health Care Plans industry.

( Industry Median: 2.28 vs. UAM: 1.17 )
UAM' s 10-Year P/B Range
Min: 0.7   Max: 1.24
Current: 1.17

0.7
1.24
P/S 0.36
UAM's P/S is ranked higher than
89% of the 47 Companies
in the Global Health Care Plans industry.

( Industry Median: 0.52 vs. UAM: 0.36 )
UAM' s 10-Year P/S Range
Min: 0.28   Max: 0.43
Current: 0.36

0.28
0.43
EV-to-EBIT -7.12
UAM's EV-to-EBIT is ranked higher than
53% of the 47 Companies
in the Global Health Care Plans industry.

( Industry Median: 13.50 vs. UAM: -7.12 )
UAM' s 10-Year EV-to-EBIT Range
Min: -106.4   Max: 10.7
Current: -7.12

-106.4
10.7

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.33
UAM's Price/Tangible Book is ranked higher than
96% of the 47 Companies
in the Global Health Care Plans industry.

( Industry Median: 250.67 vs. UAM: 1.33 )
UAM' s 10-Year Price/Tangible Book Range
Min: 0.94   Max: 1.29
Current: 1.33

0.94
1.29
Price/Median PS Value 1.08
UAM's Price/Median PS Value is ranked higher than
70% of the 47 Companies
in the Global Health Care Plans industry.

( Industry Median: 1.10 vs. UAM: 1.08 )
UAM' s 10-Year Price/Median PS Value Range
Min: 0.89   Max: 1.07
Current: 1.08

0.89
1.07
Earnings Yield (Greenblatt) -14.00
UAM's Earnings Yield (Greenblatt) is ranked higher than
50% of the 42 Companies
in the Global Health Care Plans industry.

( Industry Median: 8.20 vs. UAM: -14.00 )
UAM' s 10-Year Earnings Yield (Greenblatt) Range
Min: 9.4   Max: 10.6
Current: -14

9.4
10.6

Business Description

Industry: Health Care Plans » Health Care Plans
Compare:CVH, HS, AGP, WCG, UNH, WLP, AET » details
The Company, through its health insurance and managed care subsidiaries, primarily serve the growing Medicare population by providing Medicare Advantage and Medicare supplement insurance products. Approximately 30% of the Medicare population in the United States is currently enrolled in Medicare Advantage plans and its current focus is to grow its Medicare Advantage business, particularly in its Texas, Oklahoma and Northeast markets. In addition, the company assumes that there is an opportunity to address the high cost of health care for the remaining 70% of the Medicare population enrolled in traditional fee-for-service Medicare and has joined with primary-care provider groups in several applications to participate in the Medicare Shared Savings Program through Accountable Care Organizations, or ACO's. Its operating segments includes: (i) Senior Managed Care - Medicare Advantage segment reflects its Medicare Advantage HMO, PPO and PFFS businesses. (ii) Traditional Insurance segment reflects its insurance products not offered through government programs, which includes Medicare supplement, other senior health insurance, specialty health insurance and life insurance. The Company competes with numerous other health insurance companies on a national, regional and local market basis, including United Healthcare, Humana and Cigna. Each of its insurance company subsidiaries and its HMO subsidiaries is also subject to the regulations of and supervision by the insurance department of each of the jurisdictions in which they are admitted and authorized to transact business.
» More Articles for UAM

Headlines

Articles On GuruFocus.com
Add Humana for a Healthier Portfolio Oct 10 2014 
Weekly CEO Buys Highlight: KMI, PBFX, OPK, AOL, UAM May 17 2014 
5-year lows: Universal American Corp, Campus Crest Communities Inc, American Residential Properties Feb 23 2014 
Five-Year Lows: SandRidge Permain Trust, Universal American Corp, Silver Bay Realty Trust Corp, Reso Feb 03 2014 
Healthcare Plan Sector: Bumpy Ride for UAM Sep 22 2013 
Weekly 3-Year Low Highlight: NSH, UAM, RNWK, BTH Aug 12 2013 
Universal American Financial Corp. (UAM) CFO Robert A Waegelein sells 4,913 Shares Apr 16 2010 
Universal American Financial Corp. (UAM) CEO Richard A Barasch sells 10,057 Shares Apr 16 2010 
Universal American Financial Corp. (UAM) CEO of Subsidiary Theodore M Jr Carpenter sells 2,875 Share Apr 16 2010 
Universal American Financial Corp. (UAM) CFO Robert A Waegelein sells 22,648 Shares Apr 08 2010 

More From Other Websites
UNIVERSAL AMERICAN CORP. Files SEC form 8-K, Change in Directors or Principal Officers Nov 14 2014
UNIVERSAL AMERICAN CORP. Financials Nov 05 2014
10-Q for Universal American Corp. Oct 31 2014
Universal American Corp Earnings Call scheduled for 9:30 am ET today Oct 29 2014
UNIVERSAL AMERICAN CORP. Files SEC form 8-K, Results of Operations and Financial Condition,... Oct 29 2014
Q3 2014 Universal American Corp Earnings Release - Before Market Open Oct 29 2014
Universal American Corp. Reports 2014 Third Quarter Results Oct 29 2014
Universal American reports 3Q loss Oct 29 2014
Universal American reports 3Q loss Oct 29 2014
Universal American Corp. Reports 2014 Third Quarter Results Oct 29 2014
Universal American Corp. Schedules 2014 Third Quarter Earnings Release and Conference Call for... Oct 21 2014
Universal American Corp. Schedules 2014 Third Quarter Earnings Release and Conference Call for... Oct 21 2014
Universal American Achieves Strong Medicare Star Quality Ratings Oct 15 2014
Universal American Achieves Strong Medicare Star Quality Ratings Oct 15 2014
Universal American Offers 2015 Medicare Advantage Plans in Texas, Upstate NY and Maine Oct 02 2014
Primary Care Physician-Led ACOs, in Partnership with Universal American Subsidiary, Generated $57... Sep 25 2014
TexanPlus® Champions Begins Online Voting Aug 07 2014
Universal American Corp Earnings Call scheduled for 9:30 am ET today Jul 29 2014
UNIVERSAL AMERICAN CORP. Files SEC form 8-K, Results of Operations and Financial Condition,... Jul 29 2014
Universal American Corp. Reports 2014 Second Quarter Results Jul 29 2014

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK