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7.4 (1y: -13%)
Market Cap 338.49 M P/E(ttm) 36.10
Enterprise Value 385.64 M P/B 1.00
UEPS- NAS (USA)
Net 1 Ueps Technologies, Inc.
  • Currently 1/5
Business Predictability Rank: 1-Star (On Watch)
Back Testing Results:
Average gain of all 1-Star stocks: 1.1% per year.
% of Stocks that are in still loss if held for 10yrs: 45%.
Read more:
What is Predictability Rank?
Performances of real portfolio
Top Ranked Predictable Companies
$7.40
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GuruFocus Financial Strength Rank measures how strong a companyÂ’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry		 vs
history
Cash to Debt 0.417
UEPS's Cash to Debt is ranked lower than
162866% of the 614 Companies
in the Global Business Services industry.

( Industry Median: 3.79 vs. UEPS: 0.417 )
UEPS' s 10-Year Cash to Debt Range
Min: 0.42   Max: 10732.9
Current: 0.42
0.42
10732.9
Equity to Asset 0.068
UEPS's Equity to Asset is ranked lower than
208333% of the 480 Companies
in the Global Business Services industry.

( Industry Median: 0.50 vs. UEPS: 0.068 )
UEPS' s 10-Year Equity to Asset Range
Min: -39.77   Max: 0.7
Current: 0.07
-39.77
0.7
Interest Coverage 79.5
UEPS's Interest Coverage is ranked lower than
201207% of the 497 Companies
in the Global Business Services industry.

( Industry Median: 44.50 vs. UEPS: 79.5 )
UEPS' s 10-Year Interest Coverage Range
Min: 2   Max: No Debt
Current: 79.5
F-Score: 4
Z-Score: 1.43
M-Score: -3.11
GuruFocus Profitability Rank ranks how profitable a company is and how likely the companyÂ’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry		 vs
history
Operating margin (%) 15.70
UEPS's Operating margin (%) is ranked lower than
202020% of the 495 Companies
in the Global Business Services industry.

( Industry Median: 9.30 vs. UEPS: 15.70 )
UEPS' s 10-Year Operating margin (%) Range
Min: -682.9   Max: 45.7
Current: 15.7
-682.9
45.7
Net-margin (%) 11.4
UEPS's Net-margin (%) is ranked lower than
210526% of the 475 Companies
in the Global Business Services industry.

( Industry Median: 6.00 vs. UEPS: 11.4 )
UEPS' s 10-Year Net-margin (%) Range
Min: -687.8   Max: 35.1
Current: 11.4
-687.8
35.1
ROE (%) 13.1
UEPS's ROE (%) is ranked lower than
215054% of the 465 Companies
in the Global Business Services industry.

( Industry Median: 11.30 vs. UEPS: 13.1 )
UEPS' s 10-Year ROE (%) Range
Min: 0.8   Max: 32.5
Current: 13.1
0.8
32.5
ROA (%) 4.7
UEPS's ROA (%) is ranked lower than
211864% of the 472 Companies
in the Global Business Services industry.

( Industry Median: 5.50 vs. UEPS: 4.7 )
UEPS' s 10-Year ROA (%) Range
Min: -2169.2   Max: 24.5
Current: 4.7
-2169.2
24.5
ROC (Joel Greenblatt) (%) 48.00
UEPS's ROC (Joel Greenblatt) (%) is ranked lower than
257069% of the 389 Companies
in the Global Business Services industry.

( Industry Median: 32.90 vs. UEPS: 48.00 )
UEPS' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 48   Max: 3622.8
Current: 48
48
3622.8
Revenue Growth (%) 18.3
UEPS's Revenue Growth (%) is ranked lower than
348432% of the 287 Companies
in the Global Business Services industry.

( Industry Median: 5.90 vs. UEPS: 18.3 )
UEPS' s 10-Year Revenue Growth (%) Range
Min: 0.7   Max: 261.4
Current: 18.3
0.7
261.4
EBITDA Growth (%) 2.3
UEPS's EBITDA Growth (%) is ranked lower than
446428% of the 224 Companies
in the Global Business Services industry.

( Industry Median: 9.70 vs. UEPS: 2.3 )
UEPS' s 10-Year EBITDA Growth (%) Range
Min: -6.7   Max: 12.1
Current: 2.3
-6.7
12.1
EPS Growth (%) -10.5
UEPS's EPS Growth (%) is ranked lower than
526315% of the 190 Companies
in the Global Business Services industry.

( Industry Median: 11.60 vs. UEPS: -10.5 )
UEPS' s 10-Year EPS Growth (%) Range
Min: -55.3   Max: 30.4
Current: -10.5
-55.3
30.4
» UEPS's 10-Y Financials

Financials


Revenue & Net Income
Cash & Debt
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades
Q2 2012

UEPS Guru Trades in Q2 2012

Ron Baron 84,000 sh (+3.7%)
IVA International Fund 2,189,384 sh (+2.58%)
Charles de Vaulx 6,182,300 sh (+0.33%)
Chuck Royce 60,000 sh (-4.91%)
Jim Simons 705,500 sh (-9.48%)
» More
Q3 2012

UEPS Guru Trades in Q3 2012

Charles de Vaulx 6,324,803 sh (+2.31%)
IVA International Fund 2,230,235 sh (+1.87%)
Ron Baron 84,000 sh (unchged)
Jim Simons 701,300 sh (-0.6%)
Chuck Royce 3,300 sh (-94.5%)
» More
Q4 2012

UEPS Guru Trades in Q4 2012

Steven Cohen 20,031 sh (New)
IVA International Fund 2,363,278 sh (+5.97%)
Chuck Royce 3,300 sh (unchged)
Ron Baron Sold Out
Charles de Vaulx 6,006,359 sh (-5.03%)
Jim Simons 664,200 sh (-5.29%)
» More
Q1 2013

UEPS Guru Trades in Q1 2013

Chuck Royce 3,300 sh (unchged)
Steven Cohen Sold Out
Jim Simons 512,700 sh (-22.81%)
» More
» Details

Insider Trades

Latest Guru Trades with UEPS

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Ron Baron 2012-12-31 Sold Out 0.0048%$3.22 - $9.16 $ 7.40%0
Ron Baron 2011-09-30 Add 33.85%$5.9 - $8.94 $ 7.42%87000
David Dreman 2011-06-30 Sold Out $7.87 - $8.84 $ 7.4-12%0
Ron Baron 2011-06-30 Add 30%$7.87 - $8.84 $ 7.4-12%65000
David Dreman 2011-03-31 Reduce -59.03%0.16%$8.59 - $12.26 $ 7.4-30%652583
Ron Baron 2010-12-31 Add 78.57%$10.59 - $12.9 $ 7.4-38%50000
George Soros 2010-12-31 Sold Out $10.59 - $12.9 $ 7.4-38%0
Richard Perry 2010-09-30 Sold Out 0.22%$10.95 - $14.95 $ 7.4-43%0
George Soros 2010-09-30 New Buy$10.95 - $14.95 $ 7.4-43%10200
Richard Perry 2010-06-30 New Buy0.22%$13.47 - $18.24 $ 7.4-52%600000
Ron Baron 2010-06-30 Reduce -76.76%$13.47 - $18.24 $ 7.4-52%28000
Premium More recent guru trades are included for Premium Members only!!

Ratios

vs
industry		 vs
history
P/E(ttm) 36.10
UEPS's P/E(ttm) is ranked lower than
202020% of the 495 Companies
in the Global Business Services industry.

( Industry Median: 18.70 vs. UEPS: 36.10 )
UEPS' s 10-Year P/E(ttm) Range
Min: 5.33   Max: 137.19
Current: 36.1
5.33
137.19
P/B 1.00
UEPS's P/B is ranked lower than
169205% of the 591 Companies
in the Global Business Services industry.

( Industry Median: 1.90 vs. UEPS: 1.00 )
UEPS' s 10-Year P/B Range
Min: 0.62   Max: 29.95
Current: 1
0.62
29.95
P/S 0.76
UEPS's P/S is ranked lower than
161030% of the 621 Companies
in the Global Business Services industry.

( Industry Median: 1.08 vs. UEPS: 0.76 )
UEPS' s 10-Year P/S Range
Min: 0.54   Max: 12.3
Current: 0.76
0.54
12.3
EV-to-EBIT 52.6
UEPS's EV-to-EBIT is ranked lower than
189753% of the 527 Companies
in the Global Business Services industry.

( Industry Median: 13.83 vs. UEPS: 52.6 )
UEPS' s 10-Year EV-to-EBIT Range
Min: 2.3   Max: 56.2
Current: 52.6
2.3
56.2
Shiller P/E 7.7
UEPS's Shiller P/E is ranked lower than
100% of the Companies
in the Global Business Services industry.

( Industry Median: vs. UEPS: 7.7 )
UEPS' s 10-Year Shiller P/E Range
Min: 4.9   Max: 16.16
Current: 7.7
4.9
16.16

Valuation & Return

vs
industry		 vs
history
Price/Net Current Asset Value 4.2
UEPS's Price/Net Current Asset Value is ranked lower than
246913% of the 405 Companies
in the Global Business Services industry.

( Industry Median: 11.50 vs. UEPS: 4.2 )
UEPS' s 10-Year Price/Net Current Asset Value Range
Min: 4.7   Max: 42.7
Current: 4.2
4.7
42.7
Price/Tangible Book 5.2
UEPS's Price/Tangible Book is ranked lower than
211864% of the 472 Companies
in the Global Business Services industry.

( Industry Median: 2.50 vs. UEPS: 5.2 )
UEPS' s 10-Year Price/Tangible Book Range
Min: 4.2   Max: 8.5
Current: 5.2
4.2
8.5
Price/DCF (Projected) 0.3
UEPS's Price/DCF (Projected) is ranked lower than
393700% of the 254 Companies
in the Global Business Services industry.

( Industry Median: 1.20 vs. UEPS: 0.3 )
UEPS' s 10-Year Price/DCF (Projected) Range
Min: 0.3   Max: 0.6
Current: 0.3
0.3
0.6
Price/Median PS Value 0.2
UEPS's Price/Median PS Value is ranked lower than
168067% of the 595 Companies
in the Global Business Services industry.

( Industry Median: 1.10 vs. UEPS: 0.2 )
UEPS' s 10-Year Price/Median PS Value Range
Min: 0.3   Max: 2.1
Current: 0.2
0.3
2.1
Price/Graham Number 1.3
UEPS's Price/Graham Number is ranked lower than
265957% of the 376 Companies
in the Global Business Services industry.

( Industry Median: 1.60 vs. UEPS: 1.3 )
UEPS' s 10-Year Price/Graham Number Range
Min: 1.3   Max: 3.1
Current: 1.3
1.3
3.1
Earnings Yield (Greenblatt) 1.90
UEPS's Earnings Yield (Greenblatt) is ranked lower than
191571% of the 522 Companies
in the Global Business Services industry.

( Industry Median: 7.30 vs. UEPS: 1.90 )
UEPS' s 10-Year Earnings Yield (Greenblatt) Range
Min: 1.8   Max: 43.4
Current: 1.9
1.8
43.4
Forward Rate of Return (Yacktman) 6.5
UEPS's Forward Rate of Return (Yacktman) is ranked lower than
425531% of the 235 Companies
in the Global Business Services industry.

( Industry Median: 10.19 vs. UEPS: 6.5 )
UEPS' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 8.3   Max: 27.1
Current: 6.5
8.3
27.1

Business Description

Net 1 Ueps Technologies, Inc. was incorporated in Florida in May 1997. The Company is a provider of payment solutions and transaction processing services across multiple industries and in a number of emerging economies. It has developed and markets a comprehensive transaction processing solution that encompasses its smart card-based alternative payment system for the unbanked and under-banked populations of developing economies and for mobile transaction channels. Its universal electronic payment system, or UEPS, uses biometrically secure smart cards that operate in real-time but offline, unlike traditional payment systems offered by major banking institutions that require immediate access through a communications network to a centralized computer. Its off-line systems also offer the highest level of availability and affordability by removing any elements that are costly and are prone to outages. Its latest version of the UEPS technology has now been certified by EMV, which facilitates its traditionally proprietary UEPS system to interoperate with the global EMV standard and allows card holders to transact at any EMV-enabled point of sale terminal or ATM. he new UEPS/EMV technology is currently being deployed on an extensive scale in South Africa through the issuance of MasterCard-branded UEPS/EMV cards to its social welfare grant customers. It also provide secure transaction technology solutions and services, by offering transaction processing, financial and clinical risk management solutions to various industries. It has expertise in secure online transaction processing, cryptography, mobile telephony and integrated circuit card (chip/smart card) technologies. The Company's technology is used in South Africa today, where it distributes pension and welfare payments, using its UEPS/EMV technology, to over nine million recipients across the entire country, process debit and credit card payment transactions on behalf of retailers. The Company is a provider of third-party and associated payroll payments in South Africa through its FIHRST service that processes monthly payments for approximately 1,250 employer groups representing over 850,000 employees. Its MediKredit service provides the majority of funders and providers of healthcare in South Africa with an on-line real-time management system for healthcare transactions. It performs a similar service in the US through its XeoHealth subsidiary. Its Competitors include the local banks and other transaction processors. The Company competes with other service providers on these aspects through SASSA's tender processes, when applicable, or through contract extension negotiations.
Company Website
Industry: Business Services
Compare:ADP, G, ENV, CMPGY, SGSOY
Traded in other countries:NJPA.Germany

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