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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 8/10

vs
industry
vs
history
Cash to Debt 6.03
UIHC's Cash to Debt is ranked higher than
81% of the 218 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.17 vs. UIHC: 6.03 )
UIHC' s 10-Year Cash to Debt Range
Min: 0.47   Max: No Debt
Current: 6.03

Equity to Asset 0.31
UIHC's Equity to Asset is ranked higher than
87% of the 217 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.26 vs. UIHC: 0.31 )
UIHC' s 10-Year Equity to Asset Range
Min: 0.12   Max: 0.66
Current: 0.31

0.12
0.66
Interest Coverage 93.97
UIHC's Interest Coverage is ranked higher than
78% of the 177 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 22.74 vs. UIHC: 93.97 )
UIHC' s 10-Year Interest Coverage Range
Min: 1.99   Max: 93.97
Current: 93.97

1.99
93.97
F-Score: 6
Z-Score: 1.76
WACC vs ROIC
11.71%
34.51%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 22.45
UIHC's Operating margin (%) is ranked higher than
92% of the 218 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 12.37 vs. UIHC: 22.45 )
UIHC' s 10-Year Operating margin (%) Range
Min: -0.85   Max: 44.02
Current: 22.45

-0.85
44.02
Net-margin (%) 13.82
UIHC's Net-margin (%) is ranked higher than
87% of the 218 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.39 vs. UIHC: 13.82 )
UIHC' s 10-Year Net-margin (%) Range
Min: -1.16   Max: 35.21
Current: 13.82

-1.16
35.21
ROE (%) 24.38
UIHC's ROE (%) is ranked higher than
94% of the 217 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.79 vs. UIHC: 24.38 )
UIHC' s 10-Year ROE (%) Range
Min: -1.98   Max: 75.08
Current: 24.38

-1.98
75.08
ROA (%) 7.05
UIHC's ROA (%) is ranked higher than
95% of the 218 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 3.49 vs. UIHC: 7.05 )
UIHC' s 10-Year ROA (%) Range
Min: -0.4   Max: 14.09
Current: 7.05

-0.4
14.09
Revenue Growth (3Y)(%) 19.40
UIHC's Revenue Growth (3Y)(%) is ranked higher than
92% of the 189 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 7.50 vs. UIHC: 19.40 )
UIHC' s 10-Year Revenue Growth (3Y)(%) Range
Min: -7.5   Max: 19.4
Current: 19.4

-7.5
19.4
EBITDA Growth (3Y)(%) 150.50
UIHC's EBITDA Growth (3Y)(%) is ranked higher than
90% of the 180 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.60 vs. UIHC: 150.50 )
UIHC' s 10-Year EBITDA Growth (3Y)(%) Range
Min: -68.9   Max: 150.5
Current: 150.5

-68.9
150.5
» UIHC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2014

UIHC Guru Trades in Q1 2014

Paul Tudor Jones 59,573 sh (New)
Chuck Royce 205,000 sh (New)
Jim Simons 42,300 sh (+69.2%)
» More
Q2 2014

UIHC Guru Trades in Q2 2014

Jim Simons 195,600 sh (+362.41%)
Paul Tudor Jones Sold Out
Chuck Royce 183,000 sh (-10.73%)
» More
Q3 2014

UIHC Guru Trades in Q3 2014

Chuck Royce 171,000 sh (-6.56%)
Jim Simons 84,200 sh (-56.95%)
» More
Q4 2014

UIHC Guru Trades in Q4 2014

Chuck Royce 141,600 sh (-17.19%)
Jim Simons 44,709 sh (-46.9%)
» More
» Details

Insider Trades

Latest Guru Trades with UIHC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)



No Guru Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Top Ranked Articles about United Insurance Holdings Corp

Top Insider Buys of the Week
Over the past week there were several companies reporting smaller insider buys along some large insider sells. The following insiders reported the largest insider buys over the past week. These transactions were judged based on the number of insiders buying, transaction amount and the amount of shares being purchased Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 12.40
UIHC's P/E(ttm) is ranked higher than
78% of the 223 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 13.70 vs. UIHC: 12.40 )
UIHC' s 10-Year P/E(ttm) Range
Min: 0.89   Max: 14.24
Current: 12.4

0.89
14.24
Forward P/E 11.49
UIHC's Forward P/E is ranked higher than
89% of the 223 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 13.30 vs. UIHC: 11.49 )
N/A
PE(NRI) 12.40
UIHC's PE(NRI) is ranked higher than
79% of the 223 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 13.50 vs. UIHC: 12.40 )
UIHC' s 10-Year PE(NRI) Range
Min: 0.89   Max: 14.26
Current: 12.4

0.89
14.26
P/B 2.70
UIHC's P/B is ranked higher than
59% of the 223 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.39 vs. UIHC: 2.70 )
UIHC' s 10-Year P/B Range
Min: 0.46   Max: 3.64
Current: 2.7

0.46
3.64
P/S 1.70
UIHC's P/S is ranked higher than
65% of the 223 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.23 vs. UIHC: 1.70 )
UIHC' s 10-Year P/S Range
Min: 0.28   Max: 1.96
Current: 1.7

0.28
1.96
PFCF 5.20
UIHC's PFCF is ranked higher than
85% of the 223 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 15.50 vs. UIHC: 5.20 )
UIHC' s 10-Year PFCF Range
Min: 0.63   Max: 16
Current: 5.2

0.63
16
POCF 5.16
UIHC's POCF is ranked higher than
83% of the 223 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.95 vs. UIHC: 5.16 )
UIHC' s 10-Year POCF Range
Min: 0.61   Max: 44.44
Current: 5.16

0.61
44.44
EV-to-EBIT 7.36
UIHC's EV-to-EBIT is ranked higher than
88% of the 223 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.45 vs. UIHC: 7.36 )
UIHC' s 10-Year EV-to-EBIT Range
Min: -8   Max: 32.6
Current: 7.36

-8
32.6
PEG 9.54
UIHC's PEG is ranked higher than
98% of the 223 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.00 vs. UIHC: 9.54 )
UIHC' s 10-Year PEG Range
Min: 0   Max: 0.3
Current: 9.54

0
0.3
Shiller P/E 25.80
UIHC's Shiller P/E is ranked higher than
70% of the 223 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 20.31 vs. UIHC: 25.80 )
UIHC' s 10-Year Shiller P/E Range
Min: 5.11   Max: 29.57
Current: 25.8

5.11
29.57
Days Sales Outstanding 46.32
UIHC's Days Sales Outstanding is ranked higher than
94% of the 223 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 161.64 vs. UIHC: 46.32 )
UIHC' s 10-Year Days Sales Outstanding Range
Min: 31.12   Max: 47.71
Current: 46.32

31.12
47.71

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.70
UIHC's Dividend Yield is ranked lower than
93% of the 181 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.57 vs. UIHC: 0.70 )
UIHC' s 10-Year Dividend Yield Range
Min: 0.53   Max: 6.88
Current: 0.7

0.53
6.88
Dividend Payout 0.08
UIHC's Dividend Payout is ranked higher than
100% of the 223 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.50 vs. UIHC: 0.08 )
UIHC' s 10-Year Dividend Payout Range
Min: 0.06   Max: 0.35
Current: 0.08

0.06
0.35
Dividend growth (3y) 33.90
UIHC's Dividend growth (3y) is ranked higher than
98% of the 157 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.10 vs. UIHC: 33.90 )
UIHC' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 33.9
Current: 33.9

0
33.9
Yield on cost (5-Year) 0.70
UIHC's Yield on cost (5-Year) is ranked higher than
52% of the 183 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 3.46 vs. UIHC: 0.70 )
UIHC' s 10-Year Yield on cost (5-Year) Range
Min: 0.53   Max: 6.88
Current: 0.7

0.53
6.88
Share Buyback Rate -15.20
UIHC's Share Buyback Rate is ranked higher than
56% of the 176 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: -0.20 vs. UIHC: -15.20 )
UIHC' s 10-Year Share Buyback Rate Range
Min: 3.5   Max: -15.2
Current: -15.2

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.67
UIHC's Price/Tangible Book is ranked higher than
63% of the 223 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.75 vs. UIHC: 2.67 )
UIHC' s 10-Year Price/Tangible Book Range
Min: 0.47   Max: 3.52
Current: 2.67

0.47
3.52
Price/DCF (Projected) 0.88
UIHC's Price/DCF (Projected) is ranked higher than
77% of the 223 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.09 vs. UIHC: 0.88 )
UIHC' s 10-Year Price/DCF (Projected) Range
Min: 0.33   Max: 0.66
Current: 0.88

0.33
0.66
Price/Median PS Value 3.41
UIHC's Price/Median PS Value is ranked higher than
55% of the 223 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.19 vs. UIHC: 3.41 )
UIHC' s 10-Year Price/Median PS Value Range
Min: 0.57   Max: 2.43
Current: 3.41

0.57
2.43
Price/Graham Number 1.29
UIHC's Price/Graham Number is ranked higher than
69% of the 223 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.03 vs. UIHC: 1.29 )
UIHC' s 10-Year Price/Graham Number Range
Min: 0.15   Max: 1.03
Current: 1.29

0.15
1.03
Earnings Yield (Greenblatt) 13.60
UIHC's Earnings Yield (Greenblatt) is ranked higher than
88% of the 216 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.60 vs. UIHC: 13.60 )
UIHC' s 10-Year Earnings Yield (Greenblatt) Range
Min: 3.1   Max: 229.4
Current: 13.6

3.1
229.4

Business Description

Industry: Insurance - Property & Casualty » Insurance - Property & Casualty
Compare: » details
Traded in other countries:0UI.Germany,
United Insurance Holdings Corp. formerly known as FMG Acquisition Corp. was incorporated under the laws of the State of Delaware on May 22, 2007. On September 30, 2008, it completed a merger, dated August 15, 2008, as amended on September 23, 2008, whereby United Subsidiary Corp., a wholly-owned subsidiary of FMG Acquisition Corp, merged with and into United Insurance Holdings, L.C., a Florida company, with United Insurance Holdings remaining as the surviving entity. In connection with the Merger, FMG changed its name to United Insurance Holdings Corp. The Company operates as a holding company for United Property & Casualty Insurance Company and its insurance subsidiary was initially formed as a Florida C-Corporation in 1999 to capitalize on legislation designed to attract capital to the Florida homeowner insurance market. United Property & Casualty Insurance Company is primarily engaged in the homeowner's property and casualty insurance business in the United States. Its subsidiary United Insurance Management manages a general agency that provides personnel and management services for the combined entity. Its subsidiary Skyway Claims Services provides field inspection services for a portion of the Company's non-catastrophe claims. Its subsidiary UPC Re is a reinsurance subsidiary that provides fully collateralized risk transfer for a portion of the Company's reinsurance program. The Company currently writes in Florida, Massachusetts, New Jersey, North Carolina, Rhode Island, South Carolina, and Texas, and is licensed to write in Georgia and New Hampshire. It manages its risk of catastrophic loss primarily through sophisticated pricing algorithms, avoidance of policy concentration, and the use of a comprehensive catastrophe reinsurance program.
» More Articles for UIHC

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