Ratios

		vs industry	vs history
P/E(ttm)	19.10	UMBF's P/E(ttm) is ranked higher than 58% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 13.43 vs. UMBF: 19.10 )	UMBF' s 10-Year P/E(ttm) Range Min: 10.74   Max: 30.75 Current: 19.1 10.74 30.75
P/B	1.67	UMBF's P/B is ranked lower than 79% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 0.90 vs. UMBF: 1.67 )	UMBF' s 10-Year P/B Range Min: 1.01   Max: 3.03 Current: 1.67 1.01 3.03
P/S	2.74	UMBF's P/S is ranked higher than 50% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 2.20 vs. UMBF: 2.74 )	UMBF' s 10-Year P/S Range Min: 1.66   Max: 4.95 Current: 2.74 1.66 4.95
PFCF	10.34	UMBF's PFCF is ranked lower than 55% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 6.70 vs. UMBF: 10.34 )	UMBF' s 10-Year PFCF Range Min: 4.63   Max: 46.82 Current: 10.34 4.63 46.82
EV-to-EBIT	13.79	UMBF's EV-to-EBIT is ranked higher than 79% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 16.90 vs. UMBF: 13.79 )	UMBF' s 10-Year EV-to-EBIT Range Min: 0.1   Max: 17.8 Current: 13.79 0.1 17.8
PEG	3.29	UMBF's PEG is ranked higher than 90% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 1.29 vs. UMBF: 3.29 )	UMBF' s 10-Year PEG Range Min: 1.22   Max: 66.4 Current: 3.29 1.22 66.4
Shiller P/E	20.22	UMBF's Shiller P/E is ranked higher than 83% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 14.60 vs. UMBF: 20.22 )	UMBF' s 10-Year Shiller P/E Range Min: 14.65   Max: 42.64 Current: 20.22 14.65 42.64

Dividend & Buy Back

		vs industry	vs history
Dividend Yield	1.60	UMBF's Dividend Yield is ranked higher than 62% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 2.20 vs. UMBF: 1.60 )	UMBF' s 10-Year Dividend Yield Range Min: 0.91   Max: 2.43 Current: 1.6 0.91 2.43
Dividend Payout	0.3	UMBF's Dividend Payout is ranked higher than 76% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 0.42 vs. UMBF: 0.3 )	UMBF' s 10-Year Dividend Payout Range Min: 0.25   Max: 0.43 Current: 0.3 0.25 0.43
Dividend growth (3y)	4	UMBF's Dividend growth (3y) is ranked higher than 95% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: -21.50 vs. UMBF: 4 )	UMBF' s 10-Year Dividend growth (3y) Range Min: 1.5   Max: 9.5 Current: 4 1.5 9.5
Yield on cost (5-Year)	2.14	UMBF's Yield on cost (5-Year) is ranked higher than 79% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 1.92 vs. UMBF: 2.14 )	UMBF' s 10-Year Yield on cost (5-Year) Range Min: 1.22   Max: 3.25 Current: 2.14 1.22 3.25
Share Buyback Rate	0.2	UMBF's Share Buyback Rate is ranked higher than 89% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: -1.75 vs. UMBF: 0.2 )	UMBF' s 10-Year Share Buyback Rate Range Min: 1.4   Max: 0.2 Current: 0.2

Valuation & Return

		vs industry	vs history
Price/Tangible Book	2.2	UMBF's Price/Tangible Book is ranked higher than 94% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 1.00 vs. UMBF: 2.2 )	UMBF' s 10-Year Price/Tangible Book Range Min: 1.1   Max: 2.4 Current: 2.2 1.1 2.4
Price/DCF (Projected)	0.7	UMBF's Price/DCF (Projected) is ranked higher than 84% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 0.50 vs. UMBF: 0.7 )	UMBF' s 10-Year Price/DCF (Projected) Range Min: 0.5   Max: 0.9 Current: 0.7 0.5 0.9
Price/Median PS Value	1.1	UMBF's Price/Median PS Value is ranked higher than 80% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 0.80 vs. UMBF: 1.1 )	UMBF' s 10-Year Price/Median PS Value Range Min: 0.7   Max: 1.4 Current: 1.1 0.7 1.4
Price/Peter Lynch Fair Value	2.7	UMBF's Price/Peter Lynch Fair Value is ranked higher than 97% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 1.00 vs. UMBF: 2.7 )	UMBF' s 10-Year Price/Peter Lynch Fair Value Range Min: 1.5   Max: 3.4 Current: 2.7 1.5 3.4
Price/Graham Number	1.3	UMBF's Price/Graham Number is ranked higher than 94% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 0.80 vs. UMBF: 1.3 )	UMBF' s 10-Year Price/Graham Number Range Min: 0.8   Max: 1.6 Current: 1.3 0.8 1.6
Earnings Yield (Greenblatt)	7.30	UMBF's Earnings Yield (Greenblatt) is ranked higher than 84% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 5.80 vs. UMBF: 7.30 )	UMBF' s 10-Year Earnings Yield (Greenblatt) Range Min: 5.6   Max: 2698.9 Current: 7.3 5.6 2698.9
Forward Rate of Return (Yacktman)	12.22	UMBF's Forward Rate of Return (Yacktman) is ranked higher than 74% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 15.01 vs. UMBF: 12.22 )	UMBF' s 10-Year Forward Rate of Return (Yacktman) Range Min: 7.3   Max: 20.5 Current: 12.22 7.3 20.5

Business Description

UMB Financial Corporation was organized as a corporation in 1967, under Missouri law for the purpose of becoming a bank holding company registered under the Bank Holding Company Act of 1956. UMB Financial is a financial holding company under the Gramm-Leach-Bliley Act of 1999. The Company owns all of the outstanding stock of four commercial banks and 21 other subsidiaries. The Company's main subsidiary bank is UMB Bank. n.a. The banks offer a full range of banking services to commercial, retail, government and correspondent bank customers. In addition to standard banking functions, the bank provides international banking services, investment and cash management services, data processing services for correspondent banks and a full range of trust activities for individuals, estates, business corporations, governmental bodies and public authorities. The Company's products and services are grouped into three segments, Commercial Financial Services, Institutional Financial Services, and Personal Financial Services. Commercial Financial Services serves the commercial lending and leasing, capital markets, and treasury management needs of the Company's mid-market businesses and governmental entities by offering various products and services. Such services include commercial loans, letters of credit, loan syndication services, consultative services, and a variety of financial options for companies that need non-traditional banking services. Capital markets services include asset-based financing, asset securitization, equity and mezzanine financing, factoring, private and public placement of senior debt, as well as merger and acquisition consulting. Treasury management services include depository services, account reconciliation services, electronic fund transfer services, controlled disbursements, lockbox services, and remote deposit capture services. Institutional Financial Services is a combination of banking services, fund services, and asset management services provided to institutional clients. This segment also includes consumer and commercial credit card services in addition to healthcare services, mutual fund cash management, and international payments. Institutional Financial Services includes businesses such as the Company's institutional investment services functions, Scout Investment Advisors, UMB Fund Services, corporate trust and escrow services as well as correspondent banking, investment banking, and healthcare services. Products and services include bond trading transactions, cash letter collections, FiServ account processing, investment portfolio accounting and safekeeping, reporting for asset/liability management, and Fed funds transactions. UMB Fund Services provides fund administration and accounting, investor services and transfer agency, marketing and distribution, custody and alternative investment services. Personal Financial Services combines consumer services and asset management services provided to personal cl
Company Website
SEC Reports

Industry:	Banks - Regional - US
Compare:	MTB, USB, PNC, PB, CFR

» More Articles for UMBF

Headlines

Articles On GuruFocus.com

The Best Dividend Contenders at New 50-Day Highs Mar 09 2012

Twelve Dividend Machines Boosting Dividends Oct 31 2011

13 Dividend Growth Stocks with Very Little Debt Jun 08 2011

UMB Financial Corp. Reports Operating Results (10-Q) Nov 04 2010

Nine Consistent Dividend Raisers in the News: BWP, EEI, NS, HEP, CTAS, MOLX, UMBF, PRGO, AROW Nov 01 2010

UMB Financial Corp. Reports Operating Results (10-Q) Aug 04 2010

UMB Financial Corp. (UMBF) Vice Chairman of Subsidiary Clyde F Wendel sells 1,685 Shares May 11 2010

UMB Financial Corp. Reports Operating Results (10-Q) May 05 2010

UMB Financial Corp. (UMBF) Chairman and CEO J Mariner Kemper sells 2,050 Shares Dec 15 2009

UMB Financial Corp. (UMBF) Vice Chairman Peter J Genovese sells 1,454 Shares Dec 14 2009

Personalized Checklist