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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.60
UMPQ's Cash to Debt is ranked higher than
69% of the 1365 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. UMPQ: 0.60 )
UMPQ' s 10-Year Cash to Debt Range
Min: 0.37   Max: No Debt
Current: 0.6

Equity to Asset 0.17
UMPQ's Equity to Asset is ranked higher than
95% of the 1753 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. UMPQ: 0.17 )
UMPQ' s 10-Year Equity to Asset Range
Min: 0.1   Max: 0.17
Current: 0.17

0.1
0.17
Interest Coverage 3.99
UMPQ's Interest Coverage is ranked higher than
88% of the 1622 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.27 vs. UMPQ: 3.99 )
UMPQ' s 10-Year Interest Coverage Range
Min: 0.36   Max: 3.99
Current: 3.99

0.36
3.99
F-Score: 3
Z-Score: 0.18
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 25.18
UMPQ's Operating margin (%) is ranked higher than
69% of the 1776 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 28.81 vs. UMPQ: 25.18 )
UMPQ' s 10-Year Operating margin (%) Range
Min: -49.29   Max: 41.83
Current: 25.18

-49.29
41.83
Net-margin (%) 14.37
UMPQ's Net-margin (%) is ranked higher than
62% of the 1783 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.59 vs. UMPQ: 14.37 )
UMPQ' s 10-Year Net-margin (%) Range
Min: -38.9   Max: 27.13
Current: 14.37

-38.9
27.13
ROE (%) 4.75
UMPQ's ROE (%) is ranked higher than
62% of the 1790 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.54 vs. UMPQ: 4.75 )
UMPQ' s 10-Year ROE (%) Range
Min: -10.05   Max: 22.13
Current: 4.75

-10.05
22.13
ROA (%) 0.76
UMPQ's ROA (%) is ranked higher than
73% of the 1790 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.79 vs. UMPQ: 0.76 )
UMPQ' s 10-Year ROA (%) Range
Min: -1.71   Max: 2.32
Current: 0.76

-1.71
2.32
ROC (Joel Greenblatt) (%) 91.10
UMPQ's ROC (Joel Greenblatt) (%) is ranked higher than
79% of the 1757 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 72.81 vs. UMPQ: 91.10 )
UMPQ' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -185.21   Max: 210.83
Current: 91.1

-185.21
210.83
Revenue Growth (%) 2.50
UMPQ's Revenue Growth (%) is ranked higher than
80% of the 1555 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. UMPQ: 2.50 )
UMPQ' s 10-Year Revenue Growth (%) Range
Min: -12   Max: 22.6
Current: 2.5

-12
22.6
EBITDA Growth (%) 55.70
UMPQ's EBITDA Growth (%) is ranked higher than
97% of the 1398 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.70 vs. UMPQ: 55.70 )
UMPQ' s 10-Year EBITDA Growth (%) Range
Min: -39.3   Max: 55.7
Current: 55.7

-39.3
55.7
EPS Growth (%) 80.40
UMPQ's EPS Growth (%) is ranked higher than
98% of the 1407 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.90 vs. UMPQ: 80.40 )
UMPQ' s 10-Year EPS Growth (%) Range
Min: -47.7   Max: 80.4
Current: 80.4

-47.7
80.4
» UMPQ's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

UMPQ Guru Trades in Q3 2013

Jim Simons 698,919 sh (+392.82%)
Paul Tudor Jones 59,600 sh (+81.16%)
Joel Greenblatt 26,280 sh (-0.61%)
Chuck Royce 1,583,600 sh (-1.37%)
David Dreman 190,934 sh (-71.2%)
» More
Q4 2013

UMPQ Guru Trades in Q4 2013

Jim Simons 1,406,219 sh (+101.2%)
David Dreman 217,995 sh (+14.17%)
Chuck Royce 1,423,600 sh (-10.1%)
Joel Greenblatt 19,267 sh (-26.69%)
Paul Tudor Jones 12,000 sh (-79.87%)
» More
Q1 2014

UMPQ Guru Trades in Q1 2014

Chuck Royce 1,487,735 sh (+4.51%)
David Dreman 224,959 sh (+3.19%)
Paul Tudor Jones 10,900 sh (-9.17%)
Joel Greenblatt 13,982 sh (-27.43%)
Jim Simons 809,819 sh (-42.41%)
» More
Q2 2014

UMPQ Guru Trades in Q2 2014

Ken Fisher 2,581,006 sh (New)
Caxton Associates 176,461 sh (New)
Paul Tudor Jones 23,800 sh (+118.35%)
Chuck Royce 1,539,335 sh (+3.47%)
Joel Greenblatt Sold Out
Jim Simons Sold Out
David Dreman 220,376 sh (-2.04%)
» More
» Details

Insider Trades

Latest Guru Trades with UMPQ

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Ken Fisher 2014-06-30 New Buy0.1%$15.99 - $19.28 $ 15.93-8%2581006
Joel Greenblatt 2014-06-30 Sold Out $15.99 - $19.28 $ 15.93-8%0
Joel Greenblatt 2014-03-31 Reduce -27.43%$16.64 - $19.33 $ 15.93-12%13982
Joel Greenblatt 2013-12-31 Reduce -26.69%$16.13 - $19.44 $ 15.93-9%19267
David Dreman 2013-09-30 Reduce -71.2%0.21%$15.42 - $17.45 $ 15.93-4%190934
David Dreman 2013-06-30 Add 86.99%$11.75 - $15.2 $ 15.9321%662872
Joel Greenblatt 2013-03-31 Add 27.96%$11.79 - $13.52 $ 15.9324%22581
Joel Greenblatt 2012-12-31 New Buy0.01%$11.33 - $12.74 $ 15.9333%17647
Joel Greenblatt 2012-12-31 New Buy0.01%$11.33 - $12.74 $ 15.9333%17647
Richard Snow 2012-06-30 Sold Out 0.01%$12.06 - $13.57 $ 15.9324%0
Richard Snow 2012-03-31 Reduce -67.4%0.01%$11.75 - $13.66 $ 15.9333%10292
Richard Snow 2011-12-31 Reduce -86.94%0.1%$8.51 - $12.76 $ 15.9340%31572
David Dreman 2011-12-31 New Buy0.1%$8.51 - $12.76 $ 15.9340%372111
George Soros 2011-12-31 Sold Out 0.0022%$8.51 - $12.76 $ 15.9340%0
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
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Top Ranked Articles about Umpqua Holdings Corp

Ken Fisher's Top 5 New Portfolio Stocks
Ken Fisher (Trades, Portfolio), founder of $44 billion Fisher Investments, writes a regular column for Forbes in which he stated in June that he is excited for the stock market because of what he calls the “midterm election year fourth-quarter effect.” Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 22.90
UMPQ's P/E(ttm) is ranked higher than
63% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.50 vs. UMPQ: 22.90 )
UMPQ' s 10-Year P/E(ttm) Range
Min: 10.32   Max: 128.83
Current: 22.9

10.32
128.83
P/B 0.90
UMPQ's P/B is ranked higher than
81% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.13 vs. UMPQ: 0.90 )
UMPQ' s 10-Year P/B Range
Min: 0.33   Max: 3.14
Current: 0.9

0.33
3.14
P/S 3.20
UMPQ's P/S is ranked higher than
71% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.97 vs. UMPQ: 3.20 )
UMPQ' s 10-Year P/S Range
Min: 1.07   Max: 6.78
Current: 3.2

1.07
6.78
PFCF 9.20
UMPQ's PFCF is ranked higher than
85% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 98.89 vs. UMPQ: 9.20 )
UMPQ' s 10-Year PFCF Range
Min: 3.44   Max: 437
Current: 9.2

3.44
437
EV-to-EBIT 27.13
UMPQ's EV-to-EBIT is ranked higher than
64% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.23 vs. UMPQ: 27.13 )
UMPQ' s 10-Year EV-to-EBIT Range
Min: 5.7   Max: 139.6
Current: 27.13

5.7
139.6
Shiller P/E 303.90
UMPQ's Shiller P/E is ranked higher than
70% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 27.04 vs. UMPQ: 303.90 )
UMPQ' s 10-Year Shiller P/E Range
Min: 5.62   Max: 362.2
Current: 303.9

5.62
362.2

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 3.70
UMPQ's Dividend Yield is ranked higher than
75% of the 1505 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.44 vs. UMPQ: 3.70 )
UMPQ' s 10-Year Dividend Yield Range
Min: 0.73   Max: 7.68
Current: 3.7

0.73
7.68
Dividend Payout 0.95
UMPQ's Dividend Payout is ranked higher than
54% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.47 vs. UMPQ: 0.95 )
UMPQ' s 10-Year Dividend Payout Range
Min: 0.13   Max: 1.67
Current: 0.95

0.13
1.67
Dividend growth (3y) 40.10
UMPQ's Dividend growth (3y) is ranked higher than
95% of the 1053 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.60 vs. UMPQ: 40.10 )
UMPQ' s 10-Year Dividend growth (3y) Range
Min: -35.3   Max: 55.4
Current: 40.1

-35.3
55.4
Yield on cost (5-Year) 13.27
UMPQ's Yield on cost (5-Year) is ranked higher than
94% of the 1518 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.80 vs. UMPQ: 13.27 )
UMPQ' s 10-Year Yield on cost (5-Year) Range
Min: 2.62   Max: 27.54
Current: 13.27

2.62
27.54
Share Buyback Rate -1.20
UMPQ's Share Buyback Rate is ranked higher than
76% of the 1327 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.90 vs. UMPQ: -1.20 )
UMPQ' s 10-Year Share Buyback Rate Range
Min: -1.2   Max: -28.2
Current: -1.2

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.90
UMPQ's Price/Tangible Book is ranked higher than
61% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.32 vs. UMPQ: 1.90 )
UMPQ' s 10-Year Price/Tangible Book Range
Min: 0.65   Max: 5.66
Current: 1.9

0.65
5.66
Price/DCF (Projected) 0.70
UMPQ's Price/DCF (Projected) is ranked higher than
78% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.03 vs. UMPQ: 0.70 )
UMPQ' s 10-Year Price/DCF (Projected) Range
Min: 0.25   Max: 1.45
Current: 0.7

0.25
1.45
Price/Median PS Value 1.10
UMPQ's Price/Median PS Value is ranked higher than
72% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.08 vs. UMPQ: 1.10 )
UMPQ' s 10-Year Price/Median PS Value Range
Min: 0.4   Max: 2.26
Current: 1.1

0.4
2.26
Price/Graham Number 1.90
UMPQ's Price/Graham Number is ranked higher than
60% of the 1927 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.04 vs. UMPQ: 1.90 )
UMPQ' s 10-Year Price/Graham Number Range
Min: 0.41   Max: 2.6
Current: 1.9

0.41
2.6
Earnings Yield (Greenblatt) 3.70
UMPQ's Earnings Yield (Greenblatt) is ranked higher than
58% of the 1692 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.00 vs. UMPQ: 3.70 )
UMPQ' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.7   Max: 17.4
Current: 3.7

0.7
17.4
Forward Rate of Return (Yacktman) 7.24
UMPQ's Forward Rate of Return (Yacktman) is ranked higher than
64% of the 1423 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.24 vs. UMPQ: 7.24 )
UMPQ' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -5.1   Max: 21.8
Current: 7.24

-5.1
21.8

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Traded in other countries:UMQ.Germany
Umpqua Holdings Corporation is a financial holding company, which is engaged in the business of commercial and retail banking and the delivery of retail brokerage services. The Company has two principal operating subsidiaries, Umpqua Bank and Umpqua Investments, Inc. The Company offers a traditional array of deposit products, including non-interest bearing checking accounts, interest bearing checking and savings accounts, money market accounts and certificates of deposit. The company also offers a seniors program to customers over fifty years old, which includes an array of banking services and other amenities, such as purchase discounts, vacation trips and seminars. The company engages in the retail brokerage business through Strand. Strand provides a range of brokerage services including equity and fixed income products, mutual funds, annuities, options, retirement planning and money management services. Additionally, Strand offers life insurance, disability insurance and medical supplement policies. The Bank serves individuals with liquid investable assets by providing customized financial solutions and offerings. The Company offers specialized loans for business and commercial customers, including accounts receivable and inventory financing, equipment loans, real estate construction loans and permanent financing and SBA program financing. Additionally, it offers specially designed loan products for small businesses through its Small Business Lending Center. Real estate loans are available for construction, purchase and refinancing of residential owner-occupied and rental properties. The Company provides loans to individual borrowers for a variety of purposes, including secured and unsecured personal loans, home equity and personal lines of credit and motor vehicle loans. The operations of the Company's subsidiaries are affected by state and federal legislative changes and by policies of various regulatory authorities.
» More Articles for UMPQ

Headlines

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Ken Fisher's Top 5 New Portfolio Stocks Jul 27 2014 
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Umpqua Holdings Corp. Reports Operating Results (10-K) Feb 17 2011 
Umpqua Holdings Corp. Reports Operating Results (10-Q) Nov 03 2009 
Weekly Top Insider Buys: Bank of America Corp., Safeway Inc., Umpqua Holdings Corp., National Penn B Oct 24 2009 
Umpqua Holdings Corp. Reports Operating Results (10-Q) May 07 2009 
Umpqua Bank Announces New Asset Management Divsion Jan 13 2009 
Umpqua Holdings Corporation Schedules Fourth Quarter Earnings Conference Call for Jan. 29, 2009 Jan 07 2009 

More From Other Websites
Umpqua posts 3Q profit Oct 16 2014
Umpqua Holdings Corp Earnings Call scheduled for 1:00 pm ET today Oct 16 2014
Umpqua posts 3Q profit Oct 15 2014
Umpqua posts 3Q profit Oct 15 2014
How Will Umpqua (UMPQ) Stock React to Its Mixed Earnings Report in After-Hours Trading Today? Oct 15 2014
UMPQUA HOLDINGS CORP Files SEC form 8-K, Results of Operations and Financial Condition, Regulation... Oct 15 2014
Umpqua Reports Third Quarter 2014 Results Oct 15 2014
Umpqua Reports Third Quarter 2014 Results Oct 15 2014
Q3 2014 Umpqua Holdings Corp Earnings Release - After Market Close Oct 15 2014
Umpqua Bank Charitable Foundation Announces First Grants Sep 30 2014
UMPQUA HOLDINGS CORP Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and Exhibits Sep 25 2014
Umpqua Holdings Corporation Announces Third Quarter 2014 Earnings Conference Call on October 16,... Sep 25 2014
UMPQUA HOLDINGS CORP Files SEC form 8-K, Other Events Sep 16 2014
Umpqua Holdings Announces Quarterly Dividend Sep 16 2014
UMPQUA HOLDINGS CORP Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and Exhibits Sep 03 2014
UMPQUA HOLDINGS CORP Files SEC form 8-K, Other Events, Financial Statements and Exhibits Aug 12 2014
Imperium Renewables And Umpqua Bank Expand Lending Relationship Aug 12 2014
UMPQUA HOLDINGS CORP Financials Aug 12 2014
Umpqua Holdings Corporation Announces Pricing of Secondary Offering Aug 07 2014
Umpqua Holdings Corporation Announces Secondary Offering of Shares Held by Thomas H. Lee Partners... Aug 06 2014

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