Ratios

		vs industry	vs history
P/E(ttm)	15.20	UMPQ's P/E(ttm) is ranked higher than 53% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 13.43 vs. UMPQ: 15.20 )	UMPQ' s 10-Year P/E(ttm) Range Min: 9.81   Max: 134.56 Current: 15.2 9.81 134.56
P/B	0.88	UMPQ's P/B is ranked higher than 62% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 0.90 vs. UMPQ: 0.88 )	UMPQ' s 10-Year P/B Range Min: 0.28   Max: 4.48 Current: 0.88 0.28 4.48
P/S	2.79	UMPQ's P/S is ranked lower than 63% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 2.20 vs. UMPQ: 2.79 )	UMPQ' s 10-Year P/S Range Min: 1.1   Max: 5.11 Current: 2.79 1.1 5.11
PFCF	7.26	UMPQ's PFCF is ranked lower than 85% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 6.70 vs. UMPQ: 7.26 )	UMPQ' s 10-Year PFCF Range Min: 3.51   Max: 1848 Current: 7.26 3.51 1848
EV-to-EBIT	12.76	UMPQ's EV-to-EBIT is ranked higher than 71% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 16.90 vs. UMPQ: 12.76 )	UMPQ' s 10-Year EV-to-EBIT Range Min: 3   Max: 139.6 Current: 12.76 3 139.6
Shiller P/E	89.8	UMPQ's Shiller P/E is ranked higher than 60% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 14.60 vs. UMPQ: 89.8 )	UMPQ' s 10-Year Shiller P/E Range Min: 5.57   Max: 90.13 Current: 89.8 5.57 90.13

Dividend & Buy Back

		vs industry	vs history
Dividend Yield	2.74	UMPQ's Dividend Yield is ranked higher than 73% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 2.20 vs. UMPQ: 2.74 )	UMPQ' s 10-Year Dividend Yield Range Min: 0.73   Max: 7.68 Current: 2.74 0.73 7.68
Dividend Payout	0.4	UMPQ's Dividend Payout is ranked higher than 69% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 0.42 vs. UMPQ: 0.4 )	UMPQ' s 10-Year Dividend Payout Range Min: 0.13   Max: 0.76 Current: 0.4 0.13 0.76
Dividend growth (3y)	14.2	UMPQ's Dividend growth (3y) is ranked higher than 75% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: -21.50 vs. UMPQ: 14.2 )	UMPQ' s 10-Year Dividend growth (3y) Range Min: -27.9   Max: 39.2 Current: 14.2 -27.9 39.2
Yield on cost (5-Year)	1.62	UMPQ's Yield on cost (5-Year) is ranked lower than 55% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 1.92 vs. UMPQ: 1.62 )	UMPQ' s 10-Year Yield on cost (5-Year) Range Min: 0.44   Max: 4.61 Current: 1.62 0.44 4.61
Share Buyback Rate	-12.3	UMPQ's Share Buyback Rate is ranked lower than 61% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: -1.75 vs. UMPQ: -12.3 )	UMPQ' s 10-Year Share Buyback Rate Range Min: -7.3   Max: -28.9 Current: -12.3

Valuation & Return

		vs industry	vs history
Price/Tangible Book	1.5	UMPQ's Price/Tangible Book is ranked higher than 82% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 1.00 vs. UMPQ: 1.5 )	UMPQ' s 10-Year Price/Tangible Book Range Min: 1   Max: 4 Current: 1.5 1 4
Price/DCF (Projected)	0.7	UMPQ's Price/DCF (Projected) is ranked higher than 76% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 0.50 vs. UMPQ: 0.7 )	UMPQ' s 10-Year Price/DCF (Projected) Range Min: 0.4   Max: 1.2 Current: 0.7 0.4 1.2
Price/Median PS Value	0.9	UMPQ's Price/Median PS Value is ranked higher than 74% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 0.80 vs. UMPQ: 0.9 )	UMPQ' s 10-Year Price/Median PS Value Range Min: 0.8   Max: 1.7 Current: 0.9 0.8 1.7
Price/Graham Number	1	UMPQ's Price/Graham Number is ranked higher than 87% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 0.80 vs. UMPQ: 1 )	UMPQ' s 10-Year Price/Graham Number Range Min: 0.9   Max: 1.8 Current: 1 0.9 1.8
Earnings Yield (Greenblatt)	7.80	UMPQ's Earnings Yield (Greenblatt) is ranked higher than 76% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 5.80 vs. UMPQ: 7.80 )	UMPQ' s 10-Year Earnings Yield (Greenblatt) Range Min: 0.7   Max: 32.8 Current: 7.8 0.7 32.8
Forward Rate of Return (Yacktman)	8.48	UMPQ's Forward Rate of Return (Yacktman) is ranked lower than 53% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 15.01 vs. UMPQ: 8.48 )	UMPQ' s 10-Year Forward Rate of Return (Yacktman) Range Min: 0.4   Max: 21.8 Current: 8.48 0.4 21.8

Business Description

Umpqua Holdings Corporation is a financial holding company, which is engaged in the business of commercial and retail banking and the delivery of retail brokerage services. The Company has two principal operating subsidiaries, Umpqua Bank and Umpqua Investments, Inc. The Company offers a traditional array of deposit products, including non-interest bearing checking accounts, interest bearing checking and savings accounts, money market accounts and certificates of deposit. The company also offers a seniors program to customers over fifty years old, which includes an array of banking services and other amenities, such as purchase discounts, vacation trips and seminars. The company engages in the retail brokerage business through Strand. Strand provides a range of brokerage services including equity and fixed income products, mutual funds, annuities, options, retirement planning and money management services. Additionally, Strand offers life insurance, disability insurance and medical supplement policies. The Bank serves individuals with liquid investable assets by providing customized financial solutions and offerings. The Company offers specialized loans for business and commercial customers, including accounts receivable and inventory financing, equipment loans, real estate construction loans and permanent financing and SBA program financing. Additionally, it offers specially designed loan products for small businesses through its Small Business Lending Center. Real estate loans are available for construction, purchase and refinancing of residential owner-occupied and rental properties. The Company provides loans to individual borrowers for a variety of purposes, including secured and unsecured personal loans, home equity and personal lines of credit and motor vehicle loans. The operations of the Company's subsidiaries are affected by state and federal legislative changes and by policies of various regulatory authorities.
Company Website
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Industry:	Banks - Regional - US
Compare:	MTB, USB, PNC, PB, CFR

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