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Also traded in: Germany, Singapore, UK

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 3.16
UOVEY's Cash to Debt is ranked higher than
55% of the 1560 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 2.13 vs. UOVEY: 3.16 )
Ranked among companies with meaningful Cash to Debt only.
UOVEY' s Cash to Debt Range Over the Past 10 Years
Min: 2.48  Med: 4.14 Max: No Debt
Current: 3.16
Equity to Asset 0.10
UOVEY's Equity to Asset is ranked lower than
55% of the 1610 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 0.10 vs. UOVEY: 0.10 )
Ranked among companies with meaningful Equity to Asset only.
UOVEY' s Equity to Asset Range Over the Past 10 Years
Min: 0.09  Med: 0.1 Max: 0.11
Current: 0.1
0.09
0.11
Interest Coverage 1.23
UOVEY's Interest Coverage is ranked lower than
58% of the 1563 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.70 vs. UOVEY: 1.23 )
Ranked among companies with meaningful Interest Coverage only.
UOVEY' s Interest Coverage Range Over the Past 10 Years
Min: 0.58  Med: 1.39 Max: 2.09
Current: 1.23
0.58
2.09
F-Score: 3
M-Score: -2.22
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 51.01
UOVEY's Operating margin (%) is ranked higher than
85% of the 1653 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 30.84 vs. UOVEY: 51.01 )
Ranked among companies with meaningful Operating margin (%) only.
UOVEY' s Operating margin (%) Range Over the Past 10 Years
Min: 47.64  Med: 53.75 Max: 62.44
Current: 51.01
47.64
62.44
Net-margin (%) 42.67
UOVEY's Net-margin (%) is ranked higher than
87% of the 1652 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 22.27 vs. UOVEY: 42.67 )
Ranked among companies with meaningful Net-margin (%) only.
UOVEY' s Net-margin (%) Range Over the Past 10 Years
Min: 40.83  Med: 44.58 Max: 55.21
Current: 42.67
40.83
55.21
ROE (%) 10.47
UOVEY's ROE (%) is ranked higher than
65% of the 1648 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 8.34 vs. UOVEY: 10.47 )
Ranked among companies with meaningful ROE (%) only.
UOVEY' s ROE (%) Range Over the Past 10 Years
Min: 10.29  Med: 11.35 Max: 15.91
Current: 10.47
10.29
15.91
ROA (%) 1.00
UOVEY's ROA (%) is ranked higher than
59% of the 1659 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 0.88 vs. UOVEY: 1.00 )
Ranked among companies with meaningful ROA (%) only.
UOVEY' s ROA (%) Range Over the Past 10 Years
Min: 1  Med: 1.11 Max: 1.68
Current: 1
1
1.68
Revenue Growth (3Y)(%) 3.70
UOVEY's Revenue Growth (3Y)(%) is ranked higher than
53% of the 1350 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 3.20 vs. UOVEY: 3.70 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
UOVEY' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -8.4  Med: 5.4 Max: 19.6
Current: 3.7
-8.4
19.6
EBITDA Growth (3Y)(%) 4.70
UOVEY's EBITDA Growth (3Y)(%) is ranked lower than
55% of the 1237 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 6.00 vs. UOVEY: 4.70 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
UOVEY' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: 4.7 Max: 24.9
Current: 4.7
0
24.9
EPS Growth (3Y)(%) 4.10
UOVEY's EPS Growth (3Y)(%) is ranked lower than
61% of the 1213 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 7.40 vs. UOVEY: 4.10 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
UOVEY' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -10.3  Med: 6.5 Max: 34
Current: 4.1
-10.3
34
» UOVEY's 10-Y Financials

Financials (Next Earnings Date: 2016-10-28)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q2 2014

UOVEY Guru Trades in Q2 2014

David Dreman 565 sh (New)
» More
Q3 2014

UOVEY Guru Trades in Q3 2014

David Dreman 1,556 sh (+175.40%)
» More
Q4 2014

UOVEY Guru Trades in Q4 2014

David Dreman 816 sh (-47.56%)
» More
Q1 2015

UOVEY Guru Trades in Q1 2015

David Dreman Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with UOVEY

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Banks » Banks - Regional - Asia
Compare:OTCPK:BKRKY, NYSE:IBN, OTCPK:PPERY, OTCPK:OVCHF, NYSE:SHG, OTCPK:DBSDY, OTCPK:SMUUY, OTCPK:PBCRY, OTCPK:SBKFF, OTCPK:SUTNY, NYSE:KB, OTCPK:KPCPY, OTCPK:BKEAY, OTCPK:HSNGY, OTCPK:BKKLY, OTCPK:CRCBY, OTCPK:BKHYY, OTCPK:KGTFY, OTCPK:BHKLY, NYSE:WF » details
Traded in other countries:UOB.Germany, GL8.Singapore, U11.UK,
United Overseas Bank Ltd provides banking services including personal financial services, wealth management, commercial and corporate banking, investment banking, capital market activities, treasury services, venture capital management and insurance.

United Overseas Bank Ltd was incorporated in 1935. It provides financial services including personal financial services, private banking, business banking, commercial and corporate banking, transaction banking, investment banking, corporate finance, capital market activities, treasury services, futures broking, asset management, venture capital management and insurance. It is also provides loans to small and medium enterprises. Its fund management arm, UOB Asset Management, is Singapore's awarded fund managers. In Asia it operates through its branches and representative offices as well as banking subsidiaries in China, Indonesia, Malaysia, the Philippines, Singapore and Thailand. It is organised around three business segments - Group Retail, Group Wholesale Banking, and Global Markets and Investment Management. Its Group Retail covers Consumer, Privilege, Business and Private Banking. Consumer Banking serves the individual customers, while Business Banking serves small enterprises with products and services, including deposits, loans, investments, credit and debit cards and insurance products. Group Wholesale segment encompasses Commercial Banking, Corporate Banking, Financial Institutions Group (FIG), Corporate Finance and Debt Capital Markets. Commercial Banking serves the medium and large enterprises, while Corporate Banking serves large local corporations, government-linked companies and agencies, and FIG serves financial institutions. The Global Markets and Investment Management segment provides a comprehensive range of treasury products and services, including foreign exchange, money market, fixed income, derivatives, margin trading, futures broking, gold products, as well as an array of structured products. It is a dominant player in Singapore dollar treasury instruments as well as a provider of banknote services in the region. It also engages in asset management, proprietary investment activities and management of excess liquidity and capital funds. Income from treasury products and services offered to customers of other customer segments, such as Group Retail and Group Wholesale, is reflected in the respective customer segments.

Ratios

vs
industry
vs
history
P/E(ttm) 5.50
UOVEY's P/E(ttm) is ranked higher than
90% of the 1513 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 13.26 vs. UOVEY: 5.50 )
Ranked among companies with meaningful P/E(ttm) only.
UOVEY' s P/E(ttm) Range Over the Past 10 Years
Min: 5.08  Med: 11.53 Max: 16.77
Current: 5.5
5.08
16.77
Forward P/E 9.40
UOVEY's Forward P/E is ranked higher than
77% of the 369 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 12.63 vs. UOVEY: 9.40 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 5.48
UOVEY's PE(NRI) is ranked higher than
90% of the 1515 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 13.28 vs. UOVEY: 5.48 )
Ranked among companies with meaningful PE(NRI) only.
UOVEY' s PE(NRI) Range Over the Past 10 Years
Min: 5.07  Med: 11.53 Max: 16.74
Current: 5.48
5.07
16.74
P/B 0.97
UOVEY's P/B is ranked higher than
57% of the 1598 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.06 vs. UOVEY: 0.97 )
Ranked among companies with meaningful P/B only.
UOVEY' s P/B Range Over the Past 10 Years
Min: 0.89  Med: 1.27 Max: 1.58
Current: 0.97
0.89
1.58
P/S 4.01
UOVEY's P/S is ranked lower than
70% of the 1606 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 2.98 vs. UOVEY: 4.01 )
Ranked among companies with meaningful P/S only.
UOVEY' s P/S Range Over the Past 10 Years
Min: 2.14  Med: 4.85 Max: 16.18
Current: 4.01
2.14
16.18
PEG 1.02
UOVEY's PEG is ranked higher than
56% of the 740 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.19 vs. UOVEY: 1.02 )
Ranked among companies with meaningful PEG only.
UOVEY' s PEG Range Over the Past 10 Years
Min: 0.72  Med: 0.83 Max: 2.62
Current: 1.02
0.72
2.62
Shiller P/E 6.55
UOVEY's Shiller P/E is ranked higher than
93% of the 494 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 17.76 vs. UOVEY: 6.55 )
Ranked among companies with meaningful Shiller P/E only.
UOVEY' s Shiller P/E Range Over the Past 10 Years
Min: 6.1  Med: 6.32 Max: 6.61
Current: 6.55
6.1
6.61

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 3.77
UOVEY's Dividend Yield is ranked higher than
65% of the 2190 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 2.92 vs. UOVEY: 3.77 )
Ranked among companies with meaningful Dividend Yield only.
UOVEY' s Dividend Yield Range Over the Past 10 Years
Min: 2.66  Med: 3.16 Max: 7.67
Current: 3.77
2.66
7.67
Dividend Payout 0.36
UOVEY's Dividend Payout is ranked higher than
63% of the 1337 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 0.33 vs. UOVEY: 0.36 )
Ranked among companies with meaningful Dividend Payout only.
UOVEY' s Dividend Payout Range Over the Past 10 Years
Min: 0.18  Med: 0.54 Max: 1.29
Current: 0.36
0.18
1.29
Dividend Growth (3y) 12.30
UOVEY's Dividend Growth (3y) is ranked higher than
61% of the 734 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 8.50 vs. UOVEY: 12.30 )
Ranked among companies with meaningful Dividend Growth (3y) only.
UOVEY' s Dividend Growth (3y) Range Over the Past 10 Years
Min: 0  Med: 0 Max: 44.2
Current: 12.3
0
44.2
Forward Dividend Yield 3.81
UOVEY's Forward Dividend Yield is ranked higher than
61% of the 2073 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 3.13 vs. UOVEY: 3.81 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 5.15
UOVEY's Yield on cost (5-Year) is ranked higher than
69% of the 2538 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 3.43 vs. UOVEY: 5.15 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
UOVEY' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 3.64  Med: 4.33 Max: 10.51
Current: 5.15
3.64
10.51
3-Year Average Share Buyback Ratio -0.60
UOVEY's 3-Year Average Share Buyback Ratio is ranked higher than
63% of the 1052 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: -2.00 vs. UOVEY: -0.60 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
UOVEY' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -14.3  Med: -0.8 Max: 1
Current: -0.6
-14.3
1

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.11
UOVEY's Price/Tangible Book is ranked higher than
51% of the 1590 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.13 vs. UOVEY: 1.11 )
Ranked among companies with meaningful Price/Tangible Book only.
UOVEY' s Price/Tangible Book Range Over the Past 10 Years
Min: 1.09  Med: 1.51 Max: 2.01
Current: 1.11
1.09
2.01
Price/Projected FCF 3.44
UOVEY's Price/Projected FCF is ranked lower than
97% of the 831 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 0.69 vs. UOVEY: 3.44 )
Ranked among companies with meaningful Price/Projected FCF only.
UOVEY' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.72  Med: 2.53 Max: 22.98
Current: 3.44
0.72
22.98
Price/DCF (Earnings Based) 0.51
UOVEY's Price/DCF (Earnings Based) is ranked higher than
70% of the 104 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 0.73 vs. UOVEY: 0.51 )
Ranked among companies with meaningful Price/DCF (Earnings Based) only.
N/A
Price/Median PS Value 0.83
UOVEY's Price/Median PS Value is ranked higher than
81% of the 1494 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.04 vs. UOVEY: 0.83 )
Ranked among companies with meaningful Price/Median PS Value only.
UOVEY' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.45  Med: 1.02 Max: 2.2
Current: 0.83
0.45
2.2
Price/Peter Lynch Fair Value 0.83
UOVEY's Price/Peter Lynch Fair Value is ranked higher than
59% of the 385 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 0.95 vs. UOVEY: 0.83 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
UOVEY' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.17  Med: 0.36 Max: 0.83
Current: 0.83
0.17
0.83
Price/Graham Number 0.52
UOVEY's Price/Graham Number is ranked higher than
78% of the 1398 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 0.85 vs. UOVEY: 0.52 )
Ranked among companies with meaningful Price/Graham Number only.
UOVEY' s Price/Graham Number Range Over the Past 10 Years
Min: 0.51  Med: 0.89 Max: 1.22
Current: 0.52
0.51
1.22
Earnings Yield (Greenblatt) (%) -37.70
UOVEY's Earnings Yield (Greenblatt) (%) is ranked lower than
95% of the 1619 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 5.70 vs. UOVEY: -37.70 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
UOVEY' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: -37.7  Med: 56.15 Max: 16301.2
Current: -37.7
-37.7
16301.2
Forward Rate of Return (Yacktman) (%) -2.50
UOVEY's Forward Rate of Return (Yacktman) (%) is ranked lower than
80% of the 853 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 11.66 vs. UOVEY: -2.50 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
UOVEY' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -10  Med: -2.45 Max: 22.2
Current: -2.5
-10
22.2

More Statistics

Revenue (TTM) (Mil) $5,429
EPS (TTM) $ 5.00
Beta1.29
Short Percentage of Float0.00%
52-Week Range $23.41 - 29.89
Shares Outstanding (Mil)803.65

Analyst Estimate

Dec16 Dec17
Revenue (Mil $) 6,211 6,436
EPS ($) 2.81 2.96
EPS w/o NRI ($) 2.81 2.96
EPS Growth Rate
(3Y to 5Y Estimate)
5.00%
Dividends Per Share ($)
» More Articles for UOVEY

Headlines

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