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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.159
USB's Cash to Debt is ranked higher than
58% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.42 vs. USB: 0.159 )
USB' s 10-Year Cash to Debt Range
Min: 0.09   Max: 0.3
Current: 0.16

0.09
0.3
Equity to Asset 0.11
USB's Equity to Asset is ranked higher than
74% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. USB: 0.11 )
USB' s 10-Year Equity to Asset Range
Min: 0.09   Max: 0.11
Current: 0.11

0.09
0.11
Interest Coverage No Debt
USB's Interest Coverage is ranked higher than
83% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10000.00 vs. USB: No Debt )
USB' s 10-Year Interest Coverage Range
Min: No Debt   Max: No Debt
Current: No Debt

F-Score: 5
Z-Score: 0.49
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 38.50
USB's Operating margin (%) is ranked higher than
85% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.80 vs. USB: 38.50 )
USB' s 10-Year Operating margin (%) Range
Min: 16   Max: 50.5
Current: 38.5

16
50.5
Net-margin (%) 28.1
USB's Net-margin (%) is ranked higher than
86% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.70 vs. USB: 28.1 )
USB' s 10-Year Net-margin (%) Range
Min: 13.4   Max: 35
Current: 28.1

13.4
35
ROE (%) 14.5
USB's ROE (%) is ranked higher than
93% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.20 vs. USB: 14.5 )
USB' s 10-Year ROE (%) Range
Min: 8.5   Max: 22.4
Current: 14.5

8.5
22.4
ROA (%) 1.6
USB's ROA (%) is ranked higher than
93% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.50 vs. USB: 1.6 )
USB' s 10-Year ROA (%) Range
Min: 0.8   Max: 2.2
Current: 1.6

0.8
2.2
ROC (Joel Greenblatt) (%) 37.30
USB's ROC (Joel Greenblatt) (%) is ranked higher than
82% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. USB: 37.30 )
USB' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 9.6   Max: 135.3
Current: 37.3

9.6
135.3
Revenue Growth (%) 4.5
USB's Revenue Growth (%) is ranked higher than
86% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. USB: 4.5 )
USB' s 10-Year Revenue Growth (%) Range
Min: -8.8   Max: 4.5
Current: 4.5

-8.8
4.5
EBITDA Growth (%) 25.9
USB's EBITDA Growth (%) is ranked higher than
95% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. USB: 25.9 )
USB' s 10-Year EBITDA Growth (%) Range
Min: -19.4   Max: 25.9
Current: 25.9

-19.4
25.9
EPS Growth (%) 30.8
USB's EPS Growth (%) is ranked higher than
96% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. USB: 30.8 )
USB' s 10-Year EPS Growth (%) Range
Min: -21.9   Max: 30.8
Current: 30.8

-21.9
30.8
» USB's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2012

USB Guru Trades in Q2 2012

Jeremy Grantham 864,500 sh (+243.06%)
Jeff Auxier 17,060 sh (+134.99%)
Ken Fisher 1,290,868 sh (+56.33%)
Jean-Marie Eveillard 13,457,387 sh (+6.59%)
Donald Yacktman 12,773,091 sh (+0.09%)
Tom Russo 3,539 sh (unchged)
Lou Simpson 14,000 sh (unchged)
Prem Watsa 4,448,310 sh (unchged)
Mario Gabelli 48,465 sh (unchged)
Robert Olstein 245,000 sh (unchged)
Brian Rogers 12,242,800 sh (unchged)
Wallace Weitz 60,000 sh (unchged)
Ray Dalio Sold Out
Louis Moore Bacon Sold Out
Bill Frels 4,362,030 sh (-0.1%)
Chris Davis 657,267 sh (-3.51%)
Warren Buffett 66,000,713 sh (-4.4%)
Diamond Hill Capital 4,281,477 sh (-5.11%)
Pioneer Investments 4,092,412 sh (-5.69%)
Steven Cohen 64,690 sh (-6.57%)
Tweedy Browne 793,000 sh (-6.78%)
Manning & Napier Advisors, Inc 286,640 sh (-8.04%)
Dodge & Cox 454,177 sh (-8.28%)
Ruane Cunniff 27,481 sh (-9.05%)
David Dreman 507,055 sh (-21.66%)
Paul Tudor Jones 7,400 sh (-27.45%)
Andreas Halvorsen 8,285,300 sh (-36.76%)
Bruce Kovner 993,350 sh (-47.63%)
» More
Q3 2012

USB Guru Trades in Q3 2012

Louis Moore Bacon 3,075,000 sh (New)
John Hussman 1,000,000 sh (New)
Ray Dalio 49,984 sh (New)
Paul Tudor Jones 15,200 sh (+105.41%)
Jeremy Grantham 1,183,900 sh (+36.95%)
Mario Gabelli 50,465 sh (+4.13%)
Yacktman Focused Fund 4,000,000 sh (unchged)
Brian Rogers 12,242,800 sh (unchged)
Lou Simpson 14,000 sh (unchged)
Yacktman Fund 6,500,000 sh (unchged)
Tom Russo 3,539 sh (unchged)
Bruce Kovner Sold Out
Manning & Napier Advisors, Inc Sold Out
Bill Frels 4,338,053 sh (-0.55%)
Jeff Auxier 16,910 sh (-0.88%)
Donald Yacktman 12,596,698 sh (-1.38%)
Jean-Marie Eveillard 13,125,940 sh (-2.46%)
Pioneer Investments 3,981,619 sh (-2.71%)
Chris Davis 637,115 sh (-3.07%)
Ruane Cunniff 26,481 sh (-3.64%)
Dodge & Cox 422,127 sh (-7.06%)
Warren Buffett 61,264,601 sh (-7.18%)
Robert Olstein 225,000 sh (-8.16%)
David Dreman 355,776 sh (-29.83%)
Prem Watsa 3,112,579 sh (-30.03%)
Tweedy Browne 539,800 sh (-31.93%)
Wallace Weitz 20,000 sh (-66.67%)
Ken Fisher 284,307 sh (-77.98%)
Andreas Halvorsen 1,454,400 sh (-82.45%)
Steven Cohen 11,151 sh (-82.76%)
Diamond Hill Capital 22,516 sh (-99.47%)
» More
Q4 2012

USB Guru Trades in Q4 2012

Scott Black 248,360 sh (New)
Glenn Greenberg 65,800 sh (New)
Steven Cohen 1,850,900 sh (+16498.5%)
Ray Dalio 73,684 sh (+47.42%)
Bill Frels 4,414,674 sh (+1.77%)
Diamond Hill Capital 22,831 sh (+1.4%)
Jeff Auxier 17,060 sh (+0.89%)
Donald Yacktman 12,687,962 sh (+0.72%)
Jeremy Grantham 1,292,728 sh (unchged)
Lou Simpson 14,000 sh (unchged)
Brian Rogers 12,242,800 sh (unchged)
Tom Russo 3,539 sh (unchged)
Yacktman Focused Fund 4,000,000 sh (unchged)
Wallace Weitz 20,000 sh (unchged)
Mario Gabelli 50,465 sh (unchged)
Warren Buffett 61,264,601 sh (unchged)
Yacktman Fund 6,500,000 sh (unchged)
Tweedy Browne 539,800 sh (unchged)
Andreas Halvorsen Sold Out
Louis Moore Bacon Sold Out
Paul Tudor Jones Sold Out
Prem Watsa 3,105,879 sh (-0.22%)
Ruane Cunniff 26,264 sh (-0.82%)
Robert Olstein 220,000 sh (-2.22%)
Chris Davis 601,005 sh (-5.67%)
Pioneer Investments 3,595,003 sh (-9.71%)
Jean-Marie Eveillard 11,805,804 sh (-10.06%)
Dodge & Cox 369,727 sh (-12.41%)
David Dreman 71,550 sh (-79.89%)
Ken Fisher 10,641 sh (-96.26%)
» More
Q1 2013

USB Guru Trades in Q1 2013

Bruce Kovner 150,000 sh (New)
Joel Greenblatt 7,474 sh (New)
Jim Simons 2,312,400 sh (New)
Glenn Greenberg 1,752,227 sh (+2562.96%)
Ray Dalio 205,684 sh (+179.14%)
Scott Black 271,630 sh (+9.37%)
Bill Frels 4,753,324 sh (+7.67%)
Warren Buffett 61,458,101 sh (+0.32%)
Lou Simpson 14,000 sh (unchged)
Ruane Cunniff 26,264 sh (unchged)
Wallace Weitz 20,000 sh (unchged)
Tom Russo 3,539 sh (unchged)
Mario Gabelli 50,465 sh (unchged)
Yacktman Focused Fund 4,000,000 sh (unchged)
Robert Olstein 220,000 sh (unchged)
Yacktman Fund 6,500,000 sh (unchged)
Tweedy Browne 539,800 sh (unchged)
Brian Rogers 12,242,800 sh (unchged)
Diamond Hill Capital Sold Out
Pioneer Investments 3,594,322 sh (-0.02%)
Donald Yacktman 12,678,132 sh (-0.08%)
Jeff Auxier 16,960 sh (-0.59%)
Prem Watsa 2,909,279 sh (-6.33%)
Chris Davis 560,282 sh (-6.78%)
Jean-Marie Eveillard 10,861,790 sh (-8%)
Dodge & Cox 324,484 sh (-12.24%)
Jeremy Grantham 877,500 sh (-32.12%)
Ken Fisher 6,429 sh (-39.58%)
David Dreman 6,247 sh (-91.27%)
Steven Cohen 41,221 sh (-97.77%)
» More
» Details

Insider Trades

Latest Guru Trades with USB

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Glenn Greenberg 2013-03-31 Add 2562.96%2.98%$31.94 - $34.41 $ 35.355%1752227
David Dreman 2013-03-31 Reduce -91.27%0.06%$31.94 - $34.41 $ 35.355%6247
Ray Dalio 2013-03-31 Add 179.14%0.04%$31.94 - $34.41 $ 35.355%205684
Joel Greenblatt 2013-03-31 New Buy0.01%$31.94 - $34.41 $ 35.355%7474
Scott Black 2012-12-31 New Buy1.2%$31.21 - $35.19 $ 35.358%248360
David Dreman 2012-12-31 Reduce -79.89%0.24%$31.21 - $35.19 $ 35.358%71550
Glenn Greenberg 2012-12-31 New Buy0.13%$31.21 - $35.19 $ 35.358%65800
Ray Dalio 2012-12-31 Add 47.42%0.01%$31.21 - $35.19 $ 35.358%73684
Prem Watsa 2012-09-30 Reduce -30.03%2.25%$31.91 - $34.93 $ 35.356%3112579
John Hussman 2012-09-30 New Buy0.83%$31.91 - $34.93 $ 35.356%1000000
Tweedy Browne 2012-09-30 Reduce -31.93%0.29%$31.91 - $34.93 $ 35.356%539800
David Dreman 2012-09-30 Reduce -29.83%0.11%$31.91 - $34.93 $ 35.356%355776
Wallace Weitz 2012-09-30 Reduce -66.67%0.06%$31.91 - $34.93 $ 35.356%20000
Ray Dalio 2012-09-30 New Buy0.02%$31.91 - $34.93 $ 35.356%49984
Jean-Marie Eveillard 2012-06-30 Add 6.59%0.11%$28.99 - $32.26 $ 35.3514%13457387
David Dreman 2012-06-30 Reduce -21.66%0.09%$28.99 - $32.26 $ 35.3514%507055
Ray Dalio 2012-06-30 Sold Out 0.0042%$28.99 - $32.26 $ 35.3514%0
Premium More recent guru trades are included for Premium Members only!!
» Financial Charts

Peter Lynch Chart

Preferred stocks of U.S. Bancorp

SymbolPriceYieldDescription
USB/PA897.513.80ADR

Top Ranked Articles about U.S. Bancorp

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Ratios

vs
industry
vs
history
P/E(ttm) 12.20
USB's P/E(ttm) is ranked higher than
69% of the 1248 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.60 vs. USB: 12.20 )
USB' s 10-Year P/E(ttm) Range
Min: 6.53   Max: 30.8
Current: 12.2

6.53
30.8
P/B 1.90
USB's P/B is ranked lower than
64% of the 1347 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.97 vs. USB: 1.90 )
USB' s 10-Year P/B Range
Min: 0.8   Max: 3.38
Current: 1.9

0.8
3.38
P/S 3.30
USB's P/S is ranked higher than
50% of the 1433 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.33 vs. USB: 3.30 )
USB' s 10-Year P/S Range
Min: 0.7   Max: 4.91
Current: 3.3

0.7
4.91
PFCF 10.20
USB's PFCF is ranked higher than
50% of the 1087 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.38 vs. USB: 10.20 )
USB' s 10-Year PFCF Range
Min: 1.03   Max: 22.97
Current: 10.2

1.03
22.97
EV-to-EBIT 15.6
USB's EV-to-EBIT is ranked higher than
62% of the 1102 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.26 vs. USB: 15.6 )
USB' s 10-Year EV-to-EBIT Range
Min: 10.7   Max: 46.4
Current: 15.6

10.7
46.4
PEG 0.6
USB's PEG is ranked higher than
76% of the 491 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.79 vs. USB: 0.6 )
USB' s 10-Year PEG Range
Min: 0.6   Max: 21.17
Current: 0.6

0.6
21.17
Shiller P/E 16.6
USB's Shiller P/E is ranked lower than
100% of the Companies
in the Global Banks - Regional - US industry.

( Industry Median: vs. USB: 16.6 )
USB' s 10-Year Shiller P/E Range
Min: 3.82   Max: 17.71
Current: 16.6

3.82
17.71

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.20
USB's Dividend Yield is ranked higher than
62% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.69 vs. USB: 2.20 )
USB' s 10-Year Dividend Yield Range
Min: 0.7   Max: 16.07
Current: 2.2

0.7
16.07
Dividend Payout 0.2695
USB's Dividend Payout is ranked higher than
71% of the 951 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.30 vs. USB: 0.2695 )
USB' s 10-Year Dividend Payout Range
Min: 0.12   Max: 1.01
Current: 0.27

0.12
1.01
Dividend growth (3y) 40.5
USB's Dividend growth (3y) is ranked higher than
99% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. USB: 40.5 )
USB' s 10-Year Dividend growth (3y) Range
Min: -40.8   Max: 40.5
Current: 40.5

-40.8
40.5
Yield on cost (5-Year) 1.60
USB's Yield on cost (5-Year) is ranked higher than
58% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.26 vs. USB: 1.60 )
USB' s 10-Year Yield on cost (5-Year) Range
Min: 0.51   Max: 11.67
Current: 1.6

0.51
11.67
Share Buyback Rate -0.5
USB's Share Buyback Rate is ranked higher than
58% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -0.20 vs. USB: -0.5 )
USB' s 10-Year Share Buyback Rate Range
Min: 2.1   Max: -45.9
Current: -0.5

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.9
USB's Price/Tangible Book is ranked lower than
66% of the 1191 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. USB: 2.9 )
USB' s 10-Year Price/Tangible Book Range
Min: 2.6   Max: 6.9
Current: 2.9

2.6
6.9
Price/DCF (Projected) 0.6
USB's Price/DCF (Projected) is ranked higher than
59% of the 679 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.60 vs. USB: 0.6 )
USB' s 10-Year Price/DCF (Projected) Range
Min: 0.6   Max: 1.2
Current: 0.6

0.6
1.2
Price/Median PS Value 1
USB's Price/Median PS Value is ranked higher than
59% of the 1268 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. USB: 1 )
USB' s 10-Year Price/Median PS Value Range
Min: 0.8   Max: 1.5
Current: 1

0.8
1.5
Price/Peter Lynch Fair Value 0.7
USB's Price/Peter Lynch Fair Value is ranked higher than
64% of the 273 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. USB: 0.7 )
USB' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.9   Max: 2.3
Current: 0.7

0.9
2.3
Price/Graham Number 1.2
USB's Price/Graham Number is ranked lower than
55% of the 1094 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. USB: 1.2 )
USB' s 10-Year Price/Graham Number Range
Min: 1   Max: 2.2
Current: 1.2

1
2.2
Earnings Yield (Greenblatt) 6.40
USB's Earnings Yield (Greenblatt) is ranked higher than
75% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.10 vs. USB: 6.40 )
USB' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2.2   Max: 9.3
Current: 6.4

2.2
9.3
Forward Rate of Return (Yacktman) 25.5
USB's Forward Rate of Return (Yacktman) is ranked higher than
90% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. USB: 25.5 )
USB' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -10.1   Max: 28
Current: 25.5

-10.1
28

Business Description

U.S. Bancorp was incorporated in Delaware in 1929. It is a multi-state financial services holding company headquartered in Minneapolis, Minnesota. U.S. Bancorp provides a full range of financial services, including lending and depository services, cash management, foreign exchange and trust and investment management services. It also engages in credit card services, merchant and ATM processing, mortgage banking, insurance, brokerage and leasing. The Company has five reportable operating segments: Wholesale Banking, Consumer Banking, Wealth Management & Securities Services, Payment Services and Treasury and Corporate Support. Wholesale Banking offers lending, equipment finance and small-ticket leasing, depository, treasury management, capital markets, foreign exchange, international trade services and other financial services to middle market, corporate, commercial real estate, financial institution and public sector clients. Consumer Banking delivers products and services through banking offices, telephone servicing and sales, on-line services, direct mail and ATM processing. It encompasses community banking, metropolitan banking, in-store banking, small business banking, consumer lending, mortgage banking, consumer finance, workplace banking, student banking and 24-hour banking. Wealth Management & Securities Services provides trust, private banking, financial advisory, investment management, retail brokerage, insurance, custody and mutual fund services through five businesses: Wealth Management, Corporate Trust, FAF Advisors, Institutional Trust & Custody and Fund Services. Payment Services includes consumer and business credit cards, stored-value cards, debit cards, corporate and purchasing card services, consumer lines of credit and merchant processing. Treasury and Corporate Support includes the Company's investment portfolios, funding, recently acquired assets and assumed liabilities prior to assignment to business lines, capital management, asset securitization, interest rate risk management, the net effect of transfer pricing related to average balances and the residual aggregate of those expenses associated with corporate activities that are managed on a consolidated basis. As a registered bank holding company and financial holding company under the Bank Holding Company Act, U.S. Bancorp is subject to the supervision of and regulation by, the Board of Governors of the Federal Reserve System.
Company Website
SEC Reports
Industry: Banks - Regional - US
Compare:MTB, PNC, PB, CFR, MWG
Traded in other countries:UB5.Germany

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