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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.23
USBPRO's Cash to Debt is ranked higher than
54% of the 1256 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.32 vs. USBPRO: 0.23 )
USBPRO' s 10-Year Cash to Debt Range
Min: 0.07   Max: 0.61
Current: 0.23

0.07
0.61
Equity to Asset 0.11
USBPRO's Equity to Asset is ranked higher than
79% of the 1647 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. USBPRO: 0.11 )
USBPRO' s 10-Year Equity to Asset Range
Min: 0.08   Max: 0.11
Current: 0.11

0.08
0.11
Interest Coverage 4.62
USBPRO's Interest Coverage is ranked higher than
90% of the 1502 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.25 vs. USBPRO: 4.62 )
USBPRO' s 10-Year Interest Coverage Range
Min: 0.52   Max: 4.62
Current: 4.62

0.52
4.62
F-Score: 5
Z-Score: 0.38
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating margin (%) 40.07
USBPRO's Operating margin (%) is ranked higher than
87% of the 1646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.41 vs. USBPRO: 40.07 )
USBPRO' s 10-Year Operating margin (%) Range
Min: 15.98   Max: 50.51
Current: 40.07

15.98
50.51
Net-margin (%) 30.12
USBPRO's Net-margin (%) is ranked higher than
87% of the 1665 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.71 vs. USBPRO: 30.12 )
USBPRO' s 10-Year Net-margin (%) Range
Min: 13.39   Max: 34.97
Current: 30.12

13.39
34.97
ROE (%) 14.20
USBPRO's ROE (%) is ranked higher than
93% of the 1668 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.17 vs. USBPRO: 14.20 )
USBPRO' s 10-Year ROE (%) Range
Min: 8.49   Max: 22.41
Current: 14.2

8.49
22.41
ROA (%) 1.60
USBPRO's ROA (%) is ranked higher than
94% of the 1668 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.74 vs. USBPRO: 1.60 )
USBPRO' s 10-Year ROA (%) Range
Min: 0.78   Max: 2.17
Current: 1.6

0.78
2.17
ROC (Joel Greenblatt) (%) 35.72
USBPRO's ROC (Joel Greenblatt) (%) is ranked higher than
62% of the 1618 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 73.28 vs. USBPRO: 35.72 )
USBPRO' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 9.62   Max: 300.69
Current: 35.72

9.62
300.69
Revenue Growth (%) 3.90
USBPRO's Revenue Growth (%) is ranked higher than
83% of the 1450 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. USBPRO: 3.90 )
USBPRO' s 10-Year Revenue Growth (%) Range
Min: 2.2   Max: 53.5
Current: 3.9

2.2
53.5
EBITDA Growth (%) 21.50
USBPRO's EBITDA Growth (%) is ranked higher than
88% of the 1306 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.50 vs. USBPRO: 21.50 )
USBPRO' s 10-Year EBITDA Growth (%) Range
Min: -25   Max: 45.5
Current: 21.5

-25
45.5
EPS Growth (%) 20.10
USBPRO's EPS Growth (%) is ranked higher than
85% of the 1296 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.20 vs. USBPRO: 20.10 )
USBPRO' s 10-Year EPS Growth (%) Range
Min: -28.1   Max: 43.1
Current: 20.1

-28.1
43.1
» USBPRO's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Insider Trades

Latest Guru Trades with USBPRO

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» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of U.S. Bancorp

SymbolPriceYieldDescription
USBPRA874.004.25ADR Repr 1/1000th Non-Cum Perp Pfd Sh Series -A-
USBPRH0.003.94ADR Repr 1/1000th Non-Cum Perpetual Pfd Shs Series
USBPRO0.005.59ADR Repr 1/1000th 5.15 % Non-Cum Perp Pfd Shs Series -H-
USBPRM0.005.59ADR Repr 1/1000th Non Cum Perp Pfd Shs Series-F
USBPRN0.005.47ADR Repr 1/1000 Non-Cum Perp Pfd Sh Series -G-

Ratios

vs
industry
vs
history
P/E(ttm) 13.60
USBPRO's P/E(ttm) is ranked higher than
74% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.10 vs. USBPRO: 13.60 )
USBPRO' s 10-Year P/E(ttm) Range
Min: 6.54   Max: 30.92
Current: 13.6

6.54
30.92
P/B 1.98
USBPRO's P/B is ranked lower than
52% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. USBPRO: 1.98 )
USBPRO' s 10-Year P/B Range
Min: 0.8   Max: 3.58
Current: 1.98

0.8
3.58
P/S 3.87
USBPRO's P/S is ranked lower than
58% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.06 vs. USBPRO: 3.87 )
USBPRO' s 10-Year P/S Range
Min: 1.07   Max: 4.92
Current: 3.87

1.07
4.92
PFCF 8.58
USBPRO's PFCF is ranked higher than
77% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 24.14 vs. USBPRO: 8.58 )
USBPRO' s 10-Year PFCF Range
Min: 2.36   Max: 22.97
Current: 8.58

2.36
22.97
EV-to-EBIT 15.71
USBPRO's EV-to-EBIT is ranked higher than
74% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.09 vs. USBPRO: 15.71 )
USBPRO' s 10-Year EV-to-EBIT Range
Min: 13.6   Max: 46.7
Current: 15.71

13.6
46.7
PEG 0.51
USBPRO's PEG is ranked higher than
94% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. USBPRO: 0.51 )
USBPRO' s 10-Year PEG Range
Min: 0.46   Max: 18.68
Current: 0.51

0.46
18.68
Shiller P/E 18.17
USBPRO's Shiller P/E is ranked higher than
79% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 55.69 vs. USBPRO: 18.17 )
USBPRO' s 10-Year Shiller P/E Range
Min: 3.83   Max: 19.38
Current: 18.17

3.83
19.38

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 5.59
USBPRO's Dividend Yield is ranked lower than
53% of the 1412 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.46 vs. USBPRO: 5.59 )
USBPRO' s 10-Year Dividend Yield Range
Min: 0.7   Max: 16.07
Current: 5.59

0.7
16.07
Dividend growth (3y) 64.20
USBPRO's Dividend growth (3y) is ranked higher than
97% of the 977 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.40 vs. USBPRO: 64.20 )
USBPRO' s 10-Year Dividend growth (3y) Range
Min: -50.3   Max: 64.2
Current: 64.2

-50.3
64.2
Yield on cost (5-Year) 49.24
USBPRO's Yield on cost (5-Year) is ranked higher than
97% of the 1425 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.70 vs. USBPRO: 49.24 )
USBPRO' s 10-Year Yield on cost (5-Year) Range
Min: 6.12   Max: 140.55
Current: 49.24

6.12
140.55
Share Buyback Rate 1.30
USBPRO's Share Buyback Rate is ranked higher than
94% of the 1238 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.90 vs. USBPRO: 1.30 )
USBPRO' s 10-Year Share Buyback Rate Range
Min: 2.8   Max: -41
Current: 1.3

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.98
USBPRO's Price/Tangible Book is ranked lower than
57% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.40 vs. USBPRO: 2.98 )
USBPRO' s 10-Year Price/Tangible Book Range
Min: 2.37   Max: 31.82
Current: 2.98

2.37
31.82
Price/DCF (Projected) 0.49
USBPRO's Price/DCF (Projected) is ranked higher than
89% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.60 vs. USBPRO: 0.49 )
USBPRO' s 10-Year Price/DCF (Projected) Range
Min: 0.07   Max: 6.63
Current: 0.49

0.07
6.63
Price/Median PS Value 1.04
USBPRO's Price/Median PS Value is ranked higher than
79% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. USBPRO: 1.04 )
USBPRO' s 10-Year Price/Median PS Value Range
Min: 0.25   Max: 4.28
Current: 1.04

0.25
4.28
Price/Peter Lynch Fair Value 0.54
USBPRO's Price/Peter Lynch Fair Value is ranked higher than
95% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. USBPRO: 0.54 )
USBPRO' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.41   Max: 3.56
Current: 0.54

0.41
3.56
Price/Graham Number 1.20
USBPRO's Price/Graham Number is ranked higher than
57% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. USBPRO: 1.20 )
USBPRO' s 10-Year Price/Graham Number Range
Min: 0.87   Max: 17.07
Current: 1.2

0.87
17.07
Earnings Yield (Greenblatt) 6.40
USBPRO's Earnings Yield (Greenblatt) is ranked higher than
63% of the 1599 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. USBPRO: 6.40 )
USBPRO' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2.1   Max: 7.3
Current: 6.4

2.1
7.3
Forward Rate of Return (Yacktman) 35.13
USBPRO's Forward Rate of Return (Yacktman) is ranked higher than
87% of the 1295 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.09 vs. USBPRO: 35.13 )
USBPRO' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -10.1   Max: 39.3
Current: 35.13

-10.1
39.3

Business Description

Industry: Banks » Banks - Regional - US
Compare: » details
Traded in other countries:UB5.Germany
U.S. Bancorp was incorporated in Delaware in 1929. It is a multi-state financial services holding company headquartered in Minneapolis, Minnesota. U.S. Bancorp provides a full range of financial services, including lending and depository services, cash management, foreign exchange and trust and investment management services. It also engages in credit card services, merchant and ATM processing, mortgage banking, insurance, brokerage and leasing. The Company has five reportable operating segments namely Wholesale Banking, Consumer Banking, Wealth Management & Securities Services, Payment Services and Treasury and Corporate Support. Wholesale Banking offers lending, equipment finance and small-ticket leasing, depository, treasury management, capital markets, foreign exchange, international trade services and other financial services to middle market, corporate, commercial real estate, financial institution and public sector clients. Consumer banking delivers products and services through banking offices, telephone servicing and sales, on-line services, direct mail and ATM processing. It encompasses community banking, metropolitan banking, in-store banking, small business banking, consumer lending, mortgage banking, consumer finance, workplace banking, student banking and 24-hour banking. Wealth Management & Securities Services provides trust, private banking, financial advisory, investment management, retail brokerage, insurance, custody and mutual fund services through five businesses: Wealth Management, Corporate Trust, FAF Advisors, Institutional Trust & Custody and Fund Services. Payment Services includes consumer and business credit cards, stored-value cards, debit cards, corporate and purchasing card services, consumer lines of credit and merchant processing. Treasury and Corporate Support includes the Company's investment portfolios, funding, recently acquired assets and assumed liabilities prior to assignment to business lines, capital management, asset securitization, interest rate risk management, the net effect of transfer pricing related to average balances and the residual aggregate of those expenses associated with corporate activities that are managed on a consolidated basis. As a registered bank holding company and financial holding company under the Bank Holding Company Act, U.S. Bancorp is subject to the supervision of and regulation by, the Board of Governors of the Federal Reserve System.

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