Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 5.73
UVE's Cash to Debt is ranked higher than
77% of the 249 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.58 vs. UVE: 5.73 )
UVE' s 10-Year Cash to Debt Range
Min: 2.31   Max: No Debt
Current: 5.73

Equity to Asset 0.25
UVE's Equity to Asset is ranked higher than
70% of the 248 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.25 vs. UVE: 0.25 )
UVE' s 10-Year Equity to Asset Range
Min: -1.67   Max: 0.46
Current: 0.25

-1.67
0.46
F-Score: 6
Z-Score: 2.00
WACC vs ROIC
19.54%
176.58%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating margin (%) 35.74
UVE's Operating margin (%) is ranked higher than
96% of the 249 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 12.63 vs. UVE: 35.74 )
UVE' s 10-Year Operating margin (%) Range
Min: -4.35   Max: 47.5
Current: 35.74

-4.35
47.5
Net-margin (%) 20.50
UVE's Net-margin (%) is ranked higher than
93% of the 249 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.04 vs. UVE: 20.50 )
UVE' s 10-Year Net-margin (%) Range
Min: -2400   Max: 33.09
Current: 20.5

-2400
33.09
ROE (%) 41.72
UVE's ROE (%) is ranked higher than
99% of the 248 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.23 vs. UVE: 41.72 )
UVE' s 10-Year ROE (%) Range
Min: -2400   Max: 114.14
Current: 41.72

-2400
114.14
ROA (%) 8.75
UVE's ROA (%) is ranked higher than
96% of the 249 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.88 vs. UVE: 8.75 )
UVE' s 10-Year ROA (%) Range
Min: -160   Max: 11.1
Current: 8.75

-160
11.1
ROC (Joel Greenblatt) (%) 1048.92
UVE's ROC (Joel Greenblatt) (%) is ranked higher than
90% of the 202 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 258.63 vs. UVE: 1048.92 )
UVE' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -22.29   Max: 7595.74
Current: 1048.92

-22.29
7595.74
Revenue Growth (3Y)(%) 23.50
UVE's Revenue Growth (3Y)(%) is ranked higher than
96% of the 225 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 7.20 vs. UVE: 23.50 )
UVE' s 10-Year Revenue Growth (3Y)(%) Range
Min: 0   Max: 159.8
Current: 23.5

0
159.8
EBITDA Growth (3Y)(%) 62.70
UVE's EBITDA Growth (3Y)(%) is ranked higher than
94% of the 184 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 17.30 vs. UVE: 62.70 )
UVE' s 10-Year EBITDA Growth (3Y)(%) Range
Min: 0   Max: 111.8
Current: 62.7

0
111.8
EPS Growth (3Y)(%) 60.80
UVE's EPS Growth (3Y)(%) is ranked higher than
90% of the 156 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 16.80 vs. UVE: 60.80 )
UVE' s 10-Year EPS Growth (3Y)(%) Range
Min: 0   Max: 70.4
Current: 60.8

0
70.4
» UVE's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2014

UVE Guru Trades in Q2 2014

Chuck Royce 37,200 sh (New)
Jim Simons Sold Out
» More
Q3 2014

UVE Guru Trades in Q3 2014

Paul Tudor Jones 20,158 sh (New)
Chuck Royce 73,600 sh (+97.85%)
» More
Q4 2014

UVE Guru Trades in Q4 2014

Jim Simons 61,300 sh (New)
Chuck Royce 83,800 sh (+13.86%)
Paul Tudor Jones 10,417 sh (-48.32%)
» More
Q1 2015

UVE Guru Trades in Q1 2015

Jim Simons 187,200 sh (+205.38%)
Paul Tudor Jones 23,788 sh (+128.36%)
Chuck Royce 103,200 sh (+23.15%)
» More
» Details

Insider Trades

Latest Guru Trades with UVE

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 11.00
UVE's P/E(ttm) is ranked higher than
84% of the 292 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 14.40 vs. UVE: 11.00 )
UVE' s 10-Year P/E(ttm) Range
Min: 0.44   Max: 12.01
Current: 11

0.44
12.01
PE(NRI) 11.00
UVE's PE(NRI) is ranked higher than
85% of the 292 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 14.30 vs. UVE: 11.00 )
UVE' s 10-Year PE(NRI) Range
Min: 0.44   Max: 12.03
Current: 11

0.44
12.03
P/B 3.70
UVE's P/B is ranked higher than
58% of the 292 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.41 vs. UVE: 3.70 )
UVE' s 10-Year P/B Range
Min: 0.26   Max: 9.08
Current: 3.7

0.26
9.08
P/S 2.30
UVE's P/S is ranked higher than
58% of the 292 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.32 vs. UVE: 2.30 )
UVE' s 10-Year P/S Range
Min: 0.12   Max: 3.3
Current: 2.3

0.12
3.3
PFCF 6.50
UVE's PFCF is ranked higher than
91% of the 292 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 32.13 vs. UVE: 6.50 )
UVE' s 10-Year PFCF Range
Min: 0.04   Max: 25.64
Current: 6.5

0.04
25.64
POCF 5.83
UVE's POCF is ranked higher than
90% of the 292 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 12.79 vs. UVE: 5.83 )
UVE' s 10-Year POCF Range
Min: 0.04   Max: 99999999.99
Current: 5.83

0.04
99999999.99
EV-to-EBIT 5.05
UVE's EV-to-EBIT is ranked higher than
94% of the 292 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.17 vs. UVE: 5.05 )
UVE' s 10-Year EV-to-EBIT Range
Min: -21.7   Max: 79
Current: 5.05

-21.7
79
PEG 0.44
UVE's PEG is ranked higher than
95% of the 292 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.00 vs. UVE: 0.44 )
UVE' s 10-Year PEG Range
Min: 0.03   Max: 2.04
Current: 0.44

0.03
2.04
Shiller P/E 21.70
UVE's Shiller P/E is ranked higher than
75% of the 292 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 21.74 vs. UVE: 21.70 )
UVE' s 10-Year Shiller P/E Range
Min: 3.24   Max: 181.5
Current: 21.7

3.24
181.5
Days Sales Outstanding 53.38
UVE's Days Sales Outstanding is ranked higher than
93% of the 292 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.00 vs. UVE: 53.38 )
UVE' s 10-Year Days Sales Outstanding Range
Min: 30.25   Max: 4049.82
Current: 53.38

30.25
4049.82

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.70
UVE's Dividend Yield is ranked lower than
72% of the 223 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.83 vs. UVE: 1.70 )
UVE' s 10-Year Dividend Yield Range
Min: 0.72   Max: 21.18
Current: 1.7

0.72
21.18
Dividend Payout 0.18
UVE's Dividend Payout is ranked higher than
91% of the 292 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.60 vs. UVE: 0.18 )
UVE' s 10-Year Dividend Payout Range
Min: 0.16   Max: 4
Current: 0.18

0.16
4
Dividend growth (3y) 30.50
UVE's Dividend growth (3y) is ranked higher than
94% of the 173 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.40 vs. UVE: 30.50 )
UVE' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 103.3
Current: 30.5

0
103.3
Yield on cost (5-Year) 1.69
UVE's Yield on cost (5-Year) is ranked lower than
76% of the 225 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 3.63 vs. UVE: 1.69 )
UVE' s 10-Year Yield on cost (5-Year) Range
Min: 0.76   Max: 22.37
Current: 1.69

0.76
22.37
Share Buyback Rate 4.60
UVE's Share Buyback Rate is ranked higher than
91% of the 196 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: -0.20 vs. UVE: 4.60 )
UVE' s 10-Year Share Buyback Rate Range
Min: 0   Max: -28
Current: 4.6

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 3.73
UVE's Price/Tangible Book is ranked higher than
57% of the 292 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.74 vs. UVE: 3.73 )
UVE' s 10-Year Price/Tangible Book Range
Min: 0.13   Max: 6.15
Current: 3.73

0.13
6.15
Price/DCF (Projected) 0.64
UVE's Price/DCF (Projected) is ranked higher than
87% of the 292 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.52 vs. UVE: 0.64 )
UVE' s 10-Year Price/DCF (Projected) Range
Min: 0.05   Max: 0.73
Current: 0.64

0.05
0.73
Price/Median PS Value 2.32
UVE's Price/Median PS Value is ranked higher than
55% of the 292 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.20 vs. UVE: 2.32 )
UVE' s 10-Year Price/Median PS Value Range
Min: 0.04   Max: 5.08
Current: 2.32

0.04
5.08
Price/Peter Lynch Fair Value 0.44
UVE's Price/Peter Lynch Fair Value is ranked higher than
96% of the 292 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.00 vs. UVE: 0.44 )
UVE' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.1   Max: 1.1
Current: 0.44

0.1
1.1
Price/Graham Number 1.35
UVE's Price/Graham Number is ranked higher than
67% of the 292 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.30 vs. UVE: 1.35 )
UVE' s 10-Year Price/Graham Number Range
Min: 0.06   Max: 1.47
Current: 1.35

0.06
1.47
Earnings Yield (Greenblatt) 19.80
UVE's Earnings Yield (Greenblatt) is ranked higher than
92% of the 248 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.90 vs. UVE: 19.80 )
UVE' s 10-Year Earnings Yield (Greenblatt) Range
Min: 1.3   Max: 22497.5
Current: 19.8

1.3
22497.5
Forward Rate of Return (Yacktman) 41.30
UVE's Forward Rate of Return (Yacktman) is ranked higher than
90% of the 177 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 14.33 vs. UVE: 41.30 )
UVE' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -305   Max: 191.6
Current: 41.3

-305
191.6

Business Description

Industry: Insurance - Property & Casualty » Insurance - Property & Casualty
Compare:RLI, TRV, MBI, QBIEY, TKOMY » details
Traded in other countries:5UI.Germany,
Universal Insurance Holdings Inc was incorporated under the laws of the State of Delaware on November 13, 1990. The Company changed its name to Universal Insurance Holdings, Inc. on January 12, 2001. The Company is a vertically integrated insurance holding company, which through its various subsidiaries, covers substantially all aspects of insurance underwriting, distribution, claims processing and exposure management. Universal Property & Casualty Insurance Company (UPCIC), a wholly owned subsidiary of UIH, is a writer of homeowners' insurance in Florida and is now fully licensed and has commenced its operations in Georgia, Hawaii, North Carolina and South Carolina. The Company's primary product is homeowners' insurance. The Company's criteria for selecting insurance policies includes, but is not limited to, the use of specific policy forms, coverage amounts on buildings and contents and required compliance with local building codes. Also, to improve underwriting and manage risk, the Company utilizes standard industry modeling techniques for hurricane and windstorm exposure. Florida insurance companies are subject to regulation and supervision by the OIR.
» More Articles for UVE

Headlines

Articles On GuruFocus.com
4 Cheapest Financial Dividend Stocks from the Top Performing YTD List Jul 10 2013 
Weekly CEO Sells Highlight: Universal Insurance Holdings Inc, Avanir Pharmaceuticals Inc, Bel Fuse I Jun 30 2012 
CEO of Universal Insurance Holdings Bradley Meier Sold 1,500,000 Shares Jun 26 2012 
The Best Dividends on March 26, 2012 Mar 23 2012 
High div (6.7%) - no Mar 11 2012 
Not bad. Aug 06 2011 
Universal Insurance Holdings Inc (UVE) CEO, 10% Owner Bradley I Meier sells 250,000 Shares Dec 23 2010 
Universal Insurance Holdings Inc (UVE) CEO, 10% Owner Bradley I Meier sells 50,000 Shares Dec 15 2010 
Universal Insurance Holdings Inc (UVE) Senior V.P. and COO Sean P Downes sells 175,000 Shares Dec 09 2010 
Universal Insurance Holdings Inc (UVE) CEO, 10% Owner Bradley I Meier sells 350,000 Shares Dec 07 2010 

More From Other Websites
10-Q for Universal Insurance Holdings, Inc. May 04 2015
Universal Insurance posts 1Q profit Apr 30 2015
Universal Insurance posts 1Q profit Apr 30 2015
UNIVERSAL INSURANCE HOLDINGS, INC. Files SEC form 8-K, Results of Operations and Financial... Apr 30 2015
Universal Insurance Holdings, Inc. Reports Record First Quarter 2015 Financial Results Apr 30 2015
UNIVERSAL INSURANCE HOLDINGS, INC. Files SEC form 10-Q, Quarterly Report Apr 30 2015
Q1 2015 Universal Insurance Holdings Inc Earnings Release - After Market Close Apr 30 2015
Universal Insurance Holdings, Inc. Announces First Quarter 2015 Earnings Release Date Apr 24 2015
Stocks Stumble At Starting Bell; American Express Takes A Dive Apr 17 2015
HCC Insurance (HCC) Up to Strong Buy Ahead of Q1 Earnings - Analyst Blog Apr 15 2015
UNIVERSAL INSURANCE HOLDINGS, INC. Files SEC form 8-K, Other Events, Financial Statements and... Apr 13 2015
Universal Insurance Holdings, Inc. Announces Quarterly Dividend Of $0.12 Per Share Apr 13 2015
XL Group Scales 52-Week High on Strategic Initiatives - Analyst Blog Apr 09 2015
First American (FAF) Up to Strong Buy on Promising Outlook - Analyst Blog Apr 01 2015
UNIVERSAL INSURANCE HOLDINGS, INC. Financials Mar 12 2015
Universal Insurance Holdings, Inc. Acquires Aplin Peer & Associates Inc. Mar 05 2015
Nasdaq Punctures Resistance; Top Groups Lead Way Up Mar 02 2015
10-K for Universal Insurance Holdings, Inc. Feb 27 2015
Stocks Mixed In Afternoon; Facebook Nears Buy Point Feb 26 2015
Universal Insurance posts 4Q profit Feb 25 2015

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK