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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength

vs
industry
vs
history
Cash to Debt 0.065
VRSK's Cash to Debt is ranked lower than
95% of the 614 Companies
in the Global Business Services industry.

( Industry Median: 3.79 vs. VRSK: 0.065 )
VRSK' s 10-Year Cash to Debt Range
Min: 0.06   Max: 0.18
Current: 0.07

0.06
0.18
Equity to Asset -0.641
VRSK's Equity to Asset is ranked lower than
208333% of the 480 Companies
in the Global Business Services industry.

( Industry Median: 0.50 vs. VRSK: -0.641 )
VRSK' s 10-Year Equity to Asset Range
Min: -2.03   Max: -0.64
Current: -0.64

-2.03
-0.64
Interest Coverage 8.2
VRSK's Interest Coverage is ranked lower than
72% of the 497 Companies
in the Global Business Services industry.

( Industry Median: 44.50 vs. VRSK: 8.2 )
VRSK' s 10-Year Interest Coverage Range
Min: 8   Max: 13
Current: 8.2

8
13
F-Score: 6
Z-Score: 4.54
M-Score: -3
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth

vs
industry
vs
history
Operating margin (%) 38.60
VRSK's Operating margin (%) is ranked higher than
95% of the 495 Companies
in the Global Business Services industry.

( Industry Median: 9.30 vs. VRSK: 38.60 )
VRSK' s 10-Year Operating margin (%) Range
Min: 29.4   Max: 38.7
Current: 38.6

29.4
38.7
Net-margin (%) 21.5
VRSK's Net-margin (%) is ranked higher than
88% of the 475 Companies
in the Global Business Services industry.

( Industry Median: 6.00 vs. VRSK: 21.5 )
VRSK' s 10-Year Net-margin (%) Range
Min: 12.3   Max: 21.5
Current: 21.5

12.3
21.5
ROE (%) 128.8
VRSK's ROE (%) is ranked higher than
100% of the 465 Companies
in the Global Business Services industry.

( Industry Median: 11.30 vs. VRSK: 128.8 )
VRSK' s 10-Year ROE (%) Range
Min: 128.8   Max: 128.8
Current: 128.8

ROA (%) 13.9
VRSK's ROA (%) is ranked higher than
89% of the 472 Companies
in the Global Business Services industry.

( Industry Median: 5.50 vs. VRSK: 13.9 )
VRSK' s 10-Year ROA (%) Range
Min: 12.7   Max: 19.9
Current: 13.9

12.7
19.9
ROC (Joel Greenblatt) (%) 988.40
VRSK's ROC (Joel Greenblatt) (%) is ranked higher than
98% of the 389 Companies
in the Global Business Services industry.

( Industry Median: 32.90 vs. VRSK: 988.40 )
VRSK' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 988.4   Max: 7706.2
Current: 988.4

988.4
7706.2
Revenue Growth (%) 12.2
VRSK's Revenue Growth (%) is ranked higher than
74% of the 287 Companies
in the Global Business Services industry.

( Industry Median: 5.90 vs. VRSK: 12.2 )
VRSK' s 10-Year Revenue Growth (%) Range
Min: 0   Max: 13.4
Current: 12.2

0
13.4
EBITDA Growth (%) 18.6
VRSK's EBITDA Growth (%) is ranked higher than
74% of the 224 Companies
in the Global Business Services industry.

( Industry Median: 9.70 vs. VRSK: 18.6 )
VRSK' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: 18.6
Current: 18.6

0
18.6
EPS Growth (%) 28.7
VRSK's EPS Growth (%) is ranked higher than
79% of the 190 Companies
in the Global Business Services industry.

( Industry Median: 11.60 vs. VRSK: 28.7 )
VRSK' s 10-Year EPS Growth (%) Range
Min: 0   Max: 28.7
Current: 28.7

0
28.7
» VRSK's 10-Y Financials

Financials


Revenue & Net Income
Cash & Debt
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2012

VRSK Guru Trades in Q2 2012

Steven Cohen 119,706 sh (+538.67%)
Jeremy Grantham 24,200 sh (+261.19%)
Jim Simons 2,029,600 sh (+17.47%)
David Rolfe 1,359,422 sh (+7.4%)
Columbia Wanger 1,997,000 sh (unchged)
Ruane Cunniff 69,803 sh (unchged)
Chuck Royce 262,970 sh (unchged)
Murray Stahl 10,000 sh (unchged)
Paul Tudor Jones Sold Out
Ron Baron 4,448,709 sh (-0.84%)
Warren Buffett 1,871,871 sh (-16.07%)
RS Investment Management 52,220 sh (-53.73%)
» More
Q3 2012

VRSK Guru Trades in Q3 2012

Chuck Akre 676,500 sh (New)
Paul Tudor Jones 10,400 sh (New)
George Soros 131,384 sh (New)
Jeremy Grantham 130,100 sh (+437.6%)
Steven Cohen 187,503 sh (+56.64%)
RS Investment Management 59,420 sh (+13.79%)
Ron Baron 4,627,819 sh (+4.03%)
Columbia Wanger 1,997,000 sh (unchged)
Murray Stahl 10,000 sh (unchged)
Jim Simons Sold Out
Ruane Cunniff 69,202 sh (-0.86%)
Warren Buffett 1,563,434 sh (-16.48%)
David Rolfe 1,080,858 sh (-20.49%)
Chuck Royce 159,870 sh (-39.21%)
» More
Q4 2012

VRSK Guru Trades in Q4 2012

Andreas Halvorsen 820,917 sh (New)
RS Investment Management 112,220 sh (+88.86%)
David Rolfe 1,460,561 sh (+35.13%)
Chuck Akre 800,000 sh (+18.26%)
Ron Baron 4,642,699 sh (+0.32%)
Columbia Wanger 1,997,000 sh (unchged)
Jeremy Grantham 83,200 sh (unchged)
Warren Buffett 1,563,434 sh (unchged)
Paul Tudor Jones Sold Out
Ruane Cunniff 68,479 sh (-1.04%)
George Soros 111,384 sh (-15.22%)
Murray Stahl 8,000 sh (-20%)
Chuck Royce 111,270 sh (-30.4%)
Steven Cohen 7,771 sh (-95.86%)
» More
Q1 2013

VRSK Guru Trades in Q1 2013

Pioneer Investments 32,000 sh (New)
Jim Simons 2,256,800 sh (New)
Bruce Kovner 30,000 sh (New)
David Rolfe 1,889,680 sh (+29.38%)
Andreas Halvorsen 903,617 sh (+10.07%)
Ruane Cunniff 68,814 sh (+0.49%)
Warren Buffett 1,563,434 sh (unchged)
Columbia Wanger 1,997,000 sh (unchged)
Murray Stahl 8,000 sh (unchged)
George Soros 111,384 sh (unchged)
Chuck Akre 800,000 sh (unchged)
Ron Baron 4,549,814 sh (-2%)
RS Investment Management 98,360 sh (-12.35%)
Chuck Royce 97,170 sh (-12.67%)
Steven Cohen 6,712 sh (-13.63%)
Jeremy Grantham 61,500 sh (-26.08%)
» More
» Details

Insider Trades

Latest Guru Trades with VRSK

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Chuck Akre 2012-12-31 Add 18.26%0.45%$45.95 - $51.35 $ 59.9923%800000
Chuck Akre 2012-09-30 New Buy2.5%$46.41 - $50.94 $ 59.9923%676500
George Soros 2012-09-30 New Buy0.1%$46.41 - $50.94 $ 59.9923%131384
Warren Buffett 2012-03-31 Reduce -35.26%0.07%$38.98 - $47.33 $ 59.9952%2230148
Warren Buffett 2011-12-31 Add 63.96%0.08%$33.06 - $40.13 $ 59.9963%3445029
Michael Price 2011-12-31 Sold Out 0.06%$33.06 - $40.13 $ 59.9963%0
George Soros 2011-09-30 Sold Out 0.0099%$30.98 - $35.15 $ 59.9978%0
Warren Buffett 2011-06-30 New Buy0.14%$32.54 - $34.72 $ 59.9978%2101125
George Soros 2011-06-30 Reduce -28.97%$32.54 - $34.72 $ 59.9978%20335
Jean-Marie Eveillard 2011-06-30 Sold Out $32.54 - $34.72 $ 59.9978%0
George Soros 2011-03-31 Add 70.13%$30.97 - $34.47 $ 59.9981%28627
George Soros 2010-12-31 Add 80.94%$27.64 - $34.6 $ 59.9994%16827
Julian Robertson 2010-09-30 Sold Out 2.98%$27.25 - $30.13 $ 59.99110%0
George Soros 2010-09-30 Reduce -69.51%$27.25 - $30.13 $ 59.99110%9300
Julian Robertson 2010-06-30 Reduce -28.61%0.85%$27.65 - $30.93 $ 59.99106%455692
George Soros 2010-06-30 Reduce -65.69%0.02%$27.65 - $30.93 $ 59.99106%30500
Ron Baron 2010-03-31 Add 26.03%0.14%$27.24 - $31 $ 59.99111%3648902
George Soros 2010-03-31 Reduce -35.39%0.01%$27.24 - $31 $ 59.99111%88900
Jean-Marie Eveillard 2010-03-31 Add 51.75%$27.24 - $31 $ 59.99111%18216
Premium More recent guru trades are included for Premium Members only!!

Guru Investment Theses on Verisk Analytics, Inc.

Baron Funds Comments on Verisk Analytics Inc. - Dec 14, 2012

Verisk Analytics, Inc. (VRSK) is a leading data and analytics company for the property & casualty insurance, health care, and mortgage industries. Shares fell 3.3% in the third quarter as financial results were hampered by weakness in its mortgage line.We remain optimistic about the company's long-term prospects. Verisk dominates the insurance data and analytics space, maintains high margins, and now offers data solutions that help reduce fraud in the health care and credit card industries. (Rob Susman)

From Baron Funds’ third quarter 2012 letter.


Check out Ron Baron latest stock trades

Wedgewood Partners' David Rolfe Comments on Verisk Analytics - Nov 12, 2012

Verisk Analytics (VRSK) detracted from our performance during the quarter. While little known to investors even today, Verisk has a long and rich history dating back to its incarnation in 1971. Prior to Verisk’s IPO, it was discreetly called Insurance Services Office (ISO) and began as a nonprofit association for U.S. property and casualty insurance companies. Such insurance companies are regulated by the states and these regulations were quite burdensome and required significant data and documentation. Yet from state to state, insurance companies’ regulatory filings became a duplicitous task. This is where ISO stepped in to become a central – and quite critical - depository and gatherer of data for the association of insurance companies. Over the course of the next 25 years ISO would morph into a private for-profit company, leveraging their access to reams of valuable data and then in turn creating even more valuable analytical products and services. They branched into actuarial loss estimation, standardized policies and proprietary risk classification. In late 2009, the association of insurance companies desired, and needed, the considerable liquidity embedded in their joint ownership of Verisk, so the association sold their respective stakes in Verisk through an IPO that raised $1.9 billion. (An aside: Warren Buffett was the only association shareholder who kept Berkshire Hathaway’s respective shares.) We first invested in these shares in August of 2011. Today, the Company’s suite of risk assessment services and decision analytical tools includes, of course, the P&C insurance industry, but also covers the reinsurance, mortgage & financial services, healthcare industries and government entities. Verisk counts all of the top 100 P&C insurance companies as clients – with a not-so-insignificant renewal rate of 98%, while over 70% of the company’s revenues are prepaid, booked subscriptions. This unique franchise, as one would suspect, generates uniquely attractive operating margins in excess of 40%. The Company’s products and services significantly underpenetrate all of the non-P&C industry verticals. We expect Verisk to continue to capitalize on an annual double-digit growth opportunity, as well as to continue to execute a smart consolidation of industry actuarial peers in conjunction with meaningful, opportunistic share buybacks.

From Wedgewood Partners Third Quarter 2012 Review and Outlook.


Check out David Rolfe latest stock trades

Wedgewood Partners Comments on Verisk - Aug 31, 2012

Verisk (VRSK) positively contributed to performance during the quarter after the company reported 17.5% year over year growth in diluted adjusted earnings per share. The company continues to leverage its position as the largest provider of actuarial data and analytical services to property and casualty insurers. Verisk operates as a niche player in the information delivery sub-industry. There are no rivals in this sub-industry with offerings that are as comprehensive as Verisk's portfolio, so the company encounters very little competition on this front. As a result of the fragmentation, Verisk is a serial acquirer of smaller competitors, but is often able to execute their acquisition strategy on quite favorable terms.

From Tony Guerrerio's second quarter letter.

Check out David Rolfe latest stock trades

Baron Funds Comments on Verisk Analytics - Aug 24, 2012

From Baron Funds' second quarter commentary:

Shares of insurance analytics company Verisk Analytics, Inc. (VRSK) rose 4.9% in the second quarter versus a 2.8% drop for the S&P 500 Index. Verisk's primary mission is providing proprietary data, forms and analytics to the property and casualty insurance industry.This part of the business is about 40% of revenues and is high margin (approximately 55%). One of the primary reasons the stock outperformed in the second quarter was the changing view of insurance participants that rates and the exposure levels in the space that are improving after three years of negative growth. Verisk's core insurance business fluctuates directly with premium volume and when sentiment improves around overall insurance exposure and pricing, the multiple tends to expand and the stock outperforms.What is interesting is that Verisk prices its insurance product on a two year lag, so that improvements today could benefit the company for many years ahead. Additionally, the stock outperformed because Verisk's emerging health care business continues to make great strides helping medical providers and payers with quality of outcome data and fraud risk. Organic growth in this segment has been in the 30% range and recent results showed sequential improvement. If Verisk can apply its expertise around understanding and managing risk to the health care space then we think the earnings potential of the company is significant. Total health care spend is approximately four times the size of P&C insurance. As part of this health care strength, in the second quarter Verisk acquired Medi-Connect, a company with a unique database of clinical files which provides Verisk with yet another great data set from which to derive proprietary analytics. (Rob Susman)
Check out Ron Baron latest stock trades

Baron Funds Comments on Verisk Analytics - May 24, 2012

From Baron Funds' first quarter letter: Shares of Verisk Analytics, Inc. (VRSK), an insurance data and analytics company, rose 17.0%. After a strong 2011, it appears that the company's primary business (risk assessment) is on the verge of a large increase in organic growth, while its newer health analytics business has continued to exceed growth expectations. We believe Verisk has a dominant position in the insurance analytics space and has the ability to leverage its data expertise in other industry verticals. (Rob Susman)
Check out Ron Baron latest stock trades

Top Ranked Articles about Verisk Analytics, Inc.

Baron Funds Comments on Verisk Analytics Inc.
Verisk Analytics, Inc. (VRSK) is a leading data and analytics company for the property & casualty insurance, health care, and mortgage industries. Shares fell 3.3% in the third quarter as financial results were hampered by weakness in its mortgage line.We remain optimistic about the company's long-term prospects. Verisk dominates the insurance data and analytics space, maintains high margins, and now offers data solutions that help reduce fraud in the health care and credit card industries. (Rob Susman) Read more...
Weekly Top Insider Sells: DG, VRSK, ACGL, GOOG
According to GuruFocus Insider Data, these are the largest insider sells during the past week. The overall trend of insiders is illustrated in the chart below: Read more...
Chuck Akre’s Q3 Portfolio Updates: Three New Buys Are Verisk Analytics, Monro Muffler/Brake and Colfax Corp. Chuck Akre - Chuck Akre’s Q3 Portfolio Updates: Three New Buys Are Verisk Analytics, Monro Muffler/Brake And Colfax Corp.
Chuck Akre, who manages Virginia-based Akre Capital Management, has reported 20 transactions in his third quarter portfolio update: Read more...
Wedgewood Partners' David Rolfe Comments on Verisk Analytics
Verisk Analytics (VRSK) detracted from our performance during the quarter. While little known to investors even today, Verisk has a long and rich history dating back to its incarnation in 1971. Prior to Verisk’s IPO, it was discreetly called Insurance Services Office (ISO) and began as a nonprofit association for U.S. property and casualty insurance companies. Such insurance companies are regulated by the states and these regulations were quite burdensome and required significant data and documentation. Yet from state to state, insurance companies’ regulatory filings became a duplicitous task. This is where ISO stepped in to become a central – and quite critical - depository and gatherer of data for the association of insurance companies. Over the course of the next 25 years ISO would morph into a private for-profit company, leveraging their access to reams of valuable data and then in turn creating even more valuable analytical products and services. They branched into actuarial loss estimation, standardized policies and proprietary risk classification. In late 2009, the association of insurance companies desired, and needed, the considerable liquidity embedded in their joint Read more...
Wedgewood Partners Comments on Verisk
Verisk (VRSK) positively contributed to performance during the quarter after the company reported 17.5% year over year growth in diluted adjusted earnings per share. The company continues to leverage its position as the largest provider of actuarial data and analytical services to property and casualty insurers. Verisk operates as a niche player in the information delivery sub-industry. There are no rivals in this sub-industry with offerings that are as comprehensive as Verisk's portfolio, so the company encounters very little competition on this front. As a result of the fragmentation, Verisk is a serial acquirer of smaller competitors, but is often able to execute their acquisition strategy on quite favorable terms. Read more...
Baron Funds Comments on Verisk Analytics
Frank J. Coyne, Chairman and CEO of Verisk Analytics, Sold $4.6 Million Worth of Shares
Verisk Analytics (VRSK) is a provider of risk assessment solutions to professionals in insurance, healthcare, mortgage lending, government, risk management, and human resources. Verisk Analytic has a market cap of $7.7 billion; its shares were traded at around $47.28 with a P/E ratio of 25.6 and P/S ratio of 5.8. Read more...
Baron Funds Comments on Verisk Analytics
From Baron Funds' first quarter letter: Shares of Verisk Analytics, Inc. (VRSK), an insurance data and analytics company, rose 17.0%. After a strong 2011, it appears that the company's primary business (risk assessment) is on the verge of a large increase in organic growth, while its newer health analytics business has continued to exceed growth expectations. We believe Verisk has a dominant position in the insurance analytics space and has the ability to leverage its data expertise in other industry verticals. (Rob Susman) Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 30.80
VRSK's P/E(ttm) is ranked lower than
75% of the 495 Companies
in the Global Business Services industry.

( Industry Median: 18.70 vs. VRSK: 30.80 )
VRSK' s 10-Year P/E(ttm) Range
Min: 21.7   Max: 171.11
Current: 30.8

21.7
171.11
P/B 39.40
VRSK's P/B is ranked lower than
99% of the 591 Companies
in the Global Business Services industry.

( Industry Median: 1.90 vs. VRSK: 39.40 )
VRSK' s 10-Year P/B Range
Min: 28.87   Max: 205.53
Current: 39.4

28.87
205.53
P/S 6.49
VRSK's P/S is ranked lower than
92% of the 621 Companies
in the Global Business Services industry.

( Industry Median: 1.08 vs. VRSK: 6.49 )
VRSK' s 10-Year P/S Range
Min: 4.56   Max: 10.81
Current: 6.49

4.56
10.81
PFCF 26.80
VRSK's PFCF is ranked lower than
73% of the 457 Companies
in the Global Business Services industry.

( Industry Median: 16.20 vs. VRSK: 26.80 )
VRSK' s 10-Year PFCF Range
Min: 16.16   Max: 47.38
Current: 26.8

16.16
47.38
EV-to-EBIT 18.9
VRSK's EV-to-EBIT is ranked lower than
68% of the 527 Companies
in the Global Business Services industry.

( Industry Median: 13.83 vs. VRSK: 18.9 )
VRSK' s 10-Year EV-to-EBIT Range
Min: 13.6   Max: 20.9
Current: 18.9

13.6
20.9
PEG 1.4
VRSK's PEG is ranked higher than
61% of the 202 Companies
in the Global Business Services industry.

( Industry Median: 1.88 vs. VRSK: 1.4 )
VRSK' s 10-Year PEG Range
Min: 0   Max: 1.5
Current: 1.4

0
1.5

Valuation & Return

vs
industry
vs
history
Price/Net Current Asset Value 64.5
VRSK's Price/Net Current Asset Value is ranked lower than
85% of the 405 Companies
in the Global Business Services industry.

( Industry Median: 11.50 vs. VRSK: 64.5 )
VRSK' s 10-Year Price/Net Current Asset Value Range
Min: 52.1   Max: 73.9
Current: 64.5

52.1
73.9
Price/Median PS Value 1.2
VRSK's Price/Median PS Value is ranked lower than
62% of the 595 Companies
in the Global Business Services industry.

( Industry Median: 1.10 vs. VRSK: 1.2 )
VRSK' s 10-Year Price/Median PS Value Range
Min: 0.9   Max: 1.9
Current: 1.2

0.9
1.9
Earnings Yield (Greenblatt) 5.30
VRSK's Earnings Yield (Greenblatt) is ranked lower than
68% of the 522 Companies
in the Global Business Services industry.

( Industry Median: 7.30 vs. VRSK: 5.30 )
VRSK' s 10-Year Earnings Yield (Greenblatt) Range
Min: 4.8   Max: 7.4
Current: 5.3

4.8
7.4

Business Description

Verisk Analytics, Inc is a provider of information about risk to professionals in insurance, healthcare, mortgage, government, supply chain, and risk management. The Company by using advanced technologies to collect and analyze billions of records, draws on industry expertise and unique proprietary data sets to provide predictive analytics and decision-support solutions in fraud prevention, actuarial science, insurance coverages, fire protection, catastrophe and weather risk, data management, and many other fields. Its customers use its solutions to make better risk decisions with greater efficiency and discipline. The Company organizes its business in two segments: Risk Assessment and Decision Analytics. Its Risk Assessment segment serves its P&C insurance customers and focuses on the first two decision making processes in its Risk Analysis Framework: prediction of loss and selection and pricing of risk. Within this segment, it also provides solutions to help its insurance customers comply with their reporting requirements in each U.S. state in which they operate. In the Decision Analytics segment, it supports all four phases of its Risk Analysis Framework. It develops predictive models to forecast scenarios and produce both standard and customized analytics that help its customers better predict loss, select and price risk, detect fraud before and after a loss event, and quantify losses. The Company's competitors includes other statistical agents, including the National Independent Statistical Service, the Independent Statistical Service and other advisory organizations, providing underwriting rules, prospective loss costs and coverage language such as the American Association of Insurance Services and Mutual Services Organization. The Company's certain solutions and services are subject to regulation under federal, state and local laws in the United States and, to a lesser extent, foreign countries.
Company Website
SEC Reports
Industry: Business Services
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Traded in other countries:VA7A.Germany

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