Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 2.47
VRTA's Cash to Debt is ranked higher than
76% of the 1748 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.86 vs. VRTA: 2.47 )
VRTA' s 10-Year Cash to Debt Range
Min: 0.25   Max: No Debt
Current: 2.47

Equity to Asset 0.88
VRTA's Equity to Asset is ranked higher than
99% of the 2312 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.09 vs. VRTA: 0.88 )
VRTA' s 10-Year Equity to Asset Range
Min: 0.83   Max: 1
Current: 0.88

0.83
1
F-Score: 3
Z-Score: -1.51
M-Score: -11.05
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) -157.82
VRTA's Operating margin (%) is ranked lower than
55% of the 2426 Companies
in the Global Specialty Finance industry.

( Industry Median: 30.22 vs. VRTA: -157.82 )
VRTA' s 10-Year Operating margin (%) Range
Min: -497.3   Max: 81.76
Current: -157.82

-497.3
81.76
Net-margin (%) -120.49
VRTA's Net-margin (%) is ranked lower than
55% of the 2426 Companies
in the Global Specialty Finance industry.

( Industry Median: 22.12 vs. VRTA: -120.49 )
VRTA' s 10-Year Net-margin (%) Range
Min: -841.77   Max: 67.64
Current: -120.49

-841.77
67.64
ROE (%) -8.10
VRTA's ROE (%) is ranked lower than
53% of the 2426 Companies
in the Global Specialty Finance industry.

( Industry Median: 8.98 vs. VRTA: -8.10 )
VRTA' s 10-Year ROE (%) Range
Min: -44.01   Max: 10.15
Current: -8.1

-44.01
10.15
ROA (%) -7.35
VRTA's ROA (%) is ranked lower than
55% of the 2433 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.80 vs. VRTA: -7.35 )
VRTA' s 10-Year ROA (%) Range
Min: -43.33   Max: 8.31
Current: -7.35

-43.33
8.31
ROC (Joel Greenblatt) (%) -60.91
VRTA's ROC (Joel Greenblatt) (%) is ranked lower than
53% of the 2392 Companies
in the Global Specialty Finance industry.

( Industry Median: 89.92 vs. VRTA: -60.91 )
VRTA' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -368500   Max: 93.29
Current: -60.91

-368500
93.29
Revenue Growth (3Y)(%) 29.70
VRTA's Revenue Growth (3Y)(%) is ranked higher than
98% of the 2094 Companies
in the Global Specialty Finance industry.

( Industry Median: 2.20 vs. VRTA: 29.70 )
VRTA' s 10-Year Revenue Growth (3Y)(%) Range
Min: -39.7   Max: 40.2
Current: 29.7

-39.7
40.2
EBITDA Growth (3Y)(%) 4.20
VRTA's EBITDA Growth (3Y)(%) is ranked higher than
69% of the 1872 Companies
in the Global Specialty Finance industry.

( Industry Median: 7.10 vs. VRTA: 4.20 )
VRTA' s 10-Year EBITDA Growth (3Y)(%) Range
Min: -59.6   Max: 4.2
Current: 4.2

-59.6
4.2
EPS Growth (3Y)(%) 8.70
VRTA's EPS Growth (3Y)(%) is ranked higher than
73% of the 1904 Companies
in the Global Specialty Finance industry.

( Industry Median: 9.20 vs. VRTA: 8.70 )
VRTA' s 10-Year EPS Growth (3Y)(%) Range
Min: -59.4   Max: 8.7
Current: 8.7

-59.4
8.7
» VRTA's 10-Y Financials

Financials


Revenue & Net Income
Cash & Debt
Oprt. Cash Flow & Free Cash Flow

» Details

Insider Trades

Latest Guru Trades with VRTA

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/B 0.33
VRTA's P/B is ranked higher than
99% of the 3227 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.40 vs. VRTA: 0.33 )
VRTA' s 10-Year P/B Range
Min: 0.14   Max: 0.76
Current: 0.33

0.14
0.76
P/S 4.66
VRTA's P/S is ranked higher than
55% of the 3227 Companies
in the Global Specialty Finance industry.

( Industry Median: 3.73 vs. VRTA: 4.66 )
VRTA' s 10-Year P/S Range
Min: 1.87   Max: 14.22
Current: 4.66

1.87
14.22
EV-to-EBIT -1.29
VRTA's EV-to-EBIT is ranked lower than
53% of the 3227 Companies
in the Global Specialty Finance industry.

( Industry Median: 20.17 vs. VRTA: -1.29 )
VRTA' s 10-Year EV-to-EBIT Range
Min: -31.7   Max: 39.7
Current: -1.29

-31.7
39.7
Current Ratio 2.38
VRTA's Current Ratio is ranked higher than
69% of the 97 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.95 vs. VRTA: 2.38 )
VRTA' s 10-Year Current Ratio Range
Min: 1.05   Max: 102.41
Current: 2.38

1.05
102.41
Quick Ratio 2.38
VRTA's Quick Ratio is ranked higher than
69% of the 97 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.95 vs. VRTA: 2.38 )
VRTA' s 10-Year Quick Ratio Range
Min: 1.05   Max: 102.41
Current: 2.38

1.05
102.41
Days Sales Outstanding 1.16
VRTA's Days Sales Outstanding is ranked higher than
99% of the 3227 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.00 vs. VRTA: 1.16 )
VRTA' s 10-Year Days Sales Outstanding Range
Min: 0.57   Max: 245.89
Current: 1.16

0.57
245.89

Valuation & Return

vs
industry
vs
history
Price/Net Cash 1.80
VRTA's Price/Net Cash is ranked higher than
100% of the 3227 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.00 vs. VRTA: 1.80 )
VRTA' s 10-Year Price/Net Cash Range
Min: 0.99   Max: 833.33
Current: 1.8

0.99
833.33
Price/Net Current Asset Value 1.80
VRTA's Price/Net Current Asset Value is ranked higher than
100% of the 3227 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.00 vs. VRTA: 1.80 )
VRTA' s 10-Year Price/Net Current Asset Value Range
Min: 0.74   Max: 38.35
Current: 1.8

0.74
38.35
Price/Tangible Book 0.33
VRTA's Price/Tangible Book is ranked higher than
98% of the 3227 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.66 vs. VRTA: 0.33 )
VRTA' s 10-Year Price/Tangible Book Range
Min: 0.15   Max: 0.68
Current: 0.33

0.15
0.68
Price/DCF (Projected) 0.40
VRTA's Price/DCF (Projected) is ranked higher than
95% of the 3227 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.00 vs. VRTA: 0.40 )
VRTA' s 10-Year Price/DCF (Projected) Range
Min: 0.24   Max: 0.68
Current: 0.4

0.24
0.68
Price/Median PS Value 0.78
VRTA's Price/Median PS Value is ranked higher than
95% of the 3227 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.30 vs. VRTA: 0.78 )
VRTA' s 10-Year Price/Median PS Value Range
Min: 0.36   Max: 2.2
Current: 0.78

0.36
2.2
Earnings Yield (Greenblatt) -77.50
VRTA's Earnings Yield (Greenblatt) is ranked lower than
58% of the 2417 Companies
in the Global Specialty Finance industry.

( Industry Median: 6.50 vs. VRTA: -77.50 )
VRTA' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2.5   Max: 4955.5
Current: -77.5

2.5
4955.5

Business Description

Industry: Banks » Specialty Finance
Compare:ARI, NLY, IVR, WSR, HRUFF » details
Vestin Realty Mortgage I, Inc., was organized in January 2006 as a Maryland corporation. It is a real estate investment trust. It invests in loans secured by real estate through deeds of trust or mortgages. The Company's primary business objective is to generate income while preserving principal by investing in real estate loans. There is a significant market opportunity to make real estate loans to owners and developers of real property whose financing needs are not met by other real estate lenders. The loan underwriting standards utilized by its manager and the mortgage brokers it utilizes are less strict than those used by many institutional real estate lenders. In addition, one of its competitive advantages is its ability to approve loan applications more quickly than many institutional lenders. It is currently authorized to operate two reportable segments, investments in real estate loans and investments in real property. It provides loans in the following states: Arizona, California, Colorado, Nevada, Ohio, Oregon and Texas. The competitor of the company includes the providers of real estate loans who offer short-term, equity-based loans on an expedited basis for higher fees and rates than those charged by other financial institutional lenders such as commercial banks. It is subject to extensive regulation by federal, state and local laws and governmental authorities.
» More Articles for VRTA

Headlines

Articles On GuruFocus.com
comment on VRTA Dec 02 2012 
Vestin Realty Mortgage I, Inc. Reports Second Quarter Financial Results Aug 14 2009 

More From Other Websites
VESTIN REALTY MORTGAGE I, INC. Financials May 22 2015
10-Q for Vestin Realty Mortgage I, Inc. May 14 2015
VESTIN REALTY MORTGAGE I, INC. Files SEC form 10-Q, Quarterly Report May 12 2015
Nasdaq stocks posting largest volume increases Apr 29 2015
10-K for Vestin Realty Mortgage I, Inc. Apr 27 2015
VESTIN REALTY MORTGAGE I, INC. Files SEC form 10-K, Annual Report Mar 31 2015
VESTIN REALTY MORTGAGE I, INC. Files SEC form 8-K, Notice of Delisting or Failure to Satisfy a... Feb 13 2015
VESTIN REALTY MORTGAGE I, INC. Files SEC form 8-K, Submission of Matters to a Vote of Security... Dec 23 2014
VESTIN REALTY MORTGAGE I, INC. Files SEC form 8-K, Amendments to Articles of Inc. or Bylaws; Change... Dec 08 2014
VESTIN REALTY MORTGAGE I, INC. Files SEC form 8-K, Other Events, Financial Statements and Exhibits Dec 05 2014
VESTIN REALTY MORTGAGE I, INC. Files SEC form 10-Q, Quarterly Report Nov 13 2014
VESTIN REALTY MORTGAGE I, INC. Files SEC form 8-K/A, Completion of Acquisition or Disposition of... Sep 04 2014
VESTIN REALTY MORTGAGE I, INC. Files SEC form 10-Q, Quarterly Report Aug 13 2014
VESTIN REALTY MORTGAGE I, INC. Files SEC form 8-K/A, Completion of Acquisition or Disposition of... Aug 06 2014
VESTIN REALTY MORTGAGE I, INC. Files SEC form 8-K/A, Financial Statements and Exhibits Jul 22 2014
VESTIN REALTY MORTGAGE I, INC. Files SEC form 8-K, Other Events Jun 17 2014
VESTIN REALTY MORTGAGE I, INC. Files SEC form 8-K, Other Events May 29 2014
VESTIN REALTY MORTGAGE I, INC. Files SEC form 10-Q, Quarterly Report May 14 2014
VESTIN REALTY MORTGAGE I, INC. Files SEC form 8-K, Change in Directors or Principal Officers,... May 09 2014
VESTIN REALTY MORTGAGE I, INC. Files SEC form 8-K, Completion of Acquisition or Disposition of... May 07 2014

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK