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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 75.95
VRTB's Cash to Debt is ranked higher than
90% of the 582 Companies
in the Global REIT - Diversified industry.

( Industry Median: 0.06 vs. VRTB: 75.95 )
VRTB' s 10-Year Cash to Debt Range
Min: 0.1   Max: No Debt
Current: 75.95

Equity to Asset 0.84
VRTB's Equity to Asset is ranked higher than
96% of the 590 Companies
in the Global REIT - Diversified industry.

( Industry Median: 0.49 vs. VRTB: 0.84 )
VRTB' s 10-Year Equity to Asset Range
Min: 0.46   Max: 0.99
Current: 0.84

0.46
0.99
Interest Coverage 72.00
VRTB's Interest Coverage is ranked higher than
94% of the 509 Companies
in the Global REIT - Diversified industry.

( Industry Median: 2.37 vs. VRTB: 72.00 )
VRTB' s 10-Year Interest Coverage Range
Min: 3.52   Max: 72
Current: 72

3.52
72
F-Score: 4
Z-Score: -6.98
M-Score: -4.43
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 3/10

vs
industry
vs
history
Operating margin (%) 4.71
VRTB's Operating margin (%) is ranked lower than
53% of the 611 Companies
in the Global REIT - Diversified industry.

( Industry Median: 40.09 vs. VRTB: 4.71 )
VRTB' s 10-Year Operating margin (%) Range
Min: -862.56   Max: 59.05
Current: 4.71

-862.56
59.05
Net-margin (%) -261.69
VRTB's Net-margin (%) is ranked lower than
58% of the 612 Companies
in the Global REIT - Diversified industry.

( Industry Median: 33.75 vs. VRTB: -261.69 )
VRTB' s 10-Year Net-margin (%) Range
Min: -1029.4   Max: 71.88
Current: -261.69

-1029.4
71.88
ROE (%) -30.69
VRTB's ROE (%) is ranked lower than
58% of the 598 Companies
in the Global REIT - Diversified industry.

( Industry Median: 6.45 vs. VRTB: -30.69 )
VRTB' s 10-Year ROE (%) Range
Min: -99.73   Max: 6.23
Current: -30.69

-99.73
6.23
ROA (%) -29.84
VRTB's ROA (%) is ranked lower than
59% of the 602 Companies
in the Global REIT - Diversified industry.

( Industry Median: 3.17 vs. VRTB: -29.84 )
VRTB' s 10-Year ROA (%) Range
Min: -65.25   Max: 5.23
Current: -29.84

-65.25
5.23
ROC (Joel Greenblatt) (%) 8.25
VRTB's ROC (Joel Greenblatt) (%) is ranked higher than
77% of the 500 Companies
in the Global REIT - Diversified industry.

( Industry Median: 5.42 vs. VRTB: 8.25 )
VRTB' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -2135.32   Max: 177342.86
Current: 8.25

-2135.32
177342.86
Revenue Growth (%) -8.20
VRTB's Revenue Growth (%) is ranked higher than
56% of the 501 Companies
in the Global REIT - Diversified industry.

( Industry Median: 0.80 vs. VRTB: -8.20 )
VRTB' s 10-Year Revenue Growth (%) Range
Min: -57   Max: -7.3
Current: -8.2

-57
-7.3
» VRTB's 10-Y Financials

Financials


Revenue & Net Income
Cash & Debt
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2013

VRTB Guru Trades in Q1 2013

Chuck Royce 214,231 sh (unchged)
» More
Q2 2013

VRTB Guru Trades in Q2 2013

Chuck Royce 214,231 sh (unchged)
» More
Q3 2013

VRTB Guru Trades in Q3 2013

Chuck Royce 214,231 sh (unchged)
» More
Q4 2013

VRTB Guru Trades in Q4 2013

Chuck Royce 214,231 sh (-75%)
» More
» Details

Insider Trades

Latest Guru Trades with VRTB



No Insider Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/B 0.50
VRTB's P/B is ranked higher than
95% of the 555 Companies
in the Global REIT - Diversified industry.

( Industry Median: 1.22 vs. VRTB: 0.50 )
VRTB' s 10-Year P/B Range
Min: 0.05   Max: 0.58
Current: 0.5

0.05
0.58
P/S 9.10
VRTB's P/S is ranked lower than
66% of the 613 Companies
in the Global REIT - Diversified industry.

( Industry Median: 6.77 vs. VRTB: 9.10 )
VRTB' s 10-Year P/S Range
Min: 0.39   Max: 9.1
Current: 9.1

0.39
9.1
EV-to-EBIT 34.50
VRTB's EV-to-EBIT is ranked higher than
53% of the 599 Companies
in the Global REIT - Diversified industry.

( Industry Median: 27.39 vs. VRTB: 34.50 )
VRTB' s 10-Year EV-to-EBIT Range
Min: 3   Max: 5
Current: 34.5

3
5

Valuation & Return

vs
industry
vs
history
Price/Net Cash 29.20
VRTB's Price/Net Cash is ranked lower than
85% of the 26 Companies
in the Global REIT - Diversified industry.

( Industry Median: 5.50 vs. VRTB: 29.20 )
VRTB' s 10-Year Price/Net Cash Range
Min: 0.4   Max: 9.11
Current: 29.2

0.4
9.11
Price/Net Current Asset Value 27.80
VRTB's Price/Net Current Asset Value is ranked lower than
86% of the 28 Companies
in the Global REIT - Diversified industry.

( Industry Median: 4.80 vs. VRTB: 27.80 )
VRTB' s 10-Year Price/Net Current Asset Value Range
Min: 0.4   Max: 13.5
Current: 27.8

0.4
13.5
Price/Tangible Book 0.50
VRTB's Price/Tangible Book is ranked higher than
96% of the 548 Companies
in the Global REIT - Diversified industry.

( Industry Median: 1.30 vs. VRTB: 0.50 )
VRTB' s 10-Year Price/Tangible Book Range
Min: 0.05   Max: 0.2
Current: 0.5

0.05
0.2
Price/DCF (Projected) 2.10
VRTB's Price/DCF (Projected) is ranked higher than
60% of the 313 Companies
in the Global REIT - Diversified industry.

( Industry Median: 1.60 vs. VRTB: 2.10 )
VRTB' s 10-Year Price/DCF (Projected) Range
Min: 0.03   Max: 0.64
Current: 2.1

0.03
0.64
Price/Median PS Value 3.40
VRTB's Price/Median PS Value is ranked lower than
83% of the 562 Companies
in the Global REIT - Diversified industry.

( Industry Median: 1.10 vs. VRTB: 3.40 )
VRTB' s 10-Year Price/Median PS Value Range
Min: 0.29   Max: 2.15
Current: 3.4

0.29
2.15
Earnings Yield (Greenblatt) 2.90
VRTB's Earnings Yield (Greenblatt) is ranked higher than
63% of the 593 Companies
in the Global REIT - Diversified industry.

( Industry Median: 3.70 vs. VRTB: 2.90 )
VRTB' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2.9   Max: 33.4
Current: 2.9

2.9
33.4
Forward Rate of Return (Yacktman) -9.39
VRTB's Forward Rate of Return (Yacktman) is ranked higher than
56% of the 450 Companies
in the Global REIT - Diversified industry.

( Industry Median: 1.39 vs. VRTB: -9.39 )
VRTB' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 0.8   Max: 29.1
Current: -9.39

0.8
29.1

Business Description

Industry: REITs » REIT - Diversified
Compare:ARI, NLY, IVR, WSR, HRUFF » details
Vestin Realty Mortgage II, Inc. is a real estate investment trust. It invests in loans secured by real estate through deeds of trust or mortgages. The Company's primary business objective is to generate income while preserving principal by investing in real estate loans. There is a significant market opportunity to make real estate loans to owners and developers of real property whose financing needs are not met by other real estate lenders. The loan underwriting standards utilized by its manager and the mortgage brokers it utilizes are less strict than those used by many institutional real estate lenders. In addition, one of its competitive advantages is its ability to approve loan applications more quickly than many institutional lenders. It is currently authorized to operate two reportable segments, investments in real estate loans and investments in real property. It provides loans in the following states: Arizona, California, Colorado, Nevada, Ohio, Oregon and Texas. The competitor of the company includes the providers of real estate loans who offer short-term, equity-based loans on an expedited basis for higher fees and rates than those charged by other financial institutional lenders such as commercial banks. It is subject to extensive regulation by federal, state and local laws and governmental authorities.

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