Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.45
WAFD's Cash to Debt is ranked higher than
65% of the 1340 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.26 vs. WAFD: 0.45 )
WAFD' s 10-Year Cash to Debt Range
Min: 0.01   Max: 0.87
Current: 0.45

0.01
0.87
Equity to Asset 0.14
WAFD's Equity to Asset is ranked higher than
92% of the 1732 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.09 vs. WAFD: 0.14 )
WAFD' s 10-Year Equity to Asset Range
Min: 0.11   Max: 0.16
Current: 0.14

0.11
0.16
Interest Coverage 1.74
WAFD's Interest Coverage is ranked higher than
73% of the 1595 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.27 vs. WAFD: 1.74 )
WAFD' s 10-Year Interest Coverage Range
Min: 0.24   Max: 1.74
Current: 1.74

0.24
1.74
F-Score: 6
Z-Score: 0.28
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 58.07
WAFD's Operating margin (%) is ranked higher than
97% of the 1755 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 28.45 vs. WAFD: 58.07 )
WAFD' s 10-Year Operating margin (%) Range
Min: 20.15   Max: 82.56
Current: 58.07

20.15
82.56
Net-margin (%) 37.52
WAFD's Net-margin (%) is ranked higher than
93% of the 1762 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 21.29 vs. WAFD: 37.52 )
WAFD' s 10-Year Net-margin (%) Range
Min: 12.82   Max: 53.51
Current: 37.52

12.82
53.51
ROE (%) 8.02
WAFD's ROE (%) is ranked higher than
76% of the 1768 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 8.01 vs. WAFD: 8.02 )
WAFD' s 10-Year ROE (%) Range
Min: 2.76   Max: 16.97
Current: 8.02

2.76
16.97
ROA (%) 1.08
WAFD's ROA (%) is ranked higher than
87% of the 1768 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.75 vs. WAFD: 1.08 )
WAFD' s 10-Year ROA (%) Range
Min: 0.38   Max: 2.42
Current: 1.08

0.38
2.42
ROC (Joel Greenblatt) (%) 100.15
WAFD's ROC (Joel Greenblatt) (%) is ranked higher than
82% of the 1726 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 68.75 vs. WAFD: 100.15 )
WAFD' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 10.46   Max: 415.82
Current: 100.15

10.46
415.82
Revenue Growth (%) -5.60
WAFD's Revenue Growth (%) is ranked higher than
72% of the 1536 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.50 vs. WAFD: -5.60 )
WAFD' s 10-Year Revenue Growth (%) Range
Min: -5.6   Max: 13.3
Current: -5.6

-5.6
13.3
EBITDA Growth (%) 27.10
WAFD's EBITDA Growth (%) is ranked higher than
92% of the 1385 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 6.90 vs. WAFD: 27.10 )
WAFD' s 10-Year EBITDA Growth (%) Range
Min: -29.4   Max: 33
Current: 27.1

-29.4
33
EPS Growth (%) 11.40
WAFD's EPS Growth (%) is ranked higher than
78% of the 1355 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 9.20 vs. WAFD: 11.40 )
WAFD' s 10-Year EPS Growth (%) Range
Min: -34.5   Max: 41
Current: 11.4

-34.5
41
» WAFD's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

WAFD Guru Trades in Q3 2013

Paul Tudor Jones 45,200 sh (New)
Steven Cohen 36,285 sh (New)
Jim Simons 476,976 sh (+315.53%)
Jeff Auxier 24,826 sh (unchged)
Chuck Royce 591,900 sh (-1.58%)
Joel Greenblatt 16,783 sh (-8.65%)
David Dreman 338,324 sh (-81.41%)
» More
Q4 2013

WAFD Guru Trades in Q4 2013

David Dreman 386,285 sh (+14.18%)
Chuck Royce 612,900 sh (+3.55%)
Joel Greenblatt 16,796 sh (+0.08%)
Jeff Auxier 24,826 sh (unchged)
Paul Tudor Jones Sold Out
Steven Cohen Sold Out
Jim Simons 432,276 sh (-9.37%)
» More
Q1 2014

WAFD Guru Trades in Q1 2014

Chuck Royce 664,003 sh (+8.34%)
David Dreman 398,307 sh (+3.11%)
Jeff Auxier 24,826 sh (unchged)
Joel Greenblatt 14,300 sh (-14.86%)
Jim Simons 228,626 sh (-47.11%)
» More
Q2 2014

WAFD Guru Trades in Q2 2014

Chuck Royce 680,003 sh (+2.41%)
Jeff Auxier 24,826 sh (unchged)
Jim Simons Sold Out
David Dreman 389,265 sh (-2.27%)
Joel Greenblatt 9,484 sh (-33.68%)
» More
» Details

Insider Trades

Latest Guru Trades with WAFD

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Joel Greenblatt 2014-06-30 Reduce -33.68%$20.33 - $23.4 $ 21.39-2%9484
David Dreman 2013-09-30 Reduce -81.41%0.81%$19.61 - $22.58 $ 21.390%338324
David Dreman 2013-06-30 Reduce -16.98%0.17%$16.04 - $18.88 $ 21.3924%1820010
Joel Greenblatt 2013-06-30 Add 27.57%$16.04 - $18.88 $ 21.3924%18372
Joel Greenblatt 2012-09-30 New Buy0.01%$15.51 - $17.14 $ 21.3931%12112
Ray Dalio 2011-12-31 Sold Out 0.0042%$12.39 - $14.1 $ 21.3960%0
Ray Dalio 2011-09-30 New Buy$13.1 - $17.43 $ 21.3940%21991
George Soros 2011-06-30 Sold Out $14.98 - $17.4 $ 21.3935%0
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 13.80
WAFD's P/E(ttm) is ranked higher than
74% of the 1578 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 13.70 vs. WAFD: 13.80 )
WAFD' s 10-Year P/E(ttm) Range
Min: 9.77   Max: 68.59
Current: 13.8

9.77
68.59
P/B 1.10
WAFD's P/B is ranked higher than
71% of the 1590 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.10 vs. WAFD: 1.10 )
WAFD' s 10-Year P/B Range
Min: 0.55   Max: 1.97
Current: 1.1

0.55
1.97
P/S 5.10
WAFD's P/S is ranked higher than
53% of the 1711 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.85 vs. WAFD: 5.10 )
WAFD' s 10-Year P/S Range
Min: 3.13   Max: 17.68
Current: 5.1

3.13
17.68
PFCF 20.20
WAFD's PFCF is ranked higher than
50% of the 982 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 8.80 vs. WAFD: 20.20 )
WAFD' s 10-Year PFCF Range
Min: 4.49   Max: 27.86
Current: 20.2

4.49
27.86
EV-to-EBIT 14.65
WAFD's EV-to-EBIT is ranked higher than
77% of the 1906 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 19.25 vs. WAFD: 14.65 )
WAFD' s 10-Year EV-to-EBIT Range
Min: 9.1   Max: 613.5
Current: 14.65

9.1
613.5
PEG 0.48
WAFD's PEG is ranked higher than
95% of the 1906 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 9999.00 vs. WAFD: 0.48 )
WAFD' s 10-Year PEG Range
Min: 0.32   Max: 39.45
Current: 0.48

0.32
39.45
Shiller P/E 20.60
WAFD's Shiller P/E is ranked higher than
66% of the 1093 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 16.35 vs. WAFD: 20.60 )
WAFD' s 10-Year Shiller P/E Range
Min: 6.78   Max: 23.41
Current: 20.6

6.78
23.41

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.90
WAFD's Dividend Yield is ranked lower than
59% of the 1484 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.38 vs. WAFD: 1.90 )
WAFD' s 10-Year Dividend Yield Range
Min: 0.93   Max: 6
Current: 1.9

0.93
6
Dividend Payout 0.26
WAFD's Dividend Payout is ranked higher than
79% of the 1906 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.47 vs. WAFD: 0.26 )
WAFD' s 10-Year Dividend Payout Range
Min: 0.07   Max: 1.67
Current: 0.26

0.07
1.67
Dividend growth (3y) 21.60
WAFD's Dividend growth (3y) is ranked higher than
90% of the 1033 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 5.50 vs. WAFD: 21.60 )
WAFD' s 10-Year Dividend growth (3y) Range
Min: -37.8   Max: 21.6
Current: 21.6

-37.8
21.6
Yield on cost (5-Year) 4.33
WAFD's Yield on cost (5-Year) is ranked higher than
72% of the 1497 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.67 vs. WAFD: 4.33 )
WAFD' s 10-Year Yield on cost (5-Year) Range
Min: 2.12   Max: 13.67
Current: 4.33

2.12
13.67
Share Buyback Rate 2.40
WAFD's Share Buyback Rate is ranked higher than
95% of the 1291 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: -1.90 vs. WAFD: 2.40 )
WAFD' s 10-Year Share Buyback Rate Range
Min: 4.2   Max: -8.7
Current: 2.4

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.29
WAFD's Price/Tangible Book is ranked higher than
74% of the 1906 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.44 vs. WAFD: 1.29 )
WAFD' s 10-Year Price/Tangible Book Range
Min: 0.84   Max: 2.13
Current: 1.29

0.84
2.13
Price/DCF (Projected) 0.66
WAFD's Price/DCF (Projected) is ranked higher than
69% of the 1192 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.60 vs. WAFD: 0.66 )
WAFD' s 10-Year Price/DCF (Projected) Range
Min: 0.41   Max: 0.98
Current: 0.66

0.41
0.98
Price/Median PS Value 0.88
WAFD's Price/Median PS Value is ranked higher than
89% of the 1906 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.16 vs. WAFD: 0.88 )
WAFD' s 10-Year Price/Median PS Value Range
Min: 0.55   Max: 2.62
Current: 0.88

0.55
2.62
Price/Peter Lynch Fair Value 0.55
WAFD's Price/Peter Lynch Fair Value is ranked higher than
96% of the 1906 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 9999.00 vs. WAFD: 0.55 )
WAFD' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.53   Max: 10.63
Current: 0.55

0.53
10.63
Price/Graham Number 0.88
WAFD's Price/Graham Number is ranked higher than
73% of the 1409 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.93 vs. WAFD: 0.88 )
WAFD' s 10-Year Price/Graham Number Range
Min: 0.68   Max: 2.03
Current: 0.88

0.68
2.03
Earnings Yield (Greenblatt) 6.80
WAFD's Earnings Yield (Greenblatt) is ranked higher than
71% of the 1603 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 6.90 vs. WAFD: 6.80 )
WAFD' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.2   Max: 11
Current: 6.8

0.2
11
Forward Rate of Return (Yacktman) 32.55
WAFD's Forward Rate of Return (Yacktman) is ranked higher than
87% of the 1348 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 14.46 vs. WAFD: 32.55 )
WAFD' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -23.3   Max: 52.5
Current: 32.55

-23.3
52.5

Business Description

Industry: Banks » Savings & Cooperative Banks
Compare:OCN, HOME, NYCB, PBCT, HCBK » details
Traded in other countries:WAO.Germany
Washington Federal, Inc. was formed in November 1994 as a Washington Corporation. It is a non-diversified unitary savings and loan holding company that conducts its operations through a federally-insured savings association subsidiary, Washington Federal. The business of the Bank consists primarily of attracting deposits from the general public and investing these funds in loans of various types, including first lien mortgages on single-family dwellings, construction loans, land acquisition and development loans, loans on multi-family and other income producing properties, home equity loans and business loans. The main sources of funds for the Company's activities are retained earnings, loan repayments (including prepayments), net deposit inflows, repayments and sales of investments and borrowings. The Company obtains advances from the FHLB upon the security of the FHLB capital stock it owns and certain of its loans, provided certain standards related to credit worthiness have been met. It also uses reverse repurchase agreements as a form of borrowing. Under reverse repurchase agreements, the Company sells an investment security to a dealer for a period of time and agrees to buy back that security at the end of the period and pay the dealer a stated interest rate for the use of the dealer's funds. It also offers two forms of repurchase agreements to its customers. One form has an interest rate that floats like that of a money market deposit account. The other form has a fixed rate and is offered in a minimum denomination of $100,000. The primary source of income for the Company is net interest income. It chooses to rely on term certificate accounts and other deposit alternatives that have no fixed term and pay interest rates that are more responsive to market interest rates than passbook accounts.
» More Articles for WAFD

Headlines

Articles On GuruFocus.com
5 Dividend Stocks Turbo-Charging Returns with Increased Dividends Sep 30 2013 
4 Stocks Raising Dividends and Expectations Apr 01 2013 


More From Other Websites
Can Washington Federal Capitalize on Higher Loan Demand? Sep 18 2014
WASHINGTON FEDERAL INC Financials Aug 19 2014
WASHINGTON FEDERAL INC Files SEC form 10-Q, Quarterly Report Aug 11 2014
BancorpSouth Recovers on 50% Dividend Hike Following Slump Jul 25 2014
WASHINGTON FEDERAL INC Files SEC form 8-K, Results of Operations and Financial Condition, Regulation... Jul 21 2014
Washington Federal (WAFD) Beats on Earnings and Revs, Up Y/Y Jul 16 2014
Washington Federal Announces Quarterly Earnings per Share Increase of 4% Jul 15 2014
Q3 2014 Washington Federal, Inc. Earnings Release - Before Market Open Jul 15 2014
David Darst, Managing Director at Guggenheim Securities, LLC, Interviews with The Wall Street... Jul 11 2014
Jay Sidhu, the Chairman and CEO of Customers Bancorp, Inc. (CUBI), Interviews with The Wall Street... Jul 07 2014
Tomorrow's Ex-Dividends To Watch: BSP, FSD, WAFD Jun 30 2014
Washington Federal Troubled by Rising Expenses Jun 26 2014
Washington Federal Raises Dividend by 10% Jun 24 2014
Washington Federal, Inc. Announces 10% Increase in Cash Dividend Jun 23 2014
Abnormal Volume Stocks To Watch On Monday Jun 23 2014
Washington Federal (WAFD) is Overbought: Is A Drop Coming? Jun 11 2014
WASHINGTON FEDERAL INC Files SEC form 10-Q, Quarterly Report May 09 2014
WASHINGTON FEDERAL INC Files SEC form 8-K, Other Events May 07 2014
WASHINGTON FEDERAL INC Files SEC form 8-K, Results of Operations and Financial Condition, Regulation... Apr 18 2014
Washington Federal Q2 Earnings in Line Apr 16 2014

Personalized Checklist








Within your circle of competence?
Macro economic environment favorable?
High quality business?
Enough margin of safety with stocks?
Gurus are buying?
Insiders are buying?
Management capable and shareholder friendly?
Catalyst for stock price to appreciate?
Your level of confidence with the research?

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK