Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.80
WAL's Cash to Debt is ranked higher than
71% of the 1272 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. WAL: 0.80 )
WAL' s 10-Year Cash to Debt Range
Min: 0.16   Max: No Debt
Current: 0.8

Equity to Asset 0.09
WAL's Equity to Asset is ranked higher than
63% of the 1588 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. WAL: 0.09 )
WAL' s 10-Year Equity to Asset Range
Min: 0.06   Max: 0.1
Current: 0.09

0.06
0.1
Interest Coverage 4.73
WAL's Interest Coverage is ranked higher than
92% of the 1357 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.13 vs. WAL: 4.73 )
WAL' s 10-Year Interest Coverage Range
Min: 0.39   Max: 4.73
Current: 4.73

0.39
4.73
F-Score: 3
Z-Score: 0.21
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 40.17
WAL's Operating margin (%) is ranked higher than
86% of the 1462 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.05 vs. WAL: 40.17 )
WAL' s 10-Year Operating margin (%) Range
Min: -373.26   Max: 40.17
Current: 40.17

-373.26
40.17
Net-margin (%) 32.71
WAL's Net-margin (%) is ranked higher than
89% of the 1570 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 20.57 vs. WAL: 32.71 )
WAL' s 10-Year Net-margin (%) Range
Min: -303.69   Max: 32.71
Current: 32.71

-303.69
32.71
ROE (%) 13.39
WAL's ROE (%) is ranked higher than
91% of the 1554 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.99 vs. WAL: 13.39 )
WAL' s 10-Year ROE (%) Range
Min: -47.72   Max: 16.6
Current: 13.39

-47.72
16.6
ROA (%) 1.23
WAL's ROA (%) is ranked higher than
89% of the 1563 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.75 vs. WAL: 1.23 )
WAL' s 10-Year ROA (%) Range
Min: -4.51   Max: 1.23
Current: 1.23

-4.51
1.23
ROC (Joel Greenblatt) (%) 117.03
WAL's ROC (Joel Greenblatt) (%) is ranked higher than
82% of the 1437 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 78.30 vs. WAL: 117.03 )
WAL' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -147.24   Max: 117.03
Current: 117.03

-147.24
117.03
Revenue Growth (%) 2.90
WAL's Revenue Growth (%) is ranked higher than
78% of the 1284 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. WAL: 2.90 )
WAL' s 10-Year Revenue Growth (%) Range
Min: -22.2   Max: 22.7
Current: 2.9

-22.2
22.7
EBITDA Growth (%) 219.50
WAL's EBITDA Growth (%) is ranked higher than
100% of the 1124 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.20 vs. WAL: 219.50 )
WAL' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: 219.5
Current: 219.5

0
219.5
» WAL's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2013

WAL Guru Trades in Q1 2013

Jim Simons 267,300 sh (New)
Paul Tudor Jones 32,800 sh (New)
NWQ Managers 2,323,793 sh (+4.36%)
Chuck Royce 787,100 sh (+3.96%)
Steven Cohen Sold Out
» More
Q2 2013

WAL Guru Trades in Q2 2013

Joel Greenblatt 18,339 sh (New)
Jim Simons 523,100 sh (+95.7%)
NWQ Managers 2,280,533 sh (-1.86%)
Chuck Royce 601,100 sh (-23.63%)
Paul Tudor Jones 17,400 sh (-46.95%)
» More
Q3 2013

WAL Guru Trades in Q3 2013

Jim Simons 550,300 sh (+5.2%)
Joel Greenblatt 19,040 sh (+3.82%)
Paul Tudor Jones 16,300 sh (-6.32%)
NWQ Managers 1,592,069 sh (-30.19%)
Chuck Royce 323,100 sh (-46.25%)
» More
Q4 2013

WAL Guru Trades in Q4 2013

NWQ Managers 1,653,417 sh (+3.85%)
Jim Simons 558,800 sh (+1.54%)
Paul Tudor Jones Sold Out
Chuck Royce Sold Out
Joel Greenblatt 18,745 sh (-1.55%)
» More
» Details

Insider Trades

Latest Guru Trades with WAL

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Joel Greenblatt 2013-06-30 New Buy0.01%$13.46 - $16.17 $ 23.562%18339
George Soros 2011-09-30 Sold Out 0.002%$4.67 - $7.49 $ 23.5281%0
George Soros 2011-06-30 New Buy$6.57 - $8.3 $ 23.5215%19600
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Top Ranked Articles about Western Alliance Bancorporation

Multimillion Dollar Insider Sells Reported in Companies Trading at Historically High Prices
This week we’ve seen some large insider sells that are raking in millions of dollars for insiders. The following three companies reported multi-million dollar insider trades coming from their CEOs as their share prices hit high levels. [b] Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 18.20
WAL's P/E(ttm) is ranked higher than
53% of the 1451 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.60 vs. WAL: 18.20 )
WAL' s 10-Year P/E(ttm) Range
Min: 11.21   Max: 45.35
Current: 18.2

11.21
45.35
P/B 2.80
WAL's P/B is ranked lower than
69% of the 1479 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. WAL: 2.80 )
WAL' s 10-Year P/B Range
Min: 0.46   Max: 3.03
Current: 2.8

0.46
3.03
P/S 5.80
WAL's P/S is ranked lower than
80% of the 1638 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.80 vs. WAL: 5.80 )
WAL' s 10-Year P/S Range
Min: 1.04   Max: 29.15
Current: 5.8

1.04
29.15
PFCF 34.90
WAL's PFCF is ranked lower than
79% of the 940 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. WAL: 34.90 )
WAL' s 10-Year PFCF Range
Min: 1.74   Max: 99.31
Current: 34.9

1.74
99.31
EV-to-EBIT 18.50
WAL's EV-to-EBIT is ranked higher than
57% of the 1447 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.51 vs. WAL: 18.50 )
WAL' s 10-Year EV-to-EBIT Range
Min: 10.3   Max: 75.6
Current: 18.5

10.3
75.6
PEG 1.10
WAL's PEG is ranked higher than
65% of the 848 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. WAL: 1.10 )
WAL' s 10-Year PEG Range
Min: 0   Max: 1.3
Current: 1.1

0
1.3

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 3.00
WAL's Price/Tangible Book is ranked lower than
68% of the 1380 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. WAL: 3.00 )
WAL' s 10-Year Price/Tangible Book Range
Min: 0.68   Max: 3.61
Current: 3

0.68
3.61
Price/DCF (Projected) 1.60
WAL's Price/DCF (Projected) is ranked lower than
67% of the 902 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.60 vs. WAL: 1.60 )
WAL' s 10-Year Price/DCF (Projected) Range
Min: 0.47   Max: 1.61
Current: 1.6

0.47
1.61
Price/Median PS Value 2.10
WAL's Price/Median PS Value is ranked lower than
72% of the 1493 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. WAL: 2.10 )
WAL' s 10-Year Price/Median PS Value Range
Min: 0.4   Max: 2.46
Current: 2.1

0.4
2.46
Price/Graham Number 1.40
WAL's Price/Graham Number is ranked lower than
61% of the 1365 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. WAL: 1.40 )
WAL' s 10-Year Price/Graham Number Range
Min: 0.76   Max: 1.94
Current: 1.4

0.76
1.94
Earnings Yield (Greenblatt) 5.40
WAL's Earnings Yield (Greenblatt) is ranked higher than
63% of the 1411 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.40 vs. WAL: 5.40 )
WAL' s 10-Year Earnings Yield (Greenblatt) Range
Min: 1.3   Max: 9.7
Current: 5.4

1.3
9.7
Forward Rate of Return (Yacktman) 5.71
WAL's Forward Rate of Return (Yacktman) is ranked higher than
57% of the 1102 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.77 vs. WAL: 5.71 )
WAL' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 6.3   Max: 24.8
Current: 5.71

6.3
24.8

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Western Alliance Bancorporation was incorporated in Nevada. The Company provides banking and related services to locally owned businesses, professional firms, real estate developers and investors, local nonprofit organizations, high net worth individuals and consumers through its subsidiary banks and financial services companies located in Nevada, Arizona, California and Colorado. In addition to traditional lending and deposit gathering capabilities, it also offers an array of financial products and services aimed at satisfying the needs of small to mid-sized businesses and their proprietors, including cash management, trust administration and estate planning, custody and investments and equipment leasing. The Company provides a number of loans to its customers, including commercial and residential real estate loans, construction and land development loans, commercial and industrial loans, Small Business Administration, or SBA loans, and to a lesser extent, consumer loans. It relies mainly on locally generated deposits to provide it with funds for making loans. In addition to these traditional commercial banking capabilities, the Company also provides its customers with cash management, trust administration and estate planning, equipment leasing, custody and investment services and affinity card services resulting in revenue generated from non-interest income. It receives fees from its deposit customers in the form of service fees, checking fees and other fees. Other services such as safe deposit and wire transfers provide additional fee income. The Company's wholly owned subsidiaries are Bank of Nevada and First Independent Bank of Nevada, operating in Nevada, Alliance Bank of Arizona, operating in Arizona, Torrey Pines Bank and Alta Alliance Bank, operating in California, Miller/Russell & Associates, Inc., operating in Nevada, Arizona and Southern California, Premier Trust, Inc., operating in Nevada and Arizona and Shine Investment Advisory Services, Inc., operating in Colorado. The Company competes for loans, deposits and customers with other commercial banks, local community banks, savings and loan associations, securities and brokerage companies, mortgage companies, insurance companies, finance companies, money market funds, credit unions, and other non-bank financial services providers. The Company is subject to certain limitations and restrictions under applicable Nevada corporate law.

Personalized Checklist








Within your circle of competence?
Macro economic environment favorable?
High quality business?
Enough margin of safety with stocks?
Gurus are buying?
Insiders are buying?
Management capable and shareholder friendly?
Catalyst for stock price to appreciate?
Your level of confidence with the research?

Add Notes, Comments or Ask Questions

User Comments

No comment yet

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK
Hide