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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 1.00
WAL's Cash to Debt is ranked higher than
73% of the 1266 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.28 vs. WAL: 1.00 )
WAL' s 10-Year Cash to Debt Range
Min: 0.15   Max: No Debt
Current: 1

Equity to Asset 0.10
WAL's Equity to Asset is ranked higher than
71% of the 1651 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. WAL: 0.10 )
WAL' s 10-Year Equity to Asset Range
Min: 0.06   Max: 0.11
Current: 0.1

0.06
0.11
Interest Coverage 4.73
WAL's Interest Coverage is ranked higher than
90% of the 1508 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.25 vs. WAL: 4.73 )
WAL' s 10-Year Interest Coverage Range
Min: 0.39   Max: 4.73
Current: 4.73

0.39
4.73
F-Score: 4
Z-Score: 0.22
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 40.17
WAL's Operating margin (%) is ranked higher than
87% of the 1652 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.46 vs. WAL: 40.17 )
WAL' s 10-Year Operating margin (%) Range
Min: -431.16   Max: 40.17
Current: 40.17

-431.16
40.17
Net-margin (%) 32.71
WAL's Net-margin (%) is ranked higher than
89% of the 1671 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.71 vs. WAL: 32.71 )
WAL' s 10-Year Net-margin (%) Range
Min: -100.75   Max: 173.2
Current: 32.71

-100.75
173.2
ROE (%) 13.39
WAL's ROE (%) is ranked higher than
91% of the 1674 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.17 vs. WAL: 13.39 )
WAL' s 10-Year ROE (%) Range
Min: -47.72   Max: 16.6
Current: 13.39

-47.72
16.6
ROA (%) 1.23
WAL's ROA (%) is ranked higher than
90% of the 1674 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.75 vs. WAL: 1.23 )
WAL' s 10-Year ROA (%) Range
Min: -4.51   Max: 1.23
Current: 1.23

-4.51
1.23
ROC (Joel Greenblatt) (%) 117.03
WAL's ROC (Joel Greenblatt) (%) is ranked higher than
83% of the 1624 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 73.28 vs. WAL: 117.03 )
WAL' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -153.33   Max: 117.03
Current: 117.03

-153.33
117.03
Revenue Growth (%) 2.90
WAL's Revenue Growth (%) is ranked higher than
81% of the 1452 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. WAL: 2.90 )
WAL' s 10-Year Revenue Growth (%) Range
Min: -20.6   Max: 141
Current: 2.9

-20.6
141
EBITDA Growth (%) 219.50
WAL's EBITDA Growth (%) is ranked higher than
100% of the 1307 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.70 vs. WAL: 219.50 )
WAL' s 10-Year EBITDA Growth (%) Range
Min: -70.7   Max: 219.5
Current: 219.5

-70.7
219.5
» WAL's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

WAL Guru Trades in Q3 2013

Jim Simons 550,300 sh (+5.2%)
Joel Greenblatt 19,040 sh (+3.82%)
Paul Tudor Jones 16,300 sh (-6.32%)
NWQ Managers 1,592,069 sh (-30.19%)
Chuck Royce 323,100 sh (-46.25%)
» More
Q4 2013

WAL Guru Trades in Q4 2013

NWQ Managers 1,653,417 sh (+3.85%)
Jim Simons 558,800 sh (+1.54%)
Chuck Royce Sold Out
Paul Tudor Jones Sold Out
Joel Greenblatt 18,745 sh (-1.55%)
» More
Q1 2014

WAL Guru Trades in Q1 2014

Paul Tudor Jones 14,361 sh (New)
Jim Simons 653,264 sh (+16.9%)
NWQ Managers 1,879,159 sh (+13.65%)
Joel Greenblatt 13,227 sh (-29.44%)
» More
Q2 2014

WAL Guru Trades in Q2 2014

NWQ Managers 2,037,652 sh (+8.43%)
Paul Tudor Jones Sold Out
Joel Greenblatt Sold Out
Jim Simons 531,200 sh (-18.69%)
» More
» Details

Insider Trades

Latest Guru Trades with WAL

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Joel Greenblatt 2014-06-30 Sold Out $21.62 - $25.64 $ 23.390%0
Joel Greenblatt 2014-03-31 Reduce -29.44%$20.99 - $25.17 $ 23.391%13227
Joel Greenblatt 2013-06-30 New Buy0.01%$13.46 - $16.17 $ 23.3962%18339
George Soros 2011-09-30 Sold Out 0.002%$4.67 - $7.49 $ 23.39279%0
George Soros 2011-06-30 New Buy$6.57 - $8.3 $ 23.39214%19600
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 16.60
WAL's P/E(ttm) is ranked higher than
66% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.40 vs. WAL: 16.60 )
WAL' s 10-Year P/E(ttm) Range
Min: 11.21   Max: 45.35
Current: 16.6

11.21
45.35
P/B 2.50
WAL's P/B is ranked lower than
55% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. WAL: 2.50 )
WAL' s 10-Year P/B Range
Min: 0.46   Max: 3.15
Current: 2.5

0.46
3.15
P/S 5.50
WAL's P/S is ranked lower than
60% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.11 vs. WAL: 5.50 )
WAL' s 10-Year P/S Range
Min: 0.61   Max: 7.81
Current: 5.5

0.61
7.81
PFCF 63.80
WAL's PFCF is ranked higher than
61% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 109.09 vs. WAL: 63.80 )
WAL' s 10-Year PFCF Range
Min: 1.74   Max: 67.3
Current: 63.8

1.74
67.3
EV-to-EBIT 13.63
WAL's EV-to-EBIT is ranked higher than
78% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.74 vs. WAL: 13.63 )
WAL' s 10-Year EV-to-EBIT Range
Min: 10.1   Max: 40.9
Current: 13.63

10.1
40.9

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.60
WAL's Price/Tangible Book is ranked higher than
57% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.42 vs. WAL: 2.60 )
WAL' s 10-Year Price/Tangible Book Range
Min: 0.68   Max: 4.18
Current: 2.6

0.68
4.18
Price/DCF (Projected) 1.34
WAL's Price/DCF (Projected) is ranked higher than
68% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.09 vs. WAL: 1.34 )
WAL' s 10-Year Price/DCF (Projected) Range
Min: 0.4   Max: 1.47
Current: 1.34

0.4
1.47
Price/Median PS Value 2.23
WAL's Price/Median PS Value is ranked higher than
54% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.13 vs. WAL: 2.23 )
WAL' s 10-Year Price/Median PS Value Range
Min: 0.32   Max: 4
Current: 2.23

0.32
4
Price/Graham Number 1.25
WAL's Price/Graham Number is ranked higher than
65% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. WAL: 1.25 )
WAL' s 10-Year Price/Graham Number Range
Min: 0.74   Max: 2.49
Current: 1.25

0.74
2.49
Earnings Yield (Greenblatt) 7.30
WAL's Earnings Yield (Greenblatt) is ranked higher than
71% of the 1606 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. WAL: 7.30 )
WAL' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2.4   Max: 9.9
Current: 7.3

2.4
9.9
Forward Rate of Return (Yacktman) 4.57
WAL's Forward Rate of Return (Yacktman) is ranked higher than
57% of the 1309 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.11 vs. WAL: 4.57 )
WAL' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 5.2   Max: 28.9
Current: 4.57

5.2
28.9

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Western Alliance Bancorporation was incorporated in Nevada. The Company provides banking and related services to locally owned businesses, professional firms, real estate developers and investors, local nonprofit organizations, high net worth individuals and consumers through its subsidiary banks and financial services companies located in Nevada, Arizona, California and Colorado. In addition to traditional lending and deposit gathering capabilities, it also offers an array of financial products and services aimed at satisfying the needs of small to mid-sized businesses and their proprietors, including cash management, trust administration and estate planning, custody and investments and equipment leasing. The Company provides a number of loans to its customers, including commercial and residential real estate loans, construction and land development loans, commercial and industrial loans, Small Business Administration, or SBA loans, and to a lesser extent, consumer loans. It relies mainly on locally generated deposits to provide it with funds for making loans. In addition to these traditional commercial banking capabilities, the Company also provides its customers with cash management, trust administration and estate planning, equipment leasing, custody and investment services and affinity card services resulting in revenue generated from non-interest income. It receives fees from its deposit customers in the form of service fees, checking fees and other fees. Other services such as safe deposit and wire transfers provide additional fee income. The Company's wholly owned subsidiaries are Bank of Nevada and First Independent Bank of Nevada, operating in Nevada, Alliance Bank of Arizona, operating in Arizona, Torrey Pines Bank and Alta Alliance Bank, operating in California, Miller/Russell & Associates, Inc., operating in Nevada, Arizona and Southern California, Premier Trust, Inc., operating in Nevada and Arizona and Shine Investment Advisory Services, Inc., operating in Colorado. The Company competes for loans, deposits and customers with other commercial banks, local community banks, savings and loan associations, securities and brokerage companies, mortgage companies, insurance companies, finance companies, money market funds, credit unions, and other non-bank financial services providers. The Company is subject to certain limitations and restrictions under applicable Nevada corporate law.
» More Articles for WAL

Headlines

Articles On GuruFocus.com
Multimillion Dollar Insider Sells Reported in Companies Trading at Historically High Prices Jul 26 2013 
Value Idea: Prophecy Resource Corp. May 19 2011 
Western Alliance Ban Corp. Reports Operating Results (10-K) Mar 07 2011 
Western Alliance Ban Corp. Reports Operating Results (10-Q) Nov 08 2010 
Western Alliance Ban Corp. (WAL) CEO Robert Gary Sarver buys 10,000 Shares Nov 23 2009 
Western Alliance Ban Corp. (WAL) CEO Robert Gary Sarver buys 10,000 Shares Nov 19 2009 
Western Alliance Ban Corp. (WAL) CEO Robert Gary Sarver buys 50,000 Shares Nov 16 2009 
Western Alliance Ban Corp. (WAL) CEO Robert Gary Sarver buys 7,000 Shares Nov 16 2009 
Western Alliance Ban Corp. (WAL) CEO Robert Gary Sarver buys 10,000 Shares Nov 16 2009 
Western Alliance Ban Corp. (WAL) CEO Robert Gary Sarver buys 7,000 Shares Nov 13 2009 

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