Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.26
WASH's Cash to Debt is ranked higher than
57% of the 1274 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. WASH: 0.26 )
WASH' s 10-Year Cash to Debt Range
Min: 0.05   Max: 6.96
Current: 0.26

0.05
6.96
Equity to Asset 0.10
WASH's Equity to Asset is ranked higher than
70% of the 1589 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. WASH: 0.10 )
WASH' s 10-Year Equity to Asset Range
Min: 0.07   Max: 0.1
Current: 0.1

0.07
0.1
Interest Coverage 2.14
WASH's Interest Coverage is ranked higher than
79% of the 1350 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. WASH: 2.14 )
WASH' s 10-Year Interest Coverage Range
Min: 0.35   Max: 2.14
Current: 2.14

0.35
2.14
F-Score: 5
Z-Score: 0.31
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating margin (%) 34.24
WASH's Operating margin (%) is ranked higher than
79% of the 1455 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.05 vs. WASH: 34.24 )
WASH' s 10-Year Operating margin (%) Range
Min: 20.68   Max: 37.33
Current: 34.24

20.68
37.33
Net-margin (%) 23.50
WASH's Net-margin (%) is ranked higher than
79% of the 1563 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 20.45 vs. WASH: 23.50 )
WASH' s 10-Year Net-margin (%) Range
Min: 14.83   Max: 25.61
Current: 23.5

14.83
25.61
ROE (%) 10.97
WASH's ROE (%) is ranked higher than
85% of the 1547 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.96 vs. WASH: 10.97 )
WASH' s 10-Year ROE (%) Range
Min: 6.31   Max: 15.99
Current: 10.97

6.31
15.99
ROA (%) 1.13
WASH's ROA (%) is ranked higher than
86% of the 1556 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.74 vs. WASH: 1.13 )
WASH' s 10-Year ROA (%) Range
Min: 0.56   Max: 1.41
Current: 1.13

0.56
1.41
ROC (Joel Greenblatt) (%) 207.39
WASH's ROC (Joel Greenblatt) (%) is ranked higher than
89% of the 1430 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 78.30 vs. WASH: 207.39 )
WASH' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 14.12   Max: 207.39
Current: 207.39

14.12
207.39
Revenue Growth (%) 5.80
WASH's Revenue Growth (%) is ranked higher than
85% of the 1281 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. WASH: 5.80 )
WASH' s 10-Year Revenue Growth (%) Range
Min: 0   Max: 25.6
Current: 5.8

0
25.6
EBITDA Growth (%) 12.50
WASH's EBITDA Growth (%) is ranked higher than
78% of the 1123 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.20 vs. WASH: 12.50 )
WASH' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: 26
Current: 12.5

0
26
EPS Growth (%) 13.40
WASH's EPS Growth (%) is ranked higher than
77% of the 1105 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.50 vs. WASH: 13.40 )
WASH' s 10-Year EPS Growth (%) Range
Min: -18.1   Max: 28.9
Current: 13.4

-18.1
28.9
» WASH's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2013

WASH Guru Trades in Q1 2013

Jim Simons 103,300 sh (New)
» More
Q2 2013

WASH Guru Trades in Q2 2013

Jim Simons 120,100 sh (+16.26%)
» More
Q3 2013

WASH Guru Trades in Q3 2013

Jim Simons 156,768 sh (+30.53%)
» More
Q4 2013

WASH Guru Trades in Q4 2013

Mario Gabelli 5,400 sh (New)
Jim Simons 184,500 sh (+17.69%)
» More
» Details

Insider Trades

Latest Guru Trades with WASH

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Mario Gabelli 2013-12-31 New Buy$30.81 - $37.85 $ 35.534%5400
Mario Gabelli 2011-03-31 Sold Out $20 - $24.05 $ 35.5362%0
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 16.50
WASH's P/E(ttm) is ranked higher than
55% of the 1452 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.70 vs. WASH: 16.50 )
WASH' s 10-Year P/E(ttm) Range
Min: 8.95   Max: 21.02
Current: 16.5

8.95
21.02
P/B 1.80
WASH's P/B is ranked lower than
59% of the 1477 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. WASH: 1.80 )
WASH' s 10-Year P/B Range
Min: 0.81   Max: 2.83
Current: 1.8

0.81
2.83
P/S 3.80
WASH's P/S is ranked lower than
63% of the 1640 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.88 vs. WASH: 3.80 )
WASH' s 10-Year P/S Range
Min: 1.71   Max: 5.22
Current: 3.8

1.71
5.22
PFCF 7.50
WASH's PFCF is ranked higher than
59% of the 940 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. WASH: 7.50 )
WASH' s 10-Year PFCF Range
Min: 6.86   Max: 1340
Current: 7.5

6.86
1340
EV-to-EBIT 16.90
WASH's EV-to-EBIT is ranked higher than
57% of the 1410 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.82 vs. WASH: 16.90 )
WASH' s 10-Year EV-to-EBIT Range
Min: 9.9   Max: 47.7
Current: 16.9

9.9
47.7
PEG 0.90
WASH's PEG is ranked higher than
73% of the 849 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.02 vs. WASH: 0.90 )
WASH' s 10-Year PEG Range
Min: 0.75   Max: 13.58
Current: 0.9

0.75
13.58
Shiller P/E 20.10
WASH's Shiller P/E is ranked higher than
55% of the 841 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.04 vs. WASH: 20.10 )
WASH' s 10-Year Shiller P/E Range
Min: 7.14   Max: 24.74
Current: 20.1

7.14
24.74

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.90
WASH's Dividend Yield is ranked higher than
64% of the 1315 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.40 vs. WASH: 2.90 )
WASH' s 10-Year Dividend Yield Range
Min: 2.06   Max: 6.92
Current: 2.9

2.06
6.92
Dividend Payout 0.46
WASH's Dividend Payout is ranked lower than
51% of the 1131 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.32 vs. WASH: 0.46 )
WASH' s 10-Year Dividend Payout Range
Min: 0.26   Max: 0.84
Current: 0.46

0.26
0.84
Dividend growth (3y) 7.00
WASH's Dividend growth (3y) is ranked higher than
79% of the 810 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.20 vs. WASH: 7.00 )
WASH' s 10-Year Dividend growth (3y) Range
Min: 1.6   Max: 25.6
Current: 7

1.6
25.6
Yield on cost (5-Year) 3.75
WASH's Yield on cost (5-Year) is ranked higher than
67% of the 1328 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.62 vs. WASH: 3.75 )
WASH' s 10-Year Yield on cost (5-Year) Range
Min: 2.67   Max: 8.96
Current: 3.75

2.67
8.96
Share Buyback Rate -1.10
WASH's Share Buyback Rate is ranked higher than
77% of the 1172 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.60 vs. WASH: -1.10 )
WASH' s 10-Year Share Buyback Rate Range
Min: 7.3   Max: -9
Current: -1.1

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.20
WASH's Price/Tangible Book is ranked lower than
61% of the 1362 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.24 vs. WASH: 2.20 )
WASH' s 10-Year Price/Tangible Book Range
Min: 1.33   Max: 3.79
Current: 2.2

1.33
3.79
Price/DCF (Projected) 1.00
WASH's Price/DCF (Projected) is ranked lower than
56% of the 904 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.60 vs. WASH: 1.00 )
WASH' s 10-Year Price/DCF (Projected) Range
Min: 0.59   Max: 1.22
Current: 1

0.59
1.22
Price/Median PS Value 1.20
WASH's Price/Median PS Value is ranked lower than
56% of the 1478 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. WASH: 1.20 )
WASH' s 10-Year Price/Median PS Value Range
Min: 0.66   Max: 1.97
Current: 1.2

0.66
1.97
Price/Peter Lynch Fair Value 0.90
WASH's Price/Peter Lynch Fair Value is ranked higher than
62% of the 444 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.78 vs. WASH: 0.90 )
WASH' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.9   Max: 2.72
Current: 0.9

0.9
2.72
Price/Graham Number 1.30
WASH's Price/Graham Number is ranked lower than
57% of the 1341 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. WASH: 1.30 )
WASH' s 10-Year Price/Graham Number Range
Min: 0.78   Max: 2.14
Current: 1.3

0.78
2.14
Earnings Yield (Greenblatt) 5.90
WASH's Earnings Yield (Greenblatt) is ranked higher than
63% of the 1411 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.40 vs. WASH: 5.90 )
WASH' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2.1   Max: 10.1
Current: 5.9

2.1
10.1
Forward Rate of Return (Yacktman) 21.77
WASH's Forward Rate of Return (Yacktman) is ranked higher than
82% of the 1095 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.48 vs. WASH: 21.77 )
WASH' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -4.1   Max: 24.8
Current: 21.77

-4.1
24.8

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Washington Trust Bancorp Inc was organized in 1984 under the laws of the state of Rhode Island. Through its subsidiaries, the Bancorp offers a broad array of financial services to individuals and businesses, including wealth management, through its offices in Rhode Island, eastern Massachusetts and Connecticut, automated teller machines (ATMs), and its Internet website (www.washtrust.com). It manages its operations through two business segments, Commercial Banking and Wealth Management Services. In Commercial Banking its commercial lending represents a significant portion of the Bank's loan portfolio. Commercial loans fall into two major categories, commercial real estate and other commercial loans (commercial and industrial). The residential real estate portfolio represented 31% of total loans at December 31, 2012. The consumer loan portfolio represented 14% of total loans as of December 31, 2012. Consumer loans include home equity loans and lines of credit, personal installment loans and loans to individuals secured by general aviation aircraft and automobiles. The Corporation's wealth management business generated revenues totaling $29.6 million in 2012, representing 19% of total revenues. It provides a broad range of wealth management services to personal and institutional clients and mutual funds. These services include investment management; financial planning; personal trust services including services as trustee, administrator, custodian and guardian; and estate settlement. At December 31, 2011 wealth management assets under administration totaled $3.9 billion. The Bancorp's subsidiaries include the Bank and Weston Securities Corporation ('WSC'). The business in which the company is engaged is subject to extensive supervision, regulation, and examination by various bank regulatory authorities and other governmental agencies.

Personalized Checklist








Within your circle of competence?
Macro economic environment favorable?
High quality business?
Enough margin of safety with stocks?
Gurus are buying?
Insiders are buying?
Management capable and shareholder friendly?
Catalyst for stock price to appreciate?
Your level of confidence with the research?

Add Notes, Comments or Ask Questions

User Comments

No comment yet

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK
Hide