Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash to Debt 0.31
WAYN's Cash to Debt is ranked lower than
74% of the 984 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.36 vs. WAYN: 0.31 )
Ranked among companies with meaningful Cash to Debt only.
WAYN' s 10-Year Cash to Debt Range
Min: 0.1  Med: 0.43 Max: N/A
Current: 0.31
Equity to Asset 0.09
WAYN's Equity to Asset is ranked lower than
60% of the 1355 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.10 vs. WAYN: 0.09 )
Ranked among companies with meaningful Equity to Asset only.
WAYN' s 10-Year Equity to Asset Range
Min: 0.07  Med: 0.09 Max: 0.12
Current: 0.09
0.07
0.12
Interest Coverage 1.68
WAYN's Interest Coverage is ranked higher than
51% of the 1272 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.60 vs. WAYN: 1.68 )
Ranked among companies with meaningful Interest Coverage only.
WAYN' s 10-Year Interest Coverage Range
Min: 0.1  Med: 0.26 Max: 1.68
Current: 1.68
0.1
1.68
F-Score: 4
WACC vs ROIC
6.32%
3.71%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 17.38
WAYN's Operating margin (%) is ranked lower than
77% of the 1425 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 30.25 vs. WAYN: 17.38 )
Ranked among companies with meaningful Operating margin (%) only.
WAYN' s 10-Year Operating margin (%) Range
Min: 12.64  Med: 20.66 Max: 31.92
Current: 17.38
12.64
31.92
Net-margin (%) 13.65
WAYN's Net-margin (%) is ranked lower than
76% of the 1425 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 22.01 vs. WAYN: 13.65 )
Ranked among companies with meaningful Net-margin (%) only.
WAYN' s 10-Year Net-margin (%) Range
Min: 8.05  Med: 15.05 Max: 22.18
Current: 13.65
8.05
22.18
ROE (%) 4.86
WAYN's ROE (%) is ranked lower than
74% of the 1427 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 8.44 vs. WAYN: 4.86 )
Ranked among companies with meaningful ROE (%) only.
WAYN' s 10-Year ROE (%) Range
Min: 0.91  Med: 5.79 Max: 7.84
Current: 4.86
0.91
7.84
ROA (%) 0.47
WAYN's ROA (%) is ranked lower than
73% of the 1436 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.87 vs. WAYN: 0.47 )
Ranked among companies with meaningful ROA (%) only.
WAYN' s 10-Year ROA (%) Range
Min: 0.1  Med: 0.52 Max: 0.78
Current: 0.47
0.1
0.78
Revenue Growth (3Y)(%) 1.30
WAYN's Revenue Growth (3Y)(%) is ranked lower than
54% of the 1215 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.10 vs. WAYN: 1.30 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
WAYN' s 10-Year Revenue Growth (3Y)(%) Range
Min: 0  Med: 3.55 Max: 13
Current: 1.3
0
13
EBITDA Growth (3Y)(%) 7.80
WAYN's EBITDA Growth (3Y)(%) is ranked higher than
50% of the 1072 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 7.60 vs. WAYN: 7.80 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
WAYN' s 10-Year EBITDA Growth (3Y)(%) Range
Min: 0  Med: 2.05 Max: 34.8
Current: 7.8
0
34.8
EPS Growth (3Y)(%) 8.20
WAYN's EPS Growth (3Y)(%) is ranked lower than
54% of the 1070 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 9.60 vs. WAYN: 8.20 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
WAYN' s 10-Year EPS Growth (3Y)(%) Range
Min: -38.4  Med: 4.45 Max: 80.8
Current: 8.2
-38.4
80.8
» WAYN's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Insider Trades

Latest Guru Trades with WAYN

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 17.92
WAYN's P/E(ttm) is ranked lower than
74% of the 1293 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 13.10 vs. WAYN: 17.92 )
Ranked among companies with meaningful P/E(ttm) only.
WAYN' s 10-Year P/E(ttm) Range
Min: 7.52  Med: 15.14 Max: 1212.31
Current: 17.92
7.52
1212.31
Forward P/E 13.61
WAYN's Forward P/E is ranked lower than
69% of the 714 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 11.85 vs. WAYN: 13.61 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 17.80
WAYN's PE(NRI) is ranked lower than
74% of the 1291 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 13.20 vs. WAYN: 17.80 )
Ranked among companies with meaningful PE(NRI) only.
WAYN' s 10-Year PE(NRI) Range
Min: 7.57  Med: 15.14 Max: 1576
Current: 17.8
7.57
1576
P/B 0.89
WAYN's P/B is ranked higher than
65% of the 1370 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.06 vs. WAYN: 0.89 )
Ranked among companies with meaningful P/B only.
WAYN' s 10-Year P/B Range
Min: 0.41  Med: 0.83 Max: 1.7
Current: 0.89
0.41
1.7
P/S 2.46
WAYN's P/S is ranked higher than
60% of the 1409 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.86 vs. WAYN: 2.46 )
Ranked among companies with meaningful P/S only.
WAYN' s 10-Year P/S Range
Min: 0.99  Med: 2.20 Max: 6.3
Current: 2.46
0.99
6.3
PFCF 10.54
WAYN's PFCF is ranked higher than
50% of the 863 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 10.51 vs. WAYN: 10.54 )
Ranked among companies with meaningful PFCF only.
WAYN' s 10-Year PFCF Range
Min: 4.29  Med: 11.43 Max: 49.38
Current: 10.54
4.29
49.38
POCF 8.91
WAYN's POCF is ranked higher than
51% of the 956 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 9.00 vs. WAYN: 8.91 )
Ranked among companies with meaningful POCF only.
WAYN' s 10-Year POCF Range
Min: 3.73  Med: 8.88 Max: 300
Current: 8.91
3.73
300
EV-to-EBIT 21.16
WAYN's EV-to-EBIT is ranked lower than
73% of the 1284 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 13.41 vs. WAYN: 21.16 )
Ranked among companies with meaningful EV-to-EBIT only.
WAYN' s 10-Year EV-to-EBIT Range
Min: 14.1  Med: 22.90 Max: 52.1
Current: 21.16
14.1
52.1
PEG 2.47
WAYN's PEG is ranked lower than
79% of the 619 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.00 vs. WAYN: 2.47 )
Ranked among companies with meaningful PEG only.
WAYN' s 10-Year PEG Range
Min: 1.18  Med: 5.99 Max: 308.41
Current: 2.47
1.18
308.41
Shiller P/E 16.84
WAYN's Shiller P/E is ranked lower than
55% of the 786 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 15.81 vs. WAYN: 16.84 )
Ranked among companies with meaningful Shiller P/E only.
WAYN' s 10-Year Shiller P/E Range
Min: 8.62  Med: 15.08 Max: 33.22
Current: 16.84
8.62
33.22
Days Sales Outstanding 29.71
WAYN's Days Sales Outstanding is ranked higher than
57% of the 795 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 34.20 vs. WAYN: 29.71 )
Ranked among companies with meaningful Days Sales Outstanding only.
WAYN' s 10-Year Days Sales Outstanding Range
Min: 29.21  Med: 50.05 Max: 65.18
Current: 29.71
29.21
65.18

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.85
WAYN's Dividend Yield is ranked higher than
53% of the 2258 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.76 vs. WAYN: 2.85 )
Ranked among companies with meaningful Dividend Yield only.
WAYN' s 10-Year Dividend Yield Range
Min: 1.57  Med: 2.81 Max: 7.89
Current: 2.85
1.57
7.89
Dividend Payout 0.51
WAYN's Dividend Payout is ranked lower than
75% of the 1330 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.33 vs. WAYN: 0.51 )
Ranked among companies with meaningful Dividend Payout only.
WAYN' s 10-Year Dividend Payout Range
Min: 0.22  Med: 0.61 Max: 2.58
Current: 0.51
0.22
2.58
Dividend growth (3y) 13.40
WAYN's Dividend growth (3y) is ranked higher than
66% of the 674 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 7.40 vs. WAYN: 13.40 )
Ranked among companies with meaningful Dividend growth (3y) only.
WAYN' s 10-Year Dividend growth (3y) Range
Min: -26.3  Med: 1.35 Max: 15.7
Current: 13.4
-26.3
15.7
Yield on cost (5-Year) 3.52
WAYN's Yield on cost (5-Year) is ranked higher than
55% of the 2253 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 3.23 vs. WAYN: 3.52 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
WAYN' s 10-Year Yield on cost (5-Year) Range
Min: 1.95  Med: 3.49 Max: 9.79
Current: 3.52
1.95
9.79
Share Buyback Rate 1.70
WAYN's Share Buyback Rate is ranked higher than
91% of the 1013 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: -1.90 vs. WAYN: 1.70 )
Ranked among companies with meaningful Share Buyback Rate only.
WAYN' s 10-Year Share Buyback Rate Range
Min: 5.6  Med: 1.45 Max: -15.3
Current: 1.7

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.93
WAYN's Price/Tangible Book is ranked higher than
65% of the 1347 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.13 vs. WAYN: 0.93 )
Ranked among companies with meaningful Price/Tangible Book only.
WAYN' s 10-Year Price/Tangible Book Range
Min: 0.51  Med: 1.09 Max: 2
Current: 0.93
0.51
2
Price/Projected FCF 0.48
WAYN's Price/Projected FCF is ranked higher than
72% of the 805 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.65 vs. WAYN: 0.48 )
Ranked among companies with meaningful Price/Projected FCF only.
WAYN' s 10-Year Price/Projected FCF Range
Min: 0.36  Med: 0.64 Max: 4.15
Current: 0.48
0.36
4.15
Price/Median PS Value 1.12
WAYN's Price/Median PS Value is ranked lower than
61% of the 1310 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.04 vs. WAYN: 1.12 )
Ranked among companies with meaningful Price/Median PS Value only.
WAYN' s 10-Year Price/Median PS Value Range
Min: 0.51  Med: 1.40 Max: 7.42
Current: 1.12
0.51
7.42
Price/Graham Number 0.87
WAYN's Price/Graham Number is ranked lower than
55% of the 1181 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.82 vs. WAYN: 0.87 )
Ranked among companies with meaningful Price/Graham Number only.
WAYN' s 10-Year Price/Graham Number Range
Min: 0.45  Med: 1.00 Max: 5.53
Current: 0.87
0.45
5.53
Earnings Yield (Greenblatt) (%) 4.70
WAYN's Earnings Yield (Greenblatt) (%) is ranked lower than
66% of the 1408 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 6.80 vs. WAYN: 4.70 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
WAYN' s 10-Year Earnings Yield (Greenblatt) (%) Range
Min: 1.9  Med: 4.40 Max: 7.1
Current: 4.7
1.9
7.1
Forward Rate of Return (Yacktman) (%) 15.04
WAYN's Forward Rate of Return (Yacktman) (%) is ranked higher than
50% of the 792 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 14.82 vs. WAYN: 15.04 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
WAYN' s 10-Year Forward Rate of Return (Yacktman) (%) Range
Min: 0.1  Med: 12.30 Max: 25.1
Current: 15.04
0.1
25.1

Business Description

Industry: Banks » Savings & Cooperative Banks
Compare:OCN, HOME, PBCT, HCBK, ISBC » details
Wayne Savings Bancshares Inc is a unitary thrift holding company for Wayne Savings Community Bank. The Bank is a community-oriented institution offering a range of consumer and business financial services to the local community. Its lending and deposit gathering area includes Wayne, Holmes, Ashland, Medina and Stark counties, where it operates eleven full-service offices. Its main business activities consist of originating one-to-four family residential real estate loans, multi-family residential, commercial and non-residential real estate loans. The Bank also originates consumer loans, and to a lesser extent, construction loans. The Bank also invests in mortgage-backed securities, obligations issued by state and political subdivisions and a small position of private-label collateralized mortgage obligations and other liquid investments, such as United States Government securities, federal funds, and deposits in other financial institutions. The Company encounters strong competition both in attracting deposits and in originating real estate and other loans. Its direct competition for deposits has come historically from commercial banks, brokerage houses, other savings associations, and credit unions in its market area. The Company competes for loans mainly through the interest rates and loan fees it charges and the efficiency and quality of services it provides borrowers, real estate brokers, and builders. As a savings and loan association organized under the laws of the State of Ohio, the Bank is subject to regulation by the ODFI.
» More Articles for WAYN

Headlines

Articles On GuruFocus.com
Wayne Savings Bancshares Inc. Reports Operating Results (10-K) Jun 14 2010 
Dividend Stocks Acting Like Money Machines: Brinker, Todd Shipyards, Wayne Savings, Oxford Industrie Apr 06 2010 
Wayne Savings Bancshares, Inc. Announces Increased Earnings for the Quarter and Nine Months Ended De Jan 22 2009 

More From Other Websites
WAYNE SAVINGS BANCSHARES INC /DE/ Financials Aug 11 2015
10-Q for Wayne Savings Bancshares, Inc. Aug 06 2015
WAYNE SAVINGS BANCSHARES INC /DE/ Files SEC form 8-K, Regulation FD Disclosure Jun 26 2015
Wayne Savings Bancshares, Inc. Declares Quarterly Dividend Jun 26 2015
WAYNE SAVINGS BANCSHARES INC /DE/ Files SEC form 8-K, Submission of Matters to a Vote of Security... Jun 02 2015
WAYNE SAVINGS BANCSHARES INC /DE/ Files SEC form 8-K, Regulation FD Disclosure May 29 2015
WAYNE SAVINGS BANCSHARES INC /DE/ Files SEC form 8-K, Results of Operations and Financial Condition Apr 24 2015
WAYNE SAVINGS BANCSHARES INC /DE/ Files SEC form 8-K, Regulation FD Disclosure Mar 26 2015
WAYNE SAVINGS BANCSHARES INC /DE/ Files SEC form 10-K, Annual Report Mar 20 2015
WAYNE SAVINGS BANCSHARES INC /DE/ Files SEC form 8-K, Results of Operations and Financial Condition Jan 28 2015
WAYNE SAVINGS BANCSHARES INC /DE/ Files SEC form 8-K, Regulation FD Disclosure Dec 18 2014
WAYNE SAVINGS BANCSHARES INC /DE/ Files SEC form 8-K, Change in Directors or Principal Officers,... Nov 26 2014
WAYNE SAVINGS BANCSHARES INC /DE/ Files SEC form 10-Q, Quarterly Report Nov 06 2014
WAYNE SAVINGS BANCSHARES INC /DE/ Files SEC form 8-K, Change in Directors or Principal Officers,... Oct 31 2014
WAYNE SAVINGS BANCSHARES INC /DE/ Files SEC form 8-K, Results of Operations and Financial Condition Oct 23 2014
WAYNE SAVINGS BANCSHARES INC /DE/ Files SEC form 8-K, Regulation FD Disclosure Sep 25 2014

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK