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Also traded in: Germany, USA

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash to Debt 0.14
WBS's Cash to Debt is ranked lower than
89% of the 1088 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.69 vs. WBS: 0.14 )
Ranked among companies with meaningful Cash to Debt only.
WBS' s Cash to Debt Range Over the Past 10 Years
Min: 0.05  Med: 0.12 Max: 0.5
Current: 0.14
0.05
0.5
Equity to Asset 0.10
WBS's Equity to Asset is ranked higher than
51% of the 1578 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. WBS: 0.10 )
Ranked among companies with meaningful Equity to Asset only.
WBS' s Equity to Asset Range Over the Past 10 Years
Min: 0.05  Med: 0.09 Max: 0.11
Current: 0.1
0.05
0.11
Interest Coverage 3.15
WBS's Interest Coverage is ranked higher than
67% of the 1429 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.82 vs. WBS: 3.15 )
Ranked among companies with meaningful Interest Coverage only.
WBS' s Interest Coverage Range Over the Past 10 Years
Min: 0.33  Med: 1.14 Max: 3.22
Current: 3.15
0.33
3.22
F-Score: 5
WACC vs ROIC
6.39%
4.40%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 33.21
WBS's Operating margin (%) is ranked higher than
56% of the 1590 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.86 vs. WBS: 33.21 )
Ranked among companies with meaningful Operating margin (%) only.
WBS' s Operating margin (%) Range Over the Past 10 Years
Min: -80.32  Med: 27.99 Max: 38.56
Current: 33.21
-80.32
38.56
Net-margin (%) 22.82
WBS's Net-margin (%) is ranked higher than
52% of the 1593 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.37 vs. WBS: 22.82 )
Ranked among companies with meaningful Net-margin (%) only.
WBS' s Net-margin (%) Range Over the Past 10 Years
Min: -67.18  Med: 19.93 Max: 26.69
Current: 22.82
-67.18
26.69
ROE (%) 8.30
WBS's ROE (%) is ranked higher than
52% of the 1589 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.01 vs. WBS: 8.30 )
Ranked among companies with meaningful ROE (%) only.
WBS' s ROE (%) Range Over the Past 10 Years
Min: -18.5  Med: 7.71 Max: 11.61
Current: 8.3
-18.5
11.61
ROA (%) 0.87
WBS's ROA (%) is ranked higher than
51% of the 1598 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.86 vs. WBS: 0.87 )
Ranked among companies with meaningful ROA (%) only.
WBS' s ROA (%) Range Over the Past 10 Years
Min: -1.85  Med: 0.80 Max: 1.06
Current: 0.87
-1.85
1.06
Revenue Growth (3Y)(%) 4.30
WBS's Revenue Growth (3Y)(%) is ranked higher than
60% of the 1284 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.10 vs. WBS: 4.30 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
WBS' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -11.5  Med: 0.30 Max: 12
Current: 4.3
-11.5
12
EBITDA Growth (3Y)(%) 3.80
WBS's EBITDA Growth (3Y)(%) is ranked lower than
56% of the 1167 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.40 vs. WBS: 3.80 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
WBS' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -18.6  Med: 6.60 Max: 29.7
Current: 3.8
-18.6
29.7
EPS Growth (3Y)(%) 9.40
WBS's EPS Growth (3Y)(%) is ranked higher than
55% of the 1165 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.60 vs. WBS: 9.40 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
WBS' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -34.3  Med: 10.20 Max: 48.4
Current: 9.4
-34.3
48.4
» WBS's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2015

WBS Guru Trades in Q1 2015

James Barrow 99,549 sh (New)
Zeke Ashton 60,000 sh (New)
Paul Tudor Jones 7,500 sh (New)
Richard Pzena 1,655,063 sh (+16.32%)
David Dreman 224,815 sh (+8.33%)
Bernard Horn 117,738 sh (unchged)
HOTCHKIS & WILEY Sold Out
Ken Fisher 2,705,915 sh (-2.00%)
» More
Q2 2015

WBS Guru Trades in Q2 2015

Paul Tudor Jones 15,400 sh (+105.33%)
Richard Pzena 1,754,838 sh (+6.03%)
James Barrow 104,932 sh (+5.41%)
Bernard Horn 117,738 sh (unchged)
Zeke Ashton 60,000 sh (unchged)
Ken Fisher 2,680,330 sh (-0.95%)
David Dreman 193,193 sh (-14.07%)
» More
Q3 2015

WBS Guru Trades in Q3 2015

Mario Gabelli 6,000 sh (New)
Jim Simons 91,631 sh (New)
Bernard Horn 117,738 sh (unchged)
Zeke Ashton 60,000 sh (unchged)
Paul Tudor Jones Sold Out
David Dreman Sold Out
James Barrow Sold Out
Richard Pzena 1,707,613 sh (-2.69%)
Ken Fisher 2,597,569 sh (-3.09%)
» More
Q4 2015

WBS Guru Trades in Q4 2015

Mario Gabelli 6,000 sh (unchged)
Ken Fisher 2,558,116 sh (-1.52%)
Richard Pzena 1,645,546 sh (-3.63%)
» More
» Details

Insider Trades

Latest Guru Trades with WBS

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of Webster Financial Corp

SymbolPriceYieldDescription
WBSPRE25.834.65Deposit Shs Repr 1/1000th 6 2/5% Non-Cum Perp Pfd Series -E-
WSRFP1377.006.178 1/2 % Perp Conv Pfd Shs Series -A

Ratios

vs
industry
vs
history
P/E(ttm) 15.41
WBS's P/E(ttm) is ranked lower than
67% of the 1403 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.40 vs. WBS: 15.41 )
Ranked among companies with meaningful P/E(ttm) only.
WBS' s P/E(ttm) Range Over the Past 10 Years
Min: 10.57  Med: 15.68 Max: 61.08
Current: 15.41
10.57
61.08
Forward P/E 12.80
WBS's Forward P/E is ranked lower than
75% of the 703 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.52 vs. WBS: 12.80 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 15.51
WBS's PE(NRI) is ranked lower than
67% of the 1401 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.40 vs. WBS: 15.51 )
Ranked among companies with meaningful PE(NRI) only.
WBS' s PE(NRI) Range Over the Past 10 Years
Min: 10.66  Med: 15.65 Max: 53.98
Current: 15.51
10.66
53.98
P/B 1.33
WBS's P/B is ranked lower than
75% of the 1542 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.99 vs. WBS: 1.33 )
Ranked among companies with meaningful P/B only.
WBS' s P/B Range Over the Past 10 Years
Min: 0.13  Med: 1.10 Max: 1.65
Current: 1.33
0.13
1.65
P/S 3.41
WBS's P/S is ranked lower than
63% of the 1605 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.81 vs. WBS: 3.41 )
Ranked among companies with meaningful P/S only.
WBS' s P/S Range Over the Past 10 Years
Min: 0.37  Med: 2.82 Max: 4.26
Current: 3.41
0.37
4.26
PFCF 12.09
WBS's PFCF is ranked lower than
64% of the 937 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.36 vs. WBS: 12.09 )
Ranked among companies with meaningful PFCF only.
WBS' s PFCF Range Over the Past 10 Years
Min: 0.36  Med: 8.12 Max: 537.78
Current: 12.09
0.36
537.78
POCF 10.49
WBS's POCF is ranked lower than
65% of the 1036 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.10 vs. WBS: 10.49 )
Ranked among companies with meaningful POCF only.
WBS' s POCF Range Over the Past 10 Years
Min: 0.34  Med: 7.63 Max: 99999999.99
Current: 10.49
0.34
99999999.99
EV-to-EBIT 19.19
WBS's EV-to-EBIT is ranked lower than
72% of the 1384 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.68 vs. WBS: 19.19 )
Ranked among companies with meaningful EV-to-EBIT only.
WBS' s EV-to-EBIT Range Over the Past 10 Years
Min: -240.4  Med: 18.00 Max: 82.8
Current: 19.19
-240.4
82.8
EV-to-EBITDA 17.32
WBS's EV-to-EBITDA is ranked lower than
73% of the 1383 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.31 vs. WBS: 17.32 )
Ranked among companies with meaningful EV-to-EBITDA only.
WBS' s EV-to-EBITDA Range Over the Past 10 Years
Min: -68.7  Med: 15.50 Max: 84.2
Current: 17.32
-68.7
84.2
Shiller P/E 55.21
WBS's Shiller P/E is ranked lower than
93% of the 520 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.90 vs. WBS: 55.21 )
Ranked among companies with meaningful Shiller P/E only.
WBS' s Shiller P/E Range Over the Past 10 Years
Min: 1.43  Med: 16.21 Max: 67.8
Current: 55.21
1.43
67.8

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.78
WBS's Dividend Yield is ranked lower than
55% of the 2412 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.03 vs. WBS: 2.78 )
Ranked among companies with meaningful Dividend Yield only.
WBS' s Dividend Yield Range Over the Past 10 Years
Min: 0.17  Med: 2.08 Max: 38.1
Current: 2.78
0.17
38.1
Dividend Payout 0.40
WBS's Dividend Payout is ranked lower than
60% of the 1441 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.34 vs. WBS: 0.40 )
Ranked among companies with meaningful Dividend Payout only.
WBS' s Dividend Payout Range Over the Past 10 Years
Min: 0.03  Med: 0.25 Max: 1.59
Current: 0.4
0.03
1.59
Dividend Growth (3y) 67.40
WBS's Dividend Growth (3y) is ranked higher than
96% of the 730 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.00 vs. WBS: 67.40 )
Ranked among companies with meaningful Dividend Growth (3y) only.
WBS' s Dividend Growth (3y) Range Over the Past 10 Years
Min: -67.5  Med: 10.05 Max: 139.6
Current: 67.4
-67.5
139.6
Forward Dividend Yield 2.78
WBS's Forward Dividend Yield is ranked lower than
57% of the 2191 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.26 vs. WBS: 2.78 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 77.58
WBS's Yield on cost (5-Year) is ranked higher than
99% of the 2446 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.42 vs. WBS: 77.58 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
WBS' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 4.74  Med: 58.05 Max: 1063.26
Current: 77.58
4.74
1063.26
3-Year Average Share Buyback Ratio 0.40
WBS's 3-Year Average Share Buyback Ratio is ranked higher than
82% of the 1061 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.70 vs. WBS: 0.40 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
WBS' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -20.8  Med: -2.85 Max: 1.4
Current: 0.4
-20.8
1.4

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.77
WBS's Price/Tangible Book is ranked lower than
84% of the 1534 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.07 vs. WBS: 1.77 )
Ranked among companies with meaningful Price/Tangible Book only.
WBS' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.33  Med: 2.07 Max: 3.46
Current: 1.77
0.33
3.46
Price/Projected FCF 0.58
WBS's Price/Projected FCF is ranked higher than
58% of the 850 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.63 vs. WBS: 0.58 )
Ranked among companies with meaningful Price/Projected FCF only.
WBS' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.05  Med: 0.76 Max: 1.36
Current: 0.58
0.05
1.36
Price/Median PS Value 1.21
WBS's Price/Median PS Value is ranked lower than
79% of the 1425 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.98 vs. WBS: 1.21 )
Ranked among companies with meaningful Price/Median PS Value only.
WBS' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.19  Med: 1.05 Max: 1.63
Current: 1.21
0.19
1.63
Price/Peter Lynch Fair Value 1.57
WBS's Price/Peter Lynch Fair Value is ranked lower than
73% of the 429 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.86 vs. WBS: 1.57 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
WBS' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.51  Med: 0.87 Max: 8.57
Current: 1.57
0.51
8.57
Price/Graham Number 1.27
WBS's Price/Graham Number is ranked lower than
79% of the 1277 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.77 vs. WBS: 1.27 )
Ranked among companies with meaningful Price/Graham Number only.
WBS' s Price/Graham Number Range Over the Past 10 Years
Min: 0.71  Med: 1.19 Max: 2.06
Current: 1.27
0.71
2.06
Earnings Yield (Greenblatt) (%) 5.20
WBS's Earnings Yield (Greenblatt) (%) is ranked lower than
65% of the 1519 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.20 vs. WBS: 5.20 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
WBS' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 1.2  Med: 5.20 Max: 7.6
Current: 5.2
1.2
7.6
Forward Rate of Return (Yacktman) (%) 19.44
WBS's Forward Rate of Return (Yacktman) (%) is ranked higher than
59% of the 869 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.65 vs. WBS: 19.44 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
WBS' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -0.1  Med: 15.25 Max: 152.1
Current: 19.44
-0.1
152.1

More Statistics

Revenue(Mil) $904
EPS $ 2.14
Beta1.08
Short Percentage of Float3.66%
52-Week Range $30.09 - 41.34
Shares Outstanding(Mil)91.68

Analyst Estimate

Dec15 Dec16 Dec17
Revenue(Mil) 885 953 1,053
EPS($) 2.16 2.40 2.59
EPS without NRI($) 2.16 2.40 2.59

Latest Earnings Webcast

» More Conference Calls

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Traded in other countries:WED.Germany, WSRFP.USA,
Webster Financial Corporation was incorporated under the laws of Delaware in 1986. Webster is a bank holding and financial holding company. The Company, through Webster Bank and various non-banking financial services subsidiaries, delivers financial services to individuals, families and businesses throughout southern New England and into eastern New York State. The Company's operations are managed along four reportable operating segments consisting of Commercial, Retail, Consumer Finance and Other. It also offers equipment financing, commercial real estate lending, asset-based lending, health savings accounts and insurance premium financing on a regional or national basis. The Company provides business and consumer banking, mortgage lending, financial planning, trust and investment services through 169 banking offices, 309 owned ATMs, telephone banking, mobile banking and its Internet website. Through its HSA Bank division, Webster Bank offers health savings accounts on a nationwide basis. Webster's Commercial Banking segment includes middle market, asset-based lending, commercial real estate, equipment finance, and treasury and payment services, which includes government and institutional banking. Additionally, it serves as a referral source to Private Banking and Retail Banking. The Company's Retail Banking segment is focused on growing its customer base through the acquisition of new customer relationships and the retention and expansion of existing customer relationships. Retail Banking's distribution network provides convenience and easy access to Webster's products and services. Retail Banking includes the Business & Professional Banking division or B&P. The Company offers investment and securities-related services, including brokerage and investment advice that it had previously offered through its subsidiary. The Company's Consumer Finance offers lending solutions for consumers primarily in southern New England and Westchester County, New York. Products include; residential mortgages, home equity loans and lines of credit, unsecured personal loans as well as credit card options. Webster Bank concentrates on offering products including home equity loans and lines of credit, as well as second mortgages. The Company faces competition for deposits and loans throughout its market areas. Webster, Webster Bank and certain of its non-banking subsidiaries are subject to regulation under federal and state laws.
» More Articles for WBS

Headlines

Articles On GuruFocus.com
Zeke Ashton Makes Nine New Buys in First Quarter Jun 17 2015 
Weekly CFO Buys Highlight: MS, CINF, WBS Aug 08 2011 
Webster Financial Corp. Reports Operating Results (10-K) Feb 28 2011 
Webster Financial Corp. (WBS) Chairman & Chief Executive Off James Copenhaver Smith sells 15,000 Sha Feb 17 2011 
Weekly Top Insider Buys: WBS, STWD, HTGC, EBTX, NTSC Jan 01 2011 
Five Regional Banks Headed for a Turnaround: HBAN, HCBK, STI, ZION, WBS Sep 18 2010 
Webster Financial Corp. Reports Operating Results (10-Q) Aug 03 2010 
Bruce Sherman Buys Sprint Nextel Corp., American Standard Companies Inc., Xerox Corp., Sells Microso Feb 22 2008 

More From Other Websites
Webster to Make Presentation at Investor Conference Feb 05 2016
Webster Financial Corporation Declares Common Dividend Jan 26 2016
Webster Financial Corp. Earnings Analysis: Q4, 2015 By the Numbers Jan 25 2016
Edited Transcript of WBS earnings conference call or presentation 21-Jan-16 2:00pm GMT Jan 21 2016
Webster Financial Corp Earnings Call scheduled for 9:00 am ET today Jan 21 2016
Webster Financial beats 4Q profit forecasts Jan 21 2016
Webster Financial beats 4Q profit forecasts Jan 21 2016
Webster Reports 2015 Fourth Quarter Earnings Jan 21 2016
Q4 2015 Webster Financial Corp Earnings Release - 07:30 am ET Jan 21 2016
Webster Financial upgraded by Guggenheim Jan 15 2016
Webster Adds 3 Citibank Branches to its Boston Network Jan 12 2016
Webster Bank Adds 3 More Banking Centers, Expands To 18 Locations In Greater Boston Jan 11 2016
Webster Financial Corporation Announces Fourth Quarter 2015 Earnings Release and Conference Call Dec 24 2015
Webster Raises Prime Lending Rate to 3.50 Percent Dec 16 2015
Webster Financial Assuming Leases of 14 Citibank Locations Dec 14 2015
Webster Financial Corp. breached its 50 day moving average in a Bearish Manner : December 14, 2015 Dec 14 2015
Webster Bank To Open 14 Banking Centers In Greater Boston In January 2016 Dec 11 2015
WEBSTER FINANCIAL CORP Financials Dec 08 2015
Should You Buy Webster Financial Corporation (WBS)? Dec 02 2015
What Do Hedge Funds Think of American Capital Ltd. (ACAS)? Nov 28 2015

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