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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.13
WBS's Cash to Debt is ranked lower than
51% of the 1266 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.28 vs. WBS: 0.13 )
WBS' s 10-Year Cash to Debt Range
Min: 0.05   Max: 0.85
Current: 0.13

0.05
0.85
Equity to Asset 0.11
WBS's Equity to Asset is ranked higher than
78% of the 1651 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. WBS: 0.11 )
WBS' s 10-Year Equity to Asset Range
Min: 0.05   Max: 0.11
Current: 0.11

0.05
0.11
Interest Coverage 2.82
WBS's Interest Coverage is ranked higher than
81% of the 1508 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.25 vs. WBS: 2.82 )
WBS' s 10-Year Interest Coverage Range
Min: 0.2   Max: 2.82
Current: 2.82

0.2
2.82
F-Score: 3
Z-Score: 0.22
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 32.52
WBS's Operating margin (%) is ranked higher than
78% of the 1652 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.46 vs. WBS: 32.52 )
WBS' s 10-Year Operating margin (%) Range
Min: -80.5   Max: 39.57
Current: 32.52

-80.5
39.57
Net-margin (%) 22.79
WBS's Net-margin (%) is ranked higher than
77% of the 1671 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.71 vs. WBS: 22.79 )
WBS' s 10-Year Net-margin (%) Range
Min: -67.37   Max: 25.98
Current: 22.79

-67.37
25.98
ROE (%) 8.13
WBS's ROE (%) is ranked higher than
75% of the 1674 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.17 vs. WBS: 8.13 )
WBS' s 10-Year ROE (%) Range
Min: -17.17   Max: 14.75
Current: 8.13

-17.17
14.75
ROA (%) 0.86
WBS's ROA (%) is ranked higher than
77% of the 1674 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.75 vs. WBS: 0.86 )
WBS' s 10-Year ROA (%) Range
Min: -1.83   Max: 1.13
Current: 0.86

-1.83
1.13
ROC (Joel Greenblatt) (%) 210.70
WBS's ROC (Joel Greenblatt) (%) is ranked higher than
90% of the 1624 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 73.28 vs. WBS: 210.70 )
WBS' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -206.85   Max: 276.3
Current: 210.7

-206.85
276.3
Revenue Growth (%) -1.10
WBS's Revenue Growth (%) is ranked higher than
68% of the 1452 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. WBS: -1.10 )
WBS' s 10-Year Revenue Growth (%) Range
Min: -12.3   Max: 33.9
Current: -1.1

-12.3
33.9
EBITDA Growth (%) 22.00
WBS's EBITDA Growth (%) is ranked higher than
89% of the 1307 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.70 vs. WBS: 22.00 )
WBS' s 10-Year EBITDA Growth (%) Range
Min: -18.6   Max: 46.5
Current: 22

-18.6
46.5
EPS Growth (%) 48.30
WBS's EPS Growth (%) is ranked higher than
95% of the 1293 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.10 vs. WBS: 48.30 )
WBS' s 10-Year EPS Growth (%) Range
Min: -34.3   Max: 48.3
Current: 48.3

-34.3
48.3
» WBS's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

WBS Guru Trades in Q3 2013

Paul Tudor Jones 24,100 sh (New)
Jim Simons 187,631 sh (+115.59%)
Ken Fisher 2,424,824 sh (+37.22%)
Joel Greenblatt 15,539 sh (+0.12%)
Bernard Horn 102,838 sh (unchged)
HOTCHKIS & WILEY 576,292 sh (-0.81%)
Richard Pzena 1,006,739 sh (-12.96%)
Steven Cohen 35,491 sh (-53.35%)
David Dreman 171,328 sh (-76.83%)
» More
Q4 2013

WBS Guru Trades in Q4 2013

Jim Simons 476,131 sh (+153.76%)
Ken Fisher 2,904,854 sh (+19.8%)
David Dreman 191,308 sh (+11.66%)
Richard Pzena 1,012,589 sh (+0.58%)
Paul Tudor Jones Sold Out
HOTCHKIS & WILEY 573,792 sh (-0.43%)
Joel Greenblatt 14,483 sh (-6.8%)
Bernard Horn 72,738 sh (-29.27%)
Steven Cohen 6,555 sh (-81.53%)
» More
Q1 2014

WBS Guru Trades in Q1 2014

Steven Cohen 15,012 sh (+129.02%)
Richard Pzena 1,093,314 sh (+7.97%)
David Dreman 197,286 sh (+3.12%)
Jim Simons 482,691 sh (+1.38%)
Bernard Horn 72,738 sh (unchged)
HOTCHKIS & WILEY 565,192 sh (-1.5%)
Ken Fisher 2,845,939 sh (-2.03%)
Joel Greenblatt 7,545 sh (-47.9%)
» More
Q2 2014

WBS Guru Trades in Q2 2014

Richard Pzena 1,199,998 sh (+9.76%)
HOTCHKIS & WILEY 609,700 sh (+7.87%)
Bernard Horn 72,738 sh (unchged)
Joel Greenblatt Sold Out
David Dreman 193,250 sh (-2.05%)
Ken Fisher 2,777,539 sh (-2.4%)
Jim Simons 288,731 sh (-40.18%)
» More
» Details

Insider Trades

Latest Guru Trades with WBS

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Joel Greenblatt 2014-06-30 Sold Out $28.93 - $31.67 $ 29.6-3%0
Joel Greenblatt 2014-03-31 Reduce -47.9%0.01%$28.87 - $32.04 $ 29.6-4%7545
David Dreman 2013-09-30 Reduce -76.83%0.41%$24.96 - $28.14 $ 29.611%171328
Joel Greenblatt 2012-12-31 New Buy0.01%$19.82 - $24.16 $ 29.638%11805
David Dreman 2011-12-31 New Buy0.36%$14.6 - $20.99 $ 29.657%785052
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of Webster Financial Corp

SymbolPriceYieldDescription
WBSPRE0.006.39Deposit Shs Repr 1/1000th 6 2/5% Non-Cum Perp Pfd Series -E-
WSRFP1320.006.408 1/2 % Perp Conv Pfd Shs Series -A

Ratios

vs
industry
vs
history
P/E(ttm) 14.90
WBS's P/E(ttm) is ranked higher than
73% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.40 vs. WBS: 14.90 )
WBS' s 10-Year P/E(ttm) Range
Min: 10.57   Max: 61.08
Current: 14.9

10.57
61.08
P/B 1.20
WBS's P/B is ranked higher than
61% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. WBS: 1.20 )
WBS' s 10-Year P/B Range
Min: 0.13   Max: 2.03
Current: 1.2

0.13
2.03
P/S 3.30
WBS's P/S is ranked higher than
61% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.11 vs. WBS: 3.30 )
WBS' s 10-Year P/S Range
Min: 0.32   Max: 3.8
Current: 3.3

0.32
3.8
PFCF 8.80
WBS's PFCF is ranked higher than
82% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 109.09 vs. WBS: 8.80 )
WBS' s 10-Year PFCF Range
Min: 0.37   Max: 98.46
Current: 8.8

0.37
98.46
EV-to-EBIT 18.95
WBS's EV-to-EBIT is ranked higher than
69% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.74 vs. WBS: 18.95 )
WBS' s 10-Year EV-to-EBIT Range
Min: 12.9   Max: 82.8
Current: 18.95

12.9
82.8

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.40
WBS's Dividend Yield is ranked higher than
50% of the 1413 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.42 vs. WBS: 2.40 )
WBS' s 10-Year Dividend Yield Range
Min: 0.17   Max: 38.1
Current: 2.4

0.17
38.1
Dividend Payout 0.33
WBS's Dividend Payout is ranked higher than
73% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.48 vs. WBS: 0.33 )
WBS' s 10-Year Dividend Payout Range
Min: 0.03   Max: 1.59
Current: 0.33

0.03
1.59
Dividend growth (3y) 139.60
WBS's Dividend growth (3y) is ranked higher than
99% of the 979 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.40 vs. WBS: 139.60 )
WBS' s 10-Year Dividend growth (3y) Range
Min: -67.5   Max: 139.6
Current: 139.6

-67.5
139.6
Yield on cost (5-Year) 97.55
WBS's Yield on cost (5-Year) is ranked higher than
100% of the 1426 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.64 vs. WBS: 97.55 )
WBS' s 10-Year Yield on cost (5-Year) Range
Min: 6.91   Max: 1548.65
Current: 97.55

6.91
1548.65
Share Buyback Rate -3.20
WBS's Share Buyback Rate is ranked higher than
67% of the 1240 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.00 vs. WBS: -3.20 )
WBS' s 10-Year Share Buyback Rate Range
Min: 1.4   Max: -22.3
Current: -3.2

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.67
WBS's Price/Tangible Book is ranked higher than
65% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.42 vs. WBS: 1.67 )
WBS' s 10-Year Price/Tangible Book Range
Min: 0.33   Max: 11.63
Current: 1.67

0.33
11.63
Price/DCF (Projected) 0.64
WBS's Price/DCF (Projected) is ranked higher than
80% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.09 vs. WBS: 0.64 )
WBS' s 10-Year Price/DCF (Projected) Range
Min: 0.05   Max: 1.36
Current: 0.64

0.05
1.36
Price/Median PS Value 1.19
WBS's Price/Median PS Value is ranked higher than
68% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.13 vs. WBS: 1.19 )
WBS' s 10-Year Price/Median PS Value Range
Min: 0.16   Max: 2.33
Current: 1.19

0.16
2.33
Price/Graham Number 0.98
WBS's Price/Graham Number is ranked higher than
75% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. WBS: 0.98 )
WBS' s 10-Year Price/Graham Number Range
Min: 0.57   Max: 6.19
Current: 0.98

0.57
6.19
Earnings Yield (Greenblatt) 5.30
WBS's Earnings Yield (Greenblatt) is ranked higher than
61% of the 1606 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. WBS: 5.30 )
WBS' s 10-Year Earnings Yield (Greenblatt) Range
Min: 1.2   Max: 7.8
Current: 5.3

1.2
7.8
Forward Rate of Return (Yacktman) 8.18
WBS's Forward Rate of Return (Yacktman) is ranked higher than
63% of the 1309 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.11 vs. WBS: 8.18 )
WBS' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 1.9   Max: 30.1
Current: 8.18

1.9
30.1

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Traded in other countries:WSRFP.USA
Webster Financial Corporation was incorporated under the laws of Delaware in 1986. Webster is a bank holding and financial holding company. The Company, through Webster Bank and various non-banking financial services subsidiaries, delivers financial services to individuals, families and businesses throughout southern New England and into eastern New York State. The Company's operations are managed along four reportable operating segments consisting of Commercial, Retail, Consumer Finance and Other. It also offers equipment financing, commercial real estate lending, asset-based lending, health savings accounts and insurance premium financing on a regional or national basis. The Company provides business and consumer banking, mortgage lending, financial planning, trust and investment services through 167 banking offices, 293 owned ATMs, telephone banking, mobile banking and its Internet website. Through its HSA Bank division, Webster Bank offers health savings accounts on a nationwide basis. Webster's Commercial Banking segment includes middle market, asset-based lending, commercial real estate, equipment finance, and treasury and payment services, which includes government and institutional banking. Additionally, it serves as a referral source to Private Banking and Retail Banking. The Company's Retail Banking segment is focused on growing its customer base through the acquisition of new customer relationships and the retention and expansion of existing customer relationships. Retail Banking's distribution network provides convenience and easy access to Webster's full range of products and services. Retail Banking includes the Business & Professional Banking division or B&P. The Company offers the investment and securities-related services, including brokerage and investment advice that it had previously offered through its subsidiary, through a strategic partnership with UVEST Financial Services Group, Inc. The Company's Consumer Finance offers lending solutions for consumers primarily in southern New England and Westchester County, New York. Products include: residential mortgages, home equity loans and lines of credit, unsecured personal loans as well as credit card options. Webster Bank concentrates on offering a range of products including home equity loans and lines of credit, as well as second mortgages. The Company faces competition for deposits and loans throughout its market areas. Webster, Webster Bank and certain of its non-banking subsidiaries are subject to regulation under federal and state laws.
» More Articles for WBS

Headlines

Articles On GuruFocus.com
comment on WBS Mar 23 2013 
Weekly CFO Buys Highlight: MS, CINF, WBS Aug 08 2011 
Webster Financial Corp. Reports Operating Results (10-K) Feb 28 2011 
Webster Financial Corp. (WBS) Chairman & Chief Executive Off James Copenhaver Smith sells 15,000 Sha Feb 17 2011 
Weekly Top Insider Buys: WBS, STWD, HTGC, EBTX, NTSC Jan 01 2011 
Five Regional Banks Headed for a Turnaround: HBAN, HCBK, STI, ZION, WBS Sep 18 2010 
Webster Financial Corp. Reports Operating Results (10-Q) Aug 03 2010 
Webster Reports Preliminary Fourth Quarter 2008 Loss Jan 23 2009 
Webster Financial Corporation Announces 2008 Fourth Quarter Earnings Conference Call Jan 09 2009 
Bruce Sherman Buys Sprint Nextel Corp., American Standard Companies Inc., Xerox Corp., Sells Microso Feb 22 2008 

More From Other Websites
Webster Bank Names New Regional President in Greater Philadelphia Area Aug 27 2014
Webster Bank's Chairman and CEO Issues ALS Ice Bucket Challenge Aug 25 2014
WEBSTER FINANCIAL CORP Financials Aug 13 2014
WEBSTER FINANCIAL CORP Files SEC form 10-Q, Quarterly Report Aug 06 2014
Moody's affirms Webster Financial (Senior Unsecured Baa1); stable outlook Aug 05 2014
Webster Bank N.A. -- Moody's affirms Webster Financial (Senior Unsecured Baa1); stable outlook Aug 05 2014
Webster Financial Corporation Declares Common Dividend Jul 28 2014
Webster Banker Named to Estate and Business Planning Council’s Board Jul 24 2014
Newly Promoted Webster Banker Named “40 Under 40” Jul 22 2014
Why Webster Financial (WBS) Stock Fell Today Jul 17 2014
Webster Reports 2014 Second Quarter Earnings Jul 17 2014
Webster Financial Corp Earnings Call scheduled for 9:00 am ET today Jul 17 2014
WEBSTER FINANCIAL CORP Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Jul 17 2014
Webster Reports 2014 Second Quarter Earnings Jul 17 2014
Q2 2014 Webster Financial Corp. Earnings Release - Before Market Open Jul 17 2014
Webster Bank SVP Named Investigator of the Year Jul 14 2014
Wall Street Transcript Interview with David Darst, Managing Director at Guggenheim Securities, LLC:... Jul 11 2014
Wall Street Transcript Interview with Kevin Lynch, the President and CEO of Oritani Financial Corp.... Jul 07 2014
Webster Bank Finances New Stratford University Campus Building Jul 02 2014

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