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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.09
WFCPRN's Cash to Debt is ranked lower than
53% of the 1266 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.28 vs. WFCPRN: 0.09 )
WFCPRN' s 10-Year Cash to Debt Range
Min: 0.06   Max: 0.41
Current: 0.09

0.06
0.41
Equity to Asset 0.11
WFCPRN's Equity to Asset is ranked higher than
75% of the 1651 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. WFCPRN: 0.11 )
WFCPRN' s 10-Year Equity to Asset Range
Min: 0.07   Max: 0.11
Current: 0.11

0.07
0.11
Interest Coverage 7.61
WFCPRN's Interest Coverage is ranked higher than
96% of the 1508 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.25 vs. WFCPRN: 7.61 )
WFCPRN' s 10-Year Interest Coverage Range
Min: 0.34   Max: 7.61
Current: 7.61

0.34
7.61
F-Score: 5
Z-Score: 0.31
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 38.95
WFCPRN's Operating margin (%) is ranked higher than
85% of the 1652 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.46 vs. WFCPRN: 38.95 )
WFCPRN' s 10-Year Operating margin (%) Range
Min: 7.88   Max: 38.95
Current: 38.95

7.88
38.95
Net-margin (%) 26.11
WFCPRN's Net-margin (%) is ranked higher than
83% of the 1671 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.71 vs. WFCPRN: 26.11 )
WFCPRN' s 10-Year Net-margin (%) Range
Min: 6.34   Max: 26.11
Current: 26.11

6.34
26.11
ROE (%) 12.86
WFCPRN's ROE (%) is ranked higher than
91% of the 1674 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.17 vs. WFCPRN: 12.86 )
WFCPRN' s 10-Year ROE (%) Range
Min: 2.68   Max: 36.74
Current: 12.86

2.68
36.74
ROA (%) 1.43
WFCPRN's ROA (%) is ranked higher than
92% of the 1674 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.75 vs. WFCPRN: 1.43 )
WFCPRN' s 10-Year ROA (%) Range
Min: 0.2   Max: 2.78
Current: 1.43

0.2
2.78
ROC (Joel Greenblatt) (%) 75.67
WFCPRN's ROC (Joel Greenblatt) (%) is ranked higher than
75% of the 1624 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 73.28 vs. WFCPRN: 75.67 )
WFCPRN' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 3.45   Max: 268.65
Current: 75.67

3.45
268.65
Revenue Growth (%) -1.20
WFCPRN's Revenue Growth (%) is ranked higher than
68% of the 1452 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. WFCPRN: -1.20 )
WFCPRN' s 10-Year Revenue Growth (%) Range
Min: -15.3   Max: 22.9
Current: -1.2

-15.3
22.9
EBITDA Growth (%) 18.90
WFCPRN's EBITDA Growth (%) is ranked higher than
87% of the 1307 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.70 vs. WFCPRN: 18.90 )
WFCPRN' s 10-Year EBITDA Growth (%) Range
Min: -31.7   Max: 49
Current: 18.9

-31.7
49
EPS Growth (%) 20.70
WFCPRN's EPS Growth (%) is ranked higher than
85% of the 1293 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.10 vs. WFCPRN: 20.70 )
WFCPRN' s 10-Year EPS Growth (%) Range
Min: -32.2   Max: 59.1
Current: 20.7

-32.2
59.1
» WFCPRN's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Insider Trades

Latest Guru Trades with WFCPRN

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Preferred stocks of Wells Fargo & Co

SymbolPriceYieldDescription
WFCNP0.570.00Dividend Equalization Pfd Shs
WFCNO1133.000.00
WFCPRQ25.255.61
WFCPRL0.006.17Wells Fargo & Co., 7.50% Non-Cumul Perp Conv Cl A Preferred Stock, Series L
WFCPRR25.154.37Deposit Shs Repr 1/1000th Non-Cum Perp Pfd Shs -A- Series -R-
WFCPRN0.005.65DR
WFCPRP0.005.57
WFCPRO0.005.55Deposit Shs Repr 1/1000th 5 1/8 % Non-Cum Perp Pfd Shs -A- Series -0-
WFCPRJ0.006.81Wells Fargo & Co., 8.00% Dep Shares Non-cumul Perp Cl A Preferred Stock Series J
WFCPRT0.000.90Deposit Shs Repr 1/1000th 6 % Non-Cum Perp Pfd Shs -A- Series -T-

Ratios

vs
industry
vs
history
P/E(ttm) 12.70
WFCPRN's P/E(ttm) is ranked higher than
81% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.40 vs. WFCPRN: 12.70 )
WFCPRN' s 10-Year P/E(ttm) Range
Min: 8.7   Max: 38.61
Current: 12.7

8.7
38.61
P/B 1.67
WFCPRN's P/B is ranked higher than
53% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. WFCPRN: 1.67 )
WFCPRN' s 10-Year P/B Range
Min: 0.53   Max: 3
Current: 1.67

0.53
3
P/S 3.33
WFCPRN's P/S is ranked higher than
60% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.11 vs. WFCPRN: 3.33 )
WFCPRN' s 10-Year P/S Range
Min: 0.61   Max: 3.65
Current: 3.33

0.61
3.65
PFCF 7.88
WFCPRN's PFCF is ranked higher than
84% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 109.09 vs. WFCPRN: 7.88 )
WFCPRN' s 10-Year PFCF Range
Min: 2.06   Max: 54.48
Current: 7.88

2.06
54.48
EV-to-EBIT 14.90
WFCPRN's EV-to-EBIT is ranked higher than
75% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.74 vs. WFCPRN: 14.90 )
WFCPRN' s 10-Year EV-to-EBIT Range
Min: 12.4   Max: 149.7
Current: 14.9

12.4
149.7
PEG 1.05
WFCPRN's PEG is ranked higher than
88% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. WFCPRN: 1.05 )
WFCPRN' s 10-Year PEG Range
Min: 0.39   Max: 16.51
Current: 1.05

0.39
16.51
Shiller P/E 18.69
WFCPRN's Shiller P/E is ranked higher than
76% of the 1833 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.55 vs. WFCPRN: 18.69 )
WFCPRN' s 10-Year Shiller P/E Range
Min: 4.08   Max: 22.48
Current: 18.69

4.08
22.48

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 5.65
WFCPRN's Dividend Yield is ranked higher than
54% of the 1413 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.42 vs. WFCPRN: 5.65 )
WFCPRN' s 10-Year Dividend Yield Range
Min: 0.59   Max: 15.45
Current: 5.65

0.59
15.45
Dividend growth (3y) 79.20
WFCPRN's Dividend growth (3y) is ranked higher than
98% of the 979 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.40 vs. WFCPRN: 79.20 )
WFCPRN' s 10-Year Dividend growth (3y) Range
Min: -44.7   Max: 79.2
Current: 79.2

-44.7
79.2
Yield on cost (5-Year) 26.24
WFCPRN's Yield on cost (5-Year) is ranked higher than
94% of the 1426 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.64 vs. WFCPRN: 26.24 )
WFCPRN' s 10-Year Yield on cost (5-Year) Range
Min: 2.73   Max: 71.62
Current: 26.24

2.73
71.62
Share Buyback Rate -0.70
WFCPRN's Share Buyback Rate is ranked higher than
77% of the 1240 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.00 vs. WFCPRN: -0.70 )
WFCPRN' s 10-Year Share Buyback Rate Range
Min: 0.4   Max: -35.3
Current: -0.7

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.24
WFCPRN's Price/Tangible Book is ranked higher than
59% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.42 vs. WFCPRN: 2.24 )
WFCPRN' s 10-Year Price/Tangible Book Range
Min: 1.45   Max: 15.24
Current: 2.24

1.45
15.24
Price/DCF (Projected) 0.69
WFCPRN's Price/DCF (Projected) is ranked higher than
78% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.09 vs. WFCPRN: 0.69 )
WFCPRN' s 10-Year Price/DCF (Projected) Range
Min: 0.23   Max: 25.28
Current: 0.69

0.23
25.28
Price/Median PS Value 1.26
WFCPRN's Price/Median PS Value is ranked higher than
63% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.13 vs. WFCPRN: 1.26 )
WFCPRN' s 10-Year Price/Median PS Value Range
Min: 0.38   Max: 1.86
Current: 1.26

0.38
1.86
Price/Peter Lynch Fair Value 0.74
WFCPRN's Price/Peter Lynch Fair Value is ranked higher than
93% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. WFCPRN: 0.74 )
WFCPRN' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.43   Max: 4.83
Current: 0.74

0.43
4.83
Price/Graham Number 1.00
WFCPRN's Price/Graham Number is ranked higher than
74% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. WFCPRN: 1.00 )
WFCPRN' s 10-Year Price/Graham Number Range
Min: 0.68   Max: 7.51
Current: 1

0.68
7.51
Earnings Yield (Greenblatt) 6.70
WFCPRN's Earnings Yield (Greenblatt) is ranked higher than
67% of the 1606 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. WFCPRN: 6.70 )
WFCPRN' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.7   Max: 8
Current: 6.7

0.7
8
Forward Rate of Return (Yacktman) 25.86
WFCPRN's Forward Rate of Return (Yacktman) is ranked higher than
83% of the 1309 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.11 vs. WFCPRN: 25.86 )
WFCPRN' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -7.2   Max: 51.9
Current: 25.86

-7.2
51.9

Business Description

Industry: Banks » Banks - Regional - US
Compare: » details
Traded in other countries:WFCNP.USA, WFCNO.USA, NWT.Germany
Wells Fargo & Co is a corporation organized under the laws of Delaware and a financial holding company and a bank holding company registered under the Bank Holding Company Act of 1956, as amended. The Company is the product of the merger of Norwest Corporation and the former Wells Fargo & Company, completed on November 2, 1998. On completion of the merger, Norwest Corporation changed its name to Wells Fargo & Company. Wells Fargo acquired Wachovia Corporation. Wachovia, based in Charlotte, North Carolina, was financial services companies, providing a range of retail banking and brokerage, asset and wealth management and corporate and investment banking products and services to customers through 3,300 financial centers in 21 states from Connecticut to Florida and west to Texas and California and nationwide retail brokerage, mortgage lending and auto finance businesses. The Company expanded its business, in part, by acquiring banking institutions and other companies engaged in activities that are financial in nature. Wells Fargo continues to explore opportunities to acquire banking institutions and other financial services companies and discussions related to possible acquisitions might occur at any time. Wells Fargo a financial services company, which provides retail, commercial and corporate banking services through banking stores located in 39 states and the District of Columbia. The Company provides other financial services through subsidiaries engaged in various businesses, mainly: wholesale banking, mortgage banking, consumer finance, equipment leasing, agricultural finance, commercial finance, securities brokerage and investment banking, insurance agency and brokerage services, computer and data processing services, trust services, investment advisory services, mortgage-backed securities servicing and venture capital investment. Wells Fargo was operating through its three segments for management reporting purposes: Community Banking, Wholesale Banking and Wells Fargo Financial. As of first quarter, 2009, Wells Fargo Financial rolled into Community Banking and was replaced with Wealth, Brokerage and Retirement. Community Banking offers a complete line of diversified financial products and services for consumers and small businesses including investment, insurance and trust services in 39 states and D.C. and mortgage and home equity loans in all 50 states and D.C. In addition, Community Banking includes Wells Fargo Financial. Wholesale Banking provides financial solutions to businesses across the United States. Products include middle market banking, corporate banking, commercial real estate, treasury management, asset-based lending, insurance brokerage, foreign exchange, correspondent banking, trade services, specialized lending, equipment finance, corporate trust, investment banking, capital markets, and asset management. Wealth, Brokerage and Retirement provides a range of financial advisory services to clients. It provides

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User Comments

Rrurban
ReplyRrurban - 3 months ago
Libertadpp,
depends on how you calc FCF. if you add-in changes in working capital,i.e using operating cash flow - capex, then FCF will be higher than net income if there were positive changes in working cap. also, if the company has a lot of goodwill (and thus goodwill amortization), FCF will be higher than net income. i would avoid companies with a lot of goodwill as they have done acquisitions and aren't growing organically (possible flawed biz model) and there is a risk they overpaid for an acquisition and will have to write down goodwill and eps will be hit as a result.
Libertadpp
ReplyLibertadpp - 5 months ago
How can Free Cash Flow be always bigger than net income?, because of high ROIC?
Steve Pomeranz
ReplySteve Pomeranz - 6 months ago
It would be nice if we could make adjustments to the dividend growth rate using the 3 year in addition to the 5 year, WFC is a good example because due to the crash, the 5 year is not a true picture of future dividend growth. Using only the 5 year growth rate for WFC, renders the yield on cost number to be of no use.

Otherwise this page is fantastic and a great tool. Thanks.

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