Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.82
WIBC's Cash to Debt is ranked higher than
72% of the 1570 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.48 vs. WIBC: 0.82 )
WIBC' s 10-Year Cash to Debt Range
Min: 0.14   Max: No Debt
Current: 0.82

Equity to Asset 0.12
WIBC's Equity to Asset is ranked higher than
82% of the 2021 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. WIBC: 0.12 )
WIBC' s 10-Year Equity to Asset Range
Min: 0.06   Max: 0.13
Current: 0.12

0.06
0.13
Interest Coverage 5.05
WIBC's Interest Coverage is ranked higher than
91% of the 1845 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. WIBC: 5.05 )
WIBC' s 10-Year Interest Coverage Range
Min: 0.15   Max: 5.16
Current: 5.05

0.15
5.16
F-Score: 6
Z-Score: 0.35
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 45.48
WIBC's Operating margin (%) is ranked higher than
91% of the 2032 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.47 vs. WIBC: 45.48 )
WIBC' s 10-Year Operating margin (%) Range
Min: -45.81   Max: 68.65
Current: 45.48

-45.81
68.65
Net-margin (%) 29.73
WIBC's Net-margin (%) is ranked higher than
88% of the 2032 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.42 vs. WIBC: 29.73 )
WIBC' s 10-Year Net-margin (%) Range
Min: -23.23   Max: 72.03
Current: 29.73

-23.23
72.03
ROE (%) 12.26
WIBC's ROE (%) is ranked higher than
88% of the 2042 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.60 vs. WIBC: 12.26 )
WIBC' s 10-Year ROE (%) Range
Min: -14.04   Max: 28.31
Current: 12.26

-14.04
28.31
ROA (%) 1.52
WIBC's ROA (%) is ranked higher than
93% of the 2045 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. WIBC: 1.52 )
WIBC' s 10-Year ROA (%) Range
Min: -1.09   Max: 3.39
Current: 1.52

-1.09
3.39
ROC (Joel Greenblatt) (%) 643.18
WIBC's ROC (Joel Greenblatt) (%) is ranked higher than
97% of the 2013 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 77.18 vs. WIBC: 643.18 )
WIBC' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -527.5   Max: 979.75
Current: 643.18

-527.5
979.75
Revenue Growth (3Y)(%) -26.50
WIBC's Revenue Growth (3Y)(%) is ranked higher than
52% of the 1748 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. WIBC: -26.50 )
WIBC' s 10-Year Revenue Growth (3Y)(%) Range
Min: -30.4   Max: 30.2
Current: -26.5

-30.4
30.2
» WIBC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2013

WIBC Guru Trades in Q4 2013

Steven Cohen 22,923 sh (New)
David Dreman 4,542 sh (New)
Jim Simons 2,093,576 sh (+6.36%)
Caxton Associates 243,117 sh (-10.36%)
Paul Tudor Jones 29,799 sh (-24.56%)
» More
Q1 2014

WIBC Guru Trades in Q1 2014

Caxton Associates 243,117 sh (unchged)
David Dreman Sold Out
Jim Simons 1,801,325 sh (-13.96%)
Paul Tudor Jones 21,132 sh (-29.08%)
Steven Cohen 10,807 sh (-52.86%)
» More
Q2 2014

WIBC Guru Trades in Q2 2014

Caxton Associates 243,117 sh (unchged)
Paul Tudor Jones Sold Out
Jim Simons 1,509,718 sh (-16.19%)
» More
Q3 2014

WIBC Guru Trades in Q3 2014

Paul Tudor Jones 32,852 sh (New)
Jim Simons 1,544,200 sh (+2.28%)
Caxton Associates 163,117 sh (-32.91%)
» More
» Details

Insider Trades

Latest Guru Trades with WIBC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
David Dreman 2014-03-31 Sold Out $9.53 - $11.82 $ 9.93-6%0
David Dreman 2013-12-31 New Buy$8.13 - $11.13 $ 9.936%4542
Michael Price 2012-09-30 Sold Out 0.63%$5.37 - $6.67 $ 9.9363%0
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 14.30
WIBC's P/E(ttm) is ranked higher than
81% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.00 vs. WIBC: 14.30 )
WIBC' s 10-Year P/E(ttm) Range
Min: 4.26   Max: 40.28
Current: 14.3

4.26
40.28
P/B 1.64
WIBC's P/B is ranked higher than
66% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.33 vs. WIBC: 1.64 )
WIBC' s 10-Year P/B Range
Min: 0.54   Max: 5.82
Current: 1.64

0.54
5.82
P/S 4.24
WIBC's P/S is ranked higher than
68% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.59 vs. WIBC: 4.24 )
WIBC' s 10-Year P/S Range
Min: 0.61   Max: 8.6
Current: 4.24

0.61
8.6
PFCF 8.42
WIBC's PFCF is ranked higher than
88% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. WIBC: 8.42 )
WIBC' s 10-Year PFCF Range
Min: 1.56   Max: 803.75
Current: 8.42

1.56
803.75
EV-to-EBIT 9.92
WIBC's EV-to-EBIT is ranked higher than
88% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 19.57 vs. WIBC: 9.92 )
WIBC' s 10-Year EV-to-EBIT Range
Min: -236.9   Max: 115.6
Current: 9.92

-236.9
115.6
Shiller P/E 169.21
WIBC's Shiller P/E is ranked higher than
76% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. WIBC: 169.21 )
WIBC' s 10-Year Shiller P/E Range
Min: 4.15   Max: 170.17
Current: 169.21

4.15
170.17

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.81
WIBC's Dividend Yield is ranked lower than
60% of the 1880 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.31 vs. WIBC: 1.81 )
WIBC' s 10-Year Dividend Yield Range
Min: 0.28   Max: 5.48
Current: 1.81

0.28
5.48
Dividend Payout 0.26
WIBC's Dividend Payout is ranked higher than
81% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.61 vs. WIBC: 0.26 )
WIBC' s 10-Year Dividend Payout Range
Min: 0.11   Max: 0.71
Current: 0.26

0.11
0.71
Dividend growth (3y) 21.60
WIBC's Dividend growth (3y) is ranked higher than
90% of the 1131 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.50 vs. WIBC: 21.60 )
WIBC' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 21.6
Current: 21.6

0
21.6
Yield on cost (5-Year) 1.80
WIBC's Yield on cost (5-Year) is ranked lower than
62% of the 1893 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.58 vs. WIBC: 1.80 )
WIBC' s 10-Year Yield on cost (5-Year) Range
Min: 0.28   Max: 5.48
Current: 1.8

0.28
5.48
Share Buyback Rate -34.70
WIBC's Share Buyback Rate is ranked higher than
52% of the 1479 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.80 vs. WIBC: -34.70 )
WIBC' s 10-Year Share Buyback Rate Range
Min: 0   Max: -34.7
Current: -34.7

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.92
WIBC's Price/Tangible Book is ranked higher than
67% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.60 vs. WIBC: 1.92 )
WIBC' s 10-Year Price/Tangible Book Range
Min: 0.79   Max: 5.55
Current: 1.92

0.79
5.55
Price/DCF (Projected) 1.02
WIBC's Price/DCF (Projected) is ranked higher than
78% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.17 vs. WIBC: 1.02 )
WIBC' s 10-Year Price/DCF (Projected) Range
Min: 0.25   Max: 1.27
Current: 1.02

0.25
1.27
Price/Median PS Value 1.20
WIBC's Price/Median PS Value is ranked higher than
74% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.22 vs. WIBC: 1.20 )
WIBC' s 10-Year Price/Median PS Value Range
Min: 0.19   Max: 2.11
Current: 1.2

0.19
2.11
Price/Graham Number 1.11
WIBC's Price/Graham Number is ranked higher than
75% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.18 vs. WIBC: 1.11 )
WIBC' s 10-Year Price/Graham Number Range
Min: 0.41   Max: 2.43
Current: 1.11

0.41
2.43
Earnings Yield (Greenblatt) 10.10
WIBC's Earnings Yield (Greenblatt) is ranked higher than
86% of the 2006 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. WIBC: 10.10 )
WIBC' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.9   Max: 22.6
Current: 10.1

0.9
22.6
Forward Rate of Return (Yacktman) -24.15
WIBC's Forward Rate of Return (Yacktman) is ranked lower than
52% of the 1250 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.90 vs. WIBC: -24.15 )
WIBC' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -21.8   Max: 43.1
Current: -24.15

-21.8
43.1

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Wilshire Bancorp Inc was incorporated under the laws of the State of California on May 20, 1980. The Company is a bank holding company offers a range of financial products and services mainly through its main subsidiary, Wilshire Bank, a California state-chartered commercial bank. It operates in three business segments: Banking Operations, Trade Finance Services and Small Business Administration Lending Services. Banking Operations raises funds from deposits and borrowings for loans and investments and provides lending products including commercial, consumer and real estate loans to customers. Small Business Administration Lending Services provides loans through the SBA guaranteed lending program. Trade Finance Services assists its import/export customers with international transactions. Trade finance products include the issuance and collection of letters of credit, international collection and import/export financing. The company engages in a complement of lending activities, including: commercial real estate and home mortgage lending; commercial business lending and trade finance; SBA lending, and consumer loans, and construction lending. It offers commercial business loans to sole proprietorships, partnerships and corporations. These loans include business lines of credit and business term loans to finance operations, to provide working capital or for specific purposes, such as to finance the purchase of assets, equipment or inventory. The company offers Internet banking, which allows its customers to access their deposit and loan accounts through the Internet. Customers are able to obtain transaction history and account information, transfer funds between accounts, make on-line bill payments, and open deposit accounts. It also offer ATM machines located at selected branch offices, customer access to an ATM network and armored carrier services. The companys competitors include national banks, regional banks and other community banks as well as other types of financial institutions, including without limitation, savings and loan institutions, finance companies, brokerage firms, insurance companies, credit unions, mortgage banks and other financial intermediaries. The Company is subject to various regulatory capital requirements administered by the federal banking agencies.
» More Articles for WIBC

Headlines

Articles On GuruFocus.com
price Sep 15 2011 
14 Cheap Dividend Stocks Close to 52-Week Lows May 05 2011 
Wilshire Bancorp Inc. Reports Operating Results (10-K) Mar 16 2011 
Wilshire Bancorp Inc. Reports Operating Results (10-Q) Nov 09 2010 
Wilshire Bancorp Inc. Reports Operating Results (10-Q) Aug 09 2010 
Wilshire Bancorp Inc. Reports Operating Results (10-Q) May 07 2010 
Wilshire Bancorp Inc. Reports Operating Results (10-Q) Nov 09 2009 
Wilshire Bancorp 2008 Fourth Quarter and Year End Earnings Conference Call Jan 07 2009 

More From Other Websites
WILSHIRE BANCORP INC Files SEC form 8-K, Other Events, Financial Statements and Exhibits Dec 01 2014
Wilshire Bancorp Declares $0.05 Cash Dividend Dec 01 2014
Wilshire Bancorp Declares $0.05 Cash Dividend Dec 01 2014
Wilshire Bancorp Opens New Branch in Houston Nov 17 2014
Wilshire Bancorp Opens New Branch in Houston Nov 17 2014
WILSHIRE BANCORP INC Financials Nov 11 2014
WILSHIRE BANCORP INC Files SEC form 10-Q, Quarterly Report Nov 04 2014
Annual Report for Wilshire Bancorp, Inc. Oct 29 2014
WILSHIRE BANCORP INC Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Oct 21 2014
Wilshire Bancorp Inc Earnings Call scheduled for 2:00 pm ET today Oct 21 2014
Wilshire Bancorp Reports Net Income of $15.1 Million or $0.19 per Share for Third Quarter 2014 Oct 20 2014
Wilshire Bancorp Reports Net Income of $15.1 Million or $0.19 per Share for Third Quarter 2014 Oct 20 2014
Q3 2014 Wilshire Bancorp Inc Earnings Release - After Market Close Oct 20 2014
Wilshire Bancorp, Inc. Announces Third Quarter 2014 Earnings Conference Call Oct 07 2014
WILSHIRE BANCORP INC Files SEC form 8-K, Other Events, Financial Statements and Exhibits Sep 12 2014
WILSHIRE BANCORP INC Files SEC form 10-Q, Quarterly Report Aug 04 2014
WILSHIRE BANCORP INC Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Jul 22 2014
WILSHIRE BANCORP INC Files SEC form 8-K, Change in Directors or Principal Officers Jun 30 2014
Ex-Dividend Reminder: American Capital Agency, Starwood Property Trust and Wilshire Bancorp Jun 24 2014
WILSHIRE BANCORP INC Files SEC form 8-K, Other Events, Financial Statements and Exhibits Jun 02 2014

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK