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25.31 (1y: +20%)
Market Cap 729.18 M P/E(ttm) 13.20
Enterprise Value 1.02 B P/B 1.00
WSBC- NAS (USA)
Wesbanco, Inc.
  • Currently 1/5
Business Predictability Rank: 1-Star
Back Testing Results:
Average gain of all 1-Star stocks: 1.1% per year.
% of Stocks that are in still loss if held for 10yrs: 45%.
Read more:
What is Predictability Rank?
Performances of real portfolio
Top Ranked Predictable Companies
$25.31
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GuruFocus Financial Strength Rank measures how strong a companyย’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry		 vs
history
Cash to Debt 0.341
WSBC's Cash to Debt is ranked higher than
64% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.42 vs. WSBC: 0.341 )
WSBC' s 10-Year Cash to Debt Range
Min: 0.1   Max: 3.19
Current: 0.34
0.1
3.19
Equity to Asset 0.117
WSBC's Equity to Asset is ranked higher than
77% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. WSBC: 0.117 )
WSBC' s 10-Year Equity to Asset Range
Min: 0.09   Max: 0.13
Current: 0.12
0.09
0.13
Interest Coverage No Debt
WSBC's Interest Coverage is ranked higher than
71% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10000.00 vs. WSBC: No Debt )
WSBC' s 10-Year Interest Coverage Range
Min: No Debt   Max: No Debt
Current: No Debt
F-Score: 5
Z-Score: 0.35
GuruFocus Profitability Rank ranks how profitable a company is and how likely the companyย’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
ย•ย•3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rankย•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry		 vs
history
Operating margin (%) 27.10
WSBC's Operating margin (%) is ranked higher than
73% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.80 vs. WSBC: 27.10 )
WSBC' s 10-Year Operating margin (%) Range
Min: 10.3   Max: 36.8
Current: 27.1
10.3
36.8
Net-margin (%) 21.3
WSBC's Net-margin (%) is ranked higher than
76% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.70 vs. WSBC: 21.3 )
WSBC' s 10-Year Net-margin (%) Range
Min: 10.7   Max: 26.5
Current: 21.3
10.7
26.5
ROE (%) 6.9
WSBC's ROE (%) is ranked higher than
72% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.20 vs. WSBC: 6.9 )
WSBC' s 10-Year ROE (%) Range
Min: 4.1   Max: 11.3
Current: 6.9
4.1
11.3
ROA (%) 0.8
WSBC's ROA (%) is ranked higher than
73% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.50 vs. WSBC: 0.8 )
WSBC' s 10-Year ROA (%) Range
Min: 0.4   Max: 1.2
Current: 0.8
0.4
1.2
ROC (Joel Greenblatt) (%) 59.40
WSBC's ROC (Joel Greenblatt) (%) is ranked higher than
85% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. WSBC: 59.40 )
WSBC' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 11.7   Max: 1442.6
Current: 59.4
11.7
1442.6
Revenue Growth (%) 0.8
WSBC's Revenue Growth (%) is ranked higher than
78% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. WSBC: 0.8 )
WSBC' s 10-Year Revenue Growth (%) Range
Min: 0.8   Max: 4.9
Current: 0.8
0.8
4.9
EBITDA Growth (%) 23
WSBC's EBITDA Growth (%) is ranked higher than
94% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. WSBC: 23 )
WSBC' s 10-Year EBITDA Growth (%) Range
Min: -15.1   Max: 23
Current: 23
-15.1
23
EPS Growth (%) 27.3
WSBC's EPS Growth (%) is ranked higher than
95% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. WSBC: 27.3 )
WSBC' s 10-Year EPS Growth (%) Range
Min: -20.9   Max: 27.3
Current: 27.3
-20.9
27.3
ยป WSBC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades
Q2 2012

WSBC Guru Trades in Q2 2012

Jim Simons 36,555 sh (+61.36%)
David Dreman 261,579 sh (+0.43%)
» More
Q3 2012

WSBC Guru Trades in Q3 2012

Paul Tudor Jones 12,900 sh (New)
Jim Simons Sold Out
David Dreman 256,758 sh (-1.84%)
» More
Q4 2012

WSBC Guru Trades in Q4 2012

Paul Tudor Jones Sold Out
David Dreman 252,565 sh (-1.63%)
» More
Q1 2013

WSBC Guru Trades in Q1 2013

Jim Simons 43,355 sh (New)
David Dreman 254,314 sh (+0.69%)
» More
» Details

Insider Trades

Latest Guru Trades with WSBC

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
David Dreman 2012-03-31 Add 31.34%0.03%$18.79 - $21.64 $ 25.3133%260457
David Dreman 2011-12-31 New Buy0.09%$16.49 - $20.91 $ 25.3131%198310
Premium More recent guru trades are included for Premium Members only!!
ยป Financial Charts

Peter Lynch Chart

Ratios

vs
industry		 vs
history
P/E(ttm) 13.20
WSBC's P/E(ttm) is ranked higher than
65% of the 1248 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.60 vs. WSBC: 13.20 )
WSBC' s 10-Year P/E(ttm) Range
Min: 8.7   Max: 24.78
Current: 13.2
8.7
24.78
P/B 1.00
WSBC's P/B is ranked higher than
62% of the 1347 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.97 vs. WSBC: 1.00 )
WSBC' s 10-Year P/B Range
Min: 0.55   Max: 1.9
Current: 1
0.55
1.9
P/S 2.91
WSBC's P/S is ranked higher than
56% of the 1433 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.33 vs. WSBC: 2.91 )
WSBC' s 10-Year P/S Range
Min: 1.44   Max: 4.57
Current: 2.91
1.44
4.57
PFCF 8.20
WSBC's PFCF is ranked higher than
57% of the 1087 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.38 vs. WSBC: 8.20 )
WSBC' s 10-Year PFCF Range
Min: 4.06   Max: 27.98
Current: 8.2
4.06
27.98
EV-to-EBIT 15.6
WSBC's EV-to-EBIT is ranked higher than
63% of the 1102 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.26 vs. WSBC: 15.6 )
WSBC' s 10-Year EV-to-EBIT Range
Min: 8.4   Max: 57.9
Current: 15.6
8.4
57.9
PEG 0.8
WSBC's PEG is ranked higher than
70% of the 491 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.79 vs. WSBC: 0.8 )
WSBC' s 10-Year PEG Range
Min: 0.8   Max: 256
Current: 0.8
0.8
256
Shiller P/E 15.8
WSBC's Shiller P/E is ranked lower than
100% of the Companies
in the Global Banks - Regional - US industry.

( Industry Median: vs. WSBC: 15.8 )
WSBC' s 10-Year Shiller P/E Range
Min: 6.91   Max: 18.71
Current: 15.8
6.91
18.71

Dividend & Buy Back

vs
industry		 vs
history
Dividend Yield 2.92
WSBC's Dividend Yield is ranked higher than
74% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.69 vs. WSBC: 2.92 )
WSBC' s 10-Year Dividend Yield Range
Min: 2.7   Max: 8.01
Current: 2.92
2.7
8.01
Dividend Payout 0.3702
WSBC's Dividend Payout is ranked higher than
53% of the 951 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.30 vs. WSBC: 0.3702 )
WSBC' s 10-Year Dividend Payout Range
Min: 0.38   Max: 0.93
Current: 0.37
0.38
0.93
Dividend growth (3y) -4.5
WSBC's Dividend growth (3y) is ranked lower than
57% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. WSBC: -4.5 )
WSBC' s 10-Year Dividend growth (3y) Range
Min: -15.5   Max: 2.7
Current: -4.5
-15.5
2.7
Yield on cost (5-Year) 1.56
WSBC's Yield on cost (5-Year) is ranked higher than
56% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.26 vs. WSBC: 1.56 )
WSBC' s 10-Year Yield on cost (5-Year) Range
Min: 1.45   Max: 4.3
Current: 1.56
1.45
4.3
Share Buyback Rate -0.3
WSBC's Share Buyback Rate is ranked higher than
60% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -0.20 vs. WSBC: -0.3 )
WSBC' s 10-Year Share Buyback Rate Range
Min: 0   Max: -5.6
Current: -0.3

Valuation & Return

vs
industry		 vs
history
Price/Tangible Book 1.9
WSBC's Price/Tangible Book is ranked lower than
58% of the 1191 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. WSBC: 1.9 )
WSBC' s 10-Year Price/Tangible Book Range
Min: 1.1   Max: 2.7
Current: 1.9
1.1
2.7
Price/DCF (Projected) 0.6
WSBC's Price/DCF (Projected) is ranked higher than
64% of the 679 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.60 vs. WSBC: 0.6 )
WSBC' s 10-Year Price/DCF (Projected) Range
Min: 0.3   Max: 0.9
Current: 0.6
0.3
0.9
Price/Median PS Value 0.8
WSBC's Price/Median PS Value is ranked higher than
71% of the 1268 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. WSBC: 0.8 )
WSBC' s 10-Year Price/Median PS Value Range
Min: 0.4   Max: 1.3
Current: 0.8
0.4
1.3
Price/Peter Lynch Fair Value 0.9
WSBC's Price/Peter Lynch Fair Value is ranked higher than
50% of the 273 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. WSBC: 0.9 )
WSBC' s 10-Year Price/Peter Lynch Fair Value Range
Min: 1.2   Max: 3.1
Current: 0.9
1.2
3.1
Price/Graham Number 1
WSBC's Price/Graham Number is ranked lower than
57% of the 1094 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. WSBC: 1 )
WSBC' s 10-Year Price/Graham Number Range
Min: 0.8   Max: 1.5
Current: 1
0.8
1.5
Earnings Yield (Greenblatt) 6.40
WSBC's Earnings Yield (Greenblatt) is ranked higher than
76% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.10 vs. WSBC: 6.40 )
WSBC' s 10-Year Earnings Yield (Greenblatt) Range
Min: 1.7   Max: 11.9
Current: 6.4
1.7
11.9
Forward Rate of Return (Yacktman) 24.38
WSBC's Forward Rate of Return (Yacktman) is ranked higher than
90% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. WSBC: 24.38 )
WSBC' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -3.6   Max: 27.3
Current: 24.38
-3.6
27.3

Business Description

WesBanco, Inc. is a bank holding company that offers a range of financial services including retail banking, corporate banking, personal and corporate trust services, brokerage services, mortgage banking and insurance. It offers these services through two segments, community banking and trust and investment services. Its community banking segment offers services traditionally offered by full-service commercial banks, including commercial demand, individual demand and time deposit accounts, as well as commercial, mortgage and individual installment loans. The trust and investment services segment offers trust services as well as various alternative investment products including mutual funds. The Company operates one commercial bank, WesBanco Bank, Inc. through 112 offices, one loan production office and 122 ATM machines located in West Virginia, Ohio, and Western Pennsylvania. The Company offers additional services through its non-banking subsidiaries, WesBanco Insurance Services, Inc., a multi-line insurance agency specializing in property, casualty and life insurance, and benefit plan sales and administration for personal and commercial clients; and WesBanco Securities, Inc., a full service broker-dealer, which also offers discount brokerage services. It also serves as investment adviser to a family of mutual funds under the name 'WesMark Funds' which includes a growth fund, a balanced fund, a government bond fund, a West Virginia municipal bond fund and a small company growth fund. The Company and WesBanco Bank entered into a Branch Purchase and Assumption Agreement with AmTrust Bank according to which WesBanco Bank agreed to purchase all of AmTrust's Columbus, Ohio, branches. The Company is subject to extensive federal and state regulation, supervision and examination. Banking regulations are primarily intended to protect depositors' funds, federal deposit insurance funds and the banking system as a whole, not shareholders.
Company Website
SEC Reports
Industry: Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR
ยป More Articles for WSBC

Headlines

Articles On GuruFocus.com
For Over 50 Years This Little Insurance Company Has Paid Big Dividends Aug 27 2012 
Guru Stocks Raising Dividends: EPR, CB, PMD, BLK, WSBC Feb 27 2012 
7 Dividend Stocks Building A Higher Yield On Cost Sep 05 2011 
Guru Stocks Raising Dividends: VZ, EAT, ARG, HCC, WSBC Sep 04 2011 
WesBanco Inc. Reports Operating Results (10-K) Mar 01 2011 
WesBanco Inc. (WSBC) Vice Chairman John D Kidd sells 25,000 Shares Mar 01 2011 
WesBanco Inc. (WSBC) CEO Paul M Limbert buys 1,000 Shares Dec 17 2009 
WesBanco Declares Reduced Quarterly Dividend of $0.14 per share Aug 27 2009 
WesBanco Announces Revised Second Quarter 2009 Results Aug 10 2009 
WesBanco Announces Results for 2008 and the Fourth Quarter Jan 27 2009 

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