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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.53
WSFS's Cash to Debt is ranked higher than
67% of the 1347 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. WSFS: 0.53 )
WSFS' s 10-Year Cash to Debt Range
Min: 0.09   Max: 1.51
Current: 0.53

0.09
1.51
Equity to Asset 0.09
WSFS's Equity to Asset is ranked higher than
64% of the 1742 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. WSFS: 0.09 )
WSFS' s 10-Year Equity to Asset Range
Min: 0.04   Max: 0.11
Current: 0.09

0.04
0.11
Interest Coverage 4.67
WSFS's Interest Coverage is ranked higher than
90% of the 1602 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.27 vs. WSFS: 4.67 )
WSFS' s 10-Year Interest Coverage Range
Min: 0.16   Max: 4.67
Current: 4.67

0.16
4.67
F-Score: 4
Z-Score: 0.36
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 34.38
WSFS's Operating margin (%) is ranked higher than
82% of the 1762 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 28.47 vs. WSFS: 34.38 )
WSFS' s 10-Year Operating margin (%) Range
Min: -0.92   Max: 70.94
Current: 34.38

-0.92
70.94
Net-margin (%) 25.63
WSFS's Net-margin (%) is ranked higher than
82% of the 1769 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.29 vs. WSFS: 25.63 )
WSFS' s 10-Year Net-margin (%) Range
Min: 0.43   Max: 74.88
Current: 25.63

0.43
74.88
ROE (%) 14.02
WSFS's ROE (%) is ranked higher than
92% of the 1776 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.43 vs. WSFS: 14.02 )
WSFS' s 10-Year ROE (%) Range
Min: 0.26   Max: 71.56
Current: 14.02

0.26
71.56
ROA (%) 1.24
WSFS's ROA (%) is ranked higher than
90% of the 1776 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.78 vs. WSFS: 1.24 )
WSFS' s 10-Year ROA (%) Range
Min: 0.02   Max: 5.59
Current: 1.24

0.02
5.59
ROC (Joel Greenblatt) (%) 212.98
WSFS's ROC (Joel Greenblatt) (%) is ranked higher than
90% of the 1745 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 72.56 vs. WSFS: 212.98 )
WSFS' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -4.02   Max: 286.67
Current: 212.98

-4.02
286.67
Revenue Growth (%) 2.60
WSFS's Revenue Growth (%) is ranked higher than
80% of the 1534 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. WSFS: 2.60 )
WSFS' s 10-Year Revenue Growth (%) Range
Min: -8.1   Max: 53.9
Current: 2.6

-8.1
53.9
EBITDA Growth (%) 43.50
WSFS's EBITDA Growth (%) is ranked higher than
96% of the 1378 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.50 vs. WSFS: 43.50 )
WSFS' s 10-Year EBITDA Growth (%) Range
Min: -51.1   Max: 105.6
Current: 43.5

-51.1
105.6
EPS Growth (%) 51.30
WSFS's EPS Growth (%) is ranked higher than
95% of the 1361 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.90 vs. WSFS: 51.30 )
WSFS' s 10-Year EPS Growth (%) Range
Min: -31.5   Max: 79.5
Current: 51.3

-31.5
79.5
» WSFS's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

WSFS Guru Trades in Q3 2013

Jim Simons 110,600 sh (+25.53%)
Westport Asset Management 48,546 sh (unchged)
Private Capital 17,938 sh (-29.41%)
Richard Pzena 201,595 sh (-42.45%)
» More
Q4 2013

WSFS Guru Trades in Q4 2013

Jim Simons 194,184 sh (+75.57%)
Westport Asset Management 48,546 sh (unchged)
Richard Pzena 200,545 sh (-0.52%)
Private Capital 17,225 sh (-3.97%)
» More
Q1 2014

WSFS Guru Trades in Q1 2014

Jim Simons 236,862 sh (+21.98%)
Private Capital 17,225 sh (unchged)
Westport Asset Management 48,546 sh (unchged)
Richard Pzena 190,301 sh (-5.11%)
» More
Q2 2014

WSFS Guru Trades in Q2 2014

Jim Simons 248,984 sh (+5.12%)
Westport Asset Management Sold Out
Private Capital 17,100 sh (-0.73%)
Richard Pzena 185,618 sh (-2.46%)
» More
» Details

Insider Trades

Latest Guru Trades with WSFS

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)



No Insider Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 12.20
WSFS's P/E(ttm) is ranked higher than
81% of the 1588 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.80 vs. WSFS: 12.20 )
WSFS' s 10-Year P/E(ttm) Range
Min: 2.99   Max: 289.64
Current: 12.2

2.99
289.64
P/B 1.50
WSFS's P/B is ranked higher than
57% of the 1698 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.09 vs. WSFS: 1.50 )
WSFS' s 10-Year P/B Range
Min: 0.39   Max: 2.52
Current: 1.5

0.39
2.52
P/S 3.10
WSFS's P/S is ranked higher than
70% of the 1715 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.89 vs. WSFS: 3.10 )
WSFS' s 10-Year P/S Range
Min: 0.79   Max: 5
Current: 3.1

0.79
5
PFCF 12.60
WSFS's PFCF is ranked higher than
59% of the 985 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.72 vs. WSFS: 12.60 )
WSFS' s 10-Year PFCF Range
Min: 2.68   Max: 38.64
Current: 12.6

2.68
38.64
EV-to-EBIT 13.78
WSFS's EV-to-EBIT is ranked higher than
73% of the 1465 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.59 vs. WSFS: 13.78 )
WSFS' s 10-Year EV-to-EBIT Range
Min: 3.2   Max: 425
Current: 13.78

3.2
425
PEG 0.16
WSFS's PEG is ranked higher than
98% of the 839 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.04 vs. WSFS: 0.16 )
WSFS' s 10-Year PEG Range
Min: 0.09   Max: 801.5
Current: 0.16

0.09
801.5
Shiller P/E 28.20
WSFS's Shiller P/E is ranked higher than
59% of the 1097 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 16.30 vs. WSFS: 28.20 )
WSFS' s 10-Year Shiller P/E Range
Min: 4.58   Max: 31.81
Current: 28.2

4.58
31.81

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.70
WSFS's Dividend Yield is ranked lower than
90% of the 1489 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.37 vs. WSFS: 0.70 )
WSFS' s 10-Year Dividend Yield Range
Min: 0.36   Max: 2.77
Current: 0.7

0.36
2.77
Dividend Payout 0.08
WSFS's Dividend Payout is ranked higher than
95% of the 1310 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.31 vs. WSFS: 0.08 )
WSFS' s 10-Year Dividend Payout Range
Min: 0.01   Max: 0.95
Current: 0.08

0.01
0.95
Yield on cost (5-Year) 0.60
WSFS's Yield on cost (5-Year) is ranked lower than
87% of the 1501 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.66 vs. WSFS: 0.60 )
WSFS' s 10-Year Yield on cost (5-Year) Range
Min: 0.36   Max: 2.77
Current: 0.6

0.36
2.77
Share Buyback Rate -4.70
WSFS's Share Buyback Rate is ranked higher than
65% of the 1299 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.00 vs. WSFS: -4.70 )
WSFS' s 10-Year Share Buyback Rate Range
Min: 9   Max: -11.5
Current: -4.7

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.71
WSFS's Price/Tangible Book is ranked higher than
58% of the 1612 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.23 vs. WSFS: 1.71 )
WSFS' s 10-Year Price/Tangible Book Range
Min: 0.5   Max: 2.99
Current: 1.71

0.5
2.99
Price/DCF (Projected) 0.80
WSFS's Price/DCF (Projected) is ranked higher than
62% of the 1179 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.59 vs. WSFS: 0.80 )
WSFS' s 10-Year Price/DCF (Projected) Range
Min: 0.21   Max: 1.84
Current: 0.8

0.21
1.84
Price/Median PS Value 1.26
WSFS's Price/Median PS Value is ranked higher than
59% of the 1580 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. WSFS: 1.26 )
WSFS' s 10-Year Price/Median PS Value Range
Min: 0.41   Max: 1.84
Current: 1.26

0.41
1.84
Price/Graham Number 0.96
WSFS's Price/Graham Number is ranked higher than
70% of the 1463 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.93 vs. WSFS: 0.96 )
WSFS' s 10-Year Price/Graham Number Range
Min: 0.42   Max: 2.77
Current: 0.96

0.42
2.77
Earnings Yield (Greenblatt) 7.40
WSFS's Earnings Yield (Greenblatt) is ranked higher than
74% of the 1609 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.80 vs. WSFS: 7.40 )
WSFS' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.2   Max: 31.3
Current: 7.4

0.2
31.3
Forward Rate of Return (Yacktman) 7.29
WSFS's Forward Rate of Return (Yacktman) is ranked higher than
63% of the 1378 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.45 vs. WSFS: 7.29 )
WSFS' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -3.5   Max: 50.8
Current: 7.29

-3.5
50.8

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
WSFS Financial Corporation is parent to Wilmington Savings Fund Society, FSB. The Company's core banking business is commercial lending funded by customer-generated deposits. It has built a $2.2 billion commercial loan portfolio by recruiting the best seasoned commercial lenders in its markets and offering a high level of service and flexibility typically associated with a community bank. It funds this business mainly with deposits generated through commercial relationships and retail deposits in its 51 banking and trust offices located in Delaware, Pennsylvania, Virginia and Nevada. It also offers a variety of consumer loan products, retail securities and insurance brokerage services through its retail branches. It offers trust and wealth management services through Christiana Trust, Cypress Capital Management, LLC (Cypress), WSFS Investment Group brokerage and its Private Banking group. The Christiana Trust division provides investment, fiduciary, agency and commercial domicile services from locations in Delaware and Nevada and has over $17 billion in assets under administration. WSFS Bank provides these services to customers locally, nationally and internationally making use of the advantages of its branch facilities in Delaware and Nevada. The Company's Cash Connect division is a provider of ATM Vault Cash and related services in the United States. Cash Connect manages more than $444 million in vault cash in more than 13,000 ATMs nationwide. They also provide online reporting and ATM cash management, predictive cash ordering, armored carrier management, ATM processing and equipment sales. Cash Connect also operates over 440 ATMs for WSFS Bank, which owns by far, the largest branded ATM network in Delaware. The Company is subject to extensive federal and state banking laws, regulations, and policies that are intended mainly for the protection of depositors, the FDIC's Deposit Insurance Fund, and the banking system as a whole, not for the protection of its other creditors and stockholders.
» More Articles for WSFS

Headlines

Articles On GuruFocus.com
Ted Weschler Begins Closing Down Shop to Join Berkshire Hathaway Dec 23 2011 
holdings of Ted Wesc Sep 13 2011 
WSFS Financial Corp. Reports Operating Results (10-Q) Nov 09 2010 
WSFS Financial Corp. Reports Operating Results (10-Q) Jul 30 2010 
WSFS Financial Corp. (WSFS) CEO Mark A Turner sells 16,000 Shares May 12 2010 
WSFS Financial Corp. Reports Operating Results (10-Q) Nov 09 2009 
WSFS Financial Corp. Reports Operating Results (10-Q) Aug 10 2009 
WSFS Financial Corp. Reports Operating Results (10-Q) May 11 2009 
WSFS Reports Preliminary Fourth Quarter 2008 Results Jan 22 2009 

More From Other Websites
WSFS FINANCIAL CORP Files SEC form 8-K, Other Events, Financial Statements and Exhibits Sep 19 2014
WSFS Increases Dividend by 25% and Authorizes 5% Stock Repurchase Plan Sep 18 2014
WSFS Acquires The First National Bank of Wyoming (DE) Sep 08 2014
Photo Release -- WSFS Promotes James A. Gise to Senior Vice President in Its Middle Market... Sep 03 2014
WSFS FINANCIAL CORP Financials Aug 19 2014
WSFS Named a "Top Workplace" for Ninth Year in a Row Aug 18 2014
Moving Average Crossover Alert: WSFS Financial (WSFS) Aug 15 2014
WSFS FINANCIAL CORP Files SEC form 10-Q, Quarterly Report Aug 11 2014
WSFS FINANCIAL CORP Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and Exhibits Jul 29 2014
WSFS Names David L. Gorny as Senior Vice President and Commercial Relationship Manager Jul 29 2014
WSFS to Present at the Keefe, Bruyette & Woods 2014 Community Bank Investor Conference Jul 28 2014
WSFS FINANCIAL CORP Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Jul 25 2014
WSFS Reports 2nd Quarter 2014 EPS of $1.39, a 20% Increase Over 2nd Quarter 2013; Increase Reflects... Jul 24 2014
Q2 2014 WSFS Financial Earnings Release - After Market Close Jul 24 2014
WSFS Announces 2nd Quarter 2014 Earnings Release Date and Conference Call Jul 17 2014
WSFS Financial receives approval from OCC to buy FNB of Wyoming Jun 16 2014
Like Peter Lynch Said, You Gotta Believe: 4 Stocks To Buy In A Choppy Market May 20 2014
WSFS FINANCIAL CORP Files SEC form 10-Q, Quarterly Report May 12 2014
WSFS FINANCIAL CORP Files SEC form 8-K, Other Events May 09 2014
WSFS FINANCIAL CORP Files SEC form 8-K, Submission of Matters to a Vote of Security Holders May 01 2014

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