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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.72
WSFS's Cash to Debt is ranked higher than
70% of the 1551 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.48 vs. WSFS: 0.72 )
WSFS' s 10-Year Cash to Debt Range
Min: 0.09   Max: 1.51
Current: 0.72

0.09
1.51
Equity to Asset 0.10
WSFS's Equity to Asset is ranked higher than
68% of the 1996 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. WSFS: 0.10 )
WSFS' s 10-Year Equity to Asset Range
Min: 0.04   Max: 0.11
Current: 0.1

0.04
0.11
Interest Coverage 4.67
WSFS's Interest Coverage is ranked higher than
90% of the 1825 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.27 vs. WSFS: 4.67 )
WSFS' s 10-Year Interest Coverage Range
Min: 0.16   Max: 4.67
Current: 4.67

0.16
4.67
F-Score: 5
Z-Score: 0.36
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 32.36
WSFS's Operating margin (%) is ranked higher than
79% of the 2006 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.16 vs. WSFS: 32.36 )
WSFS' s 10-Year Operating margin (%) Range
Min: -0.92   Max: 70.94
Current: 32.36

-0.92
70.94
Net-margin (%) 24.27
WSFS's Net-margin (%) is ranked higher than
81% of the 2006 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.42 vs. WSFS: 24.27 )
WSFS' s 10-Year Net-margin (%) Range
Min: 0.43   Max: 74.88
Current: 24.27

0.43
74.88
ROE (%) 12.81
WSFS's ROE (%) is ranked higher than
89% of the 2016 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.57 vs. WSFS: 12.81 )
WSFS' s 10-Year ROE (%) Range
Min: 0.26   Max: 71.56
Current: 12.81

0.26
71.56
ROA (%) 1.16
WSFS's ROA (%) is ranked higher than
87% of the 2019 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. WSFS: 1.16 )
WSFS' s 10-Year ROA (%) Range
Min: 0.02   Max: 5.59
Current: 1.16

0.02
5.59
ROC (Joel Greenblatt) (%) 203.61
WSFS's ROC (Joel Greenblatt) (%) is ranked higher than
89% of the 1989 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 76.96 vs. WSFS: 203.61 )
WSFS' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -4.02   Max: 286.67
Current: 203.61

-4.02
286.67
Revenue Growth (%) 2.60
WSFS's Revenue Growth (%) is ranked higher than
80% of the 1727 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. WSFS: 2.60 )
WSFS' s 10-Year Revenue Growth (%) Range
Min: -8.1   Max: 50.4
Current: 2.6

-8.1
50.4
EBITDA Growth (%) 43.50
WSFS's EBITDA Growth (%) is ranked higher than
96% of the 1558 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.50 vs. WSFS: 43.50 )
WSFS' s 10-Year EBITDA Growth (%) Range
Min: -51.4   Max: 107.2
Current: 43.5

-51.4
107.2
EPS Growth (%) 51.30
WSFS's EPS Growth (%) is ranked higher than
96% of the 1545 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.90 vs. WSFS: 51.30 )
WSFS' s 10-Year EPS Growth (%) Range
Min: -31.5   Max: 79.5
Current: 51.3

-31.5
79.5
» WSFS's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2013

WSFS Guru Trades in Q4 2013

Jim Simons 194,184 sh (+75.57%)
Westport Asset Management 48,546 sh (unchged)
Richard Pzena 200,545 sh (-0.52%)
Private Capital 17,225 sh (-3.97%)
» More
Q1 2014

WSFS Guru Trades in Q1 2014

Jim Simons 236,862 sh (+21.98%)
Private Capital 17,225 sh (unchged)
Westport Asset Management 48,546 sh (unchged)
Richard Pzena 190,301 sh (-5.11%)
» More
Q2 2014

WSFS Guru Trades in Q2 2014

Jim Simons 248,984 sh (+5.12%)
Westport Asset Management Sold Out
Private Capital 17,100 sh (-0.73%)
Richard Pzena 185,618 sh (-2.46%)
» More
Q3 2014

WSFS Guru Trades in Q3 2014

Jim Simons 264,484 sh (+6.23%)
Richard Pzena 184,593 sh (-0.55%)
Private Capital 16,164 sh (-5.47%)
» More
» Details

Insider Trades

Latest Guru Trades with WSFS

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Richard Pzena 2013-09-30 Reduce -42.45%0.05%$54.24 - $62.78 $ 77.1728%201595
Private Capital 2013-09-30 Reduce -29.41%0.04%$54.24 - $62.78 $ 77.1728%17938
Private Capital 2012-12-31 Reduce -21.33%0.03%$41.12 - $43.99 $ 77.1782%33613
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 13.40
WSFS's P/E(ttm) is ranked higher than
84% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.50 vs. WSFS: 13.40 )
WSFS' s 10-Year P/E(ttm) Range
Min: 5.92   Max: 289.64
Current: 13.4

5.92
289.64
P/B 1.40
WSFS's P/B is ranked higher than
69% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.34 vs. WSFS: 1.40 )
WSFS' s 10-Year P/B Range
Min: 0.39   Max: 2.52
Current: 1.4

0.39
2.52
P/S 3.20
WSFS's P/S is ranked higher than
77% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.61 vs. WSFS: 3.20 )
WSFS' s 10-Year P/S Range
Min: 0.79   Max: 5
Current: 3.2

0.79
5
PFCF 11.40
WSFS's PFCF is ranked higher than
88% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. WSFS: 11.40 )
WSFS' s 10-Year PFCF Range
Min: 2.58   Max: 52.58
Current: 11.4

2.58
52.58
EV-to-EBIT 12.84
WSFS's EV-to-EBIT is ranked higher than
82% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 19.80 vs. WSFS: 12.84 )
WSFS' s 10-Year EV-to-EBIT Range
Min: -81.4   Max: 862.3
Current: 12.84

-81.4
862.3
PEG 0.17
WSFS's PEG is ranked higher than
99% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. WSFS: 0.17 )
WSFS' s 10-Year PEG Range
Min: 0.35   Max: 380
Current: 0.17

0.35
380
Shiller P/E 28.80
WSFS's Shiller P/E is ranked higher than
80% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. WSFS: 28.80 )
WSFS' s 10-Year Shiller P/E Range
Min: 4.56   Max: 31.68
Current: 28.8

4.56
31.68

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.70
WSFS's Dividend Yield is ranked lower than
89% of the 1871 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.25 vs. WSFS: 0.70 )
WSFS' s 10-Year Dividend Yield Range
Min: 0.36   Max: 2.77
Current: 0.7

0.36
2.77
Dividend Payout 0.08
WSFS's Dividend Payout is ranked higher than
97% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.60 vs. WSFS: 0.08 )
WSFS' s 10-Year Dividend Payout Range
Min: 0.01   Max: 0.95
Current: 0.08

0.01
0.95
Yield on cost (5-Year) 0.70
WSFS's Yield on cost (5-Year) is ranked lower than
85% of the 1883 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.50 vs. WSFS: 0.70 )
WSFS' s 10-Year Yield on cost (5-Year) Range
Min: 0.36   Max: 2.77
Current: 0.7

0.36
2.77
Share Buyback Rate -4.70
WSFS's Share Buyback Rate is ranked higher than
65% of the 1472 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.90 vs. WSFS: -4.70 )
WSFS' s 10-Year Share Buyback Rate Range
Min: 9   Max: -11.5
Current: -4.7

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.60
WSFS's Price/Tangible Book is ranked higher than
71% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.62 vs. WSFS: 1.60 )
WSFS' s 10-Year Price/Tangible Book Range
Min: 0.5   Max: 2.99
Current: 1.6

0.5
2.99
Price/DCF (Projected) 0.80
WSFS's Price/DCF (Projected) is ranked higher than
82% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.54 vs. WSFS: 0.80 )
WSFS' s 10-Year Price/DCF (Projected) Range
Min: 0.24   Max: 1.9
Current: 0.8

0.24
1.9
Price/Median PS Value 1.30
WSFS's Price/Median PS Value is ranked higher than
74% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.25 vs. WSFS: 1.30 )
WSFS' s 10-Year Price/Median PS Value Range
Min: 0.39   Max: 1.78
Current: 1.3

0.39
1.78
Price/Graham Number 1.00
WSFS's Price/Graham Number is ranked higher than
79% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.19 vs. WSFS: 1.00 )
WSFS' s 10-Year Price/Graham Number Range
Min: 0.42   Max: 2.77
Current: 1

0.42
2.77
Earnings Yield (Greenblatt) 7.80
WSFS's Earnings Yield (Greenblatt) is ranked higher than
79% of the 1973 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. WSFS: 7.80 )
WSFS' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.1   Max: 15.3
Current: 7.8

0.1
15.3
Forward Rate of Return (Yacktman) 7.48
WSFS's Forward Rate of Return (Yacktman) is ranked higher than
64% of the 1512 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.69 vs. WSFS: 7.48 )
WSFS' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -4.4   Max: 48.6
Current: 7.48

-4.4
48.6

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
WSFS Financial Corp is a savings and loan holding company founded in 1832. The Company has three business segments. There is one segment for each of WSFS Bank, Cash Connect, (the ATM division of WSFS Bank), and Trust and Wealth Management. The WSFS Bank segment provides financial products to commercial and retail customers through its 51 offices located in Delaware (41), Pennsylvania (8) and Virginia (1) and Nevada (1). Retail and Commercial Banking, Commercial Real Estate Lending and other banking business units are operating departments of WSFS. These departments share the same regulator, the same market, many of the same customers and provide similar products and services through the general infrastructure of the Bank. Cash Connect provides turnkey ATM services through strategic partnerships with several of the largest networks, manufacturers and service providers in the ATM industry. The balance sheet category 'Cash in non-owned ATMs' includes cash from which fee income is earned through bailment arrangements with customers of Cash Connect. The Wealth Management division provides a broad array of fiduciary, investment management, credit and deposit products to clients through four businesses. WSFS Investment Group, Inc. provides insurance and brokerage products primarily to its retail banking clients. Cypress Capital Management, LLC ('Cypress') is a registered investment advisor. Cypress' primary market segment is high net worth individuals, offering a 'balanced' investment style focused on preservation of capital and current income. Christiana Trust provides fiduciary and investment services to personal trust clients, trustee, agency, custodial and commercial domicile services to corporate and institutional clients. WSFS Private Banking serves high net worth clients by delivering credit and deposit products and partnering with Cypress, Christiana Trust and WSFS Investment Group to deliver investment management and fiduciary products and services. The Company is subject to extensive federal and state banking laws, regulations, and policies that are intended primarily for the protection of depositors, the FDIC's Deposit Insurance Fund, and the banking system as a whole, not for the protection of our other creditors and stockholders.
» More Articles for WSFS

Headlines

Articles On GuruFocus.com
Ted Weschler Begins Closing Down Shop to Join Berkshire Hathaway Dec 23 2011 
holdings of Ted Wesc Sep 13 2011 
WSFS Financial Corp. Reports Operating Results (10-Q) Nov 09 2010 
WSFS Financial Corp. Reports Operating Results (10-Q) Jul 30 2010 
WSFS Financial Corp. (WSFS) CEO Mark A Turner sells 16,000 Shares May 12 2010 
WSFS Financial Corp. Reports Operating Results (10-Q) Nov 09 2009 
WSFS Financial Corp. Reports Operating Results (10-Q) Aug 10 2009 
WSFS Financial Corp. Reports Operating Results (10-Q) May 11 2009 
WSFS Reports Preliminary Fourth Quarter 2008 Results Jan 22 2009 

More From Other Websites
WSFS FINANCIAL CORP Files SEC form 8-K, Amendments to Articles of Inc. or Bylaws; Change in Fiscal... Nov 21 2014
WSFS FINANCIAL CORP Financials Nov 18 2014
10-Q for WSFS Financial Corp. Nov 12 2014
WSFS FINANCIAL CORP Files SEC form 10-Q, Quarterly Report Nov 10 2014
WSFS FINANCIAL CORP Files SEC form 8-K, Other Events Nov 03 2014
WSFS Reports 3rd Quarter 2014 EPS of $1.23; Core Revenue Growth of 10% Continues Strong Trend Oct 30 2014
WSFS Reports 3rd Quarter 2014 EPS of $1.23; Core Revenue Growth of 10% Continues Strong Trend Oct 30 2014
Q3 2014 WSFS Financial Corp Earnings Release - After Market Close Oct 30 2014
WSFS Announces 3rd Quarter 2014 Earnings Release Date and Conference Call Oct 23 2014
WSFS Announces 3rd Quarter 2014 Earnings Release Date and Conference Call Oct 23 2014
Q3 2014 WSFS Financial Corp Earnings Release - Tentative - After Market Close Oct 23 2014
Photo Release -- WSFS Hosts Governor Jack Markell at WSFS Branmar Branch for Bill Signing Event Oct 06 2014
[video] Small caps at a discount Oct 06 2014
Small caps at a discount Oct 06 2014
Photo Release -- WSFS Senior Executive Honored With 2014 Wilmington Award Oct 02 2014
WSFS Voted #1 Bank in Delaware Fourth Year in a Row Sep 29 2014
Photo Release -- WSFS Names Gillian T. Meddings as Senior Vice President and Director of Innovation Sep 23 2014
WSFS FINANCIAL CORP Files SEC form 8-K, Other Events, Financial Statements and Exhibits Sep 19 2014
WSFS Increases Dividend by 25% and Authorizes 5% Stock Repurchase Plan Sep 18 2014
WSFS Acquires The First National Bank of Wyoming (DE) Sep 08 2014

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