Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash-to-Debt 0.33
WTBA's Cash-to-Debt is ranked lower than
80% of the 1495 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.97 vs. WTBA: 0.33 )
Ranked among companies with meaningful Cash-to-Debt only.
WTBA' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.14  Med: 0.33 Max: N/A
Current: 0.33
Equity-to-Asset 0.09
WTBA's Equity-to-Asset is ranked lower than
60% of the 1496 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. WTBA: 0.09 )
Ranked among companies with meaningful Equity-to-Asset only.
WTBA' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.08  Med: 0.09 Max: 0.11
Current: 0.09
0.08
0.11
Interest Coverage 4.18
WTBA's Interest Coverage is ranked higher than
76% of the 1758 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.61 vs. WTBA: 4.18 )
Ranked among companies with meaningful Interest Coverage only.
WTBA' s Interest Coverage Range Over the Past 10 Years
Min: 0.29  Med: 2.41 Max: 5.25
Current: 4.18
0.29
5.25
Beneish M-Score: -2.27
WACC vs ROIC
7.36%
8.89%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating Margin % 50.62
WTBA's Operating Margin % is ranked higher than
87% of the 1511 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.68 vs. WTBA: 50.62 )
Ranked among companies with meaningful Operating Margin % only.
WTBA' s Operating Margin % Range Over the Past 10 Years
Min: -24.81  Med: 44.22 Max: 50.62
Current: 50.62
-24.81
50.62
Net Margin % 35.35
WTBA's Net Margin % is ranked higher than
83% of the 1510 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.91 vs. WTBA: 35.35 )
Ranked among companies with meaningful Net Margin % only.
WTBA' s Net Margin % Range Over the Past 10 Years
Min: -29.24  Med: 30.97 Max: 35.35
Current: 35.35
-29.24
35.35
ROE % 14.38
WTBA's ROE % is ranked higher than
83% of the 1509 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.30 vs. WTBA: 14.38 )
Ranked among companies with meaningful ROE % only.
WTBA' s ROE % Range Over the Past 10 Years
Min: -11.93  Med: 12.75 Max: 16.07
Current: 14.38
-11.93
16.07
ROA % 1.28
WTBA's ROA % is ranked higher than
77% of the 1518 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.87 vs. WTBA: 1.28 )
Ranked among companies with meaningful ROA % only.
WTBA' s ROA % Range Over the Past 10 Years
Min: -0.93  Med: 1.19 Max: 1.45
Current: 1.28
-0.93
1.45
3-Year Revenue Growth Rate 7.30
WTBA's 3-Year Revenue Growth Rate is ranked higher than
67% of the 1316 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.90 vs. WTBA: 7.30 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
WTBA' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -3.1  Med: 6.55 Max: 82.8
Current: 7.3
-3.1
82.8
3-Year EBITDA Growth Rate 5.40
WTBA's 3-Year EBITDA Growth Rate is ranked lower than
52% of the 1228 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.20 vs. WTBA: 5.40 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
WTBA' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -28.9  Med: 4.7 Max: 33.9
Current: 5.4
-28.9
33.9
3-Year EPS without NRI Growth Rate 11.70
WTBA's 3-Year EPS without NRI Growth Rate is ranked higher than
63% of the 1184 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.30 vs. WTBA: 11.70 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
WTBA' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -28.3  Med: 6.9 Max: 20.8
Current: 11.7
-28.3
20.8
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» WTBA's 10-Y Financials

Financials (Next Earnings Date: 2017-04-26 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q1 2016

WTBA Guru Trades in Q1 2016

Jim Simons 187,900 sh (-1.67%)
» More
Q2 2016

WTBA Guru Trades in Q2 2016

Jim Simons 194,490 sh (+3.51%)
» More
Q3 2016

WTBA Guru Trades in Q3 2016

Jim Simons 200,483 sh (+3.08%)
» More
Q4 2016

WTBA Guru Trades in Q4 2016

Jim Simons 234,700 sh (+17.07%)
» More
» Details

Insider Trades

Latest Guru Trades with WTBA

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Business Description

Industry: Banks » Banks - Regional - US    NAICS: 522110    SIC: 6022
Compare:NAS:BMRC, AMEX:BHB, NAS:BCBP, OTCPK:BERK, NAS:BOCH, NAS:BKSC, NAS:BANF, NAS:BANR, NYSE:BXS, NYSE:BOH, NAS:OZRK, NYSE:BBT » details
West Bancorp is a holding company for West Bank. It provides commercial banking services, including checking accounts, savings accounts, money market accounts, and time certificates of deposit.

West Bancorp Inc was organized in 1984. The Company operates as the holding company for West Bank that provides full-service community banking products and services to customers located primarily in the Des Moines and Iowa City, Iowa and the Rochester, Minnesota metropolitan areas. It offers trust services found in a commercial bank with trust powers, including the administration of estates, conservatorships, personal trusts, and agency accounts. It also originates residential mortgages that are primarily sold in the secondary market. The Companys loan portfolio includes commercial real estate loans, construction or land development loans, commercial lines of credit, and commercial term loans, as well as consumer loans. The Companys commercial borrower is a small or medium-sized privately-owned Iowa business person or entity. Its commercial loans consist of loans to businesses for various purposes, including revolving lines to finance operations, inventory and accounts receivable, and capital expenditure loans to finance equipment, and other fixed assets. The Company's real estate loans include various loans on commercial properties, and single and multifamily residences. Its majority of construction loans are to contractors and developers for construction of commercial buildings or residential real estate. The Company's consumer loans include loans extended to individuals for household, family, and other personal expenditures not secured by real estate. The majority of its consumer lending is for vehicles, consolidation of personal debts, and household improvements. The Company and West Bank are subject to extensive federal and state regulation and supervision.

Ratios

vs
industry
vs
history
PE Ratio 15.76
WTBA's PE Ratio is ranked lower than
59% of the 1941 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.56 vs. WTBA: 15.76 )
Ranked among companies with meaningful PE Ratio only.
WTBA' s PE Ratio Range Over the Past 10 Years
Min: 9.43  Med: 13.59 Max: 27.84
Current: 15.76
9.43
27.84
PE Ratio without NRI 15.76
WTBA's PE Ratio without NRI is ranked lower than
56% of the 1635 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.25 vs. WTBA: 15.76 )
Ranked among companies with meaningful PE Ratio without NRI only.
WTBA' s PE Ratio without NRI Range Over the Past 10 Years
Min: 9.43  Med: 13.56 Max: 29.17
Current: 15.76
9.43
29.17
Price-to-Owner-Earnings 18.14
WTBA's Price-to-Owner-Earnings is ranked lower than
66% of the 905 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.04 vs. WTBA: 18.14 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
WTBA' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 4.88  Med: 11.75 Max: 38.77
Current: 18.14
4.88
38.77
PB Ratio 2.17
WTBA's PB Ratio is ranked lower than
88% of the 1810 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.17 vs. WTBA: 2.17 )
Ranked among companies with meaningful PB Ratio only.
WTBA' s PB Ratio Range Over the Past 10 Years
Min: 0.78  Med: 1.8 Max: 3.14
Current: 2.17
0.78
3.14
PS Ratio 5.54
WTBA's PS Ratio is ranked lower than
83% of the 1833 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.32 vs. WTBA: 5.54 )
Ranked among companies with meaningful PS Ratio only.
WTBA' s PS Ratio Range Over the Past 10 Years
Min: 1.72  Med: 4.19 Max: 12.81
Current: 5.54
1.72
12.81
Price-to-Free-Cash-Flow 20.79
WTBA's Price-to-Free-Cash-Flow is ranked lower than
79% of the 1008 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.76 vs. WTBA: 20.79 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
WTBA' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 3.02  Med: 9.67 Max: 9490
Current: 20.79
3.02
9490
Price-to-Operating-Cash-Flow 11.97
WTBA's Price-to-Operating-Cash-Flow is ranked lower than
55% of the 1096 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.62 vs. WTBA: 11.97 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
WTBA' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 2.89  Med: 9.07 Max: 632.67
Current: 11.97
2.89
632.67
EV-to-EBIT 13.49
WTBA's EV-to-EBIT is ranked lower than
60% of the 1558 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.64 vs. WTBA: 13.49 )
Ranked among companies with meaningful EV-to-EBIT only.
WTBA' s EV-to-EBIT Range Over the Past 10 Years
Min: -24.7  Med: 13.3 Max: 39.9
Current: 13.49
-24.7
39.9
EV-to-EBITDA 13.09
WTBA's EV-to-EBITDA is ranked lower than
62% of the 1576 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.00 vs. WTBA: 13.09 )
Ranked among companies with meaningful EV-to-EBITDA only.
WTBA' s EV-to-EBITDA Range Over the Past 10 Years
Min: -28.6  Med: 12.3 Max: 35.3
Current: 13.09
-28.6
35.3
PEG Ratio 2.05
WTBA's PEG Ratio is ranked lower than
63% of the 780 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.43 vs. WTBA: 2.05 )
Ranked among companies with meaningful PEG Ratio only.
WTBA' s PEG Ratio Range Over the Past 10 Years
Min: 1.02  Med: 1.7 Max: 22.63
Current: 2.05
1.02
22.63
Shiller PE Ratio 27.08
WTBA's Shiller PE Ratio is ranked lower than
69% of the 496 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 20.63 vs. WTBA: 27.08 )
Ranked among companies with meaningful Shiller PE Ratio only.
WTBA' s Shiller PE Ratio Range Over the Past 10 Years
Min: 10.89  Med: 18.75 Max: 30.24
Current: 27.08
10.89
30.24

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 3.05
WTBA's Dividend Yield % is ranked higher than
57% of the 2303 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.69 vs. WTBA: 3.05 )
Ranked among companies with meaningful Dividend Yield % only.
WTBA' s Dividend Yield % Range Over the Past 10 Years
Min: 0.12  Med: 3.25 Max: 10.49
Current: 3.05
0.12
10.49
Dividend Payout Ratio 0.47
WTBA's Dividend Payout Ratio is ranked lower than
72% of the 1315 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. WTBA: 0.47 )
Ranked among companies with meaningful Dividend Payout Ratio only.
WTBA' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.23  Med: 0.44 Max: 1.52
Current: 0.47
0.23
1.52
3-Year Dividend Growth Rate 16.80
WTBA's 3-Year Dividend Growth Rate is ranked higher than
73% of the 772 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.60 vs. WTBA: 16.80 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
WTBA' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 0  Med: 2.65 Max: 58.7
Current: 16.8
0
58.7
Forward Dividend Yield % 3.12
WTBA's Forward Dividend Yield % is ranked higher than
53% of the 2274 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.95 vs. WTBA: 3.12 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 10.48
WTBA's 5-Year Yield-on-Cost % is ranked higher than
91% of the 2649 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.27 vs. WTBA: 10.48 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
WTBA' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.41  Med: 11.17 Max: 36.04
Current: 10.48
0.41
36.04
3-Year Average Share Buyback Ratio -0.30
WTBA's 3-Year Average Share Buyback Ratio is ranked higher than
68% of the 1010 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.60 vs. WTBA: -0.30 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
WTBA' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -0.3  Med: 0.3 Max: 2.8
Current: -0.3
-0.3
2.8

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 2.18
WTBA's Price-to-Tangible-Book is ranked lower than
83% of the 1798 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.25 vs. WTBA: 2.18 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
WTBA' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.87  Med: 2.4 Max: 4.04
Current: 2.18
0.87
4.04
Price-to-Intrinsic-Value-Projected-FCF 0.90
WTBA's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
56% of the 1104 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. WTBA: 0.90 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
WTBA' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.34  Med: 0.8 Max: 1.02
Current: 0.9
0.34
1.02
Price-to-Median-PS-Value 1.32
WTBA's Price-to-Median-PS-Value is ranked lower than
65% of the 1693 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.15 vs. WTBA: 1.32 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
WTBA' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.41  Med: 1.17 Max: 3.02
Current: 1.32
0.41
3.02
Price-to-Peter-Lynch-Fair-Value 2.04
WTBA's Price-to-Peter-Lynch-Fair-Value is ranked lower than
73% of the 533 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.15 vs. WTBA: 2.04 )
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
WTBA' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 1.72  Med: 2.18 Max: 2.25
Current: 2.04
1.72
2.25
Price-to-Graham-Number 1.24
WTBA's Price-to-Graham-Number is ranked lower than
71% of the 1556 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.93 vs. WTBA: 1.24 )
Ranked among companies with meaningful Price-to-Graham-Number only.
WTBA' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.81  Med: 1.19 Max: 1.67
Current: 1.24
0.81
1.67
Earnings Yield (Greenblatt) % 7.42
WTBA's Earnings Yield (Greenblatt) % is ranked higher than
55% of the 2086 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.41 vs. WTBA: 7.42 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
WTBA' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 2.5  Med: 7.4 Max: 10.3
Current: 7.42
2.5
10.3
Forward Rate of Return (Yacktman) % 13.88
WTBA's Forward Rate of Return (Yacktman) % is ranked higher than
58% of the 891 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.45 vs. WTBA: 13.88 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
WTBA' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -1.4  Med: 13.6 Max: 26.5
Current: 13.88
-1.4
26.5

More Statistics

Revenue (TTM) (Mil) $65.10
EPS (TTM) $ 1.42
Beta0.83
Short Percentage of Float0.48%
52-Week Range $17.33 - 25.05
Shares Outstanding (Mil)16.14
» More Articles for WTBA

Headlines

Articles On GuruFocus.com
West Ban Corp. Reports Operating Results (10-Q) Oct 29 2010 
West Ban Corp. (WTBA) CEO David D Nelson buys 2,000 Shares Sep 09 2010 
West Ban Corp. (WTBA) CEO David D Nelson buys 1,000 Shares Aug 06 2010 
West Ban Corp. Reports Operating Results (10-Q) Jul 30 2010 
West Ban Corp. (WTBA) CEO David D Nelson buys 1,000 Shares May 18 2010 
West Ban Corp. (WTBA) CFO Douglas R Gulling buys 5,000 Shares Nov 30 2009 

More From Other Websites
West Bancorporation, Inc. to Announce Quarterly Results, Hold Conference Call Mar 24 2017
WEST BANCORPORATION INC Financials Mar 07 2017
WEST BANCORPORATION INC Files SEC form 10-K, Annual Report Mar 01 2017
ETFs with exposure to West Bancorp, Inc. : February 2, 2017 Feb 02 2017
West Bancorp, Inc. :WTBA-US: Earnings Analysis: Q4, 2016 By the Numbers : February 1, 2017 Feb 01 2017
West Bancorp, Inc. :WTBA-US: Earnings Analysis: 2016 By the Numbers : January 31, 2017 Jan 31 2017
West Bancorp, Inc. breached its 50 day moving average in a Bearish Manner : WTBA-US : January 31,... Jan 31 2017
Edited Transcript of WTBA earnings conference call or presentation 27-Jan-17 4:00pm GMT Jan 27 2017
West Bancorp posts 4Q profit Jan 26 2017
West Bancorp posts 4Q profit Jan 26 2017
West Bancorporation, Inc. Announces Record Net Income, Declares Quarterly Dividend Jan 26 2017
WEST BANCORPORATION INC Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Jan 26 2017
Q4 2016 West Bancorporation Inc Earnings Release - Before Market Open Jan 26 2017
West Bancorp, Inc. breached its 50 day moving average in a Bearish Manner : WTBA-US : January 20,... Jan 20 2017
West Bancorp, Inc. : WTBA-US: Dividend Analysis : November 09th, 2016 (record date) : By the numbers... Jan 06 2017
West Bancorporation, Inc. to Announce Quarterly Results, Hold Conference Call Dec 23 2016
ETF’s with exposure to West Bancorp, Inc. : November 11, 2016 Nov 11 2016
West Bancorp, Inc. breached its 50 day moving average in a Bullish Manner : WTBA-US : November 10,... Nov 10 2016
Edited Transcript of WTBA earnings conference call or presentation 28-Oct-16 3:00pm GMT Oct 28 2016
West Bancorp, Inc. :WTBA-US: Earnings Analysis: Q3, 2016 By the Numbers : October 28, 2016 Oct 28 2016

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)