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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.28
WTBA's Cash to Debt is ranked lower than
82% of the 1560 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.13 vs. WTBA: 0.28 )
Ranked among companies with meaningful Cash to Debt only.
WTBA' s Cash to Debt Range Over the Past 10 Years
Min: 0.14  Med: 0.29 Max: N/A
Current: 0.28
Equity to Asset 0.09
WTBA's Equity to Asset is ranked lower than
62% of the 1610 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. WTBA: 0.09 )
Ranked among companies with meaningful Equity to Asset only.
WTBA' s Equity to Asset Range Over the Past 10 Years
Min: 0.08  Med: 0.09 Max: 0.12
Current: 0.09
0.08
0.12
Interest Coverage 4.79
WTBA's Interest Coverage is ranked higher than
79% of the 1563 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.70 vs. WTBA: 4.79 )
Ranked among companies with meaningful Interest Coverage only.
WTBA' s Interest Coverage Range Over the Past 10 Years
Min: 0.29  Med: 1.79 Max: 5.25
Current: 4.79
0.29
5.25
F-Score: 4
M-Score: -2.34
WACC vs ROIC
6.08%
8.82%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 50.05
WTBA's Operating margin (%) is ranked higher than
84% of the 1653 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.84 vs. WTBA: 50.05 )
Ranked among companies with meaningful Operating margin (%) only.
WTBA' s Operating margin (%) Range Over the Past 10 Years
Min: -24.81  Med: 44.22 Max: 51.66
Current: 50.05
-24.81
51.66
Net-margin (%) 35.02
WTBA's Net-margin (%) is ranked higher than
79% of the 1652 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.27 vs. WTBA: 35.02 )
Ranked among companies with meaningful Net-margin (%) only.
WTBA' s Net-margin (%) Range Over the Past 10 Years
Min: -29.24  Med: 30.97 Max: 35.14
Current: 35.02
-29.24
35.14
ROE (%) 14.73
WTBA's ROE (%) is ranked higher than
81% of the 1648 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.34 vs. WTBA: 14.73 )
Ranked among companies with meaningful ROE (%) only.
WTBA' s ROE (%) Range Over the Past 10 Years
Min: -11.93  Med: 12.75 Max: 17.78
Current: 14.73
-11.93
17.78
ROA (%) 1.29
WTBA's ROA (%) is ranked higher than
74% of the 1659 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.88 vs. WTBA: 1.29 )
Ranked among companies with meaningful ROA (%) only.
WTBA' s ROA (%) Range Over the Past 10 Years
Min: -0.93  Med: 1.19 Max: 1.54
Current: 1.29
-0.93
1.54
Revenue Growth (3Y)(%) 9.10
WTBA's Revenue Growth (3Y)(%) is ranked higher than
73% of the 1350 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.20 vs. WTBA: 9.10 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
WTBA' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -3.1  Med: 5.8 Max: 82.8
Current: 9.1
-3.1
82.8
EBITDA Growth (3Y)(%) 12.30
WTBA's EBITDA Growth (3Y)(%) is ranked higher than
69% of the 1237 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.00 vs. WTBA: 12.30 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
WTBA' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -29  Med: 4.5 Max: 33.9
Current: 12.3
-29
33.9
EPS Growth (3Y)(%) 13.60
WTBA's EPS Growth (3Y)(%) is ranked higher than
68% of the 1213 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. WTBA: 13.60 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
WTBA' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -28.3  Med: 6.6 Max: 20.8
Current: 13.6
-28.3
20.8
» WTBA's 10-Y Financials

Financials (Next Earnings Date: Est. 2016-10-30)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q3 2015

WTBA Guru Trades in Q3 2015

Jim Simons 166,700 sh (+23.97%)
» More
Q4 2015

WTBA Guru Trades in Q4 2015

Jim Simons 191,100 sh (+14.64%)
» More
Q1 2016

WTBA Guru Trades in Q1 2016

Jim Simons 187,900 sh (-1.67%)
» More
Q2 2016

WTBA Guru Trades in Q2 2016

Jim Simons 194,490 sh (+3.51%)
» More
» Details

Insider Trades

Latest Guru Trades with WTBA

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Business Description

Industry: Banks » Banks - Regional - US
Compare:NAS:PCBK, NAS:NCBS, NAS:COB, NAS:ABTX, NAS:HTBI, NAS:MOFG, NAS:IBCP, NAS:OKSB, NAS:BMRC, NAS:WFBI, NAS:TBK, NAS:CCNE, NAS:PFIS, NAS:PGC, NAS:NCOM, NAS:FMNB, OTCPK:SBFC, NAS:PUB, NAS:HTBK, NAS:FBNK » details
West Bancorp is a holding company for West Bank. It provides commercial banking services, including checking accounts, savings accounts, money market accounts, and time certificates of deposit.

West Bancorp Inc was organized in 1984. The Company operates as the holding company for West Bank that provides full-service community banking products and services to customers located primarily in the Des Moines and Iowa City, Iowa and the Rochester, Minnesota metropolitan areas. It offers trust services found in a commercial bank with trust powers, including the administration of estates, conservatorships, personal trusts, and agency accounts. It also originates residential mortgages that are primarily sold in the secondary market. The Companys loan portfolio includes commercial real estate loans, construction or land development loans, commercial lines of credit, and commercial term loans, as well as consumer loans. The Companys commercial borrower is a small or medium-sized privately-owned Iowa business person or entity. Its commercial loans consist of loans to businesses for various purposes, including revolving lines to finance operations, inventory and accounts receivable, and capital expenditure loans to finance equipment, and other fixed assets. The Company's real estate loans include various loans on commercial properties, and single and multifamily residences. Its majority of construction loans are to contractors and developers for construction of commercial buildings or residential real estate. The Company's consumer loans include loans extended to individuals for household, family, and other personal expenditures not secured by real estate. The majority of its consumer lending is for vehicles, consolidation of personal debts, and household improvements. The Company and West Bank are subject to extensive federal and state regulation and supervision.

Ratios

vs
industry
vs
history
P/E(ttm) 14.18
WTBA's P/E(ttm) is ranked lower than
57% of the 1513 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.26 vs. WTBA: 14.18 )
Ranked among companies with meaningful P/E(ttm) only.
WTBA' s P/E(ttm) Range Over the Past 10 Years
Min: 9.4  Med: 13.59 Max: 27.9
Current: 14.18
9.4
27.9
PE(NRI) 14.18
WTBA's PE(NRI) is ranked lower than
57% of the 1515 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.28 vs. WTBA: 14.18 )
Ranked among companies with meaningful PE(NRI) only.
WTBA' s PE(NRI) Range Over the Past 10 Years
Min: 9.43  Med: 13.58 Max: 29.17
Current: 14.18
9.43
29.17
Price/Owner Earnings (ttm) 14.21
WTBA's Price/Owner Earnings (ttm) is ranked lower than
59% of the 859 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.81 vs. WTBA: 14.21 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
WTBA' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 4.88  Med: 11.39 Max: 38.77
Current: 14.21
4.88
38.77
P/B 2.00
WTBA's P/B is ranked lower than
88% of the 1598 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.06 vs. WTBA: 2.00 )
Ranked among companies with meaningful P/B only.
WTBA' s P/B Range Over the Past 10 Years
Min: 0.78  Med: 1.8 Max: 3.26
Current: 2
0.78
3.26
P/S 4.97
WTBA's P/S is ranked lower than
82% of the 1606 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.98 vs. WTBA: 4.97 )
Ranked among companies with meaningful P/S only.
WTBA' s P/S Range Over the Past 10 Years
Min: 1.72  Med: 4.19 Max: 13.41
Current: 4.97
1.72
13.41
PFCF 15.70
WTBA's PFCF is ranked lower than
70% of the 817 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.68 vs. WTBA: 15.70 )
Ranked among companies with meaningful PFCF only.
WTBA' s PFCF Range Over the Past 10 Years
Min: 3.02  Med: 9.71 Max: 21.14
Current: 15.7
3.02
21.14
POCF 10.99
WTBA's POCF is ranked lower than
61% of the 920 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.22 vs. WTBA: 10.99 )
Ranked among companies with meaningful POCF only.
WTBA' s POCF Range Over the Past 10 Years
Min: 2.89  Med: 8.94 Max: 99999999.99
Current: 10.99
2.89
99999999.99
EV-to-EBIT 13.32
WTBA's EV-to-EBIT is ranked lower than
53% of the 1243 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.80 vs. WTBA: 13.32 )
Ranked among companies with meaningful EV-to-EBIT only.
WTBA' s EV-to-EBIT Range Over the Past 10 Years
Min: -24.7  Med: 13.35 Max: 39.9
Current: 13.32
-24.7
39.9
EV-to-EBITDA 11.60
WTBA's EV-to-EBITDA is ranked lower than
52% of the 1243 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.39 vs. WTBA: 11.60 )
Ranked among companies with meaningful EV-to-EBITDA only.
WTBA' s EV-to-EBITDA Range Over the Past 10 Years
Min: -28.6  Med: 11.5 Max: 35.3
Current: 11.6
-28.6
35.3
PEG 1.16
WTBA's PEG is ranked higher than
51% of the 740 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.19 vs. WTBA: 1.16 )
Ranked among companies with meaningful PEG only.
WTBA' s PEG Range Over the Past 10 Years
Min: 1.02  Med: 1.22 Max: 22.63
Current: 1.16
1.02
22.63
Shiller P/E 24.24
WTBA's Shiller P/E is ranked lower than
73% of the 494 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.76 vs. WTBA: 24.24 )
Ranked among companies with meaningful Shiller P/E only.
WTBA' s Shiller P/E Range Over the Past 10 Years
Min: 11.01  Med: 18.31 Max: 26.06
Current: 24.24
11.01
26.06

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 3.33
WTBA's Dividend Yield is ranked higher than
56% of the 2190 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.92 vs. WTBA: 3.33 )
Ranked among companies with meaningful Dividend Yield only.
WTBA' s Dividend Yield Range Over the Past 10 Years
Min: 0.12  Med: 3.31 Max: 10.49
Current: 3.33
0.12
10.49
Dividend Payout 0.47
WTBA's Dividend Payout is ranked lower than
71% of the 1337 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. WTBA: 0.47 )
Ranked among companies with meaningful Dividend Payout only.
WTBA' s Dividend Payout Range Over the Past 10 Years
Min: 0.28  Med: 0.54 Max: 2
Current: 0.47
0.28
2
Dividend Growth (3y) 19.90
WTBA's Dividend Growth (3y) is ranked higher than
73% of the 734 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.50 vs. WTBA: 19.90 )
Ranked among companies with meaningful Dividend Growth (3y) only.
WTBA' s Dividend Growth (3y) Range Over the Past 10 Years
Min: 0  Med: 2.5 Max: 63.6
Current: 19.9
0
63.6
Forward Dividend Yield 3.42
WTBA's Forward Dividend Yield is ranked higher than
54% of the 2073 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.13 vs. WTBA: 3.42 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 3.33
WTBA's Yield on cost (5-Year) is ranked lower than
53% of the 2538 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.43 vs. WTBA: 3.33 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
WTBA' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 0.12  Med: 3.31 Max: 10.49
Current: 3.33
0.12
10.49
3-Year Average Share Buyback Ratio 2.60
WTBA's 3-Year Average Share Buyback Ratio is ranked higher than
92% of the 1052 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.00 vs. WTBA: 2.60 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
WTBA' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: 0  Med: 0.3 Max: 2.8
Current: 2.6
0
2.8

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.99
WTBA's Price/Tangible Book is ranked lower than
84% of the 1590 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.13 vs. WTBA: 1.99 )
Ranked among companies with meaningful Price/Tangible Book only.
WTBA' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.87  Med: 2.08 Max: 4.19
Current: 1.99
0.87
4.19
Price/Projected FCF 0.79
WTBA's Price/Projected FCF is ranked lower than
64% of the 831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.69 vs. WTBA: 0.79 )
Ranked among companies with meaningful Price/Projected FCF only.
WTBA' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.26  Med: 0.63 Max: 0.99
Current: 0.79
0.26
0.99
Price/Median PS Value 1.19
WTBA's Price/Median PS Value is ranked lower than
72% of the 1494 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.04 vs. WTBA: 1.19 )
Ranked among companies with meaningful Price/Median PS Value only.
WTBA' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.41  Med: 1.11 Max: 3.04
Current: 1.19
0.41
3.04
Price/Peter Lynch Fair Value 1.28
WTBA's Price/Peter Lynch Fair Value is ranked lower than
67% of the 385 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.95 vs. WTBA: 1.28 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
WTBA' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.77  Med: 1.2 Max: 2.78
Current: 1.28
0.77
2.78
Price/Graham Number 1.12
WTBA's Price/Graham Number is ranked lower than
74% of the 1398 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.85 vs. WTBA: 1.12 )
Ranked among companies with meaningful Price/Graham Number only.
WTBA' s Price/Graham Number Range Over the Past 10 Years
Min: 0.68  Med: 1.19 Max: 1.76
Current: 1.12
0.68
1.76
Earnings Yield (Greenblatt) (%) 7.45
WTBA's Earnings Yield (Greenblatt) (%) is ranked higher than
60% of the 1619 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.70 vs. WTBA: 7.45 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
WTBA' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 2.5  Med: 7.4 Max: 10.3
Current: 7.45
2.5
10.3
Forward Rate of Return (Yacktman) (%) 17.55
WTBA's Forward Rate of Return (Yacktman) (%) is ranked higher than
65% of the 853 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.66 vs. WTBA: 17.55 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
WTBA' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: 2.5  Med: 13.5 Max: 26.5
Current: 17.55
2.5
26.5

More Statistics

Revenue (TTM) (Mil) $64.36
EPS (TTM) $ 1.40
Beta0.84
Short Percentage of Float1.37%
52-Week Range $16.04 - 21.09
Shares Outstanding (Mil)16.13
» More Articles for WTBA

Headlines

Articles On GuruFocus.com
West Ban Corp. Reports Operating Results (10-Q) Oct 29 2010 
West Ban Corp. (WTBA) CEO David D Nelson buys 2,000 Shares Sep 09 2010 
West Ban Corp. (WTBA) CEO David D Nelson buys 1,000 Shares Aug 06 2010 
West Ban Corp. Reports Operating Results (10-Q) Jul 30 2010 
West Ban Corp. (WTBA) CEO David D Nelson buys 1,000 Shares May 18 2010 
West Ban Corp. (WTBA) CFO Douglas R Gulling buys 5,000 Shares Nov 30 2009 

More From Other Websites
West Bancorporation, Inc. to Announce Quarterly Results, Hold Conference Call Sep 23 2016
West Bancorporation, Inc. to Announce Quarterly Results, Hold Conference Call Sep 23 2016
ETF’s with exposure to West Bancorp, Inc. : September 14, 2016 Sep 14 2016
West Bancorp, Inc. :WTBA-US: Earnings Analysis: Q2, 2016 By the Numbers : August 5, 2016 Aug 05 2016
WEST BANCORPORATION INC Financials Aug 04 2016
West Bancorp, Inc. breached its 50 day moving average in a Bullish Manner : WTBA-US : August 3, 2016 Aug 03 2016
Edited Transcript of WTBA earnings conference call or presentation 29-Jul-16 3:00pm GMT Jul 29 2016
West Bancorp posts 2Q profit Jul 28 2016
West Bancorp posts 2Q profit Jul 28 2016
West Bancorporation, Inc. Announces Second Quarter Record Net Income, Declares Quarterly Dividend Jul 28 2016
West Bancorporation, Inc. Announces Second Quarter Record Net Income, Declares Quarterly Dividend Jul 28 2016
WEST BANCORPORATION INC Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Jul 28 2016
Q2 2016 West Bancorporation Inc Earnings Release - Before Market Open Jul 28 2016
West Bancorporation, Inc. to Announce Quarterly Results, Hold Conference Call Jun 24 2016
West Bancorp, Inc. :WTBA-US: Earnings Analysis: Q1, 2016 By the Numbers May 06 2016
WEST BANCORPORATION INC Files SEC form 8-K, Submission of Matters to a Vote of Security Holders Apr 29 2016
Edited Transcript of WTBA earnings conference call or presentation 29-Apr-16 3:00pm GMT Apr 29 2016
West Bancorp posts 1Q profit Apr 28 2016
West Bancorp posts 1Q profit Apr 28 2016
West Bancorporation, Inc. Announces Record First Quarter, Net Income up 11.6 Percent; Increases... Apr 28 2016

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