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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 1.12
WTFC's Cash to Debt is ranked higher than
74% of the 1551 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.48 vs. WTFC: 1.12 )
WTFC' s 10-Year Cash to Debt Range
Min: 0.15   Max: No Debt
Current: 1.12

Equity to Asset 0.11
WTFC's Equity to Asset is ranked higher than
76% of the 1996 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. WTFC: 0.11 )
WTFC' s 10-Year Equity to Asset Range
Min: 0.05   Max: 0.11
Current: 0.11

0.05
0.11
Interest Coverage 2.80
WTFC's Interest Coverage is ranked higher than
82% of the 1825 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.27 vs. WTFC: 2.80 )
WTFC' s 10-Year Interest Coverage Range
Min: 0.03   Max: 2.8
Current: 2.8

0.03
2.8
F-Score: 5
Z-Score: 0.23
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 30.65
WTFC's Operating margin (%) is ranked higher than
77% of the 2006 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.16 vs. WTFC: 30.65 )
WTFC' s 10-Year Operating margin (%) Range
Min: -10.27   Max: 33.82
Current: 30.65

-10.27
33.82
Net-margin (%) 18.78
WTFC's Net-margin (%) is ranked higher than
70% of the 2006 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.42 vs. WTFC: 18.78 )
WTFC' s 10-Year Net-margin (%) Range
Min: -4.46   Max: 21.6
Current: 18.78

-4.46
21.6
ROE (%) 7.63
WTFC's ROE (%) is ranked higher than
72% of the 2016 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.57 vs. WTFC: 7.63 )
WTFC' s 10-Year ROE (%) Range
Min: -2.41   Max: 15.14
Current: 7.63

-2.41
15.14
ROA (%) 0.81
WTFC's ROA (%) is ranked higher than
73% of the 2019 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. WTFC: 0.81 )
WTFC' s 10-Year ROA (%) Range
Min: -0.17   Max: 0.92
Current: 0.81

-0.17
0.92
ROC (Joel Greenblatt) (%) 45.37
WTFC's ROC (Joel Greenblatt) (%) is ranked higher than
66% of the 1989 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 76.96 vs. WTFC: 45.37 )
WTFC' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -15.18   Max: 43.45
Current: 45.37

-15.18
43.45
Revenue Growth (%) -7.00
WTFC's Revenue Growth (%) is ranked higher than
59% of the 1727 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. WTFC: -7.00 )
WTFC' s 10-Year Revenue Growth (%) Range
Min: -13.4   Max: 50.8
Current: -7

-13.4
50.8
EBITDA Growth (%) 9.20
WTFC's EBITDA Growth (%) is ranked higher than
78% of the 1558 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.50 vs. WTFC: 9.20 )
WTFC' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: 100.7
Current: 9.2

0
100.7
EPS Growth (%) 36.30
WTFC's EPS Growth (%) is ranked higher than
94% of the 1545 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.90 vs. WTFC: 36.30 )
WTFC' s 10-Year EPS Growth (%) Range
Min: -34.9   Max: 45.2
Current: 36.3

-34.9
45.2
» WTFC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2013

WTFC Guru Trades in Q4 2013

Steven Cohen 6,701 sh (New)
Ken Fisher 1,340,530 sh (+28.76%)
Paul Tudor Jones 12,800 sh (+28%)
Bill Frels 73,000 sh (+17.17%)
David Dreman 197,464 sh (+14.18%)
John Keeley 1,482,865 sh (+1.84%)
Joel Greenblatt 9,450 sh (+0.08%)
Jim Simons 120,600 sh (-51.86%)
» More
Q1 2014

WTFC Guru Trades in Q1 2014

Jim Simons 145,300 sh (+20.48%)
Bill Frels 80,800 sh (+10.68%)
David Dreman 203,641 sh (+3.13%)
John Keeley 1,486,941 sh (+0.27%)
Steven Cohen Sold Out
Ken Fisher 1,318,403 sh (-1.65%)
Paul Tudor Jones 8,000 sh (-37.5%)
Joel Greenblatt 5,851 sh (-38.08%)
» More
Q2 2014

WTFC Guru Trades in Q2 2014

Bill Frels 91,100 sh (+12.75%)
Ken Fisher 1,428,298 sh (+8.34%)
Joel Greenblatt Sold Out
Paul Tudor Jones Sold Out
David Dreman 199,331 sh (-2.12%)
John Keeley 1,404,931 sh (-5.52%)
Jim Simons 76,000 sh (-47.69%)
» More
Q3 2014

WTFC Guru Trades in Q3 2014

David Dreman 200,322 sh (+0.5%)
Ken Fisher 1,431,188 sh (+0.2%)
Bill Frels 91,100 sh (unchged)
John Keeley 1,404,066 sh (-0.06%)
Jim Simons 8,700 sh (-88.55%)
» More
» Details

Insider Trades

Latest Guru Trades with WTFC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Joel Greenblatt 2014-06-30 Sold Out $43.09 - $49.21 $ 45.731%0
Joel Greenblatt 2014-03-31 Reduce -38.08%$42.46 - $49.62 $ 45.73-1%5851
Ken Fisher 2013-12-31 Add 28.76%0.03%$40.81 - $47.33 $ 45.733%1340530
David Dreman 2013-09-30 Reduce -72.41%0.52%$39.25 - $41.94 $ 45.7312%172940
Ken Fisher 2013-09-30 New Buy0.11%$39.25 - $41.94 $ 45.7312%1041130
Joel Greenblatt 2013-06-30 Add 41.88%$34.75 - $38.46 $ 45.7324%9157
Joel Greenblatt 2013-03-31 New Buy0.01%$35.94 - $38.47 $ 45.7323%6454
John Keeley 2012-03-31 Add 31.22%0.26%$29.5 - $36.12 $ 45.7348%1570730
David Dreman 2012-03-31 Reduce -23.53%0.15%$29.5 - $36.12 $ 45.7348%760750
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
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Preferred stocks of Wintrust Financial Corp

SymbolPriceYieldDescription
WTFPP1230.000.00

Ratios

vs
industry
vs
history
P/E(ttm) 15.80
WTFC's P/E(ttm) is ranked higher than
77% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.50 vs. WTFC: 15.80 )
WTFC' s 10-Year P/E(ttm) Range
Min: 11.01   Max: 4015.71
Current: 15.8

11.01
4015.71
P/B 1.10
WTFC's P/B is ranked higher than
79% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.34 vs. WTFC: 1.10 )
WTFC' s 10-Year P/B Range
Min: 0.31   Max: 2.97
Current: 1.1

0.31
2.97
P/S 2.90
WTFC's P/S is ranked higher than
79% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.61 vs. WTFC: 2.90 )
WTFC' s 10-Year P/S Range
Min: 0.67   Max: 5.8
Current: 2.9

0.67
5.8
PFCF 10.80
WTFC's PFCF is ranked higher than
89% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. WTFC: 10.80 )
WTFC' s 10-Year PFCF Range
Min: 2.16   Max: 39.29
Current: 10.8

2.16
39.29
EV-to-EBIT 8.95
WTFC's EV-to-EBIT is ranked higher than
91% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 19.80 vs. WTFC: 8.95 )
WTFC' s 10-Year EV-to-EBIT Range
Min: 8.1   Max: 65.6
Current: 8.95

8.1
65.6
Shiller P/E 22.20
WTFC's Shiller P/E is ranked higher than
83% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. WTFC: 22.20 )
WTFC' s 10-Year Shiller P/E Range
Min: 4.57   Max: 41.47
Current: 22.2

4.57
41.47

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.90
WTFC's Dividend Yield is ranked lower than
85% of the 1871 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.25 vs. WTFC: 0.90 )
WTFC' s 10-Year Dividend Yield Range
Min: 0.32   Max: 3.58
Current: 0.9

0.32
3.58
Dividend Payout 0.11
WTFC's Dividend Payout is ranked higher than
95% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.60 vs. WTFC: 0.11 )
WTFC' s 10-Year Dividend Payout Range
Min: 0.08   Max: 3
Current: 0.11

0.08
3
Yield on cost (5-Year) 0.60
WTFC's Yield on cost (5-Year) is ranked lower than
87% of the 1883 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.50 vs. WTFC: 0.60 )
WTFC' s 10-Year Yield on cost (5-Year) Range
Min: 0.21   Max: 2.39
Current: 0.6

0.21
2.39
Share Buyback Rate -16.50
WTFC's Share Buyback Rate is ranked higher than
55% of the 1472 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.90 vs. WTFC: -16.50 )
WTFC' s 10-Year Share Buyback Rate Range
Min: 0.3   Max: -22.2
Current: -16.5

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.40
WTFC's Price/Tangible Book is ranked higher than
75% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.62 vs. WTFC: 1.40 )
WTFC' s 10-Year Price/Tangible Book Range
Min: 0.6   Max: 3.52
Current: 1.4

0.6
3.52
Price/DCF (Projected) 1.20
WTFC's Price/DCF (Projected) is ranked higher than
76% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.54 vs. WTFC: 1.20 )
WTFC' s 10-Year Price/DCF (Projected) Range
Min: 0.23   Max: 15.95
Current: 1.2

0.23
15.95
Price/Median PS Value 1.20
WTFC's Price/Median PS Value is ranked higher than
78% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.25 vs. WTFC: 1.20 )
WTFC' s 10-Year Price/Median PS Value Range
Min: 0.33   Max: 6.19
Current: 1.2

0.33
6.19
Price/Graham Number 0.90
WTFC's Price/Graham Number is ranked higher than
82% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.19 vs. WTFC: 0.90 )
WTFC' s 10-Year Price/Graham Number Range
Min: 0.54   Max: 3.27
Current: 0.9

0.54
3.27
Earnings Yield (Greenblatt) 11.20
WTFC's Earnings Yield (Greenblatt) is ranked higher than
89% of the 1973 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. WTFC: 11.20 )
WTFC' s 10-Year Earnings Yield (Greenblatt) Range
Min: 1.5   Max: 12.3
Current: 11.2

1.5
12.3
Forward Rate of Return (Yacktman) 12.66
WTFC's Forward Rate of Return (Yacktman) is ranked higher than
53% of the 1512 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.69 vs. WTFC: 12.66 )
WTFC' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -40.3   Max: 35.5
Current: 12.66

-40.3
35.5

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Traded in other countries:WTFPP.USA
Wintrust Financial Corp was incorporated in the year 1992. The Company is a financial holding company engaged in the business of providing community-oriented, personal and commercial banking and wealth management services to customers located in the Chicago metropolitan area and in southeastern Wisconsin, through its fifteen wholly owned banking subsidiaries, as well as the origination and purchase of residential mortgages for sale into the secondary market through Wintrust Mortgage, a division of Barrington Bank and Trust Company, N.A. "Barrington Bank". The Company provides specialty finance services, including financing for the payment of commercial insurance premiums and life insurance premiums on a national basis through its wholly owned subsidiary, First Insurance Funding Corporation "FIFC", and short-term accounts receivable financing and outsourced administrative services through its wholly owned subsidiary, Tricom, Inc. of Milwaukee. It also provides wealth management services mainly to customers in its Market Area through three separate subsidiaries, including The Chicago Trust Company, N.A. "CTC", Wayne Hummer Investments, LLC "WHI" and Great Lakes Advisors, LLC. The Company faces competition in attracting and retaining deposits, making loans, and providing other financial services "including wealth management services" throughout its market area. Its competitors include national, regional and other community banks, and a wide range of other financial institutions such as credit unions, government-sponsored enterprises, mutual fund companies, insurance companies, factoring companies and other non-bank financial companies. The Company continues to be subject to supervision and regulation by the Federal Reserve under the BHC Act.

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