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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.84
WTFC's Cash to Debt is ranked higher than
71% of the 1266 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.28 vs. WTFC: 0.84 )
WTFC' s 10-Year Cash to Debt Range
Min: 0.15   Max: No Debt
Current: 0.84

Equity to Asset 0.11
WTFC's Equity to Asset is ranked higher than
76% of the 1651 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. WTFC: 0.11 )
WTFC' s 10-Year Equity to Asset Range
Min: 0.05   Max: 0.11
Current: 0.11

0.05
0.11
Interest Coverage 2.80
WTFC's Interest Coverage is ranked higher than
81% of the 1508 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.25 vs. WTFC: 2.80 )
WTFC' s 10-Year Interest Coverage Range
Min: 0.03   Max: 2.8
Current: 2.8

0.03
2.8
F-Score: 5
Z-Score: 0.20
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 29.03
WTFC's Operating margin (%) is ranked higher than
74% of the 1652 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.46 vs. WTFC: 29.03 )
WTFC' s 10-Year Operating margin (%) Range
Min: -10.27   Max: 33.82
Current: 29.03

-10.27
33.82
Net-margin (%) 17.75
WTFC's Net-margin (%) is ranked higher than
68% of the 1671 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.71 vs. WTFC: 17.75 )
WTFC' s 10-Year Net-margin (%) Range
Min: -4.46   Max: 21.6
Current: 17.75

-4.46
21.6
ROE (%) 7.22
WTFC's ROE (%) is ranked higher than
71% of the 1674 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.17 vs. WTFC: 7.22 )
WTFC' s 10-Year ROE (%) Range
Min: -2.35   Max: 13.05
Current: 7.22

-2.35
13.05
ROA (%) 0.76
WTFC's ROA (%) is ranked higher than
73% of the 1674 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.75 vs. WTFC: 0.76 )
WTFC' s 10-Year ROA (%) Range
Min: -0.14   Max: 0.82
Current: 0.76

-0.14
0.82
ROC (Joel Greenblatt) (%) 42.19
WTFC's ROC (Joel Greenblatt) (%) is ranked higher than
65% of the 1624 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 73.28 vs. WTFC: 42.19 )
WTFC' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -7.59   Max: 42.34
Current: 42.19

-7.59
42.34
Revenue Growth (%) -7.00
WTFC's Revenue Growth (%) is ranked higher than
58% of the 1452 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. WTFC: -7.00 )
WTFC' s 10-Year Revenue Growth (%) Range
Min: -13.4   Max: 50.8
Current: -7

-13.4
50.8
EBITDA Growth (%) 9.20
WTFC's EBITDA Growth (%) is ranked higher than
77% of the 1307 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.70 vs. WTFC: 9.20 )
WTFC' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: 100.7
Current: 9.2

0
100.7
EPS Growth (%) 36.30
WTFC's EPS Growth (%) is ranked higher than
93% of the 1293 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.10 vs. WTFC: 36.30 )
WTFC' s 10-Year EPS Growth (%) Range
Min: -34.9   Max: 45.2
Current: 36.3

-34.9
45.2
» WTFC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

WTFC Guru Trades in Q3 2013

Ken Fisher 1,041,130 sh (New)
Paul Tudor Jones 10,000 sh (+26.58%)
Bill Frels 62,300 sh (+16.45%)
Jim Simons 250,500 sh (+11.33%)
John Keeley 1,456,025 sh (+5.66%)
Joel Greenblatt 9,442 sh (+3.11%)
David Dreman 172,940 sh (-72.41%)
» More
Q4 2013

WTFC Guru Trades in Q4 2013

Steven Cohen 6,701 sh (New)
Ken Fisher 1,340,530 sh (+28.76%)
Paul Tudor Jones 12,800 sh (+28%)
Bill Frels 73,000 sh (+17.17%)
David Dreman 197,464 sh (+14.18%)
John Keeley 1,482,865 sh (+1.84%)
Joel Greenblatt 9,450 sh (+0.08%)
Jim Simons 120,600 sh (-51.86%)
» More
Q1 2014

WTFC Guru Trades in Q1 2014

Jim Simons 145,300 sh (+20.48%)
Bill Frels 80,800 sh (+10.68%)
David Dreman 203,641 sh (+3.13%)
John Keeley 1,486,941 sh (+0.27%)
Steven Cohen Sold Out
Ken Fisher 1,318,403 sh (-1.65%)
Paul Tudor Jones 8,000 sh (-37.5%)
Joel Greenblatt 5,851 sh (-38.08%)
» More
Q2 2014

WTFC Guru Trades in Q2 2014

Bill Frels 91,100 sh (+12.75%)
Ken Fisher 1,428,298 sh (+8.34%)
Paul Tudor Jones Sold Out
Joel Greenblatt Sold Out
David Dreman 199,331 sh (-2.12%)
John Keeley 1,404,931 sh (-5.52%)
Jim Simons 76,000 sh (-47.69%)
» More
» Details

Insider Trades

Latest Guru Trades with WTFC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Joel Greenblatt 2014-06-30 Sold Out $43.09 - $49.21 $ 46.683%0
Joel Greenblatt 2014-03-31 Reduce -38.08%$42.46 - $49.62 $ 46.682%5851
David Dreman 2013-09-30 Reduce -72.41%0.52%$39.25 - $41.94 $ 46.6815%172940
Joel Greenblatt 2013-06-30 Add 41.88%$34.75 - $38.46 $ 46.6827%9157
Joel Greenblatt 2013-03-31 New Buy0.01%$35.94 - $38.47 $ 46.6825%6454
John Keeley 2012-03-31 Add 31.22%0.26%$29.5 - $36.12 $ 46.6851%1570730
David Dreman 2012-03-31 Reduce -23.53%0.15%$29.5 - $36.12 $ 46.6851%760750
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of Wintrust Financial Corp

SymbolPriceYieldDescription
WTFPP1212.380.00

Ratios

vs
industry
vs
history
P/E(ttm) 16.50
WTFC's P/E(ttm) is ranked higher than
66% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.40 vs. WTFC: 16.50 )
WTFC' s 10-Year P/E(ttm) Range
Min: 11.01   Max: 4015.71
Current: 16.5

11.01
4015.71
P/B 1.20
WTFC's P/B is ranked higher than
66% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. WTFC: 1.20 )
WTFC' s 10-Year P/B Range
Min: 0.31   Max: 2.97
Current: 1.2

0.31
2.97
P/S 3.00
WTFC's P/S is ranked higher than
63% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.11 vs. WTFC: 3.00 )
WTFC' s 10-Year P/S Range
Min: 0.67   Max: 5.8
Current: 3

0.67
5.8
PFCF 5.30
WTFC's PFCF is ranked higher than
90% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 109.09 vs. WTFC: 5.30 )
WTFC' s 10-Year PFCF Range
Min: 1.75   Max: 43.51
Current: 5.3

1.75
43.51
EV-to-EBIT 9.76
WTFC's EV-to-EBIT is ranked higher than
88% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.74 vs. WTFC: 9.76 )
WTFC' s 10-Year EV-to-EBIT Range
Min: 8.1   Max: 65.6
Current: 9.76

8.1
65.6
Shiller P/E 24.30
WTFC's Shiller P/E is ranked higher than
69% of the 1833 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.55 vs. WTFC: 24.30 )
WTFC' s 10-Year Shiller P/E Range
Min: 4.59   Max: 41.47
Current: 24.3

4.59
41.47

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.80
WTFC's Dividend Yield is ranked lower than
88% of the 1413 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.42 vs. WTFC: 0.80 )
WTFC' s 10-Year Dividend Yield Range
Min: 0.33   Max: 3.58
Current: 0.8

0.33
3.58
Dividend Payout 0.11
WTFC's Dividend Payout is ranked higher than
94% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.48 vs. WTFC: 0.11 )
WTFC' s 10-Year Dividend Payout Range
Min: 0.08   Max: 3
Current: 0.11

0.08
3
Yield on cost (5-Year) 0.53
WTFC's Yield on cost (5-Year) is ranked lower than
89% of the 1426 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.64 vs. WTFC: 0.53 )
WTFC' s 10-Year Yield on cost (5-Year) Range
Min: 0.22   Max: 2.39
Current: 0.53

0.22
2.39
Share Buyback Rate -16.50
WTFC's Share Buyback Rate is ranked higher than
53% of the 1240 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.00 vs. WTFC: -16.50 )
WTFC' s 10-Year Share Buyback Rate Range
Min: 0.3   Max: -22.2
Current: -16.5

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.48
WTFC's Price/Tangible Book is ranked higher than
68% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.42 vs. WTFC: 1.48 )
WTFC' s 10-Year Price/Tangible Book Range
Min: 0.6   Max: 3.52
Current: 1.48

0.6
3.52
Price/DCF (Projected) 1.10
WTFC's Price/DCF (Projected) is ranked higher than
70% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.09 vs. WTFC: 1.10 )
WTFC' s 10-Year Price/DCF (Projected) Range
Min: 0.17   Max: 2.45
Current: 1.1

0.17
2.45
Price/Median PS Value 1.20
WTFC's Price/Median PS Value is ranked higher than
66% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.13 vs. WTFC: 1.20 )
WTFC' s 10-Year Price/Median PS Value Range
Min: 0.33   Max: 6.19
Current: 1.2

0.33
6.19
Price/Graham Number 0.96
WTFC's Price/Graham Number is ranked higher than
76% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. WTFC: 0.96 )
WTFC' s 10-Year Price/Graham Number Range
Min: 0.54   Max: 3.27
Current: 0.96

0.54
3.27
Earnings Yield (Greenblatt) 10.30
WTFC's Earnings Yield (Greenblatt) is ranked higher than
83% of the 1606 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. WTFC: 10.30 )
WTFC' s 10-Year Earnings Yield (Greenblatt) Range
Min: 1.5   Max: 12.3
Current: 10.3

1.5
12.3
Forward Rate of Return (Yacktman) -2.43
WTFC's Forward Rate of Return (Yacktman) is ranked higher than
51% of the 1309 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.11 vs. WTFC: -2.43 )
WTFC' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -17.5   Max: 41.5
Current: -2.43

-17.5
41.5

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Traded in other countries:WTFPP.USA
Wintrust Financial Corporation is an Illinois corporation, which was incorporated in 1992. The Company is a financial holding company engaged in the business of providing community-oriented, personal and commercial banking services to customers located in the Chicago metropolitan area and in southeastern Wisconsin, through its fifteen wholly owned banking subsidiaries, as well as the origination and purchase of residential mortgages for sale into the secondary market through Wintrust Mortgage, a division of Barrington Bank and Trust Company, N.A. ("Barrington Bank"). The Company provides specialty finance services, including financing for the payment of commercial insurance premiums and life insurance premiums on a national basis through its wholly owned subsidiary, First Insurance Funding Corporation ("FIFC"), and short-term accounts receivable financing and outsourced administrative services through its wholly owned subsidiary, Tricom, Inc. of Milwaukee. It also provides a range of wealth management services mainly to customers in its Market Area through three separate subsidiaries, including The Chicago Trust Company, N.A. ("CTC"), Wayne Hummer Investments, LLC ("WHI") and Great Lakes Advisors, LLC. The Company faces competition in attracting and retaining deposits, making loans, and providing other financial services (including wealth management services) throughout its market area. Its competitors include national, regional and other community banks, and a wide range of other financial institutions such as credit unions, government-sponsored enterprises, mutual fund companies, insurance companies, factoring companies and other non-bank financial companies. The Company continues to be subject to supervision and regulation by the Federal Reserve under the BHC Act.
» More Articles for WTFC

Headlines

Articles On GuruFocus.com
Wintrust Financial Corp. Reports Operating Results (10-K) Mar 01 2011 
Wintrust Financial Corp. Reports Operating Results (10-Q) Nov 09 2009 
A Win For Wintrust Financial Sep 22 2009 
Wintrust Financial Corporation Announces Semi-Annual Dividend Jul 30 2009 
Wintrust Financial Corporation Reports Second Quarter 2009 Results Jul 29 2009 
Wintrust Financial Corporation Announces Semi-Annual Dividend Jan 29 2009 
Wintrust Financial Corporation Reports Fourth Quarter 2008 Results Jan 28 2009 
Wintrust Mortgage Corporation Acquires Mortgage Banking Assets of Professional Mortgage Partners Dec 23 2008 
John Keeley Buys ITC Holdings Corp., Tennant Company, Broadridge Financial Solutions Inc., Sells OMN Oct 23 2007 

More From Other Websites
WINTRUST FINANCIAL CORP Financials Aug 15 2014
Wintrust and Talmer Announce Closing of Wisconsin Branch Transaction Aug 09 2014
WINTRUST FINANCIAL CORP Files SEC form 10-Q, Quarterly Report Aug 08 2014
Wintrust and Talmer Announce Closing of Wisconsin Branch Transaction Aug 08 2014
WINTRUST FINANCIAL CORP Files SEC form 8-K, Other Events Jul 29 2014
Wintrust Signs Lease for 231 South LaSalle Jul 29 2014
Wintrust Financial Corporation Announces Cash Dividend Jul 24 2014
Wintrust Financial Corporation Announces Cash Dividend Jul 24 2014
Wintrust Q2 Earnings Beat on Higher Revenues Jul 15 2014
Wintrust Financial Corporation Reports Second Quarter 2014 Net Income of $38.5 million, an Increase... Jul 14 2014
WINTRUST FINANCIAL CORP Files SEC form 8-K, Results of Operations and Financial Condition Jul 14 2014
Wintrust Financial Corporation Reports Second Quarter 2014 Net Income of $38.5 million, an Increase... Jul 14 2014
After-hours buzz: Apollo, Sabra Software & more Jul 14 2014
Q2 2014 Wintrust Financial Corp. Earnings Release - After Market Close Jul 14 2014
Wintrust Financial Corporation Announces Second Quarter and Year-to-Date 2014 Earnings Release... Jul 09 2014
Wintrust Financial Corporation Announces Second Quarter and Year-to-Date 2014 Earnings Release... Jul 09 2014
WINTRUST FINANCIAL CORP Files SEC form 8-K, Entry into a Material Definitive Agreement, Financial... Jun 13 2014
Wintrust Financial Corporation Announces Closing of Public Offering of Subordinated Notes Jun 13 2014
Wintrust Financial Corporation Announces Pricing of Public Offering of Subordinated Notes Jun 10 2014
Wintrust Financial Corporation Commences Public Offering of Subordinated Notes Jun 09 2014

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