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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.81
WTFC's Cash to Debt is ranked higher than
71% of the 1272 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. WTFC: 0.81 )
WTFC' s 10-Year Cash to Debt Range
Min: 0.17   Max: 3.22
Current: 0.81

0.17
3.22
Equity to Asset 0.11
WTFC's Equity to Asset is ranked higher than
74% of the 1588 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. WTFC: 0.11 )
WTFC' s 10-Year Equity to Asset Range
Min: 0.05   Max: 0.11
Current: 0.11

0.05
0.11
Interest Coverage 2.80
WTFC's Interest Coverage is ranked higher than
84% of the 1357 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.13 vs. WTFC: 2.80 )
WTFC' s 10-Year Interest Coverage Range
Min: 0.03   Max: 2.8
Current: 2.8

0.03
2.8
F-Score: 5
Z-Score: 0.20
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 29.03
WTFC's Operating margin (%) is ranked higher than
72% of the 1462 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.05 vs. WTFC: 29.03 )
WTFC' s 10-Year Operating margin (%) Range
Min: -10.27   Max: 33.82
Current: 29.03

-10.27
33.82
Net-margin (%) 17.75
WTFC's Net-margin (%) is ranked higher than
67% of the 1570 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 20.57 vs. WTFC: 17.75 )
WTFC' s 10-Year Net-margin (%) Range
Min: -4.46   Max: 21.6
Current: 17.75

-4.46
21.6
ROE (%) 7.22
WTFC's ROE (%) is ranked higher than
70% of the 1554 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.99 vs. WTFC: 7.22 )
WTFC' s 10-Year ROE (%) Range
Min: -2.35   Max: 13.05
Current: 7.22

-2.35
13.05
ROA (%) 0.76
WTFC's ROA (%) is ranked higher than
71% of the 1563 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.75 vs. WTFC: 0.76 )
WTFC' s 10-Year ROA (%) Range
Min: -0.14   Max: 0.82
Current: 0.76

-0.14
0.82
ROC (Joel Greenblatt) (%) 42.19
WTFC's ROC (Joel Greenblatt) (%) is ranked higher than
62% of the 1437 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 78.30 vs. WTFC: 42.19 )
WTFC' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -7.59   Max: 42.34
Current: 42.19

-7.59
42.34
Revenue Growth (%) -7.00
WTFC's Revenue Growth (%) is ranked higher than
58% of the 1284 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. WTFC: -7.00 )
WTFC' s 10-Year Revenue Growth (%) Range
Min: 0   Max: 50.8
Current: -7

0
50.8
EBITDA Growth (%) 10.00
WTFC's EBITDA Growth (%) is ranked higher than
75% of the 1124 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.20 vs. WTFC: 10.00 )
WTFC' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: 100.7
Current: 10

0
100.7
EPS Growth (%) 36.30
WTFC's EPS Growth (%) is ranked higher than
92% of the 1103 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.50 vs. WTFC: 36.30 )
WTFC' s 10-Year EPS Growth (%) Range
Min: -34.9   Max: 45.2
Current: 36.3

-34.9
45.2
» WTFC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2013

WTFC Guru Trades in Q1 2013

Jim Simons 170,700 sh (New)
Paul Tudor Jones 9,400 sh (New)
Joel Greenblatt 6,454 sh (New)
Bill Frels 56,985 sh (+114.23%)
Columbia Wanger 550,000 sh (unchged)
John Keeley 1,432,665 sh (-0.07%)
David Dreman 726,182 sh (-1.09%)
» More
Q2 2013

WTFC Guru Trades in Q2 2013

Joel Greenblatt 9,157 sh (+41.88%)
Jim Simons 225,000 sh (+31.81%)
Columbia Wanger Sold Out
John Keeley 1,378,075 sh (-3.81%)
Bill Frels 53,500 sh (-6.12%)
David Dreman 626,826 sh (-13.68%)
Paul Tudor Jones 7,900 sh (-15.96%)
» More
Q3 2013

WTFC Guru Trades in Q3 2013

Ken Fisher 1,041,130 sh (New)
Paul Tudor Jones 10,000 sh (+26.58%)
Bill Frels 62,300 sh (+16.45%)
Jim Simons 250,500 sh (+11.33%)
John Keeley 1,456,025 sh (+5.66%)
Joel Greenblatt 9,442 sh (+3.11%)
David Dreman 172,940 sh (-72.41%)
» More
Q4 2013

WTFC Guru Trades in Q4 2013

Steven Cohen 6,701 sh (New)
Ken Fisher 1,340,530 sh (+28.76%)
Paul Tudor Jones 12,800 sh (+28%)
Bill Frels 73,000 sh (+17.17%)
David Dreman 197,464 sh (+14.18%)
John Keeley 1,482,865 sh (+1.84%)
Joel Greenblatt 9,450 sh (+0.08%)
Jim Simons 120,600 sh (-51.86%)
» More
» Details

Insider Trades

Latest Guru Trades with WTFC

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
David Dreman 2013-09-30 Reduce -72.41%0.52%$39.25 - $41.94 $ 46.7615%172940
Joel Greenblatt 2013-06-30 Add 41.88%$34.75 - $38.46 $ 46.7627%9157
Joel Greenblatt 2013-03-31 New Buy0.01%$35.94 - $38.47 $ 46.7626%6454
John Keeley 2012-03-31 Add 31.22%0.26%$29.5 - $36.12 $ 46.7651%1570730
David Dreman 2012-03-31 Reduce -23.53%0.15%$29.5 - $36.12 $ 46.7651%760750
David Dreman 2011-03-31 New Buy0.59%$31.67 - $36.87 $ 46.7639%848635
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of Wintrust Financial Corp

SymbolPriceYieldDescription
WTFPP1307.560.00

Ratios

vs
industry
vs
history
P/E(ttm) 17.10
WTFC's P/E(ttm) is ranked higher than
56% of the 1451 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.60 vs. WTFC: 17.10 )
WTFC' s 10-Year P/E(ttm) Range
Min: 11.01   Max: 4015.71
Current: 17.1

11.01
4015.71
P/B 1.00
WTFC's P/B is ranked higher than
71% of the 1479 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. WTFC: 1.00 )
WTFC' s 10-Year P/B Range
Min: 0.31   Max: 2.97
Current: 1

0.31
2.97
P/S 3.02
WTFC's P/S is ranked higher than
50% of the 1638 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.80 vs. WTFC: 3.02 )
WTFC' s 10-Year P/S Range
Min: 0.67   Max: 5.8
Current: 3.02

0.67
5.8
PFCF 8.60
WTFC's PFCF is ranked higher than
53% of the 940 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. WTFC: 8.60 )
WTFC' s 10-Year PFCF Range
Min: 2.16   Max: 25.55
Current: 8.6

2.16
25.55
EV-to-EBIT 14.50
WTFC's EV-to-EBIT is ranked higher than
69% of the 1447 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.51 vs. WTFC: 14.50 )
WTFC' s 10-Year EV-to-EBIT Range
Min: 8.1   Max: 65.6
Current: 14.5

8.1
65.6
PEG 180.90
WTFC's PEG is ranked lower than
71% of the 848 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. WTFC: 180.90 )
WTFC' s 10-Year PEG Range
Min: 0.32   Max: 180.9
Current: 180.9

0.32
180.9
Shiller P/E 26.20
WTFC's Shiller P/E is ranked lower than
56% of the 841 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 16.71 vs. WTFC: 26.20 )
WTFC' s 10-Year Shiller P/E Range
Min: 4.57   Max: 41.47
Current: 26.2

4.57
41.47

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.41
WTFC's Dividend Yield is ranked lower than
93% of the 1312 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.40 vs. WTFC: 0.41 )
WTFC' s 10-Year Dividend Yield Range
Min: 0.33   Max: 3.58
Current: 0.41

0.33
3.58
Dividend Payout 0.07
WTFC's Dividend Payout is ranked higher than
97% of the 1147 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.31 vs. WTFC: 0.07 )
WTFC' s 10-Year Dividend Payout Range
Min: 0.07   Max: 0.47
Current: 0.07

0.07
0.47
Yield on cost (5-Year) 0.27
WTFC's Yield on cost (5-Year) is ranked lower than
91% of the 1327 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.66 vs. WTFC: 0.27 )
WTFC' s 10-Year Yield on cost (5-Year) Range
Min: 0.22   Max: 2.39
Current: 0.27

0.22
2.39
Share Buyback Rate -16.50
WTFC's Share Buyback Rate is ranked higher than
52% of the 1170 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.70 vs. WTFC: -16.50 )
WTFC' s 10-Year Share Buyback Rate Range
Min: 0.3   Max: -22.2
Current: -16.5

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.40
WTFC's Price/Tangible Book is ranked higher than
63% of the 1380 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. WTFC: 1.40 )
WTFC' s 10-Year Price/Tangible Book Range
Min: 0.87   Max: 3.51
Current: 1.4

0.87
3.51
Price/DCF (Projected) 1.60
WTFC's Price/DCF (Projected) is ranked lower than
67% of the 902 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.60 vs. WTFC: 1.60 )
WTFC' s 10-Year Price/DCF (Projected) Range
Min: 0.26   Max: 2.88
Current: 1.6

0.26
2.88
Price/Median PS Value 1.20
WTFC's Price/Median PS Value is ranked lower than
55% of the 1493 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. WTFC: 1.20 )
WTFC' s 10-Year Price/Median PS Value Range
Min: 0.53   Max: 2.06
Current: 1.2

0.53
2.06
Price/Peter Lynch Fair Value 2.00
WTFC's Price/Peter Lynch Fair Value is ranked lower than
66% of the 440 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. WTFC: 2.00 )
WTFC' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.64   Max: 2.87
Current: 2

0.64
2.87
Price/Graham Number 0.90
WTFC's Price/Graham Number is ranked higher than
73% of the 1365 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. WTFC: 0.90 )
WTFC' s 10-Year Price/Graham Number Range
Min: 0.63   Max: 1.93
Current: 0.9

0.63
1.93
Earnings Yield (Greenblatt) 6.90
WTFC's Earnings Yield (Greenblatt) is ranked higher than
73% of the 1411 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.40 vs. WTFC: 6.90 )
WTFC' s 10-Year Earnings Yield (Greenblatt) Range
Min: 1.5   Max: 12.3
Current: 6.9

1.5
12.3
Forward Rate of Return (Yacktman) 2.25
WTFC's Forward Rate of Return (Yacktman) is ranked higher than
52% of the 1102 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.77 vs. WTFC: 2.25 )
WTFC' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -15.6   Max: 57.3
Current: 2.25

-15.6
57.3

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Traded in other countries:WTFPP.USA
Wintrust Financial Corporation is an Illinois corporation, which was incorporated in 1992. The Company is a financial holding company engaged in the business of providing community-oriented, personal and commercial banking services to customers located in the Chicago metropolitan area and in southeastern Wisconsin, through its fifteen wholly owned banking subsidiaries, as well as the origination and purchase of residential mortgages for sale into the secondary market through Wintrust Mortgage, a division of Barrington Bank and Trust Company, N.A. ("Barrington Bank"). The Company provides specialty finance services, including financing for the payment of commercial insurance premiums and life insurance premiums on a national basis through its wholly owned subsidiary, First Insurance Funding Corporation ("FIFC"), and short-term accounts receivable financing and outsourced administrative services through its wholly owned subsidiary, Tricom, Inc. of Milwaukee. It also provides a range of wealth management services mainly to customers in its Market Area through three separate subsidiaries, including The Chicago Trust Company, N.A. ("CTC"), Wayne Hummer Investments, LLC ("WHI") and Great Lakes Advisors, LLC. The Company faces competition in attracting and retaining deposits, making loans, and providing other financial services (including wealth management services) throughout its market area. Its competitors include national, regional and other community banks, and a wide range of other financial institutions such as credit unions, government-sponsored enterprises, mutual fund companies, insurance companies, factoring companies and other non-bank financial companies. The Company continues to be subject to supervision and regulation by the Federal Reserve under the BHC Act.

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