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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.78
NAS:WTFC's Cash to Debt is ranked lower than
66% of the 1560 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.13 vs. NAS:WTFC: 0.78 )
Ranked among companies with meaningful Cash to Debt only.
NAS:WTFC' s Cash to Debt Range Over the Past 10 Years
Min: 0.15  Med: 0.64 Max: N/A
Current: 0.78
Equity to Asset 0.11
NAS:WTFC's Equity to Asset is ranked higher than
59% of the 1610 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. NAS:WTFC: 0.11 )
Ranked among companies with meaningful Equity to Asset only.
NAS:WTFC' s Equity to Asset Range Over the Past 10 Years
Min: 0.05  Med: 0.08 Max: 0.11
Current: 0.11
0.05
0.11
Interest Coverage 3.35
NAS:WTFC's Interest Coverage is ranked higher than
70% of the 1563 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.70 vs. NAS:WTFC: 3.35 )
Ranked among companies with meaningful Interest Coverage only.
NAS:WTFC' s Interest Coverage Range Over the Past 10 Years
Min: 0.11  Med: 0.73 Max: 3.39
Current: 3.35
0.11
3.39
F-Score: 4
M-Score: -0.67
WACC vs ROIC
5.60%
6.29%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 28.77
NAS:WTFC's Operating margin (%) is ranked lower than
55% of the 1653 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.84 vs. NAS:WTFC: 28.77 )
Ranked among companies with meaningful Operating margin (%) only.
NAS:WTFC' s Operating margin (%) Range Over the Past 10 Years
Min: 8.9  Med: 24.35 Max: 30.65
Current: 28.77
8.9
30.65
Net-margin (%) 17.96
NAS:WTFC's Net-margin (%) is ranked lower than
65% of the 1652 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.27 vs. NAS:WTFC: 17.96 )
Ranked among companies with meaningful Net-margin (%) only.
NAS:WTFC' s Net-margin (%) Range Over the Past 10 Years
Min: 5.95  Med: 15.6 Max: 19.55
Current: 17.96
5.95
19.55
ROE (%) 6.59
NAS:WTFC's ROE (%) is ranked lower than
63% of the 1648 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.34 vs. NAS:WTFC: 6.59 )
Ranked among companies with meaningful ROE (%) only.
NAS:WTFC' s ROE (%) Range Over the Past 10 Years
Min: 2.04  Med: 6.35 Max: 9.49
Current: 6.59
2.04
9.49
ROA (%) 0.76
NAS:WTFC's ROA (%) is ranked lower than
58% of the 1659 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.88 vs. NAS:WTFC: 0.76 )
Ranked among companies with meaningful ROA (%) only.
NAS:WTFC' s ROA (%) Range Over the Past 10 Years
Min: 0.2  Med: 0.66 Max: 0.79
Current: 0.76
0.2
0.79
Revenue Growth (3Y)(%) 4.20
NAS:WTFC's Revenue Growth (3Y)(%) is ranked higher than
56% of the 1350 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.20 vs. NAS:WTFC: 4.20 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
NAS:WTFC' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -13.4  Med: 11.8 Max: 30.9
Current: 4.2
-13.4
30.9
EBITDA Growth (3Y)(%) 9.20
NAS:WTFC's EBITDA Growth (3Y)(%) is ranked higher than
61% of the 1237 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.00 vs. NAS:WTFC: 9.20 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
NAS:WTFC' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -23.7  Med: 12.35 Max: 102.1
Current: 9.2
-23.7
102.1
EPS Growth (3Y)(%) 8.20
NAS:WTFC's EPS Growth (3Y)(%) is ranked higher than
54% of the 1213 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. NAS:WTFC: 8.20 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
NAS:WTFC' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -34.9  Med: 20.55 Max: 39.2
Current: 8.2
-34.9
39.2
» NAS:WTFC's 10-Y Financials

Financials (Next Earnings Date: Est. 2016-10-14)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q3 2015

WTFC Guru Trades in Q3 2015

David Dreman 286,561 sh (+14.49%)
Barrow, Hanley, Mewhinney & Strauss 62,722 sh (unchged)
Jim Simons Sold Out
Ken Fisher 1,315,924 sh (-3.27%)
Mairs and Power 125,330 sh (-7.78%)
Paul Tudor Jones 16,500 sh (-9.34%)
Keeley Asset Management Corp 965,078 sh (-16.51%)
» More
Q4 2015

WTFC Guru Trades in Q4 2015

Mairs and Power 129,430 sh (+3.27%)
Barrow, Hanley, Mewhinney & Strauss Sold Out
Ken Fisher 1,315,809 sh (-0.01%)
David Dreman 265,029 sh (-7.51%)
Keeley Asset Management Corp 764,967 sh (-20.74%)
Paul Tudor Jones 7,900 sh (-52.12%)
» More
Q1 2016

WTFC Guru Trades in Q1 2016

Jim Simons 164,592 sh (New)
Mairs and Power 152,030 sh (+17.46%)
David Dreman 280,464 sh (+5.82%)
Ken Fisher 1,319,134 sh (+0.25%)
Paul Tudor Jones Sold Out
Keeley Asset Management Corp 645,552 sh (-15.61%)
» More
Q2 2016

WTFC Guru Trades in Q2 2016

Paul Tudor Jones 97,849 sh (New)
Mairs and Power 160,530 sh (+5.59%)
David Dreman Sold Out
Ken Fisher 1,313,318 sh (-0.44%)
Jim Simons 15,600 sh (-90.52%)
Keeley Asset Management Corp 48,340 sh (-92.51%)
» More
» Details

Insider Trades

Latest Guru Trades with WTFC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Preferred stocks of Wintrust Financial Corp

SymbolPriceYieldDescription
WTFPP1375.000.00
WTFCM29.245.92

Business Description

Industry: Banks » Banks - Regional - US
Compare:NAS:UBSI, NAS:MBFI, NAS:UMBF, NYSE:ASB, NAS:IBKC, OTCPK:FCNCB, NAS:HOMB, NYSE:BOH, NYSE:FNB, NAS:PNFP, NYSE:BKU, NAS:FULT, NAS:TCBI, NAS:HBHC, NYSE:TCB, NAS:CATY, NYSE:VLY, NAS:FFIN, NYSE:EVER, NAS:UMPQ » details
Traded in other countries:WF2.Germany,
Wintrust Financial Corp is a financial holding company. The Company provides community banking, specialty finance and wealth management services.

Wintrust Financial Corp was incorporated in the year 1992. The Company is a financial holding company engaged in the business of providing community-oriented, personal and commercial banking and wealth management services to customers located in the Chicago metropolitan area and in southeastern Wisconsin, through its fifteen wholly owned banking subsidiaries, as well as the origination and purchase of residential mortgages for sale into the secondary market through Wintrust Mortgage, a division of Barrington Bank and Trust Company, N.A. "Barrington Bank". The Company provides specialty finance services, including financing for the payment of commercial insurance premiums and life insurance premiums on a national basis through its wholly owned subsidiary, First Insurance Funding Corporation "FIFC", and short-term accounts receivable financing and outsourced administrative services through its wholly owned subsidiary, Tricom, Inc. of Milwaukee. It also provides wealth management services mainly to customers in its Market Area through three separate subsidiaries, including The Chicago Trust Company, N.A. "CTC", Wayne Hummer Investments, LLC "WHI" and Great Lakes Advisors, LLC. The Company faces competition in attracting and retaining deposits, making loans, and providing other financial services "including wealth management services" throughout its market area. Its competitors include national, regional and other community banks, and a wide range of other financial institutions such as credit unions, government-sponsored enterprises, mutual fund companies, insurance companies, factoring companies and other non-bank financial companies. The Company continues to be subject to supervision and regulation by the Federal Reserve under the BHC Act.

Ratios

vs
industry
vs
history
P/E(ttm) 17.33
WTFC's P/E(ttm) is ranked lower than
71% of the 1513 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.26 vs. WTFC: 17.33 )
Ranked among companies with meaningful P/E(ttm) only.
WTFC' s P/E(ttm) Range Over the Past 10 Years
Min: 10.71  Med: 16.89 Max: 53.07
Current: 17.33
10.71
53.07
Forward P/E 14.12
WTFC's Forward P/E is ranked lower than
71% of the 369 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.63 vs. WTFC: 14.12 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 17.33
WTFC's PE(NRI) is ranked lower than
71% of the 1515 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.28 vs. WTFC: 17.33 )
Ranked among companies with meaningful PE(NRI) only.
WTFC' s PE(NRI) Range Over the Past 10 Years
Min: 10.71  Med: 16.89 Max: 53.07
Current: 17.33
10.71
53.07
Price/Owner Earnings (ttm) 149.81
WTFC's Price/Owner Earnings (ttm) is ranked lower than
98% of the 859 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.81 vs. WTFC: 149.81 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
WTFC' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 3.49  Med: 12.68 Max: 171.52
Current: 149.81
3.49
171.52
P/B 1.17
WTFC's P/B is ranked lower than
61% of the 1598 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.06 vs. WTFC: 1.17 )
Ranked among companies with meaningful P/B only.
WTFC' s P/B Range Over the Past 10 Years
Min: 0.31  Med: 1 Max: 2.24
Current: 1.17
0.31
2.24
P/S 2.91
WTFC's P/S is ranked higher than
50% of the 1606 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.98 vs. WTFC: 2.91 )
Ranked among companies with meaningful P/S only.
WTFC' s P/S Range Over the Past 10 Years
Min: 0.67  Med: 2.47 Max: 4.57
Current: 2.91
0.67
4.57
POCF 140.89
WTFC's POCF is ranked lower than
99% of the 920 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.22 vs. WTFC: 140.89 )
Ranked among companies with meaningful POCF only.
WTFC' s POCF Range Over the Past 10 Years
Min: 1.75  Med: 6.81 Max: 389.72
Current: 140.89
1.75
389.72
EV-to-EBIT 12.02
WTFC's EV-to-EBIT is ranked higher than
52% of the 1243 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.80 vs. WTFC: 12.02 )
Ranked among companies with meaningful EV-to-EBIT only.
WTFC' s EV-to-EBIT Range Over the Past 10 Years
Min: 6.8  Med: 13.55 Max: 65.6
Current: 12.02
6.8
65.6
EV-to-EBITDA 10.31
WTFC's EV-to-EBITDA is ranked higher than
55% of the 1243 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.39 vs. WTFC: 10.31 )
Ranked among companies with meaningful EV-to-EBITDA only.
WTFC' s EV-to-EBITDA Range Over the Past 10 Years
Min: 5.7  Med: 11.85 Max: 28.9
Current: 10.31
5.7
28.9
PEG 1.64
WTFC's PEG is ranked lower than
62% of the 740 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.19 vs. WTFC: 1.64 )
Ranked among companies with meaningful PEG only.
WTFC' s PEG Range Over the Past 10 Years
Min: 0.84  Med: 1.78 Max: 12.79
Current: 1.64
0.84
12.79
Shiller P/E 23.59
WTFC's Shiller P/E is ranked lower than
71% of the 494 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.76 vs. WTFC: 23.59 )
Ranked among companies with meaningful Shiller P/E only.
WTFC' s Shiller P/E Range Over the Past 10 Years
Min: 5.32  Med: 17.48 Max: 32.2
Current: 23.59
5.32
32.2

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.86
WTFC's Dividend Yield is ranked lower than
91% of the 2190 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.92 vs. WTFC: 0.86 )
Ranked among companies with meaningful Dividend Yield only.
WTFC' s Dividend Yield Range Over the Past 10 Years
Min: 0.38  Med: 0.63 Max: 3.58
Current: 0.86
0.38
3.58
Dividend Payout 0.15
WTFC's Dividend Payout is ranked higher than
92% of the 1337 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. WTFC: 0.15 )
Ranked among companies with meaningful Dividend Payout only.
WTFC' s Dividend Payout Range Over the Past 10 Years
Min: 0.08  Med: 0.15 Max: 3
Current: 0.15
0.08
3
Dividend Growth (3y) 34.70
WTFC's Dividend Growth (3y) is ranked higher than
87% of the 734 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.50 vs. WTFC: 34.70 )
Ranked among companies with meaningful Dividend Growth (3y) only.
WTFC' s Dividend Growth (3y) Range Over the Past 10 Years
Min: 0  Med: 0 Max: 34.7
Current: 34.7
0
34.7
Forward Dividend Yield 0.88
WTFC's Forward Dividend Yield is ranked lower than
93% of the 2073 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.13 vs. WTFC: 0.88 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 2.30
WTFC's Yield on cost (5-Year) is ranked lower than
68% of the 2538 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.43 vs. WTFC: 2.30 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
WTFC' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 1.01  Med: 1.68 Max: 9.56
Current: 2.3
1.01
9.56
3-Year Average Share Buyback Ratio -9.50
WTFC's 3-Year Average Share Buyback Ratio is ranked lower than
74% of the 1052 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.00 vs. WTFC: -9.50 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
WTFC' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -15.8  Med: -9.5 Max: 1.7
Current: -9.5
-15.8
1.7

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.51
WTFC's Price/Tangible Book is ranked lower than
69% of the 1590 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.13 vs. WTFC: 1.51 )
Ranked among companies with meaningful Price/Tangible Book only.
WTFC' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.6  Med: 1.74 Max: 3.61
Current: 1.51
0.6
3.61
Price/Projected FCF 0.93
WTFC's Price/Projected FCF is ranked lower than
74% of the 831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.69 vs. WTFC: 0.93 )
Ranked among companies with meaningful Price/Projected FCF only.
WTFC' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.23  Med: 1.46 Max: 93.3
Current: 0.93
0.23
93.3
Price/Median PS Value 1.20
WTFC's Price/Median PS Value is ranked lower than
72% of the 1494 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.04 vs. WTFC: 1.20 )
Ranked among companies with meaningful Price/Median PS Value only.
WTFC' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.33  Med: 1.18 Max: 6.46
Current: 1.2
0.33
6.46
Price/Peter Lynch Fair Value 1.29
WTFC's Price/Peter Lynch Fair Value is ranked lower than
66% of the 385 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.95 vs. WTFC: 1.29 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
WTFC' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.63  Med: 1.21 Max: 3.65
Current: 1.29
0.63
3.65
Price/Graham Number 1.08
WTFC's Price/Graham Number is ranked lower than
70% of the 1398 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.85 vs. WTFC: 1.08 )
Ranked among companies with meaningful Price/Graham Number only.
WTFC' s Price/Graham Number Range Over the Past 10 Years
Min: 0.8  Med: 1.19 Max: 2.17
Current: 1.08
0.8
2.17
Earnings Yield (Greenblatt) (%) 8.32
WTFC's Earnings Yield (Greenblatt) (%) is ranked higher than
64% of the 1619 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.70 vs. WTFC: 8.32 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
WTFC' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 1.5  Med: 7.35 Max: 14.8
Current: 8.32
1.5
14.8
Forward Rate of Return (Yacktman) (%) 15.30
WTFC's Forward Rate of Return (Yacktman) (%) is ranked higher than
60% of the 853 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.66 vs. WTFC: 15.30 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
WTFC' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -32.3  Med: 7.35 Max: 26.4
Current: 15.3
-32.3
26.4

More Statistics

Revenue (TTM) (Mil) $963.1
EPS (TTM) $ 3.13
Beta0.68
Short Percentage of Float5.97%
52-Week Range $37.96 - 56.03
Shares Outstanding (Mil)51.67

Analyst Estimate

Dec16 Dec17
Revenue (Mil $) 989 1,065
EPS ($) 3.45 3.87
EPS w/o NRI ($) 3.45 3.87
EPS Growth Rate
(3Y to 5Y Estimate)
10.00%
Dividends Per Share ($) 0.48 0.48
» More Articles for NAS:WTFC

Headlines

Articles On GuruFocus.com
Divestitures Dominate Dreman's Top 10 Transactions in 2nd Quarter Sep 05 2016 
James Barrow Divests Sysco, Weight Watchers Feb 17 2016 
Wintrust Financial Corp. Reports Operating Results (10-K) Mar 01 2011 
Wintrust Financial Corp. Reports Operating Results (10-Q) Nov 09 2009 
A Win For Wintrust Financial Sep 22 2009 
John Keeley Buys ITC Holdings Corp., Tennant Company, Broadridge Financial Solutions Inc., Sells OMN Oct 23 2007 

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