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Also traded in: Germany, USA

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash to Debt 0.57
WTFC's Cash to Debt is ranked lower than
65% of the 1088 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.69 vs. WTFC: 0.57 )
Ranked among companies with meaningful Cash to Debt only.
WTFC' s Cash to Debt Range Over the Past 10 Years
Min: 0.15  Med: 0.64 Max: N/A
Current: 0.57
Equity to Asset 0.10
WTFC's Equity to Asset is ranked higher than
51% of the 1578 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. WTFC: 0.10 )
Ranked among companies with meaningful Equity to Asset only.
WTFC' s Equity to Asset Range Over the Past 10 Years
Min: 0.05  Med: 0.08 Max: 0.11
Current: 0.1
0.05
0.11
Interest Coverage 3.27
WTFC's Interest Coverage is ranked higher than
68% of the 1429 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.82 vs. WTFC: 3.27 )
Ranked among companies with meaningful Interest Coverage only.
WTFC' s Interest Coverage Range Over the Past 10 Years
Min: 0.11  Med: 0.56 Max: 3.39
Current: 3.27
0.11
3.39
F-Score: 3
WACC vs ROIC
6.20%
6.35%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 27.57
WTFC's Operating margin (%) is ranked lower than
60% of the 1590 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.86 vs. WTFC: 27.57 )
Ranked among companies with meaningful Operating margin (%) only.
WTFC' s Operating margin (%) Range Over the Past 10 Years
Min: 8.9  Med: 24.35 Max: 33.82
Current: 27.57
8.9
33.82
Net-margin (%) 17.17
WTFC's Net-margin (%) is ranked lower than
69% of the 1593 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.37 vs. WTFC: 17.17 )
Ranked among companies with meaningful Net-margin (%) only.
WTFC' s Net-margin (%) Range Over the Past 10 Years
Min: 5.95  Med: 15.60 Max: 21.6
Current: 17.17
5.95
21.6
ROE (%) 6.54
WTFC's ROE (%) is ranked lower than
62% of the 1589 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.01 vs. WTFC: 6.54 )
Ranked among companies with meaningful ROE (%) only.
WTFC' s ROE (%) Range Over the Past 10 Years
Min: 2.04  Med: 6.53 Max: 12.16
Current: 6.54
2.04
12.16
ROA (%) 0.74
WTFC's ROA (%) is ranked lower than
58% of the 1598 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.86 vs. WTFC: 0.74 )
Ranked among companies with meaningful ROA (%) only.
WTFC' s ROA (%) Range Over the Past 10 Years
Min: 0.2  Med: 0.66 Max: 0.92
Current: 0.74
0.2
0.92
Revenue Growth (3Y)(%) 2.70
WTFC's Revenue Growth (3Y)(%) is ranked higher than
53% of the 1284 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.10 vs. WTFC: 2.70 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
WTFC' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -13.4  Med: 11.85 Max: 30.9
Current: 2.7
-13.4
30.9
EBITDA Growth (3Y)(%) 17.80
WTFC's EBITDA Growth (3Y)(%) is ranked higher than
77% of the 1167 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.40 vs. WTFC: 17.80 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
WTFC' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -23.7  Med: 14.70 Max: 100.7
Current: 17.8
-23.7
100.7
EPS Growth (3Y)(%) 19.50
WTFC's EPS Growth (3Y)(%) is ranked higher than
75% of the 1165 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.60 vs. WTFC: 19.50 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
WTFC' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -34.8  Med: 19.80 Max: 37.8
Current: 19.5
-34.8
37.8
» WTFC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2015

WTFC Guru Trades in Q1 2015

Paul Tudor Jones 10,400 sh (New)
James Barrow 59,505 sh (New)
Jim Simons 78,200 sh (+47.83%)
Mairs and Power 121,200 sh (+16.99%)
David Dreman 229,029 sh (+8.40%)
Ken Fisher 1,370,403 sh (-2.54%)
John Keeley 1,308,956 sh (-3.19%)
» More
Q2 2015

WTFC Guru Trades in Q2 2015

Paul Tudor Jones 18,200 sh (+75.00%)
Mairs and Power 135,910 sh (+12.14%)
David Dreman 250,289 sh (+9.28%)
James Barrow 62,722 sh (+5.41%)
Ken Fisher 1,360,478 sh (-0.72%)
John Keeley 1,155,920 sh (-11.69%)
Jim Simons 60,000 sh (-23.27%)
» More
Q3 2015

WTFC Guru Trades in Q3 2015

David Dreman 286,561 sh (+14.49%)
James Barrow 62,722 sh (unchged)
Jim Simons Sold Out
Ken Fisher 1,315,924 sh (-3.27%)
Mairs and Power 125,330 sh (-7.78%)
Paul Tudor Jones 16,500 sh (-9.34%)
John Keeley 965,078 sh (-16.51%)
» More
Q4 2015

WTFC Guru Trades in Q4 2015

James Barrow Sold Out
Ken Fisher 1,315,809 sh (-0.01%)
» More
» Details

Insider Trades

Latest Guru Trades with WTFC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of Wintrust Financial Corp

SymbolPriceYieldDescription
WTFPP1084.660.00
WTFCM25.803.52

Ratios

vs
industry
vs
history
P/E(ttm) 13.23
WTFC's P/E(ttm) is ranked lower than
55% of the 2140 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.49 vs. WTFC: 13.23 )
Ranked among companies with meaningful P/E(ttm) only.
WTFC' s P/E(ttm) Range Over the Past 10 Years
Min: 11.01  Med: 17.40 Max: 4015.71
Current: 13.23
11.01
4015.71
Forward P/E 11.01
WTFC's Forward P/E is ranked lower than
65% of the 1307 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.35 vs. WTFC: 11.01 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 13.64
WTFC's PE(NRI) is ranked lower than
57% of the 1664 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.35 vs. WTFC: 13.64 )
Ranked among companies with meaningful PE(NRI) only.
WTFC' s PE(NRI) Range Over the Past 10 Years
Min: 11.03  Med: 17.82 Max: 2811
Current: 13.64
11.03
2811
P/B 0.89
WTFC's P/B is ranked higher than
62% of the 2196 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. WTFC: 0.89 )
Ranked among companies with meaningful P/B only.
WTFC' s P/B Range Over the Past 10 Years
Min: 0.31  Med: 1.02 Max: 2.24
Current: 0.89
0.31
2.24
P/S 2.30
WTFC's P/S is ranked higher than
58% of the 2510 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.58 vs. WTFC: 2.30 )
Ranked among companies with meaningful P/S only.
WTFC' s P/S Range Over the Past 10 Years
Min: 0.67  Med: 2.50 Max: 4.62
Current: 2.3
0.67
4.62
PFCF 27.14
WTFC's PFCF is ranked lower than
89% of the 1337 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.28 vs. WTFC: 27.14 )
Ranked among companies with meaningful PFCF only.
WTFC' s PFCF Range Over the Past 10 Years
Min: 2.16  Med: 8.18 Max: 305.28
Current: 27.14
2.16
305.28
POCF 18.47
WTFC's POCF is ranked lower than
85% of the 1504 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.29 vs. WTFC: 18.47 )
Ranked among companies with meaningful POCF only.
WTFC' s POCF Range Over the Past 10 Years
Min: 1.75  Med: 6.40 Max: 51.36
Current: 18.47
1.75
51.36
EV-to-EBIT 9.12
WTFC's EV-to-EBIT is ranked higher than
70% of the 2085 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.39 vs. WTFC: 9.12 )
Ranked among companies with meaningful EV-to-EBIT only.
WTFC' s EV-to-EBIT Range Over the Past 10 Years
Min: 8.1  Med: 16.20 Max: 65.6
Current: 9.12
8.1
65.6
EV-to-EBITDA 8.12
WTFC's EV-to-EBITDA is ranked higher than
71% of the 2093 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.12 vs. WTFC: 8.12 )
Ranked among companies with meaningful EV-to-EBITDA only.
WTFC' s EV-to-EBITDA Range Over the Past 10 Years
Min: 6.7  Med: 14.30 Max: 28.9
Current: 8.12
6.7
28.9
PEG 3.81
WTFC's PEG is ranked lower than
87% of the 621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.93 vs. WTFC: 3.81 )
Ranked among companies with meaningful PEG only.
WTFC' s PEG Range Over the Past 10 Years
Min: 0.69  Med: 1.82 Max: 1361.5
Current: 3.81
0.69
1361.5
Shiller P/E 17.52
WTFC's Shiller P/E is ranked lower than
62% of the 678 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.43 vs. WTFC: 17.52 )
Ranked among companies with meaningful Shiller P/E only.
WTFC' s Shiller P/E Range Over the Past 10 Years
Min: 5.29  Med: 17.53 Max: 40.68
Current: 17.52
5.29
40.68

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.10
WTFC's Dividend Yield is ranked lower than
88% of the 2412 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.03 vs. WTFC: 1.10 )
Ranked among companies with meaningful Dividend Yield only.
WTFC' s Dividend Yield Range Over the Past 10 Years
Min: 0.38  Med: 0.59 Max: 3.58
Current: 1.1
0.38
3.58
Dividend Payout 0.15
WTFC's Dividend Payout is ranked higher than
90% of the 1441 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.34 vs. WTFC: 0.15 )
Ranked among companies with meaningful Dividend Payout only.
WTFC' s Dividend Payout Range Over the Past 10 Years
Min: 0.08  Med: 0.16 Max: 3
Current: 0.15
0.08
3
Dividend Growth (3y) 30.50
WTFC's Dividend Growth (3y) is ranked higher than
87% of the 730 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.00 vs. WTFC: 30.50 )
Ranked among companies with meaningful Dividend Growth (3y) only.
WTFC' s Dividend Growth (3y) Range Over the Past 10 Years
Min: 0  Med: -0.60 Max: 33.7
Current: 30.5
0
33.7
Forward Dividend Yield 1.21
WTFC's Forward Dividend Yield is ranked lower than
89% of the 2191 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.26 vs. WTFC: 1.21 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 1.46
WTFC's Yield on cost (5-Year) is ranked lower than
81% of the 2446 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.42 vs. WTFC: 1.46 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
WTFC' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 0.5  Med: 0.78 Max: 4.75
Current: 1.46
0.5
4.75
3-Year Average Share Buyback Ratio -4.90
WTFC's 3-Year Average Share Buyback Ratio is ranked lower than
66% of the 1061 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.70 vs. WTFC: -4.90 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
WTFC' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -22.2  Med: -10.60 Max: 0.3
Current: -4.9
-22.2
0.3

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.20
WTFC's Price/Tangible Book is ranked lower than
57% of the 2185 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.09 vs. WTFC: 1.20 )
Ranked among companies with meaningful Price/Tangible Book only.
WTFC' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.6  Med: 1.81 Max: 3.61
Current: 1.2
0.6
3.61
Price/Projected FCF 0.64
WTFC's Price/Projected FCF is ranked higher than
56% of the 1351 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.64 vs. WTFC: 0.64 )
Ranked among companies with meaningful Price/Projected FCF only.
WTFC' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.23  Med: 1.47 Max: 25.66
Current: 0.64
0.23
25.66
Price/Median PS Value 0.92
WTFC's Price/Median PS Value is ranked higher than
56% of the 2093 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.95 vs. WTFC: 0.92 )
Ranked among companies with meaningful Price/Median PS Value only.
WTFC' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.33  Med: 1.19 Max: 6.26
Current: 0.92
0.33
6.26
Price/Peter Lynch Fair Value 1.18
WTFC's Price/Peter Lynch Fair Value is ranked lower than
64% of the 628 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.81 vs. WTFC: 1.18 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
WTFC' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.63  Med: 1.11 Max: 3.65
Current: 1.18
0.63
3.65
Price/Graham Number 0.98
WTFC's Price/Graham Number is ranked higher than
54% of the 2050 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.98 vs. WTFC: 0.98 )
Ranked among companies with meaningful Price/Graham Number only.
WTFC' s Price/Graham Number Range Over the Past 10 Years
Min: 0.81  Med: 1.20 Max: 7.48
Current: 0.98
0.81
7.48
Earnings Yield (Greenblatt) (%) 10.97
WTFC's Earnings Yield (Greenblatt) (%) is ranked higher than
72% of the 1519 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.20 vs. WTFC: 10.97 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
WTFC' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 1.5  Med: 6.20 Max: 12.3
Current: 10.97
1.5
12.3
Forward Rate of Return (Yacktman) (%) 18.37
WTFC's Forward Rate of Return (Yacktman) (%) is ranked higher than
58% of the 869 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.65 vs. WTFC: 18.37 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
WTFC' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -31.6  Med: 6.65 Max: 30
Current: 18.37
-31.6
30

More Statistics

Revenue(Mil) $913
EPS $ 3.02
Beta0.74
Short Percentage of Float5.38%
52-Week Range $38.71 - 55.79
Shares Outstanding(Mil)48.37

Analyst Estimate

Dec16 Dec17
Revenue(Mil)
EPS($) 3.33 3.60
EPS without NRI($) 3.33 3.60

Latest Earnings Webcast

» More Conference Calls

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Traded in other countries:WF2.Germany, WTFPP.USA,
Wintrust Financial Corp was incorporated in the year 1992. The Company is a financial holding company engaged in the business of providing community-oriented, personal and commercial banking and wealth management services to customers located in the Chicago metropolitan area and in southeastern Wisconsin, through its fifteen wholly owned banking subsidiaries, as well as the origination and purchase of residential mortgages for sale into the secondary market through Wintrust Mortgage, a division of Barrington Bank and Trust Company, N.A. "Barrington Bank". The Company provides specialty finance services, including financing for the payment of commercial insurance premiums and life insurance premiums on a national basis through its wholly owned subsidiary, First Insurance Funding Corporation "FIFC", and short-term accounts receivable financing and outsourced administrative services through its wholly owned subsidiary, Tricom, Inc. of Milwaukee. It also provides wealth management services mainly to customers in its Market Area through three separate subsidiaries, including The Chicago Trust Company, N.A. "CTC", Wayne Hummer Investments, LLC "WHI" and Great Lakes Advisors, LLC. The Company faces competition in attracting and retaining deposits, making loans, and providing other financial services "including wealth management services" throughout its market area. Its competitors include national, regional and other community banks, and a wide range of other financial institutions such as credit unions, government-sponsored enterprises, mutual fund companies, insurance companies, factoring companies and other non-bank financial companies. The Company continues to be subject to supervision and regulation by the Federal Reserve under the BHC Act.
» More Articles for NAS:WTFC

Headlines

Articles On GuruFocus.com
Wintrust Financial Corp. Reports Operating Results (10-K) Mar 01 2011 
Wintrust Financial Corp. Reports Operating Results (10-Q) Nov 09 2009 
A Win For Wintrust Financial Sep 22 2009 
John Keeley Buys ITC Holdings Corp., Tennant Company, Broadridge Financial Solutions Inc., Sells OMN Oct 23 2007 

More From Other Websites
Wintrust Financial Corporation Announces Cash Dividend Jan 28 2016
Wintrust Financial Corporation Announces Cash Dividend Jan 28 2016
Wintrust Financial Corp. Earnings Analysis: Q4, 2015 By the Numbers Jan 21 2016
Edited Transcript of WTFC earnings conference call or presentation 19-Jan-16 8:00pm GMT Jan 19 2016
Wintrust continues Wisconsin expansion with deal for Pewaukee’s Foundations Bank Jan 19 2016
Zacks Investment Ideas feature highlights: Morgan Stanley, Wintrust Financial, Netflix, Cree and IBM Jan 19 2016
WINTRUST FINANCIAL CORP Files SEC form 8-K, Results of Operations and Financial Condition Jan 19 2016
Wintrust misses Street 4Q forecasts Jan 19 2016
Wintrust misses Street 4Q forecasts Jan 19 2016
Wintrust Financial Corporation Reports Fourth Quarter and Full Year 2015 Net Income Jan 19 2016
Q4 2015 Wintrust Financial Corp Earnings Release - Before Market Open Jan 19 2016
Wintrust Financial Corporation Reports Fourth Quarter and Full Year 2015 Net Income Jan 19 2016
Wintrust Financial Corporation Announces Plans to Acquire Generations Bancorp, Inc. Jan 14 2016
Wintrust Financial Corporation Announces Plans to Acquire Generations Bancorp, Inc. Jan 14 2016
Wintrust Financial Corporation Announces Fourth Quarter and Year-to-Date 2015 Earnings Release... Dec 28 2015
Wintrust Financial Corporation Announces Fourth Quarter and Year-to-Date 2015 Earnings Release... Dec 28 2015
WINTRUST FINANCIAL CORP Financials Dec 08 2015
Wintrust Financial Corp. breached its 50 day moving average in a Bearish Manner : December 3, 2015 Dec 03 2015
Is Clear Channel Outdoor Holdings, Inc. (CCO) A Good Stock To Buy? Nov 30 2015
Hedge Funds Are Selling Wintrust Financial Corp (WTFC) Nov 28 2015

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