Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.61
XBKS's Cash to Debt is ranked lower than
63% of the 1088 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.69 vs. XBKS: 0.61 )
Ranked among companies with meaningful Cash to Debt only.
XBKS' s Cash to Debt Range Over the Past 10 Years
Min: 0.29  Med: 10000.00 Max: No Debt
Current: 0.61
Equity to Asset 0.10
XBKS's Equity to Asset is ranked lower than
52% of the 1578 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. XBKS: 0.10 )
Ranked among companies with meaningful Equity to Asset only.
XBKS' s Equity to Asset Range Over the Past 10 Years
Min: 0.09  Med: 0.14 Max: 0.27
Current: 0.1
0.09
0.27
Interest Coverage 0.73
XBKS's Interest Coverage is ranked lower than
72% of the 1429 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.82 vs. XBKS: 0.73 )
Ranked among companies with meaningful Interest Coverage only.
XBKS' s Interest Coverage Range Over the Past 10 Years
Min: 0.07  Med: 0.37 Max: 1.71
Current: 0.73
0.07
1.71
F-Score: 3
WACC vs ROIC
3.45%
3.57%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 14.52
XBKS's Operating margin (%) is ranked lower than
83% of the 1590 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.86 vs. XBKS: 14.52 )
Ranked among companies with meaningful Operating margin (%) only.
XBKS' s Operating margin (%) Range Over the Past 10 Years
Min: -4383.56  Med: 9.83 Max: 21.16
Current: 14.52
-4383.56
21.16
Net-margin (%) 10.46
XBKS's Net-margin (%) is ranked lower than
83% of the 1593 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.37 vs. XBKS: 10.46 )
Ranked among companies with meaningful Net-margin (%) only.
XBKS' s Net-margin (%) Range Over the Past 10 Years
Min: -4293.84  Med: 6.87 Max: 32.4
Current: 10.46
-4293.84
32.4
ROE (%) 3.07
XBKS's ROE (%) is ranked lower than
84% of the 1589 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.01 vs. XBKS: 3.07 )
Ranked among companies with meaningful ROE (%) only.
XBKS' s ROE (%) Range Over the Past 10 Years
Min: -17.71  Med: 1.82 Max: 8.69
Current: 3.07
-17.71
8.69
ROA (%) 0.34
XBKS's ROA (%) is ranked lower than
80% of the 1598 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.86 vs. XBKS: 0.34 )
Ranked among companies with meaningful ROA (%) only.
XBKS' s ROA (%) Range Over the Past 10 Years
Min: -3.25  Med: 0.25 Max: 1.42
Current: 0.34
-3.25
1.42
Revenue Growth (3Y)(%) -3.90
XBKS's Revenue Growth (3Y)(%) is ranked lower than
73% of the 1284 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.10 vs. XBKS: -3.90 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
XBKS' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -67.7  Med: 13.40 Max: 231.2
Current: -3.9
-67.7
231.2
EBITDA Growth (3Y)(%) -24.20
XBKS's EBITDA Growth (3Y)(%) is ranked lower than
86% of the 1167 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.40 vs. XBKS: -24.20 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
XBKS' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -24.2  Med: 22.20 Max: 26
Current: -24.2
-24.2
26
EPS Growth (3Y)(%) -40.20
XBKS's EPS Growth (3Y)(%) is ranked lower than
88% of the 1165 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.60 vs. XBKS: -40.20 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
XBKS' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -40.2  Med: 13.90 Max: 64.2
Current: -40.2
-40.2
64.2
» XBKS's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Insider Trades

Latest Guru Trades with XBKS

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 27.69
XBKS's P/E(ttm) is ranked lower than
90% of the 2164 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.39 vs. XBKS: 27.69 )
Ranked among companies with meaningful P/E(ttm) only.
XBKS' s P/E(ttm) Range Over the Past 10 Years
Min: 5.08  Med: 27.30 Max: 2130
Current: 27.69
5.08
2130
Forward P/E 16.03
XBKS's Forward P/E is ranked lower than
92% of the 1322 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.27 vs. XBKS: 16.03 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 27.88
XBKS's PE(NRI) is ranked lower than
89% of the 1679 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.31 vs. XBKS: 27.88 )
Ranked among companies with meaningful PE(NRI) only.
XBKS' s PE(NRI) Range Over the Past 10 Years
Min: 5.08  Med: 27.34 Max: 1065
Current: 27.88
5.08
1065
P/B 0.86
XBKS's P/B is ranked higher than
60% of the 2247 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.01 vs. XBKS: 0.86 )
Ranked among companies with meaningful P/B only.
XBKS' s P/B Range Over the Past 10 Years
Min: 0.3  Med: 0.80 Max: 1.92
Current: 0.86
0.3
1.92
P/S 2.87
XBKS's P/S is ranked lower than
56% of the 2511 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.55 vs. XBKS: 2.87 )
Ranked among companies with meaningful P/S only.
XBKS' s P/S Range Over the Past 10 Years
Min: 0.95  Med: 2.75 Max: 126.43
Current: 2.87
0.95
126.43
PFCF 30.46
XBKS's PFCF is ranked lower than
92% of the 1355 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.28 vs. XBKS: 30.46 )
Ranked among companies with meaningful PFCF only.
XBKS' s PFCF Range Over the Past 10 Years
Min: 4.55  Med: 26.04 Max: 139.8
Current: 30.46
4.55
139.8
POCF 29.13
XBKS's POCF is ranked lower than
92% of the 1518 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.30 vs. XBKS: 29.13 )
Ranked among companies with meaningful POCF only.
XBKS' s POCF Range Over the Past 10 Years
Min: 4.46  Med: 22.71 Max: 99999999.99
Current: 29.13
4.46
99999999.99
EV-to-EBIT 22.37
XBKS's EV-to-EBIT is ranked lower than
78% of the 2121 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.36 vs. XBKS: 22.37 )
Ranked among companies with meaningful EV-to-EBIT only.
XBKS' s EV-to-EBIT Range Over the Past 10 Years
Min: -192.4  Med: 13.40 Max: 1569.9
Current: 22.37
-192.4
1569.9
EV-to-EBITDA 17.74
XBKS's EV-to-EBITDA is ranked lower than
73% of the 2129 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.08 vs. XBKS: 17.74 )
Ranked among companies with meaningful EV-to-EBITDA only.
XBKS' s EV-to-EBITDA Range Over the Past 10 Years
Min: -192.4  Med: 10.00 Max: 1569.9
Current: 17.74
-192.4
1569.9

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.02
XBKS's Price/Tangible Book is ranked higher than
55% of the 2191 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.08 vs. XBKS: 1.02 )
Ranked among companies with meaningful Price/Tangible Book only.
XBKS' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.26  Med: 0.95 Max: 1.65
Current: 1.02
0.26
1.65
Price/Median PS Value 1.05
XBKS's Price/Median PS Value is ranked lower than
66% of the 2108 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.94 vs. XBKS: 1.05 )
Ranked among companies with meaningful Price/Median PS Value only.
XBKS' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.3  Med: 0.99 Max: 29.47
Current: 1.05
0.3
29.47
Price/Graham Number 1.13
XBKS's Price/Graham Number is ranked lower than
77% of the 2062 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. XBKS: 1.13 )
Ranked among companies with meaningful Price/Graham Number only.
XBKS' s Price/Graham Number Range Over the Past 10 Years
Min: 0.42  Med: 1.14 Max: 8.45
Current: 1.13
0.42
8.45
Earnings Yield (Greenblatt) (%) 4.46
XBKS's Earnings Yield (Greenblatt) (%) is ranked lower than
69% of the 1519 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.20 vs. XBKS: 4.46 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
XBKS' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 0.1  Med: 6.10 Max: 42.5
Current: 4.46
0.1
42.5

More Statistics

Revenue(Mil) $31
EPS $ 0.24
Beta-0.09
Short Percentage of Float0.09%
52-Week Range $5.84 - 7.49
Shares Outstanding(Mil)12.99

Analyst Estimate

Dec15
Revenue(Mil)
EPS($) 0.40
EPS without NRI($) 0.40

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Xenith Bankshares Inc is incorporated in the state of Virginia in 2008. It is the bank holding company for Xenith Bank. The Bank is a full-service, locally-managed commercial bank specifically targeting the banking needs of middle market and small businesses, local real estate developers and investors, private banking clients and select retail banking clients. The Bank conducts its principal banking activities through its six branches, with one branch located in Tysons Corner, Virginia, two branches located in Richmond, Virginia, and three branches located in Suffolk, Virginia. The Bank's services and products currently consist mainly of taking deposits and making loans within its trade areas of the City of Suffolk and its adjacent cities and counties, the City of Richmond and its adjacent cities and counties, and the Northern Virginia markets, including the District of Columbia. Its products and services include commercial and consumer checking accounts, noninterest-bearing demand accounts, money market accounts, savings accounts, as well as time deposits. It offers secured and unsecured commercial and industrial loans, commercial real estate loans (including construction and land development loans), residential real estate loans and consumer loans. It further offers comprehensive internet banking services. It is a member of the START and PLUS automated teller ('ATM') networks which provide customers with access to ATMs. It offers a high level of personalized service to its customers through its relationship managers and branch personnel. To maintain existing deposits and attract new deposits, it offers a product line and competitive rates and services. In addition to these services, it offers remote deposit capture, direct deposit and merchant services. Its technology platform is designed and well-suited to support its existing suite of services and products on a greater scale. The platform is capable of supporting an expanded product set. The bank is regulated by the Federal Reserve, and the Bureau of Financial Institutions of the Virginia State Corporation Commission, or the Bureau of Financial Institutions.
» More Articles for XBKS

Headlines

Articles On GuruFocus.com
Weekly CFO Buys Highlight: RXN, XBKS, STAG, AEGR, PZG Apr 02 2012 

More From Other Websites
XENITH BANKSHARES, INC. Files SEC form 8-K, Change in Directors or Principal Officers Feb 01 2016
XENITH BANKSHARES, INC. Financials Dec 08 2015
XENITH BANKSHARES, INC. Files SEC form 10-Q, Quarterly Report Nov 09 2015
XENITH BANKSHARES, INC. Files SEC form 8-K/A, Results of Operations and Financial Condition,... Nov 06 2015
Xenith Bankshares, Inc. Reports Third Quarter and Year-to-Date 2015 Results Nov 05 2015
XENITH BANKSHARES, INC. Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Nov 05 2015
XENITH BANKSHARES, INC. Files SEC form 8-K, Entry into a Material Definitive Agreement, Creation of... Sep 29 2015
Xenith Bankshares, Inc. Earnings Q2, 2015 Sep 11 2015
Xenith Bankshares (XBKS) is in Overbought Territory: What's Next? Sep 11 2015
XENITH BANKSHARES, INC. Files SEC form 10-Q, Quarterly Report Aug 07 2015
Xenith Bankshares, Inc. Reports Second Quarter and First Half 2015 Results Jul 28 2015
Xenith Bankshares posts 2Q profit Jul 28 2015
Xenith Bankshares posts 2Q profit Jul 28 2015
XENITH BANKSHARES, INC. Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Jul 28 2015
XENITH BANKSHARES, INC. Files SEC form 8-K, Amendments to Articles of Inc. or Bylaws; Change in... Jul 07 2015
XENITH BANKSHARES, INC. Files SEC form 8-K, Entry into a Material Definitive Agreement, Creation of... Jun 25 2015
XENITH BANKSHARES, INC. Files SEC form 8-K, Submission of Matters to a Vote of Security Holders May 08 2015
XENITH BANKSHARES, INC. Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Apr 30 2015
Xenith Bankshares posts 1Q profit Apr 29 2015
Xenith Bankshares posts 1Q profit Apr 29 2015

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK