Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt No Debt
XBKS's Cash to Debt is ranked higher than
98% of the 980 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.53 vs. XBKS: No Debt )
Ranked among companies with meaningful Cash to Debt only.
XBKS' s 10-Year Cash to Debt Range
Min: 0.29  Med: 10000.00 Max: No Debt
Current: No Debt
Equity to Asset 0.11
XBKS's Equity to Asset is ranked higher than
57% of the 1337 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. XBKS: 0.11 )
Ranked among companies with meaningful Equity to Asset only.
XBKS' s 10-Year Equity to Asset Range
Min: 0.09  Med: 0.14 Max: 0.27
Current: 0.11
0.09
0.27
Interest Coverage 0.45
XBKS's Interest Coverage is ranked lower than
82% of the 1255 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.62 vs. XBKS: 0.45 )
Ranked among companies with meaningful Interest Coverage only.
XBKS' s 10-Year Interest Coverage Range
Min: 0.07  Med: 0.37 Max: 1.71
Current: 0.45
0.07
1.71
F-Score: 5
WACC vs ROIC
4.49%
2.49%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 9.62
XBKS's Operating margin (%) is ranked lower than
87% of the 1405 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.01 vs. XBKS: 9.62 )
Ranked among companies with meaningful Operating margin (%) only.
XBKS' s 10-Year Operating margin (%) Range
Min: -4383.56  Med: 7.22 Max: 21.16
Current: 9.62
-4383.56
21.16
Net-margin (%) 6.46
XBKS's Net-margin (%) is ranked lower than
88% of the 1405 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.75 vs. XBKS: 6.46 )
Ranked among companies with meaningful Net-margin (%) only.
XBKS' s 10-Year Net-margin (%) Range
Min: -4293.84  Med: 5.11 Max: 32.4
Current: 6.46
-4293.84
32.4
ROE (%) 1.84
XBKS's ROE (%) is ranked lower than
87% of the 1407 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.30 vs. XBKS: 1.84 )
Ranked among companies with meaningful ROE (%) only.
XBKS' s 10-Year ROE (%) Range
Min: -17.71  Med: 1.47 Max: 8.69
Current: 1.84
-17.71
8.69
ROA (%) 0.22
XBKS's ROA (%) is ranked lower than
86% of the 1416 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.84 vs. XBKS: 0.22 )
Ranked among companies with meaningful ROA (%) only.
XBKS' s 10-Year ROA (%) Range
Min: -3.25  Med: 0.18 Max: 1.42
Current: 0.22
-3.25
1.42
ROC (Joel Greenblatt) (%) 38.98
XBKS's ROC (Joel Greenblatt) (%) is ranked lower than
70% of the 1398 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 76.67 vs. XBKS: 38.98 )
Ranked among companies with meaningful ROC (Joel Greenblatt) (%) only.
XBKS' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -102  Med: 23.44 Max: 72.59
Current: 38.98
-102
72.59
Revenue Growth (3Y)(%) -3.90
XBKS's Revenue Growth (3Y)(%) is ranked lower than
75% of the 1186 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.00 vs. XBKS: -3.90 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
XBKS' s 10-Year Revenue Growth (3Y)(%) Range
Min: -67.7  Med: 13.40 Max: 231.2
Current: -3.9
-67.7
231.2
EBITDA Growth (3Y)(%) -24.20
XBKS's EBITDA Growth (3Y)(%) is ranked lower than
92% of the 1046 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.50 vs. XBKS: -24.20 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
XBKS' s 10-Year EBITDA Growth (3Y)(%) Range
Min: -24.2  Med: 22.20 Max: 26
Current: -24.2
-24.2
26
EPS Growth (3Y)(%) -40.70
XBKS's EPS Growth (3Y)(%) is ranked lower than
93% of the 1055 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.40 vs. XBKS: -40.70 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
XBKS' s 10-Year EPS Growth (3Y)(%) Range
Min: -40.7  Med: 16.30 Max: 63.4
Current: -40.7
-40.7
63.4
» XBKS's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Insider Trades

Latest Guru Trades with XBKS

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 43.10
XBKS's P/E(ttm) is ranked lower than
93% of the 1259 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.20 vs. XBKS: 43.10 )
Ranked among companies with meaningful P/E(ttm) only.
XBKS' s 10-Year P/E(ttm) Range
Min: 5.08  Med: 27.60 Max: 2129
Current: 43.1
5.08
2129
Forward P/E 16.03
XBKS's Forward P/E is ranked lower than
83% of the 710 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.18 vs. XBKS: 16.03 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 43.70
XBKS's PE(NRI) is ranked lower than
93% of the 1255 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.20 vs. XBKS: 43.70 )
Ranked among companies with meaningful PE(NRI) only.
XBKS' s 10-Year PE(NRI) Range
Min: 5.08  Med: 27.38 Max: 1064.5
Current: 43.7
5.08
1064.5
P/B 0.81
XBKS's P/B is ranked higher than
72% of the 1359 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. XBKS: 0.81 )
Ranked among companies with meaningful P/B only.
XBKS' s 10-Year P/B Range
Min: 0.3  Med: 0.80 Max: 1.92
Current: 0.81
0.3
1.92
P/S 2.51
XBKS's P/S is ranked higher than
60% of the 1388 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.94 vs. XBKS: 2.51 )
Ranked among companies with meaningful P/S only.
XBKS' s 10-Year P/S Range
Min: 0.95  Med: 2.79 Max: 126.43
Current: 2.51
0.95
126.43
PFCF 20.40
XBKS's PFCF is ranked lower than
77% of the 813 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.28 vs. XBKS: 20.40 )
Ranked among companies with meaningful PFCF only.
XBKS' s 10-Year PFCF Range
Min: 4.55  Med: 23.15 Max: 139.8
Current: 20.4
4.55
139.8
POCF 18.55
XBKS's POCF is ranked lower than
80% of the 923 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.67 vs. XBKS: 18.55 )
Ranked among companies with meaningful POCF only.
XBKS' s 10-Year POCF Range
Min: 4.46  Med: 20.27 Max: 99999999.99
Current: 18.55
4.46
99999999.99
EV-to-EBIT 15.10
XBKS's EV-to-EBIT is ranked lower than
55% of the 1271 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.91 vs. XBKS: 15.10 )
Ranked among companies with meaningful EV-to-EBIT only.
XBKS' s 10-Year EV-to-EBIT Range
Min: -192.4  Med: 12.30 Max: 1569.1
Current: 15.1
-192.4
1569.1
Days Sales Outstanding 48.22
XBKS's Days Sales Outstanding is ranked lower than
64% of the 775 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 33.80 vs. XBKS: 48.22 )
Ranked among companies with meaningful Days Sales Outstanding only.
XBKS' s 10-Year Days Sales Outstanding Range
Min: 21.33  Med: 46.69 Max: 2442.5
Current: 48.22
21.33
2442.5

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.96
XBKS's Price/Tangible Book is ranked higher than
65% of the 1337 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.18 vs. XBKS: 0.96 )
Ranked among companies with meaningful Price/Tangible Book only.
XBKS' s 10-Year Price/Tangible Book Range
Min: 0.26  Med: 0.95 Max: 1.65
Current: 0.96
0.26
1.65
Price/Median PS Value 0.90
XBKS's Price/Median PS Value is ranked higher than
76% of the 1195 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.08 vs. XBKS: 0.90 )
Ranked among companies with meaningful Price/Median PS Value only.
XBKS' s 10-Year Price/Median PS Value Range
Min: 0.29  Med: 0.98 Max: 28
Current: 0.9
0.29
28
Price/Graham Number 1.26
XBKS's Price/Graham Number is ranked lower than
81% of the 1086 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.86 vs. XBKS: 1.26 )
Ranked among companies with meaningful Price/Graham Number only.
XBKS' s 10-Year Price/Graham Number Range
Min: 0.4  Med: 1.09 Max: 10.77
Current: 1.26
0.4
10.77
Earnings Yield (Greenblatt) (%) 6.60
XBKS's Earnings Yield (Greenblatt) (%) is ranked higher than
50% of the 1390 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. XBKS: 6.60 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
XBKS' s 10-Year Earnings Yield (Greenblatt) (%) Range
Min: 0.1  Med: 6.30 Max: 42.5
Current: 6.6
0.1
42.5

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Xenith Bankshares Inc is incorporated in the state of Virginia in 2008. It is the bank holding company for Xenith Bank. The Bank is a full-service, locally-managed commercial bank specifically targeting the banking needs of middle market and small businesses, local real estate developers and investors, private banking clients and select retail banking clients. The Bank conducts its principal banking activities through its six branches, with one branch located in Tysons Corner, Virginia, two branches located in Richmond, Virginia, and three branches located in Suffolk, Virginia. The Bank's services and products currently consist mainly of taking deposits and making loans within its trade areas of the City of Suffolk and its adjacent cities and counties, the City of Richmond and its adjacent cities and counties, and the Northern Virginia markets, including the District of Columbia. Its products and services include commercial and consumer checking accounts, noninterest-bearing demand accounts, money market accounts, savings accounts, as well as time deposits. It offers secured and unsecured commercial and industrial loans, commercial real estate loans (including construction and land development loans), residential real estate loans and consumer loans. It further offers comprehensive internet banking services. It is a member of the START and PLUS automated teller ('ATM') networks which provide customers with access to ATMs. It offers a high level of personalized service to its customers through its relationship managers and branch personnel. To maintain existing deposits and attract new deposits, it offers a product line and competitive rates and services. In addition to these services, it offers remote deposit capture, direct deposit and merchant services. Its technology platform is designed and well-suited to support its existing suite of services and products on a greater scale. The platform is capable of supporting an expanded product set. The bank is regulated by the Federal Reserve, and the Bureau of Financial Institutions of the Virginia State Corporation Commission, or the Bureau of Financial Institutions.
» More Articles for XBKS

Headlines

Articles On GuruFocus.com
Weekly CFO Buys Highlight: RXN, XBKS, STAG, AEGR, PZG Apr 02 2012 

More From Other Websites
Xenith Bankshares, Inc. Reports Second Quarter and First Half 2015 Results Jul 28 2015
Xenith Bankshares posts 2Q profit Jul 28 2015
Xenith Bankshares posts 2Q profit Jul 28 2015
XENITH BANKSHARES, INC. Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Jul 28 2015
Xenith Bankshares, Inc. Reports Second Quarter and First Half 2015 Results Jul 28 2015
XENITH BANKSHARES, INC. Files SEC form 8-K, Amendments to Articles of Inc. or Bylaws; Change in... Jul 07 2015
XENITH BANKSHARES, INC. Files SEC form 8-K, Entry into a Material Definitive Agreement, Creation of... Jun 25 2015
XENITH BANKSHARES, INC. Financials May 20 2015
10-Q for Xenith Bankshares, Inc. May 10 2015
XENITH BANKSHARES, INC. Files SEC form 8-K, Submission of Matters to a Vote of Security Holders May 08 2015
XENITH BANKSHARES, INC. Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Apr 30 2015
Xenith Bankshares posts 1Q profit Apr 29 2015
Xenith Bankshares posts 1Q profit Apr 29 2015
Xenith Bankshares, Inc. Reports 2015 First Quarter Results, Significant Earnings Growth Apr 29 2015
XENITH BANKSHARES, INC. Files SEC form 10-K, Annual Report Mar 06 2015
XENITH BANKSHARES, INC. Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Feb 19 2015
Xenith Bankshares posts 4Q profit Feb 19 2015
Xenith Bankshares posts 4Q profit Feb 19 2015
Xenith Bankshares, Inc. Reports 2014 Results, Strong Loan and Deposit Growth Feb 18 2015
XENITH BANKSHARES, INC. Files SEC form 8-K, Change in Directors or Principal Officers Feb 02 2015

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK