Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 1.09
XL's Cash to Debt is ranked higher than
67% of the 195 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.64 vs. XL: 1.09 )
XL' s 10-Year Cash to Debt Range
Min: 0.63   Max: No Debt
Current: 1.09

Equity to Asset 0.22
XL's Equity to Asset is ranked higher than
65% of the 196 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.25 vs. XL: 0.22 )
XL' s 10-Year Equity to Asset Range
Min: 0.13   Max: 0.46
Current: 0.22

0.13
0.46
Interest Coverage 4.13
XL's Interest Coverage is ranked higher than
52% of the 157 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 27.44 vs. XL: 4.13 )
XL' s 10-Year Interest Coverage Range
Min: 0.62   Max: 96.04
Current: 4.13

0.62
96.04
F-Score: 5
Z-Score: 0.41
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 9.82
XL's Operating margin (%) is ranked higher than
70% of the 189 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.62 vs. XL: 9.82 )
XL' s 10-Year Operating margin (%) Range
Min: -12.21   Max: 59.46
Current: 9.82

-12.21
59.46
Net-margin (%) 9.00
XL's Net-margin (%) is ranked higher than
74% of the 189 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.68 vs. XL: 9.00 )
XL' s 10-Year Net-margin (%) Range
Min: -35.73   Max: 58.41
Current: 9

-35.73
58.41
ROE (%) 6.20
XL's ROE (%) is ranked higher than
62% of the 190 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.70 vs. XL: 6.20 )
XL' s 10-Year ROE (%) Range
Min: -41.76   Max: 27.31
Current: 6.2

-41.76
27.31
ROA (%) 1.43
XL's ROA (%) is ranked higher than
61% of the 191 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.69 vs. XL: 1.43 )
XL' s 10-Year ROA (%) Range
Min: -5.59   Max: 11.12
Current: 1.43

-5.59
11.12
Revenue Growth (%) 10.90
XL's Revenue Growth (%) is ranked higher than
82% of the 176 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.20 vs. XL: 10.90 )
XL' s 10-Year Revenue Growth (%) Range
Min: 0   Max: 35.9
Current: 10.9

0
35.9
EBITDA Growth (%) 17.20
XL's EBITDA Growth (%) is ranked higher than
83% of the 162 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.50 vs. XL: 17.20 )
XL' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: 36.6
Current: 17.2

0
36.6
EPS Growth (%) 28.00
XL's EPS Growth (%) is ranked higher than
92% of the 167 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.50 vs. XL: 28.00 )
XL' s 10-Year EPS Growth (%) Range
Min: -60.1   Max: 52.4
Current: 28

-60.1
52.4
» XL's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2013

XL Guru Trades in Q2 2013

Joel Greenblatt 10,634 sh (New)
James Barrow 25,994,339 sh (+0.46%)
Richard Snow 21,705 sh (unchged)
Pioneer Investments Sold Out
Donald Smith 3,864,853 sh (-0.35%)
Jeremy Grantham 75,200 sh (-2.97%)
RS Investment Management 1,406,128 sh (-4.3%)
Leon Cooperman 3,644,037 sh (-9.65%)
Diamond Hill Capital 270,902 sh (-30.68%)
Jim Simons 1,189,300 sh (-45.3%)
Steven Cohen 40,759 sh (-95.98%)
» More
Q3 2013

XL Guru Trades in Q3 2013

HOTCHKIS & WILEY 595,400 sh (New)
Louis Moore Bacon 100,000 sh (New)
Joel Greenblatt 11,665 sh (+9.7%)
Leon Cooperman 3,650,037 sh (+0.16%)
Richard Snow 21,645 sh (-0.28%)
RS Investment Management 1,396,395 sh (-0.69%)
Jeremy Grantham 74,100 sh (-1.46%)
Donald Smith 3,745,570 sh (-3.09%)
James Barrow 24,810,169 sh (-4.56%)
Diamond Hill Capital 253,916 sh (-6.27%)
Jim Simons 988,200 sh (-16.91%)
Steven Cohen 15,393 sh (-62.23%)
» More
Q4 2013

XL Guru Trades in Q4 2013

Paul Tudor Jones 10,268 sh (New)
Donald Smith 6,022,052 sh (+60.78%)
Joel Greenblatt 13,440 sh (+15.22%)
RS Investment Management 1,540,927 sh (+10.35%)
Diamond Hill Capital 275,281 sh (+8.41%)
Louis Moore Bacon Sold Out
Richard Snow Sold Out
Jim Simons Sold Out
Jeremy Grantham 71,400 sh (-3.64%)
Leon Cooperman 3,209,872 sh (-12.06%)
James Barrow 18,624,393 sh (-24.93%)
HOTCHKIS & WILEY 356,200 sh (-40.17%)
Steven Cohen 9,089 sh (-40.95%)
» More
Q1 2014

XL Guru Trades in Q1 2014

Ray Dalio 15,540 sh (New)
David Dreman 2,133 sh (New)
HOTCHKIS & WILEY 777,100 sh (+118.16%)
Paul Tudor Jones 14,611 sh (+42.3%)
Donald Smith 7,626,150 sh (+26.64%)
Steven Cohen 11,497 sh (+26.49%)
RS Investment Management 1,816,241 sh (+17.87%)
Diamond Hill Capital 294,561 sh (+7%)
Leon Cooperman 3,108,172 sh (-3.17%)
James Barrow 16,232,932 sh (-12.84%)
Jeremy Grantham 59,800 sh (-16.25%)
Joel Greenblatt 7,114 sh (-47.07%)
» More
» Details

Insider Trades

Latest Guru Trades with XL

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Donald Smith 2014-03-31 Add 26.64%0.97%$27.96 - $31.89 $ 33.5312%7626150
James Barrow 2014-03-31 Reduce -12.84%0.11%$27.96 - $31.89 $ 33.5312%16232932
David Dreman 2014-03-31 New Buy0.01%$27.96 - $31.89 $ 33.5312%2133
Ray Dalio 2014-03-31 New Buy$27.96 - $31.89 $ 33.5312%15540
Joel Greenblatt 2014-03-31 Reduce -47.07%$27.96 - $31.89 $ 33.5312%7114
Donald Smith 2013-12-31 Add 60.78%1.44%$29.65 - $32.16 $ 33.538%6022052
James Barrow 2013-12-31 Reduce -24.93%0.3%$29.65 - $32.16 $ 33.538%18624393
Leon Cooperman 2013-12-31 Reduce -12.06%0.21%$29.65 - $32.16 $ 33.538%3209872
Leon Cooperman 2013-06-30 Reduce -9.65%0.18%$29.32 - $32.71 $ 33.537%3644037
Joel Greenblatt 2013-06-30 New Buy0.01%$29.32 - $32.71 $ 33.537%10634
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Guru Investment Theses on XL Group PLC

Columbia Management Comments on XL Group - Oct 26, 2012

XL Group (XL) provides insurance and reinsurance coverage to industrial, commercial, professional and insurance companies around the world. The stock rallied strongly during the quarter on the back of better-than-expected earnings.

From Columbia Large Cap Fund third quarter commentary.


Check out Columbia Management latest stock trades

Diamond Hill Capital Comments on XL Group Plc - Oct 23, 2012

Shares of property and casualty insurance company XL Group PLC (XL) increased during the quarter as the company reported stronger than anticipated second quarter earnings driven by improved underwriting margins. These margins were garnered through implementation of a disciplined process of re-underwriting business lines identified as underperforming. In addition, the company benefited from improving real prices in its primary insurance business and a strong balance sheet.

From Diamond Hill Capital's Third Quarter Small-Mid Cap Fund Commentary.


Check out Diamond Hill Capital latest stock trades

Top Ranked Articles about XL Group PLC

Guru Donald Smith’s Top Five Stocks
Donald Smith (Trades, Portfolio) is the President and Chief Investment Officer at Donald Smith (Trades, Portfolio) & Co., a discipline-based value investing fund. The fund’s website boasts that that they are a “deep-value manager employing a strict bottom-up approach.” Donald Smith (Trades, Portfolio) & Co.’s investment team seeks out-of-favor companies that are valued in the bottom decile of price-to-tangible book value ratios. Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 9.90
XL's P/E(ttm) is ranked higher than
88% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 13.60 vs. XL: 9.90 )
XL' s 10-Year P/E(ttm) Range
Min: 5.05   Max: 118.28
Current: 9.9

5.05
118.28
P/B 0.90
XL's P/B is ranked higher than
88% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.30 vs. XL: 0.90 )
XL' s 10-Year P/B Range
Min: 0.14   Max: 1.51
Current: 0.9

0.14
1.51
P/S 1.29
XL's P/S is ranked higher than
70% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.28 vs. XL: 1.29 )
XL' s 10-Year P/S Range
Min: 0.08   Max: 1.82
Current: 1.29

0.08
1.82
PFCF 11.60
XL's PFCF is ranked higher than
73% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.78 vs. XL: 11.60 )
XL' s 10-Year PFCF Range
Min: 1.66   Max: 114.39
Current: 11.6

1.66
114.39
EV-to-EBIT 10.11
XL's EV-to-EBIT is ranked higher than
69% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.26 vs. XL: 10.11 )
XL' s 10-Year EV-to-EBIT Range
Min: 0.1   Max: 193.3
Current: 10.11

0.1
193.3

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.79
XL's Dividend Yield is ranked lower than
73% of the 158 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.45 vs. XL: 1.79 )
XL' s 10-Year Dividend Yield Range
Min: 1.45   Max: 42.54
Current: 1.79

1.45
42.54
Dividend Payout 0.17
XL's Dividend Payout is ranked higher than
92% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.04 vs. XL: 0.17 )
XL' s 10-Year Dividend Payout Range
Min: -3.33   Max: 90
Current: 0.17

-3.33
90
Dividend growth (3y) 11.90
XL's Dividend growth (3y) is ranked higher than
85% of the 113 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.70 vs. XL: 11.90 )
XL' s 10-Year Dividend growth (3y) Range
Min: -35.9   Max: 11.9
Current: 11.9

-35.9
11.9
Yield on cost (5-Year) 2.64
XL's Yield on cost (5-Year) is ranked lower than
53% of the 160 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 3.15 vs. XL: 2.64 )
XL' s 10-Year Yield on cost (5-Year) Range
Min: 2.13   Max: 62.51
Current: 2.64

2.13
62.51
Share Buyback Rate 4.70
XL's Share Buyback Rate is ranked higher than
89% of the 155 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: -0.30 vs. XL: 4.70 )
XL' s 10-Year Share Buyback Rate Range
Min: 4.7   Max: -23.9
Current: 4.7

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.90
XL's Price/Tangible Book is ranked higher than
89% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.58 vs. XL: 0.90 )
XL' s 10-Year Price/Tangible Book Range
Min: 0.23   Max: 3.35
Current: 0.9

0.23
3.35
Price/DCF (Projected) 0.80
XL's Price/DCF (Projected) is ranked higher than
72% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.77 vs. XL: 0.80 )
XL' s 10-Year Price/DCF (Projected) Range
Min: 0.04   Max: 0.78
Current: 0.8

0.04
0.78
Price/Median PS Value 1.20
XL's Price/Median PS Value is ranked higher than
68% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.14 vs. XL: 1.20 )
XL' s 10-Year Price/Median PS Value Range
Min: 0.1   Max: 19.52
Current: 1.2

0.1
19.52
Price/Graham Number 0.60
XL's Price/Graham Number is ranked higher than
93% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.99 vs. XL: 0.60 )
XL' s 10-Year Price/Graham Number Range
Min: 0.57   Max: 11.12
Current: 0.6

0.57
11.12
Earnings Yield (Greenblatt) 9.90
XL's Earnings Yield (Greenblatt) is ranked higher than
64% of the 192 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.90 vs. XL: 9.90 )
XL' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.5   Max: 1158.4
Current: 9.9

0.5
1158.4
Forward Rate of Return (Yacktman) 1.68
XL's Forward Rate of Return (Yacktman) is ranked higher than
63% of the 174 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.69 vs. XL: 1.68 )
XL' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 2   Max: 464.9
Current: 1.68

2
464.9

Business Description

Industry: Insurance - Property & Casualty » Insurance - Property & Casualty
Compare:RLI, TRV, MBI, QBIEY, TKOMY » details
Traded in other countries:XLG.Germany
XL Group PLC formerly XL Capital Ltd was incorporated on March 16, 1998. The Company through its subsidiaries is an insurance and reinsurance company providing property, casualty and specialty products to industrial, commercial and professional firms, insurance companies and other enterprises. It is organized into three operating segments: Insurance, Reinsurance and Life Operations. The Company's Insurance segment provides commercial property, casualty and specialty insurance products. It is further organized into four business groups including International Property and Casualty, North America Property and Casualty, Global Professional Lines and Global Specialty Lines. The Reinsurance segment provides casualty, property risk including energy and engineering, property catastrophe, marine, aviation and other specialty reinsurance. The Life Operations segment provides life reinsurance on business written by life insurance companies, principally to help them manage mortality, morbidity, survivorship, investment and lapse risks. Products offered include an underlying line of life insurance business, including term assurances, group life, critical illness cover, immediate annuities and disability income. Its major geographical markets for property and casualty insurance operations are North America, Europe and Bermuda. The Company's competitors include The ACE Group of Companies; Allianz SE; American International Group, Inc.; Factory Mutual Global for property only; Hartford Financial Services Group, Inc.; Lloyd's of London Syndicates; The Chubb Corporation; The Travelers Companies and Zurich Financial Services Group. The Company's operations are subject to regulation and supervision in each of the jurisdictions where they are domiciled and licensed to conduct business.
» More Articles for NYSE:XL

Headlines

Articles On GuruFocus.com
Guru Donald Smith’s Top Five Stocks Jun 17 2014 
XL Group's DDM Valuation: Is It Still a Buy? Feb 21 2014 
A Way to Protect Your Portfolio Is Adding an Insurance Company Feb 20 2014 
Gold Guru John Paulson Drops Gold ABX in First Quarter Sells May 18 2013 
Paulson Says Bet Against Europe to Blame for Down Year, Slashed EU Holdings in Q3 Dec 06 2012 
Columbia Management Comments on XL Group Oct 26 2012 
Columbia Large Cap Value Fund Q3 Investment Commentary Oct 25 2012 
Diamond Hill Capital Comments on XL Group Plc Oct 23 2012 
4 Financial Stocks to Acquire, 1 to Watch Mar 08 2012 
Stocks Multiple Gurus Agree On - DIS, GOOG, IR, MUR and XL Nov 15 2011 


More From Other Websites
XL Group launches cyber liability coverage for mid- and large-sized companies in Brazil Jul 21 2014
XL Group Provides Competitive Aviation Insurance Through Pilatus Pilot Proficiency Program Jul 16 2014
Dave Schmitz Named Head of XL Group's Global Property Risk Engineering Jul 15 2014
Dave Schmitz Named Head of XL Group's Global Property Risk Engineering Jul 15 2014
XL Group plc to release Second Quarter 2014 Results on Monday, July 28, 2014 Jul 07 2014
XL Group plc to release Second Quarter 2014 Results on Monday, July 28, 2014 Jul 07 2014
XL Group strengthens Iberian Claims team – appoints Alejandra Llobera as Senior Claims Specialist... Jul 04 2014
XL Group launches trainee program for Loss Prevention Associates Jul 03 2014
XL Group extends Shariah Compliant Capacity to Financial Lines Jul 01 2014
XL Group grows Asia Marine Team with Senior Appointments Jul 01 2014
Amit Kumar, Senior Analyst at Macquarie Group Limited, Interviews with The Wall Street Transcript:... Jun 25 2014
XL Group's Excess Casualty Business Continues Growth Spurt, Adding Underwriting Expertise in San... Jun 19 2014
XL Group Creates Dedicated Cyber & Technology Risk Business Unit Jun 18 2014
XL Group Appoints John E. Goodloe President of its Excess & Surplus Lines Business Jun 17 2014
XL Group Names Kelly Lyles, Chief Executive of Global Professional Jun 13 2014
XL Hires AIG’s Lyles to Lead Global Professional Lines Jun 13 2014
UPDATE: Morgan Stanley Reiterates On XL Group PLC On Investor Feedback Jun 12 2014
A Wall Street Transcript Interview with John Campbell, Lead Analyst and Research Associate with... Jun 12 2014
A Wall Street Transcript Interview with John Campbell, Lead Analyst and Research Associate with... Jun 12 2014
A Wall Street Transcript Interview with Meyer Shields, Managing Director, with Stifel, Nicolaus &... Jun 11 2014

Personalized Checklist








Within your circle of competence?
Macro economic environment favorable?
High quality business?
Enough margin of safety with stocks?
Gurus are buying?
Insiders are buying?
Management capable and shareholder friendly?
Catalyst for stock price to appreciate?
Your level of confidence with the research?

Add Notes, Comments or Ask Questions

User Comments

No comment yet

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK
Email Hide