Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash to Debt 0.31
YDKN's Cash to Debt is ranked higher than
62% of the 1587 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.37 vs. YDKN: 0.31 )
YDKN' s 10-Year Cash to Debt Range
Min: 0.13   Max: 7.17
Current: 0.31

0.13
7.17
Equity to Asset 0.13
YDKN's Equity to Asset is ranked higher than
87% of the 2016 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. YDKN: 0.13 )
YDKN' s 10-Year Equity to Asset Range
Min: 0.06   Max: 0.13
Current: 0.13

0.06
0.13
Interest Coverage 1.94
YDKN's Interest Coverage is ranked higher than
75% of the 1874 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.39 vs. YDKN: 1.94 )
YDKN' s 10-Year Interest Coverage Range
Min: 0.15   Max: 1.94
Current: 1.94

0.15
1.94
F-Score: 4
Z-Score: 0.17
WACC vs ROIC
7.71%
4.99%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry
vs
history
Operating margin (%) 21.79
YDKN's Operating margin (%) is ranked higher than
64% of the 2048 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.19 vs. YDKN: 21.79 )
YDKN' s 10-Year Operating margin (%) Range
Min: -94.78   Max: 54.64
Current: 21.79

-94.78
54.64
Net-margin (%) 17.26
YDKN's Net-margin (%) is ranked higher than
67% of the 2048 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.03 vs. YDKN: 17.26 )
YDKN' s 10-Year Net-margin (%) Range
Min: -84.76   Max: 35.99
Current: 17.26

-84.76
35.99
ROE (%) 7.56
YDKN's ROE (%) is ranked higher than
72% of the 2051 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.74 vs. YDKN: 7.56 )
YDKN' s 10-Year ROE (%) Range
Min: -49.72   Max: 16.16
Current: 7.56

-49.72
16.16
ROA (%) 0.86
YDKN's ROA (%) is ranked higher than
76% of the 2054 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.79 vs. YDKN: 0.86 )
YDKN' s 10-Year ROA (%) Range
Min: -4.13   Max: 1.88
Current: 0.86

-4.13
1.88
ROC (Joel Greenblatt) (%) 26.10
YDKN's ROC (Joel Greenblatt) (%) is ranked higher than
59% of the 2016 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 80.18 vs. YDKN: 26.10 )
YDKN' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -77.73   Max: 384.61
Current: 26.1

-77.73
384.61
Revenue Growth (3Y)(%) -17.60
YDKN's Revenue Growth (3Y)(%) is ranked higher than
53% of the 1755 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.70 vs. YDKN: -17.60 )
YDKN' s 10-Year Revenue Growth (3Y)(%) Range
Min: -25.4   Max: 14.8
Current: -17.6

-25.4
14.8
» YDKN's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2014

YDKN Guru Trades in Q1 2014

Jim Simons 184,115 sh (+94.57%)
Michael Price 295,800 sh (-17.18%)
» More
Q2 2014

YDKN Guru Trades in Q2 2014

Jim Simons 204,844 sh (+11.26%)
Michael Price 187,100 sh (-36.75%)
» More
Q3 2014

YDKN Guru Trades in Q3 2014

Westport Asset Management 141,026 sh (New)
Jim Simons 267,722 sh (+30.70%)
Michael Price 150,700 sh (-19.45%)
» More
Q4 2014

YDKN Guru Trades in Q4 2014

Jim Simons 380,542 sh (+42.14%)
Michael Price Sold Out
Westport Asset Management 91,026 sh (-35.45%)
» More
» Details

Insider Trades

Latest Guru Trades with YDKN

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)



No Guru Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 20.80
YDKN's P/E(ttm) is ranked higher than
68% of the 2686 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.10 vs. YDKN: 20.80 )
YDKN' s 10-Year P/E(ttm) Range
Min: 2.72   Max: 44.23
Current: 20.8

2.72
44.23
Forward P/E 12.08
YDKN's Forward P/E is ranked higher than
81% of the 2686 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.08 vs. YDKN: 12.08 )
N/A
PE(NRI) 20.70
YDKN's PE(NRI) is ranked higher than
71% of the 2686 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.00 vs. YDKN: 20.70 )
YDKN' s 10-Year PE(NRI) Range
Min: 2.73   Max: 43.85
Current: 20.7

2.73
43.85
P/B 1.20
YDKN's P/B is ranked higher than
73% of the 2686 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.35 vs. YDKN: 1.20 )
YDKN' s 10-Year P/B Range
Min: 0.02   Max: 2
Current: 1.2

0.02
2
P/S 2.73
YDKN's P/S is ranked higher than
68% of the 2686 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.71 vs. YDKN: 2.73 )
YDKN' s 10-Year P/S Range
Min: 0.32   Max: 4.94
Current: 2.73

0.32
4.94
PFCF 26.30
YDKN's PFCF is ranked higher than
74% of the 2686 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. YDKN: 26.30 )
YDKN' s 10-Year PFCF Range
Min: 0.27   Max: 168.46
Current: 26.3

0.27
168.46
POCF 19.45
YDKN's POCF is ranked higher than
75% of the 2686 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 48.59 vs. YDKN: 19.45 )
YDKN' s 10-Year POCF Range
Min: 0.26   Max: 81.54
Current: 19.45

0.26
81.54
EV-to-EBIT 30.78
YDKN's EV-to-EBIT is ranked higher than
65% of the 2686 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 19.66 vs. YDKN: 30.78 )
YDKN' s 10-Year EV-to-EBIT Range
Min: -47   Max: 69.6
Current: 30.78

-47
69.6
Days Sales Outstanding 208.60
YDKN's Days Sales Outstanding is ranked higher than
77% of the 2686 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. YDKN: 208.60 )
YDKN' s 10-Year Days Sales Outstanding Range
Min: 31.09   Max: 198.58
Current: 208.6

31.09
198.58

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.70
YDKN's Price/Tangible Book is ranked higher than
67% of the 2686 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.60 vs. YDKN: 1.70 )
YDKN' s 10-Year Price/Tangible Book Range
Min: 0.03   Max: 3.96
Current: 1.7

0.03
3.96
Price/DCF (Projected) 1.00
YDKN's Price/DCF (Projected) is ranked higher than
94% of the 2686 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. YDKN: 1.00 )
YDKN' s 10-Year Price/DCF (Projected) Range
Min: 0.1   Max: 1.49
Current: 1

0.1
1.49
Price/Median PS Value 1.20
YDKN's Price/Median PS Value is ranked higher than
96% of the 2686 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. YDKN: 1.20 )
YDKN' s 10-Year Price/Median PS Value Range
Min: 0.12   Max: 2.5
Current: 1.2

0.12
2.5
Price/Graham Number 1.40
YDKN's Price/Graham Number is ranked higher than
68% of the 2686 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.23 vs. YDKN: 1.40 )
YDKN' s 10-Year Price/Graham Number Range
Min: 0.02   Max: 2.05
Current: 1.4

0.02
2.05
Earnings Yield (Greenblatt) 3.20
YDKN's Earnings Yield (Greenblatt) is ranked higher than
56% of the 2041 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.50 vs. YDKN: 3.20 )
YDKN' s 10-Year Earnings Yield (Greenblatt) Range
Min: 1.4   Max: 5512649.6
Current: 3.2

1.4
5512649.6
Forward Rate of Return (Yacktman) 9.36
YDKN's Forward Rate of Return (Yacktman) is ranked higher than
66% of the 1318 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.65 vs. YDKN: 9.36 )
YDKN' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -41.5   Max: 67
Current: 9.36

-41.5
67

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Yadkin Financial Corp was incorporated in North Carolina on July 1, 2006, and is a member of the Federal Deposit Insurance Corporation or FDIC. The Bank's operations are mainly retail oriented and directed toward individuals and small and medium-sized businesses located in banking market. It provides commercial and consumer banking services, but its main activities are the taking of demand and time deposits and the making of consumer and commercial loans. Its products include: Deposit products and Loan products. Deposit products provide Checking Accounts, Savings and Money Market Accounts; whereas Loan products provide SBA Loans, Commercial Loans and Lines of Credit, Commercial Real Estate Loans and Business Credit Cards. The Bank operates in the central piedmont, research triangle area and the northwestern region of North Carolina and the upstate piedmont area of South Carolina. The Bank competes for deposits in the Yadkin Market with other financial institutions such as credit unions, consumer finance companies, insurance companies, brokerage companies, agencies issuing United States government securities and other financial institutions with varying degrees of regulatory restrictions. As a bank holding company under the Bank Holding Company Act of 1956, as amended, the Company is registered with and subject to regulation by the Federal Reserve.
» More Articles for YDKN

Headlines

Articles On GuruFocus.com
Weekly CFO Buys Highlight: GSVC, SHO, YAVY, CMCSA, ANAC May 16 2011 
Yadkin Valley Financial Corp. Reports Operating Results (10-K) Mar 10 2011 
Yadkin Valley Financial Corp. Reports Operating Results (10-Q) Oct 29 2010 
Yadkin Valley Financial Corp. Reports Operating Results (10-Q) Aug 04 2010 
Yadkin Valley Financial Corp. (YAVY) CFO Jan H Hollar buys 3,000 Shares May 10 2010 
Yadkin Valley Financial Corp. (YAVY) CEO William A Long buys 1,000 Shares May 06 2010 
Yadkin Valley Financial Corp. (YAVY) CFO Jan H Hollar buys 2,000 Shares May 06 2010 
Yadkin Valley Financial Corp. Reports Operating Results (10-Q) May 04 2010 
Weekly CFO Buys Highlight: Endeavour International Corp., WESCO International Inc., Verizon Communic Feb 14 2010 
Weekly CFO Buys Highlight: WESCO International Inc., MIPS Technologies Inc., FieldPoint Petroleum Co Feb 08 2010 

More From Other Websites
YADKIN FINANCIAL CORP Financials Mar 20 2015
YADKIN FINANCIAL CORP Files SEC form 10-K, Annual Report Mar 13 2015
YADKIN FINANCIAL CORP Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and... Mar 03 2015
YADKIN FINANCIAL CORP Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and... Feb 10 2015
Yadkin-VantageSouth merger costs continue, loan portfolio grows Jan 26 2015
YADKIN FINANCIAL CORP Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Jan 26 2015
Yadkin tops Street 4Q forecasts Jan 26 2015
Yadkin tops Street 4Q forecasts Jan 26 2015
Yadkin beats Street 4Q forecasts Jan 26 2015
Yadkin beats Street 4Q forecasts Jan 26 2015
Yadkin Financial Corporation Announces Fourth Quarter 2014 Results, Continued Operating Momentum and... Jan 26 2015
Yadkin Financial Corporation Announces Date for Fourth Quarter 2014 Earnings Release and Conference... Jan 09 2015
Insider Trading Alert - YDKN, AYR And CCOI Traded By Insiders Nov 24 2014
YADKIN FINANCIAL CORP Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and... Nov 13 2014
YADKIN FINANCIAL CORP Files SEC form 10-Q, Quarterly Report Nov 07 2014
Yadkin Bank Named Community Bank of the Year Oct 30 2014
YADKIN FINANCIAL CORP Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Oct 23 2014
YADKIN FINANCIAL CORP Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and... Sep 03 2014
YADKIN FINANCIAL CORP Files SEC form 8-K, Other Events, Financial Statements and Exhibits Aug 08 2014
YADKIN FINANCIAL CORP Files SEC form 10-Q, Quarterly Report Aug 08 2014

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK