Hide

FocusBar

FeedbackFeedback
Subscribe to Premium Member
264.64 (1y: +18%)
Market Cap 38.93 B P/E(ttm) 10.30
Enterprise Value 51.62 B P/B 1.10
ZFSVF- OTCPK (USA)
Zurich Insurance Group AG
  • Currently 1/5
Business Predictability Rank: 1-Star (On Watch)
Back Testing Results:
Average gain of all 1-Star stocks: 1.1% per year.
% of Stocks that are in still loss if held for 10yrs: 45%.
Read more:
What is Predictability Rank?
Performances of real portfolio
Top Ranked Predictable Companies
$264.64
Switch to:

GuruFocus Financial Strength Rank measures how strong a companyย’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength

vs
industry		 vs
history
Cash to Debt 0.727
ZFSVF's Cash to Debt is ranked higher than
74% of the 142 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.75 vs. ZFSVF: 0.727 )
ZFSVF' s 10-Year Cash to Debt Range
Min: 0.56   Max: 2.43
Current: 0.73
0.56
2.43
Equity to Asset 0.09
ZFSVF's Equity to Asset is ranked higher than
74% of the 142 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.09 vs. ZFSVF: 0.09 )
ZFSVF' s 10-Year Equity to Asset Range
Min: 0.06   Max: 0.1
Current: 0.09
0.06
0.1
Interest Coverage 5.2
ZFSVF's Interest Coverage is ranked higher than
80% of the 142 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 4.10 vs. ZFSVF: 5.2 )
ZFSVF' s 10-Year Interest Coverage Range
Min: 2   Max: 12
Current: 5.2
2
12
F-Score: 4
Z-Score: 0.36
GuruFocus Profitability Rank ranks how profitable a company is and how likely the companyย’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
ย•ย•3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rankย•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth

vs
industry		 vs
history
Operating margin (%) 7.80
ZFSVF's Operating margin (%) is ranked higher than
83% of the 142 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 5.90 vs. ZFSVF: 7.80 )
ZFSVF' s 10-Year Operating margin (%) Range
Min: -8.8   Max: 13.6
Current: 7.8
-8.8
13.6
Net-margin (%) 5.5
ZFSVF's Net-margin (%) is ranked higher than
87% of the 142 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 3.70 vs. ZFSVF: 5.5 )
ZFSVF' s 10-Year Net-margin (%) Range
Min: -8.5   Max: 10.3
Current: 5.5
-8.5
10.3
ROE (%) 10.5
ZFSVF's ROE (%) is ranked higher than
87% of the 142 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 6.30 vs. ZFSVF: 10.5 )
ZFSVF' s 10-Year ROE (%) Range
Min: -19   Max: 19.6
Current: 10.5
-19
19.6
ROA (%) 0.9
ZFSVF's ROA (%) is ranked higher than
80% of the 142 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.50 vs. ZFSVF: 0.9 )
ZFSVF' s 10-Year ROA (%) Range
Min: -1.2   Max: 1.5
Current: 0.9
-1.2
1.5
Revenue Growth (%) -0.7
ZFSVF's Revenue Growth (%) is ranked higher than
70% of the 142 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.00 vs. ZFSVF: -0.7 )
ZFSVF' s 10-Year Revenue Growth (%) Range
Min: -15.8   Max: 11.6
Current: -0.7
-15.8
11.6
EBITDA Growth (%) -0.6
ZFSVF's EBITDA Growth (%) is ranked higher than
66% of the 142 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.00 vs. ZFSVF: -0.6 )
ZFSVF' s 10-Year EBITDA Growth (%) Range
Min: -12.5   Max: 39.8
Current: -0.6
-12.5
39.8
EPS Growth (%) 4.2
ZFSVF's EPS Growth (%) is ranked higher than
86% of the 142 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.00 vs. ZFSVF: 4.2 )
ZFSVF' s 10-Year EPS Growth (%) Range
Min: -14.3   Max: 21.3
Current: 4.2
-14.3
21.3
ยป ZFSVF's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Insider Trades

Latest Guru Trades with ZFSVF



No Insider Trades Found!
ยป Financial Charts

Peter Lynch Chart

Ratios

vs
industry		 vs
history
P/E(ttm) 10.30
ZFSVF's P/E(ttm) is ranked higher than
87% of the 118 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 10.10 vs. ZFSVF: 10.30 )
ZFSVF' s 10-Year P/E(ttm) Range
Min: 6.41   Max: 16.56
Current: 10.3
6.41
16.56
P/B 1.10
ZFSVF's P/B is ranked higher than
64% of the 138 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.83 vs. ZFSVF: 1.10 )
ZFSVF' s 10-Year P/B Range
Min: 0.81   Max: 1.45
Current: 1.1
0.81
1.45
P/S 0.60
ZFSVF's P/S is ranked higher than
67% of the 135 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.49 vs. ZFSVF: 0.60 )
ZFSVF' s 10-Year P/S Range
Min: 0.4   Max: 0.76
Current: 0.6
0.4
0.76
PFCF 19.70
ZFSVF's PFCF is ranked higher than
57% of the 113 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 4.87 vs. ZFSVF: 19.70 )
ZFSVF' s 10-Year PFCF Range
Min: 6.49   Max: 122.79
Current: 19.7
6.49
122.79
EV-to-EBIT 9.5
ZFSVF's EV-to-EBIT is ranked higher than
82% of the 120 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 9.44 vs. ZFSVF: 9.5 )
ZFSVF' s 10-Year EV-to-EBIT Range
Min: 4.6   Max: 12.2
Current: 9.5
4.6
12.2
PEG 1
ZFSVF's PEG is ranked higher than
64% of the 47 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.60 vs. ZFSVF: 1 )
ZFSVF' s 10-Year PEG Range
Min: 0   Max: 42.5
Current: 1
0
42.5

Dividend & Buy Back

vs
industry		 vs
history
Dividend Yield 6.90
ZFSVF's Dividend Yield is ranked higher than
98% of the 142 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 2.53 vs. ZFSVF: 6.90 )
ZFSVF' s 10-Year Dividend Yield Range
Min: 3.27   Max: 4.07
Current: 6.9
3.27
4.07
Dividend growth (3y) -100
ZFSVF's Dividend growth (3y) is ranked higher than
60% of the 142 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.00 vs. ZFSVF: -100 )
ZFSVF' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 26.6
Current: -100
0
26.6
Yield on cost (5-Year) 6.90
ZFSVF's Yield on cost (5-Year) is ranked higher than
95% of the 142 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 2.14 vs. ZFSVF: 6.90 )
ZFSVF' s 10-Year Yield on cost (5-Year) Range
Min: 3.27   Max: 4.07
Current: 6.9
3.27
4.07
Share Buyback Rate -0.8
ZFSVF's Share Buyback Rate is ranked higher than
73% of the 142 Companies
in the Global Insurance - Diversified industry.

( Industry Median: -0.80 vs. ZFSVF: -0.8 )
ZFSVF' s 10-Year Share Buyback Rate Range
Min: 1.1   Max: -14.7
Current: -0.8

Valuation & Return

vs
industry		 vs
history
Price/Tangible Book 1.4
ZFSVF's Price/Tangible Book is ranked higher than
65% of the 131 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.10 vs. ZFSVF: 1.4 )
ZFSVF' s 10-Year Price/Tangible Book Range
Min: 1.3   Max: 2.3
Current: 1.4
1.3
2.3
Price/Median PS Value 1
ZFSVF's Price/Median PS Value is ranked higher than
78% of the 134 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.00 vs. ZFSVF: 1 )
ZFSVF' s 10-Year Price/Median PS Value Range
Min: 0.9   Max: 1.1
Current: 1
0.9
1.1
Price/Graham Number 0.8
ZFSVF's Price/Graham Number is ranked higher than
76% of the 102 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.80 vs. ZFSVF: 0.8 )
ZFSVF' s 10-Year Price/Graham Number Range
Min: 0.7   Max: 1
Current: 0.8
0.7
1
Earnings Yield (Greenblatt) 10.50
ZFSVF's Earnings Yield (Greenblatt) is ranked higher than
85% of the 142 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 8.80 vs. ZFSVF: 10.50 )
ZFSVF' s 10-Year Earnings Yield (Greenblatt) Range
Min: 8.2   Max: 21.6
Current: 10.5
8.2
21.6

Business Description

Zurich Financial Services is an insurance-based financial services provider with an international network.
Company Website
Industry: Insurance - Diversified
Compare:BRK.A, ALIZF, AXAHY, AIZ, ING
Traded in other countries:ZURN.Switzerland, ZFI1.Germany, ZFIN.Germany
ยป More Articles for OTCPK:ZFSVF

Headlines

Articles On GuruFocus.com
Investing Lessons - Petroplus Holdings (PPHN.SW) Feb 01 2012 

Personalized Checklist





Within your circle of competence?
Macro economic environment favorable?
High quality business?
Enough margin of safety with stocks?
Gurus are buying?
Insiders are buying?
Management capable and shareholder friendly?
Catalyst for stock price to appreciate?
Your level of confidence with the research?

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK