Switch to:
Also traded in: Germany, USA

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash to Debt 8.45
ZION's Cash to Debt is ranked higher than
60% of the 1088 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.69 vs. ZION: 8.45 )
Ranked among companies with meaningful Cash to Debt only.
ZION' s Cash to Debt Range Over the Past 10 Years
Min: 0.28  Med: 0.92 Max: 8.01
Current: 8.45
0.28
8.01
Equity to Asset 0.13
ZION's Equity to Asset is ranked higher than
76% of the 1578 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. ZION: 0.13 )
Ranked among companies with meaningful Equity to Asset only.
ZION' s Equity to Asset Range Over the Past 10 Years
Min: 0.06  Med: 0.10 Max: 0.14
Current: 0.13
0.06
0.14
Interest Coverage 3.82
ZION's Interest Coverage is ranked higher than
72% of the 1429 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.82 vs. ZION: 3.82 )
Ranked among companies with meaningful Interest Coverage only.
ZION' s Interest Coverage Range Over the Past 10 Years
Min: 0.04  Med: 1.28 Max: 3.59
Current: 3.82
0.04
3.59
F-Score: 6
WACC vs ROIC
9.90%
34.58%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 21.60
ZION's Operating margin (%) is ranked lower than
72% of the 1590 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.86 vs. ZION: 21.60 )
Ranked among companies with meaningful Operating margin (%) only.
ZION' s Operating margin (%) Range Over the Past 10 Years
Min: -36.53  Med: 24.15 Max: 41.21
Current: 21.6
-36.53
41.21
Net-margin (%) 14.79
ZION's Net-margin (%) is ranked lower than
75% of the 1593 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.37 vs. ZION: 14.79 )
Ranked among companies with meaningful Net-margin (%) only.
ZION' s Net-margin (%) Range Over the Past 10 Years
Min: -45.01  Med: 15.30 Max: 26.67
Current: 14.79
-45.01
26.67
ROE (%) 3.29
ZION's ROE (%) is ranked lower than
83% of the 1589 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.01 vs. ZION: 3.29 )
Ranked among companies with meaningful ROE (%) only.
ZION' s ROE (%) Range Over the Past 10 Years
Min: -20.25  Med: 3.72 Max: 13.66
Current: 3.29
-20.25
13.66
ROA (%) 0.53
ZION's ROA (%) is ranked lower than
70% of the 1598 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.86 vs. ZION: 0.53 )
Ranked among companies with meaningful ROA (%) only.
ZION' s ROA (%) Range Over the Past 10 Years
Min: -2.29  Med: 0.63 Max: 1.3
Current: 0.53
-2.29
1.3
Revenue Growth (3Y)(%) -2.80
ZION's Revenue Growth (3Y)(%) is ranked lower than
70% of the 1284 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.10 vs. ZION: -2.80 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
ZION' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -18.5  Med: 6.35 Max: 17.7
Current: -2.8
-18.5
17.7
EBITDA Growth (3Y)(%) -2.30
ZION's EBITDA Growth (3Y)(%) is ranked lower than
69% of the 1167 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.40 vs. ZION: -2.30 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
ZION' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -43.3  Med: 10.45 Max: 36.2
Current: -2.3
-43.3
36.2
EPS Growth (3Y)(%) 26.30
ZION's EPS Growth (3Y)(%) is ranked higher than
83% of the 1165 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.60 vs. ZION: 26.30 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
ZION' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -0.4  Med: 13.65 Max: 26.3
Current: 26.3
-0.4
26.3
» ZION's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2014

ZION Guru Trades in Q4 2014

Jim Simons 593,095 sh (New)
Third Avenue Management 2,863,921 sh (+31.05%)
Louis Moore Bacon Sold Out
Jeremy Grantham 51,900 sh (-14.64%)
RS Investment Management 970,550 sh (-31.99%)
HOTCHKIS & WILEY 1,245,628 sh (-34.30%)
Caxton Associates 175,000 sh (-46.15%)
NWQ Managers 2,111,434 sh (-50.96%)
Pioneer Investments 726,896 sh (-78.16%)
Paul Tudor Jones 8,200 sh (-80.34%)
Steven Cohen 79,100 sh (-88.54%)
» More
Q1 2015

ZION Guru Trades in Q1 2015

Steven Cohen 833,100 sh (+953.22%)
RS Investment Management 1,710,665 sh (+76.26%)
HOTCHKIS & WILEY 1,463,828 sh (+17.52%)
Jeremy Grantham 55,200 sh (+6.36%)
Third Avenue Management 2,888,958 sh (+0.87%)
Pioneer Investments Sold Out
NWQ Managers Sold Out
Jim Simons Sold Out
Paul Tudor Jones Sold Out
Caxton Associates Sold Out
» More
Q2 2015

ZION Guru Trades in Q2 2015

Caxton Associates 36,250 sh (New)
RS Investment Management 1,774,380 sh (+3.72%)
RS Investment Management 1,774,380 sh (+3.72%)
Third Avenue Management 2,893,058 sh (+0.14%)
Steven Cohen Sold Out
Jeremy Grantham 46,100 sh (-16.49%)
HOTCHKIS & WILEY 1,102,528 sh (-24.68%)
» More
Q3 2015

ZION Guru Trades in Q3 2015

Jim Simons 969,795 sh (New)
Caxton Associates 150,000 sh (+313.79%)
RS Investment Management 2,132,804 sh (+20.20%)
Third Avenue Management 2,934,458 sh (+1.43%)
HOTCHKIS & WILEY 629,628 sh (-42.89%)
Jeremy Grantham 14,700 sh (-68.11%)
» More
» Details

Insider Trades

Latest Guru Trades with ZION

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of Zions Bancorp

SymbolPriceYieldDescription
ZIONP950.006.60
ZIONO1053.004.00
ZBPRF26.783.69
ZBPRG26.143.01
ZBPRCCL0.004.86Zions Bancorporation,9.50% Series C Non-Cumulative Perpetual Preferred Stock
ZBPRH25.202.85
ZBPRA21.521.17ADR Deposit Shs Repr 1/40th Int Ser-A- Flt Rt Non Cum Perp Pfd Shs

Ratios

vs
industry
vs
history
P/E(ttm) 19.70
ZION's P/E(ttm) is ranked lower than
80% of the 1403 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.40 vs. ZION: 19.70 )
Ranked among companies with meaningful P/E(ttm) only.
ZION' s P/E(ttm) Range Over the Past 10 Years
Min: 7.83  Med: 15.92 Max: 29.87
Current: 19.7
7.83
29.87
Forward P/E 9.81
ZION's Forward P/E is ranked higher than
57% of the 703 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.52 vs. ZION: 9.81 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 19.70
ZION's PE(NRI) is ranked lower than
80% of the 1401 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.40 vs. ZION: 19.70 )
Ranked among companies with meaningful PE(NRI) only.
ZION' s PE(NRI) Range Over the Past 10 Years
Min: 7.81  Med: 15.90 Max: 29.82
Current: 19.7
7.81
29.82
P/B 0.66
ZION's P/B is ranked higher than
75% of the 1542 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.99 vs. ZION: 0.66 )
Ranked among companies with meaningful P/B only.
ZION' s P/B Range Over the Past 10 Years
Min: 0.19  Med: 0.93 Max: 2.3
Current: 0.66
0.19
2.3
P/S 2.12
ZION's P/S is ranked higher than
66% of the 1605 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.81 vs. ZION: 2.12 )
Ranked among companies with meaningful P/S only.
ZION' s P/S Range Over the Past 10 Years
Min: 0.38  Med: 2.24 Max: 4.32
Current: 2.12
0.38
4.32
PFCF 12.80
ZION's PFCF is ranked lower than
68% of the 937 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.36 vs. ZION: 12.80 )
Ranked among companies with meaningful PFCF only.
ZION' s PFCF Range Over the Past 10 Years
Min: 0.7  Med: 7.18 Max: 21.91
Current: 12.8
0.7
21.91
POCF 9.01
ZION's POCF is ranked lower than
56% of the 1036 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.10 vs. ZION: 9.01 )
Ranked among companies with meaningful POCF only.
ZION' s POCF Range Over the Past 10 Years
Min: 0.63  Med: 6.45 Max: 14.63
Current: 9.01
0.63
14.63
Shiller P/E 116.91
ZION's Shiller P/E is ranked lower than
98% of the 520 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.90 vs. ZION: 116.91 )
Ranked among companies with meaningful Shiller P/E only.
ZION' s Shiller P/E Range Over the Past 10 Years
Min: 2.43  Med: 15.35 Max: 170.5
Current: 116.91
2.43
170.5

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.02
ZION's Dividend Yield is ranked lower than
89% of the 2412 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.03 vs. ZION: 1.02 )
Ranked among companies with meaningful Dividend Yield only.
ZION' s Dividend Yield Range Over the Past 10 Years
Min: 0.14  Med: 0.61 Max: 18.83
Current: 1.02
0.14
18.83
Dividend Payout 0.18
ZION's Dividend Payout is ranked higher than
79% of the 1441 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.34 vs. ZION: 0.18 )
Ranked among companies with meaningful Dividend Payout only.
ZION' s Dividend Payout Range Over the Past 10 Years
Min: 0.02  Med: 0.26 Max: 1.39
Current: 0.18
0.02
1.39
Dividend Growth (3y) 58.70
ZION's Dividend Growth (3y) is ranked higher than
95% of the 730 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.00 vs. ZION: 58.70 )
Ranked among companies with meaningful Dividend Growth (3y) only.
ZION' s Dividend Growth (3y) Range Over the Past 10 Years
Min: -71.2  Med: 11.55 Max: 58.7
Current: 58.7
-71.2
58.7
Forward Dividend Yield 1.11
ZION's Forward Dividend Yield is ranked lower than
91% of the 2191 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.26 vs. ZION: 1.11 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 2.34
ZION's Yield on cost (5-Year) is ranked lower than
67% of the 2446 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.42 vs. ZION: 2.34 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
ZION' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 0.32  Med: 1.41 Max: 43.63
Current: 2.34
0.32
43.63
3-Year Average Share Buyback Ratio -1.80
ZION's 3-Year Average Share Buyback Ratio is ranked lower than
51% of the 1061 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.70 vs. ZION: -1.80 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
ZION' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -18.8  Med: -5.10 Max: 0.5
Current: -1.8
-18.8
0.5

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.78
ZION's Price/Tangible Book is ranked higher than
70% of the 1534 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.07 vs. ZION: 0.78 )
Ranked among companies with meaningful Price/Tangible Book only.
ZION' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.4  Med: 2.68 Max: 6.6
Current: 0.78
0.4
6.6
Price/Projected FCF 0.35
ZION's Price/Projected FCF is ranked higher than
78% of the 850 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.63 vs. ZION: 0.35 )
Ranked among companies with meaningful Price/Projected FCF only.
ZION' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.1  Med: 0.67 Max: 4.95
Current: 0.35
0.1
4.95
Price/Median PS Value 0.93
ZION's Price/Median PS Value is ranked higher than
59% of the 1425 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.98 vs. ZION: 0.93 )
Ranked among companies with meaningful Price/Median PS Value only.
ZION' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.24  Med: 1.42 Max: 3.24
Current: 0.93
0.24
3.24
Price/Graham Number 0.83
ZION's Price/Graham Number is ranked lower than
55% of the 1277 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.77 vs. ZION: 0.83 )
Ranked among companies with meaningful Price/Graham Number only.
ZION' s Price/Graham Number Range Over the Past 10 Years
Min: 0.71  Med: 1.41 Max: 3.28
Current: 0.83
0.71
3.28
Earnings Yield (Greenblatt) (%) -54.10
ZION's Earnings Yield (Greenblatt) (%) is ranked lower than
98% of the 1519 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.20 vs. ZION: -54.10 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
ZION' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 0.7  Med: 8.70 Max: 10728.7
Current: -54.1
0.7
10728.7
Forward Rate of Return (Yacktman) (%) 25.21
ZION's Forward Rate of Return (Yacktman) (%) is ranked higher than
67% of the 869 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.65 vs. ZION: 25.21 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
ZION' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: 12.5  Med: 25.10 Max: 117
Current: 25.21
12.5
117

More Statistics

Revenue(Mil) $2092
EPS $ 1.10
Beta1.23
Short Percentage of Float6.71%
52-Week Range $20.33 - 33.03
Shares Outstanding(Mil)204.29

Analyst Estimate

Dec15 Dec16 Dec17 Dec18
Revenue(Mil) 2,251 2,381 2,533 2,589
EPS($) 1.51 1.90 2.20 2.59
EPS without NRI($) 1.51 1.90 2.20 2.59

Latest Earnings Webcast

» More Conference Calls

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Traded in other countries:ZB1.Germany, ZIONP.USA,
Zions Bancorporation is a financial holding company organized under the laws of the State of Utah in 1955 and registered under the Bank Holding Company Act of 1956, as amended. The Parent and its subsidiaries own and operate eight commercial banks with a total of 469 domestic branches at year-end 2013. The Company provides various banking and related services through its banking and other subsidiaries, mainly in Utah, California, Texas, Arizona, Nevada, Colorado, Idaho, Washington and Oregon. The Company focuses on providing community banking services by continuously strengthening its core business lines of small, medium-sized business and corporate banking; commercial and residential development, construction and term lending; retail banking; treasury cash management and related products and services; residential mortgage services and lending; trust and wealth management and limited capital markets activities, including municipal finance advisory and underwriting, and investment activities. It operates eight different banks in ten Western and Southwestern states with each bank operating under a different name. The banks provide a variety of commercial and retail banking and mortgage lending products and services. They also provide various personal banking services to individuals, including home mortgages, bankcard, other installment loans, home equity lines of credit, checking accounts, savings accounts, time certificates of various types and maturities, trust services, safe deposit facilities, direct deposit Internet and mobile banking. In addition, certain banking subsidiaries provide services to key market segments through its Women's Financial, Private Client Services and Executive Banking Groups. It also offers wealth management services through a subsidiary, Contango Capital Advisors, Inc. and online brokerage services through Zions Direct. In addition to these core businesses, the Company has built specialized lines of business in capital markets, public finance, and certain financial technologies and is also a leader in Small Business Administration lending. Through its subsidiary banks, the Company is one of the nation's largest providers of SBA 7(a) and SBA 504 financing to small businesses. The Company owns an equity interest in the Federal Agricultural Mortgage Corporation and is one of the nation's top originators of secondary market agricultural real estate mortgage loans through Farmer Mac. The Company operates in a competitive environment. The Company's direct competition for loans and deposits comes from other commercial banks, thrifts and credit unions, including institutions. In addition, the Company competes with finance companies, mutual funds, brokerage firms, securities dealers, investment banking companies, financial technology firms and a variety of other types of companies. The Company is subject to various requirements and restrictions contained in both the laws of the United States and the states in w
» More Articles for ZION

Headlines

Articles On GuruFocus.com
Weekly Insider Sells Highlight: ZION, PYPL, FTNT, ISRG Aug 02 2015 
Financial Services Holdings Influence NWQ Managers' Portfolio in Third Quarter Jan 07 2015 
Third Avenue Adds to Portfolio-Leading Stake in Weyerhaeuer Dec 30 2014 
BB&T's Bright Future Will Help Growth Dec 11 2014 
Weekly CEO Buys Highlight: RCL, MBI, HOGS, ZION, MWW Sep 03 2011 
Five Regional Banks Headed for a Turnaround: HBAN, HCBK, STI, ZION, WBS Sep 18 2010 
Weekly top insider buys: DPS, RE, ZION, AEO, GVA Sep 13 2010 
The Financials: Go! Go! Go! Mar 16 2010 
Weekly Top Insider Buys: Church & Dwight Co. Inc., DPL Inc., Albermarle Corp., Career Education Corp Dec 13 2009 
Zions Ban Corp. (ZION) Vice Chairman and Doyle L Arnold buys 1,100 Shares Dec 03 2009 

More From Other Websites
Zions Bancorporation Board Declares Dividends For Common And Preferred Shares Feb 05 2016
U.S. banks targeted by activist investors on merger wave hopes Feb 05 2016
ZIONS BANCORPORATION /UT/ Financials Feb 04 2016
Regional bank stocks see turnaround Feb 03 2016
5 Stocks Insiders Love Right Now Feb 03 2016
Sizable Insider Purchases At American Express (AXP), 2 Other Companies Amid Declining Insider... Feb 01 2016
Salt Lake City bank buys its new CFO's Atlanta house for $1.7 million Jan 28 2016
ZIONS BANCORPORATION /UT/ Files SEC form 8-K, Change in Directors or Principal Officers Jan 28 2016
Zions Bancorp. Earnings Analysis: Q4, 2015 By the Numbers Jan 27 2016
Chinese stocks fall again, other Asian markets rise Jan 26 2016
Zions' Q4 Earnings Beat on Lower Costs & Higher Revenues Jan 26 2016
Edited Transcript of ZION earnings conference call or presentation 25-Jan-16 10:30pm GMT Jan 26 2016
[$$] Zions Bancorp Profit Rises 2.3% Jan 25 2016
Zions tops Street 4Q forecasts Jan 25 2016
Zions tops Street 4Q forecasts Jan 25 2016
Zions Bancorporation Reports Fourth Quarter And Annual 2015 Financial Results Jan 25 2016
Zions Bancorporation Reports Fourth Quarter And Annual 2015 Financial Results Jan 25 2016
Zions Bancorporation To Webcast 2016 Biennial Investor Conference Jan 25 2016
Zions Bancorporation To Webcast 2016 Biennial Investor Conference Jan 25 2016
Q4 2015 Zions Bancorporation Earnings Release - After Market Close Jan 25 2016

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK