Switch to:
Also traded in: Germany, Mexico

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash-to-Debt 0.07
FISV's Cash-to-Debt is ranked lower than
92% of the 636 Companies
in the Global Business Services industry.

( Industry Median: 1.23 vs. FISV: 0.07 )
Ranked among companies with meaningful Cash-to-Debt only.
FISV' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.06  Med: 0.17 Max: 5.35
Current: 0.07
0.06
5.35
Equity-to-Asset 0.26
FISV's Equity-to-Asset is ranked lower than
82% of the 616 Companies
in the Global Business Services industry.

( Industry Median: 0.50 vs. FISV: 0.26 )
Ranked among companies with meaningful Equity-to-Asset only.
FISV' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.21  Med: 0.3 Max: 0.41
Current: 0.26
0.21
0.41
Interest Coverage 8.50
FISV's Interest Coverage is ranked lower than
70% of the 699 Companies
in the Global Business Services industry.

( Industry Median: 22.55 vs. FISV: 8.50 )
Ranked among companies with meaningful Interest Coverage only.
FISV' s Interest Coverage Range Over the Past 10 Years
Min: 3.49  Med: 6.27 Max: 9.72
Current: 8.5
3.49
9.72
Piotroski F-Score: 7
Altman Z-Score: 4.41
Beneish M-Score: -2.65
WACC vs ROIC
6.99%
12.97%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 9/10

vs
industry
vs
history
Operating Margin % 26.25
FISV's Operating Margin % is ranked higher than
93% of the 624 Companies
in the Global Business Services industry.

( Industry Median: 5.93 vs. FISV: 26.25 )
Ranked among companies with meaningful Operating Margin % only.
FISV' s Operating Margin % Range Over the Past 10 Years
Min: 18.96  Med: 23.41 Max: 26.25
Current: 26.25
18.96
26.25
Net Margin % 16.89
FISV's Net Margin % is ranked higher than
88% of the 625 Companies
in the Global Business Services industry.

( Industry Median: 3.74 vs. FISV: 16.89 )
Ranked among companies with meaningful Net Margin % only.
FISV' s Net Margin % Range Over the Past 10 Years
Min: 11  Med: 12.93 Max: 16.89
Current: 16.89
11
16.89
ROE % 35.51
FISV's ROE % is ranked higher than
92% of the 601 Companies
in the Global Business Services industry.

( Industry Median: 7.88 vs. FISV: 35.51 )
Ranked among companies with meaningful ROE % only.
FISV' s ROE % Range Over the Past 10 Years
Min: 14.55  Med: 18.41 Max: 35.76
Current: 35.51
14.55
35.76
ROA % 9.73
FISV's ROA % is ranked higher than
82% of the 641 Companies
in the Global Business Services industry.

( Industry Median: 3.11 vs. FISV: 9.73 )
Ranked among companies with meaningful ROA % only.
FISV' s ROA % Range Over the Past 10 Years
Min: 4.85  Med: 6.56 Max: 9.75
Current: 9.73
4.85
9.75
ROC (Joel Greenblatt) % 361.43
FISV's ROC (Joel Greenblatt) % is ranked higher than
94% of the 626 Companies
in the Global Business Services industry.

( Industry Median: 21.34 vs. FISV: 361.43 )
Ranked among companies with meaningful ROC (Joel Greenblatt) % only.
FISV' s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: 109.87  Med: 346.78 Max: 417
Current: 361.43
109.87
417
3-Year Revenue Growth Rate 10.80
FISV's 3-Year Revenue Growth Rate is ranked higher than
75% of the 553 Companies
in the Global Business Services industry.

( Industry Median: 4.20 vs. FISV: 10.80 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
FISV' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: 1.9  Med: 10.8 Max: 20.6
Current: 10.8
1.9
20.6
3-Year EBITDA Growth Rate 14.60
FISV's 3-Year EBITDA Growth Rate is ranked higher than
71% of the 476 Companies
in the Global Business Services industry.

( Industry Median: 5.60 vs. FISV: 14.60 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
FISV' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: 4.4  Med: 14.6 Max: 25.1
Current: 14.6
4.4
25.1
3-Year EPS without NRI Growth Rate 19.40
FISV's 3-Year EPS without NRI Growth Rate is ranked higher than
73% of the 427 Companies
in the Global Business Services industry.

( Industry Median: 7.10 vs. FISV: 19.40 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
FISV' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -2.6  Med: 15.4 Max: 24.4
Current: 19.4
-2.6
24.4
GuruFocus has detected 3 Warning Signs with Fiserv Inc $FISV.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» FISV's 10-Y Financials

Financials (Next Earnings Date: 2017-05-08 Est.)


Revenue & Net Income
Cash & Debt
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q1 2016

FISV Guru Trades in Q1 2016

Jeremy Grantham 528,400 sh (+3814.07%)
John Burbank 13,136 sh (+9.66%)
Paul Tudor Jones 8,000 sh (unchged)
Mairs and Power 1,183,006 sh (-3.23%)
Jim Simons 228,204 sh (-8.54%)
Chuck Royce 16,000 sh (-22.33%)
Pioneer Investments 634,631 sh (-30.01%)
Paul Tudor Jones 7,429 sh (-74.82%)
» More
Q2 2016

FISV Guru Trades in Q2 2016

Ray Dalio 2,600 sh (New)
Mario Gabelli 5,330 sh (New)
Louis Moore Bacon 4,102 sh (New)
Joel Greenblatt 29,643 sh (New)
Jeremy Grantham 856,534 sh (+62.10%)
Jim Simons 265,504 sh (+16.35%)
Paul Tudor Jones Sold Out
Pioneer Investments 633,131 sh (-0.24%)
Mairs and Power 1,145,338 sh (-3.18%)
John Burbank 11,979 sh (-8.81%)
Chuck Royce 11,700 sh (-26.88%)
» More
Q3 2016

FISV Guru Trades in Q3 2016

Paul Tudor Jones 2,400 sh (New)
Joel Greenblatt 111,426 sh (+275.89%)
Mario Gabelli 11,075 sh (+107.79%)
Louis Moore Bacon 7,477 sh (+82.28%)
Jim Simons 294,504 sh (+10.92%)
Chuck Royce Sold Out
John Burbank Sold Out
Ray Dalio Sold Out
Mairs and Power 1,125,778 sh (-1.71%)
Pioneer Investments 591,570 sh (-6.56%)
Jeremy Grantham 525,724 sh (-38.62%)
» More
Q4 2016

FISV Guru Trades in Q4 2016

Paul Tudor Jones 5,965 sh (+148.54%)
Pioneer Investments Sold Out
Jim Simons Sold Out
Mairs and Power 1,125,711 sh (-0.01%)
Mario Gabelli 11,050 sh (-0.23%)
Jeremy Grantham 374,681 sh (-28.73%)
Joel Greenblatt 2,290 sh (-97.94%)
» More
» Details

Insider Trades

Latest Guru Trades with FISV

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Business Description

Industry: Business Services » Business Services    NAICS: 561499    SIC: 7389
Compare:NYSE:FIS, NAS:PAYX, OTCPK:EXPGY, OTCPK:FUJIY, OTCPK:SDXAY, NAS:INFO, NYSE:EFX, OTCPK:SGSOY, NYSE:NLSN, NYSE:FLT, NYSE:FDC, NAS:VRSK, NYSE:VNTV, NAS:CTAS, NYSE:GPN, OTCPK:BXBLY, NYSE:ZTO, NYSE:IRM, OTCPK:BVRDF, NYSE:BR » details
Traded in other countries:FIV.Germany, FISV.Mexico,
Fiserv Inc is a provider of financial services technology. The Company provides information management and electronic commerce systems and services, including transaction processing, electronic bill payment and presentment, among others.

Fiserv is a leading provider of core processing and complementary services, such as electronic funds transfer, payment processing, and loan processing, for U.S. banks and credit unions. It serves 13,000 clients, with a focus on its legacy business with small and midsize banks.

Top Ranked Articles about Fiserv Inc

Strategies for Long-Term Success in Community Banking The FDIC's all-day conference
I started investing in community banks for the first time this year. One of my objectives is to understand what it’s like to run a community bank from the perspective of executive management. Read more...
Companies Hit 52-Week Highs Five companies have risen to their highest price in a year
According to GuruFocus list of 52-week highs, these guru stocks have reached their 52-Week Highs. Read more...
5 Companies Achieve 52-Week Highs As of late, 5 companies have reached milestones
According to GuruFocus list of 52-week highs, these guru stocks have reached their 52-week highs. Read more...

Ratios

vs
industry
vs
history
PE Ratio 28.00
FISV's PE Ratio is ranked lower than
68% of the 677 Companies
in the Global Business Services industry.

( Industry Median: 21.00 vs. FISV: 28.00 )
Ranked among companies with meaningful PE Ratio only.
FISV' s PE Ratio Range Over the Past 10 Years
Min: 8.2  Med: 19.7 Max: 33.26
Current: 28
8.2
33.26
Forward PE Ratio 22.73
FISV's Forward PE Ratio is ranked lower than
77% of the 177 Companies
in the Global Business Services industry.

( Industry Median: 17.36 vs. FISV: 22.73 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 28.00
FISV's PE Ratio without NRI is ranked lower than
65% of the 595 Companies
in the Global Business Services industry.

( Industry Median: 20.69 vs. FISV: 28.00 )
Ranked among companies with meaningful PE Ratio without NRI only.
FISV' s PE Ratio without NRI Range Over the Past 10 Years
Min: 13.35  Med: 20.71 Max: 33.15
Current: 28
13.35
33.15
Price-to-Owner-Earnings 23.03
FISV's Price-to-Owner-Earnings is ranked lower than
61% of the 373 Companies
in the Global Business Services industry.

( Industry Median: 18.69 vs. FISV: 23.03 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
FISV' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 6.1  Med: 15.58 Max: 24.45
Current: 23.03
6.1
24.45
PB Ratio 9.91
FISV's PB Ratio is ranked lower than
93% of the 709 Companies
in the Global Business Services industry.

( Industry Median: 2.28 vs. FISV: 9.91 )
Ranked among companies with meaningful PB Ratio only.
FISV' s PB Ratio Range Over the Past 10 Years
Min: 1.77  Med: 3.33 Max: 10.06
Current: 9.91
1.77
10.06
PS Ratio 4.73
FISV's PS Ratio is ranked lower than
85% of the 703 Companies
in the Global Business Services industry.

( Industry Median: 1.22 vs. FISV: 4.73 )
Ranked among companies with meaningful PS Ratio only.
FISV' s PS Ratio Range Over the Past 10 Years
Min: 1.04  Med: 2.4 Max: 4.81
Current: 4.73
1.04
4.81
Price-to-Free-Cash-Flow 22.86
FISV's Price-to-Free-Cash-Flow is ranked lower than
61% of the 388 Companies
in the Global Business Services industry.

( Industry Median: 19.87 vs. FISV: 22.86 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
FISV' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 4.25  Med: 18.47 Max: 30.92
Current: 22.86
4.25
30.92
Price-to-Operating-Cash-Flow 18.22
FISV's Price-to-Operating-Cash-Flow is ranked lower than
73% of the 456 Companies
in the Global Business Services industry.

( Industry Median: 13.23 vs. FISV: 18.22 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
FISV' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 3.69  Med: 13.59 Max: 18.52
Current: 18.22
3.69
18.52
EV-to-EBIT 20.15
FISV's EV-to-EBIT is ranked lower than
68% of the 629 Companies
in the Global Business Services industry.

( Industry Median: 15.83 vs. FISV: 20.15 )
Ranked among companies with meaningful EV-to-EBIT only.
FISV' s EV-to-EBIT Range Over the Past 10 Years
Min: 7.1  Med: 14.5 Max: 22.4
Current: 20.15
7.1
22.4
EV-to-EBITDA 15.70
FISV's EV-to-EBITDA is ranked lower than
71% of the 674 Companies
in the Global Business Services industry.

( Industry Median: 11.69 vs. FISV: 15.70 )
Ranked among companies with meaningful EV-to-EBITDA only.
FISV' s EV-to-EBITDA Range Over the Past 10 Years
Min: 5.3  Med: 10.9 Max: 16.8
Current: 15.7
5.3
16.8
PEG Ratio 2.15
FISV's PEG Ratio is ranked lower than
53% of the 249 Companies
in the Global Business Services industry.

( Industry Median: 2.01 vs. FISV: 2.15 )
Ranked among companies with meaningful PEG Ratio only.
FISV' s PEG Ratio Range Over the Past 10 Years
Min: 0.92  Med: 1.83 Max: 3.45
Current: 2.15
0.92
3.45
Shiller PE Ratio 48.15
FISV's Shiller PE Ratio is ranked lower than
77% of the 152 Companies
in the Global Business Services industry.

( Industry Median: 28.73 vs. FISV: 48.15 )
Ranked among companies with meaningful Shiller PE Ratio only.
FISV' s Shiller PE Ratio Range Over the Past 10 Years
Min: 14.25  Med: 26.33 Max: 48.88
Current: 48.15
14.25
48.88
Current Ratio 0.95
FISV's Current Ratio is ranked lower than
84% of the 595 Companies
in the Global Business Services industry.

( Industry Median: 1.54 vs. FISV: 0.95 )
Ranked among companies with meaningful Current Ratio only.
FISV' s Current Ratio Range Over the Past 10 Years
Min: 0.15  Med: 1.09 Max: 6.19
Current: 0.95
0.15
6.19
Quick Ratio 0.95
FISV's Quick Ratio is ranked lower than
76% of the 595 Companies
in the Global Business Services industry.

( Industry Median: 1.39 vs. FISV: 0.95 )
Ranked among companies with meaningful Quick Ratio only.
FISV' s Quick Ratio Range Over the Past 10 Years
Min: 0.15  Med: 1.09 Max: 6.19
Current: 0.95
0.15
6.19
Days Sales Outstanding 59.81
FISV's Days Sales Outstanding is ranked higher than
50% of the 469 Companies
in the Global Business Services industry.

( Industry Median: 59.81 vs. FISV: 59.81 )
Ranked among companies with meaningful Days Sales Outstanding only.
FISV' s Days Sales Outstanding Range Over the Past 10 Years
Min: 47.03  Med: 56.2 Max: 78.3
Current: 59.81
47.03
78.3
Days Payable 13.57
FISV's Days Payable is ranked lower than
80% of the 391 Companies
in the Global Business Services industry.

( Industry Median: 39.77 vs. FISV: 13.57 )
Ranked among companies with meaningful Days Payable only.
FISV' s Days Payable Range Over the Past 10 Years
Min: 7.73  Med: 13.69 Max: 82.15
Current: 13.57
7.73
82.15

Buy Back

vs
industry
vs
history
3-Year Average Share Buyback Ratio 5.40
FISV's 3-Year Average Share Buyback Ratio is ranked higher than
96% of the 394 Companies
in the Global Business Services industry.

( Industry Median: -1.50 vs. FISV: 5.40 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
FISV' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -1.5  Med: 4.1 Max: 5.5
Current: 5.4
-1.5
5.5

Valuation & Return

vs
industry
vs
history
Price-to-Intrinsic-Value-Projected-FCF 1.73
FISV's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
59% of the 426 Companies
in the Global Business Services industry.

( Industry Median: 1.47 vs. FISV: 1.73 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
FISV' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.73  Med: 1.2 Max: 2.36
Current: 1.73
0.73
2.36
Price-to-Intrinsic-Value-DCF (Earnings Based) 1.46
FISV's Price-to-Intrinsic-Value-DCF (Earnings Based) is ranked higher than
66% of the 58 Companies
in the Global Business Services industry.

( Industry Median: 1.93 vs. FISV: 1.46 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-DCF (Earnings Based) only.
N/A
Price-to-Median-PS-Value 1.98
FISV's Price-to-Median-PS-Value is ranked lower than
84% of the 618 Companies
in the Global Business Services industry.

( Industry Median: 1.14 vs. FISV: 1.98 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
FISV' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.54  Med: 1.1 Max: 1.98
Current: 1.98
0.54
1.98
Price-to-Peter-Lynch-Fair-Value 2.19
FISV's Price-to-Peter-Lynch-Fair-Value is ranked lower than
70% of the 186 Companies
in the Global Business Services industry.

( Industry Median: 1.55 vs. FISV: 2.19 )
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
FISV' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 1.08  Med: 1.58 Max: 3.34
Current: 2.19
1.08
3.34
Earnings Yield (Greenblatt) % 4.98
FISV's Earnings Yield (Greenblatt) % is ranked lower than
52% of the 801 Companies
in the Global Business Services industry.

( Industry Median: 5.22 vs. FISV: 4.98 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
FISV' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 4.5  Med: 6.9 Max: 14.2
Current: 4.98
4.5
14.2
Forward Rate of Return (Yacktman) % 15.93
FISV's Forward Rate of Return (Yacktman) % is ranked higher than
65% of the 367 Companies
in the Global Business Services industry.

( Industry Median: 10.34 vs. FISV: 15.93 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
FISV' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: 10.5  Med: 16.5 Max: 23.2
Current: 15.93
10.5
23.2

More Statistics

Revenue (TTM) (Mil) $5,505
EPS (TTM) $ 4.14
Beta0.72
Short Percentage of Float1.42%
52-Week Range $92.81 - 118.30
Shares Outstanding (Mil)214.56

Analyst Estimate

Dec17 Dec18 Dec19
Revenue (Mil $) 5,824 6,126 6,405
EPS ($) 4.96 5.73 6.29
EPS without NRI ($) 4.96 5.73 6.29
EPS Growth Rate
(Future 3Y To 5Y Estimate)
9.05%
Dividends per Share ($)
» More Articles for FISV

Headlines

Articles On GuruFocus.com
Everything Right Except Price Jan 27 2017 
Jack Henry & Associates: No Debt, 5-Star Predictability Jan 27 2017 
Strategies for Long-Term Success in Community Banking Aug 02 2016 
Companies Hit 52-Week Highs Jul 19 2016 
5 Companies Achieve 52-Week Highs Jul 05 2016 
5 Companies Achieve 52-Week Highs Jun 07 2016 
Mairs & Power 4th Quarter Growth Fund Commentary Feb 02 2016 
The Best Way to Judge Past Performance: Part Two Jul 01 2015 
Weekly 52-Week Highs Highlight: V, DLPH, FISV, NWL May 17 2015 
Ready to Follow Ray Dalio on this Stock Dec 17 2014 

More From Other Websites
Nearly 30 Banks and Credit Unions Select Corillian Online and Mobiliti from Fiserv for Integrated... Mar 29 2017
PyraMax Bank Moves to Fiserv to Streamline Operations and Simplify Banking for its Customers Mar 28 2017
LoanServ from Fiserv Enhanced to Fuel Loan Servicers’ Growth Mar 24 2017
PEP+: Same Day Settlement from Fiserv Named a Winner of PYMNTS.com 2017 Innovator Award Mar 20 2017
MasterCard (MA) Continues to Invest in Growth Amid Headwinds Mar 17 2017
Putnam-Greene Financial Corporation Chooses Fiserv for Its Strong Service and Focus on the Financial... Mar 15 2017
4 Reasons to Stay Away from Western Union (WU) Stock Now Mar 10 2017
Raddon Financial Group Evolves to Anticipate Changing Needs of Banks and Credit Unions Mar 08 2017
Fiserv Integrates Credit Score Monitoring into Digital Banking to Give Consumers One-Stop Insight... Mar 08 2017
Fiserv Expands Contact and Servicing Center into Florida to Support Client Growth Mar 02 2017
FISERV INC Financials Mar 01 2017
Fiserv Survey: Consumers Bank in Multiple Ways, Millennials Access Mobile Nearly Three Times More... Feb 28 2017
Post Earnings Coverage as Fiserv's Q4 Profit Outshined Market Forecasts Feb 28 2017
Credit Union of Southern California Selects Architect from Fiserv to Deliver a Unified Digital... Feb 27 2017
Brazosport Teachers FCU Selects Fiserv for Core Account Processing with Integrated Digital Banking... Feb 27 2017
FISERV INC Files SEC form 10-K, Annual Report Feb 23 2017
Top Analyst Out With 4 New Idea IT Stocks to Buy Feb 21 2017
Fiserv Named Among FORTUNE Magazine World’s Most Admired Companies for Fourth Consecutive Year Feb 16 2017
Here are the Healthiest Employers in Central Ohio for 2017 Feb 15 2017
Fiserv, Inc. :FISV-US: Earnings Analysis: 2016 By the Numbers : February 13, 2017 Feb 13 2017

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)