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14.55 (1y: +72%)
Market Cap 2.77 B P/E(ttm) 2.10
Enterprise Value 6.06 B P/B 0.90
MBI- NYSE (USA)
MBIA Inc
Not Rated
Top Ranked Predictable Companies
$14.55
Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry		 vs
history
Cash to Debt 0.304
MBI's Cash to Debt is ranked lower than
84% of the 91 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.55 vs. MBI: 0.304 )
MBI' s 10-Year Cash to Debt Range
Min: 0.01   Max: 0.3
Current: 0.3
0.01
0.3
Equity to Asset 0.146
MBI's Equity to Asset is ranked lower than
79% of the 91 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.23 vs. MBI: 0.146 )
MBI' s 10-Year Equity to Asset Range
Min: 0.03   Max: 0.3
Current: 0.15
0.03
0.3
Interest Coverage 4.7
MBI's Interest Coverage is ranked lower than
62% of the 91 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10000.00 vs. MBI: 4.7 )
MBI' s 10-Year Interest Coverage Range
Min: 2   Max: 15
Current: 4.7
2
15
F-Score: 4
Z-Score: 0.57
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry		 vs
history
Operating margin (%) 65.60
MBI's Operating margin (%) is ranked lower than
92% of the 91 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.40 vs. MBI: 65.60 )
MBI' s 10-Year Operating margin (%) Range
Min: -10.7   Max: 526.9
Current: 65.6
-10.7
526.9
Net-margin (%) 50.7
MBI's Net-margin (%) is ranked lower than
75% of the 91 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 6.30 vs. MBI: 50.7 )
MBI' s 10-Year Net-margin (%) Range
Min: 5.9   Max: 680.2
Current: 50.7
5.9
680.2
ROE (%) 38.9
MBI's ROE (%) is ranked lower than
80% of the 91 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.00 vs. MBI: 38.9 )
MBI' s 10-Year ROE (%) Range
Min: -261.5   Max: 38.9
Current: 38.9
-261.5
38.9
ROA (%) 5.7
MBI's ROA (%) is ranked higher than
97% of the 91 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.00 vs. MBI: 5.7 )
MBI' s 10-Year ROA (%) Range
Min: -9   Max: 5.7
Current: 5.7
-9
5.7
Revenue Growth (%) -3.1
MBI's Revenue Growth (%) is ranked lower than
1098900% of the 91 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 5.90 vs. MBI: -3.1 )
MBI' s 10-Year Revenue Growth (%) Range
Min: -8   Max: 21.1
Current: -3.1
-8
21.1
EBITDA Growth (%) 8.6
MBI's EBITDA Growth (%) is ranked higher than
70% of the 91 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: -7.75 vs. MBI: 8.6 )
MBI' s 10-Year EBITDA Growth (%) Range
Min: -55.2   Max: 22.7
Current: 8.6
-55.2
22.7
EPS Growth (%) 20.6
MBI's EPS Growth (%) is ranked higher than
59% of the 91 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: -1.20 vs. MBI: 20.6 )
MBI' s 10-Year EPS Growth (%) Range
Min: -15.9   Max: 20.6
Current: 20.6
-15.9
20.6
» MBI's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades
Q2 2012

MBI Guru Trades in Q2 2012

Richard Perry 3,000,000 sh (+9736.07%)
Jeremy Grantham 58,400 sh (+130.83%)
Chuck Royce 1,375,310 sh (+3.85%)
Irving Kahn 2,966,621 sh (+0.27%)
Prem Watsa 30,000 sh (unchged)
George Soros 800,000 sh (unchged)
Fairholme Fund 20,501,100 sh (unchged)
Bruce Berkowitz 45,401,870 sh (-1.85%)
Jim Simons 409,400 sh (-53.97%)
Steven Cohen 7,948 sh (-95.05%)
» More
Q3 2012

MBI Guru Trades in Q3 2012

Steven Cohen 137,969 sh (+1635.9%)
Jim Simons 464,000 sh (+13.34%)
Prem Watsa 30,000 sh (unchged)
Fairholme Fund 20,501,100 sh (unchged)
Irving Kahn 2,940,741 sh (-0.87%)
Bruce Berkowitz 44,287,170 sh (-2.46%)
Chuck Royce 1,317,310 sh (-4.22%)
George Soros 600,000 sh (-25%)
Richard Perry 1,344,546 sh (-55.18%)
Jeremy Grantham 24,615 sh (-57.85%)
» More
Q4 2012

MBI Guru Trades in Q4 2012

Francis Chou 1,080,797 sh (New)
Whitney Tilson 67,200 sh (New)
Jim Simons 2,173,700 sh (+368.47%)
Steven Cohen 372,004 sh (+169.63%)
Irving Kahn 2,981,590 sh (+1.39%)
Prem Watsa 30,000 sh (unchged)
Fairholme Fund 20,501,100 sh (unchged)
Chuck Royce Sold Out
Richard Perry Sold Out
George Soros Sold Out
Bruce Berkowitz 42,495,420 sh (-4.05%)
» More
Q1 2013

MBI Guru Trades in Q1 2013

Irving Kahn 3,023,500 sh (+1.41%)
Prem Watsa 30,000 sh (unchged)
Francis Chou 1,080,797 sh (unchged)
Fairholme Fund 20,501,100 sh (unchged)
Whitney Tilson 55,200 sh (-17.86%)
Bruce Berkowitz 31,425,820 sh (-26.05%)
Steven Cohen 200,800 sh (-46.02%)
Jim Simons 974,300 sh (-55.18%)
» More
» Details

Insider Trades

Latest Guru Trades with MBI

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Bruce Berkowitz 2013-03-31 Reduce -26.05%1.25%$7.85 - $13.02 $ 14.848%31425820
Richard Perry 2012-12-31 Sold Out 0.58%$6.81 - $11 $ 14.864%0
George Soros 2012-12-31 Sold Out 0.1%$6.81 - $11 $ 14.864%0
Richard Perry 2012-09-30 Reduce -55.18%0.72%$8.88 - $11.85 $ 14.841%1344546
George Soros 2012-09-30 Reduce -25%0.03%$8.88 - $11.85 $ 14.841%600000
Richard Perry 2012-06-30 Add 9736.07%1.29%$8.24 - $10.75 $ 14.856%3000000
Leon Cooperman 2012-03-31 Sold Out 0.25%$9.34 - $13.32 $ 14.839%0
George Soros 2012-03-31 New Buy0.11%$9.34 - $13.32 $ 14.839%800000
Richard Perry 2012-03-31 New Buy0.01%$9.34 - $13.32 $ 14.839%30500
Leon Cooperman 2011-12-31 New Buy0.25%$6.84 - $12.25 $ 14.863%839000
George Soros 2011-12-31 Sold Out 0.0025%$6.84 - $12.25 $ 14.863%0
Bruce Berkowitz 2011-09-30 Add 3.48%0.14%$6.32 - $10.2 $ 14.882%48463044
Mario Gabelli 2011-09-30 Sold Out 0.0006%$6.32 - $10.2 $ 14.882%0
George Soros 2011-09-30 Add 73.68%$6.32 - $10.2 $ 14.882%19800
Bruce Berkowitz 2011-06-30 Add 13.52%0.38%$7.77 - $10.92 $ 14.862%46832270
Mario Gabelli 2011-06-30 New Buy$7.77 - $10.92 $ 14.862%10000
George Soros 2011-06-30 Reduce -71.85%$7.77 - $10.92 $ 14.862%11400
Bruce Berkowitz 2011-03-31 Add 7.29%0.2%$9.75 - $13.61 $ 14.831%41253900
George Soros 2011-03-31 Reduce -38.26%$9.75 - $13.61 $ 14.831%40500
Bruce Berkowitz 2010-12-31 Add 19.7%0.48%$9.52 - $13 $ 14.837%38452600
George Soros 2010-12-31 Reduce -40.26%0.01%$9.52 - $13 $ 14.837%65600
Prem Watsa 2010-12-31 Add 50%$9.52 - $13 $ 14.837%30000
Bruce Berkowitz 2010-09-30 Add 41.29%0.84%$5.61 - $11.19 $ 14.865%32123000
George Soros 2010-09-30 Add 107.17%0.01%$5.61 - $11.19 $ 14.865%109800
Bruce Berkowitz 2010-06-30 New Buy1.22%$5.67 - $10.55 $ 14.892%22736200
George Soros 2010-06-30 Add 199.44%0.01%$5.67 - $10.55 $ 14.892%53000
Prem Watsa 2010-06-30 New Buy$5.67 - $10.55 $ 14.892%20000
Martin Whitman 2010-04-30 Sold Out 0.54%$4.75 - $10.55 $ 14.8132%0
Premium More recent guru trades are included for Premium Members only!!

Top Ranked Articles about MBIA Inc

Top Five Best Value US Mutual Funds
April 20, 2013
“The most important thing is value,” says Howard Marks in The Most Important Thing. Seeking out value is the best way to generate better returns in the stock market, in my opinion. Read more...
'Zenvestor' Bruce Berkowitz Reduces MBIA, Still Largest Stakeholder
April 11, 2013
- 'Zenvestor' Bruce Berkowitz Reduces MBIA, Still Largest Stakeholder
GuruFocus “Guru of the Year 2012” Bruce Berkowitz once said, “We’re always trying to wonder what can go wrong. We’re very focused on the downside.” Read more...
Weekly Guru Bargains Highlights: MBI, VRTX, GRPN, PBI, PC
December 16, 2012
According to GuruFocus updates, these stocks have declined the most since Gurus have bought. Read more...
Ideology + Investing = A Recipe for Disaster
June 29, 2012
Bill Ackman,David Einhorn - Ideology + Investing = A Recipe For Disaster
Today’s healthcare ruling has certainly got the talking heads going; the worst part of it all is that there are months and months of this still to come. I thought I would take the time to bring the political conversation back to what I really care about: great companies and investing. I thought I would take the time to scratch out an article dedicated to the crazies of the world: here’s a list of why most political diehards (on both sides) are likely to be poor investors: Read more...

Ratios

vs
industry		 vs
history
P/E(ttm) 2.10
MBI's P/E(ttm) is ranked lower than
1176469% of the 85 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 13.80 vs. MBI: 2.10 )
MBI' s 10-Year P/E(ttm) Range
Min: 0.67   Max: 48.81
Current: 2.1
0.67
48.81
P/B 0.90
MBI's P/B is ranked lower than
1020407% of the 98 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.01 vs. MBI: 0.90 )
MBI' s 10-Year P/B Range
Min: 0.05   Max: 1.91
Current: 0.9
0.05
1.91
P/S 1.27
MBI's P/S is ranked lower than
999999% of the 100 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.11 vs. MBI: 1.27 )
MBI' s 10-Year P/S Range
Min: 0.14   Max: 7.79
Current: 1.27
0.14
7.79
EV-to-EBIT 3.4
MBI's EV-to-EBIT is ranked lower than
1162790% of the 86 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.80 vs. MBI: 3.4 )
MBI' s 10-Year EV-to-EBIT Range
Min: 2.4   Max: 48.8
Current: 3.4
2.4
48.8
Shiller P/E 58.4
MBI's Shiller P/E is ranked lower than
100% of the Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: vs. MBI: 58.4 )
MBI' s 10-Year Shiller P/E Range
Min: 0.5   Max: 58.4
Current: 58.4
0.5
58.4

Valuation & Return

vs
industry		 vs
history
Price/Net Current Asset Value 3.4
MBI's Price/Net Current Asset Value is ranked lower than
1428570% of the 70 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 6.60 vs. MBI: 3.4 )
MBI' s 10-Year Price/Net Current Asset Value Range
Min: 0.5   Max: 548.3
Current: 3.4
0.5
548.3
Price/Tangible Book 0.9
MBI's Price/Tangible Book is ranked lower than
1063829% of the 94 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.20 vs. MBI: 0.9 )
MBI' s 10-Year Price/Tangible Book Range
Min: 0.3   Max: 1.8
Current: 0.9
0.3
1.8
Price/Median PS Value 0.4
MBI's Price/Median PS Value is ranked lower than
1010100% of the 99 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.10 vs. MBI: 0.4 )
MBI' s 10-Year Price/Median PS Value Range
Min: 0.1   Max: 1.9
Current: 0.4
0.1
1.9
Price/Graham Number 0.3
MBI's Price/Graham Number is ranked lower than
1219511% of the 82 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.90 vs. MBI: 0.3 )
MBI' s 10-Year Price/Graham Number Range
Min: 0.1   Max: 1.3
Current: 0.3
0.1
1.3
Earnings Yield (Greenblatt) 29.00
MBI's Earnings Yield (Greenblatt) is ranked lower than
1162790% of the 86 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.20 vs. MBI: 29.00 )
MBI' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2.1   Max: 42.4
Current: 29
2.1
42.4
Forward Rate of Return (Yacktman) -35.57
MBI's Forward Rate of Return (Yacktman) is ranked lower than
1960782% of the 51 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.91 vs. MBI: -35.57 )
MBI' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -67.5   Max: 235.7
Current: -35.57
-67.5
235.7

Business Description

MBIA Incorporated was formed as a business corporation under the laws of the state of Connecticut in 1986. The Company operates the financial guarantee insurance business in the industry and is a provider of asset management advisory services. These activities are managed through three business operations: United States ('U.S.') public finance insurance, structured finance and international insurance, and investment advisory services. The Company also manages asset/liability products and conduit programs, which are in wind-down. Corporate operations include revenues and expenses that arise from general corporate activities. Its financial guarantee insurance generally provides investors with an unconditional and irrevocable guarantee of the payment of the principal, interest or other amounts owing on insured obligations when due. It conducts its financial guarantee business, as well as related reinsurance, advisory and portfolio services, through its wholly-owned subsidiaries National Public Finance Guarantee Corporation, its United States public finance only financial guarantee company, and MBIA Insurance Corporation ('MBIA Corp.'), which together with its subsidiaries, writes global structured finance and non-U.S. public finance financial guarantee insurance. It conducts its investment management business primarily through wholly-owned subsidiaries of Cutwater Holdings, LLC (together, 'Cutwater'), formerly known as MBIA Asset Management, LLC. Cutwater offers advisory services, including cash management, discretionary asset management and structured products on a fee-for-service basis. The Company offers these services to public, not-for-profit, corporate and financial services clients, including the Company and its subsidiaries. Cutwater also manages asset/liability products and conduit programs, which are being wound down. In addition to implementing these initiatives, it also began to expand the services offered by its businesses through reinsurance and financial advisory transactions. The Company plans to continue to evaluate opportunities to participate in the structured finance and international markets in the future as such opportunities arise. Its insurance companies compete with other monoline insurance companies, as well as other forms of credit enhancement, in writing financial guarantee business.
Company Website
SEC Reports
Industry: Insurance - Property & Casualty
Compare:RLI, TRV, QBIEY, TKOMY, ALL
Traded in other countries:MBJ.Germany
» More Articles for MBI

Headlines

Articles On GuruFocus.com
David Einhorn’s Stopped Shorts May 13 2013 
Greenlight Capital David Einhorn's First Quarter Letter to Investors May 13 2013 
Top Five Best Value US Mutual Funds Apr 20 2013 
'Zenvestor' Bruce Berkowitz Reduces MBIA, Still Largest Stakeholder Apr 11 2013 
Bruce Berkowitz’s Investments Still Have Significant Upside Mar 25 2013 
Edward Lampert and Francis Chou’s New Stocks See Biggest Gains Mar 18 2013 
Carl Icahn vs Bill Ackman and Herbalife Feb 15 2013 
Bruce Berkowitz Annual Letter for the Fairholme Focused Income Fund Feb 01 2013 
Weekly Guru Bargains Highlights: MBI, VRTX, GRPN, PBI, PC Dec 16 2012 
Bruce Berkowitz Announces Q3 Reduction to CIT and AIG, Sticks With Other Holdings Oct 29 2012 

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