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Also traded in: Germany, UK

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.01
TMK's Cash to Debt is ranked lower than
100% of the 90 Companies
in the Global Insurance - Life industry.

( Industry Median: 10.20 vs. TMK: 0.01 )
Ranked among companies with meaningful Cash to Debt only.
TMK' s Cash to Debt Range Over the Past 10 Years
Min: 0  Med: 0.02 Max: N/A
Current: 0.01
Equity to Asset 0.21
TMK's Equity to Asset is ranked higher than
82% of the 90 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.09 vs. TMK: 0.21 )
Ranked among companies with meaningful Equity to Asset only.
TMK' s Equity to Asset Range Over the Past 10 Years
Min: 0.15  Med: 0.22 Max: 0.25
Current: 0.21
0.15
0.25
Interest Coverage 10.15
TMK's Interest Coverage is ranked lower than
59% of the 63 Companies
in the Global Insurance - Life industry.

( Industry Median: 12.84 vs. TMK: 10.15 )
Ranked among companies with meaningful Interest Coverage only.
TMK' s Interest Coverage Range Over the Past 10 Years
Min: 8.65  Med: 10.12 Max: 11.79
Current: 10.15
8.65
11.79
F-Score: 5
WACC vs ROIC
8.00%
9.48%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 20.99
TMK's Operating margin (%) is ranked higher than
82% of the 90 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.91 vs. TMK: 20.99 )
Ranked among companies with meaningful Operating margin (%) only.
TMK' s Operating margin (%) Range Over the Past 10 Years
Min: 18.78  Med: 20.84 Max: 24.75
Current: 20.99
18.78
24.75
Net-margin (%) 14.23
TMK's Net-margin (%) is ranked higher than
80% of the 91 Companies
in the Global Insurance - Life industry.

( Industry Median: 6.50 vs. TMK: 14.23 )
Ranked among companies with meaningful Net-margin (%) only.
TMK' s Net-margin (%) Range Over the Past 10 Years
Min: 12.57  Med: 14.38 Max: 15.35
Current: 14.23
12.57
15.35
ROE (%) 12.08
TMK's ROE (%) is ranked higher than
69% of the 91 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.59 vs. TMK: 12.08 )
Ranked among companies with meaningful ROE (%) only.
TMK' s ROE (%) Range Over the Past 10 Years
Min: 12.04  Med: 13.55 Max: 16.3
Current: 12.08
12.04
16.3
ROA (%) 2.61
TMK's ROA (%) is ranked higher than
85% of the 91 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.73 vs. TMK: 2.61 )
Ranked among companies with meaningful ROA (%) only.
TMK' s ROA (%) Range Over the Past 10 Years
Min: 2.63  Med: 3.07 Max: 3.49
Current: 2.61
2.63
3.49
Revenue Growth (3Y)(%) 6.70
TMK's Revenue Growth (3Y)(%) is ranked higher than
51% of the 82 Companies
in the Global Insurance - Life industry.

( Industry Median: 5.30 vs. TMK: 6.70 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
TMK' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: 2.3  Med: 8.80 Max: 14
Current: 6.7
2.3
14
EBITDA Growth (3Y)(%) 4.90
TMK's EBITDA Growth (3Y)(%) is ranked lower than
59% of the 78 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.90 vs. TMK: 4.90 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
TMK' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -12.4  Med: 9.30 Max: 30.5
Current: 4.9
-12.4
30.5
EPS Growth (3Y)(%) 4.10
TMK's EPS Growth (3Y)(%) is ranked lower than
61% of the 76 Companies
in the Global Insurance - Life industry.

( Industry Median: 7.50 vs. TMK: 4.10 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
TMK' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -4.8  Med: 9.80 Max: 19.8
Current: 4.1
-4.8
19.8
» TMK's 10-Y Financials

Financials (Next Earnings Date: Est. 2016-07-28)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q2 2015

TMK Guru Trades in Q2 2015

Richard Pzena 912,243 sh (+30.43%)
RS Investment Management 1,483,032 sh (+1.98%)
Warren Buffett 6,353,727 sh (unchged)
John Keeley 6,000 sh (unchged)
Ken Fisher 214,172 sh (-0.73%)
Tweedy Browne 1,397,010 sh (-2.48%)
Jeremy Grantham 28,900 sh (-17.90%)
David Dreman 1,060 sh (-78.44%)
» More
Q3 2015

TMK Guru Trades in Q3 2015

Paul Tudor Jones 4,200 sh (New)
Louis Moore Bacon 101,035 sh (New)
Ray Dalio 4,959 sh (New)
RS Investment Management 1,863,800 sh (+25.67%)
Ken Fisher 255,579 sh (+19.33%)
David Dreman 1,060 sh (unchged)
Warren Buffett 6,353,727 sh (unchged)
Richard Pzena 908,218 sh (-0.44%)
Tweedy Browne 1,389,902 sh (-0.51%)
John Keeley 5,600 sh (-6.67%)
Jeremy Grantham 9,050 sh (-68.69%)
» More
Q4 2015

TMK Guru Trades in Q4 2015

John Hussman 50,000 sh (New)
Paul Tudor Jones 5,032 sh (+19.81%)
Warren Buffett 6,353,727 sh (unchged)
John Keeley 5,600 sh (unchged)
Ray Dalio Sold Out
David Dreman Sold Out
Jeremy Grantham Sold Out
Louis Moore Bacon Sold Out
Ken Fisher 251,424 sh (-1.63%)
Richard Pzena 828,929 sh (-8.73%)
RS Investment Management 1,067,960 sh (-42.70%)
Tweedy Browne 250,173 sh (-82.00%)
» More
Q1 2016

TMK Guru Trades in Q1 2016

David Dreman 186 sh (New)
Paul Tudor Jones 12,712 sh (+152.62%)
Richard Pzena 946,406 sh (+14.17%)
Warren Buffett 6,353,727 sh (unchged)
John Hussman Sold Out
Ken Fisher 238,512 sh (-5.14%)
Tweedy Browne 191,886 sh (-23.30%)
John Keeley 4,000 sh (-28.57%)
RS Investment Management 456,765 sh (-57.23%)
» More
» Details

Insider Trades

Latest Guru Trades with TMK

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Insurance - Life » Insurance - Life
Compare:OTCPK:CINSF, NYSE:UNM, OTCPK:SLMAF, OTCPK:STJPF, OTCPK:TDHOY, NYSE:LNC, NYSE:SFG, OTCPK:SLFPF, OTCPK:DCYHY, OTCPK:CNPAY, NYSE:SYA, NYSE:CNO, OTCPK:AMLTF, NYSE:PFG, NYSE:PRI, OTCPK:MMHDF, OTCPK:SREDY, OTCPK:DLLLF, NYSE:FFG, NYSE:FGL » details
Traded in other countries:TMJ.Germany, TMK.UK,
Torchmark Corp is an insurance holding company. It markets individual life and supplemental health insurance and to limited extent annuities, to middle income households throughout the United States.

Torchmark Corp is an insurance holding company incorporated in Delaware on November 29, 1979. The Company markets individual life, and supplemental health insurance to middle income households throughout the United States. It views its operations by segments, which are the insurance product lines of life, health, and annuities, and the investment segment that supports the product lines. The insurance product line segments involve the marketing, underwriting, and the administration of policies. Each product line is further segmented by the various distribution units that market the insurance policies. Each distribution unit operates in a niche market offering insurance products designed for that particular market. The investment segment involves the management of its capital resources, including investments and the management of corporate debt and liquidity. Life insurance products include traditional and interest-sensitive whole life insurance as well as term life insurance. Health insurance products are generally guaranteed-renewable and include Medicare Supplement, critical illness, accident, long-term care, and limited-benefit supplemental hospital and surgical coverages. Annuities include fixed-benefit contracts. The Company markets its insurance products through a number of distribution channels, each of which sells the products of one or more of its insurance segments. The Company offers limited-benefit supplemental health insurance products that include critical illness and accident plans. Annuity products include single-premium and flexible-premium deferred annuities. The Company competes with other insurance carriers through policyholder service, price, product design, and sales efforts. The health insurance products compete with, in addition to the products of other health insurance carriers, health maintenance organizations, preferred provider organizations, and other health care-related institutions which provide medical benefits based on contractual agreements.

Ratios

vs
industry
vs
history
P/E(ttm) 14.58
TMK's P/E(ttm) is ranked lower than
65% of the 84 Companies
in the Global Insurance - Life industry.

( Industry Median: 11.56 vs. TMK: 14.58 )
Ranked among companies with meaningful P/E(ttm) only.
TMK' s P/E(ttm) Range Over the Past 10 Years
Min: 3.62  Med: 11.59 Max: 15.33
Current: 14.58
3.62
15.33
Forward P/E 14.04
TMK's Forward P/E is ranked lower than
70% of the 33 Companies
in the Global Insurance - Life industry.

( Industry Median: 11.66 vs. TMK: 14.04 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 14.33
TMK's PE(NRI) is ranked lower than
61% of the 83 Companies
in the Global Insurance - Life industry.

( Industry Median: 12.20 vs. TMK: 14.33 )
Ranked among companies with meaningful PE(NRI) only.
TMK' s PE(NRI) Range Over the Past 10 Years
Min: 3.59  Med: 11.58 Max: 15.06
Current: 14.33
3.59
15.06
Price/Owner Earnings (ttm) 14.83
TMK's Price/Owner Earnings (ttm) is ranked lower than
64% of the 47 Companies
in the Global Insurance - Life industry.

( Industry Median: 11.68 vs. TMK: 14.83 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
TMK' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 3.57  Med: 11.46 Max: 15.45
Current: 14.83
3.57
15.45
P/B 1.67
TMK's P/B is ranked lower than
67% of the 89 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.19 vs. TMK: 1.67 )
Ranked among companies with meaningful P/B only.
TMK' s P/B Range Over the Past 10 Years
Min: 0.71  Med: 1.54 Max: 2.21
Current: 1.67
0.71
2.21
P/S 2.06
TMK's P/S is ranked lower than
84% of the 88 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.96 vs. TMK: 2.06 )
Ranked among companies with meaningful P/S only.
TMK' s P/S Range Over the Past 10 Years
Min: 0.48  Med: 1.73 Max: 2.27
Current: 2.06
0.48
2.27
PFCF 6.80
TMK's PFCF is ranked lower than
54% of the 46 Companies
in the Global Insurance - Life industry.

( Industry Median: 6.09 vs. TMK: 6.80 )
Ranked among companies with meaningful PFCF only.
TMK' s PFCF Range Over the Past 10 Years
Min: 2.1  Med: 6.56 Max: 9.29
Current: 6.8
2.1
9.29
POCF 6.59
TMK's POCF is ranked lower than
62% of the 61 Companies
in the Global Insurance - Life industry.

( Industry Median: 4.31 vs. TMK: 6.59 )
Ranked among companies with meaningful POCF only.
TMK' s POCF Range Over the Past 10 Years
Min: 2.08  Med: 6.47 Max: 9.04
Current: 6.59
2.08
9.04
EV-to-EBIT 9.97
TMK's EV-to-EBIT is ranked lower than
60% of the 67 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.01 vs. TMK: 9.97 )
Ranked among companies with meaningful EV-to-EBIT only.
TMK' s EV-to-EBIT Range Over the Past 10 Years
Min: 3.3  Med: 8.10 Max: 10.9
Current: 9.97
3.3
10.9
EV-to-EBITDA 9.97
TMK's EV-to-EBITDA is ranked lower than
63% of the 67 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.21 vs. TMK: 9.97 )
Ranked among companies with meaningful EV-to-EBITDA only.
TMK' s EV-to-EBITDA Range Over the Past 10 Years
Min: 3.3  Med: 8.10 Max: 10.9
Current: 9.97
3.3
10.9
PEG 1.81
TMK's PEG is ranked lower than
69% of the 49 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.21 vs. TMK: 1.81 )
Ranked among companies with meaningful PEG only.
TMK' s PEG Range Over the Past 10 Years
Min: 0.6  Med: 1.15 Max: 13.59
Current: 1.81
0.6
13.59
Shiller P/E 18.77
TMK's Shiller P/E is ranked lower than
63% of the 41 Companies
in the Global Insurance - Life industry.

( Industry Median: 14.98 vs. TMK: 18.77 )
Ranked among companies with meaningful Shiller P/E only.
TMK' s Shiller P/E Range Over the Past 10 Years
Min: 3.93  Med: 13.87 Max: 20.03
Current: 18.77
3.93
20.03

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.89
TMK's Dividend Yield is ranked lower than
99.99% of the 114 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.91 vs. TMK: 0.89 )
Ranked among companies with meaningful Dividend Yield only.
TMK' s Dividend Yield Range Over the Past 10 Years
Min: 0.72  Med: 0.93 Max: 3.27
Current: 0.89
0.72
3.27
Dividend Payout 0.13
TMK's Dividend Payout is ranked higher than
91% of the 85 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.30 vs. TMK: 0.13 )
Ranked among companies with meaningful Dividend Payout only.
TMK' s Dividend Payout Range Over the Past 10 Years
Min: 0.02  Med: 0.11 Max: 0.39
Current: 0.13
0.02
0.39
Dividend Growth (3y) 10.50
TMK's Dividend Growth (3y) is ranked lower than
58% of the 50 Companies
in the Global Insurance - Life industry.

( Industry Median: 13.00 vs. TMK: 10.50 )
Ranked among companies with meaningful Dividend Growth (3y) only.
TMK' s Dividend Growth (3y) Range Over the Past 10 Years
Min: -19.6  Med: 6.10 Max: 21.9
Current: 10.5
-19.6
21.9
Forward Dividend Yield 0.91
TMK's Forward Dividend Yield is ranked lower than
99.99% of the 114 Companies
in the Global Insurance - Life industry.

( Industry Median: 4.29 vs. TMK: 0.91 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 1.93
TMK's Yield on cost (5-Year) is ranked lower than
99.99% of the 113 Companies
in the Global Insurance - Life industry.

( Industry Median: 6.07 vs. TMK: 1.93 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
TMK' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 1.53  Med: 1.97 Max: 6.93
Current: 1.93
1.53
6.93
3-Year Average Share Buyback Ratio 4.70
TMK's 3-Year Average Share Buyback Ratio is ranked higher than
94% of the 68 Companies
in the Global Insurance - Life industry.

( Industry Median: -0.50 vs. TMK: 4.70 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
TMK' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: 2.7  Med: 4.70 Max: 9
Current: 4.7
2.7
9

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.90
TMK's Price/Tangible Book is ranked lower than
60% of the 86 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.54 vs. TMK: 1.90 )
Ranked among companies with meaningful Price/Tangible Book only.
TMK' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.94  Med: 1.95 Max: 3.64
Current: 1.9
0.94
3.64
Price/Projected FCF 0.45
TMK's Price/Projected FCF is ranked higher than
62% of the 56 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.58 vs. TMK: 0.45 )
Ranked among companies with meaningful Price/Projected FCF only.
TMK' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.21  Med: 0.45 Max: 0.87
Current: 0.45
0.21
0.87
Price/Median PS Value 1.21
TMK's Price/Median PS Value is ranked lower than
70% of the 83 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.00 vs. TMK: 1.21 )
Ranked among companies with meaningful Price/Median PS Value only.
TMK' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.42  Med: 1.04 Max: 1.47
Current: 1.21
0.42
1.47
Price/Peter Lynch Fair Value 1.52
TMK's Price/Peter Lynch Fair Value is ranked lower than
77% of the 35 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.99 vs. TMK: 1.52 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
TMK' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.28  Med: 1.06 Max: 2.08
Current: 1.52
0.28
2.08
Price/Graham Number 1.10
TMK's Price/Graham Number is ranked lower than
60% of the 73 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.88 vs. TMK: 1.10 )
Ranked among companies with meaningful Price/Graham Number only.
TMK' s Price/Graham Number Range Over the Past 10 Years
Min: 0.57  Med: 1.00 Max: 1.57
Current: 1.1
0.57
1.57
Earnings Yield (Greenblatt) (%) 10.06
TMK's Earnings Yield (Greenblatt) (%) is ranked higher than
55% of the 88 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.40 vs. TMK: 10.06 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
TMK' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 9.2  Med: 12.40 Max: 30.6
Current: 10.06
9.2
30.6
Forward Rate of Return (Yacktman) (%) 21.25
TMK's Forward Rate of Return (Yacktman) (%) is ranked higher than
55% of the 58 Companies
in the Global Insurance - Life industry.

( Industry Median: 17.67 vs. TMK: 21.25 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
TMK' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: 15.6  Med: 22.40 Max: 52.5
Current: 21.25
15.6
52.5

More Statistics

Revenue (TTM) (Mil) $3,721
EPS (TTM) $ 4.23
Beta0.92
Short Percentage of Float2.39%
52-Week Range $48.47 - 63.26
Shares Outstanding (Mil)120.65

Analyst Estimate

Dec16 Dec17
Revenue (Mil $)
EPS ($) 4.40 4.70
EPS w/o NRI ($) 4.40 4.70
EPS Growth Rate
(3Y to 5Y Estimate)
N/A
» More Articles for NYSE:TMK

Headlines

Articles On GuruFocus.com
The Big Sale: Insiders Sell Company Stock in Millions of Dollars May 25 2016 
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Tweedy Browne Trims Stakes in Financial Stocks Feb 12 2016 
Weekly Insider Sells Highlight: HDS, FIS, TMK, AMAT Jun 28 2015 
George Soros and Ken Heebner Sold Out this Life Insurance Company Mar 30 2015 
Torchmark´s Dividend Hike Does Not Justify Its Market Price Mar 30 2015 
I Continue Recommend Adding Aflac to a Diversified Portfolio Jan 22 2015 
Surprisingly, Warren Buffett Buys These 8 Dividend Stocks Nov 19 2014 
With a Promising Return, I Would Add Aflac to my Portfolio Oct 03 2014 

More From Other Websites
Torchmark upgraded by BofA/Merrill Jun 29 2016
Torchmark Corp. breached its 50 day moving average in a Bearish Manner : TMK-US : June 28, 2016 Jun 28 2016
Torchmark (TMK) and Units' Ratings Retained by A.M. Best Jun 27 2016
American Income-Altig Named 2016 Best Company to Work for by Seattle Business Magazine Jun 24 2016
A.M. Best Affirms Ratings of Torchmark Corporation and Its Subsidiaries Jun 24 2016
Zacks.com featured highlights: Tyson Foods, Lear, Torchmark, Lexington Realty Trust and DTE Energy Jun 21 2016
5 Solid Dividend Growth Stocks to Counter Choppy Markets Jun 20 2016
Torchmark's Growth Initiatives Impress, High Expenses a Drag Jun 03 2016
The Zacks Analyst Blog Highlights: Torchmark, Argo Group International Holdings, Cigna and Horace... May 27 2016
Torchmark Corporation Declares Dividend May 20 2016
Torchmark Corporation Declares Dividend May 20 2016
TORCHMARK CORP Files SEC form 8-K/A, Submission of Matters to a Vote of Security Holders May 19 2016
TORCHMARK CORP Files SEC form 8-K, Entry into a Material Definitive Agreement, Submission of Matters... May 18 2016
Torchmark Corp. :TMK-US: Earnings Analysis: Q1, 2016 By the Numbers May 16 2016
TORCHMARK CORP Financials May 12 2016
Torchmark Corporation Company Announces 2016 Annual Meeting Of Shareholders May 06 2016
Torchmark Corporation Company Announces 2016 Annual Meeting Of Shareholders May 06 2016
TORCHMARK CORP Files SEC form 10-Q, Quarterly Report May 06 2016
Edited Transcript of TMK earnings conference call or presentation 27-Apr-16 3:00pm GMT Apr 27 2016
Will Q1 Earnings Beat Drive Torchmark (TMK) Stock Higher? Apr 27 2016

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