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AmeriServ Financial Inc's credit losses provision for the three months ended in Jun. 2015 was $0.20 Mil. Its credit losses provision for the trailing twelve months (TTM) ended in Jun. 2015 was $0.83 Mil.
AmeriServ Financial Inc's quarterly credit losses provision declined from Dec. 2014 ($0.38 Mil) to Mar. 2015 ($0.25 Mil) and declined from Mar. 2015 ($0.25 Mil) to Jun. 2015 ($0.20 Mil).
AmeriServ Financial Inc's annual credit losses provision declined from Dec. 2012 ($-0.78 Mil) to Dec. 2013 ($-1.10 Mil) but then increased from Dec. 2013 ($-1.10 Mil) to Dec. 2014 ($0.38 Mil).
For each period of operations, banks may reserve a portion of their income to cover the possible non-performing loans. The amount of the Credit Losses Provision is dependent on the management's estimate of the load quality they have. The higher Credit Losses Provision is, the lower banks' reported income in. This does not affect banks' cash flow statement.
AmeriServ Financial Inc Credit Losses Provision for the trailing twelve months (TTM) ended in Jun. 2015 was 0 (Sep. 2014 ) + 0.375 (Dec. 2014 ) + 0.25 (Mar. 2015 ) + 0.2 (Jun. 2015 ) = $0.83 Mil.
* All numbers are in millions except for per share data and ratio. All numbers are in their own currency.
AmeriServ Financial Inc Annual Data
AmeriServ Financial Inc Quarterly Data